12 Things You Should Invest In Vs. Be Cheap About
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- Опубликовано: 27 июл 2024
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In this episode, Chelsea talks about certain things that are worth spending more for, vs. where you can always be cheap.
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Sources:
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www.karger.com/Article/Abstra...
www.psychologytoday.com/us/bl...
digest.bps.org.uk/2019/10/07/...
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Хобби
A litmus test that helped me on the hobby thing is that I buy a Kindle book on the hobby topic. I can't buy anything else related to the hobby until I read that entire book. It killed off more than one hobby. It usually costs me less than $20 and adds zero physical objects to my storage issues.
Damn, I'd like to have some of your discipline. You're a good parent to yourself
That's genius.
Invest:
- wardrobe staples and outwear
- movers
- meat and dairy products
- hobbies that make you happy
- important car parts
- professional services (e.g., taxes)
Cheap out:
- trendy fashion
- moving supplies
- pantry staples
- hobbies you are just starting/trying
- a new car
- things you can DIY
thanks for this :)
I'll get a cape for you....
Mah man!
Bless you friend for your list making 😁
Currently recovering from the “frugal about everything camp”... did RUclips for about half a year before I finally let myself invest in better editing software, better music, etc. Now I’m so annoyed I didn’t do it sooner! Thanks for reminding us it’s ok to invest in our hobbies 😌
"Getting ok with having less of something so you can have better of something is a very good way to approach this" standing ovation! For those of us who live in a privileged situation where we can afford this choice, it seems to me to best way to give back to the community we are part of and contributing, even just a little, to stop exploiting both resources and people.
Best place to get free boxes? Liquor stores! They always have a TON to get rid of every day, they're the perfect size for heavier/delicate items, they often come with separation inserts, and are super reinforced.
I bought a pair of $250 winter boots when I was in university. Did I have money to burn? Not at all. My sister thought I was crazy since she got similar looking pair from Walmart for $50. Fast forward 10 years later and my boots are still going strong and those boots of hers are long long gone. She now thinks it was a great idea!
I know this is an older comment- but you literally just described Terry Pratchett's "Pair of Boots" Theory, which illustrates how a person who can afford the up front cost of buying good boots that will last years, will spend significantly less than a person who buys a cheap pair, and has to buy another pair every year after they wear out. In addition, the person who bought the cheap pair will spend significantly more time with holes in their soles and wet feet. 😊
It’s a good concept! I’m coming to the end of another winter season with them too. They’ll go to the cobbler this year to get a lace holder sewn back on, but I’m still not looking for another pair.
One exception to this I’ve found is the things that went through my children’s “baby years”. Those clothes are just going to get trashed, whether they are high quality or not, and my body changed too dramatically to get years of use from anything. Thankfully those years are coming to a close and I’m starting to reinvest in my closet!
@@aceofspades9503The problem is finding that one good pair of boots.
As someone living in Europe who walk almost everywhere, my main investment it's high quality confortable shoes, learn the hard way to never buy cheap plastic shoes.
Other things that I invest:
Food
Dresses
Underwear ( natural fabrics who let the body breathe)
Bicycle ( don't have a car)
I live in a major US city and don’t own a car so good shoes are key! I don’t own a bike but I do a shared bike program since I like the option of biking one way and walking/taking the train the other way. I know it’s cheaper to own a bike but I like my bike share program and much cheaper than an Uber.
@@euenfheiejrj fair. The bike sharing program also helps to ease your worry about "what if it gets stolen and I have to buy a new bike"
There's pros to cons to both but I don't think it's like bad spending. It's knowing your lifestyle and what works :) and the difference isn't huge so 🤷♀️ it's ok to spend a little more in the long run
I live in canada, large city too. The struggle is real to keep commuting to work that's far is a real struggle
I recently got a pair of timberland boots and my feet have thanked me from long days of work
@@makaylar.6722 I’m really lucky my company pays for a pair of Timberlands every year for us. I’m telling you those are the best boots on the market. My feet thank me all the time. I completely understand!
i walk pretty much everywhere too and i recently upgraded from a cheap pair of boots to a pair from solovair. the first few weeks were horrible but they're so nice once they're broken in.
#8. Buy used car vs. new car.
I would usually agree with this one, and we have typically bought ours used. However the car marketplace is very off-kilter right now.
After our car was totaled last year (luckily no one was hurt), we had to deal with the vehicle shortage and the usual savings for used vs new just wasn't there. We ended up buying a new car. We couldn't justify spending almost as much (difference of 2-5K) for a used car with high mileage and older safety mechanisms/features.
For fun I just looked up the car we bought on a used car site and it is currently going for the same or *more* than we paid for it. So much for depreciating once we drove it off the lot.
