Health Insurance Guide : How to choose a Medical Insurance?

****
Check Health Insurance online & get discount up to 25%👇
tinyurl.com/287fbv3x
*****
‎Follow the Finance Boosan channel on WhatsApp: whatsapp.com/channel/0029Va6x...
Choosing the Right Coverage:
- A cover between ₹10-20 lakhs is generally recommended to avoid the risk of inadequate coverage.
- Medical costs, rising at a rate of 10+% due to inflation, make lower coverage less effective over time.
- Policies may offer higher protection through features like base cover, no-claim bonus, and restoration benefits.
Buying a Health Insurance Policy:
- Consider key factors before purchasing, such as selecting a reputable insurer based on claim settlement ratio, network hospitals, track record, and product portfolio.
- Essential features in a good policy include :
* no room rent restrictions,
* no co-payment clause, a
* no-claim bonus of at least 50%, a restoration benefit of at least 100%,
* short waiting periods for pre-existing conditions,
* pre and post-hospitalization care,
* coverage for daycare treatments, and a
* free annual health checkup.
Choosing Health Insurance for Families:
- Family floater plans are recommended for families, covering all members under a single contract.
- While some insurers restrict dependents to spouses and children, a family floater plan is operationally less intensive, cost-effective, and generally extends the benefits of individual health policies.
- It's a suitable option for insuring children under 18 and provides comprehensive coverage for the entire family.
Note: Do your due diligence before choosing an insurance.
Check out Policy Bazaar
For health insurance : tinyurl.com/287fbv3x
Buy Term Plan & Get Online Discount Upto 10%👇
tinyurl.com/3224yf8b
Google doc : bit.ly/healthInsuranceChecklist
Basic Of Stock Market Investments | Course will be live on - February 2024
Here is the link for registrations to all my Viewers:
www.financeboosan.in/single-c...
- Lifetime Access
- Entire content in Tamil
- Flat 40% off for 1st 150 enrolment
- Community group to connect personally with me
Hurry up! Offer is for only first 150 people
- Early bird offer for selected ones
- Enroll now and AVAIL AT INR 699/-
- Course will be live soon (Feburary 2024)
Watch This Before You Buy Health Insurance | How to choose the right Medical Insurance?
Book 1-1 video call : topmate.io/finance_boosan
Instagram : / finance.boosan
Join Learner's Community : / @finance.boosan
Other useful links : beacons.ai/boosan
_______________________________________________
New Account opening links for leading brokers in India :
Paytm Money : paytmmoney.onelink.me/9L59/of...
Groww : bit.ly/growwNew
m.Stock : bit.ly/mstockNew
Zerodha : bit.ly/newZerodhaD
^ leading brokers in India if you're interested in opening a new broker account.
(above are my affiliate links)
_______________________________________________
#financeBoosan #usefulinformationBoosan
Stock Market, Mutual Funds, Investments, Personal Finance, Make Money Online
Health insurance boosan
Health Insurance Finance Boosan
Best Health Insurance

[@finance.boosan]

Check Health Insurance online & get discount up to 25%👇
tinyurl.com/287fbv3x

[@stevek2260]

@useful.information.boosan - your video is perfrectly fine, but you missed to cover - SUPER TOPUP plan. It is must (considering medical inflation) along with base plan with low monthly premium and high benefit when base plan ran out of its total limit and need to pay more.

[@vishwanaththanikachalam5623]

Recently watching your videos. Selecting very useful topics which is what is need of the hour. Your presentation is very good. Covering all the valid points in all important topics. Very useful. U r boon for tamil known people. Good clarity, good knowledge in choosen subjects. Good presentation. Useful topics & content. Hatsoff to u. Good social service. God bless♥️♥️♥️

[@Praveen_1992]

Really helpful about health insurance

[@senthilsenthil9645]

Where we can find the checklist sir.

[@karthickkrish7550]

25% Discount kaga Online la buy panuna..Then Who will support in our Claim Situation..

