Living in Chawl to Owning 4 properties | Passive income

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  • Опубликовано: 5 сен 2024

Комментарии • 129

  • @kevingutierrez-nc8gw
    @kevingutierrez-nc8gw 25 дней назад +34

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.

    • @texasdentist3-wx4ud2
      @texasdentist3-wx4ud2 25 дней назад

      🤯Wow that's huge, how do you make that
      much monthly?

    • @militarybase-xm4oy
      @militarybase-xm4oy 25 дней назад

      This is good. I'm 64yrs and have been looking for ways to be successful, please how? Love from Tacoma, Washington!!

    • @kevingutierrez-nc8gw
      @kevingutierrez-nc8gw 25 дней назад

      sincerely speaking. I will continue to trade and stick to expert Ms. sylvia's daily siignals and guides as long as it works superb for me explicitly.

    • @Axalalavaara-ys3kp
      @Axalalavaara-ys3kp 25 дней назад

      Woah for real? I'm super excited. sylvia nicolas strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀

    • @Blair-hunter3
      @Blair-hunter3 25 дней назад

      What impresses me most about mrs. Sylvia nicolas is how well she explains basic concept of winning before actually letting you use her trade analysis. This goes a long way to ensure winning trades..

  • @Taki_takitoo
    @Taki_takitoo 23 дня назад +2

    This was one of the best video on the internet that i have seen innmy lifetime , story of a simple humble background , proper middle class

  • @DrKallalPramanik
    @DrKallalPramanik 2 месяца назад +21

    I would say Dhirendra is exceptionally lucky and didn’t get ensnared in real estate frauds, which are very common in Delhi NCR, where builders are abandoning projects after siphoning off a major chunk of money. Also, it would be imprudent to account for the primary residence’s value under the FI corpus. Furthermore, the market values people are stating are often very difficult to obtain, and let’s not forget the taxes. For practical purposes, I discount the real estate value by 50% while accounting for the FIRE amount estimates. As a matter of fact, I have entirely discounted my real estate from this calculation and only account for them as buffers toward unplanned expenses.

    • @Mahesh99777
      @Mahesh99777 2 месяца назад

      Yes.... I feel the same.
      Real estate not a cup of tea to all😮😮

    • @t00862
      @t00862 Месяц назад +2

      Exceptionally lucky in terms of being a CA, having a CA friend who did filing for the builder himself. So yeah, he is more street smart than most of us.
      Chawl life will make you street smart by default.

  • @CrystalJohnBast
    @CrystalJohnBast Месяц назад +40

    I will forever appreciate this channel and Mrs Elizabeth Frankel, you've helped my family alot, your videos, advice, lessons and funny words are inspirational and helpful to us. My Wife and I have been able to be minimal, conscious in spending, saving and investing wisely, you saved me from huge financial debt with just a small investment , I now earn every week. You're such a blessing to this generation. we all love you😘.

    • @WrightFletcher2
      @WrightFletcher2 Месяц назад

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

    • @FlorenceHazel7
      @FlorenceHazel7 Месяц назад

      The very first time we tried, we invested $1000 and after a week, we received $7500. That really helps us a lot to pay up our bills.

    • @DonnaJewettDicken
      @DonnaJewettDicken Месяц назад

      She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

    • @BaruchEitan
      @BaruchEitan Месяц назад

      This sounds so good and I would like to be a party to it, is there any way I can speak with her?

    • @SquireMiller
      @SquireMiller Месяц назад

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

  • @PriyankaBanerjeee
    @PriyankaBanerjeee 2 месяца назад +29

    Sharan have some empathy man - you could have expressed some condolences when he mentioned his brother passed away.

    • @sbid1
      @sbid1 Месяц назад +2

      Agreed

  • @SingaporeBuilds
    @SingaporeBuilds 2 месяца назад +9

    Sad to hear about your loss brother. jai shree Ram🙏

  • @sghsjsrxz2481
    @sghsjsrxz2481 2 месяца назад +14

    He has not disclosed everything..he is talking of multiple properties - lodha , vasai, chawl, kharghar, thane, mulund etc. and when his brother expired unfortunately, he must have gotten around 1.5-2cr as insurance payment

    • @anandmishra3934
      @anandmishra3934 2 месяца назад

      Unfortunately he has got only 20Lakh , because term insurance claim was not settled on the ground they have bought term insurance few months back prior to the incident.

    • @sanrock21
      @sanrock21 Месяц назад

      @@anandmishra3934 you mean to say term insurance has some grace period and after that they are supposed to pay full, you say they did not pay full and paid only 20L or what, I have term insurance but want to take one more.

