I paid mine off without getting hit by a car! Both my parents died... I used their life insurance money. So yeah, getting hit by a car or that are pretty much the only options. :/
not true. If you have student loans, you hopefully thought ahead and got a good career going. I was able to pay off all my debt (33k) within a year of graduation and my estimated family contribution was $0. They contributed $0 to my debt too. Just advise students to pick a career that is useful.
I almost went to UCLA, but I realized that going to my state school was almost $40K/yr cheaper. I’m bummed that I couldn’t go to my dream school, but I just can’t picture paying $160K of student loans after graduating.
I did the CC route, then transferred to my dream school, which was a sister Ivy, and worked 2 jobs to pay off the tuition, and with decent financial aid, graduated with a degree with only about 12k of federal student loans attached to it, which I paid off within a year. You made a smart choice.
Thats insane. A school should set you up for life, not suicide... Jesus Christ. The education system in the US is F'ed up bigtime! I would rather take my chance as a free man in a different place of the world than chew through that amount of insane debt. Calling it investment is retarded. You would never know if it would pay off or not. More chance in the casino
In Poland we have 4 times lower average salaries than US. Also minimum wage is about 3,5$ an hour. So still i would prefer work in US. Propably most people on the planet would say similiar.
Dariusz P I agree. Only Americans would be ignorant enough to think they are worse off for having debt that was likely their own fault, excluding medical bills obviously (but in the US, people who qualify as low income don't have to pay medical bills & they would be covered with medicaid or medicare).
Boys don't get triggered by this. Just aspire to be rich. It doesn't matter if ur girl marry's you for ur money or not. She gonna leach off u either way. That's part of marraige! Just a heads up!
This happened to us. It was a year where instead of reporting gains to the IRS, Fidelity reported the entire value of the account. This happened to thousands and thousands of people. Bad - getting a fat envelope from the IRS claiming you owe them $40k. Good - the phone support at the IRS. Yes, it's a bitch to spend a few hours on the phone with them, but it was all fixed over the phone.
Yeah, I grew up in government housing and put myself through engineering school, so I can definitely imagine owing that much money 🤣. Student loans are a bitch. I'm currently making double payments, so should have it paid off in 4 or 5 years 🤞. It was definitely worth it, but I wish I lived in a place with more reasonable education costs.
@@eloydthegawd5548 More like forgetting something important. I think that's what they mean, being forgetful to where you forget your crippling debt, but okay.
It’s literally the coping mechanism of shoving this huge, terrifying thing that hangs above your head to the very back of your mind because otherwise it’ll eat you alive and you can do jack shit about it at the moment anyway. And most ppl are so successful at it that it doesn’t even register at first that that debt is still there when asked about it, and then realization hits anew
@Veritas imagine someone owes you $100. You see them with a new $300 hat and they tell you they can't pay you at the moment. There's better things to spend money on.
@Veritas You reek of someone who does not take any responsibilities for their actions. "Debt is illusory" tell that to the fucking repo man when they take your shit when you don't pay your bills.
Veritas maybe bc it’s their job and companies can’t afford for everyone to bail out on their debt bc they choose a dumb major with no jobs on the market. Also they willingly signed up for that debt knowing full well they had to pay it back plus interest, it’s all in the contract they signed. & sounds like they went to expensive colleges when you can always start in community college first if you’re tight on money, but if you’re low income college is basically free in the u.s. I literally basically get paid to go to college bc of financial aid
@@UnableToWin Agreed, we all benefit from having education citizens. That’s why K-12 in America is accessible to everyone regardless of status. But why would you say having Higher Education would benefit us? And how would it benefit us more than k-12 education. Obviously I could see in having higher education as to getting individuals qualified for certain job positions that we are outsourcing or have a high demand. But why would you say it’s a right to have higher education when higher education results in job opportunities and basic education (K-12) results in knowledgeable individuals?
@@stayathomemarine Agreed, health care and formal education is a right. Now with that being said, I do believe that higher education should be more affordable, but it shouldn’t be free.
Fun fact: In the United States, you are more likely to go bankrupt because of medical bills than any other country. A Harvard study showed that of a sample of 1.4m people who have declared bankruptcy, 62.1% have been because of a medical-related illness or trauma, which is substantially higher than any other country, where the chance is much lower due to cheap(er) healthcare and good medicare plans.
@@ashleyashleym2969 I am just curious. In which other first world country is it possible? Because I cannot think of one without a gorvernment controlled healthcare system or something similar .
@@MHG790 How? I am from Germany. My aunt for instance is now in medication for 4 years. She can't work at all and they had to cut off most of her right arm but we never spent one Euro on her medication. ( She also had like 30 operations minimum )
@@demonking14229 us ranks 13th in the pisa 2018 results (education) and the world bank ranks US as 54th in terms of life expectancy (which is directly linked to your health system) So no probably not the best
it's so interesting to me how people perceive same amounts of debt as different. the two who had ten grand abs one was like "a lot" and the other was like "not much"
Me when Imma have to pay for my veterinary college when I get older 👀 literally what imma do is be a stripper & have a sugar daddy or mommy and then take their money when they die 💀🖐
EVERY EVERY EVERY woman says next time they get married they’ll get married for money. Good luck with that. Most guys especially rich guys WON’T get married EVER. They didn’t get rich because they’re stupid.
And for retarded reasons too; parking tickets?! I am surrounded by financially illiterate retards and they are going to expect me to bail them out I am sure. No way.
You can accrue 5k in debt after a couple months of college, so yes I would say it’s not considered much in the grand scheme of things. This can easily be paid of by an average paying job.
@@superweeb6969 I got an Associates degree and payed like $2000 tops. The people taking on massive debt for college and degrees they will never use are doing so out of vanity and idiocy. They want to experience the "college life" or the metropolitan equivalent of "getting away and discovering oneself".
Why are people buying things they cant pay for right away fully? I think I was raised right when it comes to money...if you cant afford something, then wait till you can, unless its an emergency. Once you get comfortable getting in debt, it can be a spiral.
He wont give anyone free money unless it benefits him. Why do you think he always donates to fortnite youtubers that are famous? More clicks = more money. He is a p.o.s i just bought some kid a meal at mcdonalds and all i have is 300 dollars I saw him with mud on his fave sitting back while his friends were all ordering food. I gave him cash and said go ahead and buy yourself food.
@@gokermitsewerside358 (assuming you aren't trolling) I mean, there are a few videos where he donated to popular streamers, but the vast majority of his donations are to selfless causes. Numerous vidoes with vast donations to food supply shelters, and such. I probably shouldn't have to list any more, as we are on YT already and you can just check his channel.
Remember: community college can be free with some in-state programs. Mine was free + I got 10k in scholarship money to pocket for food and transportation
@@biggibbs4678 honestly I can't help but blame them. I transferred to a university and see so many people going into a shit-ton of debt or be rich kids. Here, even the meal plan is only 2 a day and costs 5500 a year, let alone the 33k out of state tuition! If I have kids id beat their ass if they tried paying out of state tuition when there are amazing in state schools at 1/4 the price
@@foodreact3487 right I know people going into debt that don't even care to know the actual average salary for the field they're going to college for. It's just sad.