[@karthickmechien]

Thinking of getting health policy for the past one month. Right time to enlighten many like me. Good job.

[@MrSolitudeSeeker]

Anna i came across your channel today... Really informative and helpful. THANKYOU so much Na.. love your presentation too ❤

[@Arun_rv]

Clarity of finance = booshan na ♥️👏

[@Couple-Galaxy]

Just now subscribed your channel why because your informations were very clear and straightforward in addition to it is very useful .. thank you for sharing such informative contents… Good luck 🤞

[@pavitrar2633]

Very useful video . Lots of my doubts on health insurance got clarified. Thank you so much

[@mylaics914]

Very good info on importance of Health insurance. You articulated it well and clarified common queries. Good job. 👍

[@SelvaKumar-nk1pz]

Perfect Detail explanation, wish you more success Boosan bro.

[@parthasarathyprakasam378]

hi, good information to current generation, were essential to adhere this information.

[@kandasamygandhi5344]

Best explanation. Hope Many people will get knowledged n benefited.

[@gowtidbaalaaji3894]

Thanks for providing the vital information... Very much useful...

[@vigneshwart9719]

Worth information bro. I have many doubts and now I'm good to do a health insurance. All the best bro. Keep rocking 🎸🎶🎶

[@manikandangunapooshanam8887]

Really a useful video with enough information. Thank you

[@umapathyps9458]

I come to know so many new facilities in health insurance policy from your video. Thank you so much. This video is very much useful to take health insurance policy which is best in this situation.

[@dominicsavio4312]

Thank you for the information bro. Helpful for choosing the best health insurance.

[@anonymousx5481]

i been watching so many videos of yours recently. very very clear way of explanation. thanks.
But you're explaining everything very clearly about health insurance and term insurance, why shouldn't you suggest one which you would've taken after proper research ?

[@karthikkn198]

Very useful and informative, thanks bro..

[@jeelansyed7631]

Clearly explained thanks bro...

[@boopathydinesh]

As always. Great explanation.

[@harishkumarj6984]

Thank you..very useful information 👍

[@ksureshm30]

Thanks for sharing valuable information

[@antonyraj1226]

Super 🎉🎉🎉 ,
your financial advice its very use full for me bro, excellent 🎉🎉🎉

[@ranjithn1177]

Thank you bro. Very clear view.

[@kishore9060]

Super crystal clear explanation 🎉

[@arthikarunagaran7242]

Thanks a lot for the detailed information👍

[@user-ng3de6cc5n]

Very well explanation sir thank you

[@Arjun_finance_corner]

Your videos are all very impressive brother

[@praveenkumarg5074]

Thank you for sharing valuable information

[@arunkumars2928]

Big fan of your work. Please make your journey in finance video

[@vedhamoorthisundaram1549]

Thank you boosan ,very clear...

[@govindanbgovi9553]

Thanked. Ella thrituthanum puutuu vaikera

[@SridharPattusamy]

Thanks for this useful video

[@kanagarajdevadoss3635]

Very very good and informative....

[@arunpandiyan4149]

Thanks bro very detailed video 🙏🙏🙏🙏

[@kumaravelt6776]

Thank you so much Boosan 🙏🙏🙏

[@sivaramakrishnan4368]

Your content is always awesome. Thanks for sharing wonderful insight about taking health insurance. ❤

[@masteryvibes1831]

Thank you so much bro, so helpful

[@gomathisankar9197]

Very well explanation

[@ChandraSekar-pg7jk]

Thank you Boosan. Very informative video. ❤

[@vigneshkumar2553]

மிக்க நன்றி அருமையான விழியம்

[@balajisethu4509]

Very useful bro thank you 🙏🏻

[@PrasannaMani-lu7ho]

Good work bro😊

[@gowrisankars6350]

useful information brother.Thank u

[@saravananrajamani4508]

