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Paytm has built another competitive advantage for the salaried employees by providing them food vouchers which helps them income tax deduction. Great integration with Paytm Wallet!
@Ashleigh Knigt Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses.This just surprised me because I also invest with MRS ETTA JOHN.
Feeling so proud learning about growth of UPI while the so called developed nations doesn't even have such fast payments systems. Proud of modern India 🇮🇳
@@sriramprasanna1334 China does have WePay and Alipay but it's an inferior UPI. Their payment systems were and still is no where close to being as advanced as theUPI payment system. There's no complexity to UPI for the consumer firstly. Secondly, UPI transactions are on average 3 times faster than Ali Pay as well. Thirdly, UPI payment system isn't grid locked as it is for Chinas payment systems. Though, yes it's true that Chinas payment systems are though much better than any of the west yet comparing them to UPI is stupid as they are inferior in every aspect.
Fun fact I used both Paytm & Phone and already analysed these things way earlier in day today life but articulation by Think School is at another level.
'customer retention is always more important than customer acquisition because accusation comes at a cost but retention helps to recover these cost' 👍🙏
In another 10-15 years india along with paytm , upi, rupay and digitalisation will bring on a revolution around the world with finance technology and will beat the greatest countries in the world in terms of net valuation of an individual person . Because small businesses lending and business to peer lending has great untapped potential that other developed countries are unbothered about.
I first got introduced to Paytm during the pre-demonitization days and since then it's been 10 years I have been a active customer of Paytm and Paytm Payments Bank. I even tried using phonepe but the interface or the usability just didn't feel familiar or easy just like an Apple user switching to Android. I'm very hopeful of the bright future that Paytm as a company holds because Paytm has been a part of my day to day life since last 10 years.
Thank you Think School Team for yet another case study, not only I got to know about the paytm and phonepe's competency but also got to know abt how apple manages to be on top of its game! Thanks guys for all the efforts and presentation!
Exactly they are a company that really cares and works towards what their customers actually want. Apple ecosystem bit was for me ultimate new age startup business logic compared to any case study so far. Absolutely loved this segemnt of the video as an apple fanboy myself. 🖥💻📱🍎👍
Whether it's phonepe or Paytm .. I want to see competition between 2 Indian brands so that they grow simultaneously than the foreign app gpay.. btw I support phonepe 🤞💯
Paytm is the first app every Indian knew in payments. Even before UPI. Good to see it giving a comeback. Meanwhile Phonepe stealing money by charging 3rs per recharge of 181rs!
As a business owner who has a Paytm POS machine as well as one issued by a mainstream bank, we always use the one by the bank as charges are much lesser. Paytm is good at giving the machine quickly but charges need to be worked upon.
Paytm Winning the Race is obvious the sophisticated UI Outrights all other Platforms, atleast for me. Very well said by Vijay Sharma " When you solve for masses when you solve for India, when you solve for the last person, the last mile, you can still make money and discover the long term sustainable business model. Definitely they'll Conquer.
Well the above doesn't justify looking at the stock price......let venture funds dump the shares and see dumb idiots paytm kicked off the market.....birn your own cash and earn profit not just depend on others investments......fintech idiots need to learn this....
From Train Ticket booking, Bus, Movie, Etc. To college fees, gas bills, electricity bills, etc. And many more is on Paytm.. I do almost everything om it.. My favorite app
The concept of habituation is what I personally felt, Paytm has mastered in B2C market space as well. Using my Paytm payments bank account while making a QR payment, it just uses the FaceID to authenticate the payment. No struggle of entering the UPI Pin again and again. Also, I add only that much amount that is required for my regular monthly expenses and keep the rest in my native savings account. Money management and hassle-free payment solution at the same time.✌️
When your brand name becomes a part of your customers daily vocabulary I think you have won the race… Paytm will always win the race when it comes to customers trust building. The CI they have come up with is great and the vouchers as well. Great going.