This is so true I bought a car during covid and I couldn't find a decent used car in my price range with the features I wanted I got a brand new car with the middle package for less than anything comparable at CarMax plus I got a lower interest rate. So I think the hard and fast buy used not new rule needs to be reexamined for COVID times
I just bought a new car and even with the market cooling slightly in the last year, it was worth it. I could have compromised and bought something I didn’t want and be a time bomb for maintenance, but I bought what I wanted new. Hopefully it’ll cost less since I expect to keep it until its at the end of its useful life. I personally don’t think there is shame in buying something new if you expect to keep it until it breaks and it has a long lifespan.
I've worked retail and in the service industry. A great place to get free boxes that hold a good amount of weight are retail stores, restaurants (beer and wine boxes) and the liquor store. The booze boxes are really great because they come with sections that you can either remove and use the whole box or keep them in and to help separate condiments or shampoo bottles, etc.
I spent like 400$ on professional movers which included 2 guys, a full truck, tip, and a parking permit - the price was endlessly valuable because my parents could sit and chillout and help me unpack and didnt lift a finger. All my items arrived safely, were placed in the rooms because all my boxes were properly labeled and i just brought a bag of cleaning supplies, my overnight bag and my plants. I moved from one bedroom apartment to another about 15 minutes walk but across a river and downtown. The moving itself took less than an hour and a half because of the amazing service and my preparedness.
Spend money on movers, dont be that person who forces their friends to lift couches and dressers by hand so you can buy them pizza and beer. If you have a real grown up apartment or house, you should hire a real service.
Dont click the link above from the spam whats app
Why not just move yourself and save money if you can? Especially if you don't have tons of crap to move
I had the same case. It costed 1 daily wage. We finished in 1,5h and everything was there without any hustle. Having your friends and family to help you can easily top that solely on fuel, parking payments and some lunch... And you will do it the whole day + you will need to arrange a good time schedule for everyone as opposing to paying for a specific time slot that suits you and only you. Just you missing on that daily wage + dealing a whole weekend with that is more costly
@@mayvel1537 why not just hire movers if you can?
@@iluvzurara2 mainly coming from a perspective that can't lol. If you can though okay!
I live in Vancouver, Canada, and I a few years ago, I found a moving company that lends the plastic boxes for free (with a refundable deposit) a week or two before the move, and then show up, move the boxes and your furniture, and then you have about 2 weeks to unpack the plastic crates before they show up to take the boxes away and give you back your deposit. It's a wonderful combination of the diy approach and not breaking your back. :)
What’s the company called?!!
Same ^^^^^
I've used them twice now. Zero complaints.
Same! What company is this?
@@meg7578 The link to their website is in a reply in this thread!
I’ve had the same cashmere dress coat for 25 years. It was 600 dollars then, although I bought it for less, and I’ve replaced the lining once. I do buy a new scarf and gloves every few years, but at this point, cost per year of wearing is 24 dollars. Some years I only wear it once or twice, but other years it was my daily coat. Looks brand new and because it’s a super classic style, no one knows it’s the same coat, they just think I like the style.
Is it of a specific brand or make ?
Speaking of name brand versus store brand: Kirkland/Costco brand cheese is Sorrento Lactalis (aka President) cheese. We just literally changed the packaging part way through the day. I hear their vodka is grey goose
Currently knitting, which I've been doing for 10 years now, while I watch this video with my $30/ball of wool yarn I bought at a local yarn shop. To boot, if I invest in good yarn, these garments will last years, even decades, with good care.
YES. I'm a long-time knitter, too, and do my best to buy natural fibre yarn -- cotton, wool, etc. -- and preferably from small shops. Wool, in particular, is good for so many things other than clothing, including home insulation.
Hello, fellow knitter 💕That’s an excellent point you make with the high use to cost ratio of our handmade treasures. After investing so much time and love, we do all we can to cherish hand-knitted, truly customized slow fashion pieces.
Kinda jealous, lol. I keep starting and stopping with learning to crochet. I bought some fancy 100% cotton yarn about a decade ago and STILL have not made anything with it, lol. I do think I'd like to get some different hooks, though. I was told that aluminum ones were better, but they're so slippery for me so I want some wooden ones.
I usually take advantage of people's trial offers for Skillshare to sometimes attempt to learn crocheting again, since...no offense to the knitting and crocheting teachers on RUclips, but most aren't very good at filming themselves, explaining the process (they use a heavy amount of jargon without clearly explaining to a novice what it means) or knowing how to edit (it might not be all all of these, it might be just one, but it's enough to distract me from the lesson). But I can't afford a full subscription so I stop the classes and stop trying to learn altogether.
I think I'd like to try my hand at water color painting next (starting off cheaply). Or, I still have a barely-used pack of pastel crayons (I can't draw, I have no idea why I thought having them would be a good idea. I've owned them even longer than the crochet stuff! But maybe I can find a teacher online to help me out). Back in my cringey poetry days, I used to say "these hands of mine create no beauty" and my lack of artistic talent is why, lol.
@@BewareTheLilyOfTheValley Have you tried TL Yarn Crafts on RUclips? I think she's a very good teacher.
@@ursaux Never heard of them, but I'll take a look, thank you for the suggestion!
