I Make $200,000 and Still Live With My Mom!

Поделиться
HTML-код
  • Опубликовано: 19 июл 2020
  • 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
    📱Download the Ramsey Network App ⮕ ter.li/ajeshj
    🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
    📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
    Explore More Shows from Ramsey Network:
    🎙️ The Ramsey Show ⮕ ter.li/ng9950
    🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
    🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
    💰 George Kamel ⮕ ter.li/1elws8
    💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
    💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
    📈 EntreLeadership ⮕ ter.li/ktxv2k
    Ramsey Solutions Privacy Policy
    www.ramseysolutions.com/compa...

Комментарии • 1,1 тыс.

  • @TheRamseyShow
    @TheRamseyShow  4 года назад +25

    Get life-changing financial advice anytime, anywhere. Subscribe today: ruclips.net/user/TheDaveRamseyShow

    • @thetreasuredcrew6402
      @thetreasuredcrew6402 4 года назад +1

      Lllpplppp0

    • @tompain2751
      @tompain2751 4 года назад +1

      I don't believe 1 bit of that call!

    • @deanalbertson7203
      @deanalbertson7203 4 года назад +1

      It sounds like his Mom has a very expensive life style, and just got cut off by her ex-husband. Now she wants her son to foot the bill for her life style. What the son can do is buy his own medium sized house, and follow Dave's baby steps to secure his own financial situation. At that point, he can say, hey Mom, if you want, you can move in with me, for very little extra expense. But I can't pay for your life style for the next 20 years.

  • @adamgronvold8608
    @adamgronvold8608 4 года назад +1385

    Sorry not sorry, but I can't feel any sympathy for someone who is broke while making 15k per month for doing nothing.

    • @thecatnextdoor12
      @thecatnextdoor12 4 года назад +53

      Why don’t you make $15,000 monthly for doing “nothing?” It took an incredible amount of smartness on her part to get to this point.

    • @adamgronvold8608
      @adamgronvold8608 4 года назад +238

      @@thecatnextdoor12 it took being married and getting divorced. Literally anyone can do that. I make 6k per month and have zero financial issues.

    • @thecatnextdoor12
      @thecatnextdoor12 4 года назад +18

      Adam Gronvold Your wife couldn’t. No offense, stating the fact.

    • @adamgronvold8608
      @adamgronvold8608 4 года назад +137

      @@thecatnextdoor12 well obviously. I don't make enough to put out that much vaginamony. Also, looks are in no way a skill.

    • @adamgronvold8608
      @adamgronvold8608 4 года назад +99

      Oh and of course there's the fact that we don't live in a state that participates in the alimony scam. And how intelligent is she exactly if she can't make 180k per year work?

  • @rrennnerr
    @rrennnerr 4 года назад +1245

    Weird flex, but okay

    • @danielstrother2494
      @danielstrother2494 3 года назад +4

      Exactly what I was thinking.

    • @NAMDRUMS
      @NAMDRUMS 3 года назад +2

      So true

    • @nofurtherwest3474
      @nofurtherwest3474 3 года назад +8

      There's a lot missing from the story. Maybe the mom is gambling addict or something. Or she employs and pays her son a salary... who knows...

    • @chrislim7976
      @chrislim7976 3 года назад +6

      Weirder OP comment.
      Staying his mom who gets $15K/month while he makes $200K isn't flexing.
      They are not exactly the typical average family.

    • @getwetfitness
      @getwetfitness 3 года назад +1

      Favorite comment on RUclips

  • @Kevin_Roche
    @Kevin_Roche 4 года назад +657

    If she really is in a bad situation, then that means she spent close to 900k in 5 years. The woman must be clueless.

    • @darkforcesjedi
      @darkforcesjedi 4 года назад +42

      It is quite possible that she has a very expensive house with a mortgage that she got in the divorce. Alimony is taxable income, so she is probably looking at $11k or $12k/month after tax. If she's in a $2M+ house with a mortgage, the payments could easily be $10k a month. My guess would be she took the house in the divorce, but the alimony was barely enough to keep her above water.

    • @Kevin_Roche
      @Kevin_Roche 4 года назад +10

      @@darkforcesjedi Yeah. It's quite possible she took an expensive house with barely any equity in with a 30-year mortgage. That's a recipe for throwing lots of $$$ down the drain.

    • @lynninfinite
      @lynninfinite 4 года назад +33

      She should have sold the house after the divorce and downgraded her lifestyle to a much more reasonable one. I bet most of her money went to the house.

    • @Kevin_Roche
      @Kevin_Roche 4 года назад +12

      @@lynninfinite I bet when she was married she didn't make any significant money decisions, making her clueless on how life works. She needs to be pampered because she's ignorant. There are a lot of old ladies like that, especially if they get divorced or widowed.

    • @brokenhandle
      @brokenhandle 4 года назад +15

      Had a family member whos ex squandered $400K she received in the divorce in A YEAR!!!! She tried to have her lawyer go after him again for more! They laughed in their face. Some people are SO clueless and they don't care to figure it out either.

  • @dfarias873
    @dfarias873 4 года назад +680

    15k a month times 5-6 years is approximately a million dollars and yet his mom needs help. This makes absolutely no sense.

    • @Big-Government-Is-The-Problem
      @Big-Government-Is-The-Problem 4 года назад +94

      she's clearly a gold digger that never learned how to be independent and save for the future. the money supply has been shut off and she is in a panic.

    • @lynninfinite
      @lynninfinite 4 года назад +8

      She upped her lifestyle.

    • @jeanlenor1858
      @jeanlenor1858 4 года назад +13

      God's punishment. She is the reason for the divorce. She doesn't deserve this money. America is bad for alimony.

    • @Kevin_Roche
      @Kevin_Roche 4 года назад +4

      @Luis For someone his age, this is extremely likely. The contract probably isn't for a full year either.

    • @Ryan_DeWitt
      @Ryan_DeWitt 4 года назад +14

      Something in this story is being left out or lied about. Doesn't even come close to passing the smell test from several details and the guys for lack of a better term "wimpy" attitude.

