NPS is Tamil | National Pension System - Can we invest in NPS
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- Опубликовано: 26 июн 2021
- In this video, we have explained about National Pension System in Detail. We have covered in detail
1) Background of NPS
2) Eligibility and type of NPS
3) Returns
4) Lockin period, Withdrawal, partial withdrawal
5) Taxation under Section 80CCD(1), 80CCD (1B), 80CCD (2)
6) Comparison with EPF and PPF
7) Returns calculator .
Changes to NPS after video release
Note that In NPS age limit has been increased to 70 years from Aug 2021
Section 80 C full details
A) Guaranteed Return - Low Risk Investments
1. Employee Provident Fund (EPF) - • Employee Provident Fun...
2. Public Provident Fund (PPF) - • Public Provident Fund ...
3. Sukanya Samriddhi Yojana - • Sukanya Samriddhi Yoja...
4. National Savings Certificate
5. Senior Citizen's Savings Scheme
6. Tax saving Deposits
B) Market linked - Moderate Risk Investments
7. National Pension System (NPS) - • NPS is Tamil | Nationa...
8. Equity Linked Savings Scheme (ELSS) - • ELSS - Equity Linked S...
9. Infrastructure Investments
C) Insurance linked Products
10. Term Life Insurance
11. Life Insurance Endowment Plans - • What is ULIP and Guara...
12. Unit Linked Insurance Schemes (ULIP) - • What is ULIP and Guara...
D) Others
13. Housing Loan Principal Repayment
14. Children's Tuition Fee
Complete details on 80C: • Section-80Cஇல் 14 வழிக...
EPF in Tamil: • Employee Provident Fun...
PPF in Tamil: • Public Provident Fund ...
NPS in Tamil: • NPS is Tamil | Nationa...
ULIP/LIC & money back plans: • What is ULIP and Guara...
ELSS: • ELSS - Equity Linked S...
Sukanya Samriddhi Yogana: • Sukanya Samriddhi Yoja...
Comparison of 80C: • Section 80C Comparis...
Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: • HOW TO CALCULATE INCOM...
Watch Sharemarket for beginners series: • Basics of Share Market...
Subscribe to our channel: / @thinkingtamizha007
I thank u very much for clearing each single doubt about NPS. BUT more than that I thank u very much for taking so much effort and time for compiling all these calculations, tables etc so that even an average person can understand NPS. May God bless u brother.
Excellent explanation for NPS covering all doubts.
Mainly with Example Excel 🔥🔥
Very well explained. All of us must know these. Thank you.
Your video almost like a lecture from business management classroom.. very useful content overall.. please continue your channel for the welfare of people like me
Thanks for your kind words. Please help spread awareness about investments by sharing it with your friends.
@@thinkingtamizha007 thank you bro
Thanks for your efforts 😊
Sir, very well explained. We know & learn full details of NPS from ur video. Thanks.
Such a brilliant explanation sir...very well explained about NPS ...Hatts off to your efforts...👏👏👏👏
Manda kaaran sir neenga.. Wonderful explanation. Very detailed and spoon-feeding. Thanks once again sir.
Good explanation bro.understood clearly about NPS taxation 👌
Bro excellent video....Neraya effort pottu video potrukinga.... complete guide in single video.... Keep rocking...
Excellent explanation with detailed PPT examples! Thanks and keep up the good work!!
Thalaivare arumayana porumayana theilvana vilakam..mikka nanri🙏👌😎🙂❤
Nice explanation! I totally understand about NPS..
Perfect explanation. Highlight is excel sheet example.
Wowwwwww. What a explanation. Excellent detail, thank u very much. It's much clear now. I was hesitate to invest in nps, itz good to go. Thanks again
I searched many sites but this is worthy one
Thank you for the detailed presentation!🙏🏼
Super pa, must know all this information everyone.
Beautifully explained. Great effort
I shared to 10 friends a lot of ideas got it. Thanks 😊
Awesome!! Thanks for sharing!!
Learned something new today, thank you.👌👌
Awesome videos ji...I guess ...U will become top financial expert shortly
Very impressive content , i understand well even i am from East India .
Super very useful information what a
deep lecture
Clearly explained bro. Thank you for the effort
Clearcut explanation.....super bro......
👍👍👍
Yes
Nice explanation 🙏❤️
Thank you 👍
VERY EXPLANATION BRO...REALLY SUPERB...
Nice explanation, keep up your good work.👍
Very good,clear explanation
Excellent explanation..May god bless you
Excellent work, thanks
தகவலுக்கு நன்றி
Excellent video useful information eye opener
Good explanation bro. Thanks for your video.
Really worthy video... Very clear and complete explanations... Thanks Bro...
Thanks for your kind words
Thank u so much 🥰 clear explanation 👍
vera level explanation clarity matters you're awesome 😎
Thank you for the kind words!!
Good work bro keep it up.
Great work, keep it up
Beautifully explained
Good explanation in layman language... thanks and good work
Very nice and detailed explanation
Very nice explaination bro. 👏
Brother you are really awesome
Excellent Video Sir
Excellent explain bro
Good video with more details…
Thanks for sharing sir 🙏
Superb crystal clear explanation. Could you please explain on Annuity ?
Excellent Video👏👏
Brief explanation 👍
Really a great video. I have a doubt sir. Is it possible to skip nps for one year n continue for next year? Is there any penalty involved?
Please put a video on post office timed deposit Vs NSC Vs tax saving FD in bank. Please your videos are really helpful.
