How I paid off over $42,000 of debt in 6 months! How to become debt free!
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- Опубликовано: 30 июл 2024
- I hope you guys enjoy this debt free journey video. If you have any other questions for me, hit me up in the comments!
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How I paid off over $42,000 of debt in 6 months! How to become debt free!
#howtobecomedebtfree #gettingoutofdebt #howtopayoffdebt #financetips #howtobedebtfree #debtfreejourney2021 
Хобби
TAPPED IN!!!! + YOU LOOOK GORGEOUSSSSSS
😂 Yaaasss! Thank you boo!
Paid off all my student loans $50k back in 2019 and it was the best feeling. I missed out on so much investment potentially because of the debt hanging over Remy heard.
So I worked a plan with family. No rent and sent $2000 a month to debt until it was paid off. Then saved for down payment for a house. I cashed out my college saving plan for my niece to pay for a used car cash. (secret, don't tell anyone). And I was not taken seriously by car dealerships. I said no to trips, worked two jobs. Put up with depression. BUT once I was finished paying off everything and moved in to my house, I was so happy.
Congratulations, on get your 🏡 home. Congrats on your new place to have peace! It was worth the sacrifice.
Glad for you.
Congrats 👏 👏
Congratulations :)!!!!
Wow you are persistent
Ashley, 1 year life update after debt!
I’m sooo close! Last $4k of $62k left over 2 years and 2 months
Just a notification for this (so divine)! I DIDDDDD ITTTT! Paid the last 4k off last day of Feb and got to step into March (Women’s Month by the month) DEBT FREEEEE
@@TheKierraJones Awesome!!
@@TheKierraJonesyour replies give me soo much joy! Thank you for the update. I’m so proud of you 🎉🎉🎉
Whoooooohooooo!!
@@TheKierraJonesYAAASSSSS!!!!!!! MAGICALLY DELICIOUSNESS LOL!!!! ✨🎉❤️
It took me 3 years to be off $36000 by getting a second job but I did it and will never go back! So proud of you and love the braids! PS: Those 6 haters are in debt and too lazy to fix it. Help them Lord!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
Good job! It took me over 6 years. I will be completely debt free in 2024 . BUT. I had to increase my income (changed jobs twice, making 40k more now) to accomplish my goal, I am a single mom of two, I did it with one simgle job and last year I decided something got to give and we went on vacations again, bought some furniture etc (100% cash paid). I could have done it in less time, I guess, but I also needed the time to build a better relationship with money. Oh, and technically I have the money to pay off the rest of my debt in my Savings account. But the loan is less than 3% interest and I sleep easier knowing I have 3 months expenses saved.
Anyways, debt is gone soon and I am so glad when I close the loan 🎉 Debt sucks.
Great job!
@@nomessnostress thank you. Debt free since May. I needed it to be gone. Feels so good. Now everything in my savings is really mine 🙌🏼
I have triple this amount of debt and I feel hopeless but im going to keep pushing through my debt free journey!
You got this!!! Just think, it’s a temporary sacrifice for decades of financial freedom!
One step at a time. You can do it
Hope you are out of your debts.
Congrats on your journey. I just paid off my student loans in February and it took me over 10 years. I deferred my loans when I went back to school for another degree but now being debt free I dont ever see myself having debt again. I wake up everyday grateful and stress-free knowing I don't owe anyone.
Yass! Dont financial freedom with all its opportunities feel good. It allows choices based on options.
Y u didn’t seek loan forgiveness
The blush pink ✅ face beat ✅ drop’n gems ✅.. I’m here for it
😂😂😂 thank you so much Queen!
3750 extra in income, girl teach me!!!
42? Wow, what a blessing....congrats sis
Such a blessing from God! Thank you ☺️
If you pay off a debt, it falls off quickly now it falls off quickly now on your credit report. Usually by the next reporting cycle. A person would want to keep an eye on it. Great work! Student loans paid off in 2019. Paid for my car in cash. I’m retired.
this is not to brag, but i paid off my new car $70,000 upfront
Chile, I don't have any debt but I also barely have any savings or an emergency fund. I need to get my priorities in order, start on the side hustle, and get like you!