Another example can be:" Imparting such critical infos so flawlessly has helped you in retaining your subscribers and since we are so habituated to listen to you, you can use this as a base for your next ventures (upsell)..... 👏
I've been watching Think School for like 2 years...and still confused what you say at the end of the video. Is it "... inorder to make RUclips BABA Happy?" 😅
Great points. One additional competitive factor that gives Paytm an edge over other UPI apps is that is has recently launched UPI lite; This enables these frequent small value transactions at merchant shops to be done seamlessly without multiple entries in user's passbook and even without internet requirement - which solves huge problem for rural India.
Hey Think School, Just to mention..In the coming months, as per NPCI orders of the last year, no Third Party Application Providers (TPAPs) will have a market share of more than 30% when it comes to UPI based payment. This is applicable to both PhonePe and GPay but not to Paytm as it is registered as a Payment Bank. I believe this is also something that can prove to be game changer for Paytm and help the firm in gaining a major share of Indian UPI payment where today it has a share of less than 20%.
How would above 30% market share companies kick people out of their apps tho? Seems kinda undefined tbh or maybe they should let the invisible hand do the work or support competition via other more defined ways
paytm does not come under this only because they have less than 30% marketshare, it being registered as payment bank doesn't matter, NCPI is not that stupid lol.
future mein yeh company apni monopoly create nahi payegi phone pe 47% pe hain (walmart) isse market mein competition rahega aur new player aatein rahegey.
As for me phonepe has never failed for any payment for very long time than Paytm but the competition ends with creativity and thx Ganesh for such a great insight
We see merchants using PhonePe, BharatPe, Paytm etc simultaneously. In that case, how can Paytm be sure of overall cash inflows a merchant has or potentially can have. Normally, we have all types of QR codes and customer chooses one based on his mood. Have never seen shopkeepers preferring one over the other in general unless they issues with attached saving account.
I'm using Paytm for beginning. Phonepe and Gpay users complaint of transaction failures. But I've almost never faced transaction failures.(once a year only).
I talked to merchants in my area. Paytm started charging ₹99/month for sound box while phonepe sound box is just ,₹1/month. Vendors are not liking Paytm exploiting and "all" the vendors I usually go switched to phonepe. I had Paytm wallet, now I'm forced to switch to phonepe wallet. Merchants are protesting against Paytm for higher commissions. In next 2 years, I believe phonepe will dominate in the soundbox with merchants.
But then phonepe will be digging another hole for themselves by ruining another monetization opportunity. It goes without saying a physical device with its own connection can't be made and distributed profitably.
@@politechnomy The device charge is different. ₹600 for sound box. phonepe too is charging for the device. But the monthly charges and higher commissions in Paytm is driving merchants towards phonepe
@@shayanraj7840 that is best case scenario, how do you know that competition in market will not do what phone pe is doing to Paytm? Sell these for free or 1 rupee a month subscription
That sound box should be rated as an innovation on par with UPI itself. I understood it's significance the moment I first saw it. I am surprised that phonepe guys could see this two years late.
Phone pe is doing what Paytm has already done(and corrected itself for), providing every random service on the app which makes it look crowded and not being a special provider. I'm surprised to know that Paytm is a dark horse in the merchant lending space, which Ashneer Grover entered 1st. Interesting case study Ganesh & team Kudos👏🏻👏🏻
As i saw Paytm Money application is also growing. Their charges for the services they offer are really comparably low though of Zerodha but they need improvement. I have a question too sound box was definitely excellent innovation why paytm not patented this ?
When u have phone which already has Speaker in it...why do u need a soundbox?🙄 GooglePay is using Phone speaker (as it owns Android) so Google Pay will win here too
Think school should make a video on India stack program covering from 2009 Adhaar to future 45 second loan idea mainly to MSME sector like u mentioned in the video but in India stack there will be many large banks competing to give a Rs10,000 loan for kiran owner which would be revolutionary just like UPI . Hoping to see a video about India stack and more insightful case studies and geopolitics. Thank you
Thank you, ThinkSchool team, for the insightful case studies you bring to your viewers/listeners. Wonder if you think Indore as the cleanest city of India for six consecutive years deserves a deep dive! I particularly feel that their story must be worth narrating here. What say?
