as a person who don't have much information about health information, I didn't learn anything from your video, its like you are reading the brochure, it will be really helpful if you explain what those terms are, hostpital cash benfits, etc..
Hello jee, Thank you for the feedback. As we always say a suitable health insurance plan is different for everyone as each person has different medical history & requirements. Also , we always have a team to assist you & choose a Suitable Plan. If you have any queries, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you 😊
I bumped into this channel while searching for some comparisons. No offence meant but all I see is you are reading the brochure. Would prefer if you have some reviews instead, just features can be found on Policy bazaar as well ?
No room rent limit is a myth. Please talk about MOUs between hospitals and insurance companies due to which every insurance policy is limited to entry level single AC Room. No youtuber talks about this point.
I was looking for a family floater plan since last week and that was the first time i came to know about this vlog from Harleen Ji, since then i have watched atleast half a dowzen blogs from her in one weeks time. Very nicely articulated and to the point. I was confused between reassure 2.0 and hdfc optima secure and eventually i bought Optima Super Secure.
Mere comparison does not serve the purpose for which you are shooting the video. Your clear cut opinion must be there to which policy do you personally prefer. You are expert in your field but others may not be. Unless you give your expert opinion I don't think your basic purpose gets solved in releasing the video.
@@rmorkhade229 That is true but when any comparison is made one must say which one seems to be better according to him/her. Else an ordinary person does not have this much knowledge to find out the better one among the made comparison.
As far as I am concerned I know quite a lot about various kinds of insurance policies as I have taken many of it. I am running a manufacturing unit, so in order to get protected I have insured myself with different kinds of policies. But for the general welfare I have given my opinion above so that a normal person gets benefited.
I agree a comparison without a verdict does not make any sense. For a person who does not know much about insurance would have a dig a lot to understand which one is better. Atleast which insurance company has a edge should have been shared.
Great oration skills. Crisp and fast. Covered all points. So basically will both the policies reach an equivalent cover in a few years-say 5 years?? Thankyou
Hi Gurleen, thanks for this informative video. Im covered in nivabupa since almost 19 yrs(maxbupa earlier). Deductible ive heard for the first time, ill search your video on it & seek clarification if arises after viewing. Thanks
In Niva bhupa there is nothings like clock the clock they increase the premium. You will face this while renewal. Just for porting they will lure you and while renewal they will increase premium by 40% and say it is due to inflation. What is clock the lock in this
Wich one is better?as par heading mam. U focus only making of video....u r experts in this field...so suggest which one is best. Not compair both of, already done lot of time.
Hello jee, it completely depends on your requirements from the plan. You can connect with us on WhatsApp/Call at 9650706699. Our team can help you in choosing a suitable plan.
Ma'am great work from your side.but mene aapke video dekh ke nivabupa reassure 2.0 liya but muje cashless claim pas ni kia.or reimbursement ke liye bol dia.or deep investigation laga dia pata ni kab milega claim or milega v pata ni.aap help kr do plz
Madam, in Reassure 2.0 room type offered a single private room or shared room. And not mentioned clearly if the deluxe room or suit is selected by the insured, whether it is allowed or not, copay applicable or not.. Niva Bupa's Asure plan clearly states co-pay.
Hello mam , I am NITHIN (27) , back in 2018 I was diagnosed with T-cell leukaemia (cancer), and my treatment was completed in 2020 (including tablets). Now (2024) I am cancer free for more than three years and now I am planning to by health insurance , SHOULD I MENTION PRE-EXISTING CONDITION ? Will I be insured.
Gurleen, I don't understand how you compared the premiums? Which variant of NB 2.0 did you select, which add ons? If relavant features of both are not same, the premium comparison is meaningless. You have not mentioned these details, so it is same as comparing apples with oranges!
Madam, if I take a cover of 5 Lac then , after 10 yrs this cover value will be very less ...How to cope up during eder stage if value is very mere in comparison to expenses
LIST OF HOSPITAL IN WEST BENGAL WHICH IS COVERED BY HDFC ERGO..... AND ALSO SUGGEST ME WHICH ONE IS BETTER FOR ME, I M 36 YR OLD FOR 2ADULT AND 1 CHILDREN
Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you according to your requirements & medical history. Thank you 😊
Hello Gurleen !! I have renewed my Niva Bupa Reassure policy last week only. And, I came to know about Niva Bupa Aspire policy today itself. Will I be able to change my Reassure policy to Aspire policy now?
