Insurance 101 - Homeowners Insurance Coverage | The Ultimate Guide to Home Insurance

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  • Опубликовано: 14 янв 2025

Комментарии • 432

  • @garbagebaby
    @garbagebaby Год назад +37

    This should be standard issue viewing for anyone buying a new home, and for anyone looking to give advice in video format. You're clear, concise, and don't fluff up anything unnecessary, while still keeping a friendly and informal tone and pace. Thank you for sharing your knowledge with the world.

    • @andrewvu712
      @andrewvu712 Год назад +3

      this is 100%, its so good it needs to be the standard

  • @emilygryce6477
    @emilygryce6477 Год назад +27

    I'm a first timer and I went from a teary mess to confident because of this video. Thank you so much

    • @ThinkInsurance
      @ThinkInsurance  Год назад +1

      🙏🏼

    • @kolobkolobkolobkolob
      @kolobkolobkolobkolob 22 дня назад +1

      @@ThinkInsurance very impressed wish you were here I’d take you as an agent sit down in your office and get correct coverages. Blessings

  • @tomchambers9787
    @tomchambers9787 Год назад +10

    My god i cannot believe you answered my comments so fast.. Much appreciated. Rarely does anyone answer the comments at all.. This kind of attention is so appreciate by everyone. And you can be assured that i will work my way thru every video you post and make comments.. and send your video links to all my friends.. Man you are so valualbe...Thank you..

  • @xKnowledgeNomadx
    @xKnowledgeNomadx 3 года назад +6

    Thanks!

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +2

      Thank you for the superthanks! It's my first one since I turned it on last week!! :-)

  • @Senderos19
    @Senderos19 3 года назад +41

    You've got the knowing how to explain things down - like a teacher does, which is the most important skill to have (in my opinion) when being an insurance agent. Great job, Mark!

    • @wilsonkingston5212
      @wilsonkingston5212 3 года назад

      i dont mean to be off topic but does anyone know of a trick to log back into an instagram account?
      I stupidly lost my password. I would appreciate any assistance you can give me!

  • @SajMcKenley
    @SajMcKenley 3 года назад +62

    This is hands down one of the most informative videos I’ve watched on this topic. I’m Canadian and yet so much of what you’re saying is applicable as I was staring at my policy while watching this. I feel way better now about my policy. Thanks!

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +3

      You’re welcome. I’m glad it was helpful even in Canada

  • @mskrazie
    @mskrazie Год назад +1

    20:08 i cannot deal. 🤣😂😩

  • @manbowmeat2624
    @manbowmeat2624 4 года назад +49

    As a fire fighter its really important to look up a districts/departments ISO ratings. Also consider their funding, low funded departments mean you usually pay more for insurance.

    • @KammeO
      @KammeO Год назад

      Ever heard about ion detectors vs photoelectric?
      TAMU TEEX Brayton Fire School, College Station Texas, did a video comparing detectors years ago.... After a Lady lost 4 of 5 Children, an ion detector in every room, She was home & the HEAT kept Her from being able to get the Children out. The ion detectors did not sound until LATE.
      Most places have ion detectors because They are less expensive & People didn't know there's a difference in how detectors SEE particles.
      The TEEX example, the photoelectric sounded almost 30 minutes sooner. 😮 By the time the ion detectors went off the room was basically almost at flashpoint.
      Have You noticed how detectors are becoming a 2 in 1 type? I believe that's because of the difference & _______ doesn't wanna accept liability by alerting PUBLIC to the difference.
      After 16 years TAMU Fire inspecting, I swear "BEWARE of FALSE PROFIT" is GREED based, not Religion based. 🙄🙈
      There used to be a Good Morning America video that interviews that Lady about the detectors not sounding soon enough. And maybe that TEEX video is still out there?
      Again, the difference between ion & photoelectric isn't advertised. 🙄
      Regular People assume it's the 🔥 They have to outrun, not the HEAT that moves like the WIND.
      PUBLIC Oughta get more info training about Fire Science. The amount of stupid electrical cord issues I've witnessed across campus, People are NOT educated about electrical fire potential.
      I explain it like this: Water hoses have water pressure.. too many sprinklers equals PUDDLES. Extension cords are like hoses that create FIRES instead of puddles. 🙄
      PUBLIC tends to think if it can be plugged in, it's "safe". They don't know to think about the LOAD & that friction is HEAT & Heat is unseen "FIRE" & Fire is basically a Tornado. 😝
      And remind PUBLIC of "KNOW YOUR LOCATION" = Addresses are located on Fire Extinguisher tags, code is every 75', beginning at the entrance, for Business Occupancy.
      And teach Children to evacuate to a location outside & practice escaping & meeting there. Children tend to hide in closets or under the bed ... Teach Children to LEAVE the house and go to a location the FD will find Them.
      I swear, basic Fire Safety Oughta be a class in school... People outta be made aware of USEFUL life skills. ❤