I have done all these research when paytm was around 450 and now I am feeling happy because now I am able to analyse any company before investing in it.
Even when my Google pay fails to deliver,,,,Paytm is always there to pay without any problem,,,,love Paytm and want it top of online payment ❤️🇮🇳 And Bharti Airtel is seeing the potential of Paytm that's why they want stake in Paytm🙏
Beautiful video presentation. It's better than many IIM prof lectures. You rock buddy. Bcoz of u I get a lot of pointers to speak on. One more thing is the conclusion I feel Paytm is going good. As phonepe beats only in UPI that too due to the first mover advantage. It's kind of a entry lvl product. Phonepe miserably needs some retainers
If you don't mind my brother, please put on a video that explains about the GST (goods services tax). I'm from northeast India, it's new to me and I need to understand it. Btw, you're so accurate in explaining things happening in and out of our country. Keep it up 👍 Jai Hind 🙏🇮🇳
Paytm transaction failure rate is much lower than any other apps like gpay,phonepe, Amazon pay.. i rarely see any failed transaction in Paytm. So I use mostly Paytm 👌..
I recently had someone, who works at one of these companies, explain the whole Paytm v/s PhonePe business model to me and you pretty much explained the exact same thing! I don't usually comment on youtube videos, but wanted to say kudos! One small feedback would be to slow down your speech rate and enunciate more. But overall, good job!
I think you should do a video on BHIM UPI, which is designed and developed by NPCI, who also developed UPI itself. It is safe to use than the private competitors. Think about it. Thank you.
Just wondering! A sound box lasts say X years, after that period I will check who is offering similar sound box at a cheaper price, what's so special here again? Phonepe or bhartpe can still give tough competition just like in upi space. My point here is paytm first mover advantage in no way acts as a moat
Being an Equity Analyst, i found this parameter interesting and put it into my report. And always share to my clients those holding Paytm stock. And one more point for a tiny device they Rs. 125 PM. now you can calculate 🙂
@@Ninja-wn4wn because of simpler ui than others, though not simple enough to call easy(was simpler in early days). Support is just okish. While Paytm is there only because most older in market & advertisement & payment gateway. Otherwise worst in support. I always try to avoid paytm because of their multiple bad incidents. They do not return for failed transactions & no way to contact them. I consider paytm at worst list. Phonepe is there because it is also older, but mainly due part of flipkart's integration back then. Amazonpay also falls in bad design & no way to view transaction details. In this case gpay best. But gpay having integrated with google id also in cons.
Phonepe stopped giving cash-backs. So does it say anything? And rbi came up with some rules, to have equal volumes of upi transactions(in this point) phonepe may loose it share
What do you think about phonepe's add campaigns? Perhaps it's just that phonepe is more into creating an environment for the customer for it provides a foundation already. Why it couldn't be seen from a point of convenience.
Paytm data analytics are on next level, they show me where u have spent in percentage, across which shop, which services, just so cool and I can easily optimise my finance
Ganesh bhai, pls dub your videos in other languages also. Majority of Indians still don't understand English. Don't let language to be a barrier for them to get quality knowledge.
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Make a case study of louis vuitton
Pls make a case study on cred
Why do you move with electric mobility stocks given the skepticism .
I support Russia against NATO expansion and free Julian Assange 🇷🇺🇷🇺🇷🇺
Paytm never fails to amuse me.
My problem with Paytm is that its homepage is flooded with rummy ads
Same problem with Phonepe
Yes bro phonepe and Gpay bhut simple lagte hai
A23
If you are Paytm intevester, you should be happy that it is earning money
Coz that's there highest ad running client
Thanks
Paytm has built another competitive advantage for the salaried employees by providing them food vouchers which helps them income tax deduction. Great integration with Paytm Wallet!
@Ashleigh Knigt Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses.This just surprised me because I also invest with MRS ETTA JOHN.
@Aminabdallah853yes i too get 0$ dollar.
It will be the best adv ever.