Thank you for the information

[@beleiveinyourself806]

I am big fan of your contents bro my finance mentor 🤩

[@yogarajMexico]

Best youtuber in Tamil ❤

[@aravindan9516]

Best video In best timing❤

[@kiranraj7928]

Hi Boosan useful information can you elaborate on criticall illness also along with health insurance

[@AshokKumar-bm8fw]

Super brother thanks

[@gideondurai3806]

Very useful ❤

[@I_Dont_Nothing]

Useful bro ❤

[@sabarinathanh7800]

Very useful information 😮

[@PrabuDhanapall]

Thanks bro. Please advise whether the renewal premium will change/increase every year ?

[@TriplicanePrabhu]

Sirapppuuu man🙏🙏👏👏🤝🤝

[@brawnyvenky9584]

good video sir.

[@neelamani7477]

How beautiful and detailed explanation and eye opener video.haroff sir.

[@ganeshmaya4580]

Thank you

[@vinupria]

Very useful 😊

[@manikandan-sf6df]

Thank you bro ❤❤

[@user-gj2ii1jp7v]

Hello Boosan, Good Explanation,. Incase if i forgot to pay one month payment, then the insurance will get expired? and do i need to take new insurance?

[@varunpandian1701]

in case of pre existing illness. During the waiting period of first 2-3years can i have a minimum cover and then after two to three years can i change to an higher cover value?

[@arunkumars2928]

Bro how did you developed your financial knowledge. Can you please make a video of that journey from your scratch to the stage you are now... Please

[@bestengineeringtamil6157]

அருமையான பதிவு

[@praveennin]

Thankyou

[@bremshaanth4647]

Anna oru doubt ippam Nan oru normal city la insurance eduthukittu future la metro City iku marum bothu ithu ellam claim ahuma illata cancel pannitu new policy than podanuma

[@bharathi7658]

நன்றி அண்ணா

[@sathya_tom]

Good content bro keeo it up❤

[@karpagamsampath1]

I am scared to tell that I have health insurance policy, because hospital will admit and drain all the insurance amount and then only they will discharge 😮

[@yazhinim1379]

Thanks Na ❤

[@parthasarathyprakasam378]

I hav care health insurance, your comparison opinion

[@VenkadeshArumugam-gf2cg]

Hi bro. Whether it is safe to buy term and health insurance for policy baazaar. Is there any disadvantages on policy baazaar. Please reply on this bro

[@suganyavenkat7224]

Kindly post about star health insurance and their schemes.

[@NnandhakumarR]

Bro corporate super top up heal insurance policy pathi pesunga

[@sendhuransmart6377]

Hi anna.does you explain the term 'aggregate deductible amount' in insurance

[@SanthoshS-re8ee]

Which is best taking term insurance in direct online website or policy bazaar ?❤

[@multiinformativeguna3638]

Today only I visit Policy Bazaar , now I watched your Video, Helpful For me, my age 29 Unmarried, Which is best insurance For me, Someone Can Suggest Me.! I Am Choosing , 1.HDFC ERGO, 2.TATA AIG.3.CARE HEALTH insurance

[@ananthv3462]

Intha categories lae ethu bro best konjam solunga please.

[@srisridhar4769]

Bro, tax saver mutual fund la , 3 year lock in period ku appuram sip ya kattama vittudalama ??

[@gymthana]

Which is best policy explain s

[@sundarakumar5698]

For How many years the health insurance is valid or the premium to be paid?
After some waiting period like 4 years for critical illness what would be the premium? any deduction?
pls explain bro

[@mohanrajp4078]

please clarify below point -
Relying on Corporate Cover - If we having two Health Insurance one from Office Corporate account and another one Individual health insurance can able to claim both at the time ex. 4L means - 2L/2L

[@Sv-ry9lj]

Hahaha I wish. Let’s say treatment cost is 1 lakh you can’t get 1 lakh from each. However if the treatment cost is 3 Lakhs, you can get 2 Lakhs from
One and another lakh from another insurer. This was my last experience please check with the company before taking the policy.

