I’m 75 and we haven’t had a payments at all for the last 20 years. My husband and I started out 30 years ago from ground zero, gradually building ourselves up financially. Always living below our means. I never made more than 30,000 and he never made more than 40,000 We’ve always made smart decisions, always lived below our means. Just this years, we’re able to finally able to live like no one else and to give to other people. Wonderful feeling
@@douglassmith9445I hit my first million at 37. Household dual income ranged from $100k to $225k. When we made more, we invested more, but always took the company 401k match. We always made spending choices to give us margin. Bought 1/2 the house the bank would finance, half the car we could afford, etc. That way you can survive a bad economy, a job loss, or an unexpected expense.
I have these videos on autoplay while I am updating my budget for the year. It is... an interesting experience, lmao. The more Dave yells, the more I am motivated to get rid of my debt this year and save/invest more. Gotta love it.
27:35 one of the first rants i heard from Dave Ramsey when i first found his youtube channel on Jan 6 2022. I would play this rant "Think America" Dave Ramsey rant every single day on my way to work. Needless to say, i have memorized that rant. I have every Dave rant downloaded and shuffle listen through the rants
@@fabiolatgg yes. I have RUclips premium and that is one subscription I didn’t cancel when paying off debt bc I could play music, on Google play music, and also download and also play RUclips videos in the background and while my screen is off. I have my 6 month emergency now and I am saving up for a house in the next 2 years
I have listened to Dave Ramsey for 25 years. Keep with it people!! Stick with the plan and the written budget! He speaks truth and it works!!❤Do you know what Financial Peace is? Going to bed at night knowing you have no house payment, no credit card bills, no student loan payments and can sleep like a baby at night knowing I have money in the bank and a huge paycheck coming this month that I can invest.❤
38 years old and been watching for month or 2 now and I'm fully invested and on babystep 2 in Gazelle mode working almost 80 hours a week. Thank you so much for what you do!
47 years old. Completed baby step 1 ,three weeks ago. Took me 30 years to learn what to do with my money. Thank you Dave Ramsay. Headed to over a million by age 70. Late to the game. But playing to win now.
It's supposed to be called fostering and it's meant to be paid for 😅😅😅 just foster animals if you wanna love on an animal for a while but then not be responsible for their entire life
Dave, I wish I would have found you decades ago. Hoping its not too late to change my life's direction. I am going to try with all my heart to change my "Family Tree" too! Hoping my kids will listen. Thank you for your passion to me and the others who you don't even know.
1. It’s never too late. You can do it. 2. My experience is that the kids will learn more by watching you than by listening to you. Tell them how to budget … they’ll tune you out. Tip the waitress 50 bucks on a 30 dollar breakfast … they’ll notice.
Jan 2025. 😬 Here we go. Lord, help me stay the course and become debt free.🙏✨️ Thank you, Ramsey Solutions, for these rants. I need them. Happy New Years 🎉❤😅
I've change my son's future following the baby steps. He's not going to have to face the the fear of not having enough money for basics. He's not going to have to learn the hard way that almost killed me literally. He's not burrowing money for anything. he's almost done with high school, and will be attending auto mechanics at a cheap community college that I'll be paying for. I'm an equipment mechanic. I've gone through diesel mechanics and welding. I'm so excited for the trajectory of is future.
I've watched these rants on their original videos, and this one just now. The perfect pep-talks to help me stay the course. After following Dave since 2019, I'm starting baby step 6 in April. Thanks for all your guidance Dave!
I got 2 mortgages, 16 years apart in different countries, without EVER having a credit card or credit score. The first paid off in 8 years and the second in 11 years without having a high income but being frugal.
