Top 🔟 - Dave Ramsey Rants

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  • Опубликовано: 7 сен 2024
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Комментарии • 365

  • @TheRamseyShow
    @TheRamseyShow  7 лет назад +19

    Top 10 Debt Free Screams! - ruclips.net/video/Hihs81zGqBY/видео.html

  • @alexeivoncarstein8286
    @alexeivoncarstein8286 5 лет назад +176

    Whenever I’m about to make a stupid purchase I imagine Dave yelling at me and calling me a loser. I usually don’t make that purchase

  • @maytediaz5245
    @maytediaz5245 7 лет назад +258

    I would LOVE to work for Dave, I would have a blast every day hearing his true to the core rants. I am 38 with 2 kids. Started my career as a Target security guard ($9) and worked my butt off at being the best I could. Promoted by demonstrating I have a brain, a great attitude (never said no to doing work way below my level as long as it was legal and ethical) and being kind to everyone I got in contact with, many of whom I coached into their own promotions. I am now a multimillionaire, 3 mortgages paid off and zero debt, and absolutely love my life and my family. Tough it up early so you can enjoy later. While my friends thought I wasnt enjoying life in my 20s, I remained focused. In my early 30s I was settled, had a child, adopted my second as a way to give back to the universe and was (and am) thanking God every day for the wisdom and stregth I had to make good decisions.

    • @TheRamseyShow
      @TheRamseyShow  7 лет назад +31

      Great job Trinh Lai!

    • @kirsys77
      @kirsys77 7 лет назад +8

      Can you tell me how you did it? I just became unemployed and we are a family of five with one in college and only with my husband's income. I am hungry, we are hungry, but I've applied to about 55 different jobs and won't even get a call back for interviews. I have a masters degree and $70, 000 in student loans. We were on our way to baby step 3 when I lost my job but thank goodness we only owe $5,000 compared to $20,000 four months ago. We don't spend any money on anything at all, we eat mostly white rice and beans and we are constantly reducing our budget to make sure we have just what we need. I am thinking of getting my real state license but this is career change. I am willing to step down and start from the bottom. I love to work, I love working with people, I am passionate and I would love to help the world be debt free. I'm crying out for help and advise!!! God Bless You All!

    • @kaohsiung99
      @kaohsiung99 6 лет назад +2

      How are you doing, kirsys77? I just saw your post. Please give us an update. Retail is always hiring. Dollar General, Walmart, etc. God Bless!

    • @alexeivoncarstein8286
      @alexeivoncarstein8286 5 лет назад

      You’re an inspiration

    • @baconfizzatters
      @baconfizzatters 2 года назад

      @@kirsys77 please tell me you went into real estate before this boom!

  • @ronthomason8388
    @ronthomason8388 7 лет назад +116

    The "You Control You" and "Change Your Life" videos were the ones that first got me to change my behavior and start winning at life again. Just two days ago I bought a new 2015 Dodge Ram pickup truck. Paid cash, in full. I'm 20 years old and don't have a car payment! God Bless Dave and his team!

    • @valdomero738
      @valdomero738 7 лет назад +5

      Ronald Thomason you're probably a drug lord if you bought a truck in cash at age 20

    • @ronthomason8388
      @ronthomason8388 7 лет назад +39

      Hah, I wish I had drug Lord money. No, I just worked my tail off ever since I was 13 years old, and over the last 5 years I saved up enough to replace my hand-me-down car. Life is good man.

    • @Eagles.Fan.Since.Super.Bowl.52
      @Eagles.Fan.Since.Super.Bowl.52 7 лет назад +1

      Ronald Thomason Dave is hoping you own a house before the vehicle.

    • @lucymarion2945
      @lucymarion2945 3 года назад +2

      Dave's advice to not buy a brand new car or truck, unless you're a millionaire!!!

  • @yolandamacias2403
    @yolandamacias2403 2 года назад +73

    After hearing this at 2am, I got up cleaned my house and pre made dinners for the rest of the week.

    • @richardofrijole6309
      @richardofrijole6309 Год назад +1

      How’s it going Yolanda?

    • @yolandamacias2403
      @yolandamacias2403 Год назад +5

      @@richardofrijole6309 pretty good. Clean house.