@Amin Abdallah bhadwagiri band karo
this exactly why paytm will fail. as paytm is keeping customers by giving incentives and not its services
@@rxr2066 they are not giving this incentive from their own pockets, the employer pays for it from the part of their employee's CTC.
Feeling so proud learning about growth of UPI while the so called developed nations doesn't even have such fast payments systems.
Proud of modern India 🇮🇳
Dude.. China had Alipay long back.. wth are you talking about?
@@sriramprasanna1334 China does have WePay and Alipay but it's an inferior UPI.
Their payment systems were and still is no where close to being as advanced as theUPI payment system.
There's no complexity to UPI for the consumer firstly.
Secondly, UPI transactions are on average 3 times faster than Ali Pay as well.
Thirdly, UPI payment system isn't grid locked as it is for Chinas payment systems.
Though, yes it's true that Chinas payment systems are though much better than any of the west yet comparing them to UPI is stupid as they are inferior in every aspect.
Fun fact I used both Paytm & Phone and already analysed these things way earlier in day today life but articulation by Think School is at another level.
As a user I would never want Paytm to fail. It's just the best experience
Agree. As an user I love paytm and can't stop advocating about it. As an investor there is no company worse than paytm 😂
Paytm also integrated both its Wallet and Postpaid across all major online platforms. For eg. Its even integrated on Flipkart and Myntra.
You forgot uber!
@@narendrasingh8272 yes but Flipkart and Myntra matters as they own PhonePe yet Paytm Wallet and Postpaid are integrated on their platform.
also swiggy
so does all UPI apps
@@blrj that will change soon, as Phonepe acquired Zestmoney a lending platform whi has it's presence wider than Paytm in lending.
'customer retention is always more important than customer acquisition because accusation comes at a cost but retention helps to recover these cost' 👍🙏
acquisition*
@@rajsatraroxor9603 👍
Disable your autocorrect.
I used Paytm and PhonePe. I felt Paytm has lower failure transactions than PhonePe.
Yeah agree with you.
True
Yes same i also experienced
I opened a bunch of zero balance accounts just to make sure i never face issue due to banks upi down lol
@@crdroidlegacymerlinx-jr2ki nice thought. But doesn't debit card cost AMC
In another 10-15 years india along with paytm , upi, rupay and digitalisation will bring on a revolution around the world with finance technology and will beat the greatest countries in the world in terms of net valuation of an individual person . Because small businesses lending and business to peer lending has great untapped potential that other developed countries are unbothered about.
To me Paytm is better than any other payment app. It's because of Paytm Postpaid and UPI lite features and also it's UI.
Yes paytm's UI is best among all...
Paytm postpaid has high charges in the form of convenience fees upi lite is good
Phonepe Ui >>>> Paytm's Ui
PAYTM IS SHIT
@@DrBhaveshJain if you have postpaid lite then you will be charged for sure but if you have delight or above then no charges.
I first got introduced to Paytm during the pre-demonitization days and since then it's been 10 years I have been a active customer of Paytm and Paytm Payments Bank. I even tried using phonepe but the interface or the usability just didn't feel familiar or easy just like an Apple user switching to Android. I'm very hopeful of the bright future that Paytm as a company holds because Paytm has been a part of my day to day life since last 10 years.
Yes!!! I'm of same opinion and have been using Paytm since 2012
DUB GAYA PAYTM
Thank you Think School Team for yet another case study, not only I got to know about the paytm and phonepe's competency but also got to know abt how apple manages to be on top of its game! Thanks guys for all the efforts and presentation!
Yeah same here thanks Ganesh bro 👍👍
Exactly they are a company that really cares and works towards what their customers actually want.
Apple ecosystem bit was for me ultimate new age startup business logic compared to any case study so far. Absolutely loved this segemnt of the video as an apple fanboy myself. 🖥💻📱🍎👍
Whether it's phonepe or Paytm .. I want to see competition between 2 Indian brands so that they grow simultaneously than the foreign app gpay.. btw I support phonepe 🤞💯
Phone is not an Indian brand It is an amrican app Walmart subsedery
Paytm is also having majority stqke by Chinese company
@@k.bhavithkumar5708 Alibaba has sold its stake in paytm, there is no other chinese investment in paytm now
Pseudo nationalism 😅🤦😂
@@chocoboy308 For now! Will definitely change in future if they are successful
Paytm is the first app every Indian knew in payments. Even before UPI.