Girl! You’re still in a good spot, give yourself some credit. The fact that you don’t have any debt means you are light years ahead of others! Like myself 😂
I have an A-Z side hustle series going on right now with different ideas for side hustles if you want to watch it!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
Wow! Congratulations sis! You’re such a great example of how to be a great steward over your single season.🙌🏾 proud of you!
Congratulations hun on getting that Debt paid down🍾🥂. I really enjoyed watching this and hearing you talk about your journey and helping those with answering their questions....blessings!!!! I just love your personality 💕💕💕
Been waiting for this. If you have time/care to share, this would be a good series for people (aka me) to follow as you continue to the finish line. Congrats on your debt reduction to date!!
I definitely have time to do this as a series! I’m so glad to hear that you want to know more. Thank you so much Love 💕
Thank you for all the information you have shared today. I am working on clearing my debt also.
You look very nice today. Love that blouse. The skin glowing.
Congrats Ashley! This is a major accomplishment.
Thank you so much!
I enjoyed this so much. I appreciate how candid you are with your viewers. But what I loved the most is how much you emphasis you placed on giving God your 1st 10%, and how only God protects the assets he's given you stewardship over and how you want to give to others. I've been blessed, encouraged and inspired by your video. May God continue to bless and grow your business. Congratulations on your journey. That was quite the feat! Good Lord! Keep me in your prayers as I start my journey today. ;-D I'm excited!
I'm so excited about this! 😻 Just made another snowball payment while I watched this.
Yaaaaasssss!!! You got this Hun 🙌🏾 so proud of you ❤️💕
Congratulations for getting this debt paid. I love that blouse you look so pretty 💕
Thank you so much Kels ☺️😘
I am so proud of you, you are my favorite youtuber! I haven’t watched the full video yet but I know it’s going to be good. My husband and I are going through a similar journey we were in 63k in debt 7 months ago and and are down to 30k now. It’s definitely a sacrifice/struggle but the journey/end goal is worth it!!
Aw thank you so much Michelle and congratulations to you!!! That is awesome! We are about to be debt free and living life abundantly!!! ❤️🙌🏾
@@FromHeadtoCurve Yaaasss! Thank you!! I can’t wait to celebrate with you when you reach your goal! Congrats on your success and may there be many more❤️
GIRL YOU ARE GLOWING! DEBT FREE LOOKS GOOD ON YOUUUUU! ok let me go actually watch the video now :)
😂😂😂 thank you Ashley. I still have more debt to pay off, but I’ll be done soon!
Yes! This was so good, and thanks for giving tithing a shout out! I’m a believer! 🙌🏽Tuh!🤣
Lol!!! It must get all the shoutouts!
Congratulations love! That's amazing!
Can I just say you look AMAZING ! Definitely loving the look and as always such great content💜
Thank you so much Bria! You’re so sweet ☺️😘
Ohhhh Ashley. You look absolutely stunning and that top compliments your complexion beautifully!!!
Aw thank you Love 💕
This video was very informative! Awesome job knocking down your debt.
Thank you so much Nikki! I’m so glad it’s helpful ☺️
I fortunately don't have debt but this is even just teaching me about financial responsibility and making me more aware of the way I spend and how I could live a more fulfilling life with money as a tool
Grabbing my notebook! I’m on a journey as well. Congrats to you!!!
You got this boo!!! Thank you 😘❤️
I have $211k of student loan debt and make $95k before taxes. I feel SO overwhelmed cause i want to buy a house.
You go girl!!! So proud
Thank you babe!
Sis!!! I don’t have any debt but this is super inspiring to see my good sis done paid this much debt off! I love to see it 😻 you look absolutely beautiful as well!
Yay! That is awesome Kayla! And thank you so much 😊 I’m trying to get like you 🥰
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
Hey Ash!! Good to see you. You look truly beautiful!! Love the look. Thanks for this video. 😘🙏
Thank you so much Kerry! Good to see you too ❤️❤️❤️
Your voice is so relaxing!!
Good for you! I am doing my debt-free journey as well. I definitely need to increase my income. Praying for 100k this year and the ability to purchase several rental properties. I want to be deft-free in 2-3 years. I can do it, IJN!!!