    • @carladossantos1142
      @carladossantos1142 Год назад +4

      Yolanda, that's so awesome! This is the kind of motivation Dave develops on us! Whenever I feel I'm getting off track, I come listen to some of his videos, to remind myself of what needs to be done ❤️ I love this man, he has changed my life! I am so grateful 💖

    • @dummgelauft
      @dummgelauft 6 месяцев назад +3

      Are you still sticking to the plan, Yolanda?

  • @alfiemarie
    @alfiemarie 10 месяцев назад +11

    i burst out laughing when dave said "latte breath" 😂😂😂😂 i love his rants sm ❤

  • @Elizabeth-uj8vn
    @Elizabeth-uj8vn 6 лет назад +87

    Im so HUUNNGGRRY right now I drive five hours every Sat to go to school so I can get a second job to tackle these debts! Im tired of being tired!

    • @johnroper1197
      @johnroper1197 3 года назад +3

      How's the progress? I hope you have succeeded.

  • @debbiep99
    @debbiep99 4 года назад +57

    Lol. I was napping and had his videos on autoplay. Just woke up to him yelling shut up 😂🤣😂😂

    • @blackshit7
      @blackshit7 7 месяцев назад

      Glorious hahaha I love Dave, there is no one like him

    • @jessical9637
      @jessical9637 5 месяцев назад

      😂

  • @21jonbike
    @21jonbike 7 лет назад +94

    Love when my broke friends make fun of my money spending habits. A reminder that I'm on my way to be a millionaire!! Thanks Dave!

    • @alexeivoncarstein8286
      @alexeivoncarstein8286 5 лет назад +4

      Stetson Reviews & Info and when you have millions and are living your dreams they’ll come crawling to you asking for money

  • @Shimmoda
    @Shimmoda 7 лет назад +29

    Just transferred 500 to my stock account today thanks for the motivation!!

  • @QueenPcontrolstheuniverse
    @QueenPcontrolstheuniverse 7 лет назад +40

    I usually listen to the podcasts but watching the videos is a whole new experience. Dave is scary! But rarely wrong!

  • @dsn1964
    @dsn1964 7 лет назад +82

    #2 is the most hard-hitting........."Latte Breath"......."Mr and Mrs Cable"........lol. I love the example of the 15% over 40 years........."Let's say I'm half wrong and it's not 12% average, it's 6%.....that's STILL $3-million dollars.........SHUT UP!".....lol. Give 'em Hell, Dave!

    • @phlyyungin6168
      @phlyyungin6168 7 лет назад +2

      I swear I love that part

    • @broskivisuals
      @broskivisuals 7 лет назад +2

      dsn1964 6% would actually be 1.23 mil. 10% would be roughly half

    • @brandyfh32
      @brandyfh32 6 лет назад

      Best part!!

    • @kaohsiung99
      @kaohsiung99 6 лет назад +1

      I'd been trying to find "Latte Breath" THANK YOU FOR POSTING!

    • @julieeiler6909
      @julieeiler6909 4 года назад +6

      I listen while making dinner. My seven old ask me alot of questions...like whats latte breath mean mommy and why is mr.ramsey always yelling doesnt he know its bad for his health to always be angry. Followed by i will never be in debt...mommy whats debt? Lol..i said i changed r family tree and one day u will be glad mommy listen to mr.Ramsey. it felt awesome to say honey are homes were bought cash. Are cars are paid off and we dont have credit card debit...she smile and said good cause mr.ramsey would yell at you!!! Lol. Hugs and thanks mr. Ramsey for allowing that conversation happen with u advise. Parent hug from me to u.

  • @theblacksmithshammer
    @theblacksmithshammer 4 года назад +7

    Rant 6 is easily my favorite. Dealing with the sheep and the need of an explosion inside of you, going bananas.
    And kiss my ankle. Best points.
    Getting an attitude before the change happens.
    Hearing the vulnerability with your conversation with your pastor, that was a close second. Excellence in the ordinary. I appreciate the transparency.
    And the passion.

  • @fpl_bailey
    @fpl_bailey 7 лет назад +53

    Im glad you guys took the time to put this together but bit disappointed that a few missed the cut:
    1. "Learning to say No"
    2. "the victim and the hero"
    3. "You. Can. Do. This"
    4. "you cannot wander out of debt"
    5. "you are NOT entitled to anything"
    6. "think America"
    7." You need a written budget"
    8. "Passivity is NEVER an option"
    9. "You can be a millionaire"
    10. "foundations of building wealth"
    11. "You are the secret sauce"
    12. "throw yourself a convention"
    13. "You are not stuck!"
    Maybe a part 2 😀😀😀😀😀

    • @herfirstmate
      @herfirstmate 7 лет назад +2

      koolyo2foots "Passivity is not an option" has become the quote of my life! You can apply that to any situation and area.. I love "Think America!"

