MONEY MISTAKES YOU SHOULD AVOID AS AN IMMIGRANT LIVING IN THE UK IN 2024 | SAVE OVER £10,000
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- Опубликовано: 3 окт 2024
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In this video I will share with you MONEY MISTAKES YOU SHOULD AVOID AS AN IMMIGRANT LIVING IN THE UK IN 2024 | SAVE OVER £10,000
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Lol... I made same mistake. I was like why will I be buying something I can't afford? Not my style. I never knew I was doing myself by paying outrightly. I have now gotten a credit and also buying some things on instalment payments.
Also when you get a credit and, try not to spend over 25% and always pay off in full, probably at the end of each month.
Great content! Thanks Dan!
More of this please
Thank you sir.
I am glad you got value from the video Sir
About getting a car, can you share how to get UK full driving licence without spending too much on driving instructor plz?
This strategy will likely cost you approximately £500-800 on the long run, (depending on how fast you learn and how much practice you do).
So I bought an affordable car, I wanted a full license so I bought a manual car of say £1,400 then my instructor was charging £50/2 hrs. So I had these lessons and thereafter once I got confident went for the exam and passed. I sold the car for £1,200
This strategy will help you get so familiar with the one car you used to learn and also recoup capital on the long run. Hope this helps.
How about the insurance for the car you bought?
Interested...🎉
Hi Daniel, could you please speak on how to apply for the new E-Visa
Wonderful video, Daniel. You're absolutely right. I've been buying almost all my electronic purchases here in the UK on credit, and i set them up on monthly directly debit.
Speaking of paying one off, i recently purchased a top of the line gaming laptop which was quite pricey. However, when i contacted lenovo they told me they don't offer credit sales for laptops above £2k and they dont give student discounts on their top teir gaming laptops so i paid one off which is not a good practice. I didn't have a choice.
So yes it'll quite interesting you make a video about how one can futher enhance his/her credit score. Thank you Daniel 🙌🙌
This is quite detailed….
Thank you for sharing your experience.
Much appreciated!!
And Yes, I will be making a full video on building credit score
Glad I am first to comment..my regards to your wife T.J
Thank you T.J. I appreciate you 🙏
@Daniel, I want to ask, is the 25% the government pays on the lifetime ISA not part of 'Public Fund' which may affect one's application for indefinite leave to remain? Cos not using public funds is part of the requirement for IL.
Secondly, if one has stayed in the UK for more than 2yrs, can you still be able to open a lifetime ISA?
1. No
2. You can open LISA anytime, ensure you are not above 39 years old.
Can you list us those credit cards Which can get it easily for those who're new comers?
Please I'm interested in the credit score video
Hi Daniel I would love to ask a question far from your subject because I have seen you do such videos.
So my question is can a student dependant partner apply for ilr after being on the partner’s student visa and PSW .
Many thanks
No, student visa and psw do not qualify you for ILR, non of the years count. You need to get on skilled worker visa or something similar and be on it for the required number of years to qualify for ILR.
@@BamideleOlaniyi-wp4hl ok thank you very much
P@@BamideleOlaniyi-wp4hl
For those above 40yrs which acct can they open to yield for mortgage
Interested
How can i open an ISA account please?
Please help me I want to move to data analysis job
Where can i buy laptop with student discount pls
Pls how can i open a life time Isa account?
Daniel, pleae is there a way paying rent can help improve ones credit score?
Yes please, if your house landlord/estate management is registered with any credit score company.
In my case, my house is managed by a housing agent, and we were registered with experian, so it helps with improving our credit score.
I hope this helps
@oyinkansolaoredein6874 thanks alot. I will ask my landlord.
Link for the account
But you can't get a credit card if you have not been in the UK for 2-3years, then if you don't earn up to 25k above you are not eligible as a new immigrant.
I got my first Credit card with Ocean Credit within 1 year of moving to the UK
And I was still a student at that time
@@DanielJesuloba Hello Daniel, thanks for this info, but I have checked through they are all requesting for address details and when you input anything less than 3years it keeps requesting for previous addresses and as well you will have lie and also increase your income level
@@johnsonjohn9693Then put your address outside the UK.
Not true. I was just 8 months when I got my first CC. Now I’m almost 2 years and my credit cards total are about 15k. Just 3 cards
@wasconet210 please did you get yours with the neccessary details of you not stating that you were 8months in the UK? Please I really don't see how you did it with 8months except you didn't give the correct details. We have to be realistic I believe.
First to comment here
It’s great to have you here ❤️✌️
First to comment here
It’s great to have you here ❤️✌️
First to comment here
It’s great to have you here ❤️✌️