Good to see it giving a comeback.
Meanwhile Phonepe stealing money by charging 3rs per recharge of 181rs!
Do chinese still own large chunk of ownership? Is the user data stored on Indian servers or Chinese?
@@freesoul8188no alibaba sold their shares in paytm
@@rudranilghosh2713 A simple google search shows ANT (alibaba) still owns 24.88% (largest shareholder). Kuch bhi likh dete ho dada. Check to karo
@@rudranilghosh2713 AntGroup still has share in Paytm
Switch to Bajaj finserv. It won't take money from you instead will give you cashback
As a business owner who has a Paytm POS machine as well as one issued by a mainstream bank, we always use the one by the bank as charges are much lesser. Paytm is good at giving the machine quickly but charges need to be worked upon.
Paytm Winning the Race is obvious the sophisticated UI Outrights all other Platforms, atleast for me.
Very well said by Vijay Sharma " When you solve for masses when you solve for India, when you solve for the last person, the last mile, you can still make money and discover the long term sustainable business model.
Definitely they'll Conquer.
Well the above doesn't justify looking at the stock price......let venture funds dump the shares and see dumb idiots paytm kicked off the market.....birn your own cash and earn profit not just depend on others investments......fintech idiots need to learn this....
😂UI is the ugly part , because of it I didn’t even registered on paytm. One good thing is transaction successful rate is higher than any other apps.
@@radhamanohar2307 have you used it recently? It's way cleaner than phonepe
@@radhamanohar2307 way better than phone pay and gpay
I am proud I am studying in DTU, the same college from where the Paytm founder studied.
I always Preferred Paytm and Will Continue to Use it.
But most people find it confusing initially so they go for Phonepe.
DUB GAYA PAYTM
From Train Ticket booking, Bus, Movie, Etc. To college fees, gas bills, electricity bills, etc. And many more is on Paytm.. I do almost everything om it.. My favorite app
Is there only me(16 years old) or anyone like me who is so much obsessed with geopolitics and never miss a video of this guy?🤔
Nah, you're not alone, I'm here too.
(Also, I just turned 16 today lol)
But me still 15
So Dont feel lonely there are juniors than you tooooo!!!
And also me 17
@@DeepakKumar-md4hp yeah bro
The concept of habituation is what I personally felt, Paytm has mastered in B2C market space as well. Using my Paytm payments bank account while making a QR payment, it just uses the FaceID to authenticate the payment. No struggle of entering the UPI Pin again and again. Also, I add only that much amount that is required for my regular monthly expenses and keep the rest in my native savings account.
Money management and hassle-free payment solution at the same time.✌️
That is exactly what i do. Paytm payments Bank has very less failure rate. Life has become very easy for me.
@@nithinn987 but I am a not able to use paytm payments bank because it's closed for new customers🥲wonder when will it open
Paytm comes up with new ideas and implements them and then phone pe steals that idea with deep pockets and overtakes Paytm
it;s not just phonepe this is how market works.
True, Paytm was the one who introduced us to wallet payment. And also it's the first one to solve fake payments issue near shops with sound box.
When your brand name becomes a part of your customers daily vocabulary I think you have won the race… Paytm will always win the race when it comes to customers trust building. The CI they have come up with is great and the vouchers as well. Great going.
Fake 0%
Atitude 0%
Real 100%
Hard work %
Keep it up bro big success is waiting for i'e 10M subscribers family 🔥
Another example can be:" Imparting such critical infos so flawlessly has helped you in retaining your subscribers and since we are so habituated to listen to you, you can use this as a base for your next ventures (upsell).....
👏
There's nothing wrong with competition Bro! And as an African, Paytm is the first I know. They are very very good!
