Problem ennanna enakku 1 re kooda income illa. 0 bank balance. Veedu vaasal onnume illa. Sotthukkalum yen oru cycle kooda illa. Ore oru mobile phone irukku. Avlodhan en sotthu. Naan enna seiya mudiyum adhai sollunga. Work pona kooda daily 400 ku Mela kidaikkadhu.
At 43, he got 7 kids, wife ..no house, no land all lost to relatives...En appa 43 yrs la, started from zero, veedu manai ellam kai vitu pochu..he started banana business, then vegetables and then grocery business. He was bus driver, saved money and sold banana at night market. He passed away at 78 yrs. In 35 years he bought 5 house, 1 factory, 2 lorries and created business for my brothers to run, married off our sisters and gave me and my youngest sistter degree education. Im overseas now and my sister is a doctor. Perumai ku sollale, neengalum naanum 40 yrs mela danam serkalam, serka mudiyum
நான் ஏற்கனவே சில மாதங்களுக்கு முன்பு உங்கள் காணொளிகளை பார்த்தேன் பார்த்த பிறகு என்னால் முடிந்த நல்ல காரியத்தை ஆரம்பித்து விட்டேன் Health insurance and Term insurance strat செய்து விட்டேன் அதேபோல் சிறிய அளவில் investment ம் ஆரம்பித்து விட்டேன் மிக்க நன்றி
எனக்கு வயது 42 எந்த வித சேமிப்பு இல்லை கணவர் இறந்து விட்டார் வாழ்வதே மிக சிரமமாக இருக்கு இரண்டு பெண் குழந்தைகள் எனக்கு சிறிய அளவில் சேமிப்பு சொல்லுங்க சார்
கோடி கோடினு கடைசியில தெரு கோடிதான்...... பணத்தை வைத்து என்ன பண்ணலாம் என்று யோசிப்பவருக்கு சரி சிறுதொழில் கூலி வேலை செய்பவர்கள் SIP பற்றி புரிதல் இல்லாதவர்கள் முதலிடு செய்ய வேண்டாம் இதற்கு பதில் தங்கம் மற்றும் நிலபத்திரம் அரசு பாண்டு பத்திரம் நீர் நிலம்உள்ளவர்கள் சரியை முனறயில் விவாசயம் பார்க்கலாம்.... வாழ்க தமிழ் வளர்க தமிழன்
நீங்கள் கூறுவது அனைத்தும் உண்மை ஆனால் அதில் ஒரு பயனும் இல்லை ஏனென்றால் இது ஒரு லாங் டெர்ம் ப்ராசஸ் அதனால மெச்சூரிட்டி அமௌன்ட் ல 10 கிலோ அரிசி வாங்க முடியும்
Anyone watching...Saving is essential part of life.. Because it will save everyone at older age .... But never believe saving strategies.... Simple math try to 20 percent of what you earn.... If not go with the flow .... Dont spoil your present life thinking about future ....
சார் என்னுடைய சம்பளம் 2016 முதல் இப்போ வரைக்கும் ஒரு லட்சம். இந்த பணத்தை 2016 முதல் 2023 வரைக்கும் நான் சேர்த்து வைத்திருந்தாலோ அல்லது ஏதாவது ஷேர் மார்க்கெட்டில் இன்வெஸ்ட் பண்ணி இருந்தாலோ இப்ப வரைக்கும் என்னுடைய சேமிப்பு எவ்வளவு இருக்கும்.
You are asking to take term plan. Do you know the lapsation is highest in term plans only. Do any insurance company provide term plan for less than 18yrs? Or those without any Income proof..? Practically after 30 yrrs, only term plan. By then. Premium will be very high.. will it be same as 18 yrs? Moreover for term plans GST is 18%. other plans 2.5%.
The idea is good, however there is fundamental error in the calculations. 1. Starting 30k a month is ok, increasing 10pct per year is difficult, in this case by the age of 55 you need to set aside 1.25L per month. 2. Withdrawing 2L every month after 55 years, the inflation is not accounted for in subsequent years.
Inflation is accounted - Provided when you are zero at 45 years age age, 2 lakhs per month is a luxury during retirement and when you are in peak earning period 10% Step is possible.