That’s just objectively not true. Don’t get me wrong, people can go broke through those things. But it’s largely just not the case. The poor get government assistance and don’t have to pay anything. As a student, and as a patient. It’s the uneducated lower-middle class that gets screwed. They make too much money to qualify for government assistance. They don’t make enough to actually be able to afford these things. They often make poor choices and elect to get more money in their pocket instead of health insurance. They allow their children to go 100,000 in debt because they’re terrified of their children being uneducated like they are. The poor have healthcare covered by the government. 100% covered. If you can’t afford your prescriptions there are programs everywhere to get them for free. The poor often do their first two years at community college, and then go to a state school because they understand the value of a dollar. Large student loan amounts happen for one reason and one reason only: bad choices. Go to an instate, public school, for your entire bachelors. Get a degree that actually leads to a job. If you’re really smart, save yourself $10-$15k and go to community college for the first two years. But even if you don’t, just going to an instate public school makes your degree reasonable (as long as it leads to a job). The problem lies where people feel like they need to go to a private school. Or cross state lines and pay higher prices. Or get degrees in majors that don’t lead to jobs. And all of those things are your own person choices. Stop blaming the system and grow TF up
I haven't gotten sick, knock on wood but student loan debt is a joke and an excuse. It's so easy to work while in school and pay it off, I know so many people who have.
My college tuition was $36k and was all paid with scholarships and pell grant. I applied for a lot of scholarships to earn my bachelor's degree, that's something people often ignore.
That’s a misconception, there are cheaper universities that cost $2000 to $5000 per semester that offer financial aid and payment plans which I’m part of and I’m about to graduate without any debt. I made a payment plan each semester and pay it off with my full time job and I’m not rich 🤷♂️. Just look for things you can afford or at least pay off within a few years
@@isabelgarcia3066 Are you serious? Get a lower rate interest credit card (or 0%) and transfer the balance from the existing one to it. Don't get any store cards, the interest rate on them is unbelievable.
The amount of people on this that said they have no debt is nearly statistically impossible. They probably weren't counting car payments or credit cards as debt.
People from rich families etc. Not sure where you're getting your statistics, but it seems pretty plausible to me. Also they are younger, so may not be having to pay for that much.
@@fjellyo3261 but ramen are healthier than pasta. More carbohydrates(sarcasm). People should be able to get a degree and eating healthy. #universityForEveryoneWhoWantsToStudy
Same omg. That's why I never use credit cards. Bc in the future if I want to take a loan from the bank to buy house etc. banks check the debt list and that's scary
@@SandraKossinova I assume you live in the US? I just want to remind you that banks check your credit score, credit history, etc when you want to take out a loan for a house. If you have NEVER had a credit card or borrowed money in your name, you likely do not even have credit history -- which is actually really bad. You can't prove to the banks you are good with paying back money if you have never borrowed money. The goal is NOT to not use credit cards. The goal is to only spend what you can afford and REPAY the balance in full every month before the due date, which incurs zero interest. You can even make multiple payments a month to keep the balance low. By doing so, you establish a good credit history of paying back money.
@@edwink1467 No, I don't live in the US :D But that's good to know. In Estonia (EU) we don't have to have credit card history to take loans from the bank
I was thinking the same thing. Big whoop, $80,000 in debt! It's almost like the primary audience of this video is people who don't own homes or really utilize credit.
Seriously!! I was thinking the exact same thing. Between my house, boat, truck, and wife/kid expenses; I'm at a bit over $400k. Which is great in all reality. If they wanna see how average Americans are in terms of debt, they need to move away from who they are sampling and sample people who own a home and/or have a family (kids, etc.).
if you're in debt because of speeding tickets, parking tickets and credit cards (vacations and retail) you need to get your shit together cos that's really embarrassing.
@@bbb_888 She doesn't. If I'm not wrong she's the same one that in the 100$ groceries video said that she hopes that Marvel hires her as an actress to pay off her student loan
Same. I have a debit(?) card that I can only but stuff with if I have money on it. Like, I cannot go in debt bc my card will just be declined if I try to buy sth
It makes sense if the purchase will help with attaining more money. For example, buying an appreciating asset with debt such as a home. Or buying car with debt so you could get to a job that pays more, or commute from a neighborhood that has lower rent. The car payment can be $500 a month but if rent is cheaper by $1000 a month you are saving $500 by taking on debt.
@@mysticalcoyote right! i don't even have a debit card bc if i don't have enough in cash then i don't need that item. my car is in my dad's name and i went to community college so i have no debt from there, either.
@@markly5460 People severely underestimate how little that matters. Top 20 schools now more than ever are just labels. It's not about the school you went to, it's about the skills you've acquired (which you can develop at any school in the country) and the extensity of the education you received (if you're going into a competitive field where the top 25% have degrees higher than a bachelors).
i have two degrees from my local community college and i’m having to transfer now to a much more expensive school because those degrees can’t get me a good job. not that easy
@@keyboardfreedomfighter5734 It's depressing as hell the ones that aren't fucking stupid. The student loans and the medical bills and shit like that. it's fuckin absurd
Worst is when a Parent or spouse dies and suddenly you find out they have a maxed credit card bill. So not only are you in mourning, but you also go broke! Don't get a credit card folks.
@@Abby-ox3gf that's because Scotland pays more in taxes,the tax bracket is 20%-46% while the US tax bracket is 10%-37%. But I agree the US should fix its health care system
I'm German and I am 15 000 Euros in debt. (mainly because of my compulsary term abroad and a flat that (I realized too late) was too expensive for me...). And I always thought that amount was super stressfull. Hearing that people are 100 K in debt due to medical bills and collage is actually pretty shocking to me. I can't fathom how heavy that must weigh on one's life.
A lot of them replied "student loans... student loans... student... being a college student... student loans" haha but seriously I feel horrible for them
That's because most people associate tier self worth to their salary. Which can be shameful if it's low. Your education and skillset determines your career path which is detriment to your wages.
Dropped out after being $600 in debt from community college lol now I’m making about 50k as an equity trader. Don’t like losing money even a small amount
@@agzuhdhdandicycidjs3230 LMAO some people actually do well and have liberal arts degrees. This is such a joke. People forget that liberal arts degrees land into a wide range of jobs: www.collegeranker.com/liberal-arts-degree-jobs/
@@agzuhdhdandicycidjs3230 oh man eat shit, I did sciences and am now at 100k and job that pays well but requires basically any bachelor, I'd rather have 40k in liberal arts
-Had 330,000 in debt -Down to 131,000 now I'm Ubering nonstop on my off days until it's all paid off. Listening to Dave Ramsey helps tremendously for moral support.
The sky’s the limit for tuition when society makes people think college is a necessity. So many jobs could be done with on the job training, and not just trade jobs. And colleges alway make you pay for classes you don’t need. Always. Talk about inefficient and wasteful. People are getting way oversold at college with stupid classes. The high tuitions will end when people start forgoing college due to it being too expensive and inefficient.
That was me thinking this whole video. I have 80k on the house atm but if I where to sell it I could get something like 120k out of it because house values have gone up in this area. My rule is, as long as the thing you have dept for has a higher value than you dept you are fine. Then you can always just sell everything and walk away dept free and money in the pocket.
$48,000 for a bachelor's degree in software engineering. 2 years before I finished college I was making $31,000 and 2 years after college I was making $52,400 salary a year. Finishing my degree changed my life not only for myself but for my daughter. I can now afford to eat 3 times a day whereas before I could only eat 1 time a day so I could put food in my daughter's mouth. Everyone told me I was lazy for not working a second job but I worked a full time job while also being a full time student whose a single father.
