Health Insurance வாங்க நடைமுறைகள் என்ன?! | Comprehensive Cover என்றால் என்ன..!? - Anand Srinivasan
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- Опубликовано: 17 окт 2024
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"மணிபேச்சு" - பொருளாதாரம், பங்குச் சந்தைகள், முதலீடு, தங்கம், வீட்டுமனைகள் என்று பல்வேறு விஷயங்களைக் குறித்து எளிய மக்களும் புரிந்து கொள்ளும் வகையில் அன்றாடம் திரு.ஆனந்த் ஸ்ரீனிவாசன் அவர்கள் பேசும் உரைகள், நேர்காணல்கள் மற்றும் சிறப்பு விருந்தினர் சந்திப்புகளை நீங்கள் காண்பதற்கான முதன்மை RUclips தளம்.
"Money Pechu" - The Economic Channel for you to see speeches, interviews and special guest programs that Mr. Anand Srinivasan speaks on a daily basis, Here the common man can understand the various things about Economy, Stock markets, Investment, Gold, Real Estate etc.
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எங்கள் பிற RUclips சேனல்கள் :
Be Rich - (In English) / @berich467
தத்துவ பேச்சு - Thathuva Pechu - / @thathuvapechu478
மக்கள் பேச்சு - Makkal Pechu - / makkalpechu
உங்கள் பிராப்பர்ட்டி - Ungal Property - / makkalpechu
Paisa Boltha Hai (Hindi) - / @paisaboltahai1
பொருளாதார செய்திகள் மற்றும் பங்குச் சந்தைகள் குறித்த செய்திகளை உடனுக்குடன் தெரிந்து கொள்ள
moneypechu.com இணையதளத்தைப் படியுங்கள்.
ஆனந்த் ஸ்ரீனிவாசன் அவர்களின் நூல்களை வாங்க:
பணம் எனும் மந்திரம் (தமிழ்)
www.amazon.in/...
சாதாரண பங்கு அசாதாரண லாபம் (தமிழ்)
www.amazon.in/...
Ordinary Stocks, Extra Ordinary Profits (English)
www.amazon.in/...
Alchemy Of Money : (English)
www.amazon.in/...
மேலும் தகவல்களை பெறுவதற்கு, கூடுதல் நிதி ஆலோசனைகளுக்கு எங்களைத் தொடர்பு கொள்ள
For Further Queries and Consultations Contact us :
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Whatsapp : 9500094680
Term Insurance பற்றி ஒரு வீடியோ போடுங்க அய்யா.
S. Sir. Pls post it soon.
Llll
அருமையான உண்மையான உபயோகமண கலந்துரையாடல். இளங்கோவன்
What is the coverage for NHIS ?is it necessary to take additional health insurance for my family?
Terms insurance பற்றி ஒரு வீடியோ போடுங்க... அய்யா
மிக மிக அருமை மிக்க மகிழ்ச்சி நெஞ்சார்ந்த நன்றி என் இனிய பாராட்டுகள் வணக்கம் நல்லது 🙏💐🙏
மிகவும் பயனுள்ள வகையில் இருந்தது
😊Nice information 💐@ As sir .. Thankyou so Much... Please continue your support to middle class people..🙏🙏.. But Ella information ungaluku therium apadi irunthum engalukaga nanga kekka vendiya ella doubts ketinga so sweet. .🥰🥰
Neenga keka vendiya doubts onnum kekala.
Do you have any idea what to do if they don't honor cashless transaction.
Do you know if they delayed processing your claim can you claim penalty for months delayef in settlement
In this video, the difference between Mediclaim & Health insurence is not discussed, which I think is an important aspect. Most of us ,or at least some of us don't know this. Insurence agents do not care to explain in details. They are particular only about increasing their client base. Please give us a detailed video on this.
Cashless rarely works,bed charges icu dental eye r not covered easily.There is also a PM yojana policy for 350rs per year 2lac coverage is there for any citizen
ஐயா, term insurance பற்றி தெளிவான வீடியோ போடுங்கள்.
