Issue with Ditto I found is, they are not providing on ground support which is Policy bazaar providing. There representative will reach the hospital for all help.
@bekifaayati my Uncle got expired he had 2 policies HDFC Ergo loan protection plan, They claim got rejected can you please help me get claim? Please Reply
That's really informative. I was planning for Niva Bupa but now I would go with HDFC ergo due to no capping in modern methods. Thanks for such deep and hidden information
Mint ki list mat dikhao sirf rating se kuch nhi hota hai . How is the company doing . Claim settlement ratio . Solvency ratio vagairah dekho to better rehta hai . Rating to koi bhi bada skta hai
@@shareka478 pregnancy bas star ka women vala ek plan hai wo cover karta hai wo bhi 2 years ke waiting ke baad. Baaki dekh skte ho aur koi mile to but waiting hoga kisi me bhi . And cataract ke liye to 3 saal ka waiting hota hai generally agar pehle se diagnose hai to . Generally father ka alag hi hoga insurance . Jis bhi insurance pe ja rhe ho ek baar pooch lena preexisting disease ke liye waiting period Kam ho jaye to kuch pay karke wo better rahega . Limit dekh lena cataract surgery ki kitni hai . Generally in surgeries pe ek limit hoti hai jisse upar agar operate hua to treatment ka paisa apko Dena padega
I denied niva bupa just because I have a rod in left shoulder. A company which just denied insurance based on this I'm sure anyone will have bitter experience at the time of claim especially when you claim amout will be large.
I did lot of research and i found HDFC Ergo is the best one in the industry. If you are living in the city like- Pune, Mumbai, Bangalore. They are covering most of the hospitals as cashless. Also you will get double benefit for sum insured. You should opt for unlimited restoration by just paying Rs. 100-200 more so that you will get basic sum insured restoration unlimited time.
@@vaibhav-bhavsarbro in ergo all things are already cover koi riders ni h extra - it's a complete package. So that you will get all the things in one package. When u try to match same thing with other policies with riders. They costs more than ergo
Please don't opt for HDFC ERGO, speaking from my personal experience recently last year. On paper it all looks good. But they are just another greedy capitalistic company, who have figured out that paying penalty to IRDAI for rejecting claims is cheaper than approving claims.
@@TirelessManuh Agents lies to sell the policy when I ask them to highlight the same thing in brochure they say it's not on it, but we assure you it will be covered from day 1.
Hdfc ergo is hella expensive. I took a health insurance for my family, my sister is 26 yrs old so she was not being included in hdfc ergo whereas in niva bupa there was no such thing. I could include my sister as well. And for the family of 4 niva bupa costed me 35k whereas for the same insured amount hdfc ergo was costing me 80k because i had to buy a seperate policy for my sister. The claim settlement ratio is also the same in both the policies. I think niva bupa is the better choice.
I dont think so. Just coming back from hospital and Niva Bupa sucked my life. They mindlessly rejected my cashless with no valid reasons. Hung my call, and kept saying that OUR TEAM OF DOCTORS says hospitalisation wasnt nevessary. 2 times justification from doctors with all IP Summary.. believe me they are biggest frauds
Well even 20k per annum for such a great health insurance is worth it... Never bargain when it is about health.. Its better to see it as an investment worth every peny.. I will definitely get in touch with ditto insurance and get a full family insurance this year itself.. 🙏 guys please once you start earning in your own do invest on health insurance doesn't matter single person or family.. One od my uncles friend got cardiac arrest recently 29 November.. I think Almost everything was looked after by the insurance company (star health something) from treatment to private room. That also in one of the best and slightly expensive hospitals in goa..
Hi, my mother had a spine surgery one week back and she has a niva bupa reassured health insurance. it took a lot of discussion back and fourth to approve the money even though my mother dont have bp or sugar issue or any other health issues except thyroid. I'm looking for an option which is better than Niva and dont have this much of issues which approving money. Please suggest
Yeah that is the issue with Niva Bupa and others,,,,, Go with HDFC ergo optima secure...... They will not try to find any loophole when u actually need.
Any insurance company in India will ask you the same questions. India is huge and so are scamsters in India. If the insurance companies are leninat the ones who genuinely need money won’t get it because of these assholes who keep fake bills and try to get claims and share amount with the hospitals. Trust me I’ve seen a lot of this shit. Like everywhere else in India good people are suffering because of bad people
@@rupeshkumarsahu6869 how can he go with hdfc, the spinal surgery already happend, and if its an important surgery there are less cases of issuance of the policy, mostly its only care insurance that provide policies after some critical surgery or disease
@@Iamniyas17kindly guide me sir I need one for my wife and my father is going to have cataract soon age 55 father hai wife is 26 she may get pregnant anytime next year
Very bad experience from NivaBupa. Grievance team support is pathetic and fraudulent. To cheat customer they will go to the extent of closing your case with fraud analysis and support.Proof provided will never be considered.