  • @Tnez827
    @Tnez827 2 года назад +9

    The most comprehensive vid I’ve come across today! This process is overwhelming so to come across an explanation that breaks it down SIMPLY is so appreciated!

  • @fjazz
    @fjazz 2 года назад +3

    Man, this is NOT too much. This is a money saver! My first 3 quotes were SO bad. When I started to speak bad with this info, all the quotes became reasonable. Out there people WILL take advantage of people that don't know the right info. Thanks

  • @stephanieschneider8038
    @stephanieschneider8038 Месяц назад +2

    Great video and very easy to follow. Thank you for helping me understand my policy :)

  • @kolobkolobkolobkolob
    @kolobkolobkolobkolob 22 дня назад +1

    Indeed, great video. Wish I could get an agent like this, someone who actually cares, yeah they need make a living as an agent, value for value but most agents u can tell dont care and dont do home work to help you.

  • @CMDmed6067
    @CMDmed6067 9 дней назад

    Thank you, thank you! My Homeowners Insurance came with more than half of the house price as Personal Property Corverage, no wonder my premium was was very high.

  • @patrickorourke41
    @patrickorourke41 Год назад +3

    Full of closure, I’m a licensed property and casualty and life insurance agent with Farmers insurance in California.
    Something that a lot of home insurance clients need to know about is making sure that they have mortgage protection as well. The way that we approach that in my agency as we make sure that our clients have life insurance. Your home is one of your biggest investments, and you most definitely want to protect it with the correct home insurance with all the right endorsements and coverage limits. But, if you pass away and your mortgage still needs to be paid off, life insurance can do that for you.

  • @xdiegox140
    @xdiegox140 Год назад +4

    Man... this video was so clear and concise that I couldn't help my hand from going straight to the subscribe button. Very good content man, keep it up!

  • @idreesramsey9504
    @idreesramsey9504 11 месяцев назад +2

    This video was GREAT! Simple and to the point.

  • @Martindaskomedia
    @Martindaskomedia 3 года назад +6

    Awesome video. I watched this when my property flooded. I had to deal with home insurance for the first time ever. Luckily, insurance covered everything from the couch to dealing with a new floor.

    • @patriciaguzman8134
      @patriciaguzman8134 3 года назад

      What insurance do you have? I have Farmers nightmare!

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      I’m with Hanover, Citizen’s Insurance

  • @MossyRock501
    @MossyRock501 11 месяцев назад +2

    Great information throughout, as I'm currently changing Home/Auto policy holders, reviewing all the necessary liabilities and coverages helps sort through the process and answer many unthought of questions. Thanks for sharing!

    • @ThinkInsurance
      @ThinkInsurance  11 месяцев назад

      You’re welcome. I’m glad it was helpful

  • @vanessamelchiori5096
    @vanessamelchiori5096 Год назад +7

    This was the quickest 25 minutes because you made it so easy to understand. First video I'm watching trying to understand all this stuff and I feel like you covered it all. Thank you so much!

  • @Twack32
    @Twack32 3 года назад +7

    You’re seriously the Goat! Thanks so much man! This is so informative

  • @josephstafford7760
    @josephstafford7760 4 года назад +6

    I am in the process buying a home in Florida. The home will be completed in December. I watched your video to learned about homeowners insurance because I received two vastly different insurance quotes. My current company USAA quoted me for $1900 per year and the insurance company associated with home builder quoted me $760 a years. As a first time home buyer, the big difference in my annual premiums has me very confused. Thanks for your informative video. I learned quite a bit from your video, but I still need more research before I feel comfortable in deciding which company to go with.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      USAA is a great company. I would show one of them the other's quote and have them go over what the difference in coverage is. Not necessary change them but go over what the differences are with you.

