நான் முதல் முறையாக இது அவசியம் என்பதை எனது விபத்தில் இருந்து அறிகிறேன். எனது வயதோ இருபத்து இரண்டு வந்த பில் பணமோ இரண்டேமுக்க லட்சம் இதை நான் ஒரு நடுத்தர குடும்பத்தில் இருந்து எப்படி எதிர் கொள்வது? எனக்கு சிறந்த பாலிஸ் எப்படி எடுப்பது எப்படி கிளைம் செய்வது என்பதை கூறுங்கள் ஐயா🙏
Claim settlement ratio , room rent cap, cashless , CO pay are important Params. Hdfc Ergo and Care health are good insurance companies in all the params.
Look at this video. It explains almost all parameters like CSR, sublimits, exlusions, copay, existing illness cover, floater policies, cashless claim, ICR etc ruclips.net/video/5GR8Z_z6dPI/видео.html.
1 yr ago, Niva Bupa launched a policy that has no cap on room rent, 0 Co pay, cashless health insurance with unlimited insurance claim benefit. As on date its the best policy in the industry. I signed up to be their advisor immediately hearing their policy, as I know nothing beats its benefits.
Sir, I like to share you that,more than 15 years I took mediclaim policy with National Insurance co and paying the premium. Last year I paid Rs.29464 and whereas this year,they send me demand notice for Rs.48654 which seems to be abnormal. For as senior how is possible to pay such huge premium.what govt is doing and no help the senior citizens. As a adviser why can't you take proper manner to the govt.
Thank you sir.... Very informative and helpful... Also I find this video is useful for understanding health insurance policy details ruclips.net/video/jMu1yDvsc_Q/видео.html
medical insurance was an unheard term before 2000, at least in most parts of india.. now it's the mainstream business along with the doctors n pharmacies.. public think if there are more doctor's in the country there will be more care.. but it's just the opposite.. there will be more corporate controlled looters..
Thank you Sir, This helped us a lot • Avoid family floater - have individual Insurance • Look for Exclusions before signing • Avoid Co-Pay • Avoid Sub-limits • Opt for Cashless • Porting option is must • Buy a known and trusted brand insurance • Study insurance terms clearly and check with someone who knows about Insurance.
சார் எனக்கு 27வயது இதய பிரச்சினை ஆரம்ப நிலையில் உள்ளது....அப்பா அம்மா உடல்நிலையும் பார்த்துக்கணும் ..... வருமானம் குறைவு.... எந்த சொத்தும் இல்லை.... எனக்கு ஏற்ற ஒரு கம்பெனி நீங்களே சொல்லுங்கள்
Term insurance பற்றி வாய் கிழிய எல்லோரும் பேசுகிறார்கள் ஆனால் இந்த டேர்ம் இன்ஷூரன்ஸ் பன்னிரண்டாவது க்கு மேல் படித்தவர்களுக்கு மட்டும் தான் கிடைக்குமாம் படிக்காதவர்களுக்கு இல்லையாம் இது உங்களுக்கு தெரியுமா?? அப்படி தெரிந்திருந்தால் ஏன் ஏதும் வழக்கு தொடுப்பது இல்லை யாரும்
I think copay is different from out of pocket deductible. Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs. A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying. In most cases your copay will not go toward your deductible.
LIC Jeevan Arogya best policy. But no cashless facility and it is reimbursement of expenses on sum assured policy. Due to as usual excellent service, settlement there.
@Sri Krishna : I believe you are in Chennai. I dont think Max bupa has high networked hospitals like star alliance. Also, does Max bupa give the annual premium cost for the next five years?
Very useful Sir. Our corporate policy comes with 20% co-pay. Better I stick to Pvt policies without co-pay. Thank you for your time and gudos to your team!