    • @sumantkamboj324
      @sumantkamboj324 22 дня назад

      ​@@anandmishra3934 his brother also was working in KPMG, at the time of his death he was a KPMG employee, every company provides term insurance to its employee, which is minimum 50 lakh rupees.

  • @VivekGunda-ro2dt
    @VivekGunda-ro2dt 2 месяца назад +3

    Guy is smart, humble and hardworking

  • @kcpatel10
    @kcpatel10 2 месяца назад +3

    Wonderful session to learn young can do if he has good planning.
    Thank You Very Much for sharing your journey, you are really doing great 👍

  • @rahulshinde7063
    @rahulshinde7063 9 дней назад

    Sharan he is first guy who have admitted brokers power in real estate , you know what we know everything about the builder most of the times also we have seen so much projects and cycles we underaged which property have more probability to give huge returns 😄👍

  • @dave1142
    @dave1142 Месяц назад +13

    I have devoted to my financial expansion this year, started with ETFs which has given me 12 percent growth so far but I recently diversified into Forex which has made me over 70k with a 100k capital

    • @Rya1122
      @Rya1122 Месяц назад

      Nice, are ETFs stable? I want to consider them for long-term investment and forex for daily income

    • @Rya1122
      @Rya1122 Месяц назад

      Can you teach me how to get started and what to do

    • @dave1142
      @dave1142 Месяц назад

      Trading isn’t really easy so I employ the expertise of a pro Benjamin Ravies, he handles that aspect with his skill

    • @dave1142
      @dave1142 Месяц назад

      I don't know enough to teach anyone, I am also using the guide of a successful trader Benjamin ravies to make gains

    • @dave1142
      @dave1142 Месяц назад

      I can't teach you because I barely know how rather I use an expert for it

  • @Traderharsh23
    @Traderharsh23 2 месяца назад +8

    Are all his properties debt free? There are no EMI? How did he covered the first 1 cr loan?

    • @vivekanandsingh2381
      @vivekanandsingh2381 Месяц назад

      Yes, thinking the same. He didn't mention EMI in expenses. Unless he paid it through Qatar earnings

    • @Arvindpatel-bt1jx
      @Arvindpatel-bt1jx Месяц назад

      Its pure luck , that he is riding upon , he is a independent because he already had a good captial.

    • @VRFIT-GAMERCISER
      @VRFIT-GAMERCISER Месяц назад

      Did u watch full video ?
      He clearly mentioned in the end that how to use mortgage loans as debt on properties to invest

    • @VRFIT-GAMERCISER
      @VRFIT-GAMERCISER Месяц назад

      Nobody wanna reveals their entire personal data mainly involving numbers due to privacy issues n confidentiality

    • @sumantkamboj324
      @sumantkamboj324 22 дня назад

      He got a minimum of 50 lakh of term insurance money from KPMG because his brother was also working in KPMG at the time of his death.

  • @anandmishra3934
    @anandmishra3934 2 месяца назад +3

    Great learning & experience share by Dhirendra ji 🙏

  • @abhirajmaisnam4574
    @abhirajmaisnam4574 2 месяца назад +1

    Thank you Sharan I learn a lot of knowledge about real estate from this video

  • @mayurid1120
    @mayurid1120 6 дней назад

    Superrr 👌. ... Thank you Sharan . .. Dhirendra if u do the consulting firm . ... let us know. ... God bless 🙌 u both . ... 👍💪

  • @111badbrad
    @111badbrad 2 месяца назад +6

    He's earning 50lac a yr. In 3 yrs he can buy any property in cash
    In India most PPL make his 1months salary in a whole year,
    But hey he's struggled for it no disrespect in any way

    • @Sh1v4_._
      @Sh1v4_._ 2 месяца назад

      how is he earning 50 lac per year? 1.5 lakh per month means around 24 lac in a year right?? yeah if you assume his salary to be 2.1 lakh as well than maybe he is earning around 50 lac

    • @sanrock21
      @sanrock21 Месяц назад

      @@Sh1v4_._ man listen to the video again his salary is 50L per year and monthly rental is 1.5 L extra from property

    • @omkartiv8223
      @omkartiv8223 Месяц назад

      @@Sh1v4_._ He said he got 50L per year without Tax in Qatar

    • @t00862
      @t00862 Месяц назад +1

      He was employed in Qatar, tax free 50 lakh

  • @sbid1
    @sbid1 Месяц назад +2

    While i understand that this podcast is focused on financials, please don't take the human aspect away. You're gonna have to work on your empathy with people.