    • @yinglin9537
      @yinglin9537 5 лет назад +1

      I agree. Think America is my top1 hahaha love to watch it over and over as a reminder to keep in the good path

  • @fpl_bailey
    @fpl_bailey 7 лет назад +17

    I created a playlist a few months ago with over 30 videos of his rants and whenever I felt like jumping off the wagon I just click through it. Major THANK YOU to this youtube channel for posting these rants, debt free screams and everything!!!! 😀😀😀

  • @DeanMurray21
    @DeanMurray21 7 лет назад +18

    I loved "You control you". I used to listen to that rant almost every morning. Changed my thought process and glad to say my life. If only I could get it on ITunes lol, thanks Dave!

  • @dlo1291
    @dlo1291 6 лет назад +18

    “Latte breath” ! Best rant ever! Hahahahahaha

  • @mflores149
    @mflores149 7 лет назад +39

    This is the video I've been waiting for!! Thank you!

  • @fingerstylefan
    @fingerstylefan 4 года назад +11

    Rant 3 spoke to me----After 20 years of living "normal", I had enough. I went to my wife and told her how concerned I was that we were "one catastrophe away from homeless". She straight up told me "You have fun saving your money, I'm going to live". That right there killed our marriage. 4 years later we were separated then divorced after 25 years. She is a nurse practitioner making 100k a year and I work at Walmart for just above minimum wage. She is over 100k in debt and defaulted on several loans. Me; I'm only 5k in debt, and paying of quickly, no defaults, and $6000 in savings and just started a 401k. I'm needing a car and I have been considering financing a cheap car but I'm hearing Dave in my mind screaming NOOOO!!!! haahahaha.

  • @heatherb7067
    @heatherb7067 6 лет назад +6

    I listen to Dave Ramsey rants at work for the extra motivation to do great, work hard, and easily get through my day at a job with some menial and unfortunate tasks. Love these long videos.

  • @TheRamseyShow
    @TheRamseyShow  7 лет назад +35

    Hey you! Let us know what your favorite rant was and if your favorite rant didn't make the list. You never know, we could always make another Top 10 video!

    • @Christine-777
      @Christine-777 7 лет назад +6

      The Dave Ramsey Show All of it (which we've repeatedly heard during the past 5 weeks since we ran across him - thank you!), however, our fave is "court your wife". We looked at one another, giggled, and had to Pause the video to discuss it. :D
      My yummy hubby recounts our story on how he courted me for 3-1/2 years before he proposed (Yes, a hard catch... ;D •blush•). He has continued to court me for the past 16 years... the single best 16 years of my life!
      God selected a man for me who far exceeds any and every dream I ever had for myself. ♡ Yummy hubby ♡ is my lifetime best friend, soul mate, and confidante.
      Dave, once again, is one hundred percent correct! Thank you, Sir! :D

    • @ouvickie
      @ouvickie 7 лет назад +4

      Rant # 1 and #3 - Number 1 because I had to get mad at myself and tired of being broke, before I decided to change my modus operendi with my finances. Number 3 because it helps to have someone like you be so honest in your mistakes, not to feel alone in stupidity.

    • @ChewbacaTW
      @ChewbacaTW 7 лет назад +8

      I have one of Dave's rants in my youtube favorites and I listen to it every time I feel the need to hear some truth because I've heard far to much BS. The video is titled "Dave Ramsey on Obamacare" and the first line of the video gets me every time. "We struggle in this country with the notion that if you think your 'cause' is big enough, you are exempt from doing math." WOW!

    • @BigCed
      @BigCed 7 лет назад +2

      number 6

    • @rileydirckx2468
      @rileydirckx2468 7 лет назад +4

      The rants on Obama Care and the last one were my favorites.

  • @fightingbear8537
    @fightingbear8537 7 лет назад +38

    I wonder if ranting is Dave's love language? LOL!

  • @maurice2014
    @maurice2014 7 лет назад +8

    Best Quote : "Time to get off of your ASSumptions and do something."

