CORRECTION : 4 Revised Changed in HDFC ERGO Optima Secure with effect from 21st October 2022 ✅ No Room Rent Capping ✅ Pro Rata Cancellation ✅ Deductible buy-back ✅ No Cost EMI Option REVISED Changes in HDFC ERGO Optima Secure : ruclips.net/video/SXQkYwhZ7J8/видео.html
Gurleen Ji nice informative video.. Please advise how to contact you as need some clarifications regarding medical insurance..Is it possible..Please reply
@@anubhavbhattacharya1614 You can connect with us on WhatsApp/Call at 9650706699. or you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ & Glad that you found our video informative 😊
Even the premium is little bit high. I suggest to take policy from a standard company like HDFC ERGO because Niva bupa having the highest complaint volume.. All complaints due to poor customer care and no proper communication in a needed or claim situation..My brother himself experienced this.. They are not customer centric.. They need only profit.. In my experience, HDFC ERGO is the company with low complaints and they give doubt benifits to customers
Madam which Company and which policy is best in minimum premium till death for 2 persons. with super Top up policy. Please advice me. Which company will not increase the preimium every year.? Now I am 59 years. spouce is 53. which company is more safe? I think I take 5 lakh and 15 Lakh super top. Please advice me. I have a SBI General Arogyo Plus for 3 years. In 2025 3 years will complete. I want to switch from there.
Clarify plz In hdfc optima secure family footer policy if I pay only first year premium say 29k for second and third year it will be 29 k. Or it will increase?
A few questions : 1) In optima secure, if I am opting for deductible of say 25k, and the reduced premium becomes x rupees, does the premium hold true even for the years I am not claiming (not getting hospitalized)? I mean, will I still pay reduced premium even if I never get hospitalized? 2) I am above 25 and buying for parents and me (3 members), father is 65 and mother is 59. Will it still give a single family floater policy? 3) Is there any zonal co-payment in any of the policies? (taking policy in one location, but going for treatment in another zone/location)
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. Thank you & keep watching !
Better can only be decided depending on your medical history & requirements from the plan. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you. Thank you 😊
Hello ma'am, If diagnosis of a disease happens during the first 30 days of insurance which is the initial waiting period then the disease is not considered as Pre existing disease right? Since it was diagnosed after policy approval. Please help out with this information!
Ji, Thanks for the suggestion . We may bring a comparison video soon. Whereas CARE SUPREME REVIEW is already up on our channel. Link : ruclips.net/video/nkV0FIquK-Y/видео.html Thank you
We have not made a video on Tata AIG Personal Accident Plan yet. But other personal accident plans review is available on our channel. You can check this link : ruclips.net/video/Hb6fxK18-tw/видео.html
Hiii I want to buy a health insurance policy. My age 34 Wife 29 Child 1 Father 58(bp paitent) Mother 55 Which company should I select? Should I buy individual policy or include family? Should I add my parents with my policy or buy another policy? Kindly answer plz.
Hello jee, please connect with us on WhatsApp/Call at 9650706699 & our team can assist you. OR you can fill up this short form & our team can call you directly . FORM LINK : hareepatti.com/contact-us/ Thank you
ReAssure & Optima Secure are both great plans . If you want any assistance in choosing the plan, connect with us on WhatsApp/Call at 9650706699 Thank you 😊
Hi Ma'am i have one question that i have opted for zone 3 in tata aig premium and i have planned any surgery or treatment in zone1 ....then they will reject as i have opted plan for zone3 ..or it will be approved for cash less
Hi mam Merapass Reassure niva Bupa policy hai mere 16 October ko bike accident hua tha main cashless claim ki process ki tha lekin claim rejected kar diya ab muje claim reimbursement process kar rahu usme bhi problem Aya Rahi hai aap muje claim settlement ke liye help kargo please 🙏🙏🙏
Dear Gurleen madam, HDFC Ergo has made certain changes in the Optima Secure product w.e.f 21.10.2022 1.Room Rent capping is removed for all Sum assured upto 1Cr. 2.Max Sum assured now available is upto 1crore only. 3.Company has introduced premium payment on installment basis i.e Monthly, Quarterly, half-yearly and Yearly basis.