U guys using UPI there or just wallet feature of paytm
I Love Your Story Telling And Background Music 😍😍
I use Paytm because of the interface it has and fast payments without failing which I experienced in phonepe
I've been watching Think School for like 2 years...and still confused what you say at the end of the video. Is it "... inorder to make RUclips BABA Happy?" 😅
Appreciate this episode so much! Love from South Africa 🇿🇦.
Great points. One additional competitive factor that gives Paytm an edge over other UPI apps is that is has recently launched UPI lite; This enables these frequent small value transactions at merchant shops to be done seamlessly without multiple entries in user's passbook and even without internet requirement - which solves huge problem for rural India.
Hey Think School, Just to mention..In the coming months, as per NPCI orders of the last year, no Third Party Application Providers (TPAPs) will have a market share of more than 30% when it comes to UPI based payment. This is applicable to both PhonePe and GPay but not to Paytm as it is registered as a Payment Bank. I believe this is also something that can prove to be game changer for Paytm and help the firm in gaining a major share of Indian UPI payment where today it has a share of less than 20%.
How would above 30% market share companies kick people out of their apps tho? Seems kinda undefined tbh or maybe they should let the invisible hand do the work or support competition via other more defined ways
paytm does not come under this only because they have less than 30% marketshare, it being registered as payment bank doesn't matter, NCPI is not that stupid lol.
@@gauravkumawat7962 wht he said is true bro.
Date was extended for 2 years
future mein yeh company apni monopoly create nahi payegi phone pe 47% pe hain (walmart) isse market mein competition rahega aur new player aatein rahegey.
Paytm needs to change their user interface using minimalist approach.
Agree
As for me phonepe has never failed for any payment for very long time than Paytm but the competition ends with creativity and thx Ganesh for such a great insight
We see merchants using PhonePe, BharatPe, Paytm etc simultaneously. In that case, how can Paytm be sure of overall cash inflows a merchant has or potentially can have. Normally, we have all types of QR codes and customer chooses one based on his mood. Have never seen shopkeepers preferring one over the other in general unless they issues with attached saving account.
Tomorrow morning is my exam but I can't ignore your video , i guess i'm addicted
Which?
@@Sujal_Singh semester exam
Mine is 12th math bro😅
You can tell this whole video in one point "soundbox" but you didn't Ganesh have a talent that he could make 20minute video from the one point
It will be real interesting if PayTM enters Singapore or not (considering UPI + ayNow integration) and how quick..
I'm using Paytm for beginning. Phonepe and Gpay users complaint of transaction failures. But I've almost never faced transaction failures.(once a year only).
Me using Google Pay 👁️
me too 👁
Tab to tum safe ho shabbash beta very good 😊 👍
🤣🤣
amazon pay is good
@@kirmada-surJeff bazos is bad
I talked to merchants in my area. Paytm started charging ₹99/month for sound box while phonepe sound box is just ,₹1/month. Vendors are not liking Paytm exploiting and "all" the vendors I usually go switched to phonepe. I had Paytm wallet, now I'm forced to switch to phonepe wallet. Merchants are protesting against Paytm for higher commissions. In next 2 years, I believe phonepe will dominate in the soundbox with merchants.
But then phonepe will be digging another hole for themselves by ruining another monetization opportunity. It goes without saying a physical device with its own connection can't be made and distributed profitably.
@@politechnomy The device charge is different. ₹600 for sound box. phonepe too is charging for the device. But the monthly charges and higher commissions in Paytm is driving merchants towards phonepe
@@prajez but as said, it doesnt matter who hold the market share, at the end, one needs to think of the profit.
Once Phonepe market get a sizeable big , they will start charging same 99rs or even more.
@@shayanraj7840 that is best case scenario, how do you know that competition in market will not do what phone pe is doing to Paytm? Sell these for free or 1 rupee a month subscription
I use PayTm since 2 year & I just ❤️ it.
Smooth service & no any payment failure 👍
That sound box should be rated as an innovation on par with UPI itself. I understood it's significance the moment I first saw it. I am surprised that phonepe guys could see this two years late.