  • @jillianquattlebaum
    @jillianquattlebaum 7 лет назад +31

    Video #2 retire a millionaire was the biggest change in my life. I heard it at 25 and met an ELP to start my Roth IRA later that week. Even 90% wrong makes me a millionaire - yes please! Now at 28 we're doing 15%+ into Roth and 401k. I love being lazy...

  • @frankish5314
    @frankish5314 7 лет назад +8

    "Big Hat, no cattle".. One of the bet from the Millionaire next door. Yup fear! My Parents lived like this. I was terrified and at 12 years old I swore I would never live like this.. I could have retired at 45 but waited till 52. Best gift my folks ever gave me to be honest!

  • @rolandoosegueda6343
    @rolandoosegueda6343 7 лет назад +8

    now i dont have to look for the videos i got them all in 1 thanks dave

  • @angielo4262
    @angielo4262 5 лет назад +8

    After listening and watching Dave I decided to work two to three jobs to get my student loan debt paid off because that's the only thing that's holding me back. By the way I made a budget that shows that I can pay$64000 in 36 months.

  • @alfiemarie
    @alfiemarie 4 года назад +5

    LATTE BREATH!!!! this really hits home!!! 😂😂 like hes actually screaming it right in front of myself for my latte habits! lol

  • @vikkigaines9836
    @vikkigaines9836 4 года назад +2

    I'm a single mom making $99000 to $107000 a year...bought a timeshare to force me to go on vacation (...I know, I know). Using my points from my rewards card to pay the maintenance fees (...I know, I know). At any rate, my student loan debt felt like Mt Everest. And today this is my only debt. After listening to what other people are going through, my heart is changing on the possibilities of the life I can give to my son and younger family members. If nothing else, the idea of being a millionaire will start with me. The dream of leaving a scholarship fund for single moms or children of single parent homes seems so real again. Its not too late. Just have to hang in there....Hold on and pray the Lord continues to give me strength to keep pushing! 💪🙌🧗

  • @cgrilley
    @cgrilley 7 лет назад +20

    Thank you Dave and Dave's team. So inspiring. Can't be repeated enough!

  • @latoyanewsome9400
    @latoyanewsome9400 6 лет назад +2

    I listened to Less Brown in the beginning of starting my business and now I'm two years in!! Awesome man! Now I listen to you allll the time! I believe I can change my financial outlook now!!! I'm on my way!!! Going through so much but that's fuel too! I'm gonna be a GREAT example for my children. I want to leave them a legacy of peace and salvation in Jesus Christ and financial freedom!! Thank you for the harsh truth!!!

  • @LyonsArcade
    @LyonsArcade 6 лет назад +28

    LATTE BREATH!!!! Mr. & Mrs. CABLE!!!!

    • @timm-ru9ii
      @timm-ru9ii 5 лет назад +1

      I laughed at this..... then felt bad because of my latte breath lol

  • @tennesseetreasures
    @tennesseetreasures 6 лет назад +40

    “You impulse $100 at target every month” 😩

  • @almarosa154
    @almarosa154 7 лет назад +5

    im watching this at 1am from work and im scrolling down reading the comments and DAVE SCARED THE HECK OUT OF ME WHEN HE STARTED SCREAMING!!!! jejejjej

  • @ShannonKCampbell
    @ShannonKCampbell 7 лет назад +3

    Every high schooler should watch this NOW!

    • @BigRed2
      @BigRed2 6 лет назад

      Shannon K Campbell He says god 1 too many times for this to be High school approbate

  • @kellymalone7660
    @kellymalone7660 7 лет назад +34

    #1- Gotta be HUNGRY- that was my favorite!

  • @TheLizardKing1967
    @TheLizardKing1967 5 лет назад +3

    Dave's rants are my motivation! I LOVE it!

  • @cheekysaver
    @cheekysaver 7 лет назад +6

    HAHAHAHA Plasectomy!!!!!!... that was a new one for me! I love this vid. Thanks to everyone that put it together. :)

  • @LyonsArcade
    @LyonsArcade 6 лет назад +3

    I love Dave, my favorite thing he does is when he makes up something someone is objecting about, and then argues with the point he just made up, lol. "Well I don't agree with your set of assumptions" "WELL SHUT UP!!!!!!" LOL

  • @wkb9683
    @wkb9683 7 лет назад +61

    Pancakes, orange juice and a Dave Ramsey rant. Thant's my breakfast every morning.