Sir can i take 2 Term insurance from 2 different companies. because I had term policy in ICICI pru life but critical illness not issued the company due to physical fitness
Sir, Our parents are aged 65 and 55. Nobody is coming forward for providing medical insurance for them. I was trying for last few year. Either they are not offering or they ask for yearly payment of more than 30 thousand. What is your suggestion for elderly people? How can I secure their medical emergencies? Is there any way for elders to take new medical insurance? This is very important problem that many of us are facing.
Star health has senior citizens red carpet insurance plan, it is for people from 60 to 75 years, for 1 lac coverage premium will be 5000 around, but we need to pay copay of minimum 30%
Cigna la pogke... 3.5l varum per person ku... Claim.. Illa 2l pothuna premium kamiya varum.. But every year 10 present increase agkum... Na enode parents ku potu iruken.. 16k....
sir, i too having same problem .But when i did some research i found only TATA is offering insurance without any co-pay till 65 and major conditions, you please check.
What is the role of TPA in Medical Insurance?. Is it a must and do I get an option to choose the TPA of my choice while buying or change the TPA while renewing the insurance. Thanks.
Sir u hv given a clear picture of health insurance. Bye pass surgery hs been taken over by angioplasty now. Sir explain term insurance in tamil. I m now 57 yrs old will it b of any benifit to me i mean term insurance.
ஐயா, நான் Health insurance apply செய்ய விரும்புகிறேன். நான் அந்த 20 வருடத்தில் எந்த claim ம் செய்ய வில்லை. அப்படியென்றால் அந்த health insurance period முடிந்தவுடன் அந்த பணம் எனக்கு கிடைக்குமா ???
நான் முதல் முறையாக இது அவசியம் என்பதை எனது விபத்தில் இருந்து அறிகிறேன். எனது வயதோ இருபத்து இரண்டு வந்த பில் பணமோ இரண்டேமுக்க லட்சம் இதை நான் ஒரு நடுத்தர குடும்பத்தில் இருந்து எப்படி எதிர் கொள்வது? எனக்கு சிறந்த பாலிஸ் எப்படி எடுப்பது எப்படி கிளைம் செய்வது என்பதை கூறுங்கள் ஐயா🙏
வாழ்க்கைக்கான அடிப்படை அறிவை விரிவுபடுத்தும் அகன்ற குடை உங்களுடைய சேனல்|நன்றி சார்
Claim settlement ratio , room rent cap, cashless , CO pay are important Params. Hdfc Ergo and Care health are good insurance companies in all the params.
Look at this video. It explains almost all parameters like CSR, sublimits, exlusions, copay, existing illness cover, floater policies, cashless claim, ICR etc
ruclips.net/video/5GR8Z_z6dPI/видео.html.
All Health insurance company will settle upto 80%max
1 yr ago, Niva Bupa launched a policy that has no cap on room rent, 0 Co pay, cashless health insurance with unlimited insurance claim benefit.
As on date its the best policy in the industry.
I signed up to be their advisor immediately hearing their policy, as I know nothing beats its benefits.
Sir,
I like to share you that,more than 15 years I took mediclaim policy with National Insurance co and paying the premium. Last year I paid Rs.29464 and whereas this year,they send me demand notice for Rs.48654 which seems to be abnormal. For as senior how is possible to pay such huge premium.what govt is doing and no help the senior citizens. As a adviser why can't you take proper manner to the govt.
Everybody should take helath insurance atleast for 10lakh coverage.
மெடிக்கல் இன்சூரன்ஸ் நா ப்னனூம் அண்ணா நன்றி🙏💕
ஐயா நீங்கள் சொல்வது அனைத்தும் உண்மை, நான் மருத்துவ காப்பீட்டை பற்றி எதுவும் அறியாதவன் எந்த மருத்துவ காப்பீடு பயன்படுத்துவது எனக்கு உதவியாக இருக்கும்.