I work in a insurance company Family floter will be good.if every one is fit and fine if any person have medical issue or more chances of taking claim currently, then for thiat person should take a individual policy. I
Sir we are only two me and my mother, im 26 and my mother is 50, we both are healthy no preexisting disease, so which insurance should I purchase sir? I don't know much about insurance so please guide me, as u said u work in health insurance company, I thought I will get answer for this question from you sir .....@@jaygovind391
@@alokeshdas3390 its because the premium doesnt increase in proportion to age, but it increase due to medical inflation, in simple terms if you buy one plan in 26 age they will charge the money according to that age even after 10 years, they will be charging 26 age not 36, but if in those 10 years inflations happen in medical expenses it will increase
This video is very informative, but it would be better if you talked about real money. Talk about Cryptonica; it's real money every day. What you're discussing doesn't seem as cool
Maine public review nhi dekha public review hai hi nhi youtube pe jisne liya ar claim kiya ho ar use time pe sabkch ho gya lkin sirf sabko fraud type k hi video ate hai yeh claim karne pe jawab nhi dete hai av star health ka ho rha hai ap public review dikaho yeh sab faltu ki cheeje hai
![Noob To Max With DRAGON REWORK In Blox Fruits [FULL MOVIE]](http://i.ytimg.com/vi/LnBMOinoOvA/mqdefault.jpg)
Book Your Consultation with Ditto: ditto.sh/vw04ob
Issue with Ditto I found is, they are not providing on ground support which is Policy bazaar providing. There representative will reach the hospital for all help.
@bekifaayati my Uncle got expired he had 2 policies HDFC Ergo loan protection plan, They claim got rejected can you please help me get claim?
Please Reply
Plz make video for Health Insurance for 60+ yrs individuals with previous illness history... Thank you in advance
That's really informative. I was planning for Niva Bupa but now I would go with HDFC ergo due to no capping in modern methods.
Thanks for such deep and hidden information
Welcome 😊🙌
Same here
Bhai should I buy HDFC ergo
@@sanjaykumar6599 I would suggest that only
use light colors schema next time, these color table unable to read
😂kuch bhi
Always liked this channel. It’s hard to find channels you can trust nowadays
Thank you 😊🙌
Mint ki list mat dikhao sirf rating se kuch nhi hota hai . How is the company doing . Claim settlement ratio . Solvency ratio vagairah dekho to better rehta hai . Rating to koi bhi bada skta hai
Mujhe apni wife ka aur papa ka karwana hai pregnancy ke liye aur papa ki health ke liye aankhein kamzor hai cataract ho sakta hai kabhi bhi
@@shareka478 pregnancy bas star ka women vala ek plan hai wo cover karta hai wo bhi 2 years ke waiting ke baad. Baaki dekh skte ho aur koi mile to but waiting hoga kisi me bhi .
And cataract ke liye to 3 saal ka waiting hota hai generally agar pehle se diagnose hai to . Generally father ka alag hi hoga insurance . Jis bhi insurance pe ja rhe ho ek baar pooch lena preexisting disease ke liye waiting period Kam ho jaye to kuch pay karke wo better rahega . Limit dekh lena cataract surgery ki kitni hai . Generally in surgeries pe ek limit hoti hai jisse upar agar operate hua to treatment ka paisa apko Dena padega
@@shareka478 maine iska reply Kiya tha par reply delete kar diya gya hai
I denied niva bupa just because I have a rod in left shoulder. A company which just denied insurance based on this I'm sure anyone will have bitter experience at the time of claim especially when you claim amout will be large.
it's not bad on their part. if company start giving insurance to everyone they won't exist. all will go bankrupt.
Health insurance must be made mandatory in countries like India where most of the People are just a hospitalisation away from bankruptcy.
I did lot of research and i found HDFC Ergo is the best one in the industry. If you are living in the city like- Pune, Mumbai, Bangalore. They are covering most of the hospitals as cashless. Also you will get double benefit for sum insured. You should opt for unlimited restoration by just paying Rs. 100-200 more so that you will get basic sum insured restoration unlimited time.
Premium bhi best hi hai bhai 😂😂
@@vaibhav-bhavsarHope you won't regret having no health insurance when you have any health conditions in future. Mark may words.
@@vaibhav-bhavsarbro in ergo all things are already cover koi riders ni h extra - it's a complete package.
So that you will get all the things in one package.
When u try to match same thing with other policies with riders. They costs more than ergo
@@rupeshkumarsahu6869cataract keliye kaunsa badiya hai kitne ka Lena chahiye
Bhai par claim approve nahi hota...