    • @josephstafford7760
      @josephstafford7760 4 года назад +1

      @@ThinkInsurance Thanks for the advice and response. I just received my closing date yesterday. I close on Dec 16th, so now I can contact the insurance providers and compare quotes and benefits so that I can make a sound decision

  • @gettyranks
    @gettyranks 3 месяца назад +1

    This a very helpful presentation. Great job !!!!!!!!!!!!!!!!!!

  • @westernartifact4163
    @westernartifact4163 2 года назад +5

    This was so well done and unbiased. Top notch analysis

  • @vanessamehdi8962
    @vanessamehdi8962 3 месяца назад +1

    Thank you for breaking it down. This was perfect.

  • @raybechtel8343
    @raybechtel8343 Год назад +36

    I live in Nebraska. My home insurance 3 years ago was $1100.00. Last year it went to $2200.00. This year $3300.00. I have never filed a claim. I am becoming Home Insurance broke!

    • @dennishassler605
      @dennishassler605 Год назад +2

      Yes, BUT, all the companies are doubling their rates AND firing all their agents, so it's not easy to find good coverage.

    • @Biabia-e5n
      @Biabia-e5n 9 месяцев назад

      DANG

    • @FreeGirl9608
      @FreeGirl9608 7 месяцев назад +1

      I talked to my insurance agent and we talked about the increase in rates on homeowners insurance. He told me that in 2021 there were eight storm systems in the US that caused $1 billion or more in damage. He said in 2023 there were over 20 of those catastrophic events and the insurance companies are adjusting rates to cover their costs for those excessive number of storms. I trust my insurance agent to tell me the truth as I have known him for over 20 years as a friend and trust he wouldn’t lie to me. He’s an independent agent so he looks across many companies and is seeing the same thing.

  • @davidhanna8127
    @davidhanna8127 3 года назад +10

    Fantastic video, really neatly arranged and easy to understand! Thanks so much for putting this together!

  • @thinyadanarsoe6903
    @thinyadanarsoe6903 Год назад +1

    Thanks. I got a lot of information from your video. Easy to understand and I love the way you explain facts.

  • @alexi2460
    @alexi2460 2 года назад +1

    Great, I needed clarity on the umbrella.

  • @mikealike5000
    @mikealike5000 2 года назад +1

    Wow you are the most approachable person on this topic. Thank you for the information. I am a first time home buyers and knew nothing about insurance, but I feel like I can shop around now

  • @beverlymoore2928
    @beverlymoore2928 4 года назад +4

    Great content! I am in the process of renewing my homeowners policy which was bundled with my auto policy 4 years ago. The insurance agency Geico who I have been with for over 20 years with auto coverage, finally persuaded me to bundle my homeowners insurance with the auto policy. I have been claim free for both auto and homeowners insurance. Both home and vehicle is paid off. Unfortunately, Geico bundled me with Traveler's Insurance for the home and kept the auto under Geico. I have not seen any minimal discounts on either policies since bundling. Your video has pushed me to do some serious research on insurance companies to evaluate the best coverage and cost for my home and auto. Thank you!

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      You’re welcome. I think checking around is smart. It doesn’t sound like you’re Geico’s typical customer. Let me know what you find and if/how much of a savings you get.

    • @beverlymoore2928
      @beverlymoore2928 4 года назад +1

      @@ThinkInsurance Unfortunately for me, Geico utilizes an Agency Management System for quotes from other companies and for some reason I was placed with Traveler's. Smh (not happy with premiums after bundling).Geico used to offer great discounts to government employees in the past. I will inform you of the outcome from my research.

    • @beverlymoore2928
      @beverlymoore2928 4 года назад +1

      In the past Geico used to offer great discounts to government employees. This is why I stayed with them for years. Now, they utilize an Agency Management System for insurance quotes. That is how I got placed with Traveler' s. smh (not happy with premiums). I will inform you of the outcome of my research.

    • @user-vg8ez9cu6u
      @user-vg8ez9cu6u 3 года назад +2

      @@beverlymoore2928 how did it turn out, Beverly? Did you stay with Travelers?

  • @MsLiyah2015
    @MsLiyah2015 2 года назад +6

    Thank you so much for laying it out how you did. I’m a P&C agent with AAA in TN and want to make sure I’m getting my clients the best coverages when I quote them 🥳

    • @arinalex__
      @arinalex__ 2 года назад +1

      We are purchasing a home in tn next may and I don’t know where to start as far as home insurance 😭

    • @kikinowden
      @kikinowden Год назад

      I work for AAA in AR

    • @Tipahalicious
      @Tipahalicious Год назад

      Hi there I had AAA insurance for 17 years but I honestly forgot so it lasted and they want let me back in. Is there anyway to talk to someone to help me @regallyk

    • @Tipahalicious
      @Tipahalicious Год назад

      Forgot to make the payment which I’d pay in full yearly

    • @ThinkInsurance
      @ThinkInsurance  Год назад

      What state are you in?