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
Yes, we have made a new video of the new changes in HDFC Ergo Optima Secure & the changes are mentioned in the description box as well. You can refer our latest video for more details : ruclips.net/video/SXQkYwhZ7J8/видео.html Thank you
In this video, it is Niva Bupa ReAssure as it's an older video. But now we have Niva Bupa ReAssure 2.0 in the market. We have a comparison video on that as well. CHECK THIS LINK : ruclips.net/video/B7Bi8qjNcLY/видео.html For any other queries, connect with us on WhatsApp/Call at 9650706699. Thank you 😊
I am 29 and want to buy family floater plan with my wife we both have thyroid as existing disease, I am confused with all the plans, not sure which to opt. Can you please suggest good plan which will be suitable for us? We both are IT professional and currently based from Bangalore.
Also Mam, Can you please suggest good supertopup plan for my parents who are diabetic and of age 60plus, I have existing corporate policy which covers them till 5 lac? Thank you
It depends on your requirement from the plan. If you want assistance in choosing the policy, connect with us on WhatsApp/Call at 9650706699. Thank you !
One more thing, if company changes its policy regarding to any feature in future, will I be able to claim the feature as per my signed policy or else it will depend on features available on that particular day.
Hi , i started with star health policy ,after 12 years i shifted from star to Royal sundram ,for 10 lakh sum assured i was paying 25000 ptemium in star health, now i am paying 19000 premium for royal sundram, i lost all the NCB benifits from.star , is this a wise decision i hv taken to control my premium expense ,
OPD means an outpatient department, where patients come to the hospital to consult their health issues with the doctor to start the treatment. Patients do not necessarily need to be hospitalized but can visit any medical facility, such as a diagnostic center, consultation room, pharmacy, etc.
We find HDFC ERGO & Niva Bupa better as we have a first hand experience with both the companies. This can definitely vary according to your requirements. Do your own due diligence about the company before buying the plan.
Please add Top up cover topic, similar to what is available for cost 90Lac on base plan of 10Lac in Niva Bupa. like wise for other policies. What benefit it has and should one opt for it.
Thank you & for United India, we certainly can't comment as we don't have any first hand experience with the company. Please do your due diligence before buying the plan.
Hai The Annual Health check up limit on Reassure is 500 per lac. But the slide shows it as 5000. Please correct it. Also the consumable in reassure has got lot of changes. Pls mention it. They are not paying full consumables.
1ST TIME I WATCHED YOUR VIDEO I LIKE IT 👍 YOU ARE AMAZING REALLY VERY NICELY CLEARED AND EXPLAINED ALL AND EVERYTHING 👍 THANKS MADAM 👍👍 GREAT WORKING 👍 THANKS 😊
I have policy with hdfc ergo optima family floater from 9 years with sum insured of 5 Lac. Now if I port this policy than NCB or Loyalty bonus will add with the new company policy.
NCB is not carried forward, however continuity of base cover + NCB is carried forward. Please refer videos on portability here ruclips.net/video/E9xF04xHDuk/видео.html
We can't comment on any intermediary from our side. We can only guarantee on our services as we are experienced insurance agent with 17+ years of experience. You can connect with us on WhatsApp/Call at 9650706699. our team can assist you ✅ Thank you 😊
Mam mujhe ek family floter lena hai khud ke liye to HDFC ya niva Bupa lu claim kisme easily mil jayega us hisab se bataiye plz, after service kiski acchi hai
if I have coporate policy of 5 lacs and hdfc ergo of 5 lacs with 1 lac deductible...and i claim 6 lacs for hospitalization..then 5 lacs gets covered from corporate policy....now remaining 1 lac will be covered by hdfc ergo or that will be counted as deductible? basically amount paid by corporate policy, is that counted towards deductible or not?