  • @amandadean3948
    @amandadean3948 4 года назад +722

    This is a “troll” phone call..I didn’t believe this caller at all.

    • @steelcastle5616
      @steelcastle5616 4 года назад +67

      Who would make 220k+ /year, have 70k in the bank and buy a 70k car (with a car note) while living with his mother (and feel the need for Dave's help)?
      Sounds like an episode of "Psycho" the TV show.

    • @claireiswaycool
      @claireiswaycool 4 года назад +67

      @@steelcastle5616 Plus his mom is 70 but he's 25? I know it's physically possible, but it's highly unlikely that in 1995 a 45-year-old woman had a baby

    • @brittanynorris2313
      @brittanynorris2313 4 года назад +35

      Claire Master my paternal grandmother had my aunt at 46, there are usually a surprise baby when you body is about to hit menopause and you are pretty fertile.

    • @NatashaEstrada
      @NatashaEstrada 4 года назад +47

      @@claireiswaycool My mom was 42 when I was born in 1979. It's also possible his mom is not his biological mom.

    • @shaldana
      @shaldana 4 года назад +13

      @@claireiswaycool Seriously? You're dead wrong on that - statistics even show that.

  • @brianpitsilides5337
    @brianpitsilides5337 4 года назад +263

    Her ex husband was willing to pay $15,000 a month to not be with her. She must be some prize!

    • @ekp-g205
      @ekp-g205 4 года назад +15

      he is NOT WILLING the divorce court orders him to do this. He is trying to get it stopped

    • @colorfulcodes
      @colorfulcodes 3 года назад +11

      @@ekp-g205 idk why some guys do this to themselves. It's like the second some people make it rich, they get the most beautiful woman who would never have glanced their way. If she gave up her career and lost skills that's another story but it's best to marry in your tax bracket as a high earner.

    • @Saved.by.Jesus.
      @Saved.by.Jesus. 3 года назад +2

      @@colorfulcodes exactly! don’t marry poor a woman or poor man.

    • @AllCategoryChannel
      @AllCategoryChannel 3 года назад

      @@Saved.by.Jesus. That's just a stupid statement alltogether. Even if you do marry someone poorer than you, you're not expected to change their job title or automatically offer a comfort of not having to do the extra work that they would've done if you were not in that relationship. Same as these callers you see here, just because you make 200/4/5/6k a year doesn't mean a lot if the job's been handed down through relationships of your parents/family have created and they give you the opportunity to earn that. A lot of ppl making over 100k a year couldn't even tell you where they spend 3/4 of their monthly income. My point being, don't stuff up your nose at someone that has less $ to show for in the bank just because you're now in a better position, remember where you started and remember the people who landed a hand and gave you trust so you can pull yourself back up. Look to do the same where it makes sense.

    • @theresemeggitt8455
      @theresemeggitt8455 3 года назад

      It doesn’t work that way🤣

  • @jarrettpierce5626
    @jarrettpierce5626 4 года назад +108

    This lady literally blows through 15K a month I don’t blame the guy taking her to court

  • @mle011
    @mle011 4 года назад +88

    She’s received a total of $900,000 over the past 5 years, and isn’t in a good financial situation? She needs FPU.

    • @rm5282
      @rm5282 3 года назад

      She needs a switch whupping.

  • @karimbennett5651
    @karimbennett5651 4 года назад +225

    I stopped listening to this two minutes in, because the whole call sounded like a bunch of made up BS. Even a lie needs to be credible, at some level, to be interesting.

    • @untouchable360x
      @untouchable360x 4 года назад +11

      "The bigger the lie, the easier it is to believe." Joseph Goebels

    • @GXKid06
      @GXKid06 4 года назад +17

      Did you get far enough in to hear that the mom was getting 15k a year on alimony?

    • @cheesebear3353
      @cheesebear3353 4 года назад +18

      I’m 25 and my mom is 70 and needs me to support her indefinitely. 🤨

    • @AshGeo
      @AshGeo 4 года назад +7

      4Runner4life98 *per month

    • @GXKid06
      @GXKid06 4 года назад

      Ash Geo right i miss spoke.

  • @joeymoto108
    @joeymoto108 4 года назад +106

    Alimony of 15k a month is insane. He should be asking her where all the money has gone! At the very most you should be paying rent to your mother, nothing more.

    • @FierceFamily
      @FierceFamily 4 года назад +8

      The house payment is most likely 6 to 7 utilities 1k then bigger car note and debt.
      People think rich folks have it made, nope they just have bigger bills and live paycheck to paycheck and just look nicer and eat better. Maybe go more vacations 🤔 but Not now!!

    • @xekis
      @xekis 4 года назад +5

      @@FierceFamily If they want to stay rich $15K a month makes it easy. An unmarried person can downsize and live securely on a third of that, even less. Downsizing to that degree is not an option poor people have since they are already scraping bottom of the barrel. They would need to seek income to make it work.

  • @ednamac5186
    @ednamac5186 4 года назад +81

    Wt heck. 15000 a month!?!? I am raising 5 kids on 90000 a year. My husband and I work hard. It is called budget.

    • @tykeboy16
      @tykeboy16 4 года назад +16

      I think I would be physically sick to my stomach if I blew through 15k a month without saving anything for 5 years.

    • @d.y.h.w.
      @d.y.h.w. 4 года назад

      Exactly. My husband and I have 4 kids and make 100k a year. This caller is fishy.

    • @Twestliw
      @Twestliw 3 года назад +2

      Damm y’all need to stop having so manny kids and raise your income

  • @DavinR16
    @DavinR16 4 года назад +127

    Sometimes I don’t understand how these ridiculous stories come to be, how does she squander over 180k year into nothing ?

    • @Sizukun1
      @Sizukun1 4 года назад +17

      Easy come easy go. $15k/month in a big nice house means she married someone really wealthy. Once you live that lifestyle its hard to give it up and then when you divorce and hear $180k per year just because you were once married to someone why stop spending? Imagine if you still got 25% of your regular salary from any of your prior jobs. Why stop spending that paycheck?