You have not considered when a person is kicked out of job/ corona period/ loss in business etc You are telling simply to invest invest invest Bachelor ok after marriage expenses doubles after child birth expenses triples Father mother medical increases 😂
. An individual has to save for them when they become elder.. Don't have to create lazy generation and over privileged.. Our accountability is to give quality education and quality life
Sir I'm just 19 years old last 1 year I watch your videos I start investing journey initially I do part time job in my dad's shop i getting a decent pay now build a Corpus around 117730+ but the problem is I'm not invest money for goal oriented I investing as a hobby is it any problem occured in future?
Bro ....pls choose your dress code combination. It looks like you try to be cool & formal simultaneously with this Light Blue T-shirt & a blazer. It doesn't go well together.....you can try with a half white shirt with a blazer (without Tie). instead of these t shirts.
Dear Sathish, I am 56.6 year old. Yet to retired in another 1.5 year. The only option to get the savings as mentioned is single premium/ investment. In this scenario how much I have to invest and , and at what age I can expect the above mentioned corpus. Or if I am investing 30L now , what will I get after 15 years.
By investing in the name of savings, I am not a money making machine for my future generation. nowadays families no longer even have pictures of their old ones. I have born to live my life.
2 lakhs at 55 is not the same at age 75. You have to withdraw 7% more each year to keep up with inflation. Also, medical expenses go up significantly after age 55.
How u & we can believe strongly the mutual fund investments & equity as will it not collapse in years.... when they itself mention as " subjected to market risk"
@@Sathish_Speaks_ yes we r comfortable with FDs though the returns may one third of others but the peace of mind we get after 45 matters & returns many more i feel
There is a risk in mutual fund also. But you have not explained the risk factors and other hidden charges in mutual funds? Always invest in gold whatever u can buy either one gram or 10 grams. Gold is always goes up and it never comes down.
Thanks for this video sir, i can't afford 30k per month but i can afford 10000+stepup 10℅concept sir. Now i am 36 definitely i will continue the same for next 14 year because i already started sip 5000 from last year.
@@Sathish_Speaks_ yes sir definitely, I am thinking consistent in investment instead of amount as of now. I am auto immune recovered patient so no insurance hereafter for me, so i thought of investing in sip because the same amount cover I will get.
How to avoid TDS for widow women to run Life smoothly as paying income tax toGovt is tough for house hold wife as husband is no more now. Need answer sir humbly requesting.
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I am 64 years I have 8 lakes iny stocks.i need your full growth details.
@@durairajshanmugam1987 Pls call 78100 79946
Daily 1000 kidacha Vera onnume vename. Monthly 30,000 save panna solringa. Adhu epdi varum. Apdi monthly 30,000 vandha adhu epdi 40 age la 0 agum?
Problem ennanna enakku 1 re kooda income illa. 0 bank balance. Veedu vaasal onnume illa. Sotthukkalum yen oru cycle kooda illa. Ore oru mobile phone irukku. Avlodhan en sotthu. Naan enna seiya mudiyum adhai sollunga. Work pona kooda daily 400 ku Mela kidaikkadhu.
15 crores 75 years la enga eduthuttu povom. Kallaraithoppukka?