Dear sir
The health insurance premium is increased every 5 years.What percentage is raised from the old premium amount. Please give a clear explanation for this
அருமையான காணொளி அய்யா நேற்றுதான் star helth insurance வாங்கிருக்கேன் 5 L + 25L accident polcy வருட த்துக்கு 22500₹ இந்த polcy நல்லதா
For the first two years you will not be paid by the Star. I had a bad experience with the Star
Too much premium amount
Star health insurance was cheating
கோடான கோடி நன்றி...
One of best content from Money pechu.. Kudos to team and special thanks to Anand & Jayakanthan sir and for asking such a detailed questions & answer session. Kindly make a term insurance videos to make awareness among the people.
If government hospitals can give good treatment and services on par with private hospitals, then there is no need for this kind of medical insurance companies and complex policies
Govt doctors and professors are the ones practicing in private hospitals .... edho missing pola theriyudhu...
அருமையான பதிவு மிக்க நன்றி....
Sir, என் அனுபவபடி ins company & pvt hospital இரண்டு பேருமே கூட்டு களவாளிகள் தான். Ins கம்பெனி claim reject ஆனால் சரியான காரணம் சொல்வதில்லை. Pvt hospital கள் பணத்தில் தான் அதிகம் குறியாக இருக்கின்றன.
Exactly
Suggest to announce all health policy should be comprehensive as we are only to claim sum of assurance only
Your insurance policy is governed by the terms and conditions of the policy , You have to read the terms and conditions carefully and all insurance including life and motor insurance have a window period of 15 days (ie if you are not satisfied with T&C you can return your policy). No insurance company or hospital can breach the T&C. In can if you feel you are not paid by insurance company as per T&C you can write to your insurance company if not satisfied you can approach IRDAI then Ombudsman (if claim is blow 20 laks) on final court of law.
Wow what an legal idea. So write a letter to insurance company about their tc if not addressed then go to Ombudsman. Do you have any idea how long these processing time for the process you mentioned so during that how will I pay the bill to hospital. Your comment itself shows you r an elite ass and has the money to settle the bill without insurance and cares two hoots even if insurance don't honor the claim. We are talking about us who struggle to make end meet on month end
நீங்க செய்ய வேண்டிய விஷயங்களை சரியா செய்ங்க...முதலில் பாலிசியின் பலன்கள் மற்றும் விதிமுறைகளை சரியா தெரிஞ்சுகனும்.
மிக மிக அருமையான வீடியோ தலைவா
My relation admit on COVID during peak time.. He is hold the insurance for 10yrs in star company... During those days every hosp speaks on package for covid which cost bed, room, nursing per day min 8K, however as per insurance it 1.5K...remaining to be given from pocket which is an bribe
Feel yourself lucky they paid something.
There's hundreds with no claim settlement
Agree.. Perhaps the purpose of taken the insurance has failed and hard earn money invested in insurance is worthless
Very good topic. Also tell us what insurance and how much we have to pay.
தகவலுக்கு நன்றி சகோ!!!
நல்ல முயற்சி. மிக்க நன்றி.
Good info for all people. Please make a detail video explaining , types of insurance, coverage etc etc etc
Very Informative. 1 doubt, for most of the salaried they have their insurance coverage from employer. It covers till we retire. But after that we need insurance and premium will be higher at that age. How to overcome this issue. Please explain thala
Usually Insurance provided by Employer comes under Group insurance, As long as you are in Service you are entitled to benefit the insurance as per the conditions. However when you are no more in the service by default you will be expelled from such insurance. In such a case you should own individual health insurance
@@TheSURENMOHAN Thnq but my query is diff
You will be covered by employer for both Health and term insurance but it’s limited to very small amount especially Term insurance like 10 - 20 lakhs in case of death. This will not be sufficient to meet family expenses.
Which health insurance company is good?
Hospitals charges differs for Cashless hospitalization.... Bill amount increases 1.5X to 2X if goes to cashlesss.... Please speak about it..... Incase of reimbursement, it will be normal bill...
Different bill amount for same hospitalization, between cashless and reimbursement.
Gautam Adani's Wealth Jumps By $49 Billion, Higher Than Jeff Bezos, Elon Musk, Can you please speak about this topic, sir.
No replay in mail..., 🤦🏻♂️,
better u bring the expert people in focus we directly connect with them...