Hi Please advise for family member of 4 Age 39, 35, 5 and 3 which plan is best I am confuse in these 1. Tata aig Medicare premier 2. Hdfc optima secure 3. Starhealth assure I am from Mumbai Please advise 🙏
HDFC Optima Secure is a great plan. If you have any other queries or want any assistance in buying the insurance plan, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you. Thank you
Yes, You can go with HDFC Energy Plan or Niva Bupa ReAssure with Smart Health Rider. If you want any assistance, you can connect with us on WhatsApp/Call at 9650706699 Thank you 😊
It depends if policy paid is pan india or tier based. 1. If pan india then no issues.. claim anywhere. 2. If u live in a tier2/3 city taking claim in tier 1 city then you might have to pay % of medical cost from ur pocket as policy will be tier2/3. 3. In case of tier 1 policy again no issues in taking claim anywhere.
These are definitely the best plans in the market but if you want to choose a plan, always check which plan fulfils your requirement. If you want us to help you , fill this form & our team will connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thank you
This is not accurate, because TATA AIG's CSR was 96% in the year around 2016-2018. In recent times, they are not at all transparent about their CSR from 2021 onward and its fishy.
Because in hdfc optima secure.... When you take SA 5L, it instantly become 10L..so by paying for 5lakh you will get cover for 10L instantly and in 2yrs it wil become 20L... Whereas other policy will become 10L after 2yrs.
मैने टर्म इंश्योरेन्स हेल्थ इंश्योरेंस और एसिडेंट इंश्योरेंस कंपनी तीनो अलग अलग कम्पनी से ले रखी है कृपया कर मुझे बताए भविष्य में क्लेम सेटलमेंट में proble to नही आयेगी प्लीज बताए
Ma'am Niva Bupa ka insurance Liya hu aur is Mahine ko renew bi Kiya ta. Magar inke jo app hein ab open hi nahi horaha . Niva Bupa company ko tweet bi kiyata aur email reply avatar ki teek hogayi magar abi bi same hein. Insurance company wale mail hi Karte rehte koi solution nahi batara mein India ke Bahar hu ab iskeliye kisko contact Karein.
We have made a similar video : ruclips.net/video/S__sJXWrarc/видео.html but if you want to buy car insurance, please share the details on WhatsApp/Call at 9650706699 Thank you 😊
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
Well either u pay higher premium or you'll get higher coverage to compensate for inflation. U should focus on the latter as inflation is reality & premiums will increase. In all cases hdfc ergo is best as it doubles ur insurance cover the day you start ur policy, no room capping & best part is u can pay it as no cost emi.
Niva Bupa Reassure 2.0 has 10x cover with No Claim Bonus. So, it does take care of inflation. Also there's a rider which gives you further inflation adjustment annually in the Sum Insured. Acko Health Insurance Platinum also has inflation protection but stops after it reaches 2x of Sum Insured. Both of these policies have no room rent capping.
![⬛ [Secrets Revealed] How to find the BEST Health Insurance Policy? ft @BWealthy](/img/1.gif)
CORRECTION : 4 Revised Changed in HDFC ERGO Optima Secure with effect from 21st October 2022
✅ No Room Rent Capping
✅ Pro Rata Cancellation
✅ Deductible buy-back
✅ No Cost EMI Option
REVISED Changes in HDFC ERGO Optima Secure : ruclips.net/video/SXQkYwhZ7J8/видео.html
Good mam. Your reply very fast & reliable.
Your information is very genuine.
Thanq so much mam.
Gurleen Ji nice informative video.. Please advise how to contact you as need some clarifications regarding medical insurance..Is it possible..Please reply
@@anubhavbhattacharya1614 You can connect with us on WhatsApp/Call at 9650706699.
or you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/
& Glad that you found our video informative 😊
@@GurleenKaurTikku Ji thanks will contact accordingly..
Policy bank se leni achha hoga ya company k websites se..??
Mam, If you want to give ratings to these Plan... Then how will you give?
