The SECRET Credit Card (That You Can't Apply For)

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  • Опубликовано: 8 янв 2025

Комментарии • 48

  • @MattWelterOfficial
    @MattWelterOfficial  5 месяцев назад +7

    Note: My apologies for any voice echo. I moved into a new apartment recently and am figuring out the sound issues. Have ordered new equipment to help with that, but sound quality may not be 100% for a couple weeks while I figure it out. Appreciate all of your support regardless!

  • @Leoprieto74
    @Leoprieto74 5 месяцев назад +7

    I am counting down the days for my product change to this beautiful Chase Ritz Carlton card. I have 35 days to go 🎶🎆,…. The main reason I love this card is for the three club level upgrades. This is the only premium travel card missing from my beautiful 16 premium travel setup currently totaling $6,500 AFs. Happy Friday 🥂

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      Let's goooo!! So excited for you! Haha love that premium travel setup and the Ritz Upgrades will come in clutch. Appreciate you watching Leo & happy Friday!

  • @TheCreditFrog
    @TheCreditFrog 5 месяцев назад +8

    LOVE this card. It is quickly becoming my top luxury travel credit card in my setup! Thanks for the video Matt!

    • @morkmckerr
      @morkmckerr 5 месяцев назад

      It just stinks that they took away the restaurant portion from the priority pass.....that was like $50-100 in value every trip i took....some airports did not have lounges & restaurants in all terminals....but some of they had restaurants in one terminal and lounges in other terminals....so it gave you more variety instead of having to go from one terminal to another terminal....example: IAH - Houston....when we had restaurants...when the lounges were all full (multiple times), we could at least get a few fish taco's at the restaurant while we waited on the next flight...otherwise we were just in the terminal...why have priority pass if you can't use it...right!?!??!

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      Of course Stan! The Ritz Card is super underrated!

  • @kevinfinancetips
    @kevinfinancetips 5 месяцев назад +2

    I’m anxiously waiting for that elevated 5 free night sign up bonus on the Bonvoy Boundless so I can start my 1 year upgrade clock for this card. Great video Matt!

    • @AnthonyVenture
      @AnthonyVenture 5 месяцев назад +1

      Same actually haha.

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      Haha that's a great point and honestly same! I'm hoping that offer comes back next year when I'm out of my 24 month window from getting the Bonvoy Biz as well. Thanks Kevin!

  • @Studly-dj5up
    @Studly-dj5up 4 месяца назад

    Great break down! Keep up the solid content! I can't wait to get out of chase jail to make my way towards this card!!!

  • @Jupiterfunk
    @Jupiterfunk 5 месяцев назад +5

    This card is now far superior to the gold card with the recent changes.

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      I'd agree with that!

    • @kyletavarez
      @kyletavarez 3 месяца назад

      Idk I think they are completely different. They would stack well. The gold card is simply a fancy food card

  • @Cody.Little
    @Cody.Little 5 месяцев назад

    I’m hyped to get the Ritz in just a few months! I can’t decide if I should fully invest in Marriott and get other cards (I’ve noticed Marriott is more expensive than others) but the Ritz will be a keeper for me due to the 85k FNA and sapphire lounge access

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад

      Let's goooo Cody that's awesome, really excited for you to get the Card as well! The Ritz is super feasible & nice as that long-term keeper card in everyone's setup. Appreciate you watching!

  • @SledgeIncTeam
    @SledgeIncTeam 5 месяцев назад +1

    Since the Ritz Carlton is my favorite luxury hotel. I'm still on the boarder if the Ritz Carlton card or the Bonvoy Brilliant are in my future
    Thanks Matt

  • @xavierhendrix7839
    @xavierhendrix7839 5 месяцев назад

    Love the vid!!!