Thank you for this topic & him...🙏
Sir u have been explaining well but pls say how much will be premium for each policy . It will be more effective for the public
20k brother
Sir, please share your view on wint wealth
What is the possibility of an Insurance company to default? What will happen in such case??
good quations
Am requesting u to post a detailed video for TERM AND LIFE INSURANCE
Which is better place to buy: Online or through a direct broker
Sir re upload panna video mari irukku ,already patha niyabagam
Emergency situation la cashless method work out aaguma or bill pay pannatha treatment pannuva solluvagala
Star health வாங்கலாமா
S
Really very useful video sir. 👍👍Clarified all my doubts which i had. Thanks a lot for u both.🙏🙏
Very useful video! Thanks
Very informative sir..Need more sessions on life insurance. What is the minimum amount to avail this product?
தயவு செய்து ஸ்டார் ஹொல்த் இன்சூரன்சில் பணம் கட்டாதீர்கள்
பல காரணம் காட்டி நிராகரிக்கின்றனர். தேவைக்கு
கிடைக்காது.பலரின் அனுபவம் இது. ஜாக்கிரதை
Useful. So which insurance company ur suggesting ?
நன்றி. வாழ்க வளமுடன்
It's Really usefull for All
Thanks Sir
Nalla seithi
Will the health insurance premium be fixed for life if we buy it at young age (similar to term cover)?
Depending on the age the insurance premium will get incensed . Usually after 35 years every 5 years your insurance premium get increased.
No reply from the mentioned whatsApp number regarding insurance policy for family, not sure how long should I wait for your customer care reply sir
What a video🙏❤💯👌 HUGE THANK YOU TO BOTH THE LEGENDS
sir what about inflation...will sum insured increase with cpi or not?
Naa Health Insurance Vaanganum Enga Vaangalaam Suggest Pannunga Sir
Sir ungaluku health insurance la ethana doubt na solunga Naa Aditya birla health insurance la work pandren
Sir naan HDFC ERGo la work panran better than other insurance company...If u need Health insurance means msg me sir
Wonderful service sir
Thank you for theinformative views on health insurance.
Which company get healthy insurance say sir
Thanks for your information
Very nice video
"Very important question" sir
Which AYUSH HOSPITALS have cashless claims tied up with any insurance company in TAMIL NADU?
How to claim in ayush hospitals?
Pls reply to me.
Thanks sir
I would like to have a Health insurance policy in STAR HEALTH INSURANCE COMPANY, WHAT ABOUT YOUR OPINION SIR , PLEASE ANSWER MY QUESTION SIR
Getting term insurance in Max is good ? when compare to other insurance companies, please explain which is good for term insurance
Very very informative... Do lot of videos on insurance..
Which is better insurance company sir...Star health insurance romba high ya irruku sir
Sir
Star health thaan competitive price,
I'm also pondicherry, if u need insurance assistance pls let us know
Term insurance not health
Good information sir
thanks a lot sir
Sir pls tell me what is the best health insurance in india
welcome sir
சில பெரிய Hospitalல் நாங்க initial payment பண்ண amount திரும்ப தரவே இல்லை. Insurance companyல் இருந்து reimbursement பணம் வரவில்லை என்று 4,5 மாதம் அலையவிட்டாங்க. Reimbursement பணம் Hospital மூலம் திரும்ப வரவே இல்லை. Insurance companyக்கும் Hospital க்கும் ஒரு adjustment இருக்கிறது. பணம் எப்படி எப்போது வந்தது என்று கடைசி வரை எனக்கு தெரியப்படுத்தவே இல்லை.
Top up insurance kojam depth ah sollugah sir....next video ..if possible 🎉👍
I have a doubt! for example, if I have a policy of 10lakh cover for 15 year period and I exhausted all 10lakh in the first 5 years what will happen? Should I have to pay a premium for the rest of the 10 years?
Vanakkam sir
Now as technolgy medical facilities are there, now there is no need of 24hours , even court judgements are also there on this.