Rock climbing is my ultimate hobby. It is physical activity, it is socialization time with friends, it is creative problem solving trying to figure out a problem. With gym closures during the pandemic, I have absolutely felt the impact of being unable to go climb! This is the only gym membership I can say is worth every penny for me.
I took up embroidery/cross stitch in 2018, and it brings me so much joy. I also make wedding gifts for friends and family with my hobby! So fulfilling 😊
i just started cross stitching!! it's so relaxing!
Knitting literally saved me from mental breakdown during stressful period of life. I´ve had no problem buying good equipment that brings me joy after that experience :)
Well knitting is a pretty cheap investment even if you buy nice needles when compared to other hobbies.
The story of so many knitters! I couldn’t agree more!
@@cheesecurd100s that depends, good quality set of knitting needles is quite pricey and not to mention yarns from artists. But it can be done for lower price easily and still results in great things. The feeling that I can finish something in real life if I just continue is soo therapeutic
One point about moving yourself, I have been a part of a few DIY moves where a friend gets in a car accident while moving your stuff. It makes what should have been a cheap move a lot more expensive.
My 2022 mantra is spending more on things I use/touch daily:
-safe detergents, organic foods, quality clothes, nice exercise equipment, gigantic water bottle
And purge on everything else!
I love that idea!
If you have the time and energy for it, picking up sewing skills can help you maintain your wardrobe in the long term. I've been able to mend shirts and tailor my own pants so that they last longer and fit well.
This is definetly a skill I wish I had.
This is a skill I’m definitely going to invest in! I’m lucky I have my grandma still around, so in a pinch I can ask her but I definitely think it’s time for me, a nearly 30 year old, to finally learn some basics haha.
that’s so true! I work for a moving company and my clients often want to save money on moving, suggesting that they will put the items down themselves (to avoid charges for stairs/elevators), pack everything themselves (including fragile items such as Tvs, glassware) to avoid spending on our packing materials and service. I try to explain that it may save their money short-term (on the day of the move), but in the long run (especially if that’s a long-distance move) they may loose much more because those items are more prone to get damaged in the truck or while they are tryin to handle them themselves in the small elevator etc. I also had a lot of clients who were planning to pack themselves, but ran of of time and ended up using our services. they never regretted and were grateful to our guys who did it professionally and super carefully.
I got cheap movers and they ruined my treadmill.
Once you have nice things (all we had before was a futon and a couple cheap bookcases) you save much more by spending more.
Yeah I love paying for movers but hate how unreliable they are. I had a terrible experience with a moving company that was highly rated. My movers were high, slow, and they broke my antique mirror and refused to pay to fix it & held it hostage until I signed basically an NDA saying I wouldn’t write a negative review if they gave me the repaired mirror. On principle - I refused & reported them to the better business bureau. Also, the owner defamed me online and accused me of using drugs. Oh and did I mentione the move took them about 7 hours and it was quite literally 0.5 miles distance? Paid by the hour, those Punks. So…I hope your company is amazing bc by George there are some who absolutely suck and charge an arm and a leg.
@@jadebroadnax3352 sometimes such things happen even in highly-rated companies (new employees can accidentally damage something), but usually the company resolves it somehow. I'm sorry you had such an experience.
From the moment my sister announced that she was actively searching into buying her first appartement & close to finding the right one, I started collecting the amazon boxes from the products I received instead of putting them into the recycling. I also kept the useful wrapping they came with (bubbles kind or paper) & stacked them like those Russian dolls. She's been doing the same on her side. So by the time she'll move in spring after the repairs are done, between the both of us, she'll have many of the boxes she needs without us having to pay twice for boxes & wrapping.
Several grocery stores will save egg and produce boxes upon request also. They are generally very durable and hold a good amount
my sister and I moved in the same year and we lived across from each other so we traded boxes back and forth
Every time I moved I would get free boxes from supermarkets, you just go to the back, the loading dock area and ask if you can have free boxes. Sometimes they have gone to the recycling depot, just ask them what day is good for you to pick them up and people have always been super helpful. I also ask friends and family to keep newspapers and other packing materials for me, the only thing I have to buy is packing tape. I hire the movers to collect and deliver the furniture and bigger boxes and that's it. I prefer to pack and unpack myself, it gives you the chance to declutter and not have to move things that you no longer need or want.
Grocery Outlet is so underrated for pantry staples! They have a lot of trendy health brands, like Kodiak Cake mix, for $4 less than at other grocery stores.
I have done Moving- both with and without movers. ALWAYS invest in movers. It saves so much time, stress, and possible injury. And you can, as Chelsea said, just go for the base moving/transportation.
After a stressful day with almost losing my u-haul reservation, I completely agree and vowed to use movers for my next move lmao.
TLC Movers…..best investment ever made
YES!! it saves time and can save money because they have to pay for what they break. During a college move one of my friends badly scratched my dresser. I was just out of luck. A mover spilled a very large drink all over a box of my food and they paid to replace what they couldn’t clean. Vast difference in price, but you get the point.