At 43, he got 7 kids, wife ..no house, no land all lost to relatives...En appa 43 yrs la, started from zero, veedu manai ellam kai vitu pochu..he started banana business, then vegetables and then grocery business. He was bus driver, saved money and sold banana at night market. He passed away at 78 yrs. In 35 years he bought 5 house, 1 factory, 2 lorries and created business for my brothers to run, married off our sisters and gave me and my youngest sistter degree education. Im overseas now and my sister is a doctor. Perumai ku sollale, neengalum naanum 40 yrs mela danam serkalam, serka mudiyum
Okay
May i have your mail id pls
நான் ஏற்கனவே சில மாதங்களுக்கு முன்பு உங்கள் காணொளிகளை பார்த்தேன் பார்த்த பிறகு என்னால் முடிந்த நல்ல காரியத்தை ஆரம்பித்து விட்டேன் Health insurance and Term insurance strat செய்து விட்டேன் அதேபோல் சிறிய அளவில் investment ம் ஆரம்பித்து விட்டேன்
மிக்க நன்றி
Welcome
வீடு இல்லே/ extra பணம் இல்லே/ support இல்லே/ சும்மா ஆசை காட்டி ஒண்ணுமே செய்ய முடியாது
Start working
உங்களுக்கு தன்னம்பிக்கை இல்லே.. அது மட்டும் இருந்தா மேலே உள்ள அனைத்தும் வரும் ஹே
எனக்கு வயது 42 எந்த வித சேமிப்பு இல்லை கணவர் இறந்து விட்டார் வாழ்வதே மிக சிரமமாக இருக்கு இரண்டு பெண் குழந்தைகள் எனக்கு சிறிய அளவில் சேமிப்பு சொல்லுங்க சார்
@@abishegamoils6735
Postal insurance
@@abishegamoils6735 MADAM start with index ETF investment
யதார்த்தமான பேச்சு நன்றி🙏🙏🙏
Thank you
கோடி கோடினு கடைசியில தெரு கோடிதான்...... பணத்தை வைத்து என்ன பண்ணலாம் என்று யோசிப்பவருக்கு சரி சிறுதொழில் கூலி வேலை செய்பவர்கள் SIP பற்றி புரிதல் இல்லாதவர்கள் முதலிடு செய்ய வேண்டாம் இதற்கு பதில் தங்கம் மற்றும் நிலபத்திரம் அரசு பாண்டு பத்திரம் நீர் நிலம்உள்ளவர்கள் சரியை முனறயில் விவாசயம் பார்க்கலாம்.... வாழ்க தமிழ் வளர்க தமிழன்
Okay
Very nice experience and very nice speech sir thank you sir
welcome
Increase Pandrathuku first money venum sir... Naanga sambarikra money vaayukum Vayathukum sariya iruku
Neenga solra method ellam rich man ku than Porunthum
okay
Your speach is every one person going forward.... very excellent sir
Welcome
நீங்கள் கூறுவது அனைத்தும் உண்மை ஆனால் அதில் ஒரு பயனும் இல்லை ஏனென்றால் இது ஒரு லாங் டெர்ம் ப்ராசஸ் அதனால மெச்சூரிட்டி அமௌன்ட் ல 10 கிலோ அரிசி வாங்க முடியும்
Okay
75 vayasula yeeugira vilaivaasiyil azhindhu varum vivasayathil 10 kilo arisi kooda saatthiyamo illa appo arisinna ennanne theriyama ellorum velavelaikku ovvoru tablet pottu thanni illama echila vachi muzhungura madiri irukkumo. Appo kandipa boomila Thanneer kidaikkadhu. Sevvaai kiragathula irundhu thanneer packing panni angirundhu every Sunday water vandi boomikku varum. Panakkaranga mattum adhai vaanguvaanga. Yezhaigal andha packs collect panni adhai cut panni irukkira sottukkalai nakkuvargal. Appo 15 crores namakku verum 1 lakhs madhiridhan. Appavum naama yezhaiyagadhan irukka porom.
@@Angel528-c3y அருமையான பதிவு தொலைநோக்கு பார்வையோடு சரியாக சொன்னீர்கள் 🙏🙏.
Best idea health and wealth insurance investment was first and life settlement savings. But, people aren't interested?🎉
ok
Anyone watching...Saving is essential part of life.. Because it will save everyone at older age .... But never believe saving strategies.... Simple math try to 20 percent of what you earn.... If not go with the flow .... Dont spoil your present life thinking about future ....
Save 20% - Good one....
Super sir. U r explaining well. So inspiring. Insisting the discipline which is needed for saving. Thank u
Welcome
Monthly 30k save pannanumuna monthly 1lkh salary vanganum.. This is not possible for middle class people.
Okay - Start with Rs, 500. Start with what you can
Useful tips..Iam on the right track..thank you
Happy to help
Thanks for sharing the valuable eye opening informations.
Our pleasure!
உங்களுடைய ஆலோசனைக்கு மிகவும் நன்றி
Thanks and welcome
சார் என்னுடைய சம்பளம் 2016 முதல் இப்போ வரைக்கும் ஒரு லட்சம். இந்த பணத்தை 2016 முதல் 2023 வரைக்கும் நான் சேர்த்து வைத்திருந்தாலோ அல்லது ஏதாவது ஷேர் மார்க்கெட்டில் இன்வெஸ்ட் பண்ணி இருந்தாலோ இப்ப வரைக்கும் என்னுடைய சேமிப்பு எவ்வளவு இருக்கும்.