I ported out from Niva bupa reassure because they don't allow migration from reassure to reassure 2.0 got Reliance infinity with same features and less premium. Csr and icr also much better than niva bupa
Hello Madam, In HDFC ergo, there is one new plan, HDFC ERGO group health insurance premium plan, I am planning to take this for my MOM aged 56, can i go with it, is this as good as optima secure, I am conufesed with that GROUP word, but the hdfc agent is stressing that its better plan than optima...pls suggest
You cannot buy a group plan unless you are a member of any group where this plan is offered by the company. Individually, you can only buy an individual health insurance plan.
What is road traffic accident cover, some insurance mentioned not covering this, please explain and which insurance cover critical illness without rider or addon
Mam I have taken Niva Bupa reassure on Nov 2022, 10 lakh base + 40 lakh health recharge, for family of 03 ( me , my wife and kid 6yrs old). I have paid 3 year amount in 2022 only. Now my question is , is my policy is upgraded to Reassure 2.0 ? Or It will be same as old?
Your policy will continue as Reassure for 3 years till Nov 2025, you can continue with the same or check for the migration option to 2.0 if that is available at that time
Mam mujhe slip disk ki problem 2 saal pahle huyi thi, opd consultation wgera se 90% relief hai, but thoda issues rahta hai... Agar aaj new health insurance lete hai, aur kuchh month suppose 5,6 baad agar operation karwana pada to kya cover hoga ki nhi?
Rajan ji Namaskar 🙏 Aap Ghanta claim kar sakthe hai. Minimum 3 saal wait karna padega. Mere dost ke saath aisa hi hua. Agent ne bola milega aur jab insurance lene ke. Baad bolte hai Ghanta bajao
GURLEEN MADAM I WANT TO TAKE NIVA BUPA REASSURE 2.0 GOLD PLAN VS HDFC ERGO OPTIMA SECURE & CARE SUPERME direct plan & PLEASE REVIEW THIS 3 PLAN because niva bupa reassure 2.0 gold plan is the best plan I think so because of lock the period is not there
Insurance seava wale to HDFC ERGO ka CSR 96.69 and niva bupa ka 87.30 batate hai. But aap to 95 % HDFC ERGO and 90.12 niva bupa ka bata rahe ho. Kaun sahi kaun galat hai??? 😅
Incurred Claim Ratio (ICR) is the ratio of net claims settled by an insurance provider to the net premiums collected in a financial year. The ICR gives an overall picture of the financial health of the company.
It depends on your medical history & requirements from the plan. If you require any assistance in choosing a suitable plan, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you 😊
Hello jee, we can't comment on any intermediary. But, yes as insurance agents with 19+ years of experience you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a suitable option.
It completely depends on your requirements & medical history, For any queries, we are available on WhatsApp/Call at 9650706699. Our team can assist you !
Robotics is Covered upto Sum Insured whereas Modern Treatments have a sub limit of Rs. 1 lakh except 4 diseases. You can check our detailed video on Niva Bupa ReAsssure 2.0 for more information.
Sir If you are taking children’s umang is best, if you are taking for children above 30 years of age or yourself utsva is best. If you want to pay one time go for shanti.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few options depending on your requirements & medical history. 😊
On the face of comparision,Nirabupa looks good, but HDFC is actually good they will not trick you later with change in plans etc unlike Nirabupa, HDFC is a brand in India , always go with good brand/quality product/service when in doubt
as a person who don't have much information about health information, I didn't learn anything from your video, its like you are reading the brochure, it will be really helpful if you explain what those terms are, hostpital cash benfits, etc..
Agreed. At the end a verdict should be there.
Hello jee, Thank you for the feedback.
As we always say a suitable health insurance plan is different for everyone as each person has different medical history & requirements.
Also , we always have a team to assist you & choose a Suitable Plan.
If you have any queries, feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you 😊
thanks mam for your right information please write down HDFA ke chose karne se mujhe kya dekh na nahi padega . Or kaun si bemare cover nahi hoga.
I bumped into this channel while searching for some comparisons.
No offence meant but all I see is you are reading the brochure. Would prefer if you have some reviews instead, just features can be found on Policy bazaar as well ?
No room rent limit is a myth. Please talk about MOUs between hospitals and insurance companies due to which every insurance policy is limited to entry level single AC Room. No youtuber talks about this point.
Holy shit. Is that true.? Niva Bupa Reassure 2.0 promises no room limit, is that complete bs?
Its a big challenge to speak without audience with an imagination that we are in between audience/people.
Great efforts 😊
Thank you jee, keep watching !
I was looking for a family floater plan since last week and that was the first time i came to know about this vlog from Harleen Ji, since then i have watched atleast half a dowzen blogs from her in one weeks time. Very nicely articulated and to the point. I was confused between reassure 2.0 and hdfc optima secure and eventually i bought Optima Super Secure.