I don’t know I did a partial move from Alaska to Texas only having movers to load the boxes, appliances and furniture on and off the truck. I made over 10k from the Army for doing it myself tax free. Totally worth it!
I've hired movers and had friends help during DIY moves. Let me tell you, even relationships with people who volunteer to help you move will be strained by this process. Ponying up for movers can preserve friendships.
I love this. Express is luxe for me, and a $100 coat I bought in 2015 just gave way to a new $95 coat I resisted buying for a long time.
Side note, I live and work in China. I’ve noticed that Chinese people use our equivalent of eBay to buy cheap goods far less frequently than I do, and while I have taught almost exclusively wealthy students, they still wear almost the same clothes every day and tend to own far fewer clothes than US citizens. Chinese people also have the second-highest savings rate in the world, which may be why the only businesses I see folding throughout the pandemic have been foreign-owned (though that also relates to challenges for foreigners owning businesses here). In addition, even low-income vendors in Wuhan at the wet market where the virus allegedly originated interviewed in articles in Western newspapers casually mentioned how their treatment for the virus cost them a whopping 7,000 yuan (more than $1,000 USD). This may equal several months’ income for them, but due to the tendency to save, they came through it unscathed (& for all its flaws, China’s public healthcare ensures that a fair amount of treatment will be covered by the government. For comparison, MRI’s here are the equivalent of $30-$50 USD).
My point? Despite how China is profiting of its cheap goods...its citizens, if they buy these goods, wear them for years, repeatedly, and also (extra info) people like cobblers and tailors are still very common and incredibly cheap.
Very interesting. I live in Portugal and seamstress and tailoring services still exist as well as cobblers. I had a pair of shoes and a handbag, both leather re-died so that they look like new. They are classic designs, ballet flats and a tote bag, so I can carry on wearing them for years to come. I'm also happy to cut long sleeves into short sleeves on clothing and one of my favourite pairs of shorts are actually cut off jeans, I have had them for 8 years now.
Thanks for your insight! I always wondered how Chinese travel so much if they are so called “poor”… it’s because they know how to save and splurge on travel
Btw, I live in south Florida and it’s soooo hard finding a good cobbler. I had a good one years ago but they sold it because they were getting old and health issues
@@APTTMHYforever Chinese are not "poor". They are richer than most Americans, living day to day. And China accounts for the most billionaires, 1058 vs America 696. Also, China have the biggest economy and self-reliant.
Ofcourse, there are poor people too. Like in every other country. Maybe you should save some sad start travelling, so you learn a bit more🤗
I appreciate you always bringing up sustainability and how it ties in with financial choices - thank you!
Oooh an excuse to budget for my hobby! I love this!
I started baking a little while ago (less than a year ago) and I've been loving it so much! I was doing cookies for a few years, just simple ones, but got into making cakes and today I started trying sugar cookies with decorations. It's a lot of fun for me, my kids love the results, and I can give my friends goodies when I have extra. When I was just starting out I bought disposable cake pans but after the third cake my husband went to a baking store and called me to ask which size pan I wanted.
I would cheap out on silverware, plates, dishes and bowls. Unless you have a fancy dining room and want a set of fine china for guests, most of the time dinnerware is being used in the microwave and and dishwasher. If you have fancy plates that aren’t microwave or dishwasher safe, what’s the point of using them as your everyday plates?
@edgar allan hoe well yeah I don’t get super cheap, but when it comes to ceramic dishes I don’t get super expensive ones
Taking classes related to your main hobbies is also a great way to meet people and make friends. In addition to learning from the class itself I have also learned a lot from other students.
Absolutely agree on movers. Even if it doesn't make the strictest sense financially, I'd argue avoiding the stress is absolutely worth the cost
Unique sleeves are timeless for true trendsetters. I’m wearing mine FOREVER. Def agree with paying for movers I’m never doing that process myself ever again. Great video!
📍 Thankss~~~~
absolutely! you can take my ruffle sleeves off my dead body
As someone with ADHD, I just want to remind my fellow neurodivergents to be careful with the hobby one. I usually buy a cheaper version of something related to my hobby first and then if I can prove that I can commit to it for more than six months, it's probably a hobby that's going to stick around and I increase my budget. But even then I don't invest heavily in things that will go bad or be costly if I don't use it, ie buying a piano that would need to be professionally tuned if I happen to not use it for years.
Yep. See if you can borrow a hobby item from a friend or find it 2nd hand at a used store, Facebook marketplace, or a yard/estate sale.
I try to shop at worker-owned co-ops (looking at you, Rainbow Grocery in San Francisco). The quality is much better, not gonna lie, the produce is more expensive, but the bulk and cheese sections are glorious, they make an effort to carry small business that have ethical practices and most of the items are priced fairly. Plus, the store provides senior discounts as well as EBT discounts (!), virtually unheard of in this day and age.
Aren't we all tired of giving Jeff Bezos money?
rainbow!!