Yes!!! You got this Hun!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
May I ask you what jobs do you do? And did you make it?
Loved every minute of this video!!!! Thanks for sharing!!
I’m so glad Candice. Thank you for watching!
These are all good ideas and suggestions to cut out in your debt. Thank you ❤❤❤❤❤
Happy Wednesday boo... I'm here for all the tips/ journey. Hope you are doing well
Happy Wednesday Love!!! I’m blessed and I hope you are as well 😘❤️
Best tip EVER! Voluntary surrenders (i.e. cancelation of debt) are counted as INCOME!
I've been waiting on this video!!! And you look so beautiful sis! TFS!!❤💲❤
Aw im so glad it’s finally out for you babe! ☺️ thank you for watching
Thank you, Queen ❤ you said a lot of good helpful information- thank you ❤
I love your channel and the fact that you keep God first in every decision you make is all the more reason I love love love watching. Blessing and favor on your journey. I’m planning to start my debt free journey soon. Thanks for sharing.
You are so sweet! He has to be first because I definitely can’t do it on my own 🙌🏾
I am just getting started with content creation and aspire to be like you one day! This was very motivating!
Love this blush colored top! 😍
Thank you Hun!
I haven’t been here in a while 😩 but you look gorgeous! And yassss to this content!
Thank you so much Hun! Glad to have you back ☺️
Serving tips and lewkss!!! It's givinggg 😍😍😍😍
🤣🤣 thank you Kayla!
Amazing testimony!!!! So inspiring! God Bless!
Love this video! You look beautiful as always!
Thank you Ashley!
🙏🏾🙏🏾🙏🏾 Kudos to you, my dear lady.
Thank you so much!
Ashley you look so pretty. thank you so much for this very informative video. may god continue to bless you
Thank you so much Tracee! May He continue to bless you as well ☺️
I dont have any debt but I love your videos and topics about finances.
Aw that’s amazing! Thank you so much. ☺️❤️
CONGRATS!
Thank you love ❤️
This video was very helpful to me. I enjoy watching your videos and you are a very beautiful person.
Thank you so much! I’m glad it was so helpful 😊
ABM how are you doing Sis? You’re looking blessed and highly favored...Love ya Sis😘!
😂 Thank you so much. I’m doing well boo! I hope you are too 😘❤️
This was awesome!!!
Thank you!
Yayyyyy. I am so happy for you.
Thank you Nicholle!
Good evening Ashley you look so beautiful Congrats on your 6 month achievement.
awesome content. thanks for sharing
Thank you so much Sharon! You’re so sweet ☺️❤️💕
Congratulations!!
Thank you so much ☺️
Congratulations!!!!🎉🎈🎊
Thank you!
congrats!!! fantastic news
Thank you!
Love your advice! God bless you.
Yass that IRS is nooo joke! Hurt me big time in my 30’s I mean after rent bread & water til payday. I’m debt free now I’m in my 50’s but I online shop way too much now🙁
Yes! They snatched me up by my neck 😂 if you have the budget to online shop and still be good financially there’s nothing wrong with that!
Cash envelope system could help u with online shopping
@@shannonland1137 thank you! Good suggestion! I will try it electronically by moving money into a secondary account connected to a debit just for shopping. I dont carry cash at all .😁
@@IceyIcey2023 yea so the sinking funds helped me slow down a hole lot and I believe it was because I started seeing the other categories stack up pushing me more into the no spend corners witch was more motivation
Congrats 🎊🍾🎉
Thank you!
Step 1: make 42k at least in 6 months?
I don’t have that much debt so let me watch the video 😊
😂😂😂
Can you do more accounting videos! I am a sophomore finance major that really wants to pursue a career in accounting. Sadly my parents discourage it but it is what I enjoy doing!
That’s awesome! You have to do what you love ☺️ actually a Day in the life of an accountant video is coming up this Saturday ☺️
Wow! Thanks for the tips.
Of course!
Yes congrats !!❣️❣️
Great Video!!