Hello, thanks for comparing policies.Would like to know whether robotics surgery covered or not in Niva or Tata
which one best hdfc or niva bupa..?
Hi Gurleen, IRDAI site shows Settlement Claim Ratio for Max Bupa to be 91% and for Tata AIG its 87%. Can you please verify this information.
Thanks ma'am please advice me which one is best in my family 4member mediclaim
Even the premium is little bit high. I suggest to take policy from a standard company like HDFC ERGO because Niva bupa having the highest complaint volume.. All complaints due to poor customer care and no proper communication in a needed or claim situation..My brother himself experienced this.. They are not customer centric.. They need only profit..
In my experience,
HDFC ERGO is the company with low complaints and they give doubt benifits to customers
It will be much better if you upload an excel sheet for same comparison. Plz try to consider in all such videos
Got it, Thanks for the feedback !
Madam, aap bohut acchi ho. Bohut accha se samjgha deti ho. Thank you.
Glad, Thank you so much. Keep Watching !
Is this only niva assure or niva assure 2.0 ? Are they different?
Both Niva ReAssure & ReAssure are different. You can find the comparison between both of them on our youtube channel as well.
Keep Watching !
Niva Bupa Company Fraud kia Mera Claim Reject Kar Dia sab kutch legal documents Hone ke Babajud.
IREDA MEIN COMPLAIN KARO
Can we remove deductible in niva bupa reassure and what are terms?
Modern treatment have a cap of 1 lac in some categories for niva bupa ... please elaborate..this is crucial
Madam which Company and which policy is best in minimum premium till death for 2 persons. with super Top up policy. Please advice me. Which company will not increase the preimium every year.? Now I am 59 years. spouce is 53. which company is more safe? I think I take 5 lakh and 15 Lakh super top. Please advice me. I have a SBI General Arogyo Plus for 3 years. In 2025 3 years will complete. I want to switch from there.
Clarify plz
In hdfc optima secure family footer policy if I pay only first year premium say 29k for second and third year it will be 29 k. Or it will increase?
A few questions :
1) In optima secure, if I am opting for deductible of say 25k, and the reduced premium becomes x rupees, does the premium hold true even for the years I am not claiming (not getting hospitalized)? I mean, will I still pay reduced premium even if I never get hospitalized?
2) I am above 25 and buying for parents and me (3 members), father is 65 and mother is 59. Will it still give a single family floater policy?
3) Is there any zonal co-payment in any of the policies? (taking policy in one location, but going for treatment in another zone/location)
My age is 28 . Tata Aig plan or Niva bupa reassure knsa best rahega please suggest
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history.
Thank you & keep watching !
Which is better? HDFC or Tata AIG?
Better can only be decided depending on your medical history & requirements from the plan.
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you.
Thank you 😊
Hello ma'am, If diagnosis of a disease happens during the first 30 days of insurance which is the initial waiting period then the disease is not considered as Pre existing disease right? Since it was diagnosed after policy approval. Please help out with this information!
Ma'am ,Please make a detailed video on TATA AIG MEDICARE PREMIER with latest ICR And CR. If you do so I highly obliged you.
Can you compare "Care" Supreme plan launched recently. Which is best- Care supreme, tata premium, or HDFC secure?
Ji, Thanks for the suggestion . We may bring a comparison video soon. Whereas CARE SUPREME REVIEW is already up on our channel. Link : ruclips.net/video/nkV0FIquK-Y/видео.html
Thank you
Is there any cap in perticular treatment in these three plans
Mam is baar sab company ke premium me increase huye he ya only hdfc ke ?
Maam simplicity and celerity at best. I hard work in End 😂.
My question is. Pending
Thank you so much. Please share the question again.
मैडम कौन सी कंपनी कैशलेस अप्रूवल जल्दी से कर देती है( in emergency case & time of discharge).
Is tata medicare policy pan india?
Hello mam
Kya aap Tata aig "Personal addicent incurance" k liyen bhi batati ho kya
We have not made a video on Tata AIG Personal Accident Plan yet. But other personal accident plans review is available on our channel.