Thank you sir.... Very informative and helpful... Also I find this video is useful for understanding health insurance policy details
ruclips.net/video/jMu1yDvsc_Q/видео.html
For any pure term plan and health insurance pls contact me
Health insurance pls contact me
வளமுடன் வாழுங்கள் ஐயா❤️🙏
மாற்றுத் திறனாளிகளுக்கு ஹெல்த் இன்ஷூரன்ஸ் கிடைக்குமா அப்படி கிடைத்தால் அதில் பார்க்கவேண்டிய முக்கிய குறிப்புகள் என்னென்ன சார்
If you really ant to take insurance pls comment your number
நண்றி சார்.ரொம்ப நல்லா ஹெல்த் இன்சூரன்ஸ் பத்தி சொன்னீங்க.ஆனா மினிமம் பத்தாயிரம் மேல ஆரது....பாத்ரூம் நல்லா இருந்தா அரசு ஆசுபத்ரி போலாம்
Enaku toilet issue than sir
@Nooruddin H \
கலியுக கடவுள் ஐயா நீங்கள் 🙏
நம் நாட்டில் உள்ள நல்ல இன்சூரன்ஸ் கம்பெனிகளின் பெயர்களை பட்டியலிடவும்
அருமை மேலும் தொடரவும்.
medical insurance was an unheard term before 2000, at least in most parts of india.. now it's the mainstream business along with the doctors n pharmacies.. public think if there are more doctor's in the country there will be more care.. but it's just the opposite.. there will be more corporate controlled looters..
Agreed
True
Sir neega edutha entha company la edupika
Thank you Sir,
This helped us a lot
• Avoid family floater - have individual Insurance
• Look for Exclusions before signing
• Avoid Co-Pay
• Avoid Sub-limits
• Opt for Cashless
• Porting option is must
• Buy a known and trusted brand insurance
• Study insurance terms clearly and check with someone who knows about Insurance.
சார் எனக்கு 27வயது இதய பிரச்சினை ஆரம்ப நிலையில் உள்ளது....அப்பா அம்மா உடல்நிலையும் பார்த்துக்கணும் ..... வருமானம் குறைவு.... எந்த சொத்தும் இல்லை.... எனக்கு ஏற்ற ஒரு கம்பெனி நீங்களே சொல்லுங்கள்
care health insurance, and please take care of your health
Bro pls comment your number i will help you for better health and life insurance for you and your family
STAR HEALTH INSURANCE....
IndusInd
Unmai. Go for cashless. Otherwise they will trouble us a lot
Term insurance பற்றி வாய் கிழிய எல்லோரும் பேசுகிறார்கள் ஆனால் இந்த டேர்ம் இன்ஷூரன்ஸ் பன்னிரண்டாவது க்கு மேல் படித்தவர்களுக்கு மட்டும் தான் கிடைக்குமாம் படிக்காதவர்களுக்கு இல்லையாம் இது உங்களுக்கு தெரியுமா??
அப்படி தெரிந்திருந்தால் ஏன் ஏதும் வழக்கு தொடுப்பது இல்லை யாரும்
I think copay is different from out of pocket deductible. Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs. A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying. In most cases your copay will not go toward your deductible.
Are you insurer? Can I have your number i may help you
Correct
LIC Jeevan Arogya best policy. But no cashless facility and it is reimbursement of expenses on sum assured policy. Due to as usual excellent service, settlement there.
I have taken Max Bupa cashless, from 11 years and claimed double the amt without even a phone call
Max buba nalla iruka
@Sri Krishna : I believe you are in Chennai. I dont think Max bupa has high networked hospitals like star alliance. Also, does Max bupa give the annual premium cost for the next five years?
very very thankful for speaking on this topic sir
Can you send me your number
Simply beautifully INTELLIGENTLY Speaking looking videography editing and presentation.
Are you insurer? Can I have your number
@@sandhya.m5180 Yes Sir You Have Any Insurance Doubt reply sir i will contact you
Genius..Seasoned man..!.
kindly put video for Arogya sanjevani insurance scheme sir..