Love this!!! ❤️ Hopefully I will be debt free by the end of the year. At least that’s My Goal!!! 😁🙌🏾
Mine too! I still have debt to pay 😀 We got this!
GORGEOUS CONGRATULATIONS 👏🏿👏🏿👏🏿👏🏿🎉🎉🎉🎉
Thank you Babe!
Very Informative. Thank You!
Glad to help!
Congratulations!
Thank you Rose!
Great video!
Thank you!!!
Thank God for you I was inspired watching your video ❤
Hi, I love this content. Thanks!!
Hey Selena! Thank you 😘
I just found your channel. Thanks for your advice
I’m here for a debt free journey!!!!!
Same!
Awesome job n the debt paydown.I was hitting the door trying to pay down credit card debt. I joined my husband company teaching me about taxes and putting back $15000 per year back in my pocket correcting my taxes and things i didn't know about as i use to being a tax preparer and having home based business. I stay with the company teaching others as well using debt tool to get it down and investing and hopefully i will become a millionaire as many others are doing with the company and as my husband is almost there. Love the top it is gorgeous .
Much needed ! ...
🙌🏾🙌🏾🙌🏾
Thanks for sharing your videos 💋
Of course! Thanks for watching!!!
Great information, thank you
Of course!
It's hard having lots of debt.. good job
Awesome. great job
you look so beautiful! excited to hear what you have to say
Thank you so much ☺️
Thank you for sharing! But can we talk about how gorgeous you look!🤗
Aw you’re just too sweet! Thank you beautiful
good job!
Here for this! 👀
Yaaaaasssss!
Thank you sis ❣️❣️❣️
Hey Ashley! My question is, once you are debt free, what are your plans? you mentioned investments, but do you plan to continue blogging and accounting.
I just started my journey and was inspired by the same guru. Yikes selling the car is triggering for me. It’s the decision I’m trying to make now.
Girl I feel you! I felt that way about my house then I was like...nah 😂
I have paid debt off several times but always find myself in more debt again and I know it's my spending habits. I love to shop and travel and those things are costly I really need to stop shopping,cook my food at home,no traveling for awhile until, I pay my debts I'm only making minimum payments and that gets you no where. I spend so much on Amazon,restaurants and traveling I gotta stop and create a budget afterwards for travel and shopping this was really enlightening and helpful.
Greetings Lisa. You are not alone. I am the EXACT SAME WAY. I am tired of this spinning wheel. I am in between "stable" (basic 40 hour s week job) employment and can barely keep up with my bills. I plan to find "secure" (40 hour a week job) employment by the end of the month. I am about to enter my 40's and want to be debt free! Thank you for your truth and transparency!
I personally try to think of paying into my savings as a form of spending that excites me. Ally Bank has an option to make buckets, so you can put your money towards specific things.
And in my IRA, you can invest the money, and buy index funds and ETFs, so you're literally buying something
It's definitely an adjustment but this may help it stick
When I hit 42,000 in debt three years ago I knew I needed to learn a new skill so I picked up video editing and for two years I was only doing minimum payments to keep afloat and once I started getting clients for editing I finally started to snowball all my debt. I’m officially debt free! It took two years to develop the skill but mannnn I’m so glad I didn’t wait for it.
Love love love you I’m sure your RUclips with your best friend of mine we definitely need to start thinking about saving as I’m about to be 50 in a couple of years and she’s already 50 anyways can you let me know who your mentor is that you seek your financial motivation from? Thanks can’t wait to veg out tonight on your videos LOL
Love your content congrats on everything! You’re beautiful SIS❤ #FellowAccountant
The same reasons why I want to be out of debt. I do not want to give someone else control over my life. I want to have financial freedom. Awesome video. I’m now following you in IG!
Awesome!!! Same here Hun! And thank you for the follow :)
Thanks for this great video! Very informative. I went to your instagram to look for the budget guru, but didn't see it in any of your stories. Could you share the name of the guru you've been following? Thanks!
Sure it’s Dave Ramsey ❤️
Work smarter, not harder 🤩
Amen!
Hi I been enjoying your videos. Do you edit and manage your channel or do you pay out?
I only have $17k in car debt but I’m so comfy living at home saving $1,400.00 a month 😊