@17:15 used cars are actually selling for more than new cars now! (Obviously a temporary and insane situation)
Yes to the movers! Our first two moves, my husband and I did the Uhaul thing. When we bought our house, we decided to just hire movers for the large furniture & heavy items. We only live 5 minutes from our old apartment, but it was so worth having someone else do the heavy lifting!
Love the mentions of quality over quantity and making more sustainable choices for the environment! They go hand-in-hand so well.
Absolutely to the movers, but renting moving boxes that was briefly mentioned is great! I know it costs a little more than going around and asking for boxes but I've always found that results in me spending too much time asking people for boxes and making sure I have the right amount. The last 4 times I've moved I've rented these big blue boxes that have hand holds that are much more comfortable than the cardboard ones, but it also means I have to actually unpack my boxes in an appropriate amount of time because they're coming to pick up the boxes. Don't have to get rid of old cardboard boxes for weeks afterwards, it's better for the environment, and they don't accidentally fall apart halfway to the truck.
Hello yeah the movers?!? I spent $400 on renting a truck, boxes, tape, dollies, and the STRESS, buying just pizza and coffee because it took my three days and I didn't want to grocery shop or cook. The movers quoted me, only three days before my move that it would cost $546, for my one bedroom apartment. The time and money I wasted was so depressing, I was sore for days. I didn't do real work at my job because I was so tired. I literally refuse to move without movers again. I'd rather sell all my stuff.
"I'd rather sell all my stuff" I relate so much!!!
New cars actually appreciate these days because of the chip shortages. I could sell the car that I got brand new last year for about $3k more than I paid for it.
The thing about the car halving in value is true! A woman at my work a few years ago bought a new car, decided she didn't like it and took ot back next day - they offered to buy it back for half the price she paid. She was trying to sell me it, and I couldn't help but feel a bit smug that my last car only cost £750
I work at a grocery store and I can say that store brand items are basically the name brand with our label on it. What happens is the chain I work for buys a set amount of units per year which why they’ll label with our brand and sell it at a cheaper price. For example I know our brand of dairy products is from Alta dena and cost half the price and our tortillas and tortilla chips are produced by mission. I normally buy store brand for most things because I get a better discount and I don’t notice the different when it comes to staples as well.
With clothes, 2nd hand is always the more sustainable alternative to buying new. Of course, it might last you not as long, but I'm happy to visit the thrift shop a little more regularly in order to avoid buying new. And you can find fantastic quality, it's easier to judge since the items have been washed and worn a few times at the point when you buy them.
Thanks for sharing!
While I love the idea of shopping at farmer's market, I don't have $20 to drop on a single porkchop.
I am coming from a very,very low income point of view.I love this channel. That being said I cringe at some price quotes that are mentioned. Example : I moved to my home 8 years ago, I rented a uhaul & had help from family, it cost $125 total. Compared to the $8,000 you mentioned...well enough said. Still I realize most of your viewers are in a different economic situation & I am the odd man (woman) out.
i dont come a very low income household and 5-8k still sounds like a lot but the name of the movers were literally called "white glove movers" lol im sure there are other companies out there that are not that costly... not $125 but still. but also i think the main reason for her mentioning that was bc ppl mostly think about "cost" as financial, and dont factor in time, labor, and stress. so you definitely paid more than $125, but in other ways.
Completely agree with this. When I moved into my 1st apartment (I barley had any furniture btw) I rented a uhaul and had like 5 family members help. Got free boxes from work. When I buy/move into a house I will probably try and save to get a moving service like she said but I personally don't think that it is worth it if you don't have a lot to move or you can't afford 3-5k moving service.
This was a super good video! I’d love to see you guys talk about feeling guilty about getting money after being poor in the past and how to overcome that. Always love seeing your videos!
One more thing about tires -- in you live in a wintery environment (snow on the ground 3+ months of the year) DO NOT think that "All-Season" tires are going to work! Invest in snow tires. They make a world of difference!
I agree. We’ve had at least 2 substantial snow storms this winter alone and are expecting a 3rd storm this week. This was the first year I got snow tires put on my car and they were worth every penny!
All season can get you by in winter in certain states/areas
@@woozlex I realize I'm late to the party. Yes, but all season, especially if your vehicle does not have 4-wheel drive, will leave you slipping and sliding in very wintery climates...like the Midwest. :) For areas that don't see a ton of snow/ice, like less than a foot the entire winter, all season tires tend to be just fine.
I agree with most everything, except fast fashion. Just don't buy it at all. It will head for the landfill in months, if not weeks. Farmers markets are wonderful for the most beautiful produce, fruits, herbs, and flowers. You're getting items that haven't traveled far or sat in a warehouse for weeks. Your body will thank you and you'll be saving on future healthcare costs.
I don't need a study to tell me that a good hobby will make me feel less depressed! I am all around a better and happier person when I'm spending time making things. People often suggest that I should sell what I make and I just feel like I cannot afford to monetize the hobbies that keep me sane
I used to feel that way about clothes and then my weight fluctuated crazily. I feel like it's also okay to buy reasonable quality or still look for good quality second hand things. I also know a lot of people's feet never return to their previous size post pregnancy, so a big expensive shoe collection can suddenly have very limited value to you.