  • @annelacuarin1643
    @annelacuarin1643 2 года назад +1

    I really love dave ramsey i love his sermons it motivates me a lot since i paid attention to dave ramsey i didnt took debts anymore and moving forward to pay debts God bless him for helping the people thanks for the motivation and inspiration papa dave and all your crews🙏👍❤️😘

  • @lulusp1023
    @lulusp1023 4 года назад +1

    Dave Ramsey rants are best motivation to do overtime...!!!!...

  • @REN3GADE1
    @REN3GADE1 3 года назад +6

    “We’re gunna sell so much stuff the kids think they’re next” 😂

  • @JohnVandivier
    @JohnVandivier 7 лет назад +3

    'excellence in the ordinary'
    a breath of fresh air

  • @darcyjean5612
    @darcyjean5612 7 лет назад +13

    YESSS love his rants!!

  • @chrisrefaei
    @chrisrefaei 7 лет назад +2

    Love love love this series, I'm currently on the road to financial security, just 8 more months and no more debt!!! Thank you, its been a blessing finding this as a "Recommend watch" on you tube. Sometimes Bit data can indeed be a great thing. or I would of never found this. XD

  • @sciencelearningcenter668
    @sciencelearningcenter668 7 лет назад +7

    I think I always need a Dave Ramsey over my shoulder.

  • @sharisanchez2814
    @sharisanchez2814 4 года назад +2

    My family thinks I’m weird now for not having Netflix. All I have to say is thank you Dave Ramsey for changing my life along with my husband.
    (I wish my dad found you years ago)

    • @worddeuce
      @worddeuce 2 года назад

      Wow, what a valiant sacrifice.

  • @davidlehman2658
    @davidlehman2658 7 лет назад +7

    Love the show, this has to be the best motivational collection of clips around personal finance I've ever seen on youtube
    THANK YOU!!!!

  • @doyourbest.9554
    @doyourbest.9554 2 года назад +1

    Thanks Dave...your process saved my life and my spirit. That's worth more than all the money in the world.

  • @ChanaElisheva
    @ChanaElisheva 7 лет назад +1

    Thank you so much for your You Tube Channel! Just this week alone I have applied some of your principles and am feeling optimistic (and disciplined) to meet my financial goals.

  • @alanfreeman7374
    @alanfreeman7374 7 лет назад +23

    I wonder if Daves crew ever cracks up when hes ranting likes hes doing around 7:40 - 8:07. LOL

    • @kaohsiung99
      @kaohsiung99 6 лет назад +2

      Like a military guy yelling at the newly-enlisted privates.

  • @rondacollins3121
    @rondacollins3121 4 года назад +2

    Yes! Les Brown is my favorite motivational speaker...and Dave is my virtual financial advisor

  • @shawngonzalezmusic
    @shawngonzalezmusic 3 года назад +2

    I love the feeling I get when he almost curses. Haha Oh, the suspense.

  • @yellowannie22
    @yellowannie22 6 лет назад

    I LISTEN TO THIS EVERYYYY MORNING AND IT CRANKSSSS ME UPPPP!!! THANK YOU MR.RAMSEY AND TEAM. I AM GRATEFUL

  • @pamm6330
    @pamm6330 7 лет назад +3

    WOW You control you rocked! Laughed outloud yet convicted to the core!

  • @jasonjamaican
    @jasonjamaican 7 лет назад +3

    Thanks dave you have woken me up..God bless you

  • @siri9452
    @siri9452 7 лет назад +1

    Growing up in a house where debt is treated like the devil and things were only bought with hard cash, I didn't even know it was possible to buy ANYTHING without actually having the money yourself until I was 20 years old and people told me about their car payments. It's actually weird for me that people in the US do this, people called me crazy when I said I wanted to save money to buy houses, condos, and cars all with cash. Going into debt is weird to me.

  • @friendlychick86
    @friendlychick86 7 лет назад +21

    wow the millionaire one ouch that hurt 😯😦😭

  • @tizocelindio8640
    @tizocelindio8640 4 года назад +2

    THIS MAN HAS COJONES i love him we need persons like him

  • @intelligentdesign527
    @intelligentdesign527 7 лет назад +3

    Dave Ramsey for President 2020!!!