Good guidance
Very useful information sir🙏🙏🙏
Sir can u explain in detail about term insurance who shd take term insurance or in health insurance what type of insurance an individual or for family one must take .nice information about today's insurance education
Don't take health
Take term atleast setha family will get money
Sir term insurance salary mela rombo dependent haa irundha vangnu if a individual is living in a rented house he is the bread and butter earner nah term kandipa venu yenakhu health podum i am a fresher searching for a job own house irukhu soo health insurance I prefer more it depends on individual health or term based on there situation
Thank you sir
gipsa rates are lower. like 26k for cataract. but hospital rate 36k. policy has copay too. i paid 11k out of pocket
Middle class family ku suitable a health insurance plans video podunga sir
Hi sir na Aditya birla health insurance la work pandren ungaluku ethana doubt na solunga
Term insurance full detail pls one video
Great video on Health Insurance awareness. Please continue this series to spread more and more knowledge
Sir nan health insirens 5.no.podavenum pires costeeyavalauakum sulukasir
Ayya....naanum antha oorthaan...
Near BHEL company and railway station available..... exact location plz
Please post term insurance video also please please sir......
Really useful sir...
Kindly rectify your spelling it is "Comprehensive", hope don't mind.
you have rectified spelling now, okay
Star health insurance policy best ha sir
Good day sir. I am 30 years old. I am planning to buy term insurance as per your advise. Should I pay the premium for 10 yrs or till 60 years of age. When considering inflation the real value of total premium paid in both the cases are more or less same. What should I choose, pls clarify.
always choose 60 years option. for 2 reasons.
1) The yearly premium is lower and after 10 years it will be even more easy on your pocket to pay that premium.
2) What if you die at the age of 40? You could have saved the remaining 20 payments if you had chosen the pay till 60 option.
Problem is that you are viewing it as debt and hence you are trying to finish it as soon as possible. But it is not debt, it is like paying for your society security guard. why pay him all his 30 years salary in 10 years, when you can slowly pay him his salary over 30 years?
@@jvarunkumar Superb explanation 👌👌👌
Very nice
Very nice sir.
Terms and conditions need to mention regional language then only We have to know.
No use bro in regional language they will write like Kamal hassan tweets
Thank you so much sir
Please give some guidance on taking health insurance. Where to take and which one is best for a family.
Pls call me sir
Sir tell about auto driver how to insurance is family
Trader vs investor show Sir?
Hospitals are changing the package amount depending on the insurance,pls discuss on that too, me and my wife are working on different IT companies, I have govt insurance and my wife has a private insurance tieup with respective company, when we went to apollo for pregnancy, they are saying, if I proceed the claim with my wife's insurance , total package is 1.4L and the same package for my ins in 80K (which they dint mentioned earlier), eventhough my wife's ins coverage for pregnancy is more than mine , the package for it differs from private to govt insurance ,the hospital ins person is making us to go with private insurance from which they are benefitting ..
Dear sir,நான் சொந்தமாக மளிகை கடை வைத்துள்ளேன் .எனது வயது 32,இதுவரை வாழ்வில் பெரும்பணத்தை சில்லறையாக செலவலித்து விட்டு இப்போது உங்கள் பேச்சை கேட்டு என்னை மாற்றி வருகிறேன். எனது தின வருவாய் 1000திற்கு குறையாமல் உள்ளது.அது போக கடன் 300000 மூன்று லட்சம் மட்டுமே உள்ளது ஒரு வருடத்தில் நான் சுதந்திரமாகவும் பணத்தட்டுப்பாடு இல்லாமல் வாழவும் ஒரு வழி சொல்லுங்கள் ஐயா,இது என் வாழ்நாளில் பெரும் பாக்கியமாகவும், திருப்புமுனையாகவும் இருக்கும். தயவுசெய்து உங்கள் வார்த்தை எனக்கு வளமாக வாழ்க்கை தரலாம் ....உதவுங்கள்
Unga thinasari varumanathil irunthu daily oru 100 rs ah mattum sip mutual fund la invest panniteh vaanga within 3 years la unga kadanum adanjidum easy ah unga kailaiyum oru descent aana amount irukkum sir ..
@@anandvijay319 mutal fund na eppadi work aaguthu investment related ah eppadi kathukidarathu bro
@@anandvijay319 naa savings monthly 1000rs pandren but chumma SBI account la pottu vaikkuren atha long term kku naa pottu athiga vatti varanumna enna pannanum
Very good intro Sir. Much needed🤠
Great 👍
Njoyed.
Very useful and informative discussion.
Useful
Health insurance is must
Good content...
Is star health insurance better?
Better
@@mrragavan7183 அதுல வேலை பாக்குறிங்களா