There are 2 reasons why I disagree with your statement. Otherwise I would agree one hundred percent 1. Dave believes that this this day in age set the vast majority of women. Are loyal decent kind and trustworthy in all aspects that matter in a true relationship A. Ending up in marriage. This is not been the case for more than three decades easily. Feminism or should I say feminazism...along With a hefty dose of reality drama queen t v... Have poison the mindset of majority of females who are now raising little girls and little boys to be little who res and little soy boys... And to have almost no accountability. He thanks, anyone who lives or shacks up with someone. Regardless of the amount of time that never gets married will not be as financially secure as a couple as an actual married. On paper couple. A piece of paper does not prevent someone from betraying you... Any time a female feels like it. In the United States or America, she can reap a man to wall in court and will win 9 times out of 10 regardless of the reasons. Regardless of the evidence, be it family or divorce court 2. Unfortunately, he is too far right-leaning. To be the president that this nation is meant to have to finally resolve all problems if he had enough power to do so in the critical thinking, common sense skills to assess when to resolve which problems and how... Throughout the past two hundred plus years of the united states of america's history,..... We have had nothing but Republican and Democrat. A k a resnublican ans demonrat... Because of a variety of reasons, which include it and may not be limited to a corrupt system in which lobbyists put in power who they want to put in power at any individual time, depending on the individual agendas at hand.... plus..... Brainwashing or should I say brain? Dirtying the masses with social media propaganda with the paid off lane stream. News media sites propagating that. There's really only 2 parties to choose from. When there's been a third choice, libertarian for many decades now. At the core, if you do the same things you've always done. Especially using the same tools and the same methods. Can you expect different results? That is the definition of insanity I'm fortunately, it is a safe bet and I can bet my Roth. I. R. A on this that Dave, Ramsey would never, ever come close to the intelligent balanced constitutional and historically sound mindset of some of the few very few saying good decent politicians such as Ron Paul to running our nation as it should be run... Although ron polish primarily ran as a republican out of his three a total attempts.... His core values reflect what a true libertarian is. As the constitution comes first and morally sound insane principles are hand in hand with that. Unfortunately, Dave Ramsey would just blindly. Have no problem sending troops to any part of the world. Because quote good old boy. We pollution the world and we're the light of the world quote... Nonsense
Fabulous rant!! I loved it. America (including me) needed that. Thank you, David Ramsey. I'm on my way to success because of all I've learned from you.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
43:28 Listened to the 'screamer' entirely, without distraction (no multitasking [ which is stupid in itself because humans can be at their best doing 1 thing { or 2, rarely, occasionally } at a time ] ): In other words, paid full attention. * Your job/salary/work/business is the greatest wealth building tool * Live on less than you make. * Stop borrowing. Pay off all your debt. Get off 'debt addiction.' * Save money. * Invest in mutual funds. * Do not take advice from 'broke' people.
have ju🎉 got on this way of budgeting and it's working. I'm in Australia, I can't get your app, so I'm just using a note book. I reckon we could use this in Australia. Because I'm just one month in and it's working. I'd like to help other people, but for now I'm encouraging family at the moment.
I am 43 years old and have saved for retirement since the age of 25. I currently have an income of less than 30k per year. I've been able to save about 40k in the last 18 years. It's tight, but I'm able to pay basic expenses and I'm still able to save. If I can do it, anyone can. Dave is right, it's possible to save money if you cut out unnecessary spending.
God bless Ramsey Solutions! Am debt free since November 2022. I have saved so much monies since then, than I have ever done in years past. I graduated from the University with a debt free degree. It was the best thing ever. God blessed me with a godly husband late last year, he came in with some debt, he is on board and we are walking this journey together. To God be the glory!
My parents always taught me to avoid debt like the plague, and if for whatever reason you have to take on debt work 2-3 jobs like a dog to pay it off as fast as humanly possible.
It is crazy that nowadays, when I am about to make an impulsive purchase, I hear Dave Ramsey saying "are you stoopid?! You are broke!" 😅... I suddenly stop and become a little less broke day by day. I needed this tough advise ❤
Listen to him change my life for the better. No debt no student loan while people laughing at drowning in credit card debt. I’m happy with what I’m having and sleep through the night without worrying get kicked out of the house.
Let me be real me listening and watching I missed the old video of Dave, But the growth over the years are amazing. I will always have respect for Dave and his team ❤
@@es429I hope this show and Ramsey Solutions as a whole never goes away. We as a nation need this show/company and its programming cuz we're high in debt and don't know how to pay it off on our own. Dave for President 2024 LOL
It’s hilarious. I started following him when I discovered FPU in September 2018. I think that was the tail end of his solo days. Very different, indeed. I’m really glad to have this version to listen to from time to time. Less PC, more direct.
Starting at average income would actually be an excellent starting point considering that average calculation includes people with 30 years of raises and career progress behind them.
That’s true. I will say though with a plan, a willingness to act as a free agent and a bit of patience a person can grow their income dramatically. I just turned 33, I didn’t crack $40K until I was 27 and now I make 6 figures.
life is about mostly working. somewhere in my mid 40s i realized i need to retire timely and just have been focusing on investing for said retirement. fortunately, i am in a good position because my monthly expenses are low.