I was gonna say you are a good man but I truly hope you don’t need anyone’s validation because your selfless actZion’s have already proved that to yourself. What you’re doing is incredible, nothing but respect
Luke McAdams you borrow money for it, therefore it is debt. I am a Dave Ramsey fan so I would consider it debt. However, it depends on your definition of debt, it is included in what I see as debt.
Katie Mckenzie that’s fair, guess it just depends where you live. I am from Dallas so Uber is popular but not for daily travel. It is more to get to the airport or for people who are going out and don’t want a DD lol.
this really made me realise how lucky i am to get free healthcare where i live. didn’t know this many people were put in debt because of the cost of healthcare damn.
@@TheGoober2100 Very true... I'm in Canada and we have really high taxes. Why do I have to pay for that idiot in the video who was bitten by a cat or whatever... Handle it on your own and I will handle myself on my own.
I decided not to go to veterinary school which is similar debt to medical school. A friend who graduated a year later and went on to vet school now has 240k in student loans. I really hope it works out for everyone with insane debt and that there is some student loan relief, especially after what medical providers are going through right now.
@@PurpleDog06 wow really honestly that depends on what country i am 4 year vet students and have zero debts because our college are all free but you need a good grade to get in i can't imagine paying for college also our health care i free and we get monthly allowances from our government for our college
i was $160,000 in debt right after I graduated med school. paid a $25,000 down payment, pay $1400 a month out of my $3800 a month salary as a resident. put all my spare money into a savings account, and after my 4 year residency imma just dump it all on there and hopefully by then i’ll have $92,000 paid off.
Its not the debt, its the debt service ratio. The last guy may have just finished med school (which is why he doesnt care) and will be making 300K a year, and will pay the 135K off in no time. Someone graduating with a BA making 50-80K a year with take the better part of a decade to pay off 40K.
If only this were true. Cost of living in the cities that will pay 300k (I know many doctors and lawyers who make much less than that in LA) + unreasonable working conditions (12hr days, no weekends, no real vacation time) + interest on debt make it extremely difficult for people to “pay it off in no time”. 10+ years minimum, usually.
@@victoriavetch8561 if you work in LA or Chicago or any of the other big cities, then you will make less because of the oversaturation of doctors in your area, if your were to work in an underserved area with a higher paying specialty, you will make way more thank 300k a year, just an fyi ;))
@@jonasabis7863 I don’t know anyone making that kind of money after even 5 years. Who’s telling you this? I live in NYC. I’ve talked to doctors, friends, and dated several girls with med degrees that have told me what they make. They aren’t making 300k. I mean maybe a surgeon or someone that started their own practice, but again you’re ignorantly optimistic using the high end salary instead of average salary. “Everyone else” too? Is health the highest field and nobody else makes more than 300k? Sorry, it’s not static where “everyone after 5 years makes 300k if they went to med school”. If that’s the case everyone would go. Nah, only a few end up making that type of money. Most aren’t. It’s like saying everyone after 5 years out of business makes 200-300k because everyone will become a director. Come on. Have a little more sense than this. This country underpays employees regardless even the healthcare field and you know it unless you like living in ignorance
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
$6000 in speeding tickets??? Damn girl slow down
At this point, go faster!
Basically Kai the number of money goes up everyday if you don’t pay it
She be goin 6000mph.
someone get that girl off the road
Lmao this made me wheeze 💀
I had $150,000 at one point. Now I’m down to $59,000 but I’m paying it off aggressively. I will be debt free next year.
Life Of TReshae yesss!!!!!!!!!! keep up the good work!!! Started with $124k I’m at $90k pushing
congratulations keep it up
Go 'head sis!!!
Good to hear that!
Keep it up! Are you familiar with Dave Ramsey at all?
I can't imagine being in debt because of healthcare or college. This videos really help to appreciate more my country.
Switzerland is one of the best regarding this topic. So proud...
@@hamietravels You mean Germany.
Happy to live in Germany
Yeah i’m getting hit with that big 100k in debt for school, wish i lived somewhere like that
@@void2662 Happy to vote for "Die Grünen".
Welcome to ‘merica! Where the only way to pay student debt is to walk in front of a car.
@@faded_fairy114 he wont do that, you have too much trust in a man that passed the '94 crime bill
@@bananahhh-_-5709 If he had that much trust in him he wouldn't hope to get hit by a car lmao
I paid mine off without getting hit by a car! Both my parents died... I used their life insurance money. So yeah, getting hit by a car or that are pretty much the only options. :/
not true. If you have student loans, you hopefully thought ahead and got a good career going. I was able to pay off all my debt (33k) within a year of graduation and my estimated family contribution was $0. They contributed $0 to my debt too. Just advise students to pick a career that is useful.
@@faded_fairy114 lol that debt is to the federal gov not a bank it will never be forgiven, war is better then student loan forgiveness
"get hit by a semi truck" girl I've been trying since college
i dont get it what does she mean does she mean she slept with some dude or what?
@@shauryasharma190 What? A semi truck is a vehicle
@@Ghost-ob5hw yeah what is that supposed to mean is there some innuendo?i m too dumb sorry
@@shauryasharma190 She got hit by a semi truck in the back
@@shauryasharma190 🤣😂 no get Hit by an Actual Semi-Truck on the road.
"how are you gonna pay it off?"
"MARRY RICH"
Lol
By making a porn parody of your life .....
The reality is stripping, escorting, sugar daddies, etc.
😂
So prostitution……
Everyone: College & Healthcare That one girl: Porn hub subscriptions
How tf do you spend 30k on those things. Do you know how many real guys you could hire with that kind of money
@@soganhalkasdelisiyim5797 2:28
you got an addiction at that point
not just subscription, the exclusive one.
😹😹🔥🔥
I almost went to UCLA, but I realized that going to my state school was almost $40K/yr cheaper. I’m bummed that I couldn’t go to my dream school, but I just can’t picture paying $160K of student loans after graduating.
Nobody cares where you went to school, unless you went to Harvard. You made the right choice.
Good for you I PROMISE you made the right call!!
I did the CC route, then transferred to my dream school, which was a sister Ivy, and worked 2 jobs to pay off the tuition, and with decent financial aid, graduated with a degree with only about 12k of federal student loans attached to it, which I paid off within a year. You made a smart choice.
@@ingothitrust5248 You ROCK I always had so much respect for the Ivy kids who actually paid their way (unlike me). Way to fight for that shizz.
Thats insane. A school should set you up for life, not suicide... Jesus Christ. The education system in the US is F'ed up bigtime! I would rather take my chance as a free man in a different place of the world than chew through that amount of insane debt. Calling it investment is retarded. You would never know if it would pay off or not. More chance in the casino
"i got stabbed 8 times in the back and i survived, but now im gonna be in debt for the rest of my life."
MURICA!
@@fjalls not just America.
Michel most of the world...
Lil Leslie it’s not that you can’t be stabbed, it’s that in most of the world healthcare isn’t as expensive as America
Its fucked up That it Costs money to go to the Doctor in America ...
"How much debt do u have?"
"None to mi- ...Oh debt YikEs OH NO" LMAO😂
I wonder what she was thinking about instead
@@chacharealsmooth6169 how much money she had in her bank account-all spent on her debt
you spelled "my" wrong
@@akinvests no one cares
@@chacharealsmooth6169 was 0
What's you plan to pay it off?