    • @XXgamemaster
      @XXgamemaster 4 года назад +13

      Money leaves just as easily as it came in. Treat your income as if you have nothing and you’ll never be broke!

    • @emilyc1988
      @emilyc1988 4 года назад +2

      LadyEquipped yep drugs drugs drugs.

    • @---cr8nw
      @---cr8nw 4 года назад +1

      The kid's a con-man and it's not his real mom.

    • @thenamelessyee
      @thenamelessyee 4 года назад +5

      How do u make 220k a year at 25.

  • @VlauableFather
    @VlauableFather 4 года назад +205

    This whole situation sounds off. Obviously they are a wealthy family; so why does she need her sons help?

    • @quackaddict9810
      @quackaddict9810 4 года назад +41

      Ive known people who made 700k a year and have nothing to show for it. Some people the more money they make, the more money they spend. She sounds like one of em.

    • @esonon5210
      @esonon5210 4 года назад +20

      She's squandering the money.

    • @dataodokpa5431
      @dataodokpa5431 4 года назад +17

      I'm with you...this entire call was shaded, and left out some necessary facts...like what do you do, what happened to her money, why not pay off the car, why not move out...it's to much backstory missing to make sense.

    • @random-nz7dy
      @random-nz7dy 4 года назад +7

      There has to be so much information lucked out of this story. You can tell just from the way he is talking he is leaving things out

    • @SmallSpoonBrigade
      @SmallSpoonBrigade 4 года назад +5

      @@quackaddict9810 That's definitely a real problem but sometimes people like that fall for a Bernie Madoff because they're too entitled to accept normal rates of return as well.

  • @esonon5210
    @esonon5210 4 года назад +59

    Dude, she gets $15k a month from her ex. Get out and live your life.

    • @lady56725
      @lady56725 4 года назад

      So true.

    • @SmallSpoonBrigade
      @SmallSpoonBrigade 4 года назад

      TBH, if he had significant debts, I'd get it. Or if he hadn't built up a significant emergency fund, but this seems ridiculous. He's got the money to have a pretty good life independently while still saving tons of money for the future.

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 4 года назад +244

    If you’re paying the bills she’s living with you.

    • @FierceFamily
      @FierceFamily 4 года назад +8

      15k a month and 70k in the bank....he ain't paying the bills...lol

    • @shutupandeatasmr4498
      @shutupandeatasmr4498 4 года назад +9

      LOL until the mortgage is in YOUR name...you still live with your mommy. 🤷🏽‍♂️

    • @Michael-ke8on
      @Michael-ke8on 4 года назад +1

      Casey, that is so true! So insightful!

    • @dete503
      @dete503 4 года назад

      @@FierceFamily His mom makes the $15k/month. He makes about $16,666 a month.

    • @elijahsplaytime2540
      @elijahsplaytime2540 4 года назад

      Hey Casey you in my neighborhood again 😂

  • @SirWhisky
    @SirWhisky 4 года назад +118

    Something was very odd with this call. I don’t think we heard everything

    • @aquilachefba-ados
      @aquilachefba-ados 4 года назад

      🤔FACTS!!!!

    • @jakeriley2830
      @jakeriley2830 4 года назад +7

      Felipe S. How does sounding like a kid mean he doesn’t make 200k? Lol, I was making 200k by 23 working construction in Texas. You don’t know what he does for a living.

    • @cheeveka3
      @cheeveka3 4 года назад +4

      That guy doesn’t even sound like he is 25 sounds like he is 18 😂😂😂

    • @reniehandler2595
      @reniehandler2595 4 года назад +3

      We heard enough it's all BS

    • @ekp-g205
      @ekp-g205 4 года назад

      We didn't

  • @goraidersndodgers
    @goraidersndodgers 4 года назад +291

    He makes $200k a year and he's got car payments? I think he's full of sh it. Tell momma to sell the house and act her wage.

    • @Justin-ov9hr
      @Justin-ov9hr 4 года назад +16

      goraidersndodgers I know people who could buy their car in cash, but choose not to in order to “build credit” to help them get a mortgage. It’s weird in the Dave Ramsay world. But it is common advice everywhere else to get a car payment even if you could buy your car twice over in cash. ( my car was paid for in cash though)

    • @ramsdankha2174
      @ramsdankha2174 3 года назад +4

      Justin you can easily built your credit without a car loan and no extra fees

    • @andygarcia9477
      @andygarcia9477 3 года назад +2

      @Rich 91 my moms a dentist & always leases. why? because you pay the same or a little less & you get to switch cars every 3 years keeping it fresh & you dont deal with devaluation. buying a car just adds to net worth slightly

    • @tre_4
      @tre_4 3 года назад +15

      Andy Garcia , Your Mom Is Wasting Money

    • @Famekom
      @Famekom 3 года назад

      Its a headache paying off in full in cash. It can't take up to 45days to get the car with cash

  • @Lola8165
    @Lola8165 4 года назад +141

    If I grew up in a mansion with my own wing of the house and made 200k I’d still be home too 😐🥳🤷🏽‍♀️

    • @dark_winter8238
      @dark_winter8238 3 года назад +7

      Yup. You could blow half your income a year and still retire comfortable in ten years.

    • @BigGucciChris
      @BigGucciChris 3 года назад

      @@dark_winter8238 you def need to watch more Dave Ramsey

    • @dark_winter8238
      @dark_winter8238 3 года назад

      @@BigGucciChris nope. Dave is for people who need help. His advice is not one size fits all for people who can handle money. Example bieng you should be putting a lot more money into retirement instead of paying off a house early.

    • @AR_CamFootage
      @AR_CamFootage 3 года назад

      Yeah, pretty apparent.

  • @sc687
    @sc687 3 года назад +15

    Dave “I’ll always defend the woman in shaking down a man for his money” Ramsey

    • @fkillah
      @fkillah 2 года назад +1

      Highly disappointed with him on this. No person should be entitled to that type of money.

  • @ivasunjic4364
    @ivasunjic4364 4 года назад +508

    This story makes no sence. His age, mother age, income.... 🤣

    • @ireneissomewhere
      @ireneissomewhere 4 года назад +44

      Why does their age make no sense? He's 25, she's 70. That means she had him at 45. That's not unusual.
      Also, what's wrong with the income?