  • @johnroper1197
    @johnroper1197 3 года назад +1

    So right, I don't know what people have against this man.

  • @Adui13
    @Adui13 7 лет назад +1

    Number two; "No its not Dave!! its not my fault I spent all my money!... Oh wait.. Yes it is... " Love it!! Wish I wasnt living proof of it.. Working to change that legacy before i die!

  • @missali31
    @missali31 7 лет назад +7

    The part about the car and impressing at the stoplight is soooo accurate

  • @jjsmithlago1234
    @jjsmithlago1234 7 лет назад +63

    13:06

    • @kholmilk
      @kholmilk 7 лет назад +5

      JJSmith Lago i freaking agree ,student loans are the dumbest shyt ever. you will forever be broke .

  • @kimnevils252
    @kimnevils252 4 года назад +2

    So my question is how is Dave riding around in Cool Springs and didn't hit a SINGLE RED LIGHT??? Riddle me that, Dave!! lol

  • @alfiemarie
    @alfiemarie 4 года назад +1

    i listen to him like his my dad! like cut and dry, no sugarcoating but i know he wants nothing but the best for me.

  • @jesse14
    @jesse14 6 лет назад +4

    Latte breath 🤣🤣🤣 I’m dying

  • @joshuamorris2908
    @joshuamorris2908 7 лет назад +2

    This is motivation I'm changing my family tree thanks for sharing!

  • @lamppole7896
    @lamppole7896 7 лет назад +2

    Turns out it was Goober! 😂 Daves hilarious!

  • @starblazers01
    @starblazers01 2 года назад

    THANKS FOR THE HONESTY & INSPIRATION!!

  • @KazuchiX
    @KazuchiX 7 лет назад +3

    Dog on Ebay, cat on craigslist , real talk!

  • @Globeguy1337
    @Globeguy1337 3 года назад +1

    1:04:35
    You are not the victim in this story; you are the hero.

  • @shawngonzalezmusic
    @shawngonzalezmusic 3 года назад +2

    I lost it on "I need to see my mommy -" OH SHUT UP YOU'RE A GROWN UP!

  • @sikhulilemalunga4980
    @sikhulilemalunga4980 2 года назад

    I love you Sir. You are full of Wisdom..

  • @PreeMarket
    @PreeMarket 4 года назад +5

    ITS YOURRR FAULLTTTTTTTTTTTT!!!! Favourite Line of 2019/2020 and 2021

  • @jessicacarey1186
    @jessicacarey1186 7 лет назад

    Thank you for Rant #3. I really needed to hear that today.

  • @wrenchguy2937
    @wrenchguy2937 5 лет назад +1

    I love me a dave rant so much

  • @canttReid
    @canttReid 6 лет назад

    That last one gave me chills! Good stuff

  • @MrMike95624
    @MrMike95624 6 лет назад +3

    You can kiss my ankle 😂😂🤣 ahh every time it gets me to smile

  • @RandomSkitts
    @RandomSkitts 7 лет назад +3

    Mr. Ramsey's rants are great. so motivating

  • @tatankat5839
    @tatankat5839 6 лет назад

    Dave is Awesome. A book that goes right along with the ownership part of Daves rant is Extreme Ownership. Great book!

  • @april82daisies
    @april82daisies 6 лет назад +3

    The part where he says don’t date your wife ... “that’s the one night I treat her well”.... Wait, what? We have date nights, but we don’t look at it as the one day we treat each other well.

  • @joshualarson3976
    @joshualarson3976 Год назад

    I love the fire in your lecture

  • @rhondawiley8168
    @rhondawiley8168 5 лет назад +6

    I'm so desperate to get out of debt I'll do anything I'm exhausted with paycheck to paycheck

  • @vicki7807
    @vicki7807 7 лет назад +1

    Wish I had Dave when I was younger...... maybe I would not be working for all of my life just to make it. At 64.... it is scary to think I may some day not be able to work. My parents were broke and did not teach me....... I dont blame them... they didnt know.

