KNOW ABOUT HEALTH INSURANCE | TYPES OF HEALTH INSURANCE
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- Опубликовано: 7 янв 2023
- In this video, we have explained health insurance basics
1) What is health insurance
2) Importance of health insurance
3) Types of health insurance
4) Frequently asked questions
Agents are not explaining in detail. Precise information. Simply explained. Good effort.
Great work... continue this series
Crystal clear 👍
Nice info... Good
Nice, very clear.
Eagerly waiting for health insurance next video🙏🏼
Every one should have health insurance from young age, I missed it in my life , later after aged now realized...
Very useful information. Continue the subsequent vedio for more clarity .
Super.....Informative.❤
Waiting for part 2
Please put video abouts bike insurances bro
Bro oru doubt ipo Naanum ennoda wife um insurance yedukurom kolandha porandha andha kolandhaya yengaloda insurance policy la add pannalama illa thaniya dhan yedukanum ah
உங்கள் தகவலுக்கு நன்றி என்னிடம் ஒரு கேள்வி நான் 13 வருடமாக ஸ்டார் ஹெல்த் இன்சூரன்ஸ் கட்டி வருகிறேன் மூன்று லட்ச ரூபாய் பாலிசி க்கு தற்போது 15 ஆயிரம் ரூபாய் கட்டி வருகிறேன் ஆனால் கரூர் வைஸ்யா வங்கியில் கார்ப்ரேட் பாலிசியில் 15 லட்ச ரூபாய்க்கு வெறும் 16 ஆயிரம் ரூபாய்தான் பிரீமியம் இதுவும் ஸ்டார் ஹெல்த் இன்சூரன்ஸ் எப்படி இவ்வளவு பெரிய வித்தியாசம்
Super info bro... Waiting for the next part... Also pls say about difference between health and term insurance and how long we have to pay if we take any insurance bro..
Term insurance is a type of life insurance. Refer to link below for video on term insurance - ruclips.net/video/78voiB_OTE0/видео.html
@@thinkingtamizha007 thank u brooo..
Bro based on IRDA latest report Vachu yentha insurance company best nu podunga… yethuku na insurance pathi search panunalea Neanga pesuna topics than repeated ah varuthu.. itha therinchu Kitu pogi agent kita pesuna avungala oda product than best nu soluranga… yentha than ithulam therinchu irunthalum oru product choose panu pothu yellarum nalaiyum oru mudivuku vara mudiyala(including me)… so na keta Mari video potingaaa na remba help ah irukum.. most of them ve the same questions and one more thing none of them has posted the video like that… I am expecting from you…
Only IRDA approved insurance experts and agents only can recommend plans and insurance companies bro.. if others recommend it becomes violation.. so generally inda plan daan nalladhu apdi nu recommend panna mudiadhu
Hi ,
Mostly this will helpful for everyone.
I took the insurance with my mother and dad.
Existing illnesses - Everyone please aware about this before taking insurance. In my insurance the company provided the 25 pages of booklet so i didn't readout everything. But the policy they mentioned if anyone have existing illnesses then this will be considered after 48months.
In my recent hospitalize the insurance won't help anywhere . ( Think here this 48months mostly waste of everyone premium)
Suggest me good insurance with diabetic existing illnesses cover less period.I know this not relevant your video content but this may be helpful to everyone.
This is one of the biggest problems. We have discussed this under senior citizen insurance in this video and will discuss in detail in the next video.
@@thinkingtamizha007 Thank you .
To my knowledge for the existing illness , in star health comprehensive plan for existing illness ,after completion of waiting period for one yr we can take treatment and for hear related ailments in care health insurerance it starts after two yrs brother. If u know anything other than this kindly share here❤️
@@gowrisankar5114 Sure bro, After so many rejections, only know about the pre-existing illness-related waiting period duration.
I took the Star Health comprehensive policy, and now the team suggesting to take Diabetic Insurance in star health. Finally
I am using the insurance from the Corporate company(My office)-provided.
We have to know about all the loopholes in individual insurance.
Suggesting to take insurance with a more comfortable one.
Thanks for your feedback.
@@madheshwarang7119 bro will diabetic insurance covers cardiac health too
Thanks for the detailed useful content yet again. I have got a doubt in taking family floater. If the family floater is taken by the husband & wife before babies are born then will the policy be applicable to the babies after they born?
It depends on Policy conditions. Some policies allow maternity and new born child for a specific period... but some policies dont.
@@thinkingtamizha007 Got it. Thank you Sir. Waiting for the part 2 video of it...
Hi,
There are some insurance companies that are tieup with banks. Can u pls tell us about that . Does it comes under corporate insurance.
Generally banks and insurance companies tieup happens for profit motive only.. banks are used as sales channel for insurance companies, in turn banks get commission on sale of insurance. Because of this insurance may not be cheap.
We cant decide if an insurance is cheap only based on premium, but overall benefits needs to be analysed in conjunction with premium.
This business is called as banca(bancassurance) among bankers.
Explain a company family plan with example please
If u need group policy brother
I have a doubt sir. My father is at 62 and my mother is at 57. Now should I go for senior citizen health insurance or normal health insurance?
Better to compare both with insurers and decide,
Almost all banks have tieup with H Insurance companies and offer H Insurance at very low premiums compared to individual plans. Is there any catch in this. What if the tie up ends ? Could you please elaborate on this subject please ?
Generally banks and insurance companies tieup happens for profit motive only.. banks are used as sales channel for insurance companies, in turn banks get commission on sale of insurance. Because of this insurance may not be cheap.
We cant decide if an insurance is cheap only based on premium, but overall benefits needs to be analysed in conjunction with premium.
This business is called as banca(bancassurance) among bankers.
@@thinkingtamizha007 It's damn cheap. Recently one of our relative who are Senior Citizens were paying Rs 74000 pa for 10 Lakhs cover with Royal Sundaram. PNB in tie up with Star Health offered the same policy with same features/ benefits for Rs 28000.
Read the fine print on copay, sublimits, exclusions, waiting period.. it will be different..
9:30 scenario la restoration option illaya.?
No. Restoration is not there in all policies.
I have a doubt, my company has given me insurance coverage to me and my 2 dependants ofor 500000. Can I show this in income tax reduction.
If premium is deducted from your taxable salary, you can.
@@thinkingtamizha007 Thanks
Bro intha insurance la accident cover aakuma
Accident policy two types
Accident policy individual 2.5
Family accident policy 4.5 per yearly
10 l to 50 l
Star health insurance and hdfc, care best insurance like family and young star policse want to more information.
Good info sir wating for next videos.
வருசவருசம் ரூ20000/ கட்டவேண்டும். முழுசெலவையும் இன்சூரன்ஸ் ஏற்காது.பாதி தான் கட்டும்.
இது திருட்டு வகையில் ஒன்று.உஷார்.