  • @Harshbhardwaj1311
    @Harshbhardwaj1311 2 месяца назад +3

    What about the debt ?

  • @arunbakshi231
    @arunbakshi231 10 дней назад

    Hi Dhirendra are you still in Doha.....? I would love to catchup to learn more from you. Thanks in Advance

  • @teja787
    @teja787 2 месяца назад +1

    Congrats to him ...

  • @hemshah1567
    @hemshah1567 Месяц назад +2

    What about the loans he has to pay to bank ?

    • @t00862
      @t00862 Месяц назад

      Loan to pay kar diya hoga, 50lpa qatar ki job se.

  • @ssandeepdesai7
    @ssandeepdesai7 2 месяца назад

    Smart guy ! Enjoyed the conversation.

  • @ali_edittz7
    @ali_edittz7 2 месяца назад

    Great informative and valuable video keep going sharan💯🙏🏻

  • @WalterWhite-og6wj
    @WalterWhite-og6wj 2 месяца назад +10

    His combined rental yield is quite low. 1.5 lakh per month for 4.2 crore real estate which if put in even in bank FD will fetch 2.5 lakh per month.

    • @sujalyuvraj5101
      @sujalyuvraj5101 2 месяца назад +2

      But FD will not appreciate in value here property will give rent and appreciate over time

    • @WalterWhite-og6wj
      @WalterWhite-og6wj 2 месяца назад +3

      @@sujalyuvraj5101 his property appreciated but rent still is 2-3% yield and what benefit of property appreciation when you cannot sell it? You can only get one thing.. either rent or sell it for profit. Else just take 2-3% return and stay quiet.
      This is what Warren Buffett says Asset rich and cash poor.

    • @sujalyuvraj5101
      @sujalyuvraj5101 2 месяца назад

      @@WalterWhite-og6wj but times comes when his investment makes 100% yearly as rent on total capital invested by him

    • @prvz8733
      @prvz8733 2 месяца назад

      ​@@WalterWhite-og6wj swp in mutual fund is better

    • @WalterWhite-og6wj
      @WalterWhite-og6wj 2 месяца назад

      @@prvz8733 anything other than rental income is better in country like India which is in growth stage. People with black money often don't have much options that's why they deploy money only in real estate and physical gold.

  • @omprakashmahawar5686
    @omprakashmahawar5686 26 дней назад

    Thanks

  • @thomasmene6559
    @thomasmene6559 Месяц назад

    Very informative

  • @t00862
    @t00862 Месяц назад

    Inspiring brother 🎉

  • @duderocks6483
    @duderocks6483 2 месяца назад +1

    I don't think cycling to office is a takeaway towards financial independence. It needs to be interpreted that he doesn't really care for the opinion of others, basically the society at large. Most people who are far away from financial independence are due to the fact they try to keep up with the society and try to impress others.

  • @ImranKhan-rx3ge
    @ImranKhan-rx3ge Месяц назад

    Still what is the EMI he's been giving out for the loan??

  • @storynarrator552
    @storynarrator552 Месяц назад +1

    He just put his CA friend into trouble by disclosing he helped him get the insights of the builder which is a conflict of interest

  • @tejaswinin2957
    @tejaswinin2957 Месяц назад

    Nice episode

  • @ramavtarpurohit5013
    @ramavtarpurohit5013 2 месяца назад

    brilliant

  • @JacksonLeoWtah-b2i
    @JacksonLeoWtah-b2i 13 дней назад +7

    Thank you for your videos mate.. . Crypto education is what the world needs the most right now. I don’t think that buy and hold is a valid investment strategy anymore. Not too diluted and to a degree, follows Evelyn’s trading ideas and signal tips for your portfolio growth and aggressiveness. She is a woman who has not only taught me what the cryptocurrency trading world looks like but a secret to uplift my finance. Buying crypto and waiting for the price to shoot up is not the best way to invest in the market but buying and trading is. Evelyn Infurna’s trade signaIs does the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mentality as an investor, you will stay calm during the storm! Within some months I was making a lot more money and have continued on that same path...

    • @JacksonLeoWtah-b2i
      @JacksonLeoWtah-b2i 13 дней назад

      Use her name to quickly conduct an internet search.

    • @JacksonLeoWtah-b2i
      @JacksonLeoWtah-b2i 13 дней назад

      SHE’S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME.