  • @reganraula
    @reganraula 3 года назад

    “Latte breath” One of my favorite Dave Ramsey quotes! 🤣

  • @siri9452
    @siri9452 7 лет назад +2

    You know what's funny about education? In school, you're taught to work and save money to buy something you want, but in college Finance classes, they start teaching you how debt is VERY GOOD. In one of my finance classes, we were looking at a company's own financial analysis in the Bloomberg database. The company had no debts at all and was very financially stable, the teacher then says that the company should go into debt because they're not using their money efficiently. LOL

  • @valeriedemoss3052
    @valeriedemoss3052 7 лет назад +12

    I have to pause Dave ever 15 to 20 minutes to regain my composure and Pray because he is describing me and I had to have my pity party, then get over myself, then continue to listen to The Truth. Thank you Dave & team.
    PS: LOL, you really need sound affects! LOL, the cow noises were good, but... just saying ;)

    • @kaohsiung99
      @kaohsiung99 7 лет назад

      The cow noises were spot-on!

  • @GacekDnb-dx7dp
    @GacekDnb-dx7dp 7 лет назад +1

    Dave's 2 books has change my live from debt to going out of debt so i like to just say THANK YOU ALL

    • @BigRed2
      @BigRed2 6 лет назад

      Gacek. Dnb What are the names of the books?

    • @GacekDnb-dx7dp
      @GacekDnb-dx7dp 6 лет назад

      Finacial peace and Total money make over
      Spending of a £14 in where i live. And the knowledge worth a millions :)

  • @christianmcnally4323
    @christianmcnally4323 Год назад

    This man just called me latte breath. Got me so good

  • @chrismagnelli5693
    @chrismagnelli5693 6 лет назад

    Nice to see someone talking some sense. Everyone I know thinks theres something wrong with me for having no credit cards and not even being interested in making payments on a new car or having a smartphone. And all of them are broke and spending like crazy.

  • @andreadavis8565
    @andreadavis8565 6 лет назад +1

    DAVE, YOU ARE AMAZING! I am hungry and fired up. I just thought that maybe my husband should see if he can get the dealership will take his car for what we owe. Then we can carpool for the rest of the year in just mine. Then we have $500 extra a month to save and we can find him a cheap truck to drive. Then pay off my car. Then our house!! O.m.g.. im so ready for it!!

  • @TiffanyMorantes
    @TiffanyMorantes 7 лет назад +1

    I love this show!

  • @sankofabeauty88
    @sankofabeauty88 5 лет назад

    "MmmmMoooooooo!!!".... I snort laughed so hard!! He has the best sound effects

  • @ryanoneill2352
    @ryanoneill2352 7 лет назад +5

    26:27 the best thing Ramsey's ever done.

    • @kaohsiung99
      @kaohsiung99 7 лет назад +2

      Stand out from the herd!

    • @herfirstmate
      @herfirstmate 7 лет назад +1

      Ryan O'Neill I also like when he does the 'chicken'!

  • @amiroarrr
    @amiroarrr 7 лет назад +13

    I'm still working like a bananimal, Dave! (no. 6)

    • @Jake-fe4uf
      @Jake-fe4uf 7 лет назад +3

      Yeah I am going H.ard A.s a M.ofo on my debt!

  • @alvaroiniguezdonoso
    @alvaroiniguezdonoso 7 лет назад +5

    I haven't eaten in 2 weeks, because Les Brown said you have to be HUUUUNGRY!

  • @devdawg22
    @devdawg22 6 лет назад

    My husband and I are 32. We are the only one out of our group of friends who have 401ks and IRAs we currently have at least the match percentage but are going to up it soon. We also are the only ones who pay extra every month on our mortgage payment and we have only ever bought used cars when we NEEDED them. Last vehicle purchase we made was a used van because we were having our 3rd child and couldn't fit 3 carseat in our sedan. While our friends are not only buying new cars but traiding them in while they are upside down on them digging deeper and deeper holes. They also are buying campers and boats and trips to Las Vegas. We not be doing things like that and they may pitty us for not "living" but it's just a matter of time until it really catches up to them. We only make 55k a year yet we are the most financialy stable. We have paid off alot of student debt and are pretty close to paying it all off,we have no credit card debt, we do have a 200 a month car payment and a 600 a month morgage. We also have some medical bills but they are paid with a pretaxed HSA. We are now looking into a bigger home to fit our family and keeping this home as an investment property. Our friends are the first 2 little piggies and we are the 3rd. When that big bad retirement wolf comes we will see who's house stands

    • @worddeuce
      @worddeuce 2 года назад

      Good christ almighty

  • @404TRUCKERTV
    @404TRUCKERTV 7 лет назад

    yah love these v log ride alongs. good stuff!