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I'm sure you'll find a place that is a good fit. Best of luck to both of you.

I would like to experience Cambodia some time

@Ex-Pensive_Expat Just a thought. I have a perfectly good apartment here. Maybe we could swap places for a week or two. Or, I'd be more than happy to stay here and show you around, with the only small exception that my place is a studio.

@@Mr.DamianM Hmm.. Maybe

What city is it in?

That's awesome!!

I've been to Marquee many times. I was at SM Clark Yesterday. I live in Porac

@ great! I missed San Miguel with sisig man!

I self insure. There are policies available but I have no experience with them

@ like emergency cash for health emergency services?

Yes or credit cards

My comment about temptation was 100% only about food. Like when you're walking past one of the hundreds of restaurants. The only budget I increased was the food budget from $250 in the province to $400 in Makati / BGC.

@@Ex-Pensive_Expat Yep, but it applies across the board. I did forget to include the temptation to buy an over-priced coffee. Most Americans seem to behave this way. Not all, ofc. But, most. Just my opinion. :)

Some people have all kinds of vices. I never try to imagine someones depravity when estimated everyones potential budget

@@Ex-Pensive_Expat lol... :)

Yes Most of them do. I am not sure about the cost of renting a parking space

Hahah... Thank you!!

Okay

Good Job my friend!!

You Know I have been asked by so many women is it safe here. This would be a great place to start if anyone was feeling insecure

Thank you!!

Awesome. So you're staying in HawaII

@Ex-Pensive_Expat I was in Honolulu twice and Maui once...its a nature paradise but it's costly...I can get thesame nature vibe in Philippines and Thailand for way less that's why I loved watching ur video...I don't know if ur aware that u help a lot of individuals that wants alternative in life for peace, affordability, health and happiness...

Thank you Marichel. Yes, Thank you for noticing. I try to explain what it is like here financially and culturally. Then people can have real information judge if life here is for them. I only speak to my own personal experience and never about anything I don't know first hand

Best way to live! Very fun is good

Thank you my friend!!!

Yes It is!!

The temptation in my comment was simply the food in the restaurants because the aroma is everywhere and nothing more. The point is if those stores are there it should have any western amenities one could want. Same as in San Diego or San Francisco. I've never had that point of view from living in or around such establishments in either San Diego or San Francisco and they have all those same stores there.

@ That was not intended as a critique of what you said or implied in any way. Speaking personally, I have always been able to find a sense of comfort regardless of whether I am surrounded by struggle or luxury, by people or material abundance. However, I think there is a deeper question worth considering here, which is the sense of belonging we feel within a certain class or environment. This is not simply about external circumstances but about the congruence, or lack thereof, between one’s surroundings and one’s lifestyle. For instance, just as some wealthy individuals might find it unsettling to live next to slums, people of modest means might feel out of place when surrounded by extravagance, such as luxury shops in impoverished areas. These mismatches can sometimes create tension or even lead to societal issues like crime or alienation. It seems reasonable to suggest that finding an environment that aligns with one’s budget or social class might offer a more balanced and harmonious way of living. Neither too little nor too much, but something that feels proportionate to one’s circumstances. This is just a personal reflection, but it strikes me as a principle worth pondering.

That will depend on the market at the time. I think I would wait There is a glut in the market at the moment

Yes! It's really a great place to live if you like the Urban city life

Well said Perry!! Thank you

Yes the furnished ones allow you to just drop your suitcase and exhale when you arrive

Yes That is another option I heard about more than once but I just never got over there. The ones you see were from a day I just went out exploring to see what was out there. I would just see posted signs or go in the lobbies and ask

Thank you Clive!!

Nice. Thanks for the comment Patric!

Thank you my friend. It's comments like yours that keep me motivated

My assumption was no saving and only on average social security about $1,950 as of 1/1/2025. The budgets are design to give you what you need to set aside each month. Nothing to do with what a person actually spends. If your baseline budget is $1,200 and that would leave you $750 net spendable if your income is $1,950 each month. Now you can buy flight tickets and book hotels and get on with your own personal life style. Everyone is different. Some may set aside $400 a month for saving and so on

@Ex-Pensive_Expat i watched couple of your videos and just subscribed, i got your point that an americal would have a handful of budget in usd and can live well because of the capacity to pay. to your perspective, what would be the long term goal for staying in ph, is it just to live comfortably or explore other areas?