Bajaj Allianz general insurance is best ❤❤
Please don't opt for HDFC ERGO, speaking from my personal experience recently last year. On paper it all looks good. But they are just another greedy capitalistic company, who have figured out that paying penalty to IRDAI for rejecting claims is cheaper than approving claims.
Please confirm which claim has been rejected??
Ditto kya policy bazaar se better hai?
Hdfc ergo has rejected my claim today for no obvious reasons. Pathetic service.
Why can u explain your reason ? Why it is rejected?
whts the reason
plz tell us in detail, as I'm planning to buy it
What is the reason?
Nonsense comment. You should tell detail on illness, treatment type and the reason of rejection they provided rather than posting Nonsense comment
I m going to buy it pls share detail
Cataract surgery me kitna covered hai any cap
Never go for HDFC ergo.This company spends 24 hr for finding lame excuse to reject your cashless claim.
Please detail me batata I m finding policy
Is video ke liye NAAN TALI 👏👏👏👏
aditya birla activ one is good or not. I saw lots issue on customer service on niva bupa
Can you please explain some of the issue pls
@@TirelessManuh Agents lies to sell the policy when I ask them to highlight the same thing in brochure they say it's not on it, but we assure you it will be covered from day 1.
It’s not good. When you want to use it they will make will go round and round. Delaying your treatment. I already faced this issue so I changed later
@@jyoti1592with which insurer ? Please explain clearly so that it will help others
Hdfc ergo is hella expensive. I took a health insurance for my family, my sister is 26 yrs old so she was not being included in hdfc ergo whereas in niva bupa there was no such thing. I could include my sister as well. And for the family of 4 niva bupa costed me 35k whereas for the same insured amount hdfc ergo was costing me 80k because i had to buy a seperate policy for my sister. The claim settlement ratio is also the same in both the policies. I think niva bupa is the better choice.
I dont think so. Just coming back from hospital and Niva Bupa sucked my life. They mindlessly rejected my cashless with no valid reasons. Hung my call, and kept saying that OUR TEAM OF DOCTORS says hospitalisation wasnt nevessary. 2 times justification from doctors with all IP Summary.. believe me they are biggest frauds
U can't add your siblings in a family floater plan bro any company?
Any company you can't add with you..
Got better finally. Good one, but expand to add top 5 products pls
Thank you 😊🙌
Well even 20k per annum for such a great health insurance is worth it...
Never bargain when it is about health..
Its better to see it as an investment worth every peny..
I will definitely get in touch with ditto insurance and get a full family insurance this year itself..
🙏 guys please once you start earning in your own do invest on health insurance doesn't matter single person or family..
One od my uncles friend got cardiac arrest recently 29 November.. I think Almost everything was looked after by the insurance company (star health something) from treatment to private room. That also in one of the best and slightly expensive hospitals in goa..
What about declaration of conflict of interest?
Hi, my mother had a spine surgery one week back and she has a niva bupa reassured health insurance. it took a lot of discussion back and fourth to approve the money even though my mother dont have bp or sugar issue or any other health issues except thyroid. I'm looking for an option which is better than Niva and dont have this much of issues which approving money.
Please suggest
Yeah that is the issue with Niva Bupa and others,,,,, Go with HDFC ergo optima secure...... They will not try to find any loophole when u actually need.
Any insurance company in India will ask you the same questions. India is huge and so are scamsters in India. If the insurance companies are leninat the ones who genuinely need money won’t get it because of these assholes who keep fake bills and try to get claims and share amount with the hospitals. Trust me I’ve seen a lot of this shit.
Like everywhere else in India good people are suffering because of bad people
@@rupeshkumarsahu6869 how can he go with hdfc, the spinal surgery already happend, and if its an important surgery there are less cases of issuance of the policy, mostly its only care insurance that provide policies after some critical surgery or disease
Niva Bupa never listens to customers
@@Iamniyas17kindly guide me sir I need one for my wife and my father is going to have cataract soon age 55 father hai wife is 26 she may get pregnant anytime next year
Very bad experience from NivaBupa. Grievance team support is pathetic and fraudulent. To cheat customer they will go to the extent of closing your case with fraud analysis and support.Proof provided will never be considered.
Does Niva Bipo Provided 100% Cashless claim
And Affordable Services with Great Amount cover
Really? How to reach their customer service support?they don't have a number to speak to Niva Bupa.pls share your thoughts
Aap ca ke liye bhee koi vedio banaa liyaa karo
Madam ji family floater is best or individual is better like wife husband and kid in that sense
Floater bro
@@rupeshkumarsahu6869 depends on age gaps too
I work in a insurance company
Family floter will be good.if every one is fit and fine if any person have medical issue or more chances of taking claim currently, then for thiat person should take a individual policy.