You can check this link : ruclips.net/video/Hb6fxK18-tw/видео.html
TATA AIG best laga mujhe
👍
Hiii I want to buy a health insurance policy.
My age 34
Wife 29
Child 1
Father 58(bp paitent)
Mother 55
Which company should I select?
Should I buy individual policy or include family?
Should I add my parents with my policy or buy another policy?
Kindly answer plz.
Hello jee, please connect with us on WhatsApp/Call at 9650706699 & our team can assist you.
OR you can fill up this short form & our team can call you directly . FORM LINK : hareepatti.com/contact-us/
Thank you
Ye sab policy Pan India hai ya zonal k uper premium decide karti hai.. premium amount, zonal and Pan India same hai kya..
Does Optima secure cover modern treatments?
Yes Upto Sum Insured
Yes, secure cover all modern treatment and robotic surgery, Niva Bupa cover robotic surgery upto 1L only
Yes, Covered ✅
@@sureshaircel3754 But it is not written in their brochure
Which is the best plan mam
ReAssure & Optima Secure are both great plans . If you want any assistance in choosing the plan, connect with us on WhatsApp/Call at 9650706699
Thank you 😊
Hi Ma'am i have one question that i have opted for zone 3 in tata aig premium and i have planned any surgery or treatment in zone1 ....then they will reject as i have opted plan for zone3 ..or it will be approved for cash less
Hi mam Merapass Reassure niva Bupa policy hai mere 16 October ko bike accident hua tha main cashless claim ki process ki tha lekin claim rejected kar diya ab muje claim reimbursement process kar rahu usme bhi problem Aya Rahi hai aap muje claim settlement ke liye help kargo please 🙏🙏🙏
Dear Gurleen madam,
HDFC Ergo has made certain changes in the Optima Secure product w.e.f 21.10.2022
1.Room Rent capping is removed for all Sum assured upto 1Cr.
2.Max Sum assured now available is upto 1crore only.
3.Company has introduced premium payment on installment basis i.e Monthly, Quarterly, half-yearly and Yearly basis.
Which insurance u will suggest for a unmarried 36 yrs old women
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
Yes, we have made a new video of the new changes in HDFC Ergo Optima Secure & the changes are mentioned in the description box as well.
You can refer our latest video for more details : ruclips.net/video/SXQkYwhZ7J8/видео.html
Thank you
Hi, you can connect with us on WhatsApp at 9650706699. Our team can assist you.
Thank you 😊
@@GurleenKaurTikku thanks for making a new video.
Hello Madam, what is difference between refill and restore and what about if one opts for two plants.
It is same
Hi madam I'm ZABM HDFC ERGO HEALTH INSURANCE.... OPTIMA SECURE PLAN IS EXCELLENT 👌
Yes, it is 😊
Niva bupa so many reassure which one you are taking about?
In this video, it is Niva Bupa ReAssure as it's an older video. But now we have Niva Bupa ReAssure 2.0 in the market. We have a comparison video on that as well.
CHECK THIS LINK : ruclips.net/video/B7Bi8qjNcLY/видео.html
For any other queries, connect with us on WhatsApp/Call at 9650706699.
Thank you 😊
Kay hum Nivabhupa me baad me safeguard include karwa sakate ho kya
Very nicely explained
Thank you so much 🙂
HDFC Optima can get unlimited refill on paying a small amount under Rs 300 ?
Ma'am SBI General recently launched new health plan wich is called SUPER HEALTH
Please make a vedio about same plan
I am 29 and want to buy family floater plan with my wife we both have thyroid as existing disease, I am confused with all the plans, not sure which to opt. Can you please suggest good plan which will be suitable for us? We both are IT professional and currently based from Bangalore.
Also Mam, Can you please suggest good supertopup plan for my parents who are diabetic and of age 60plus, I have existing corporate policy which covers them till 5 lac? Thank you
Which one is best
It depends on your requirement from the plan. If you want assistance in choosing the policy, connect with us on WhatsApp/Call at 9650706699.