I am the person he is ranting about. The loser. The stupid. The dumb. And nothing he says offends me. It makes me realize how right he is. And I’ve made the change. Baby step 2 at gazelle intensity. Selling all my crap. Picking up side jobs. Strict budgeting. Strong effort at work getting raises. Let’s go!
I’m 75 and we haven’t had a payments at all for the last 20 years. My husband and I started out 30 years ago from ground zero, gradually building ourselves up financially. Always living below our means. I never made more than 30,000 and he never made more than 40,000 We’ve always made smart decisions, always lived below our means. Just this years, we’re able to finally able to live like no one else and to give to other people. Wonderful feeling
This is the Ramsey Show that I miss. Don't retire, Dave!
I think he already has. He hasn't been on in over a month.
@@bv.6602 You might be right. 🙁
Was wondering that myself. Maybe that’s why they’re publishing this ‘greatest hits’ sort of stuff?
He won’t 100% retire, retirees are people that are ready to die. He loves what he does!
No he needs to go. His views are completely out of touch. Let the millennials bring it up to date.
More, please.
I hit a million net worth at 35 years old following Dave's advice.
39 here and just learned🤣
When did you start his plan and what was your average household income throughout the process?
@@douglassmith9445I hit my first million at 37. Household dual income ranged from $100k to $225k. When we made more, we invested more, but always took the company 401k match. We always made spending choices to give us margin. Bought 1/2 the house the bank would finance, half the car we could afford, etc. That way you can survive a bad economy, a job loss, or an unexpected expense.
This episode was hilarious. ‘Call the Whambulance….’! Superb, hard hitting advice. Hope listeners take heed…
I have these videos on autoplay while I am updating my budget for the year. It is... an interesting experience, lmao. The more Dave yells, the more I am motivated to get rid of my debt this year and save/invest more. Gotta love it.
Same 😂!!!!!!!
It's like he is screaming RIGHT AT MEEE 😅 budget knuckles down very quickly
That’s not STUPID!!!
Same here lol. At the same time that I type some random thing into my budget, Dave yells "That's stuuupid!" at someone. Oops, my bad.
"I make a living hurting your feelings" 😂😂😂 Epic Dave Rant.
27:35 one of the first rants i heard from Dave Ramsey when i first found his youtube channel on Jan 6 2022. I would play this rant "Think America" Dave Ramsey rant every single day on my way to work. Needless to say, i have memorized that rant. I have every Dave rant downloaded and shuffle listen through the rants
My first one too! And my favorite!! I listen to it from time to time to keep me in line lol !
Hi from Mexico!!
@@fabiolatgg Hello from Houston Texas; yes always good to listen to the rants in order to not veer off the path to wealth building.
Yes! BTW I’m going to download them too, that is a great idea 👏🏼👏🏼👏🏼
@@fabiolatgg yes. I have RUclips premium and that is one subscription I didn’t cancel when paying off debt bc I could play music, on Google play music, and also download and also play RUclips videos in the background and while my screen is off. I have my 6 month emergency now and I am saving up for a house in the next 2 years
I have listened to Dave Ramsey for 25 years. Keep with it people!! Stick with the plan and the written budget! He speaks truth and it works!!❤Do you know what Financial Peace is? Going to bed at night knowing you have no house payment, no credit card bills, no student loan payments and can sleep like a baby at night knowing I have money in the bank and a huge paycheck coming this month that I can invest.❤
YESSSSSSSSSSSSSSSS, ain't it the VERY BEST FEELING?
Sounds like naturally working your craft from kid to teen, and slowly building an income with a service, without bad system education.
@@pattyajones absolutely the very best!!
"Had to have a $30,000 speed boat cuz the fish were outrunning you"
😂😂😂😂
38 years old and been watching for month or 2 now and I'm fully invested and on babystep 2 in Gazelle mode working almost 80 hours a week. Thank you so much for what you do!
47 years old. Completed baby step 1 ,three weeks ago. Took me 30 years to learn what to do with my money. Thank you Dave Ramsay. Headed to over a million by age 70. Late to the game. But playing to win now.
Hey congratulations I’m 53 and on baby step 1!😮
52- baby step 2 coming soon!
59 and on baby step 6, you’re doing great!
@@Stephiesmanice
I'm 35 yrs old and never in my life did I know you could rent a dog! 😅😅😅
47 and also surprised to hear of a leased dog.