"...eat ramen"
Alton Future medical bills tho
😂😂😂 the golden answer
eat ramen like competitively? How? :-P
and yet people complain that they have debt... but still choose to fail
More like choke on rice
The cyborg around 0:35 really did it for me. Thank you. 🤣
Moral of the story:
Don't live in America
In Poland we have 4 times lower average salaries than US. Also minimum wage is about 3,5$ an hour. So still i would prefer work in US. Propably most people on the planet would say similiar.
WolfeCanada yeah they would. That’s why the immigration rate to the US is so high, legally and illegally lol.
Dariusz P I agree. Only Americans would be ignorant enough to think they are worse off for having debt that was likely their own fault, excluding medical bills obviously (but in the US, people who qualify as low income don't have to pay medical bills & they would be covered with medicaid or medicare).
hahaha That's the point
Dariusz P nah, your country just sucks in that aspect
*gets bitten by cat*
american healthcare: yeah that’ll cost you 20k 💀
vaccination: ~100$
not vaccinating: ~20000$
...
But yeah, american healthcare still sucks
@@hanskover You guys aint got healthcare, you've got a fucking racket.
I actually did get bitten by a cat and my medical bills were like $8,000 no joke. But I didn't have to pay it
@@rowand5380 Nah mate, Im from Germany. I dont habe such problems...
“What’s your plan to pay it off”
“Marry rich”
Yeah, let's forget working hard or getting a better job or improving herself. Just parasite off of someone successful.
Ani Ovakimyan you are very nice
DuH MavericK you do know some men do this to..?.. such a nice guy
TheInternetBoss that’s false. I do agree that most rich marry rich *but* not *all* my mother was much wealthier than my fathers family
Boys don't get triggered by this. Just aspire to be rich. It doesn't matter if ur girl marry's you for ur money or not. She gonna leach off u either way. That's part of marraige! Just a heads up!
"The IRS thing I owe them $36,000" I would be shitting bricks if they told me I owed them that much.
This happened to us. It was a year where instead of reporting gains to the IRS, Fidelity reported the entire value of the account. This happened to thousands and thousands of people. Bad - getting a fat envelope from the IRS claiming you owe them $40k. Good - the phone support at the IRS. Yes, it's a bitch to spend a few hours on the phone with them, but it was all fixed over the phone.
Guy: how are you gonna pay off the debt?
Asian guy: eating ramen
*outstanding move*
Something naruto would say xD
What's the first guy's race?
I have learned to appreciate my country Vietnam more because of the cheap cost of higher education and healthcare
that's what I do to not go in debt in the first place, while studying. Ramen, rice with eggs, pasta and pesto. lol
(school fees not included)
Fei Mui 肥妹 💀💀💀😭😭
The higher the number the more my anxiety went up. I can’t imagine owing that much money
chances are you'll end up owing more then that, whenever you decide to buy a house/car
Meh. It's all just numbers on a piece of paper.
same. I'm out here going to uni and being pissed that I can't save as much as I'd want to meanwhile people have 130k student loan debt
Yeah, I grew up in government housing and put myself through engineering school, so I can definitely imagine owing that much money 🤣. Student loans are a bitch. I'm currently making double payments, so should have it paid off in 4 or 5 years 🤞. It was definitely worth it, but I wish I lived in a place with more reasonable education costs.
Then u better be a millionaire by the time u 25 if not ... IMAGINE IT
'How much debt do you have?'
'None to my...
oh, debt, yikes, oh no.'
MOOD
hello
Fenna Koomen Because being financially unstable is a “mood”
@@eloydthegawd5548 More like forgetting something important. I think that's what they mean, being forgetful to where you forget your crippling debt, but okay.
It’s literally the coping mechanism of shoving this huge, terrifying thing that hangs above your head to the very back of your mind because otherwise it’ll eat you alive and you can do jack shit about it at the moment anyway. And most ppl are so successful at it that it doesn’t even register at first that that debt is still there when asked about it, and then realization hits anew
She thought they were asking how many dads do you have?
“I don’t answer phone calls no more, if it’s not in my phone I’m not answering it,” I felt that 😂
I do that anyway and I’m not even dodging debt collectors or anything like that.
I’m sure none of these people even considered their car loan as debt or their leased cell phones
Mike Webster i know I was thinking the same thing! Like none of you have a car loan?
@@loborita buy used. 3-8 grand for a good reliable vehicle. Dont need to go in debt to get that much
Right!!
Good point. I kept looking for that. People don’t consider their car as debt. Or their cellphone bill.
loborita no just buy a cheap car lamo
"Tons, like 10k"
"Not much, 10k"
all about earning potential
"Nothing much...$7000"
"Not much...$10000"
Wow people
They are probably earning enough to pay off that much
@@kingdriverifyNope. The majority of them with that much debt of higher either had some medical treatment or went to college.
thats really not that much dept
Not really that much. Could even just be some credit card debt and a car loan. 🤷🏾♀️
That's not much.. I have debt around $100 000, mostly because I have bought a car and an apartment.
0:36 Edward Scissorhands showing up from the future with those upgrades
whats you plan to pay off your debt?
- "marry rich"
- "eat ramen..."
That was histerical! LMAO
Eating ramen will just get you back into debt. Not the healthiest for the body 🤦🏻♂️
@@ahgavlive4517 they don't eat the 50 cent packages though
The difference between men and women explained in 10 seconds
*wears Balenciaga hat*
"I'm $7,000 in debt"
Reed Spicer that’s why he’s in debt or he could have stolen it🤣
@Veritas imagine someone owes you $100. You see them with a new $300 hat and they tell you they can't pay you at the moment. There's better things to spend money on.
@Veritas You reek of someone who does not take any responsibilities for their actions. "Debt is illusory" tell that to the fucking repo man when they take your shit when you don't pay your bills.
Veritas maybe bc it’s their job and companies can’t afford for everyone to bail out on their debt bc they choose a dumb major with no jobs on the market. Also they willingly signed up for that debt knowing full well they had to pay it back plus interest, it’s all in the contract they signed. & sounds like they went to expensive colleges when you can always start in community college first if you’re tight on money, but if you’re low income college is basically free in the u.s. I literally basically get paid to go to college bc of financial aid
Callum DODD 300 HUNDRED IS NOTHING LOL
A wise philosopher once said
"Oh debt, yikes, oh, no.."
0:03
LOL
Imagine having to pay for basic human needs/rights like education and healthcare
Higher education is not a basic right or need, ur delusional
@@Youdontknowmeson Agreed. I believe in basic education like K-12, yes. But, higher education, is not a right.
@@UnableToWin Agreed, we all benefit from having education citizens. That’s why K-12 in America is accessible to everyone regardless of status. But why would you say having Higher Education would benefit us? And how would it benefit us more than k-12 education. Obviously I could see in having higher education as to getting individuals qualified for certain job positions that we are outsourcing or have a high demand. But why would you say it’s a right to have higher education when higher education results in job opportunities and basic education (K-12) results in knowledgeable individuals?
Higher education is NOT a right. Healthcare sure. K-12 sure. Anything beyond that it is your choice as an adult to pursue college.
@@stayathomemarine Agreed, health care and formal education is a right. Now with that being said, I do believe that higher education should be more affordable, but it shouldn’t be free.
Fun fact: In the United States, you are more likely to go bankrupt because of medical bills than any other country. A Harvard study showed that of a sample of 1.4m people who have declared bankruptcy, 62.1% have been because of a medical-related illness or trauma, which is substantially higher than any other country, where the chance is much lower due to cheap(er) healthcare and good medicare plans.