  • @vickiarnold7300
    @vickiarnold7300 5 месяцев назад

    Great job on RUclips ♥️

  • @AnthonyVenture
    @AnthonyVenture 5 месяцев назад +1

    Yeah man I was thinking on the Aspire vs Ritz now that PP has been taken away from Hilton as well. Thought it was fairly interesting. My gut tells me the Aspire would offer more but not sure.
    Good stuff Matt! I’m excited to see you getting into the world of Marriott!

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      Thanks so much Anthony! Super excited to dive more into Marriott as well!

  • @ToboeKey309
    @ToboeKey309 5 месяцев назад +2

    I just got the chase ritz Carlton credit card 😊

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад

      Nice let's go that's awesome!

    • @DF-bx9hd
      @DF-bx9hd 5 месяцев назад +1

      Did you get a free night award for your old card after using it for a year? And do you keep your same number as the old card?

  • @keyKEYAdventures
    @keyKEYAdventures 5 месяцев назад +2

    This card will always be undervalued by folks, I’ve accepted it

  • @DF-bx9hd
    @DF-bx9hd 5 месяцев назад +3

    If you product change the marriot boundless to ritz carlton card a day or two after 1 year... will it affect getting my free award night that should be issued for using the boundless after using it for a year?

    • @DF-bx9hd
      @DF-bx9hd 5 месяцев назад

      Update, it did not affect me but I'm still waiting on getting my priority pass

  • @richardcox4096
    @richardcox4096 5 месяцев назад

    Here to provide a DP of being denied product changes with my 10.5k CL Bold card to the ritz and also any other card except the bountiful. Anyone have experience with this?

  • @OK-Travels
    @OK-Travels 5 месяцев назад

    Cant wait to get product change mine next month! The only issue is that 85K nowadays is not much compared to an uncapped Hilton FNC which got us a room at Waldorf Astoria Maldives 🎉

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      That is true! Hilton FNC's are still the absolute best!

  • @MattMcGrathOfficial
    @MattMcGrathOfficial 5 месяцев назад

    Matt great video detailing the Ritz card. My question to you is will you product change your boundless after your first year (and after you get your 35K free night) or do you wait another year and try to pickup the two Amex cards (Brilliant & Business) to get their SUBs?

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад

      Thanks so much Matt & good question. I already do have the Bonvoy Biz along with that bonus. So as of now, my plan would be to start with the Boundless and PC after one year and getting the 35k free night. Then, I'd pick up the Brilliant down the road or when I have a specific trip coming up in need of Marriott Points.

    • @MattMcGrathOfficial
      @MattMcGrathOfficial 5 месяцев назад

      @@MattWelterOfficial gotcha but isn’t the rule that you can’t obtain the Brilliant if you have the Ritz?

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +1

      @@MattMcGrathOfficial Ah yes you are right. In that case I may go for the Brilliant first to capitalize on the welcome offer and then PC to the Ritz Card later on.

    • @MattMcGrathOfficial
      @MattMcGrathOfficial 5 месяцев назад

      @@MattWelterOfficial bingo. That’s my plan

  • @runforrestrun2428
    @runforrestrun2428 5 месяцев назад

    So Matt, if you do product change do you get that 85k night certificate right away or do you have to wait til the following year? It would be great to know! Same with the travel credit but I’m sure you get that

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад

      Great question- I believe you'd get that 85k free night on your next account anniversary so the following year. The travel Credit you'd be able to get right away.

  • @SOXGATORS
    @SOXGATORS 5 месяцев назад

    What are your thoughts on the Amex Gold refresh?

    • @MattWelterOfficial
      @MattWelterOfficial  5 месяцев назад +2

      I'm relatively indifferent to it. I like that the Resy Credit is split up into semi-annual credits so I just have to use it twice per year. The Dunkin' Credit is annoying though and I dont' even have any around me. Overall it's just classic American Express increasing the AF & adding some questionable credits.

  • @SOXGATORS
    @SOXGATORS 5 месяцев назад

    👍🏻

  • @DaIton-
    @DaIton- 5 месяцев назад

    2nd ?