    • @untouchable360x
      @untouchable360x 4 года назад +39

      @@ireneissomewhere Something is VERY off here. It's extremely rare for someone to make $200k year at age 25. Even entrepreneurs at that age don't make that kind of money YET. I can't think of one profession below management that makes that kind of money. At 70 years old, the house should've at least paid off or they have a whole bunch of assets.

    • @ektorkornoo8806
      @ektorkornoo8806 4 года назад +37

      @@untouchable360x Software Engineers Do! When you read the comments you will find that some people in construction also do at early ages. Too many of us just assume that the money is only in college-educated corporate roles. That misses the whole picture.

    • @untouchable360x
      @untouchable360x 4 года назад +20

      @@ektorkornoo8806 I said it's EXTREMELY rare at that AGE, not impossible. I work in the IT industry in management so I know how much engineers make. It's RARE for a software developer to make $200k year. MOST fall in the $100-$150k/year range. And these are experienced, age 30+ usually.

    • @ireneissomewhere
      @ireneissomewhere 4 года назад +16

      @UR A Meathead In 2019, more than 100,000 women gave birth in their 40's. More and more women are focusing on their careers and travel at a younger age, waiting for marriage and children later in life.
      Additionally, a lot of women have issues having kids, and since IVF is expensive, many have to wait until they can afford it.
      So yes, its become quite normal.

  • @ParthPatel-ic4ip
    @ParthPatel-ic4ip 3 года назад +21

    How do you even spend $15,000 every month for 5 years with that type of money I could retire in like 3-4 years with dividends and passive income through real estate

  • @speakingtruths4215
    @speakingtruths4215 3 года назад +6

    BS detector went off so badly on this call that I’m actually getting tinnitus.

  • @brianmaldonado7878
    @brianmaldonado7878 4 года назад +67

    I mean I kind of have respect for this person. He can help out his mother, pay off debt and buy a house in cash in a couple of years.

    • @esonon5210
      @esonon5210 4 года назад +15

      He's enabling her. He's pretty much her new sugar daddy, or sugar son i guess.

    • @AngelaMastrodonato
      @AngelaMastrodonato 4 года назад +3

      The problem was agreeing to pay his Mom for the foreseeable future. His life could change in any number of ways and his Mom being financially dependent on him could really set him back long term.

    • @MrSilentrage123
      @MrSilentrage123 4 года назад +4

      If she’s been making 15K for the past 6 years she’s clearly reckless with money. Him “helping” her in this this situation is just enabling her behavior. She has to want the help.

    • @MornevanWykSubscribe
      @MornevanWykSubscribe 4 года назад +1

      Well long time ago dave said sell ur stuff to pay of ur debt and i did that,i sold my car ,paid m debt and propety now i have a propery no debt but no car. But my dad is gonna buy me one since his getting money. But im sure selling the car was a good idea i was sad first

  • @brianpitsilides5337
    @brianpitsilides5337 4 года назад +38

    This boys mom has pretty much ruined his chances of ever having a healthy relationship with a women. He needs therapy not financial advice.

    • @skunkycatog
      @skunkycatog 4 года назад

      Why do you say that?

    • @Sizukun1
      @Sizukun1 4 года назад +5

      @@skunkycatog He still lives with her as an adult and is probably already paying $2k/mo to her just to "help her" in perpetuity. Thats not healthy every way you look at it.

    • @AngelaMastrodonato
      @AngelaMastrodonato 4 года назад +3

      Sizukun right? The typical woman’s reaction:
      Learns he makes $200k/yr - super excited
      Learns he is paying his Mom $2000/month in perpetuity - suddenly deflated

  • @mannyjeanpierre4062
    @mannyjeanpierre4062 4 года назад +137

    Hate the fact that Dave rarely asks what these ppl do. 200k at 25. What's career what occupation???!!!

    • @jakeriley2830
      @jakeriley2830 4 года назад +52

      There are many jobs that can make 200k that young, most people just don’t see them that way, ask around to your local tradesmen. Plumbers, electricians, HVAC, etc. I was making 100k as an 18 year old kid working on power lines. 200-250 k a year doing the same thing at 26 now. Working 2000+- hours of OT a year. It’s out there.

    • @r4ym1n13
      @r4ym1n13 4 года назад +19

      @@jakeriley2830 true. I do sheet metal in HVAC industry. Get your journeyman license and you can make $50-100/hour no problem. Master license charge anything you want

    • @jakeriley2830
      @jakeriley2830 4 года назад +28

      R4ym1n absolutely bro. All my friends thought I was crazy, cause I went to a tech college and got an associates in applied science instead of going to a big university and collecting thousands in debt. Literally paid my way through college each semester by working on the side. No debt out of college, became a journeyman lineman by 22. Haven’t looked back since. Most people have no idea the amount of money a skilled laborer as yourself can make. They just say “ oh he does construction”. Lol. I love it.

    • @EwYoureCringe
      @EwYoureCringe 4 года назад +14

      It sounds like the family is very rich. He probably works for a family member’s company...

    • @mannyjeanpierre4062
      @mannyjeanpierre4062 4 года назад +3

      Thanks for the replies and info. Much appreciated

  • @jeremywheeler8417
    @jeremywheeler8417 4 года назад +97

    Rich people problems... Wish I knew what that was like.

    • @mackbliss
      @mackbliss 4 года назад +6

      I don’t. I’d rather be wealthy early rich people on here ain’t do “rich” in anything

    • @soonermagic24
      @soonermagic24 4 года назад +2

      They’re the same problems. Just bigger.

    • @MarksTournaments
      @MarksTournaments 4 года назад

      Literally money problems

    • @jeremywheeler8417
      @jeremywheeler8417 4 года назад +4

      @@soonermagic24 I wonder how they would manage on my budget. I do fine but it is way smaller than theirs. And I'm happy with what I have, house is almost paid off by age 40 with less than a $25,000 income.