Thank you !
Hapataties b positive ke liye kohi policy available hai kya madam
One more thing, if company changes its policy regarding to any feature in future, will I be able to claim the feature as per my signed policy or else it will depend on features available on that particular day.
Excellent , very important clause raised by you
Hi , i started with star health policy ,after 12 years i shifted from star to Royal sundram ,for 10 lakh sum assured i was paying 25000 ptemium in star health, now i am paying 19000 premium for royal sundram, i lost all the NCB benifits from.star , is this a wise decision i hv taken to control my premium expense ,
What is Tier 1A and 1B in hdfc ergo health insurance policy
Can somebody explain what is OPD Treatment at 7:38 which is not covered by HDFC
OPD means an outpatient department, where patients come to the hospital to consult their health issues with the doctor to start the treatment. Patients do not necessarily need to be hospitalized but can visit any medical facility, such as a diagnostic center, consultation room, pharmacy, etc.
OPD is basically anything which do not require hospitalisation- there is no admission and discharge in the hospital
How do all of these compare to Navi?
We find HDFC ERGO & Niva Bupa better as we have a first hand experience with both the companies. This can definitely vary according to your requirements.
Do your own due diligence about the company before buying the plan.
@@GurleenKaurTikku thanks for the reply..finally somebody who responds!
Details seem to favour Navi but will look at these too !
Man pl tell me best in both
Please connect with us on WhatsApp/Call at 9650706699
Our team can assist you in choosing between both the plans depending on your requirements.
Please add Top up cover topic, similar to what is available for cost 90Lac on base plan of 10Lac in Niva Bupa. like wise for other policies. What benefit it has and should one opt for it.
I want a medical insurance for my parents both 50 plus ...which one should I opt
Pratik jee, Please get in touch with us at 9650706699 or share your details athareepatti.com/contact-us/ , we will contact you.
Thanks
Thanks a lot Gurleen Mam for your beneficial Guidance please give us suggestions about Icci pru.. all in one term insurance.
Is there any insurance policy for People over 80 years? And is it advisable?
Yes, policies are available, one can take with deductible / co payment to keep the cost lower
@@GurleenKaurTikku Please make a video on such policies and a comparaison video on such policies.
@@NIVK94 Hi mam we have a policy without co-pay i.e tata aig
Great video! Is it better to take United India health insurance?
Thank you & for United India, we certainly can't comment as we don't have any first hand experience with the company.
Please do your due diligence before buying the plan.
Hai The Annual Health check up limit on Reassure is 500 per lac. But the slide shows it as 5000. Please correct it. Also the consumable in reassure has got lot of changes. Pls mention it. They are not paying full consumables.
If you include safeguard benefits it pays all consumables........
Pl confirm if all these plans have lifelong renewal facility.
Yes it's life long
1ST TIME I WATCHED YOUR VIDEO I LIKE IT 👍 YOU ARE AMAZING REALLY VERY NICELY CLEARED AND EXPLAINED ALL AND EVERYTHING 👍 THANKS MADAM 👍👍 GREAT WORKING 👍 THANKS 😊
Thank you so much 🙂 Keep Watching !! 👍
I have policy with hdfc ergo optima family floater from 9 years with sum insured of 5 Lac. Now if I port this policy than NCB or Loyalty bonus will add with the new company policy.
NCB is not carried forward, however continuity of base cover + NCB is carried forward.
Please refer videos on portability here
ruclips.net/video/E9xF04xHDuk/видео.html
Please clarify will HDFC optima secure has pan india premium coverage all it varies as per zones ?
Yes, Coverage PAN India without any restriction
Which one is better according to you..??
Reassure & Optima Secure
@@GurleenKaurTikku thanks mam
Tata Aig Medicare premier ka naya feature ka video baneiye mam
Please check this video : ruclips.net/video/Swj-A9gYcog/видео.htmlsi=Ia3jb7FBWvcdzO0r
Bahut hi shandar presentation hai apka
Please compare niva bupa/star health
If already available please send me notification 🙏
Thanks
Thank you so much & No, we have made this comparison on our channel yet.