@@DuplicateHat77 Both

I think people driving need video cameras. When you apply for a visa extension / get an ACR card or drivers license they will require an address same as the US does for foreigners. The video is respected by law enforcement if you have it. Foreigners are usually held responsible partly because it's assumed they can afford it. We are a guest in their country so they get to make the rules. I do not object to any Philippine rules. I feel it's not totally fair foreigners are held responsible for damages. But like a DUI driver is alway 100% responsible. If we were not driving we wouldn't be held accountable. This is their country not ours. I feel lucky to be here

@Ex-Pensive_Expat I like to hear from expats on the ground who relish life in the Philippines in spite of the way the Philippine government imposes restrictions and conditions on the lives of people, citizens and expats alike. I can't even get a Filipina to join me in a third country because the government forbids her from traveling abroad without permission. Ugh!

There have been a fair amount of Filipnas ending up in Sex slavery. That is why the government has clamped down on that. There are 10 million over seas workers and many of them women. It may not help to know that but there is a reason for it

@@Ex-Pensive_Expat I'm aware of the vast numbers of Filipinos who are disrespected, deceived, held hostage, abused, murdered, mistreated, cheated and outright violated. It happens to many people, not just Filipinos. I'm a US citizen. I'm not prevented from travel to most places. Filipinos are held hostage by their own government. Filipinos need the freedom to run their own lives and decide for themselves.

Thank you David!!

It's the financial center of the Philippines and very much western compared to the rest of the Philippines

@@Ex-Pensive_Expat thats true have seen it in some yt lives.

Soon I hope. Just waiting for the place to get finished

Your story is not surprising. The Filipinas can be amazing. The culture they were raised with

I have a video about that Jim

Reporting what I find to save people from wasting time going to the wrong places and letting others know how it can be fore them if they choose to come

Well I know it's not working for me in the US. I will especially want to be here if it drops by 30%

It really is a great place to live! And a good option for those not ready to deal with culture shock when they first arrive

I only know for Americans

@ so how much is it?

@@Walterkooy $1,976 USD fro 2025

@ every American gets this from a certain age? 65?

Mostly . It's at 67 now for those who are just coming on now. I understand some have other pensions like certain government workers and not actually social security

Yes!!

$250 furnished apartment, 200 for health insurance, 50 for transportation, and you got the other $500 for food, cellphone and internet, and the occasional girlfriend, soo, you can make it, with $1,000 a month, and not be suffering, like other vloggers want you to believe😢

watch his videos on that subject. he shows where you can make it on 600 per month. if you want to live like a Philippino you can make it on 200-300 per month

Yes. Add up the rent food and bills including visa fees.

Thank you for you comment

Thanks again Martin

Thank you Michael!!

Thanks Robby. Yes I will not give info unless I have actually personally lived it. You will be shocked at the heat and the haters will say it can't be done. That is why I actually show the prices and examples

Thank you Ken

I prefer the smaller towns and cities. But I felt this is an important information for many. Especially those afraid to come to a ""Third world country""

@@Ex-Pensive_Expat I completely understand. I know that I'm gonna hear 'noises' but I grew up hearing chickens/roosters & a couple dogs so I'm ok (as long the dogs don't bark ALL night) but that why they make windows/AC & fans to drown out the noise

@@tommyhales3611 I may prefer the Province but I like to think I make videos for everyone on this channel not just from the Province or Baguio point of view

Thank you!!

You are welcome my friend

Yes I think so.

Though I don’t have a Navy Federal Bank, what is important, if you plan to transfer funds from your bank to the Philippines, is to establish a remittance process. There are several remittance companies that can handle this. You can also open your personal dollar account in a Philippine bank and directly wire your money via internet from there to your Philippine bank for a service fee. You can do all of these if you have internet banking.

I googled it and didn't see a location in the Philippines

I use Remitly.

After I think 6 months or at least having the ACR card you can open a Savings account that comes with a debit card