Fixed Deposits பற்றி கண்டிப்பாக தெரிந்து கொள்ள வேண்டியவை | part 2

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  • Опубликовано: 24 дек 2022
  • In this Video, we have discussed the basics of Fixed Deposits.
    1) How FDs work? What is yield?
    2) Comparison of FD interest rates of different banks?
    3) Tax and TDS on FDs
    4) Insurance on FDs
    5) Things to know before you start an FD

Комментарии • 38

  • @margaretjohn5590
    @margaretjohn5590 10 месяцев назад +1

    Kindly make video for NRI Fd's because we don't have any PPF,Selvamagal,etc schemes.

  • @arumugamm6040
    @arumugamm6040 Месяц назад

    மிக்க நன்றி.

  • @suvethasrikarthikeyan2250
    @suvethasrikarthikeyan2250 Год назад +1

    Good explanation! Thanks

  • @senthamilselvir6354
    @senthamilselvir6354 Год назад

    Good and useful explanation

  • @prlmurali
    @prlmurali Год назад

    Super content and great and easy explanation

  • @ramesh_rrl
    @ramesh_rrl Год назад

    So helpful. Please post videos more often🎉

  • @kailasanayagan8994
    @kailasanayagan8994 8 месяцев назад

    Valuable information
    Thank you

  • @samrajwills
    @samrajwills 8 месяцев назад

    Gained good knowledge.. thanks

  • @MyFeelings5
    @MyFeelings5 Год назад

    Thank you Sir

  • @selvarajgomu4862
    @selvarajgomu4862 Год назад

    Very useful brother

  • @anbuselvan5973
    @anbuselvan5973 Год назад

    Are you great sir, thanks

  • @premasanthanam4522
    @premasanthanam4522 Год назад

    super

  • @sinivasan8805
    @sinivasan8805 11 месяцев назад

    Super anna

  • @sunraj6768
    @sunraj6768 Год назад

    At what month or period we need to submit 15G to bank in a Financial year?

  • @ishuthavin20
    @ishuthavin20 Год назад

    Sir, if i make fixed deposit of Rs. 100000 at 7% for one year, whether Form15G is manadatory to avoid TDS deduction by bank..

  • @heartycreationzz9120
    @heartycreationzz9120 Год назад +1

    Bro ,if I deposit my minor son account la fd potta gurdian is myself
    But tax payment ennoda account ku varuma
    Illa my son fd ku interest vanda tax is necessary ya pls explain
    Give some ideas

  • @mohanraosapbi
    @mohanraosapbi Год назад +2

    Useful information...

  • @yashwanth4205
    @yashwanth4205 Год назад

    Anna na clg padikure Chennai la appa Amma illa enga Patti thatha agricultural land sale pannaga athula 50 lakh fd pannalam nu sonnaga
    Eanaku tax pathi konjum doubt iruku neega sonna Mari avagaluku vera entha oru income source um illa
    Apa fd intrest la tax pudipagala
    Please reply pannuga

  • @anbuilangovan
    @anbuilangovan Год назад

    5 year tax saving term deposit la 1.5 lacs deposit pana
    80k final interest irukunu
    . tds varuma... single year interest rate will be less than 40000 thane.... or last 5th year la 80000 varuthunu kanaku edupangala

  • @sivaku2642
    @sivaku2642 Год назад +2

    கடன்களுக்கு 6 மாதத்தில் 2.25 %வட்டி கூடி உள்ளது.FD க்கு அதே 2.25%வட்டி ஏற்றி எந்த வங்கியும் வழங்கவில்லை.1%முதல் 1.5%வட்டி ஏற்றித்தரவே ரொம்ப யோசிக்கின்றன வங்கிகள்.இதனால்தான் வேறு இடத்தில் பணத்தைக் கொடுத்து கடைசியில் முதலுக்கே மோசமாகிவிடுகிறது.