Yeah thats not true......Its the largest and most well known first world country thats true for though.
@@ashleyashleym2969 I am just curious. In which other first world country is it possible? Because I cannot think of one without a gorvernment controlled healthcare system or something similar
.
@@abcxyzsven Technically, this can happen to you in Germany under very specific circumstances.
@@MHG790 How? I am from Germany. My aunt for instance is now in medication for 4 years. She can't work at all and they had to cut off most of her right arm but we never spent one Euro on her medication. ( She also had like 30 operations minimum )
Brianna Torres Yeah you do lmao. It takes me a month to schedule my dental/ortho appointments. stfu lmao
The IRS *_THINKS_* I owe them about $36,000
Found the hardcore libertarian
@@CattyMcMeow It is literally what the guy in the vid said
Pretty sure this is the same guy who was on "guess the criminal" for tax evasion
As a European this is just sad:
"I'm in debt for student loans"
"I'm in debt for medical bills"
Same in Brazil. Free healthcare and free colleges
@@demonking14229 nah
@@demonking14229 no i dont think so, specially the school thing
Simon Yu not at all noob
@@demonking14229 us ranks 13th in the pisa 2018 results (education) and the world bank ranks US as 54th in terms of life expectancy (which is directly linked to your health system)
So no probably not the best
it's so interesting to me how people perceive same amounts of debt as different. the two who had ten grand abs one was like "a lot" and the other was like "not much"
"Get hit by a semi truck, guys!" ...She found the secret! :)
Tom Hannah May If I pull up my bootstraps in the middle of the street I’ll get hit by a Semi and pay my debts off
Ma Op what a wholesome wish
Getting hit by a bus is how I’m gonna pay for college
4:12 "what's your plan to pay it off?"
"Marry rich"
"Eating ramen"
Bruhh lmao
Me when Imma have to pay for my veterinary college when I get older 👀 literally what imma do is be a stripper & have a sugar daddy or mommy and then take their money when they die 💀🖐
@@MsRizz100 , same 🗿
@@oDM0o yuhh🦴🍎🍵
@@MsRizz100 hope you joking that's nasty
EVERY EVERY EVERY woman says next time they get married they’ll get married for money. Good luck with that. Most guys especially rich guys WON’T get married EVER. They didn’t get rich because they’re stupid.
2:49 "IRS thinks I owe them 39 Thousand..." Easily THE most underrated comment here 😂😂😂
And that laugh tho 😂😂😂
Taxation is theft
Anon Amos Theft is taxation
What's his name?
"Get hit by a Semi truck, guys!" That's sad, bro.
7K in debt
*wears balenciaga cap*
Was about to say that, ballin'
shits fake
No wonder she’s in debt
@@Gabriel-ri5jr Tbh, if she's $7k in debt with credit cards, I can imagine that it's real....
Was about to say that ahahah
Imagine having to pay money because you almost died
imagine not having that option
Imagine having to pay money because people saved your life
@@BiggPaaapi Imagine the people that saved your life getting paid by the government and you don't have to pay for almost dying. Amazing.
I mean both of last 2 comments are acceptable statements
@Mordecai She's not talking about just her. A lot more people where in debt because of medical bills.
The fact that a lot of them said "Not much" after $5,000 shows just how numb and used to debt we are in the U.S.
It even got to $10k with a 'not much' response. That's crazy! Not much is a couple of hundred not multiple thousands!
Depends how much you make.
And for retarded reasons too; parking tickets?! I am surrounded by financially illiterate retards and they are going to expect me to bail them out I am sure. No way.
You can accrue 5k in debt after a couple months of college, so yes I would say it’s not considered much in the grand scheme of things. This can easily be paid of by an average paying job.
@@superweeb6969 I got an Associates degree and payed like $2000 tops. The people taking on massive debt for college and degrees they will never use are doing so out of vanity and idiocy. They want to experience the "college life" or the metropolitan equivalent of "getting away and discovering oneself".
Why are people buying things they cant pay for right away fully? I think I was raised right when it comes to money...if you cant afford something, then wait till you can, unless its an emergency. Once you get comfortable getting in debt, it can be a spiral.
3:26 : “get hit by a semi truck”
Honestly I’ve been considering that for a while now...
Too real
Been there... Only works if you have a witness on your side otherwise, you end up in more debt.
Yeah. But sadly this merely continues the spiral. Now the semi-truck owner has debt.
This is just a joke. I pray to go that I never have to experience this.
3:11*, idk why you would put the time stamp right after the clip ended tho...
4:15
Producer: how are you planning to pay it off?
Guy:eating Ramen
Not any time soon...
That's a funny name: "Ramen"
@@jawsxx8683 Raw-men
If this was a Mr Beast video:
”100 People tell us how much debt they have and we pay it of for them”
He won't do this tho
He wont give anyone free money unless it benefits him. Why do you think he always donates to fortnite youtubers that are famous? More clicks = more money.
He is a p.o.s i just bought some kid a meal at mcdonalds and all i have is 300 dollars I saw him with mud on his fave sitting back while his friends were all ordering food. I gave him cash and said go ahead and buy yourself food.
Or a David dobrick vlog.
David would literally catch all their debt easy
@@gokermitsewerside358 (assuming you aren't trolling) I mean, there are a few videos where he donated to popular streamers, but the vast majority of his donations are to selfless causes. Numerous vidoes with vast donations to food supply shelters, and such. I probably shouldn't have to list any more, as we are on YT already and you can just check his channel.
My son is graduating with a PhD in electrical engineering next year and has zero debt. No student loans. I’m so proud of him.
I’m Australian and the government paid for my PhD in education.
Good for him. Sounds like a man with a plan.
@@donna25871 I didn’t know that the Australians did that, but I’m happy to hear that. All the best to you and your career.
@@donna25871 I believe the educators are the most important people in our world!
The robot dude is a savage 🤣... I'm not going to pay it tho
No, he's just edgy.
@@Honerkamp he's a legend
He's a dumbass.. his debt will just increase until he's so deep to get out of it..
Genius
Shit I'm not paying for my speeding tickets either, he doing it right
@@SrSeiko I dont think you know how tickets work...
The amount of debt some of these people have would honestly keep me up at night.
Dont buy a house then
My dad has over 200k in student debt...
I would fake my own death and flee to Mexico
Me too.
@@johnnywaffles2482 Depends.
Where do you live and where do you want to built your house?
in debt because of healthcare??
That´s so sad
Merhaba! Olum
Welcome to the United States😂
Or education. How fucked is that?
@@Matt-or9tq Not everywhere. Free in quite a few parts of Europe
Don't be a broke bitch in the most powerful country the world. Purge the poor.
Remember: community college can be free with some in-state programs. Mine was free + I got 10k in scholarship money to pocket for food and transportation
Yeah but people won't want to admit they made an emotional decision about having the college experience and its not a human right.
@@biggibbs4678 honestly I can't help but blame them. I transferred to a university and see so many people going into a shit-ton of debt or be rich kids. Here, even the meal plan is only 2 a day and costs 5500 a year, let alone the 33k out of state tuition!
If I have kids id beat their ass if they tried paying out of state tuition when there are amazing in state schools at 1/4 the price
@@foodreact3487 right I know people going into debt that don't even care to know the actual average salary for the field they're going to college for. It's just sad.