    • @JacksonLeoWtah-b2i
      @JacksonLeoWtah-b2i 13 дней назад

      @Infurnaevely1

    • @kristenxmarie00
      @kristenxmarie00 13 дней назад

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…

    • @BestoFornitero
      @BestoFornitero 13 дней назад

      thanks for putting this out, curiously inputted Evelyn Infurna on the internet, spotted her consulting page no sweat, and was able to schedule a session ... she actually shows a great deal of expertise from her resumé

  • @Bigbull683
    @Bigbull683 2 месяца назад +5

    Sharon acts over smart

  • @WhiteboardFoundation
    @WhiteboardFoundation 2 месяца назад

    Interesting!

  • @Observer-p5s
    @Observer-p5s Месяц назад

    13:30 8️⃣ crore Net worth
    Goes Office on cycle

  • @personaluse1000
    @personaluse1000 2 месяца назад

    good one

  • @Cricketkeda28
    @Cricketkeda28 2 месяца назад

    Amazing vedio

  • @rakeshkumarbhattacharjee8942
    @rakeshkumarbhattacharjee8942 2 месяца назад +1

    Most of the comments are like ANGUR KHATTE HAIN ......😂😂

  • @I_agree_with_you
    @I_agree_with_you 2 месяца назад

    Genius

  • @roysondmello1489
    @roysondmello1489 5 дней назад

    🔥

  • @ajaylokhande6287
    @ajaylokhande6287 21 день назад

    3 no. Khadi

  • @navjot4025
    @navjot4025 2 месяца назад

    Do it in hindi

  • @AbhishekGupta-nq4gq
    @AbhishekGupta-nq4gq Месяц назад +1

    he looks 23

  • @krerpas
    @krerpas 15 дней назад

    smart guy 😑

  • @RajatJain-h1p
    @RajatJain-h1p Месяц назад

    He is not married .... That's why he is happy ji

  • @dhawaljain3837
    @dhawaljain3837 Месяц назад +1

    he has lernt a lot abt stock market and has 90% in real estate lol

  • @johnm3938
    @johnm3938 20 дней назад

    All Qatar riyal nothing else

  • @zorrionraj9610
    @zorrionraj9610 2 месяца назад +1

    A lot of things about this guy seems unclear, vague & doesn't add up. But okay whatever !

  • @Shinkansen22
    @Shinkansen22 2 месяца назад +1

    5 crore is not impossible 😂

  • @mrshiva0007
    @mrshiva0007 Месяц назад

    I want to know what adjectly happened to his big brother I am just guessing he did using phone for hours while lying on bed, I am scared

  • @limbiclimboo9660
    @limbiclimboo9660 2 месяца назад +5

    dude fire at 5 cr is bull shii ..either his father has got money or some other paternal acres of land in some village crossing highway , my father is an acclaimed financial advisor in delhi , he deals with clients who are leaving india settling abroad , i showed him this video , he laughed and asked to stop living in delusions ...5 cr of invested money can only make sense if one desires a life of 25K income per month ...and remember you need to have insurance ...emergency fund ...a house etc etc at every point in time ...which is in addition to that 25k ....recent bull runs have instilled a lot of unwarranted optimism for their entire life ...with the advent of AI and subsequent crash of us economy ...the basic safe side amount for a secure life is at least...37.5 million dollar liquid money ...approx 300cr rest all immovable assets and insurance is separate . the fool is the happiest...knowledge is curse

    • @lispenAlGaib
      @lispenAlGaib 2 месяца назад +2

      37.5 million dollar? this will not be enough if you want to live in Elon Musk neighbourhood.
      2 million is enough to settle in India.
      3 million for EU.
      4 million in US.
      5-10 million in tax heaven countries.
      AI is a hype it will burst soon but it will not go away.
      US economy will not fall anytime soon, UAE and US deal is expired and eventually they will have another deal, maybe they do not need any deal since world is moving away from fossils.
      with 37.5 million target you will never be Financially independent and will be working your lifetime with depression and no hope.

    • @limbiclimboo9660
      @limbiclimboo9660 2 месяца назад

      @@lispenAlGaib i respect your opinion but the amount was for not thinking about for yourself and your children (2 in consideration) also that is not some arbitrary , some economist professor from london has come up with .

    • @user-wp4kv8tl6q
      @user-wp4kv8tl6q Месяц назад

      300 crores to get Financially independent...How is this even possible for anyone ?????

  • @WalterWhite-og6wj
    @WalterWhite-og6wj 2 месяца назад +4

    This guy is living in his bubble. When he actually going to sell then he'll understand the true value of these properties.
    Other part is that at least 30-40% money he will get back in cash which will be of no use and he will be forced to again invest that back in real estate.