We will try to bring this comparison video soon. 😊
Finally someone compare best available health insurance
Thanks
Glad, Thanks for watching 😊
PED ke regarding some discussion h
Can I ask you
But how
Madam kya main in company ke plan online le lu to koi dikkat to nahi hogi. Kyo ki plan online lu ya offline
I can't understand
Please help me
We can't comment on any intermediary from our side.
We can only guarantee on our services as we are experienced insurance agent with 17+ years of experience.
You can connect with us on WhatsApp/Call at 9650706699. our team can assist you ✅
Thank you 😊
Does Niva Bupa reassure cover modern treatments upto sum assured?
It is covered upto sum assured, few robitic surgeries have sub limits of 1 lac
Mam mujhe ek family floter lena hai khud ke liye to HDFC ya niva Bupa lu claim kisme easily mil jayega us hisab se bataiye plz, after service kiski acchi hai
Hello jee, Please get in touch with our team at 9650706699 or fill details at hareepatti.com/contact-us/ , our team will get in touch with you
Hdfc ergo
Very good comparison
Thank you jee, keep watching !
U do yr job as well as social awareness .... great
Thank you so much. Keep Watching 😊
It would have been good if you described 'listed illnesses' clearly...in this video
Thanks for the feedback. We will definitely consider it in our future videos.
Thank you
Your office working day & timmings, current holidays
Mam i need to know best insurence for my adult parents above 50 and with pre existing diseases its urgent 🙏🙏🙏🙏
Bharat jee, Please share the details in the link below, someone from our team will connect with you
hareepatti.com/contact-us/
Can take dental treatment in Max reassure plan after one month
No
if I have coporate policy of 5 lacs and hdfc ergo of 5 lacs with 1 lac deductible...and i claim 6 lacs for hospitalization..then 5 lacs gets covered from corporate policy....now remaining 1 lac will be covered by hdfc ergo or that will be counted as deductible? basically amount paid by corporate policy, is that counted towards deductible or not?
Yes it wil be considered as deductible
Hi Mam,
Could you please also make video on HDFC ergo Optima Restore Vs Max Bupa Health Companion Vs Care health Care Advantage?
Yes, we can .
It's on our list & we will try to bring a video soon. Thank you & keep watching !
Hi
Please advise for family member of 4
Age 39, 35, 5 and 3 which plan is best
I am confuse in these
1. Tata aig Medicare premier
2. Hdfc optima secure
3. Starhealth assure
I am from Mumbai
Please advise 🙏
HDFC Optima Secure is a great plan. If you have any other queries or want any assistance in buying the insurance plan, feel free to connect with us on WhatsApp/Call at 9650706699.
Our team can assist you.
Thank you
hi ..@2:45 timestamp, u mentioned HDFC ergo premium discount to be 15% however on video it reads 10%...which is correct 9
It is 10% only
Please compare star assure and niva bupa reassure plan
Noted, Thanks for the video suggestion !
Any poliicy for diabetics person
Yes, You can go with HDFC Energy Plan or Niva Bupa ReAssure with Smart Health Rider.
If you want any assistance, you can connect with us on WhatsApp/Call at 9650706699
Thank you 😊
If hdfc ergo insurance is taken in city A , can it be claimed if treatment is received in city B in Same / different state ?
It depends if policy paid is pan india or tier based.
1. If pan india then no issues.. claim anywhere.
2. If u live in a tier2/3 city taking claim in tier 1 city then you might have to pay % of medical cost from ur pocket as policy will be tier2/3.
3. In case of tier 1 policy again no issues in taking claim anywhere.
Yes, you can claim anywhere PAN India without any co payment, restriction , sub limits
Apke according 3no me se konsa plan lena chie
These are definitely the best plans in the market but if you want to choose a plan, always check which plan fulfils your requirement.