  • @KrystleLaughter
    @KrystleLaughter 4 года назад +542

    Caller: Dave, my nose is running. What should I do?
    Dave: Why don't you just blow it.
    Caller: Is that what you think I should do?
    Me:🤯

  • @Deezle_Gaming
    @Deezle_Gaming 3 года назад +16

    I wouldn't pay some broad $15k a month either. Insanity.

  • @jamescadzow9545
    @jamescadzow9545 4 года назад +35

    Co-dependency is not a form of healthy love between two people.
    When one takes on other peoples problems you create more problems for yourself.
    One will always end up disappointed and unappreciated as a end result.

    • @michelarosier1918
      @michelarosier1918 4 года назад +3

      So true, I had to learned the hard way. I'm okay now taking care of myself.

    • @KennyakaTI
      @KennyakaTI 4 года назад

      If his mom is that old and he makes that much I don't see the problem

    • @jamescadzow9545
      @jamescadzow9545 4 года назад

      @@KennyakaTI The age of the mother is completely irrelevant, she could be 150 years old and the message still applies. This is the new form of relationship today and it cripples both parties and it needs to evolve or all of humanity will get worse rather then healthy and independent. You might want to do your own research on co-dependent relationships because it's not a healthy love dynamic and it cripples both parties involved.

  • @JibbsCompilations
    @JibbsCompilations 4 года назад +8

    Mom was 45 when she gave birth to this caller. Props to her.

  • @sallycha7952
    @sallycha7952 3 года назад +1

    Love Dave. Very insightful and thoughtful advice.

  • @ramblinmama
    @ramblinmama Год назад

    I love Chris. He's such a warm, confident presence. I wanna give him a hug!

  • @dasheffield5596
    @dasheffield5596 4 года назад +135

    I bet this guy doesn’t have a girlfriend.

    • @glorymanheretosleep
      @glorymanheretosleep 4 года назад +8

      I bet it is their lost.

    • @JJJJ-he8bz
      @JJJJ-he8bz 4 года назад +11

      Lol he doesn’t need one

    • @jra3978
      @jra3978 4 года назад +5

      Exactly 😂 and when he gets one hes going to expect her to baby him like his mom

    • @JJJJ-he8bz
      @JJJJ-he8bz 4 года назад +1

      Jani Ra if he’s making 200k with 70,000 saved I think he’s pretty responsible

    • @dete503
      @dete503 4 года назад +9

      At 25, making $200k/year, he doesn't need a girlfriend anymore.

  • @financiallift6185
    @financiallift6185 4 года назад +27

    Bailing out his 70 yr old mom, tough but this situation will become more common with people not saving for retirement

    • @1AMYPTURNER
      @1AMYPTURNER 4 года назад +1

      Scary.

    • @XFizzlepop-Berrytwist
      @XFizzlepop-Berrytwist 4 года назад +2

      Some people are literally unable to save for retirement with how low wages are, and how high the cost of living is in most places, one thing always goes up, the other does not.

    • @financiallift6185
      @financiallift6185 4 года назад +1

      @@XFizzlepop-Berrytwist I don't disagree. Going to be a society problem that's gets kicked down the road though till it can't anymore

    • @weirdo1060
      @weirdo1060 4 года назад

      Issue is that this 70 year old mom is divorced from stepdad and already gets alimony. While some seniors were unable to save for retirement, she leeches off of family due to her own desire to not invest

  • @davet7157
    @davet7157 4 года назад +53

    People are so entitled! $180k a year in alimony?? I wouldn't give her a penny. You need to ask your Mom some questions my friend, something else is going on in this situation. I would find it hard to spend 15k a month at 70 years old.

    • @bhnurse16
      @bhnurse16 4 года назад

      I was really confused that she was getting that much but still needed help/the son thinks she needs help? She needs to re-evaluate her life and possibly downsize or something so she is in good position with her being older...

    • @Mukation
      @Mukation 4 года назад

      She clearly got it in a divorce settlement, which means the former husband is legally required to pay it.

    • @davet7157
      @davet7157 4 года назад +2

      @@Mukation Obviously her alimony was coming from a rich ex-husband. She is just too irresponsible with money. Her Son should NOT give her any money. He has his whole life ahead of him.

    • @dank.2536
      @dank.2536 4 года назад +1

      Monthly payments on a two million dollar mortgage
      30 year fixed: 9k
      15 year fixed: 14k
      Then add taxes, insurance, maintenance cost etc...

    • @davet7157
      @davet7157 4 года назад +2

      @@dank.2536 Not sure what your trying to get at with this reply on my comment. I know mortgage rates and what payments would be. I didn't say anything about a 2 million dollar mortgage.

  • @actuallyterry
    @actuallyterry 4 года назад +13

    Sounds like he is paying alimony for his mother🤣🤣🤣

  • @MissInformed10
    @MissInformed10 4 года назад +24

    He probably lives at home because mom lives in a big beautiful house with a pool, who wouldn't want that?

    • @ekp-g205
      @ekp-g205 4 года назад +3

      He said his mother's money from divorce is tied up in the house for the most part

    • @michellerichardson3090
      @michellerichardson3090 3 года назад

      @@ekp-g205 that's when you get a job.

  • @matt10055
    @matt10055 4 года назад +2

    Debt free (except the house) as of today!! $32,000 paid off over 19 months! Never going back!

  • @00Noontide
    @00Noontide 4 года назад +1

    These two guys are outstanding mentors!!

  • @davidteurn7103
    @davidteurn7103 4 года назад +11

    Couldnt finish this one. Half way through, realized I couldn't learn anything and it was just making me mad lol

  • @zaywts975
    @zaywts975 4 года назад +8

    $200k a year at 25 and your mom is broke after receiving nearly $1M in 5 years!?!?

    • @peacepeace5788
      @peacepeace5788 2 года назад +1

      Exactly if that’s broke I dream it

  • @mrmotel9977
    @mrmotel9977 4 года назад

    Great advise guys...

  • @henrytep8884
    @henrytep8884 4 года назад +29

    Kid is born into wealth. His mom was making 15k a month. Not surprised he w was able to network into a job making 200k.