Glad it was helpful & also, HDFC ERGO Optima Super Secure is a great option 😊
Mere comparison does not serve the purpose for which you are shooting the video. Your clear cut opinion must be there to which policy do you personally prefer. You are expert in your field but others may not be. Unless you give your expert opinion I don't think your basic purpose gets solved in releasing the video.
It is Perfect opinion friends. Option change person to person according to requirements.
Please contact madam and get what you are looking
@@rmorkhade229 That is true but when any comparison is made one must say which one seems to be better according to him/her. Else an ordinary person does not have this much knowledge to find out the better one among the made comparison.
As far as I am concerned I know quite a lot about various kinds of insurance policies as I have taken many of it. I am running a manufacturing unit, so in order to get protected I have insured myself with different kinds of policies. But for the general welfare I have given my opinion above so that a normal person gets benefited.
I agree a comparison without a verdict does not make any sense.
For a person who does not know much about insurance would have a dig a lot to understand which one is better.
Atleast which insurance company has a edge should have been shared.
@@SHUBHAM261 Thanks at least you agreed with me else people here have a habit of puling others when there is no point to do it.
HDFC ergo is best. My experience
Have you ever claimed the Insurance ?
??
Great oration skills. Crisp and fast.
Covered all points.
So basically will both the policies reach an equivalent cover in a few years-say 5 years??
Thankyou
Hi Gurleen, thanks for this informative video. Im covered in nivabupa since almost 19 yrs(maxbupa earlier). Deductible ive heard for the first time, ill search your video on it & seek clarification if arises after viewing. Thanks
In Niva bhupa there is nothings like clock the clock they increase the premium. You will face this while renewal. Just for porting they will lure you and while renewal they will increase premium by 40% and say it is due to inflation. What is clock the lock in this
Lock the clock features only available in platinum and titanium plan not bronze plan
Mam hdfc ergo policy lene ke baad premium kitne amout increase hota hai per year. Plz help
That's valuable information thankyou.. small doubt if we have re assure old policy of we update it then there will be no waiting period right ?
Wich one is better?as par heading mam. U focus only making of video....u r experts in this field...so suggest which one is best. Not compair both of, already done lot of time.
Hello jee, it completely depends on your requirements from the plan. You can connect with us on WhatsApp/Call at 9650706699.
Our team can help you in choosing a suitable plan.
Ma'am great work from your side.but mene aapke video dekh ke nivabupa reassure 2.0 liya but muje cashless claim pas ni kia.or reimbursement ke liye bol dia.or deep investigation laga dia pata ni kab milega claim or milega v pata ni.aap help kr do plz
Jis agent se liye ho, usse baat karo. Policy bazaar se liye ho to unse baat karo.
Niva ReAssure 2.0 mein ek gold variant bhi hai which is same as Titanuim without the lock the clock capability.
Madam, in Reassure 2.0 room type offered a single private room or shared room. And not mentioned clearly if the deluxe room or suit is selected by the insured, whether it is allowed or not, copay applicable or not..
Niva Bupa's Asure plan clearly states co-pay.
Hello mam , I am NITHIN (27) , back in 2018 I was diagnosed with T-cell leukaemia (cancer), and my treatment was completed in 2020 (including tablets). Now (2024) I am cancer free for more than three years and now I am planning to by health insurance , SHOULD I MENTION PRE-EXISTING CONDITION ? Will I be insured.
Gurleen, I don't understand how you compared the premiums? Which variant of NB 2.0 did you select, which add ons? If relavant features of both are not same, the premium comparison is meaningless. You have not mentioned these details, so it is same as comparing apples with oranges!
What are the daily number of steps that is considered for discount?
How to submit the proof, is google feet is accepted in niva bupa?
Madam, if I take a cover of 5 Lac then , after 10 yrs this cover value will be very less ...How to cope up during eder stage if value is very mere in comparison to expenses
Booster plus use Kiya to sum insured roll back hoga kya?
Mam Optima super secure me Critical illness ka rider show nahi hota. Sirf hospital cash and unlimited restore ka aata hai.
Which is the best health insurance policy? Make a video of that instead of comparing 10 different policies and doing permutations combinations
Can you tell me which is the best cuisine in India?
@@feddythechamp yes
Very informative appreciated
Thank you so much, keep watching !
Ap kaun sa policy recomend karti hai
LIST OF HOSPITAL IN WEST BENGAL WHICH IS COVERED BY HDFC ERGO..... AND ALSO SUGGEST ME WHICH ONE IS BETTER FOR ME, I M 36 YR OLD FOR 2ADULT AND 1 CHILDREN
Which one buy if you can tell that then it would help us in selection.
Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you according to your requirements & medical history.
Thank you 😊
Mam i was looking for this video
Thank you jee, keep watching !
Madam HDFC Argo me child ki umre 25 ho jaaye tab kya hoga kya aisi condition me neva bupa sahi rahega
Ma'm.. Optima secure offers 2x cover. Means single bill upto 2x will be settled every year? Or only once in policy period upto 2x?
Hello Gurleen !! I have renewed my Niva Bupa Reassure policy last week only. And, I came to know about Niva Bupa Aspire policy today itself. Will I be able to change my Reassure policy to Aspire policy now?
Hello jee, currently internal portability is not allowed in Niva Bupa .
Only fresh policies are being issued 😊
I ported out from Niva bupa reassure because they don't allow migration from reassure to reassure 2.0 got Reliance infinity with same features and less premium. Csr and icr also much better than niva bupa
Okay ✅ #HealthInsuranceZarooriHai
Hello Madam, In HDFC ergo, there is one new plan, HDFC ERGO group health insurance premium plan, I am planning to take this for my MOM aged 56, can i go with it, is this as good as optima secure, I am conufesed with that GROUP word, but the hdfc agent is stressing that its better plan than optima...pls suggest
You cannot buy a group plan unless you are a member of any group where this plan is offered by the company. Individually, you can only buy an individual health insurance plan.
Kya modern treatment and robotic surgery covered h hdfc optima secure me ?
It's covered !
today i have checked the niva reassure 2.0. but i have not seen the lock the clock facility. Have they removed it? kindly let me know
it's still available !
What is road traffic accident cover, some insurance mentioned not covering this, please explain and which insurance cover critical illness without rider or addon
Mem..ji. hm hdfc ergo lena chah rhe. Mammi. Ji k liye . Kya. Ye sahi . Plz..help
hanji, please connect with us on WhatsApp/Call at 9650706699.
or fill up this form & our team can contact you directly : hareepatti.com/contact-us/
Mam I have taken Niva Bupa reassure on Nov 2022, 10 lakh base + 40 lakh health recharge, for family of 03 ( me , my wife and kid 6yrs old). I have paid 3 year amount in 2022 only. Now my question is , is my policy is upgraded to Reassure 2.0 ? Or It will be same as old?
Your policy will continue as Reassure for 3 years till Nov 2025, you can continue with the same or check for the migration option to 2.0 if that is available at that time
Mam mujhe slip disk ki problem 2 saal pahle huyi thi, opd consultation wgera se 90% relief hai, but thoda issues rahta hai...
Agar aaj new health insurance lete hai, aur kuchh month suppose 5,6 baad agar operation karwana pada to kya cover hoga ki nhi?
Rajan ji Namaskar 🙏
Aap Ghanta claim kar sakthe hai. Minimum 3 saal wait karna padega. Mere dost ke saath aisa hi hua. Agent ne bola milega aur jab insurance lene ke. Baad bolte hai Ghanta bajao
GURLEEN MADAM I WANT TO TAKE NIVA BUPA REASSURE 2.0 GOLD PLAN VS HDFC ERGO OPTIMA SECURE & CARE SUPERME direct plan & PLEASE REVIEW THIS 3 PLAN because niva bupa reassure 2.0 gold plan is the best plan I think so because of lock the period is not there
Insurance seava wale to HDFC ERGO ka CSR 96.69 and niva bupa ka 87.30 batate hai. But aap to 95 % HDFC ERGO and 90.12 niva bupa ka bata rahe ho. Kaun sahi kaun galat hai??? 😅
Sir, niva bupa reassured 2 yr old policy hai. I am colour blindness person. It effect my health insurance policy.
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options !
What is incurred claim ratio? Why is it atleast 20% less than the claim ratio?
Incurred Claim Ratio (ICR) is the ratio of net claims settled by an insurance provider to the net premiums collected in a financial year. The ICR gives an overall picture of the financial health of the company.
Is there any capping / sub limit in disease? In both policies
Mam Maine tata ki policy Lee huyi hai kiya wo sahi hai Mera fund saf to hai na please help me
All are good
👍 If it meets your requirements then it's all good ✅
The explanation should be in more simpler words so that everyone can understand with examples.
Thank you for the feedback, we will work on it.
Kaun c buy karni chiye mam ap k according
Depends on your requirements & medical history.
You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Mam old reassure ko is wali reassure 2.0 me port kar sakte hai kya ,,
Also Compare with Optima Restore along
Got it, Thank you !