[@karthikmani4604]

Come to Villupuram GH it is better than apollo Chennai

[@vajihathnisa3669]

Maternity benefits ulla health insurance pathi thani video podungha anna

[@Manikandan_Boopathi]

Anna What's the need of portability?
I would have done all the research before I take an insurance, why would I be choosing a different later?

[@AshfaqAhmed-ww6fq]

Hello Boosan Sir..I have query regarding navi nifty50 index tax saver.. which has very less expense ratio of 0.1% where I have a doubt because of less expense ratio this will not perform well or it will..??
I have 2 points to discuss with you please help me out with more clarity on the elss fund..
Point 1 - Wat is the procedure to cancel elss inbetween..?? If yes wat will be the charges..!! If not possible then point 2..!
Point 2 - For the next year should I continue investing on the same navi nifty50 index tax saver or else should I choose other elss than this like as IIFL nifty50 index tax saver
Expecting your reply on this will be very helpful for me..Thanks in advance

[@pushpavallijagatheesan5443]

Anna enbabyku 3 years aagudhu but babyoda 1 yearla left hipla oru surgery government hospital la pannitom but ippo resurgery pannanun solranga adhey legla so ippo private la surgery panlanu naanga plan panrom but 4 lakhs surgery ku solranga so second surgery kula insurance claim panna mudiyuma anna please reply pannunga

[@cookwithvj8251]

Hi bro..kindly discuss in detail about Zerodha large midcap 250 ELSS fund..shall I start investing in this..

[@VJ-1515]

Your suggestion which cmpny is best ?

[@manicibi4]

Nifty bank optinal trade pathi solunga bro begginer ku

[@balamurugan8890]

Anna, disadvantages for buying online term and health insurance ? Pathi solluinga Yena online

[@spartaneditz8692]

Bro this video deserves more views..Life saving and simplified information..❣️💯

[@finance.boosan]

Glad you find it useful bro. Please share it with friends and family to whom it is important ❤️

[@DineshKumar-it9zl]

explanation really good❤

[@vjprakash2314]

Bro i think you are the only youtuber who teach us the best knowledge of money and handling ❤❤ keep feeding us bro👍👍🗿

[@raju858]

How to apply tha policy full explanation video potuga bro

[@mohamedazharuhdeen4692]

Thank you Boosan, well explained Video.. I was actually searching for a video which decodes Health insurance. Well timed...

[@finance.boosan]

Glad you find it useful

[@mohamedazharuhdeen4692]

@@finance.boosan Indeed Helped🙂

[@venkatprasanth2517]

Bro ippo thann naa check panna policy podura antha personal enna solluranga na 90 -10% thaan claim agum nu ?

[@SonyZara]

Bro, health insurance edukurathuku munna, ethavathu medical test edutha, correct ah insurance edukalam la, namma kitaium proof irukum, apadi na yena medical test edukalam? Full body checkup pananuma?

[@dinesharivalagan8064]

Policy bazzar open pani search panum pothe agent call pani confuse panranga bro ena panalam ? existing disease day 1 la irunthe eduthukalam nu soli brainwash panranga :)

[@AnguAravind]

Niva Bupa ReAssure doesn’t have enough coverage for robotic surgeries. Care Supreme with few additional add-ons can give you much better benefits. I couldn’t see that in your comparison. And, claim settlement ratio of STAR is too poor. My suggestion is not to consider STAR and opt for Hdfc ergo/ Care.

[@prasath953]

Reimbursement Health insurance policy entha company providing bro? Admission at any hospital and submission of medicals bills and getting Reimbursement

[@sreekumarsnair1502]

Brother pls be open and tell.. what's your opinion about HDFC optima secure ?????

[@dr.d.jayalakshmi7192]

Can you suggest the best health insurance company