See our sec 80c video. We have spoken about these
Very good video brother, from Hyderabad 😊❤
Fantastic explanation
Very good information
Nantry nantry nantry sir 🙏
Super video best in tamil
I am investing in NPS through ICICI in LIC Pension fund... but every month there are some minimal charges debited every month. Is that normal or Is there a way to control it?
Great effort and we'll explained....quick question on pension payout how much one will receive as pension from 40% of annuity for the same example...
Sir.
தங்களது NPS சம்பந்தப்பட்ட விளக்கம் மிகவும் அருமை.
எனக்கு ஒரு உதவி தேவை.
எனக்கு தற்போது 64வயது. நான் ஒரு ஓய்வு பெற்ற TNEB ஊழியர்.
இரண்டு நாட்களுக்கு முன் 60வயது கடந்தவர்களும் NPSல் சேரலாம் என அறிந்து, நான் ஆன்லைன் மூலமாக Tire-1, Tire-2 சேர்த்து இணைந்து NPS A/C தொடங்கி உள்ளேன்.
இந்த நிலையில் நாம் Tire-1 & Tire-2ல் எவ்வளவு பணம் போட்டால் நல்லது மற்றும் எவ்வளவு காலத்திற்கு பணம் போட வேண்டும் என ஒரு சிறிய ஆலோசனை தரும்படி வேண்டிக்கொள்கிறேன்.
இப்படிக்கு,
R.ராமநாதன்/மதுரை.
Sir உங்க நம்பர் கொஞ்சம் குடுங்க, ac தொடங்க detail கேட்க
can you share the NPS Return calculator in excel format?
Please explain more about annuity and how it is distributed into our A/c
Appreciate it
What about Risk Benifit in NPS? If the invester face any risk in the age of 50, Nominee should pay next 10 years? (or) the Nominee will get the benifit of 60:40 after reached age of 60 (or) get the full return what the inverter paid ?
Anna can u tell me what are the major difference opening account in post office vs bank for nps
best work
Very good clarification, Thanks Sir.Only two more clarification i want to know, ie a state govt. Employee paying CPS(Contributory Pension scheme) Vide salary is elegible for NPS through salary/ SBI/POST Office. Next, before 60 if deceased what will be to is Family ?. Please clarify. Thank-you.
Thank u sir,
Good explanation
thanks boss
Excellent
So nice 👍
Hi Bro,
Can we change the investment amount every year in NPS.
Indha year 1 lakh next year 50,000 apdi panna mudiyuma.
Mam, small doubt, if I start investing money every month (10,000 rupees) from my 30th age, and if after some time, after some 5 years, if I have lost my job, and unable to pay 10,000 every month, what will happen to my pension scheme?
Kindly explain employer contribution to NPS is straight a way available for exemption u/s 80CC(2) or to add in income and then to avail exemption.
excellent and very useful and let me know at the age of 45 is it worth to plan
Very good explanation bro. I have a doubt here, in NPS should we invest fixed amount yearly like 50,000 or can we invest as per oru wish like 20,000 on 1st year and 50,000 on 2nd year and 1000 on 3rd year like that?
As per your wish you can invest any amount on any day, or any month or any year. But minimum atleast rs 1000 each year you need to invest to keep the account active.
Can we flexible in investing or fixed amount per month ie: Rs 120000/ year or 10000/ month
Sema
Sir, as per chapter 6a deduction , nps is not claimed under sec 80ccd(1) whether 50000 can be claimed in 80ccd(1b) without claiming in 80ccd(1).
Which is better NPS vs atal pension scheme ?
Annuity plan mattum doubt :( one more thing shall i choose aggressive in any companies like SBI, hdfc ?
Bro Very useful content
Returns calculator ninga video la potta excel sheet konja share pannunga plz..
Bro can you please provide excel calculator which you used in the video. It will be really helpful because most online calculator are not showing exact figures
So in all we cannot withdraw the full amount at any age, is it?
Can you pls share your excel work so that we can calculate howuch we can invest, if less than 1 lakh
NPS which is best Bank or post office or lic?
What is NOS scheme for above 60 years?
Whether freelancer can opt for NPS? In this case, there may not be any Emploer's contribution.
Bro....please do share that excel file in the description...it will be helpful for us to know more details
Thank you for the clear explanation.
I have few question sir could you please give your feedback sir
1.Now i am 31 suppose i pre exit on Age 40 with amount 3 Lakhs deposit, in that case 20% will be settled same time but what about remaining 80%. That annuity income will start on age 40 or 60?
2. If i paid 90K only until 10 years if i exit will that amount fully settled, is it taxable?
3. If i am paying NPS for 2 years with 1.5 L each year, suppose if i need that amount in second year will 25 % taken or not.
4.You said we can take 3 times partial withdrawl, it means we can take 25% each time right sir.
Please advise sir
Is it applicable for government employee before the year of 2002
Sir எனக்கு Canara bank SBI இந்த இரண்டு bank a/c இருக்கு . இதில் எந்த bank யில் NPS + PPF துவங்க சிறந்து
Really useful.. But 1doubt I want to invest only one time for taxation.. Can you explain tat
Bro it's my request you to share the excel file for our reference....we can effectively have a knowledge of returns
Super
what is the minimum years we need to pay. i can’t pay for 30 years, my age is 34 and i can pay for 6 years after that i don’t want to pay then i will withdraw after 60 years
Very good & valuable information. Thank you very much Sir..
Currently which fund manager need to choose account
Sir please explain about nps annunity plan.
Who can choose active choice ?will the bank charge for auto choice???