It's supposed to be called fostering and it's meant to be paid for 😅😅😅 just foster animals if you wanna love on an animal for a while but then not be responsible for their entire life
According to Ramsey you should have 500,000 by now or your gonna be a burden on society
@@DragonsInTheSkyywrong
You can rent mine
Love these rants. Listened to Dave years ago and he woke me up big time. Debt free and love it. Thanks big brother Dave !
😂😢i wonder how many times dave has had a relative in a corner of a house yelling at them the way he was yelling at 😢😢😢😢22:00
“Latte breath”😂😂😂😂😂 I love it when you talk spicy to me Dave!
Dave for President ❤
I love Dave's brutal honesty.
Please Dave don't have a heart attack !!!
World needs you so so much!!! ❤❤❤❤
6:03 lives rent free in my mind ever since I watched it over 5 years ago lol I’m happy they included it lol
I was SOLD when I first heard “Call the Wambulance” in 2017😅
I've used it so many times
😂😂
I need to listen to this every week … to keep track on my goals …
Dave went innnnn! This is father, uncle, grandpa figure and talking to we all need when comes to getting our finances together.
Dave, I wish I would have found you decades ago. Hoping its not too late to change my life's direction. I am going to try with all my heart to change my "Family Tree" too! Hoping my kids will listen.
Thank you for your passion to me and the others who you don't even know.
Same
1. It’s never too late. You can do it.
2. My experience is that the kids will learn more by watching you than by listening to you. Tell them how to budget … they’ll tune you out. Tip the waitress 50 bucks on a 30 dollar breakfast … they’ll notice.
Dave Ramsey tells you what you NEED to hear not what you want to hear.
😂😂33:07.. buying a $30.000 bass boat cause fish out running you... is crushing 😢😢😢
38:57 I love how Dave goes from 0 to a 💯 real quick 😂
I do very much enjoy when Dave does 'voices.' Especially the wife ones, lol
These rants keep me motivated.😊❤
You better! Or Dave will come knocking on your door. 😂
It keeps us going so I’m not complaining lol
Jan 2025. 😬 Here we go. Lord, help me stay the course and become debt free.🙏✨️ Thank you, Ramsey Solutions, for these rants. I need them. Happy New Years 🎉❤😅
Heck yeah, literally all of my favorite videos in one
I've change my son's future following the baby steps.
He's not going to have to face the the fear of not having enough money for basics.
He's not going to have to learn the hard way that almost killed me literally.
He's not burrowing money for anything.
he's almost done with high school, and will be attending auto mechanics at a cheap community college that I'll be paying for.
I'm an equipment mechanic. I've gone through diesel mechanics and welding. I'm so excited for the trajectory of is future.
43 minutes of awesomeness! If you don't have a loving dad Dave will give you some good wisdom in this segment!
That first one is my all time favorite. 😊
I remember this rant and it helped me slowly understand finances. I always worked hard but didn't know finances until following Dave.
I like it when he yells
I've watched these rants on their original videos, and this one just now. The perfect pep-talks to help me stay the course. After following Dave since 2019, I'm starting baby step 6 in April. Thanks for all your guidance Dave!
"Big hat, not cattle" brilliant. My old boss used to say "fur coat, no knickers".
😂😂😂😂😂 that's awesome
I got 2 mortgages, 16 years apart in different countries, without EVER having a credit card or credit score. The first paid off in 8 years and the second in 11 years without having a high income but being frugal.
16:05 Had to laugh when he said "You need to get up off of your @$$umption".
SO POWERFUL SO BRILLIANT DAVE RAMSEY FOR PRESIDENT
There are 2 reasons why I disagree with your statement. Otherwise I would agree one hundred percent
1. Dave believes that this this day in age set the vast majority of women. Are loyal decent kind and trustworthy in all aspects that matter in a true relationship A. Ending up in marriage. This is not been the case for more than three decades easily. Feminism or should I say feminazism...along With a hefty dose of reality drama queen t v... Have poison the mindset of majority of females who are now raising little girls and little boys to be little who res and little soy boys... And to have almost no accountability.