Lesson: Don't be a student or get sick in America unless you're from a rich family
That’s just objectively not true.
Don’t get me wrong, people can go broke through those things. But it’s largely just not the case. The poor get government assistance and don’t have to pay anything. As a student, and as a patient.
It’s the uneducated lower-middle class that gets screwed. They make too much money to qualify for government assistance. They don’t make enough to actually be able to afford these things. They often make poor choices and elect to get more money in their pocket instead of health insurance. They allow their children to go 100,000 in debt because they’re terrified of their children being uneducated like they are.
The poor have healthcare covered by the government. 100% covered. If you can’t afford your prescriptions there are programs everywhere to get them for free. The poor often do their first two years at community college, and then go to a state school because they understand the value of a dollar.
Large student loan amounts happen for one reason and one reason only: bad choices.
Go to an instate, public school, for your entire bachelors. Get a degree that actually leads to a job. If you’re really smart, save yourself $10-$15k and go to community college for the first two years. But even if you don’t, just going to an instate public school makes your degree reasonable (as long as it leads to a job).
The problem lies where people feel like they need to go to a private school. Or cross state lines and pay higher prices. Or get degrees in majors that don’t lead to jobs. And all of those things are your own person choices. Stop blaming the system and grow TF up
I haven't gotten sick, knock on wood but student loan debt is a joke and an excuse. It's so easy to work while in school and pay it off, I know so many people who have.
My college tuition was $36k and was all paid with scholarships and pell grant. I applied for a lot of scholarships to earn my bachelor's degree, that's something people often ignore.
That’s a misconception, there are cheaper universities that cost $2000 to $5000 per semester that offer financial aid and payment plans which I’m part of and I’m about to graduate without any debt. I made a payment plan each semester and pay it off with my full time job and I’m not rich 🤷♂️. Just look for things you can afford or at least pay off within a few years
Ikr crazy
Pay off your credit cards. With your credit cards
Thanos: *Ive used The Stones to Destroy The Stones*
WAIT IS THAT ALLOWED?
You can’t do that. Credit cards don’t accept payment from another credit card. Don’t ask how I know that 😒
Kozen you cannot and should not
@@isabelgarcia3066 Are you serious? Get a lower rate interest credit card (or 0%) and transfer the balance from the existing one to it. Don't get any store cards, the interest rate on them is unbelievable.
SKSKKSSK
I only watched this to feel better about my debt situation. Misery loves company.
VisualDisappointment hahahahaha same
ahahahahahah i love this omg
Sameeee
VisualDisappointment yes! We should be friends
Me too! But it didn't work lol
The amount of people on this that said they have no debt is nearly statistically impossible. They probably weren't counting car payments or credit cards as debt.
Not impossible 😅.if you always take care of your spending then you could have no debt
People from rich families etc. Not sure where you're getting your statistics, but it seems pretty plausible to me. Also they are younger, so may not be having to pay for that much.
52 definitely not wealthy it is possible on any wealth bracket
They are just young and paid their car cash & don't spend if they don't need, like me😛
Financing cars is a dumb thing Americans do mostly. Europeans rarely do it
"what's your plan to pay it off?"
"𝘦𝘢𝘵𝘪𝘯𝘨 𝘳𝘢𝘮𝘦𝘯" 4:16
The solution to all life problems
✋RAMEN🤚
4:15
Nope mukbang eating ramen on youtube
I think Pasta with ketchup is cheaper. But in America Food in General is expensive!
@@fjellyo3261 but ramen are healthier than pasta. More carbohydrates(sarcasm). People should be able to get a degree and eating healthy.
#universityForEveryoneWhoWantsToStudy
My goodness...
I am always surprised with how American people are so chill about their creditcard debts. You can't spend money that you don't have.
Same omg. That's why I never use credit cards. Bc in the future if I want to take a loan from the bank to buy house etc. banks check the debt list and that's scary
@@SandraKossinova In the US, you need good credit to take a loan from a bank to buy a house, so you have to use a credit card
@@SandraKossinova I assume you live in the US? I just want to remind you that banks check your credit score, credit history, etc when you want to take out a loan for a house. If you have NEVER had a credit card or borrowed money in your name, you likely do not even have credit history -- which is actually really bad. You can't prove to the banks you are good with paying back money if you have never borrowed money. The goal is NOT to not use credit cards. The goal is to only spend what you can afford and REPAY the balance in full every month before the due date, which incurs zero interest. You can even make multiple payments a month to keep the balance low. By doing so, you establish a good credit history of paying back money.
@@edwink1467 No, I don't live in the US :D
But that's good to know. In Estonia (EU) we don't have to have credit card history to take loans from the bank
@@SandraKossinova I see. Then you are fine haha
Not a single homeowner was interviewed that day
Dude for real hahah
That's what I was thinking lmao
I was thinking the same thing. Big whoop, $80,000 in debt! It's almost like the primary audience of this video is people who don't own homes or really utilize credit.
Seriously!! I was thinking the exact same thing. Between my house, boat, truck, and wife/kid expenses; I'm at a bit over $400k. Which is great in all reality. If they wanna see how average Americans are in terms of debt, they need to move away from who they are sampling and sample people who own a home and/or have a family (kids, etc.).
they're in seattle, i assume most people are renting
if you're in debt because of speeding tickets, parking tickets and credit cards (vacations and retail) you need to get your shit together cos that's really embarrassing.
Not to Americans. Totally normal
Comment section: *(Europeans have entered the chat)*
Lol truth
in europe, being sick sucks... in america, it makes you poor jesus wtf
Here in Brazil too, it's sad that the corruption takes almost all the money, but we have it for free
Strait facts
And me as an Australian ! We have free healthcare and in some circumstances education as well
“Oh shit and another $300... I bought a piano on a credit card” LMAO me
If you own a business involving music, you can probably write off that piano for tax purposes.
@@bbb_888 She doesn't. If I'm not wrong she's the same one that in the 100$ groceries video said that she hopes that Marvel hires her as an actress to pay off her student loan
Fiammetta Morandi ya! I thought I was the only who noticed that
Was That Ashnikko? Lol looks like her
Jacob Dodd no
"Just get hit by a semi!"
Girl I've been trying 😩
I said "where's a semi truck when you need it?". Lol
When you wish for a horrific incident to happen cause it actually will make your life better
y’all my friend got hit by a sheriff and got a 200k settlement there’s a better option here
ill give that one a go if it dosnt work at least i wont need to pay the debt lol
I tried this plan once. I didn't get hurt enough so it was a waste of time.
*THESE PEOPLE* : I have debt.
*SQUID GAMES* : 😈😈😈
I really dont get the whole "buying things i dont have the money for" thing
Same. I have a debit(?) card that I can only but stuff with if I have money on it. Like, I cannot go in debt bc my card will just be declined if I try to buy sth
It makes sense if the purchase will help with attaining more money. For example, buying an appreciating asset with debt such as a home. Or buying car with debt so you could get to a job that pays more, or commute from a neighborhood that has lower rent. The car payment can be $500 a month but if rent is cheaper by $1000 a month you are saving $500 by taking on debt.
ssaeteurn1 i agree with that obviously, just don’t understand that some people buy things they genuinely don’t need, like expensive clothes and stuff.
@@mysticalcoyote right! i don't even have a debit card bc if i don't have enough in cash then i don't need that item. my car is in my dad's name and i went to community college so i have no debt from there, either.
