EMI என்றால் என்ன? EMI கணக்கிடுவது எப்படி? How to calculate EMI?

In this video, We have explained how EMI is calculated. What are the components of EMI. As a financially sound person, what should one do.
Download EMI calculator - docs.google.co...
Download instructions:
1) Click the link
2) Go to File
3) Click download as Microsoft Excel
Note: DO NOT TRY TO EDIT IN BROWSER AND ASK FOR ACCESS REQUEST

[@paulpandir]

ரொம்ப தெளிவான வீடியோ இஎம்ஐ கால்குலேட்டர் எப்படி போடுவது என்று கொஞ்சம் சொல்லிக் கொடுத்தீங்கன்னா அதுவும் எங்களுக்கு பயனுள்ளதாக இருக்கும்

[@srinidhisrinidhi2000]

Formula pottu phone calculator la podunga Note la eluthi sollunga brother, yellaarum yen excel sheet la ye soldringa ? Onnum puriyala

[@MrSnakediamond]

ரொம்ப தெளிவா வகுப்பரையில படித்ததுபோல் இருந்தது சகோதரா நன்றி! வாழ்த்துக்கள்!!

[@vigneshvicky4088]

Bro koottravu bank loans pathi details podunga

[@ArifKhan-sm6hx]

Sir, ஒவ்வொரு மாதமும், எவ்வளவு அசல், எவ்வளவு வட்டி என்பது எப்படி கழிக்கிறார்கள்? எத்தனை சதவீதம் அசல், எத்தனை சதவீதம் வட்டி, ஒவ்வொரு மாதமும் எந்த அடிப்படை யில் பிரிக்க படுகிறது என்பதை கூறுங்கள்.

[@vimalrajvasu3706]

Atha sollavae illa...

[@divakarsubramaniam5609]

மிகவும் எளிமையான விளக்கவுரையில் இருந்தது நன்றி 👏👏👏

[@srinidhisrinidhi2000]

Please pin My comment 📌
Guys google ah poitu EMI calculator nu type pannunga
First la sample details irukkum athuku bathil unga details fill pannunga pothum
Loan Amt fill pannunga,
Interest evlo nu fill pannunga neenga vangura bank la,
Ethana month EMI katta poringa nu type pannunga
Avlothaa,

[@hameedsahran]

Sir my credit card loan interest pathi konjam telivillamal iruku
Ada konjam solla mudiyuma

[@thinkingtamizha007]

Credit cards - Things to know ruclips.net/video/P4A7e8ROQ7E/видео.html

[@subramaniag6892]

புரியல excelஇல்லாமல் சொல்லுங்க

[@muzammilhussain5143]

Sir Inda formula Android calculator la podunge

[@909kishore]

Sir, Your video was very easy to understand. Thanks for that., But anyhow we need to know the concept of how to calculate EMI, total interest paid, the total amount paid, etc. Now you have provided your excel sheet for easy calculation. But to improve our EMI concept still more practically, please share the formula used in excel for calculating the values. It will be more helpful if you add this as one short video.

[@thinkingtamizha007]

It is already there in video bro. watch carefully. I have explained the formula

[@perumalg9003]

ஓய்வுபெற்றவர்எத்தனைவயதுவரைகடன்பெறலாம்அதிகபட்சம்கடன்தொகைதிரும்பசெலுத்தும்காலம்எத்தனைமாதம்இருக்கவேண்டும்வயதுதளர்வுஉண்டாதயவுசெய்துகூறவும்

[@sureshr2968]

There is tax levied on EMI by the government. This is ignored in the discussion. This tax component is not negligible. It is significantly high. This burden will be more if you go for short period EMI, especially very high for no cost EMI.

[@nizarahamedkhankhaderkhan8869]

EXCEL SHEET IL MORTGAUGE TEMPLATE ULLATHU ATHI PAYANPADUTHI KOLLALAAM

[@srikanthmadhu7078]

Yannaku sollungaa bro 860000 loan amount

[@annamalaial6448]

Super explanation..Thank you very much..

[@gokulkrishnan9156]

sir
please do video on how to finish EMI so quick to save money

[@swaduocutetwins1827]

pl consider the trend of inflation,longer tenure may be profitable,I think.

[@sribalaji85]

PPF ku sonnapla idhu maasam ethanaam thedhikkul seluthinaal namakku aadhaayam sollunga boss. Andha ppf video semma 👌

[@sribalaji85]

Eno innum thagaval varla... Please

[@selwyngnanaraj7804]

PPF if paid before 5th of every month, it is taken for interest calculation for that month

[@prabhumaruthappan936]

முதல் 3:40 நிமிடம் 😢😢😢 வேஸ்ட், 10, 20 வினாடிகளில் கண்டென்ட் க்கு வாங்க ப்ரோ..