He thanks, anyone who lives or shacks up with someone. Regardless of the amount of time that never gets married will not be as financially secure as a couple as an actual married. On paper couple. A piece of paper does not prevent someone from betraying you... Any time a female feels like it. In the United States or America, she can reap a man to wall in court and will win 9 times out of 10 regardless of the reasons. Regardless of the evidence, be it family or divorce court
2. Unfortunately, he is too far right-leaning. To be the president that this nation is meant to have to finally resolve all problems if he had enough power to do so in the critical thinking, common sense skills to assess when to resolve which problems and how...
Throughout the past two hundred plus years of the united states of america's history,..... We have had nothing but Republican and Democrat. A k a resnublican ans demonrat... Because of a variety of reasons, which include it and may not be limited to a corrupt system in which lobbyists put in power who they want to put in power at any individual time, depending on the individual agendas at hand.... plus..... Brainwashing or should I say brain? Dirtying the masses with social media propaganda with the paid off lane stream. News media sites propagating that. There's really only 2 parties to choose from. When there's been a third choice, libertarian for many decades now.
At the core, if you do the same things you've always done. Especially using the same tools and the same methods. Can you expect different results? That is the definition of insanity
I'm fortunately, it is a safe bet and I can bet my Roth. I. R. A on this that Dave, Ramsey would never, ever come close to the intelligent balanced constitutional and historically sound mindset of some of the few very few saying good decent politicians such as Ron Paul to running our nation as it should be run... Although ron polish primarily ran as a republican out of his three a total attempts.... His core values reflect what a true libertarian is. As the constitution comes first and morally sound insane principles are hand in hand with that.
Unfortunately, Dave Ramsey would just blindly. Have no problem sending troops to any part of the world. Because quote good old boy. We pollution the world and we're the light of the world quote... Nonsense
I can remember the EXACT moment I encountered Dave here on YT. These videos have changed my life.
Fabulous rant!! I loved it. America (including me) needed that. Thank you, David Ramsey. I'm on my way to success because of all I've learned from you.
Finally a compilation. You listened to us. Thank you!
Pure gold!!! Love these rants man! Don’t stop
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
Jenny Pamogas Canaya, that's whom i work with look her up and thank me later
Look for this book: "Bogleheads Guide to Investing". Look for it at your library.
Fidelity is the common one, the money guys did a how too Video
I do love a good Dave Rant! ❤🔥
I love love love this compilation. It resonated with me a lot. Thanks to Dave became debt free in a year and a half after 20+ years of being in debt.
A good old Dave rant!!
Love me some Dave rants! Thanks Ramsey team for putting this together.
LATTE BREATH 🤣🤣🤣 I feel so called out. I am debt free tho but 😅I need to cut that Starbucks addiction
Yeah! "Latte breath" just about made me spit my coffee! LOL
Dave Ramsey is the father I wish I had!
Glad I came across your channel. I’m working on paying my debt. Definitely needed to hear that talk.
43:28 Listened to the 'screamer' entirely, without distraction (no multitasking [ which is stupid in itself because humans can be at their best doing 1 thing { or 2, rarely, occasionally } at a time ] ): In other words, paid full attention.
* Your job/salary/work/business is the greatest wealth building tool
* Live on less than you make.
* Stop borrowing. Pay off all your debt. Get off 'debt addiction.'
* Save money.
* Invest in mutual funds.
* Do not take advice from 'broke' people.
Excellent lecture as usual. Thank you.
These videos are hilarious, Dave screaming shut up to absolutely no-one 😂
I love Dave Ramsey!
I'm dying laughing over a lot of this! "We don't finance a dog or cat"...🤣
Walmart for entertainment 😂😂😂😂😂😅😅😅
Right I guess I’m a redneck lmao😅
LEGENDARY THIS MAN IS!
I listen to his rants once a month. It keeps me on track!!! 👍🏻
have ju🎉 got on this way of budgeting and it's working. I'm in Australia, I can't get your app, so I'm just using a note book. I reckon we could use this in Australia. Because I'm just one month in and it's working. I'd like to help other people, but for now I'm encouraging family at the moment.
I’m in Australia too, suggest Frollo or Pocketsmith. Maybe one day we will get EveryDollar but given how small the Australian market is I doubt it.
I wish Dave was my Dad sometimes 😂
I needed this today! Im pumped! Gotta keep going 💪🏽
The financial “junk food” analogy is genius
Dave was cookin at minute 29! My favorite rant from him of all time! 😂
I am 43 years old and have saved for retirement since the age of 25. I currently have an income of less than 30k per year. I've been able to save about 40k in the last 18 years. It's tight, but I'm able to pay basic expenses and I'm still able to save. If I can do it, anyone can. Dave is right, it's possible to save money if you cut out unnecessary spending.