    • @dannygg8758
      @dannygg8758 4 года назад +1

      yeah, he probably went to an ivy league or something lol.

    • @Anonbanker
      @Anonbanker 4 года назад

      DannyGG it’s not like those are easy to get into

    • @Hosz688
      @Hosz688 4 года назад +3

      @@Anonbanker ivy's are easy to get into if you come from the right family. I went to an ivy and you could always tell who got in on merit and who had help getting in from mommy and daddy.

    • @Anonbanker
      @Anonbanker 4 года назад

      Billyj Clinton how old are you? Times have changed. Only some ivies take legacy into account, and it is weighted the same as ethnicity. You can’t get into ivies nowadays just from daddy

    • @nephetula
      @nephetula 4 года назад +1

      @@Anonbanker You can if Daddy donates enough to the alumni association! ; ^ )

  • @jeanlenor1858
    @jeanlenor1858 4 года назад +5

    OMG! 15k/month for 6 years? Trust me, I wouldn't help this kind of mom. This mom should be set financially for the rest of her life.

  • @jeffy-baby
    @jeffy-baby 4 года назад +4

    He should move out and extend an offer for his mom to live WITH HIM once she sells her house. It's a bad move to step into his stepfather's position as a provider. He's her son not her husband.

  • @stellarocquie7957
    @stellarocquie7957 3 года назад

    GO, DAVE!

  • @CCitis
    @CCitis 4 года назад +2

    LOL Dave and his Co hosts faces when the guy is talking... processing what this is all about

  • @JadeTrading
    @JadeTrading 4 года назад +92

    Title: I Make $200,000 and Still Live With My Mom!
    Me: What?!

    • @amandasutherland626
      @amandasutherland626 4 года назад +7

      Also, where is his $200,000 income going? He only has $70k wha? Mom perhaps?

    • @SmallSpoonBrigade
      @SmallSpoonBrigade 4 года назад +5

      @@amandasutherland626 We don't know how long he's been making that kind of money, but yeah, it's rather unusual to suddenly start making that kind of money, more typical would be making low 6 figures and having that increase up to $200k.

    • @Jay-pf2cn
      @Jay-pf2cn 4 года назад +9

      Not sure why this is such a shocker. Not saying I'd do it, but if he wants to look out for his mom, I think that's admirable. She's getting up there in age.

    • @ronaldcliffin9020
      @ronaldcliffin9020 4 года назад

      @@amandasutherland626 he could have possibly been in debt though I doubt it.

    • @esonon5210
      @esonon5210 4 года назад +1

      @@ronaldcliffin9020 he says in the video that he had no debt

  • @umairahmad4711
    @umairahmad4711 4 года назад +5

    15k per month being saved is amazing 😭

  • @walden0220
    @walden0220 4 года назад

    I've been waiting for this!!I heard it line but couldn't believe my ears!!

  • @xlysxy
    @xlysxy 4 года назад +12

    Not unheard of, sounds like she needs to sell the house, and stop living large.

  • @fpsoftdev
    @fpsoftdev 4 года назад +23

    He’s got to let his mom get realistic with money. She has to put herself in a position to deserve help.

  • @earningattorney9887
    @earningattorney9887 4 года назад +8

    Based on the way this women squandered her massive alimony I think I can understand why he divorced and why he doesnt think she needs 15k a month.

  • @atcato1
    @atcato1 4 года назад

    I would love the opportunity to get advice fro dave and chris ! Awesome

  • @jamesjhonson4568
    @jamesjhonson4568 4 года назад +4

    She gets 15k from her ex-husband and can't account for where the money is going and her son is going to give her 2k a month, for how long? This is going to put a financial drain on him in the future. What if something happens and he looses his 200k a year job? His mother needs to account as to where this 15k per month is going. They need to sit down and have a serious talk about this.

  • @GARNET-DAGGER-FF9
    @GARNET-DAGGER-FF9 4 года назад +19

    There is a possibility that Dave and Chris just got trolled

    • @ekp-g205
      @ekp-g205 4 года назад +1

      Absolutely

    • @jaym9879
      @jaym9879 3 года назад

      Wordd. But he can't worry about that.

  • @homesteadofpayne
    @homesteadofpayne 4 года назад +9

    Tapped faster that I have ever before

  • @jimhandler1129
    @jimhandler1129 3 года назад +1

    25 years old, makes $200,000, lives at home, Mom is 70yrs. old (so she had him at 45yrs.) Mom's alimony is $15,000 a month that she has been getting for 6 years. (over 1 million $$) Asks if he should lease a car? This call is such BS.

  • @f22raptorpw100
    @f22raptorpw100 3 года назад

    Brutal but great advice.

  • @gmc9753
    @gmc9753 4 года назад +5

    Mom: Please don't tell my son to move, please don't tell my son to move!

  • @aquilachefba-ados
    @aquilachefba-ados 4 года назад +20

    Did anyone ask what he does for a living to be making $200,000/yr at 25???.... or did I miss that part?🤔

    • @sheila3936
      @sheila3936 4 года назад +10

      He’s either brilliant or “working” for a family company.

    • @aquilachefba-ados
      @aquilachefba-ados 4 года назад +2

      Sheila - something was really weird with that call....

    • @dannygg8758
      @dannygg8758 4 года назад +3

      Sounds like a rich family, kid probably went to an expensive school.. who knows

    • @edkennedy7952
      @edkennedy7952 4 года назад +2

      They forgot to put that in the script lol.

    • @ekp-g205
      @ekp-g205 4 года назад

      No he never mentioned it.

  • @TheInroad
    @TheInroad 4 года назад +22

    she had him at age 45? WOW.

    • @Big-Government-Is-The-Problem
      @Big-Government-Is-The-Problem 4 года назад +3

      typical gold digger behavior. they have kids while young and then have as many as possible all the way until menopause, so if she has a kid at 45 she can be receiving child support until age 63 if she was divorced of course.
      some women have been able to have kids at age 70!

    • @ekp-g205
      @ekp-g205 4 года назад

      actually more common than you think.

    • @TheInroad
      @TheInroad 4 года назад +4

      @@ekp-g205 less than .02% of all babies are born to a mom over 40. I wouldn't say common.