  • @umarisyaku4275
    @umarisyaku4275 3 года назад +1

    Thank you am writing a project about home insurance and I am lucky to found this video it’s very helpful and I need more information

  • @disabilityinsurancequeen4127
    @disabilityinsurancequeen4127 4 года назад +12

    Good job! I just bought a new house and went through all this.

  • @desireejohnson175
    @desireejohnson175 10 месяцев назад

    I SOOOOOOOO appreciate your concise explanation. You are amazing. Thank you so much. I learned so much more, and did make the mistake of using the referral, but the good part is, i have to time change. I don't close until March 18 2024.

    • @ThinkInsurance
      @ThinkInsurance  10 месяцев назад

      You’re welcome! If the referral know what they’re doing it might be a blessing in disguise 🤷🏽‍♂️

  • @Creative-Chaos
    @Creative-Chaos 3 года назад +2

    This is the first insurance video that I watched and I found it very informative. I am deciding on what coverage I need. Your video helped explain what I need to ask others while I shop for insurance in my area. I will also get prices for bundling! Great idea.

  • @ShardsOfNarsil
    @ShardsOfNarsil 2 года назад

    I am a Progressive agent in 47 states. Great video!

  • @Dro657
    @Dro657 4 месяца назад

    Thank you so much for all this information, you really just made everything so clear and easy to follow

  • @daisypeony66
    @daisypeony66 3 года назад +3

    Thank you so much for this video. Very easy to understand and well done. Helping my widowed mom get quotes on an older home. This helped tremendously!

  • @kimberlindy
    @kimberlindy 3 месяца назад +1

    This is great, thanks!

  • @eileenreardon7887
    @eileenreardon7887 2 года назад +1

    Thank you for making this video. It was very informative.

  • @iDreamOfOkra
    @iDreamOfOkra 3 года назад +2

    Thank you so much for this. We're currently in escrow for our first home and this has been extremely helpful!

  • @lulusp1023
    @lulusp1023 Год назад +1

    Great video. Thanks

  • @redhatch9862
    @redhatch9862 4 дня назад

    Great video!!

  • @tmcdgreen
    @tmcdgreen 2 года назад

    This the best video I've watched on insurance, and you're a natural in front of the camera! Definitely sharing this video.

  • @Cam-ns1yi
    @Cam-ns1yi 2 года назад +1

    Great information .. thanks

  • @Keeptruckn
    @Keeptruckn 2 года назад +4

    I have a current claim open with Allstate for storm damage to my roof. Its been a horrible experience dealing with them to say the least.
    While my neighbors around me are getting brand new roofs I am arguing on phone with Allstate.

    • @Kiddro22
      @Kiddro22 2 года назад

      Just had a contractor project manager for a roofing outfit tell that Allstate is the worst one can have when trying to get a roof repaired.

  • @nickwoff
    @nickwoff 3 года назад +3

    This was an amazing video and I learned so much from this. I am subscribing to your channel even though I don't really need any more insurance help.

  • @Petionville100
    @Petionville100 3 года назад +3

    This is really informative. Thank you so much for taking the time to put this up.

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      You’re welcome, I’m glad it was helpful!

  • @_Renee2
    @_Renee2 2 года назад +1

    I just received a quote for $5400 annually. I was told to call back regarding the age of the roof and the type of fireplace. Texas is outrageous.

  • @luisfnieves1722
    @luisfnieves1722 2 года назад

    Great explanation....very helpful. Great job.

  • @pjtue
    @pjtue 3 года назад +10

    It would be nice to have time stamps for the types of coverages you talk about very information by the way

  • @seriousladywes8456
    @seriousladywes8456 3 года назад +3

    Thank you i need this info for new construction home.

  • @biankaruiz6845
    @biankaruiz6845 3 месяца назад

    amazing video

  • @adrianfelix1592
    @adrianfelix1592 Год назад

    Thank you for all the information!!! Keep up the good work..

  • @rarenel
    @rarenel 2 года назад

    one of the most informative videos i ever watched !