Well sometimes people need to buy things or something pops up unexpectedly and you can’t really help it.
"Marry rich , eat ramen" were my fav answers lmfao
TIA M 😂😂😂😂
why is no one talking about how that lady almost died from a cat bite
Google cat bite fever
It’s really common
I thought she said "cat fight"... I was like damn did she get glassed or something?
Lucy & Lottie no it’s rare, look it up
Roachianna my dad almost died from a cat bite on 1st October this year. He had to have two lots of surgery in his wrist and it still got infected.
There are so many affordable options: half community college, scholarships, etc., but people pick the most expensive out of state/private schools.
Some people get scholarships and it still doesn’t pay off their full collage
uhh probably because better schools are more expensive? if you go to a good school you have more chances of being hired
@@markly5460 It's a small factor. I went to Stanford and it was an amazing experience and helped considerably, but it's not essential for success.
@@markly5460 People severely underestimate how little that matters. Top 20 schools now more than ever are just labels. It's not about the school you went to, it's about the skills you've acquired (which you can develop at any school in the country) and the extensity of the education you received (if you're going into a competitive field where the top 25% have degrees higher than a bachelors).
i have two degrees from my local community college and i’m having to transfer now to a much more expensive school because those degrees can’t get me a good job. not that easy
that fact that most people are in debt for trying to get educated and staying healthy :(
Makes me so happy to be European lol
Exactly!!
@@kjr5034 Most europeans don´t have credit cards. We know how to manage our money.
You still have to pay for housing lmao, at university
Well Im dutch and im gonna have about 50k student debt when I am done:(
@@AnimeVideoEditor Where do you live? Where I'm from everyone has credit cars
one of the saddest videos on youtube. seriously.
how is sad? Do you know what happens in the word to people? This ain't shit.
@@keyboardfreedomfighter5734 Yeah i kinda agree. How is it sad to have debt from a credit card, they grown, they know what they're doing lol.
drstiewe STFU!!!
@@keyboardfreedomfighter5734 It's depressing as hell the ones that aren't fucking stupid. The student loans and the medical bills and shit like that. it's fuckin absurd
Worst is when a Parent or spouse dies and suddenly you find out they have a maxed credit card bill. So not only are you in mourning, but you also go broke! Don't get a credit card folks.
Wow students loans and medical bills. Something is really wrong with the system 🧐
Carol E It seems like over half of the debt in America is student loans, or medical bills. 🤔 Many of things are wrong with the system.
America should do something about it, most of them had thousands in debt from student loans and medical bills!!? I’m Scotland both are free mostly
@@Abby-ox3gf that's because Scotland pays more in taxes,the tax bracket is 20%-46% while the US tax bracket is 10%-37%. But I agree the US should fix its health care system
Maybe stop going to schools you cant afford
Give me your Lunch money kid talk about single digit IQ gang
For fuck’s sake, no one should be 130k in dept just from going to college that’s ridiculous
Nico Lord-Schutze
Hes paying more to be qualified for a higher paying job. Of course it makes sense :)
Diz Dizx I hope to God you are joking.
JamieBooom
Ok, you tell me whose choice it was to go in debt when it comes to education?
Diz Dizx Non-Americans (and non-Canadians.. non-British..) looking at that comment know it makes no sense LOL
Diz Dizx education shouldnt be that expensive. It baffles me when people treat it as a privilege rathet than necessity
Is everyone just gonna ignore the 30k debt in pornhub subscriptions lmao
I dont think that is possible?
You could hire some real people with that money...
@@FNFleExZ "you underestimate my power"
@@ssssSTopmotion how is that possible but ?
She has to be joking
Is no one going to talk about the girl who was $6000 in debt from speeding tickets? Like how does that even happen 😂
Imagine having to pay for healthcare and university lmao
Wooo Capitalism!!
*laughs in norwegian*
Here in Lebanon we do :p
Ikr so sad, doesn't give everyone the same opportunities.
laughs in british
Every European watching is laughing the loudest evil laugh
I'm just feeling sad for them. People deserve affordable health care and education
Their neighbours of the North too^ 🇨🇦
I'm German and I am 15 000 Euros in debt. (mainly because of my compulsary term abroad and a flat that (I realized too late) was too expensive for me...). And I always thought that amount was super stressfull. Hearing that people are 100 K in debt due to medical bills and collage is actually pretty shocking to me. I can't fathom how heavy that must weigh on one's life.
A lot of them replied "student loans... student loans... student... being a college student... student loans"
haha but seriously I feel horrible for them
But also feeling bad that education and health care has to be this expensive in the US o.o
It's funny how everyone talks about their debt, but when they are asked how much money they make, most of them prefer not to say.
People love complaining
That's because most people associate tier self worth to their salary. Which can be shameful if it's low. Your education and skillset determines your career path which is detriment to your wages.
1:20 "It's affecting me more now because I'm trying to buy a house and can't get approved" MAYBE DONT SPEND 450 DOLLARS ON A HAT
I was watching this last June with $17k of student loans.
Cleared them off a couple days back. Will begin saving this year.
Congratulations! Now time to start saving and investing
That's the attitude I like to see fam
Dropped out after being $600 in debt from community college lol now I’m making about 50k as an equity trader. Don’t like losing money even a small amount
Congratulations 🎉
That's bad ass!!! Keep it up and invest wisely. Save your money while you can!
$40,000+ student loans 😧
...so, who's got a semi truck ??
If you do liberal arts then you deserve it
Same
@@agzuhdhdandicycidjs3230 LMAO some people actually do well and have liberal arts degrees. This is such a joke. People forget that liberal arts degrees land into a wide range of jobs: www.collegeranker.com/liberal-arts-degree-jobs/
@@agzuhdhdandicycidjs3230 oh man eat shit, I did sciences and am now at 100k and job that pays well but requires basically any bachelor, I'd rather have 40k in liberal arts
UPS pays drivers 40 an hour
$30k in student loans. Just got my masters and my goals is pay it off in 2.5 years. Wish me luck!!
Good luck 😊👍🏻
Not bad for a masters, I know a friend that after 4 years in a university had close to $200k in debt. Mostly student loans 💀
Get em coach
Watch Dave Ramsey my friend!!
good luck !
Do none of these people have car payments? That's a debt.
Interviewer: Whats your plan to paying it off?:
4:15 Big man said eating ramen 😂😂😂😂😂 True Inspiration
And the woman said, 'Marry rich'...that guys, is manifest hypergamy.
To true
I'm the 1000 like
@@ShadNex hahahah thanks homes
-Had 330,000 in debt
-Down to 131,000 now
I'm Ubering nonstop on my off days until it's all paid off. Listening to Dave Ramsey helps tremendously for moral support.
Get it! I hope you're proud of yourself. Dave's baby steps have changed my family for the better.
You go boy at this rate you will be done in no time 💪
@@user-jb8bn6wx4r seriously, he better be a businessman or medical bills must have caught up with him.
Think about how much money you will be making if you keep it up after!
Dave Ramsey is the man, seriously helps listening to his radio show.
It's sad that student loan debt has surpassed credit card debt in the US. College should be a part of the American Dream, not a financial nightmare.
@Beyond Tribalism sir you dropped your brain somewhere I suggesting finding it
The sky’s the limit for tuition when society makes people think college is a necessity. So many jobs could be done with on the job training, and not just trade jobs. And colleges alway make you pay for classes you don’t need. Always. Talk about inefficient and wasteful. People are getting way oversold at college with stupid classes. The high tuitions will end when people start forgoing college due to it being too expensive and inefficient.