    • @Boxhead42
      @Boxhead42 3 года назад +1

      @@Big-Government-Is-The-Problem Having kids over 70!? Oh come on dude. Stop playing.

    • @Big-Government-Is-The-Problem
      @Big-Government-Is-The-Problem 3 года назад

      @@Boxhead42 its possible, look it up

  • @bluecollarmoneyinvestingch396
    @bluecollarmoneyinvestingch396 4 года назад +11

    He sounds pretty clueless for someone making 200K. But he was able to save 70k so he gots to have some financial literacy...

    • @reniehandler2595
      @reniehandler2595 4 года назад

      he was able to save $70,000 out of $200,000? For a 25 yr old ? Shoulda saved $150,00

    • @luminous6969
      @luminous6969 4 года назад

      Yeah I'm always wondering where all these jobs are that pay 6 figures yet require zero competency whatsoever.

  • @sweetshopadmin7779
    @sweetshopadmin7779 4 года назад +11

    $15,000 a month and you think she needs endless help?! What in the privilege is going on here and where do I get a son like that?!😂

  • @makesaveinvest1401
    @makesaveinvest1401 4 года назад +25

    Making $200k is nice!! Mom told me so many times her house her rules!! I jumped out!! ✌

  • @jeffp9932
    @jeffp9932 3 года назад

    Family is everything

  • @akay4691
    @akay4691 3 года назад +1

    This is the dumbest phone call I ever heard

  • @Shay-yg7nm
    @Shay-yg7nm 3 года назад +5

    This guy is going to call Dave back in 10yrs because he's broke.

  • @brianafranklin8164
    @brianafranklin8164 4 года назад +33

    I need to figure out how to make this much money 😭

    • @michaelschneider9305
      @michaelschneider9305 4 года назад +2

      Work hard and realize the bigger picture so you can be a owner and your own boss feels good man on my way wish you the best

    • @brianafranklin8164
      @brianafranklin8164 4 года назад +2

      Michael Schneider God bless you thank you so much!

    • @esonon5210
      @esonon5210 4 года назад +5

      Have rich parents

    • @ektorkornoo8806
      @ektorkornoo8806 4 года назад +3

      Become a Software Engineers in the right place! When you read the comments you will find that some people in construction and skilled trades also make six-figure incomes at very early ages. Too many of us just assume that the money is only in college-educated corporate roles. That misses the whole picture.

    • @brianafranklin8164
      @brianafranklin8164 4 года назад

      TheLiving Darkness welp I’m out of there 😂

  • @jaredfrazier2216
    @jaredfrazier2216 2 года назад +1

    The one guy Ramsey can't interrupt 😂

  • @morr9998
    @morr9998 3 года назад

    Wooooooow 🤯

  • @RealNathanExplosion
    @RealNathanExplosion 4 года назад +4

    This was a weird call, I almost feel like this was a troll. If this guy’s making 200K a year he could pay that car off in 2 months

    • @20maxilo
      @20maxilo 3 года назад

      He already has 70K in the bank... He can pay it now.. He is a troll for sure

  • @johan3672
    @johan3672 4 года назад +6

    15k A MONTH ????????

  • @sheila3936
    @sheila3936 4 года назад +4

    You’d think with all those zeros being thrown around I’d be envious, but honestly I just feel bad for them.

  • @dylannnnn1918
    @dylannnnn1918 3 года назад

    This has got to be a prank call. Lol

  • @FinnyMG
    @FinnyMG 4 года назад +7

    Her ex husband - it's not the caller's (his) dad... So that means he had at least 2 ex husbands... I think she was/is a gold digger.

    • @preciousmerriweather
      @preciousmerriweather 3 года назад

      His dad could have died tho. Let’s not think too poorly of people.

    • @FinnyMG
      @FinnyMG 3 года назад

      @@preciousmerriweather yes, and after that she had another ex-husband.... did he die too?

    • @preciousmerriweather
      @preciousmerriweather 3 года назад

      FinnyMG obviously not seeing how he’s paying alimony 🙄

    • @FinnyMG
      @FinnyMG 3 года назад

      @@preciousmerriweather bruh... you don't understand sarcasm..

    • @preciousmerriweather
      @preciousmerriweather 3 года назад

      FinnyMG I understood. I just saw through it. You were trying to prove an ill willed comment by being mean spirited and calling it sarcasm.

  • @nickvasquez8054
    @nickvasquez8054 4 года назад +6

    Dave, please fact check your callers before airing them. This video screams clickbait material. Too many red flags with this caller.

    • @thelonepigeon6237
      @thelonepigeon6237 3 года назад

      I think they do when you call into the team and really, even if it is fake, people in a similar situation who don’t have the courage to call in can still learn stuff

  • @DK-ic5uc
    @DK-ic5uc 3 года назад

    I love the DR show but the audio levels for each video is markedly different requiring me to. change volume. Can the audio team fix this issue pls. thank you.

  • @MsLucky443
    @MsLucky443 3 года назад

    Stuff truly works together! I wish I found you sooner and you could have said it like it was🤪

  • @untouchable360x
    @untouchable360x 4 года назад +9

    They have an income at $380k a year and in this horrible spot? They must be doing blow together.

    • @topcomment3816
      @topcomment3816 4 года назад +2

      He’s not in a horrible spot. He has $70k in the bank. Are you doing blow? Or did you watch the video?

    • @untouchable360x
      @untouchable360x 4 года назад

      @@topcomment3816 For a guy making $200k/year and having only $70k in the bank is not much. Living at home making that kind of money, he should have way more than that.

    • @topcomment3816
      @topcomment3816 4 года назад

      untouchable360x
      “He should have way more than that” is very different from “horrible spot.”

  • @justinjones2973
    @justinjones2973 4 года назад +3

    Something isn’t right here. His mom is financial irresponsible, foreal‼️

  • @D3P.17
    @D3P.17 4 года назад +2

    I’d love to know the percentage of calls that wind up getting published to Daves RUclips channel that are completely fake and fabricated.