Phone pe is doing what Paytm has already done(and corrected itself for), providing every random service on the app which makes it look crowded and not being a special provider.
I'm surprised to know that Paytm is a dark horse in the merchant lending space, which Ashneer Grover entered 1st.
Interesting case study Ganesh & team
Kudos👏🏻👏🏻
Vijay Sir is the guy who stays calm and plan for bouncback during storms.
Aligarhi! 😎🔥
As i saw Paytm Money application is also growing. Their charges for the services they offer are really comparably low though of Zerodha but they need improvement. I have a question too sound box was definitely excellent innovation why paytm not patented this ?
Maybe they bought a patent and did not develop the product itself.
When u have phone which already has Speaker in it...why do u need a soundbox?🙄 GooglePay is using Phone speaker (as it owns Android) so Google Pay will win here too
Gpay is the worst in failed transactions. Their servers are jammed on weekends. For any merchant payments I started using PhonePe.
@@vinaybhat7670 when shopkeeper is not in shop then what bruh?
This is basically what Square Inc has been doing in US. I love to see some better innovation in our Indian fintech space
With the latest developments in paytm, it's become evident that your video's do not show the complete picture.
Good orator. confident and knowledable
Think school should make a video on India stack program covering from 2009 Adhaar to future 45 second loan idea mainly to MSME sector like u mentioned in the video but in India stack there will be many large banks competing to give a Rs10,000 loan for kiran owner which would be revolutionary just like UPI .
Hoping to see a video about India stack and more insightful case studies and geopolitics.
Thank you
Came back here after RBIs action on PayTM payment bank .
Thank you, ThinkSchool team, for the insightful case studies you bring to your viewers/listeners.
Wonder if you think Indore as the cleanest city of India for six consecutive years deserves a deep dive! I particularly feel that their story must be worth narrating here. What say?
A speaker you say will change things. Wow. Amazing.
Mere speed at which all of this is happening, blows my mind. The business space has never been this fast in the entire history.
I have done all these research when paytm was around 450 and now I am feeling happy because now I am able to analyse any company before investing in it.
Even when my Google pay fails to deliver,,,,Paytm is always there to pay without any problem,,,,love Paytm and want it top of online payment ❤️🇮🇳
And Bharti Airtel is seeing the potential of Paytm that's why they want stake in Paytm🙏
Very good video. The concept of Entry Product, Retainers and Upsell was very nicely explained through awesome explanation and graphics.
Finally a business video after so long😌 Do make more of them as these were the ones which made us really like this channel 😁
Thanks for advertising Marcellus
@ThinkSchool please make a video on Nirav Modi and PNB Scam. Also I follow every video of yours thanks these amazing videos.
Excellent video - learnt something new. Thanks a lot think school. Keep up the good work. Looking forward to further good videos from you. 👍
This product came in the brain storming of a case study challenge given by Paytm to IIMs
This video is by far the most informational video i have seen on this topic.😊
Beautiful video presentation.
It's better than many IIM prof lectures.
You rock buddy.
Bcoz of u I get a lot of pointers to speak on.
One more thing is the conclusion
I feel Paytm is going good.
As phonepe beats only in UPI that too due to the first mover advantage.
It's kind of a entry lvl product.
Phonepe miserably needs some retainers
Bro! You are one of the gem. I’ll appoint you as our company’s advisor if I’m starting something
Paytm pr 'x' rs prapt hue (that sound box)
is making paytm grow and beat phone pay i think.
bro! you are one of the gem. I'll appoint you as our company's advisor if I'm starting something. For sure.
If you don't mind my brother, please put on a video that explains about the GST (goods services tax).
I'm from northeast India, it's new to me and I need to understand it. Btw, you're so accurate in explaining things happening in and out of our country. Keep it up 👍 Jai Hind 🙏🇮🇳
Already gst ke upar video hai dekhlo
"Chalo , lets start from the basics " I am watching you since a long time but saw you Starting statement with Chalo first time 😁❤
I like Paytm always
If I really have to say I had seen that In our locals Paytm is common to see in all shops
But rarely there is phone pay
Paytm transaction failure rate is much lower than any other apps like gpay,phonepe, Amazon pay.. i rarely see any failed transaction in Paytm. So I use mostly Paytm 👌..