[@nirmalraj8985]

Very useful information sir. Thank you so much. 🙏🙏🙏🙏🙏👍👍👍👍👍💐💐💐💐💐

[@srajasraja2055]

Super video thinks you soooooooo much like s.raja Chennai tn India 👌👌👌🙏🙏🙏👍👍👍

[@iarnhere]

Bankers are too wise than us. They wont allow us to go by less tenure. Even if they accept, the loan amount is reduced drastically. You need money, you have to pay them the price. No other safer way out 😢

[@rafi5732]

Bro I have loan no in icici how to check the status of it...loan was in my brother's account rbl bank 🏦 how to check the emi status and clear View of How much loan amount and Due date and Pending amount!! Please reply

[@AntonysruseAntonysruse]

1:47

[@AntonysruseAntonysruse]

Sir,I want contact w 1:17 1:25 ith you,

[@palanichamyrajamanickam6052]

Very very useful information.Thanks

[@rajugowda4294]

bro ippa namma emi ya ,10,month la close pannita intrst kuraiya vaipu irukungila

[@ganeshv8284]

Superb

[@RajeshKumar-vb5fv]

Thanks bro....

[@gopalshanmugam610]

Very good things in this video:
1. In Tamil. Useful to our people.
2. The pie diagram at the right side gives the demo nicely.
3. Link to download work sheet
4. Locking the formulae to avoid mistakes by viewers.
Well thought out video. Congratulations.
Keep your financial education to common people.👏👏

[@HD_FF_007]

SUPERB SIR. THANKS FOR THE CLEAR EXPLANATIONS

[@velp2705]

Caculatina sollunga

[@dganapathi7968]

Bro super 🎉. 👌. Thanks for the valuable information.

[@Rajkumar-lc2lr]

Really informative video... 👏 👌 👍

[@kumarttr4828]

I borrow 220000 monthly emi 5200/month for5years is it right.interest 12percent.

[@K7Padmanaban]

அருமையான பதிவு, தெளிவான விளக்கம் நன்றி சகோ 🙏

[@silambuanitta4724]

Principal Paid and interest paid calculate pannuvathu yepadi

[@manickam909]

Thankes

[@ak7585]

Not clear

[@velmurugan8312]

மிக அருமையாக ,தெளிவாக சொன்னீங்க அண்ணா சூப்பர்.நன்றி அண்ணா

[@balugkkl6216]

Thanks

[@kesavantt8979]

Super

[@prabhakaranshanmugam5295]

If possible, Please post videos regarding Loans etc. Do's and Don'ts which will educate many and play a big role in personal finance and restructuring their current loans etc. Just like you provide knowledge of taxation..

[@thinkingtamizha007]

Already posted about personal loans, emi calculation and credit cards

[@aravindhandhina6417]

Loan amount -400000 Time period 5years interest rate 10%but my emi - 10376. Na ippo pay pannitu iruka sir. But neega sonna mathiri emi calculate panna 8900 tha varuthu. Ethuku ivalo difference nu solla mudiyuma sir. Pls

[@karkuzhali9046]

அருமை

[@rams5474]

Today we have Excel program. Once you master this everything is under your control.
Set up formula and drag down as per months, all set up. It is easy to know where your loan EMI stands.
Many years back, I happen to visit a Hire purchase Auto loan agency who put flat rate % low interest. Naturally it looks sweet but no fool will agree it is under low interest. When I asked him what is the real interest he it depends but just multiply it by 1.80 to 1.95 you get the real RBM reducing balance method which is the real interest in their books. In Excel you easily float the rate of interest to check it, a small correction will get +/- in the final EMI. Those time we issue post dated cheques. If you go to windup in the middle of term by repaying in one lumpsum then immediately their flat rate will become float rate and demand more principal.

[@srbraj2991]

Hi , what is the difference between compound interest vs simple interest,, for 10L loan 7 yrs ,, how about HL 19 L for 20 yrs

[@cheetah2108]

Bro semaiya solli kuduthinga tq bro

[@murugesanjegannathan5254]

ரொம்பவும் தெளிவான பதிவு. நன்றி.கிரெடிட் கார்டு பற்றி அறிய ஒரு வீடியோ தேவை.

[@thinkingtamizha007]

Credit Card video - ruclips.net/video/P4A7e8ROQ7E/видео.html

[@kamalakkanananvenkatesan4419]

Fruitful information sir❤

[@srbraj2991]

Hi shall I preclose 10 yr old HL loan taken 19L loan

[@Abdullah-hf9sb]

10.5 did not show . it turned into 11. why?

[@pearl6756]

❤

[@rajeshsabapathy1880]

🔥🔥🔥🔥🔥 my comments 100😘

[@shalinishalini772]

Superb explanation abt emi

[@EndeskGlobalServices]

Interest is 10℅ , then how it becomes 40℅? What you pay extra to the principle is the actual interest brother....

[@thinkingtamizha007]

10% is for one year. As your loan period increases your total interest paid will increase

[@tamilking03]

This method for all loan or few category

[@chandrakalakaruthan6429]

Thank you sago

[@sagayarajs1937]

Very good information, thank you.

