I sold a family floater policy of this product just because of this review. I sent link of this review to customer ,he watched carefully , ask some questions and after satisfaction today he purchased this product. Thanks mam
Pls aap bata do kya drawbacks hai waise? Itne features ke baad sirf ek hi problem ho sakti hai that is claim settlement duration... Seriously agar aapko pata hai toh bata do
@@ramgopal4840 jab aisa hoga tab tak aur bhi new insurance plans aa jayenge aur riders bhi available ho jayenge situation ke hisab se. So no need to worry about that
@@FinanceWala365 I agree dear. but future me riders ka wait karna and insurance plan shift karna to other plan with growing age kaha tak sahi hai? acko health premium plan kaisa laga aapko?
गुरलीन जी आपने रोबोटिक सर्जरी में 100000 की लिमिट की बात की लेकिन उन रोबोटिक प्रोसीजर्स की बात नहीं की जिनके लिए अप टू सम एश्योर्ड हम क्लेम कर पाएंगे। it's very very significant.
This new policy plan was released yesterday the day when I ported my wife's Niva bupa reassure to Care supreme and we dont regret this switch because ÇS is providing a limited offer on pregnancy without waiting period of amount 25K upto 2 deliveries. More over the modern treatment is SI and above all, claim ratio and hospitals are more than what NB is offering and premium is also less. The only new feature that is good in NB is lock the clock. Moreover my suggestion is not to pay for multiple years because every year insurers comes up with better plan and we should make use of port and move to it.
You will know the true face of CARE once you go to them for some service. I'm having supreme policy and while purchasing they gave annual health checkup ad on instead of NCB super. It was a mistake from their side and it's almost 2 months still they didn't correct the issue. I have already sent more than 10 emails.
इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।
@@jaiprakash-hp3xw इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।
@@jareeshkjames6788 इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया।
Hi, we already have a comparison video available on our channel. Please check : ruclips.net/video/B7Bi8qjNcLY/видео.html For any queries, you can connect with us on WhatsApp/Call at 9650706699 Our team can assist you 😊
Thank you so much , keep watching . We have finally compared it with HDFC ERGO Optima Secure as well now. LINK : ruclips.net/video/B7Bi8qjNcLY/видео.html
Mam iss policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mukhe bo thyroid bhi hai
mam can i upgrade from my existing 4th year continuous Reassure Policy to Reassure 2.0 OR i have to start again from beginning by buying New Reassure 2.0 Policy
Please reach out to us for specific plan suggestion as per your requirement:- ⇨ WhatsApp : wa.me/message/VJCYEKX3EWHOE1 ⇨ Call : 9650706699 ⇨ Mail us at: info@hareepatti.com ⇨ Contact us : hareepatti.com/contact-us/
Ma'am, only 1 question. If I buy this policy (Base Sum Assured 10 L - Titanium variant) and there is no claim for 11 years, on the 11th year the total coverage would be 1.10 crores. Now, in the 12th year, I take a claim of 10 Lacs, Lock the Clock wont be applicable from 13th year onwards. My question is on 13th year, while paying the premium, what would be base sum assured on which i would pay the premium (I understood the age bracket it would be - Current Age + 13 years)? Would it still be 10 lacs, 1 Crore or 1.10 Crore? Kindly respond.
Can we migrate from existing reassure plan to this 2.0 plan? What is the premium amounts for senior citizens? No clock lock is available for senior citizens too?
Following Mam for a while, it would be better if you could also do it in english as there is a language understanding problem. I respect all languages. From Tamil Nadu :)
Yes, we are trying to bring english videos as well. We have added all the main pointers in ENGLISH in the video in tabular from. If you have any queries regarding the plan, feel free to connect with us on WhatsApp/Call at 9650706699. OR you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thank you & keep watching !
Agar koi patient dialasys per aa jata hai to kya dialasys cover hoga , kyun ki policy wordings me peritoneal dialasys cover nahi hai aisa dikh raha tha ..
Hi Team, Thanks for the video, can you explain one of the benefit of Safegaurd+ feature namely Sum Insured increases with Inflation(5 or 6%) For eg if 10 Lakh Sum Insured(SI) , Titanium plus Reassure 2.0 plan, will the Sum Insured compound year on year with Inflation, i.e 10lakh's 6% on 2nd year, which is Rs1,060,000 /- and 3rd uska 6% and so on? Also Booster+ laga ke, this number can grow big! Is that the case?
does restassured 2.0 require pre medical tests for all ages or is it similar to icici lombard which doesnt require pre-checkup if one is under 45 years age? please share.
Ma'am why did you not disclose about the inflation related hike in the policy premium. I have confirmed with Niva Bupa that if the company increases the base premiums of the plans because of the inflation rise, then lock the clock doesn't work there. We would need to pay the increased premium. Lock the clock only benefits us from the premium increased by the age slabs and not this inflation related rise in the premium.