How many of you came here after RBI slaps sec 35A of Banking Regulation Act and virutally end PayTM's business?
I recently had someone, who works at one of these companies, explain the whole Paytm v/s PhonePe business model to me and you pretty much explained the exact same thing! I don't usually comment on youtube videos, but wanted to say kudos! One small feedback would be to slow down your speech rate and enunciate more. But overall, good job!
Paytm postpaid is also an great feature as it retains customers to use it for day to day expense
Such a mind blowing analysis. Couldn't help subscribe ur channel bro. Appreciate ur work from Chattogram, Bangladesh.
I think you should do a video on BHIM UPI, which is designed and developed by NPCI, who also developed UPI itself. It is safe to use than the private competitors.
Think about it.
Thank you.
i never had doubt on the paytm i had been using paytm since inception and AFTER all the correction i have buy the paytm shares also.
airtel is planning to acquire stake in Paytm, this could be a game changer for both of them - if executed properly
I love your channel…. Just discovered it and i have a lot of catching up to do 😊
Just wondering! A sound box lasts say X years, after that period I will check who is offering similar sound box at a cheaper price, what's so special here again? Phonepe or bhartpe can still give tough competition just like in upi space. My point here is paytm first mover advantage in no way acts as a moat
The sound box might give some leverage to its existing customers
But your data and loan eligibility of soundbox will keep you with paytm
@@ThinkSchoolBharat pe started with loan disbursement Paytm and others copied it.
Being an Equity Analyst, i found this parameter interesting and put it into my report. And always share to my clients those holding Paytm stock. And one more point for a tiny device they Rs. 125 PM. now you can calculate 🙂
Personally I love using Paytm ever since i download it and i usually don't use Google pay and phonepay
Same
same
Google pay is best
@@Ninja-wn4wn because of simpler ui than others, though not simple enough to call easy(was simpler in early days). Support is just okish.
While Paytm is there only because most older in market & advertisement & payment gateway. Otherwise worst in support. I always try to avoid paytm because of their multiple bad incidents. They do not return for failed transactions & no way to contact them. I consider paytm at worst list.
Phonepe is there because it is also older, but mainly due part of flipkart's integration back then.
Amazonpay also falls in bad design & no way to view transaction details. In this case gpay best. But gpay having integrated with google id also in cons.
Paytm करो😎😎💪💪💪👌🏻👌🏻👌🏻,nicee वीडियो गणेश जी🙂🙂👌🏻👌🏻🇮🇳🇮🇳🙏🙏🙏
Phonepe stopped giving cash-backs. So does it say anything?
And rbi came up with some rules, to have equal volumes of upi transactions(in this point) phonepe may loose it share
One of the best parts of Paytm is the fast tag.. that's super smooth experience
Phonepe vs paytm biggest jaggernaut fintech in country
Meanwhile gpay : am i joke to you......why I'm sided?
Thank you bro lots of thing learning from you than my teacher 🙏🙏🙏🙏🙏
What do you think about phonepe's add campaigns? Perhaps it's just that phonepe is more into creating an environment for the customer for it provides a foundation already. Why it couldn't be seen from a point of convenience.
I appreciate how Thinki School is Best 💝
Paytm UPI lite is very useful.
Me who is using google pay 😐😐😐
Nice.. yar, ye to socha.. hi nhi, LOl
They can use this to see how credit worthy the.. retailer is
Just a few years later Paytm will be dominate the market 🔥
Paytm data analytics are on next level, they show me where u have spent in percentage, across which shop, which services, just so cool and I can easily optimise my finance
Ganesh bhai, pls dub your videos in other languages also. Majority of Indians still don't understand English. Don't let language to be a barrier for them to get quality knowledge.
Thank you Think school team for this video....💯💯
Sorry what?
Thank you for this valuable knowledge 😃🙂