I dont know how you. manage the life. I think you leading. Happy life. But i still. Strugling
Very useful Sir. Our corporate policy comes with 20% co-pay. Better I stick to Pvt policies without co-pay. Thank you for your time and gudos to your team!
Pls contact. HEALTH insurance
Super sir...Which is best Medical insurance for Family ?
Sir, I took health insurance from TATA AIG is that good for me?
Sir apdiye yentha Insurances company best nu sonneenga na romba usefull aah irukkum
ABHI
சார் அப்படியே எனக்கு பிரீமியமும் கட்ட முடியுமா?
Sir, I am 60 + and my wife is 59 + suggest me the best Health Insurance Policy. I am your subscriber
I will guide u and give u perfect plan for ur family sir....pls come whatsapp..thank u
⭐ health insurance assured plan perfect.....
Which is the medical insurance is best? Tell me sir
Tks for this eye opener information, sir 👍
9:10 மிக மிக உண்மை.
thank you for video sir and team
Star insurance good
Sir can i take 2 Term insurance from 2 different companies. because I had term policy in ICICI pru life but critical illness not issued the company due to physical fitness
Please explain why people are afraid of coporate companyies.
Government provide health insurance vs private health insurance explain sir
Sir, Our parents are aged 65 and 55. Nobody is coming forward for providing medical insurance for them. I was trying for last few year. Either they are not offering or they ask for yearly payment of more than 30 thousand. What is your suggestion for elderly people? How can I secure their medical emergencies? Is there any way for elders to take new medical insurance? This is very important problem that many of us are facing.
Star health has senior citizens red carpet insurance plan, it is for people from 60 to 75 years, for 1 lac coverage premium will be 5000 around, but we need to pay copay of minimum 30%
Cigna la pogke... 3.5l varum per person ku... Claim.. Illa 2l pothuna premium kamiya varum.. But every year 10 present increase agkum... Na enode parents ku potu iruken.. 16k....
@@dominic7777-Jds I’m not able to understand your comment can you repost it again.
sir, i too having same problem .But when i did some research i found only TATA is offering insurance without any co-pay till 65 and major conditions, you please check.
@@Subramanianptv Sir thanks for reply . i shall check.
Which health insurance is best
AYYA NEENGAL VAAZHGA
நன்றி சார் 💐
Good Evening Sir, Kindly suggest shall I apply for Niva Bupa ReAssure 2.0 (Platinum+) for family,
Myself
Very good information
Sir, please explain about the asset rebalancing.
What is the role of TPA in Medical Insurance?. Is it a must and do I get an option to choose the TPA of my choice while buying or change the TPA while renewing the insurance. Thanks.
Sir pl suggest which insurance is best for this pandemic situation
Sir epdiyo neenga sonna South Indian bank, Karnataka bank , federal bank yeriduchu 20% mela🙏
Thanks for analysing.
What 20%.plx explain that
@@gayurangasamy57 Returns since he talked about these banks.
@@cooldharan namma saving return solringala...yethula save panna 20%
@@gayurangasamy57 Stocks price appreciation.
Stock price athula naama epd amt podanum..
Sir pls talk about motor insurance...good to take from agent or dealer
It is happening inStar health insurance. Only 50 percent of claim paid. Most of insurance costs are cheating
Thanks for your information
Sir, why dont u suggest some good health insurance policy...? A kind request...!
Policybazaar, coverFox ல தேடுங்க.
Sir, coverfox, policy bazaar apdina athu app name aa?
@@yathrimusic1440 வலைத்தளங்கள்
Why shouldn't we use co pay sir ? Please explain
If your treatment cost for 10lakh insurance company gives only 800000 remaining 200000 from your hand
Sir, what happen behind the ban of hdfc credit card.
Can u cover a video on this..