Can I suggest that you switch to sheep or goat dairy if that's an option where you live. Sheep and goats are usually raised in the wild and contribute enormously to the local environment. In most of Europe, sheep used to be more common until The Great Cow Takeover, so switching to sheep dairy will likely help support local and traditional business too
In France, most if not all cheeses called tomme (de Savoie, des Pyrénées...) and comté, salers which are made in the low mountain areas come from cows raised in the fields except for the winter.
When I needed to move a couple of years ago, I went to local businesses and asked if they had any boxes I could use. Got all the boxes I needed for no money at all! And since they were random boxes, they weren't all the same size, which was actually useful since it's not like all my stuff is the same size either.
Here's a fun contribution, too, that I heard from my vocal teacher years ago: you can get a ton of boxes from liquor distributors. They're more than happy for people to come in and take as many boxes as necessary since they'll otherwise have to break them down and throw them out anyway.
Moving in the middle of winter was really stressful. From now on I’m definitely going to use movers.
I've learnt so much from your channel TFD. A BIG thank you for the very informative videos, Chelsea!
Moving: my cousin moved twice within the last two years (both dldenior housing). Please please please make sure YOU handle the things you NEED at all times, such as MEDICATIONS, checkbooks and other money materials, anything you need to get your hands on immediately. My cousin’s two different moving companies dumped her medications (which she needs to survive, literally) in boxes and didn’t tell her which ones. She was distracted by apartment complex rules during the second move, and could not supervise every second.
I am going to be downsizing in two months. In the meantime, I’m purging, keeping a journal of what I’m taking, what I need to buy, things I need to do (address change, utilities, setting up EFT for rent, renters insurance…most of which are already done), listing rooms, pieces of furniture to decluttering, and pack, as I get closer to moving day. I’ve also booked the movers (who I’ve used for several local and coast to coast moves) a few days after I get the keys. This way, I have time to look at the layout, plan where to put stuff, move in the easy to carry items, set up my cat’s tree, and hammocks before I bring him in, etc. I’ve moved 28 times in 66 yrs. This is not my first rodeo.
I'm not so sure buying a new car is always a bad idea. We bought a Honda Accord new, 22 years ago, as our only family car. Now, 22 years later, it is still our only family car and still runs fine. Pretty good cost per use, I think.
Holy crap - $3K for movers? I get it's NYC but this is what makes me appreciate how affordable Chicago is for a big city. I spent $750 for an 1800 sf place.
When I saw the title I was a bit afraid that you'd recommend some practices that might be bad for the environment, but whoa! You totally rocked this subject! Thank you Chelsea! I really admire how you talk about money, investing and even consuming without ever forgetting about environmental issues. Thanks!
On the hobby point - instead of buying gear for an activety that you might soon drop, take a class. For example take a pottery class, see you it is what you thought it would be/how you like it before spending money to buy supplies and not have it work out.
I agree about the professional movers. The difficulty is finding the good ones. I may have boxes saved from a move in the early 2000s...
It would be really useful if you could use the chapter-ing function that RUclips has so we can watch different segments of the video instead of scrolling through it. Some of the tips don’t apply to everyone but I’d still like to get the most out of the video :)
I just completed my cross country move and I didn’t have to buy any moving supplies. I have extra gym bags that I’ve kept and I used some of my furniture as storage. I was able to put my kitchen spices and rags in my bedside table and tape the drawers shut. Most of my linens and towels were used as a filler for my fragile items. I hired movers to load/unload everything and they are definitely worth the money and time.
Small local businesses -> healthier seems like correlation rather than causation
Solid advice 🤗 I've learned the hard way throughout my twenties about what it's worth investing in and being cheap on tbh. My main ones are: it's never ever worth buying cheap shoes (still made that mistake as recently as 8 months ago 🙄) & it's always worth buying a good, expensive phone (personally). I burned through so many cheap ones when I was younger until I bit the bullet and paid for a better one that lasted for many years.
No one is a “fool” for buying a brand new vehicle. It is about what’s best for that person at time of purchase, and if they decide to buy a brand new vehicle, good for them! Be happy that person is able to buy what they believe they want and need instead of degrading people.
"The Cambridge Journal of Regions Economy and Society showed that counties with a higher volume of local buinesses had a lower rate of health issues like diabetes."
You know what else is correlated with diabetes? Poverty. Places that have a thriving bunch of local businesses also have more money to spend on those businesses. Eating fancy meat and cheese isn't making you healthier. Having money is making you healthier, especially in the US! Correlation does not equal causation. Come on, you're better than this.
Counties with a high volume of local businesses having a lower rate of diabetes does not directly relate with your statement that eating local meat is healthier. Sounds like correlation, not causation.