I
Sir we are only two me and my mother, im 26 and my mother is 50, we both are healthy no preexisting disease, so which insurance should I purchase sir? I don't know much about insurance so please guide me, as u said u work in health insurance company, I thought I will get answer for this question from you sir .....@@jaygovind391
Aree bhi koi asa bhi hai jisko claim deya ho niva Bupa ya care health insurance company ne
स्टार हैल्थ फ्रॉड कम्पनी हैं बचके रहे
2
कैसे?
Why are you comparing Reassure 2.0 while they have Aspire?
If Premium doesn't increase till claim.....why did she said it increases 15% in 5 years
Sponsored by HDFC through Ditto
@@alokeshdas3390if it’s sponsored by ditto it would have been a Aditya Birla policy. So you’re mistaken
@@alokeshdas3390 its because the premium doesnt increase in proportion to age, but it increase due to medical inflation, in simple terms if you buy one plan in 26 age they will charge the money according to that age even after 10 years, they will be charging 26 age not 36, but if in those 10 years inflations happen in medical expenses it will increase
What about acko 😊
In HDFC Secure Optima Heart related problems will be covered after waiting period of 2 years Or after 30 days...?????
Pre existing is cover 36 months
@HdfcergoSales
And if not pre-existing...??? Than what time ????
@@Baba00792 after 30days if new problem occurred
@@Baba00792 30 days only
Top 2 ke bhi comparison kariye
Video ✅ Content ✅❤
Thank you 😊🙌
A better competitor as per my recent research for HDFC ergo is Aditya Birla active one
Ditto says ?
What are extra benefits in Aditya Birla Active One???
Hdfcergo is best
Too much mistakes in video in comparison.
What are the mistakes? Please mention.
@@tushu84 share ur contact details, I will let you know personally.
Niva provide maternity cover@@tushu84
This video is very informative, but it would be better if you talked about real money. Talk about Cryptonica; it's real money every day. What you're discussing doesn't seem as cool
how can we trust the upcoming insurance companies, Earlier people used to talk about NAVI. Now its gone. nobody gets the settlement money
Because niva bupa is just new name of an old trusted company
ACKO i have used. it's much better than CARE i recently used. 24hr vs 6th day yet waiting for 2500rs reimbursement
Just came after arun pawar vedio ....all company are scamming
plz make a review of liquide app
We will try to cover this in our future videos
Nivapupa kabhi bhi galti se mat lena ekdum bekar company h
Informative video but please compare it with ICICI Lombard which is equally popular. Thanks.
We will try to cover this in our future videos
Pls compare care suprima vs hdfc ergo
Sure, we will try to cover this in our future videos
opd bhi hai hdfc ergo me
Nhi but add on kara sakte ho aap opd
Do not buy HDFC Ergo Health Insurance. I have claim but after 2 month yet not got payment.Every time they reject my Cliam without any valid reason.
Could you confirm which related that claim was??
Sirf ditto ka promotion k liye hi ye video banaya hai..
Hindi me vidio he ya english me?
make a video about care supreme value
Sure,we will try to cover this in our future videos
Madam we have seen lots of comparison videos on internet .Please help us with diff knowledge like insurance moratorium
I agree
Ye b paid h
Maine public review nhi dekha public review hai hi nhi youtube pe jisne liya ar claim kiya ho ar use time pe sabkch ho gya lkin sirf sabko fraud type k hi video ate hai yeh claim karne pe jawab nhi dete hai av star health ka ho rha hai ap public review dikaho yeh sab faltu ki cheeje hai
Thanks
Welcome 😊🙌
Oriental Youth Eco Care is best.
Please make a dedicated video on Star health assure 🔥 🔥 🔥 🔥 🔥 🔥 🔥
Sure, we will try to cover this in our future videos.
Bauth hi fraud company hai bro star ,
@@kishoreprabhakar9931 Apne online li thi ya agent k through
Star health is no 1 bcz they do fraud😂😂😂
Aap only hope in India 🇮🇳
Apne parents ya bachho se bhi koi hope nahi hai
Sirf inhi se hai 🤣🤣
Thora aram se bolna chahiye, sun ke achha nahi loga, ar na hi acche se samjh me nhi aaya
tu pehle padh le bad me vdo bana q ki video banate waqt niche dekh k bolati hai
ICICI Lombard Elevate plan is currently best in the industry
❌❌❌❌
@@राष्ट्रप्रेमसर्वोपरि why please explain
First comment 0:15
Tuhada smjaun da tarika vadiya nahi lagga madam ji
1st ❤
2nd comment
Hdfc ergo tatti insurance don't buy
If any want to take this policy pls contact me i am hdfc employees ergo and niva bupa both are best health insurance
I am looking to port my policy renewal date is 8th November
How to connect?