[@haribaskaran3046]

I taught who will teach how to calculate EMI by manually. But you have done all process in computerised , it can even done EMI calculater app and websites.

[@thinkingtamizha007]

The main idea is to show a break up of interest and principal in EMI. How it varies based on loan period. NO point in calculating manually right. And the online calculators doesnt show the breakup with in the EMI amount and its accrual

[@baburajendran6951]

மிக தெளிவான விளக்கம் அளித்துள்ளீர்கள் நன்றி வணக்கம்

[@Francis-cj5kv]

Thank you sir. Nice video and nice excel sheet

[@manokaranmanokaran4996]

Thanks bro

[@LalithaParameshwari2020]

Thanku so much for the excel.

[@perumalg9003]

தனிநபர்களின் பெறுவதுதான் கடன் தொகை பெற வாய்ப்பு?

[@perumalg9003]

சரியாபுரியவில்லை

[@vijaym8359]

Bro nan 60000 loan eduthaen 2 month EMI kattittaen ippo close pannanum nu nenachaen avanga kitta total evlo kattanum nu ketta 65000 kattanum nu solranga enna pandrathu... Unga contact no thanga

[@sandilyang7473]

What is the no cast EMI SIR pls explain

[@balakrishnanillaya4886]

Sir emi வாங்கி ட்டு லோன் அட்வான்ஸ் அடச்சா லாபமா நட்டமா

[@thinkingtamizha007]

Adhu loan poruthu maarum sir.. neenga loan edutha bank la Foreclosure charges enna.. Mudhal thogai la luraikapaduma, emi koraipaangala nu kettutu pannanum sir..

[@velasvd9935]

Usefull

[@spalanisamy34]

👍

[@whitedevil78515]

EMI shoping panna Eligible age evlo bro

[@chatmasala6980]

Superb video. Good explanation

[@amluamlu3169]

Very nice speech

[@madasamym3515]

PMTdetails

[@swaduocutetwins1827]

sir,if we consider increasing inflation (rate of increase),the long tenure of EMI will be a profitable ie.comparing the rate of increase in the inflation with the rate of interest of the loan.
if the increase in rate of inflation is higher than the rate of interest for the loan ,then comparatively profitable. and Vice versa.

[@hihihi3723]

Really helpful video..thank you..

[@sandysandy6858]

😁

[@sathisha9859]

Sir excel sheet edit option illa sir, please able to edit option

[@thinkingtamizha007]

You need to download in your pc and use it., edit option is browser is not available.

[@manisweety2485]

Very useful friends but normal calculator la solli kudunga

[@manickam909]

Bigelettergiveme

[@FINANCIALAdvisorTGopiMCA]

GOOD

[@pushpalathalatha-zn2kl]

Super

[@hellofriends733]

Super 👌clear explanation.

[@vediappans5162]

Thank you sir ☺️

[@dhilip7764]

Thank you thalaivaa👍

[@AnandRaj-nr5hh]

Usefull thank you

[@kamalking4624]

Bro 5 lakhs 16 percent intrest la 84 months vangiruku
Intrest ela sethi 8.3 lakhs tha katanum
But avanga pay panna soldrathu 10.61 lakhs
Enga vetla ethuvu check panama vangi ippo 7 lakhs pay panitanga
Antha xtra 2.3 ethukunu avanga kitta kekalama bro

[@kamalking4624]

Ethachu suggestion solunga bro

[@thinkingtamizha007]

Ask them for calculation and show how you have calculated.. ask them to explain difference..

[@kamalking4624]

Ok bro explanation kekuran anga poitu
Ketutu enna soldranganu soldran

[@puviarasu.k5054]

விளக்கம் அருமை. ஒருவர் பத்து வருடங்களுக்கு பத்து லட்சம் கடன் பெற்று மாத தவணை செலுத்தி வருகிறார் என்றால் அவர் இரண்டாவது ஆண்டில் ஒரு ஐந்து லட்சம் தொகையை செலுத்தி அசல் தொகையை குறைக்க முடியுமா? அவ்வாறு செலுத்தும் போது ஏற்படும் சாதகம் மற்றும் பாதகம் என்ன?

[@thanarajanj4694]

Do the best for less emi and identify the hidden charges

[@muthu9108]

Good information tnq....

[@psvibeesh8878]

First view bro

[@sudalaimuthum6660]

Thanks for your info.

[@manickamvishnu7018]

Thankyou sir

[@kamaleshand6459]

Very informative brother 🙂👍

[@ganesanramasamy7093]

Thanks Sir.

[@NsoundarMCA]

Thanks bro.

[@muthukumar8180]

Very useful sir

[@cschanel8236]

Thanks 😊

[@sundarraju8383]

Very nice teaching

[@mageshkumar7255]

Nalla thagaval anna

[@sakthivelthiru6765]

Really Very nice