Found a pair of well kept cadet boots in my size on a curb for pickup the other day. I think it was a school boy’s first pair that he outgrew too quickly with how lightly worn they were. Best find ever. Good boots for free. (Also found some nice crates, buckets, gardening things, and fabrics)
This was super validating. We're investing this year in local meat raised regeneratively on Audubon land and a local milk share to make our own dairy. I'll be gardening and keeping chickens, but we invested in a big greenhouse and someone else to build the chicken coop. It was such a relief not to expect myself to learn how to be a carpenter on top of a farmer, and the jobs got done in days rather than months for not much more than buying the materials and tools ourselves, with better quality workmanship. That said, I drive a $5k 2006 Ridgeline with a salvage title twice a week and wash out Ziplocks to reuse. If you make it about your values rather than what you "should" invest in or do yourself, you'll be much more satisfied with where your money's going.
My dad used to buy a hand reared pig every year. He knew the person that reared the pigs and he would personally choose which one he wanted. He decided to not do it anymore as of this year. But he raises his own chickens and grows a few vegetables and has some fruit trees in his garden. His siblings have different fruit trees and they will swopp produce, all home grown and organic. I am lucky to benefit from all of the produce, I currently have oranges and eggs from my dad and lemons from my uncle.😊
Anyone else love moving and would never think to hire anyone because it would take the fun out of it?
And omg ask bars and restaurants for boxes. We always have stacks and stack s... Liquid boxes are strong for a reason.
Same 😅 moving is fun for me and I always look forward to it. The tetris in the car is a weirdly fun challenge to me. But I also make a point not to buy really heavy or bulky furniture to keep it that way!
Exactly. Andmovers an be out of budget. When I moved my first apartment, it was an adventure. I packing things in advance and it was so much fun. Plus when my roommate moved to a town 5 hours away, she sold her bulky stuff ( she bought second hand) and bought those items again in the new city. It wasn't worth the money and expenses. But the whole process was fun for her and me and we made graphs of cost benefit analysis and what to take and how to pack.
Or you can get a good pair of Sorel boots for $100 on sale or less if you buy out of season, then wear them for the same number of years. Or buy things second hand for less but maintain the quality.
I always buy in the off season, saves so much money!
Totally agree with investing in your staple clothes. Buy it once and buy it right. One good pair of jeans is going to last a lot longer and make you feel better than cheap ill-fitting ones
Where do you buy your jeans and about how much do you spend on them?
If only my thighs didn't undermine my desire to buy quality jeans. My thighs can chew through Levi's, Free People, Buffalo, Lee's and every other jeans brand in 18month or less.
on moving boxes, liquor stores, grocery stores, or wine stores have cardboard wine boxes which are good for moving imo. You can ask them or get them out of their dumpster. Good for more fragile or heavy items since they come with those dividers (which can be cut) and are designed to carry like 12-24 bottles of wine.
Also, with pantry staples, white grains (ie white rice, white flour) last longer than brown/whole grain counterparts. And I recommend also checking stores that cater to restaurants for some pantry staples, saves a ton of money on some items vs regular stores, which are like $1 less for 50% less product. If you're in California, Smart and Final is a good spot to get these.
I have two things I bought secondhand at age 15 and still have them. I keep what I like :)
You can also get strong boxes for free from any liquor store. I did it for my last move and didn’t have to buy a single box.
Hey, life tip on moving supplies, go to any grocery store or gas station in the morning and ask if there are any boxes they don’t need. There you go, free moving supplies.
Proud Organic Valley employee for 16 yrs. Thank you :) We have some of the most beautiful farms in the country!
All I could think off when you spoke about moving in NYC: PIVOT! (ifykyk)
Lolll movers, that made me think of Ross Geller from Friends, "pivot!!"
TOO funny, the very first thing that came to mind when you started the video was my Sorrel boots! I was in college when I got them so it was a lot to pay for a pair of boots at the time, but I’ve now had them for NINE years (10 in January) and live in a place where the winters are brutal. They are STILL in amazing shape and have essentially no wear and tear.
When I was moving, I asked garden shops and publix for their boxes :) Saved me some bucks!
When I was in college a school friend had a summer job at a cannery. She said she knew that the name brands and the store brands were the same identical products because it was her job to change the labels on the cans. Lesson learned early in my grocery shopping life.
Then there are the hobbies that CAN be really inexpensive (like quilting - piece with a regular ole machine, quilt by hand, fabric from the thrift store) or can be ridiculously expensive ($3000-20,000 for a long-arm or free motion quilting machine)
The point about prioritizing size of purchases by the amount of time you use the item as a rate (usually per day) is pretty clutch here. If you use something daily and a good quality item lasts decades - it's worth the money.
*Insightful post. Anyone who doesn't invest is really missing out. For me, investing is the best decision anyone can make to improve their finances. I have been in this experience since 2014 which has helped me improve my finances*
Investing is so much underrated and It’s really pitiful how some people rely solely on salaries and working 24/7 when there are various ways of making money online without stress. The wise don’t invest after spending but spend after investing. I’m glad I started practicing this early as it has helped me life a debt free life and as well improve my finances.