Well 👍🏿👍🏿
Make it simple sir,which company and which policy.please do reply
Kotak ESG opportunities fund pathi review sollunga
BEST NIFTY 50 NEXT PLANS
நன்றி
Bahut Jaan Hain aap ki baat and looks mein.
Is there any insurance that covers vaccination?? Kids vaccination sir
Hi sir please suggest good insurance company
Thanks sir very useful message sir
thanks a lot sir
Medical indimaty found nu solrare..athu cancer mathiri... Prachani Ku thana..ila Ella noikuma...atha pathi konjam solunga sir
அருமை
Nice info and elaboration
Super sir
Cleared information
அரசு மருத்துவமனை ல டாக்டர்கள் மட்டும் சுத்தம் ரெண்டும் சரி இல்ல. உண்மையா சும்மா சொல்லுங்க சார்
அவர் சொல்வது உண்மை. நல்ல மருத்துவர்கள். ஆனால் சுகாதாரமற்ற சுற்றுச் சூழல்.
Both are waste and useless in govt hospitals
As usual, very informative video. Thanks to Anand sir.
Hi Sir,
is "HDFC ERGO health Suraksha - Gold Smart Plan" good?
Sir please make a video whether HDFC BANK is good or bad
Start countdown ...
What🙄
Sir, can you please review top 5 insurance companies in India.
Sir, please explain about Neomax properties ....investment is good or not..
Bad
Govt worersku starirunththu ippa we health insurance . Work pannarxvangalu 180 rs pidikiranga retirefku 350 pidikiranga enna neyam therila insurence compsnykum arasukum paisa kuduthu erpadu pannranga.. use panna lum , eyp operation 12000 tareuvan balance namba katanum . Vangithe use pannama iruntha panam return kudikinam athubenga taruvanga.
Useful message sir,
If I made 100% gain on some share should I sell it, I am not looking for short-term, what should I do in this case?
Sir u hv given a clear picture of health insurance. Bye pass surgery hs been taken over by angioplasty now. Sir explain term insurance in tamil. I m now 57 yrs old will it b of any benifit to me i mean term insurance.
Term insurance only for below 35 yrs
@@seetharamansamuvel9659 agent a
sir Avery message really super
If you want to buy health insurance
Super Sir.
Already I bypass surgery had done last year. Could I possible take medical insurance?
S sir pls contact me
Thanks, Informative!
Are you insurer? Can I have your number
@@sandhya.m5180 I'm not a insurer. Thanks!
Sir please help me i was getround
From share market i want your
Consult
ஐயா, நான் Health insurance apply செய்ய விரும்புகிறேன். நான் அந்த 20 வருடத்தில் எந்த claim ம் செய்ய வில்லை. அப்படியென்றால் அந்த health insurance period முடிந்தவுடன் அந்த பணம் எனக்கு கிடைக்குமா ???
No
Above 55years health insurance possible or not sir?
Possible
Useful message sir, thank you 🙏
Government staffsக்கு உள்ள health insuranceஐ cashless க்குப் பயன்படுத்த முடியுமா
Mudiyathu,, only Treasury valiya matum than claim panna mudiyum , up to 1 lak claim panlam
Thank you sir
I'm very happy to speak with you today sir thank you for your guidance
Are you insurer? Can I have your number
Sir, thank you
Hi sir, Which company is best cashless insurance?
15k salre vaingkura na entha mathire insurance policy edutha bast a erukum
Star health
Sir Health India TPA insurance ah nambalama illa Star health insurance nambalama
Is Star Comprehensive Insurance a good policy???
Best plan sir
You can consider RELIGARE. Room Rent, ICU are unlimited. Now a days, we need this facility more.
ABHI is best
Comprehensive is the one of the best policy in star health insurance
Yes it covers term insurance and coverage for more details contact @9940146961
Insrnce eduthu after 3 month kula oppretion panatra mari vantha cover? Aguma? Sir
S cover agum
Thank you sir... Very useful
Good video sir 👍