You can do it!!! Keep it up!! 😊
Step 6ish, no debt, but no house. Saving 33% of net, 25% gross. Favorite thing to do with extra money is tip beyond well to new servers.
Think think think think!! Absolutely love these rants😂
God bless Ramsey Solutions! Am debt free since November 2022. I have saved so much monies since then, than I have ever done in years past. I graduated from the University with a debt free degree. It was the best thing ever. God blessed me with a godly husband late last year, he came in with some debt, he is on board and we are walking this journey together. To God be the glory!
Mannnn, I needed it
My parents always taught me to avoid debt like the plague, and if for whatever reason you have to take on debt work 2-3 jobs like a dog to pay it off as fast as humanly possible.
Dave is a legend
love this! cant wait for vol 2 lol
On baby step 3 🎉 am saving as much as i can
Im going to listen to this every morning!
Tell them Dave!!! 💪🏼
This video compilation was a long time coming. It’s not the video we deserve, it’s the video we need.
I love this guy. His advice is so helpful and he helps us figure out how to handle our legacies. I myself am about to start week 4 of that program.
😅😅😅😅😂😂😂😂these rants are golden
It is crazy that nowadays, when I am about to make an impulsive purchase, I hear Dave Ramsey saying "are you stoopid?! You are broke!" 😅... I suddenly stop and become a little less broke day by day. I needed this tough advise ❤
Wambulance 😂😅. No No No on spending...Man up!!! Thank you SIR🐐
Listen to him change my life for the better. No debt no student loan while people laughing at drowning in credit card debt. I’m happy with what I’m having and sleep through the night without worrying get kicked out of the house.
Let me be real me listening and watching I missed the old video of Dave, But the growth over the years are amazing. I will always have respect for Dave and his team ❤
There's such a difference between pre co-host Dave and post co-host Dave
Dave got tempered by having a co-host. Goes less hard on people.
I agree. I understand his co-hosts are a way for him to retire and keep the message going, but I like the highly caffeinated rants of years ago Dave!
@@es429I hope this show and Ramsey Solutions as a whole never goes away. We as a nation need this show/company and its programming cuz we're high in debt and don't know how to pay it off on our own. Dave for President 2024 LOL
It’s hilarious. I started following him when I discovered FPU in September 2018. I think that was the tail end of his solo days. Very different, indeed. I’m really glad to have this version to listen to from time to time. Less PC, more direct.
His advice may not be right for everyone but his clips sure are entertaining...
This is Amazing!!! Dave you are an inspiration!!!!....Man if this rant doesn't get you in Shape nothing will!!!😂
I sometimes worry about you blood pressure Mr Ramsey lol. Thanks for all your rants and truths, we need to hear it!
Financing your dog is a new one to me😂
"Latte breath" had me on the floor crying
Starting at average income would actually be an excellent starting point considering that average calculation includes people with 30 years of raises and career progress behind them.
That’s true. I will say though with a plan, a willingness to act as a free agent and a bit of patience a person can grow their income dramatically.
I just turned 33, I didn’t crack $40K until I was 27 and now I make 6 figures.
😂😂😂I need volume 100
😂. Discovering the Ramsey show during Covid quarantine was one good thing to come out of it.
I LOVE THIS GUY !!!!😂😂😂😂❤❤❤❤
Great advice and a great Sam Kinison impression.
Your Right ! ❤
Omg I am so excited for this series!!
This should be titled : Dave ramsey venting 🤭 .
Oh wow - about some tough love????? Good - no, GREAT - words from the guru 💌🤟
Grew up poor, still poor but living my best life. However, Dave does give great financial advice!
I love when Dave cooks
life is about mostly working. somewhere in my mid 40s i realized i need to retire timely and just have been focusing on investing for said retirement. fortunately, i am in a good position because my monthly expenses are low.
😂.. SHUT UP!...SHUT UP!....I love that part!
I am the person he is ranting about. The loser. The stupid. The dumb. And nothing he says offends me. It makes me realize how right he is. And I’ve made the change. Baby step 2 at gazelle intensity. Selling all my crap. Picking up side jobs. Strict budgeting. Strong effort at work getting raises. Let’s go!
You can do it mate. Go get it! As Dave says, the good thing about working too hard is you’ll pass out before you die! 😂