Open a SIP Calculator and check
Thank you so much sir very good information 🙏🙏
Welcome
Hi bro,,middle class family Avarage salary 30k to 40 k...middle class family ku oru video podunga🎉
Pls check my Rs. 500 SIP video
Naan ean boss en life ah save pane next generation ku life kudukanum.. nalla education kudutha podhume..
Thats Right - You can accumulate more money
பேசறதுக்கும் கேக்கறதுக்கும் நல்லா தான் இருக்கு...ஆனா நடைமுறை சாத்தியம் என்பது ரொம்ப கஷ்டம்...
Okay
High performing mutual funds na enna. Eppadi identitfy pannuradhu. By ourself . Detaild a oru video podunga
Okay
You are asking to take term plan. Do you know the lapsation is highest in term plans only.
Do any insurance company provide term plan for less than 18yrs? Or those without any Income proof..? Practically after 30 yrrs, only term plan. By then. Premium will be very high.. will it be same as 18 yrs?
Moreover for term plans GST is 18%. other plans 2.5%.
What's your age? Why does a 18 year old require a term plan? Also what is the alternative for term plan from your perspective?
My Age is 3yrs. What plan do you suggest ?
Really good information those who are earning this amount
Very good , keep it up
Thanks a lot
Nandri sir
Vazhga valamudan
Thanks universe
Welcome
ஹாய் அண்ணா .. நீங்க சொல்றது சரி தான் ஆனால் இன்ஸ்வெஸ்மன்டுக்கு சல்லி இல்லை...
ஆனால் என்னால் முடியும் என் தன்னம்பிக்கை அது தான் ...
Good - Keep trying
மொத்த சம்பளமே 12000/- தான் தாரானுக! இதுல எங்க போய் சேமிக்கிறது.
Start with Rs. 100
Sir அடுத்த நிமிஷம் நிரந்தரம் இல்லாத இந்த வாழ்க்கையில். இது பயனில்லாதது.
Okay
அருமை🙏🙏🙏
You're most welcome
Good idea sir
Keep watching
Thanks Sathish for the valuable tips
Welcome
At 75 yrs what I'm going to do with 15 crores. When we are not enjoying anything at our younger age. Why we need to save for coming generation
Save for yourselves - Enjoy your life
True brother.We have to enjoy our life and same way we have to take care of our family also.
Anna really superb video
Masam masam oru 15 varusathukku 30000 kadan kodunga na.
Reply must
Sure Sure
Super sir... Thanks for your lovely video about future financial planning...👍👏👏👏
Welcome
Thanks for the video. Good advice for middle aged persons. What will be the value of 15 Crores at that time after factoring inflation?
Kindly factor 6%
The idea is good, however there is fundamental error in the calculations. 1. Starting 30k a month is ok, increasing 10pct per year is difficult, in this case by the age of 55 you need to set aside 1.25L per month. 2. Withdrawing 2L every month after 55 years, the inflation is not accounted for in subsequent years.
Inflation is accounted - Provided when you are zero at 45 years age age, 2 lakhs per month is a luxury during retirement and when you are in peak earning period 10% Step is possible.
You have not considered when a person is kicked out of job/ corona period/ loss in business etc
You are telling simply to invest invest invest
Bachelor ok after marriage expenses doubles after child birth expenses triples
Father mother medical increases
😂
முடிந்தவரை முயற்சி. முடியாத நிலையில் கையில் ஒரு ₹10000 இருந்தாலும் மகிழ்ச்சி தானே? @@amazingnews777
Very simple. 1t crores sma top experts are tbere in tami nadu. Adk them. 100 crores you can have
Okay
Excellent 👍
Many thanks
Thanks for the tips. You suggested monthly savings in SIP. May i know the fund detail?
Call 78100 79946
வடிவேல் பார்த்திபன் comedy நினைவுக்கு வருது..😂😂
Nalladhu
Mr Sathish interested appreciate your support
Hi Balaji
. An individual has to save for them when they become elder.. Don't have to create lazy generation and over privileged.. Our accountability is to give quality education and quality life
True words
Very true, saving for us alone is good enough. For the next generation we should pass on the knowledge of investing n starting it early.