There are a variety of investments to indulge in, but without solid knowledge or skills, I would advise you to work with an investment advisor who can help you understand and also recommend a suitable investment that you can engage in to get good returns without losing your money. Personally, I work with *Donald Nathan Scott* and my experience with him so far has been the best.
I’m convinced that making money online is much easier than working for others . I’ve been working with a *financial planner* operating a private firm and so far, I’ve achieved *$800k* portfolio. It’s not just watching investment videos when you can’t implement the knowledge in reality, I tried that but I failed drastically.
I’m happy hearing someone talk good about Donald Nathan Scott. Donald Nathan Scott offers a very good service and he has been influential in my financial journey. I'm surprised his name mentioned here and I’m happy as to read positive recommendations here. I met Donald in Florida two years ago and I have been working with him ever since and sincerely , choosing to work with him is one of my best decision in life.
Yes on the tires!!! And rotate them when you change your oil even if there is a fee! Protect yourself by marking them with a silver sharpie to make sure they do it. I have paid for it and had it not done, but I go back in and tell them I know, and then they do it.
I bought a winter boots at giant tiger a store , like Walmart for $45 dollars. It’s a better shoe than sorrel winter shoe. Sorrel shoe does not keep you warm.
I don’t know what Sorel boots you’ve tried but I’ve had the same pair of Sorels for 9 years. They keep my feet plenty warm; I live in WI with my very active family and we’re outside in the cold a lot throughout the winter.
I agree about getting movers but do research on moving companies! Also, I recommend keeping valuables on person. I guess I have trust issues so anything of extreme value, keep it with you to personally move. Also keep track of preexisting conditions of your property, movers damaged my 2k couch 🤦🏽♀️ and punched a hole in my wall moving my dresser.
Super uselful video as usual. Thank you!!!
Also, cutring your own hair is one of the best things I learned to do. Haircut £50+ Pair of scissors £6. Gives me more £££ to spend on my dreams
Looking great babe😍.. and really informative video..👌🏻
Don't forget the banana boxes from grocery stores, they are extremely good to use when moving houses, are in the right size and have got space for your hands to carry them. And grocery stores are happy to give them away for free.
Geez I love you. 😂😂😂. Always informative and funny. Thank you. Yes give those shoes away.
This just popped into my head, Is it possible if you ladies can do an episode to see if it's cost efficient to have a lawyer on retainer for any particular reason?
I like this tooic a lot. I would say - It really depends on what kind of lawyer and why you would need one. Are you continuously reviewing contracts and dont actually need a lawyer - maybe some money spent on a business law class or contract class could save you thousands long term since you could only engage them at the final steps. Maybe its the opposite and a full time employee js the best. If you're filing trademarks or other deals then maybe. Are you constantly getting sued, maybe changing your business practices is a better solution. Probably best to look at your business plan and needs, see your budget and ROI on your staff/experts and then go from there. A contribution margin analysis will be your best bet. Not professional advice but this is what i would look at from a future cpa perspective
@@sim771 Amazing comment thank you.
I would love to hear this! I get so stressed with retainers.
Moving:
Yes on free boxes if they're undamaged & clean (No spilled wine or candy smells...) especially if they're strong. I found egg boxes to be strong & plentiful... Having a bunch in the same size made packing & stacking smoother. "Chewy" & liquor boxes tend to be strong.
No on cheap tape. Having boxes start opening up, especially from the bottom was panic inducing & problematic. Maybe use cheap to mainly close a box, with a "good" piece sealing, but never cheap tape to construct the box in the 1st place.
Investing in movers was the best investment!! I moved by myself for the first time last year and the movers are quick and efficient and I didn’t have to do much. Best money spent last year
As always, great video & love your glasses!
One test I like to do for "trendy" clothing, accent pieces, or other niche clothing items is "Would my middle school self want this piece?" Now, Im fairly young, so that test estimates to around 10 years ago for older people. Generally, it cuts out the FOMO, because you're not considering other people's opinions, and instead gives me a piece that I am excited to wear, instead of rotting in the back of the closet like a majority of the dresses I was forced to wear when I was a kid 😅
I had to pause and comment on Sorels! I live in a place where -40 is normal in winter and my coat did in fact cost 1000$… I own Sorels and I’m super cold in them. I watched Rose Anvil cut them open and understood why. Sooooo excellent point! But also, watch out for brands posing as high end like Sorels, DocMartens, etc.
Do what do you recommend? I like to feel warn, maybe we do not have here -40, but -15 is not so cozy either.
@@izabelamajer1908 I'm in the Midwest, and Baffin boots for me have been the most comfortable and warm winter boots I've ever had in my life. I'd recommend at least looking into those. I've had mine for... 9-10 years
I agree with Baffin! They are super warm and of such great quality that I’m able to pass them down from child to child. You can also replace the felt booties in them. Kamik are also decent :)