  • @FamousFeuds
    @FamousFeuds 4 года назад

    What a loving kid to try to help his mom tho

  • @lady56725
    @lady56725 4 года назад +18

    I think mom has a gambling addiction. He should move out and start his own life.

    • @ronaldcliffin9020
      @ronaldcliffin9020 4 года назад +1

      @Dougie sucks if they still have a mortgage with their family's income.

  • @nicolek356
    @nicolek356 4 года назад +3

    Okay 15k a month, I was thinking i might need only 3 4k a year max in retirement.. unless healthcare racks up

  • @SylwekGrega
    @SylwekGrega 3 года назад +2

    Dave Ramsey is the father I never had

  • @trevorlawrence310
    @trevorlawrence310 2 года назад

    keep that going, fast way to a millionaire!

  • @random-nz7dy
    @random-nz7dy 4 года назад +12

    So many things in the story are so weird.
    Is Mom has made $150,000 a year? Why in the world does she need an extra grand from him?
    I think there are a lot of things being left out here. Weird.
    Also he is 25 and his mom is 70? Wow

  • @AndrejD303
    @AndrejD303 4 года назад +8

    After a year of this alimony i would be financially independent :D :D he should be moving away

  • @jrisbak
    @jrisbak 4 года назад +2

    I did this with an aunt and it soured the relationship and we no longer speak , a decision I made because she never had any intention of paying me back. Rule of thumb never lend just give the money if you want

    • @dank.2536
      @dank.2536 4 года назад

      No offense but this doesn't look like a similar situation. His mom is 70 and he's probably the one inheriting the big house eventually.

    • @jrisbak
      @jrisbak 4 года назад

      @@dank.2536 the similarity was paying for someone else who was not good with their own money. There may be underlying conditions that exist but that was the only comparison I was trying to make

    • @dank.2536
      @dank.2536 4 года назад

      @@jrisbak Sorry to hear what happened to you. The caller said most of his mom's money went into the house, and the housing market has been rising for a decade. It's not an ideal situation since she's house rich and cash poor, that's why she needs the son's help with paying the mortgage now that the ex-husband stopped paying alimony.

  • @sweetshopadmin7779
    @sweetshopadmin7779 4 года назад +2

    I'm surprised Dave didn't say that her financial situation has changed so her lifestyle must adjust accordingly.

  • @mikelee9173
    @mikelee9173 4 года назад +3

    Haha this is definitely entertainment at best. Continue posting troll calls like this will slowly turn this channel into the Jerry Springer or Maury of the financial shows...

  • @morgancornwall3254
    @morgancornwall3254 4 года назад +3

    15k per month for 5years is 900k! Even if she pays half in taxes, that's still 450k over 5years; a large nest egg. Anyone with somewhat reasonable spending habits can live off that

    • @jojohns9670
      @jojohns9670 4 года назад

      Mortgage on a 2M dollar house is 10k per month. You're just not thinking about that.

    • @morgancornwall3254
      @morgancornwall3254 4 года назад

      @@jojohns9670 Ok so if some of that 15k went to that it would be a tax right off. So say the income is $8500 instead of $7500.
      This would also assume a $2mill house has no rental suites or additional Living space that could be rented. In addition, we are assuming the ex wife has $0 income.
      This just doesn't seem possible...

    • @jojohns9670
      @jojohns9670 4 года назад

      @@morgancornwall3254 You're clueless. Those kinds of houses are single-family mansions, with zero rental units. Tax write-offs would be offset by property taxes.

    • @morgancornwall3254
      @morgancornwall3254 4 года назад

      @@jojohns9670 definitely not clueless. I've been to houses in the $10s of millions and many had secondary suites as well. Some had laneway houses or secondary houses on the property (I think they're called nanny houses?). It's not unreasonable to assume that

    • @morgancornwall3254
      @morgancornwall3254 4 года назад

      @@jojohns9670 also funny how the ex wife income comment was ignored

  • @thetruths7389
    @thetruths7389 3 года назад +2

    This is a faux call. My mother was 45 years old when she was pregnant with him in 1995. He make $17K/month and worry about giving his mother $2K/month? What a baloney! lol

  • @jra3978
    @jra3978 4 года назад +2

    He lives at home cuz his mom pays the bills, she cooks for him, cleans after him, has his favorite snacks on hand etc. Hes comfortable there because they allow him to have no responsibilities even with his $200k salary. Cant imagine what hes going to expect his wife to do for him

  • @GarethReecewood
    @GarethReecewood 4 года назад +3

    Who the f earns over 200k at 25!!! Sounds a bit fishy

  • @esonon5210
    @esonon5210 4 года назад +5

    $200k at 25? What does he do?

    • @barbershopchop4143
      @barbershopchop4143 4 года назад +1

      At that age possibly something in the IT field??

    • @esonon5210
      @esonon5210 4 года назад +2

      @@barbershopchop4143 must be a consultant. no IT job pays that much in Illinois unless you're in management.

    • @sobc2737
      @sobc2737 4 года назад

      @@esonon5210 Do you know what all the IT jobs pay? He must be a software engineer at a Facebook or Google..they make north of $200k/year.

    • @esonon5210
      @esonon5210 4 года назад +1

      @@sobc2737 Yeah if they live in the Bay area or NY, which has a higher cost of living. You can also research salaries online by location.

    • @Ravage017
      @Ravage017 4 года назад +1

      @@esonon5210 IT is one of the few fields where you can remotely work for a company based in one end of the earth, while staying at your house on the other end. Software Engineering is no different.

  • @thebrowndoecorporation5564
    @thebrowndoecorporation5564 4 года назад

    Good for you man. Give your momma some of that money.

  • @charlesg7926
    @charlesg7926 4 года назад

    I think it’s important that he helps his mom without causing his mom to become dependent. He should make it clear from the beginning that he will help her out, but only until she finds a job, and he also needs to make it clear that if he thinks that she’s not trying to find a job, the welfare (because that’s what it is) is not going to continue. He needs to make it clear that the spirit of this agreement should be that she works hard looking for a job, and he helps her out until she finds one. He also should have a say in where she applies etc