If you want us to help you , fill this form & our team will connect with you directly. FORM LINK : hareepatti.com/contact-us/
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@@GurleenKaurTikku looking for comparison between Bupa reassure vs Manipal protect prime
Madam agar hum policy port krte h toh kya previous policy k benifit nhi policy me milenge agar humne usme last 8 year se koi claim nhi liya ho???
Depends on the policy terms & conditions you're porting to.
Please make video TATA AIG GROUP MEDICARE POLICY
We have a video on Medicare Premier on our channel .
This is not accurate, because TATA AIG's CSR was 96% in the year around 2016-2018. In recent times, they are not at all transparent about their CSR from 2021 onward and its fishy.
No, brother you got wrong information
Why is Hdfc premium this high whereas features of Tata premium or Care supreme are equally good?
I want to know this too
Because in hdfc optima secure.... When you take SA 5L, it instantly become 10L..so by paying for 5lakh you will get cover for 10L instantly and in 2yrs it wil become 20L... Whereas other policy will become 10L after 2yrs.
मैने टर्म इंश्योरेन्स हेल्थ इंश्योरेंस और एसिडेंट इंश्योरेंस कंपनी तीनो अलग अलग कम्पनी से ले रखी है कृपया कर मुझे बताए भविष्य में क्लेम सेटलमेंट में proble to नही आयेगी प्लीज बताए
Nahin jee, all 3 policies are independent of each other
HDFC Optima me Cancer cover hota hai kya ?
yes, covered
In HDFC ergo optima secure does the premium increases every year or how it increases??
It increases based on your age, upto 35 every year 500, post 45 increases by 800.
@@akshaykadam1564 source for this?
@@shabbirrampurawala4947 Now its around 10% every 5 years.
@@akshaykadam1564 so no year on year increment?
Again if you can provide source for this?
Tata AIG Medicare premier in room-rent section notes "single private" does this mean they have changed the plan benefits?
You get your question answer brother
Ma'am Niva Bupa ka insurance Liya hu aur is Mahine ko renew bi Kiya ta. Magar inke jo app hein ab open hi nahi horaha . Niva Bupa company ko tweet bi kiyata aur email reply avatar ki teek hogayi magar abi bi same hein. Insurance company wale mail hi Karte rehte koi solution nahi batara mein India ke Bahar hu ab iskeliye kisko contact Karein.
Heats off u r knowledge. Tq
Thank you so much jee, 😊
Mam please make a video of Car Insurance and features of best insurance policy
We have made a similar video : ruclips.net/video/S__sJXWrarc/видео.html
but if you want to buy car insurance, please share the details on WhatsApp/Call at 9650706699
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Why hdfc ergo take huge premium while other insurance company take a less annual premiums
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
Hdfc giving 4x on 10 lakh policy. It means for 10 lakh policy it can go upto 40 lakh claim.
Where as Neva and tata AIG giving 20 lakh.
@@sureshaircel3754 claim ratio shown for general insurance as a whole not for health only
it's wrong optima secure pre existing disease waiting period is 2 years . kyuki maine yeh policy lii huyi hai
Is there any health insurance which has inflation adjustment and No cap on room rent . Please advise anyone
Well either u pay higher premium or you'll get higher coverage to compensate for inflation. U should focus on the latter as inflation is reality & premiums will increase. In all cases hdfc ergo is best as it doubles ur insurance cover the day you start ur policy, no room capping & best part is u can pay it as no cost emi.
Niva Bupa Reassure 2.0 has 10x cover with No Claim Bonus. So, it does take care of inflation. Also there's a rider which gives you further inflation adjustment annually in the Sum Insured.
Acko Health Insurance Platinum also has inflation protection but stops after it reaches 2x of Sum Insured.
Both of these policies have no room rent capping.
You are skipped Tata AIG Medicare premier accidental death benefit
Brilliant Lady
Thank you jee 😊
Live healthy benifit not covered mam
Live Health Benefit is available 😊