Well you’re pretty stupid to go to college on loans JUST SAYIN
Well maybe one shouldn’t get a sociology or gender studies major and go to an in-state school to study business, engineering, medicine, or law
The Maestro well maybe you’re stupid
This crazy addiction to debt is an epidemic worst than COVID-19.
Cant imagine being in dept for any thing other then buying a house
That was me thinking this whole video. I have 80k on the house atm but if I where to sell it I could get something like 120k out of it because house values have gone up in this area.
My rule is, as long as the thing you have dept for has a higher value than you dept you are fine. Then you can always just sell everything and walk away dept free and money in the pocket.
You'd be surprised at how much of the country is in debt from credit cards
@@myhighladyofthenightcourt not in Germany
@@Super3xtr4 my bad I meant America
@@myhighladyofthenightcourt all good :D
“Get hit by a semi truck guys!” 💀
Can you imagine the amount of damage she inflicted on the Semi?
The American college student dream!!
Worked for Tracy Morgan.
$48,000 for a bachelor's degree in software engineering. 2 years before I finished college I was making $31,000 and 2 years after college I was making $52,400 salary a year. Finishing my degree changed my life not only for myself but for my daughter. I can now afford to eat 3 times a day whereas before I could only eat 1 time a day so I could put food in my daughter's mouth. Everyone told me I was lazy for not working a second job but I worked a full time job while also being a full time student whose a single father.
Thats not lazy, eeuu system is just fucked up
You're a good man dude, nothing but respect to you for working your butt off for your daughter.
You are a good person and very supportive. Good job ( :
I hope you dont die after your daughter. God bless you man good job.
I was gonna say you are a good man but I truly hope you don’t need anyone’s validation because your selfless actZion’s have already proved that to yourself. What you’re doing is incredible, nothing but respect
Its been 5 years. Call them all back and lets get an update.
"Subscriptions to PornHub exclusively"
Just go on freexvideos 🤣😎
Shes the type you marry, theyll spend all your money on dumb shit but atleast its dumb shit you can enjoy.
Lo dice tan naturalmente que me quede con la duda de si es verdad o no
Anyone know her name? Or ig
I nearly choked
stood there 7k in debt, cant get a house with a balenciaga hat on, PRIORITIES
Could’ve been a present?
@@maiqthetruther1039 nah mate trust me i can tell
What if she got that hat while she was, say 14 and is now trying to buy a house?
@@maiqthetruther1039 cos she's old and balenciaga caps like that are new
councilhouse oh fe, I don’t know enough about hats, I don’t wear them personally
“Paid off half my debt. Got hit by a semi truck and broke my back” an option to consider at least...
You can see here on the highway jumping in front of trucks still, she is hoping to get lucky again.
insane that so many of those people had medical debt
I don’t think they considered their car loans, and for some possibly a mortgage.
Shelby Franco lol probably not, we all rent and Uber here in Seattle 🤦🏻♀️
Mortgage isnt really debt tho
Ugh I was waiting for someone to mention car payment / mortgage. They must be fresh out of high school
Luke McAdams you borrow money for it, therefore it is debt. I am a Dave Ramsey fan so I would consider it debt. However, it depends on your definition of debt, it is included in what I see as debt.
Katie Mckenzie that’s fair, guess it just depends where you live. I am from Dallas so Uber is popular but not for daily travel. It is more to get to the airport or for people who are going out and don’t want a DD lol.
this really made me realise how lucky i am to get free healthcare where i live. didn’t know this many people were put in debt because of the cost of healthcare damn.
Free Canadian health care is partially a myth. There are a lot of things that are paid out of pocket.
I get free healthcare in the US but theres a LOT it doesn't cover.
@@QajarCoffee much better that way anyway
There is no such thing as free someone paid for it at some point why do you think taxes are so high
@@TheGoober2100 Very true... I'm in Canada and we have really high taxes. Why do I have to pay for that idiot in the video who was bitten by a cat or whatever... Handle it on your own and I will handle myself on my own.
LOL med students would think these people are cute - 300k in debt y'allll
@Richmond Apore facts^^^
I decided not to go to veterinary school which is similar debt to medical school. A friend who graduated a year later and went on to vet school now has 240k in student loans. I really hope it works out for everyone with insane debt and that there is some student loan relief, especially after what medical providers are going through right now.
@@PurpleDog06 wow really honestly that depends on what country i am 4 year vet students and have zero debts because our college are all free but you need a good grade to get in i can't imagine paying for college also our health care i free and we get monthly allowances from our government for our college
i was $160,000 in debt right after I graduated med school. paid a $25,000 down payment, pay $1400 a month out of my $3800 a month salary as a resident. put all my spare money into a savings account, and after my 4 year residency imma just dump it all on there and hopefully by then i’ll have $92,000 paid off.
I’m a law student and somehow landed myself 400k in debt 🥲
“Not that much… 10.000” oh my dear 😂😂
3:18 "Get hit by a semi truck guys"
:
When you know your country is screwed
I am Chappy I would say the opposite.
I got hit by a semi in college, never even thought to sue. Missed my opportunity I suppose.
How does it pay your debt? Can you explain
Rana Hilal Yılmaz you sue and can receive millions depending on the severity of the accident
@@sonyawilliams4989 Oh i see, thank you
I can’t imagine having to owe for just healthcare. It’s mad!
tbh its unfair ive been chronically ill since high school and been in debt ever since.
Ashley awww i live in the UK thankfully
Its not the debt, its the debt service ratio. The last guy may have just finished med school (which is why he doesnt care) and will be making 300K a year, and will pay the 135K off in no time. Someone graduating with a BA making 50-80K a year with take the better part of a decade to pay off 40K.
If only this were true. Cost of living in the cities that will pay 300k (I know many doctors and lawyers who make much less than that in LA) + unreasonable working conditions (12hr days, no weekends, no real vacation time) + interest on debt make it extremely difficult for people to “pay it off in no time”. 10+ years minimum, usually.
@@victoriavetch8561 if you work in LA or Chicago or any of the other big cities, then you will make less because of the oversaturation of doctors in your area, if your were to work in an underserved area with a higher paying specialty, you will make way more thank 300k a year, just an fyi ;))
That’s very ignorantly optimistic. Maybe 100k starting out. 300k first job right out of college? That’s not how it works lol
@@repliestomearewrong6901 nah not directly but in comparison to everyone else your making that after like 5-6 years
@@jonasabis7863 I don’t know anyone making that kind of money after even 5 years. Who’s telling you this? I live in NYC. I’ve talked to doctors, friends, and dated several girls with med degrees that have told me what they make. They aren’t making 300k. I mean maybe a surgeon or someone that started their own practice, but again you’re ignorantly optimistic using the high end salary instead of average salary. “Everyone else” too? Is health the highest field and nobody else makes more than 300k? Sorry, it’s not static where “everyone after 5 years makes 300k if they went to med school”. If that’s the case everyone would go. Nah, only a few end up making that type of money. Most aren’t. It’s like saying everyone after 5 years out of business makes 200-300k because everyone will become a director. Come on. Have a little more sense than this. This country underpays employees regardless even the healthcare field and you know it unless you like living in ignorance
4:12 and the Oscar goes to… CUT’S EDITORS!