We will try to bring up a video soon 😊
2x coverage agar 5 lacs ka lu toh ye 10 lac cover karega lifetime ??
Lekin premium pay hoga 5 lacs ka. Right ?
Yes
Is there any sub limit for some disease????
Mam niva bhupa is good or bad?
It depends on your medical history & requirements from the plan.
If you require any assistance in choosing a suitable plan, feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you 😊
Feature wise, niva bupa but claim settlement wise HDFC ergo
👍
@@GurleenKaurTikku Harleen Ji, does Optima Super secure covers robotic surgery too,please help
Port facility is available on HDFC ergo optima secure plan?
Star health to HDFC ergo porting available or not?
Yes , port available in HDFC ergo
Policy bazar se health policy lena thik rahega ya direct company agent se
Hello jee, we can't comment on any intermediary. But, yes as insurance agents with 19+ years of experience you can connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a suitable option.
Finally I go with hdfc
Great , Health Insurance Zaroori hai. If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699.
Niva Bupa reassure me OPD cover h ya nhi
Hello Madam, Can niva Bupa be made 10× by taking a rider . I got confused after discussing eith policy bazaar person .
No sir not a rider it's in-built benefit
Bajaj my care plan ka compare video banaye please niva Bupa or hdfc ergo
Sure, Thank you for the video suggestion 😊
Madam, there is no critical illness rider in optima secure policy...please confirm its details
Mam, clarify about co-payment in Niva Bupa reassure 2.O.
Maternity policy with health Insurance please
Madam policy online le ya offline lene ki site kaun si hai
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Dono may best kob si h
It completely depends on your requirements & medical history,
For any queries, we are available on WhatsApp/Call at 9650706699. Our team can assist you !
In my opinion hdfc ergo optima super secure is the best.
You may be paying little more but no tension. Absolutely Peace of mind
Thank you jee, keep watching for more such informative content .
How to claim hdfc ergo?
Mam, Niva bupa ReAsssure 2.0 me Robotics treatment kitne ka limit hai... Plz bataye
Robotics is Covered upto Sum Insured whereas Modern Treatments have a sub limit of Rs. 1 lakh except 4 diseases.
You can check our detailed video on Niva Bupa ReAsssure 2.0 for more information.
Claim settlement ratio par hi baat khatam ho gayi! 😂
can we remove DM rider in future , if yes what effect it will give to premiums
Yes, you can remove in the future.
Thank you so much 🙏
Keep Watching !
Hi Madam needs to consult you for my financial planing, what’s the procedure for that
Please fill up this form : hareepatti.com/contact-us/
Our team can assist you !
Mam please make video on LIC new plan jeevan utsav and it's comparison from jeevan umang🙏
Sure, Thank you for the video suggestion.
We will try to bring up a video soon 😊
Sir
If you are taking children’s umang is best, if you are taking for children above 30 years of age or yourself utsva is best. If you want to pay one time go for shanti.
0:52 ❤
Thank you 😊
Thank you , keep watching !
Hi my age is 31 which policy you recommend want to plan health insurance in early stage as premier is less .
Hello jee, please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few options depending on your requirements & medical history. 😊
Please take star health assured or hdfc ergo secure for your peace of mind
Bajaj my care plan kesa hai please suggest
Please check this video : ruclips.net/video/zxLfMlsgTSE/видео.htmlsi=c_cUZAtcw81Jjhu2
Also , do your due diligence before choosing the plan 😊
Can we remove intermediary in policy?
Yes, you can email the insurance company for the same
Pregnancy cover hoti hai kya
Nahin jee
Koi to batao
Kaun sa sahi rahega
On the face of comparision,Nirabupa looks good, but HDFC is actually good they will not trick you later with change in plans etc unlike Nirabupa, HDFC is a brand in India , always go with good brand/quality product/service when in doubt
Review care supreme newest policy
I will trust HDFC more
Please guide me on multi individual policy
Multi individual policy is 2 or more than 2 individuals in a single policy and can avail family discount
@@GurleenKaurTikku any videos on such policy please share
your hard work shown inlast clip
Thank you jee, keep watching !
Port facility avaliable ha
Yess sir kar skte hai jitne year ke benefits hai ye continue milenge
Niva bupa is best
Icici helth insurance
Make a video on icici Lombard max protect
Sure, Thank you for the video suggestion 😊
Pehle to consultation itna mehnga: 3000 rupay mein sirf aadha ghanta...pehle yeh rate kam kijiye. Saare pause yahi daal denge....to wealth create kaise krenge?