Valuable Information
Thank u Sathish
So nice of you
Sir I'm just 19 years old last 1 year I watch your videos I start investing journey initially I do part time job in my dad's shop i getting a decent pay now build a Corpus around 117730+ but the problem is I'm not invest money for goal oriented I investing as a hobby is it any problem occured in future?
Fix a goal. That will avoid you to withdraw for unnecessary reasons. Appericiating your early savings habit
Pls call 78100 79946 - Shall help u
@@Sathish_Speaks_im 20
Bro ....pls choose your dress code combination. It looks like you try to be cool & formal simultaneously with this Light Blue T-shirt & a blazer. It doesn't go well together.....you can try with a half white shirt with a blazer (without Tie). instead of these t shirts.
Thank you
Dear Sathish, I am 56.6 year old. Yet to retired in another 1.5 year. The only option to get the savings as mentioned is single premium/ investment.
In this scenario how much I have to invest and , and at what age I can expect the above mentioned corpus.
Or if I am investing 30L now , what will I get after 15 years.
Pls call 78100 79946 - Shall guide
TMMK Trust foundation congratulations sir
Thanks a million
After 50 years what one should do with crores
You eat paani poori 😅
Use it for retirement
Before your 30s what do you do with your thousands 😆
Big lover of your videos ❤
What is use of 15 crore at the age of 75, hight of stupidity...
What is Guarantee, that you will get 15,%. Japan index not yet reclaimed its peak reached in 1990s
Replied in earlier comment
Thanks for the inputs Sathish... very useful!!!
Welcome Mdhan
Which Term insurance best @ health insurance best
Pls call 78100 79946
Really wonderful updates 🎉🎉🎉
Welcome
1:24 books title not visible. link not found in description.
Okay - Shall check
This is what im looking for sir
Welcome
Thank you sir❤
Most welcome
By investing in the name of savings, I am not a money making machine for my future generation. nowadays families no longer even have pictures of their old ones. I have born to live my life.
Good
What about you Life after your 60s
Stock market ethula investment panna nalla erukum sir, growth ethula kadakum sir?
Check my best video for 2024
Thanks for your video sir,
Any suggestions for high performing MF also is it advisable to invest in SBI SIP sir
Check Top MF for 2024 video
Sir. Konjamachum realistic ah sollunka. 10% yearly step up ellam eppdi panna mudiyum. Yearly hike 10% ah kedaikkuthu? Unka inputs good. But yetharthuma pesunka.
okay
Ellarukum amaiyathu sir kidakanumnu iruntha kidaikum
Do your action and wait for results
2 lakhs at 55 is not the same at age 75. You have to withdraw 7% more each year to keep up with inflation. Also, medical expenses go up significantly after age 55.
yes
High performing and good performing mutual fund scheme, how and where to find it?
Call 78100 79946
Bro.. pls add your concerns about tax paying liability when accumulating this corpus for retirement.
There is a separate video for capital gains and taxes
Super idea thought Sathis sir
So nice of you
Which bank I take investment banking name tell me sir.
Nearest Bank
How u & we can believe strongly the mutual fund investments & equity as will it not collapse in years.... when they itself mention as " subjected to market risk"
Start your investment with FD, PPF & RD, do your research on Mutual Funds in the mean while. pls start with MF, when you get convinced.
@@Sathish_Speaks_ yes we r comfortable with FDs though the returns may one third of others but the peace of mind we get after 45 matters & returns many more i feel
You are a good mathematician.
But highly impractical
Okay
Thanks sir .. really motivational .. and definetely doable thing ..
Most welcome
Sir apdiye Best Term Ins & Health Ins pathi sonna innum konjam better ah irukum 🎉🎉🎉
Oh Yeah
Lic is best for term insurance
what is the Guarantee, that you will get 15% return. It might be -20% also. Japan Index has not reclaimed its peak that it reached in 1990s?
Invest in FD - You have Gurantee
Sir,Vanakkam.I want to invest amount in lakhs.How to proceed? Please help me.
Pls call 6379 518 807
Boss, What is meant by Mutual?
Mutual means oppandham... athavathu Labam vandhalum, Nastam vandhalum Nammalukkulla understanding varanum endru thaney artham... innum shorta solla ponal, Labam vanthal mikka magilchi... nastam vandhal magilchi illainalum yethukkonga...
