HOW MUCH WE SPENT | HIDDEN & REAL COST OF BUYING A HOUSE IN THE UK 2024 | First Time buyers!
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- Опубликовано: 5 окт 2024
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In this video I will share with you HOW MUCH WE SPENT | HIDDEN & REAL COST OF BUYING A HOUSE IN THE UK 2024 | First Time buyers!
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@Daniel Jesuloba, you're making us all proud and at the same time, giving us hope in believing that it is indeed possible with hard work. Felicitations 👌🏽
Just chuckled at one of the comments about “See me, I don buy new house…” videos now trending with abroad-based Naija ‘tubers 😊.
But seriously I think it speaks to the average Nigerian’s aspiration to simply make the best of their lives. Something that is seemingly difficult if not impossible to achieve back home. Opportunities to live, work and earn a decent living in the UK for example has always been there, and the system to some extent does support people to do stuff like buying a house easily, if you are determined and ambitious. So I get why buying a house is somewhat of a novelty to mostly recent immigrants.
My 2cent has always been that everyone should consider the “new house” purchase as part of your whole life financial plan, including your pension, other investments etc. Try not to overspend on a “forever” house and be sensible with how you deal with lifestyle creep.
Stamp duty is not zero pounds if the house price is above a certain threshold, think 450k. Congratulations
Yes you are right but that’s if the property price is more than 425k.
Just a quick correction, don’t want people to be misinformed. Stamp duty is not free for first time buyers, it depends on the rice of the house.
People can check the stamp duty calculator.
Life insurance is also not mandatory for a mortage.
Houses in London are more expensive so they have a higher threshold while the houses outside London are cheaper and hence a lower stamp duty threshold.
Dan I will continue to say a big congratulations to you and your wife. I tap from your blessing
Thank you for being honest about this
Omo money really plenty to save oo. God go help us, Amen... Congratulations once again...
Building credit score...Yes we want it...thanks
The reservation free is cheap in Uk, in the US, it is $5,000 to hold the land/ lot if you are building form scratch.
Congratulations, Mr Daniel, I tap from your Grace.
Stamp duty is free on your first home after a certain amount. So its not always free for everyone
Congratulations 🥳. The God that did it for you will do it for us all too in Jesus Christ mighty name, Amen 🙏
O boy...to buy house nobi small thing ooo.
Congratulations bro, you are doing well
My question is, Is it financially worth it to buy a house in the UK or paying rent? Looking at what you're paying monthly.
I don't really know
Very insightful video. Thank you!
I am glad you find the video resourceful!!
Which area do you live@@DanielJesuloba
Hi dear can you kindly recommend the home insurance and life insurance you're using cheers x.
I recently relocated from England to northern ireland after a year in the uk. I changed my address on the electoral register but my credit score went down by 29 points. What can helps shoot it up?
Which area is your property please and how do I go about it
Congratulations Daniel 🎊 👏
Good points Daniel. You stylishly didn’t tell us how much your deposit was and how much your monthly mortgage is. 😂
Nice one,but you haven't said anything about the cost of the house or how much you bought it bro
Congratulations Daniel
Congratulatiins Daniel 🎉🎉🎉🎉
Hi Daniel, were you compelled to take out an income protection insurance and illness protection insurance along with the building and life insurance?.
Thank you for all of this useful information.
Hi brother, i saw your video. Very informative. Would you please reply me regarding the utility fees, ground maintenance fee by the builder's. Please
Could you explain the credit score that is much favourable. Like what was your credit score and all please.
Omo, Na God fit help the single in purchasing a new home...
I know right but it is possible with a well paying job….
@@DanielJesuloba That has to be 60k & above, to be able to get above £270,000 from the bank.
Don’t give me, I just bought my first house a few months ago. With God all things are possible
@@eniolaogundipe7698That’s not true.
God I pray for such blessing as a single lady.
I believe and trust in your process
Congratulations dear great minded couple
Thanks for the video. Please do how to build your credit score. Thanks. Congratulations once again.
By getting a credit card, not using more than 20% of the money every month and paying on time and in full.
Congratulations bro 🎉😊
I need the video how to build credit score. Is still possible for couples over 50 to buy a house in uk
Yes, or go on your council area website and register for over 50 accommodation to apply.
@@valerie766
😂😂😂 Bad idea. Over 50 years of age? And an immigrant? 😂😂😂 - They would NOT even look at you, what sort of advice is that? Even white English 50 years old age don’t even get looked at, and you think an immigrant would be place on council ? Gosh
Brilliant content mate .. where did you find the property.. (on what platform).. how can I get a property of this kind and value and what area of Kent exactly is this if you don’t mind sharing (privately if you want as well) .. actively searching for a property but not finding anything that I fancy within my budget..
He got it off Bellway homes
Congratulations bro
Thank you 😊
Congratulations 🎉
Thank you for this video, God will continue to uplift you and give you more wisdom
I have a question and i hope I can find help here. I am a content creator on Facebook and i have meet my criteria to monetize, but my Visa is tier 2(health and care visa), my question now, am i restricted to use my details for that?, where will the income i will earn from Facebook be categorise?, self employment or what?, what's your best advice for me, this is just what has stopped me from setting up my monetization as i would need clarity before i proceed. Please if you have any ideas, help me out
God bless you more
This is simply beautiful
Hello how long did the process take that is from start to finish of the mortage process
Takes about 5-8weeks if all things go well and the building is ready.
Your wall art, where can I get it please
I just gained admission to the university of Sunderland for my masters program. Pls I would like you to be my mentor?
Congratulations
Congratulations again
Hi,in the event that I can't finish paying for the mortgage,can I sell the house to offset the mortgage?
Which home insurance did u use nd also for the life insurance
You didnt show us the house
Pls do a video, maybe husband and wife can switch. AM ON HEALTHCARE VISA AND MY WIFE IS MY DEPENDENT BEFORE. CAN MY WIFE BE MAIN APPLICANT if she is sponsor on Care visa
Yes your wife can be the main applicant. But make sure you both are in the uk
Please which area in Kent did you buy the house
None of the partner will die in Jesus name. What will happen to the life insurance money then?
Which developer did u use
Pls I want to ask after paying for the charges .someone later doesn't pass credit score, will they refund all the money. Thanks
You need to pass the credit score first before starting the mortgage application
Bro go back to nigeria with you money. 😂. Is mortgage or interest bro
can someone that has not spent up to 3yrs in UK MORGAGE a house?
Yes, you need to be in the UK at least 2 years!!
What credit score most I attain to apply for mortgage?
620 above
Hello ,,, how do i get in touch with you for advise privately? , if thats ok with you
Yes, that’s fine
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On this house matter, you have created almost 5 content 😂..... No content again... Care visa information no dey again.... 😂. All of una RUclipsrs, Na una dey kill we Nigerians.... Where you see Indians dey give information anyhow? Any small information,na to set up ring.
Oga shift, na by force? If dis info is not help u y r u discouraged d content creator? Is not by force u must watch neither comment on his content. Jealousy no go kill u. U too can do ur own😂😂😂
Bad Belle!!!
How many Indian content do you watch or listen to.
Do you understand their language.
Congratulations once again Daniel, pls i need to send you a personal message.
Congratulations Daniel
Congratulations
Thank you 😊
Congratulations
Thank you 😊
Congratulations
Congratulations
Congratulations
Thank you 😊
Thank you 😊
Congratulations