    • @thinkingtamizha007
      @thinkingtamizha007  Год назад

      Correct observation.. banks first increased the loan interest rate and they just started increasing the FD rate..

    • @muthumani.k8815
      @muthumani.k8815 Год назад

      Do corporate which is AAA CERTIFICATE COMPANY like sundaram finance...NBFC is the best one

  • @rafikmohamed8482
    @rafikmohamed8482 Год назад +1

    சார் வணக்கம் 1சென்ட் ஒரு லட்சம் 4 சென்ட் இடம் வாங்கினேன் 4 லட்ச ரூபாய் க்கு 8 வருடத்திற்கு முன்பு இப்போது 1 சென்ட் இரண்டு லட்சத்து ஐம்பது ஆயிரம் இப்போது பத்து லட்ச ரூபாய்க்கு போகும் அந்த பணத்தை FD டெபாசிட் செய்தால் வரி பிடித்தம் செய்வார்களா. Goverment value 4 சென்ட் 4 லட்ச ரூபாய்.

  • @ramlatharam8801
    @ramlatharam8801 Год назад

    RBL BANK la FD podalama Anna...pls solluga

  • @Selva54ganesh
    @Selva54ganesh Год назад

    Bro
    Mmt account expian

  • @sevugatraders4006
    @sevugatraders4006 Год назад

    Bro, fd interest rate per year 40,000 mela iruku, but fd 3 bank la piruchu potruntha Tds epdi edupanga. Illa nama thaniya tax file panra mari irukuma. Pls reply

    • @thinkingtamizha007
      @thinkingtamizha007  Год назад

      Oru bank la 40k mela interest irunda tds pidipaanga.. if you fall in higher tax bracket, better to pay advance tax

    • @sevugatraders4006
      @sevugatraders4006 Год назад

      @@thinkingtamizha007 ore bank la illa bro. 3 bank ah pirichu fd la potrukaen. Interest 50 thousand varuthu per year. Apdi iruntha epdi tax edupanga bro

  • @ajaykrishna4688
    @ajaykrishna4688 Год назад +1

    Ramesh oda case la already out of 14K, 7K TDS la deducted. Avaru ippo remaining 7K mattum tax pay panna pothuma or 7K + 14K

  • @karthikarwin_
    @karthikarwin_ Год назад +1

    Sir. If I make a fixed deposit for 3 years, and the whole interest is less than 40000₹, I should pay the tax based on my tax slab. But when should I pay? All 3 years I should calculate the FD interest and pay accordingly or Only when the FD matures, whatever the interest comes, i should pay the tax?

    • @thinkingtamizha007
      @thinkingtamizha007  Год назад +1

      40k slab is only for TDS.. but income tax is applicable for every single rupee of interest earned..
      In a 3 year FD, whenever interest is credited to FD account, you must pay income tax.. generally interest is credited every year or every quarter.. so every year or quarter you are liable to pay income tax..

  • @vigneshv724
    @vigneshv724 Год назад

    Give kvp details.

  • @balun8006
    @balun8006 10 месяцев назад

    நெகிழ்வான நிலையான வைப்பு என்றால் என்ன

  • @natz8982
    @natz8982 Год назад

    Better have fd in mother's name so that don't want to worry about tax😁

  • @sunraj6768
    @sunraj6768 Год назад

    இந்தியன் வங்கி 7% for 555 days within March 2023.
    IOB: 6.50% for 444days

    • @saktheeswaran2406
      @saktheeswaran2406 Год назад

      Nanba enaku 18 age aavuthu. Ithu epdi pannanum. Monthly 1000 pota kooda work aaguma. Itha pathi sollungalen

  • @soundarrajan4879
    @soundarrajan4879 11 месяцев назад

    Your statement is not correct. For investment of 10 lakhs it seems only around 70000 esrned towards interest that too per annum
    Never. His annual income os only.
    How duch person is levied income tax for 70000 per annum
    Never arise and IT payment dies not arise