  • @Rhanyra
    @Rhanyra 2 года назад

    I am in the process of training for personal Lines and PUP and these videos are helpful

    • @ThinkInsurance
      @ThinkInsurance  2 года назад

      That’s awesome! I’m glad this is helpful.
      If you want more agent focused videos when you’re licensed look my other channel at Mark W Flockhart

  • @michaelstubblefield2775
    @michaelstubblefield2775 2 года назад +1

    Thank you!

  • @someone1415
    @someone1415 2 года назад

    Im studying gor my state exam and this is so clear

  • @AlexAutoFun
    @AlexAutoFun 3 года назад

    The information on this video is pure gold, thank you for putting this together for us!

  • @manuelguzmanjr6622
    @manuelguzmanjr6622 Год назад +1

    Thanks bro!

  • @vivasjimmy
    @vivasjimmy 4 года назад +1

    excellent video, i ran int in 1.5x was quicker and undrstood all details thanks for the time putting this together

  • @krystalwesley7043
    @krystalwesley7043 9 месяцев назад +1

    Thank you Thank you

  • @JustinChase1
    @JustinChase1 3 года назад +1

    Amazing video. Really appreciate all the fantastic information.

  • @Casey73955
    @Casey73955 3 года назад +1

    Thank you so much for this! Very informative!

  • @maddoggy9097
    @maddoggy9097 Год назад

    Excellent job!!!!!

  • @christopherwasko5948
    @christopherwasko5948 3 года назад +1

    I'm in insurance as well... are you an agent, underwriter, adjuster, estimator? Just decided to watch your vid out of intrigue. You break things down really good. I'm a certified adjuster myself.

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      That’s awesome! I appreciate the kind words. I spent the first 10-11 years as a producer and the past 18 months as trainer. I’m looking into possible agency ownership next

    • @ernestodelvalle4617
      @ernestodelvalle4617 2 года назад

      @@ThinkInsurance I wish you good luck with that, you deserve that and much more. Tremendous information you presented. That help those who have a fixed income and help us save money. God
      bless you.

  • @matthewgilliard4978
    @matthewgilliard4978 3 года назад

    Great Video. You Answered ALL my Questions and then Some

  • @jsoriano413
    @jsoriano413 3 года назад +2

    I watched your video prior to getting home insurance in California. Your information and content helped me to understand coverage from A-E and ensure that I was not being under insured as well. Thank you very much for helping me understand; knowledge is power.

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      I’m glad it was helpful! Thanks for letting me know

  • @lindalately
    @lindalately 11 месяцев назад +1

    Thanks

  • @akram4105
    @akram4105 4 года назад +2

    Excellent presentation, very beneficial video.

  • @micheller3378
    @micheller3378 3 года назад +2

    Sooo informative! Thanks a bunch, we just had an offer accepted on our first home! ! Can’t wait to see the cheat sheet!

  • @cq1030
    @cq1030 2 года назад

    Thank you this helped me purchase my home insurance

  • @markiemark4544
    @markiemark4544 3 года назад

    REAL GREAT video on this topic. My mind was overwhelmed, but I know I need to watch this multiple times so that I can acclimate to all of this GREAT info, and know what the best next move needs to be ! (Thanks for this !)

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      You’re welcome! Thanks for sharing

    • @sunilmaganahalli7607
      @sunilmaganahalli7607 3 года назад

      Hi sir I'm Indian working for an American Insurance Company who gives services for home and auto. I need some tips with you as an agent to close the deal with Americans effectively.

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      The three best tips I can give are:
      1. Know as much about the coverage your company has to offer, especially what makes your insurance different from others.
      2. Focus on the needs of someone first and then explain how you and your insurance can help.
      3. Learn to speak the language of your customer as fluently as possible. If it’s english then practice it and learn it to the best of your abilities. It makes a difference.
      Bonus: Time is as important as saving money. Be mindful of how much time it takes you to quote people.

    • @sunilmaganahalli7607
      @sunilmaganahalli7607 3 года назад +1

      @@ThinkInsurance Thanks for your valuable inputs and time for me to reply

  • @nedlaurence293
    @nedlaurence293 3 года назад +1

    Great informative video!

  • @ginajean-paul1275
    @ginajean-paul1275 3 года назад +2

    Such a great video. Thanks so much for all the information 🙏

  • @maybellebealer4047
    @maybellebealer4047 2 года назад

    So informative.thank you.