Its under risk correctta?
Not correct
நல்லா பேசுறீங்க ஆனா ஜீரோ பேலன்சுல இருக்குறவன் எப்படி 10லட்சம் 20 லட்சம்னு முதல்ல டெபாசிட்டோ,இன்சூரன்சோ எடுக்கமுடியும்.அடுத்து மாசம் 30 ஆயிரம் இன்வெஸ்ட் பன்னனும் பல கோடி கிடைக்கும்னு ஈசியா சொல்றீங்க ஆசையா இருக்க ஆனா மாசம் 20,25,30 ன்னு சம்பளம் வாங்குறவன் கடன் வாங்கியா சேமிக்கமுடியும் இல்ல வாங்குற சம்பளத்த சேமிச்சிட்டு அடிப்படை தேவைக்கு (உணவு,படிப்பு,வீட்டுவாடகை)என்ன பன்னுவான்.இதுக்கு ஆரம்பத்திலேயே பணக்காரர்களுக்கான பதிவுன்னு போட்டிருக்கலாமே..
ok
I like but no answer for your questions @@Sathish_Speaks_ this every idea for rich man's
50 million starting so I can a rich man without any bank balances fucking man wengalapu da form zero how I can be a richman
Ado reply to me now
He is not saying to deposit 10L for insurance but take a health insurance for 10,L. Yearly premium will be around 10-15K.
Theoritoically easy to tell corpous find idea. But how to run daily life is difficult.
Okay
There is a risk in mutual fund also. But you have not explained the risk factors and other hidden charges in mutual funds? Always invest in gold whatever u can buy either one gram or 10 grams. Gold is always goes up and it never comes down.
Sure - Invest in Gold
Thanks Bro
Thaks useful for your speech sir
Welcome and thank you
Pls details join for sip,our age is 39 ,pls information sir
Pls call 78100 79946
So, it is clear that after investing, I should live like a begger.
Your choice
Boss really good message first two health insurance and group term insurance I'm applied already
Remaining points I want to follow
Good.....
Thanks for this video sir, i can't afford 30k per month but i can afford 10000+stepup 10℅concept sir. Now i am 36 definitely i will continue the same for next 14 year because i already started sip 5000 from last year.
Start with what you can
@@Sathish_Speaks_ yes sir definitely, I am thinking consistent in investment instead of amount as of now. I am auto immune recovered patient so no insurance hereafter for me, so i thought of investing in sip because the same amount cover I will get.
Sure - Best wishes
super sir. Very good eye opening information sir
Keep watching
I have strongly decided to invested on mutual fund..😊
Good
Best mutual funds sir
Watch my Top 5 MF for 2024
Thank you sir useful information
Welcome
Excellent sir
Welcome Rajesh
My age 40, which tearm life insurance is best
Call 78100 79946
Sir ur ideas are good and awesome but like me people also watching ur videos to safe. I can hardly afford monthly 5000 only, that is hard.
Start with what you can
Useful information...thanks ...name some of high performing mutual fund......for swp and sip...
Pls call 78100 79946 for SWP and Fund choices
Plz suggest short team inverestment company or others. Salary below 30k how to generate money
Come to Sunday RUclips Live - Shall help
How to avoid TDS for widow women to run Life smoothly as paying income tax toGovt is tough for house hold wife as husband is no more now. Need answer sir humbly requesting.
There are no TDS for Resident Individual in Mutual Funds
Sir nalla visayam but enge eppadi yarukiita investment pandradu konjam thayakam bayama erukke sir edukku konjam vilakkam kodunga sir,
Go to nearest bank and start a SIP
Private or government Bank? Please clarify me.
Can you tell me in 2024 which mutual fund gives 12 to 14 perentage
Check my top 5 Funds for 2024
Sir good morning. Every month Rs.30000 or every year R3000 to save please inform me. Thank you
Monthly 30,000
Thank u so much sir it's really useful information
Welcome
Bro term insurance vs mutual sip ethula investment pandrathu best
Call us
Very good speech and information sir. By Mohamed
Welcome
Which sip to invest
Call 78100 79946
Sir நீங்க சொல்றது ok Monthly 10000 earn பண்றவங்க
start with 1000
Hi sir which mutual funds is best
Check my top funds for 2024