  • @AP-nf5mi
    @AP-nf5mi 2 года назад

    This is so informative. Superb!🏆

  • @nicorusso1526
    @nicorusso1526 9 месяцев назад

    This was really helpful.

  • @LeighaKingdon-yd4iz
    @LeighaKingdon-yd4iz Год назад

    Great video! 😊 Learned a lot about homeowners insurance. 🏡 Thankful for the clear explanations.👍

  • @laneyb.6076
    @laneyb.6076 2 года назад

    Great video!!! Thanks a bunch for the info. I learned so much and now I know what questions to ask my insurance agent.

  • @TeslaBoy123
    @TeslaBoy123 3 года назад +1

    Thanks a lot for sharing this info 👍👍

  • @hanel990
    @hanel990 4 года назад +6

    I'm surprised this video only has 5k views. Very informative! Thank you!

    • @Anabee399
      @Anabee399 4 года назад

      Count me in.

    • @ms9771
      @ms9771 Год назад

      everybody said thank informatively but none said, why

  • @RavenPoe-bz7qx
    @RavenPoe-bz7qx 4 года назад +7

    Note to homeowner, don’t have guests over and if you do, make people take their stilettos off before they step foot into your property. I’ve seen very bad accidents at work. Very informative video by the way.

    • @aaronflanary271
      @aaronflanary271 Год назад

      What the heck are you on about. This comment is so incoherent.

  • @wrjslda
    @wrjslda 3 года назад +1

    Thank you...

  • @MidCenturyMikey
    @MidCenturyMikey 3 года назад +3

    If you have an escrow account in the state of California the mortgage company is required to pay you interest on the funds that they hold in that account. You have to ask him about it and fight them about it but usually you get back between 50 to 90 dollars a year.

    • @Kiddro22
      @Kiddro22 2 года назад

      Good notion. I’d have to look in to this one

  • @gorioboy87
    @gorioboy87 2 года назад

    amazing video..thank you!

  • @Xtremeproducts
    @Xtremeproducts 3 года назад +1

    In homestead, fl. First time home buyer. $4k +

  • @bigcheese467
    @bigcheese467 7 месяцев назад

    Great info here

  • @Simplegirl85-17
    @Simplegirl85-17 4 года назад +2

    Great Content!!! Very helpful...

  • @briandaley5529
    @briandaley5529 4 года назад +3

    Can you do a video on construction types and how that affects insurance rates? Brick vs frame. Roof type etc.. great solid videos! Would love to see that video on home types and how to better understand the msb evaluations.

  • @karlafuentes1684
    @karlafuentes1684 10 месяцев назад

    Thank you so much for your video. You helped me understand so much already!! Can you create a video to explain Insurance for Condominiums and Townhouse please?

    • @ThinkInsurance
      @ThinkInsurance  10 месяцев назад

      You’re welcome! This might help with the condo part
      Condo insurance HO6 - What is it and what you need to know
      ruclips.net/video/VpPjz2Dwk5g/видео.html

  • @martinpham1304
    @martinpham1304 5 лет назад +3

    Great advice Mark! Very useful.

  • @JeanetteBush-r2o
    @JeanetteBush-r2o 4 месяца назад

    Did you have concerns in house insurance in Georgia

  • @deratoporabi
    @deratoporabi 4 месяца назад

    Are they good with claims? Are they about roof replacement?

  • @torresx06
    @torresx06 3 года назад

    Very informative. Thank you very much.

  • @wowitsruss
    @wowitsruss 3 года назад +1

    Umbrellas carry worldwide also. Auto Umbrella is considered a top down outside the US borders meaning only 1 million extends for any auto claim outside the US. For any homeowner umbrella claim outside the US it is a carry down meaning homeowners has 300,000 liability it will carry 1.3 million worldwide. The most highly recommended endorsement for homes is Water backup limited: this covers any water sewage claims as utility companies are only responsible for lines from left to right of the roads then you're responsible.

  • @rasidulkhan4441
    @rasidulkhan4441 2 года назад +1

    Nice vdeo

  • @lisaalvarez3880
    @lisaalvarez3880 2 года назад

    Thank you so much for this!!! 🥰

  • @ninigetaneh2634
    @ninigetaneh2634 2 года назад

    I got some clue. Thank you.

  • @reneesmith3953
    @reneesmith3953 3 года назад +1

    HANDS DOWN....