Firstly Mam ap na bhaut bhaut pretty ho 😍 and how deeply you analyse the product to make us understand the core of everything in a simple language. Thank you so much. God bless, keep smiling and shining 🌟
Clock ko to Lock Ker Denge but when jab Lock khulega tab kitna premium badega aur aage ki age mein premium badne ke kya clauses hai? Any Upper Limit on Premium Increase?
Yes, you can add disease management rider. For more details, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you with any queries or in buying the plan. Thank you 😊
Hi gurleen ji i have doubt that Moder treatment and my mother is suffering with knee pain and I'm going take the plan titanium+ please suggest me good one she age is 49 and no other disease expect BLOOD PRESSURE
Can you compare reaasure 2.0 and tata aig. Tata aig have lots of othet benefits. Also wiuld love to compare with respect to robotic surgeries,overseas cover and maximum sum assired thsy can reach. Restore and bonus comparison as well.Thanks
I bought a Niva Bupa policy last year with premium 19.5k, now on renewal they are asking 26k whereas on new policy premium is 22k. So once u buy Niva Bupa , they take u for granted
More details please- policy name, add ons taken, age last year and this year on renewal, etc. Did you share your concern with the company? What did they say?
We will be bringing a comparison with the old Niva Bupa ReAssure today. That will definitely give you more clarity. If you have any queries regarding the plan , connect with us on WhatsApp/Call at 9650706699. Our team can assist you. Thank you 😊
In this plan policy amount gets carried forward but reassure amount gets deducted after each claim. Nothing remains in that. This is as per their illustrations given. Kindly check
Yes. She got this point completely wrong. Her examples were projecting completely wrong facts. Completely misleading! She should at least put edits/corrections in description box.
I want to know is there any capping of sum insured while porting to this policy. I mean if i have 5 lacs policy is it mandatory to port to 10 lacs SI in Niva Bupa Reassure 2.0
mam in standard exclusions u have mentioned Investigation and evaluation..can u please explain it. Bcz if a patient is hospitalised he would have to undergo some investigations etc
small doubt madam ,, 1) if had any claim then premium will increase next renewal time right ?? if premium will increase how much amount will add as per previous premium ?? --- please reply madam in your free time
Migration is currently not possible , you can check with the company at the time of renewal You can compare both the plans with our latest video. Hope that helps. VIDEO LINK : ruclips.net/video/L5d-L7_oF0w/видео.html Thank you
I purchased Reassure in 2022 . Will the age be locked to my age that was last year or would it be locked on renewal to Reassure 2.0 & on renewal will I get 2.0 or for old customers it will be the old policy?
Lock the clock Aj k date mein 10lakh ka insurance lete hai .... premium mann lete hain 25000 hai....next year 15 lakh sum assured kar lete hain..... premium mann lete hain 30000 hai...toh kya iss bar lock the clock 30000 thousand rahe ga toh ?
Mam Mujhe reassure 2.0 policy purchase karni hai main first time health insurance lena chahta hun mujhe guide kijie ki main kaese purchase karun ki kal ko claim reject na ho??
Hello jee, we would be happy to assist you. Please connect with us on WhatsApp/Call at 9650706699. Our team can help you in the buying process & at the time of claim as well. We are licensed insurance agents with 17+ years of experience. Thank you 😊
I jus opeted for floaters of 5 lac me and my husband,unlimited restoration,5times increase in no claims bonus,lock in premium till u claim,carryover the amount left of sum assured(if u have 5 lac policy and u opted fr 2 lac then your 3 lac and restoration of 5 lac will be carried forward nxt yr)..and many more option too,hope i don’t need to claim but if so it should be smooth 🙏
Reg the "Home Care / Domiciliary Treatment" What if I need "Nurse to take care at home will the expenses cover on Domiciliary Treatment" On daily bases I need to take care by putting some IV and injection on time, before and after food for this I need Nurse to take care. Will the hospital provide support on sending the person to our home on daily bases, or will I need to spend from my pocket for that expense to get hired by a third party service and get the claim refunded . Pls describe in more detail on this part.
I had bought this policy 8 months ago . In policy document my and family member's height and weight wrongly mentioned. It could be affected on policy when I will claim in future?
Mam. Agar kisi ne 30 ki age pe policy li. 5 saal claim nahi liya. Aur 6th year me usne apna sun insured increase karna chaha tab kya uska premium 30 ki age pe hi calculate hoga ya 36 age calculate hoga.?
@@dhirajrana5695 : A limit of maximum Rs.1,00,000 per claim will apply to all robotic surgeries, except for total radical prostatectomy, cardiac surgeries, partial nephrectomy and surgeries for malignancies.... It is per claim
what is the difference between booster+ and reassure? if reassure is unlimited then what is the use of getting 10x addition of unutilized sum insured.. Hello Mam, can u pls explain this with example, i guess there is some catch..
Yes, it is covered. And hospitalisation definition has been changed from 24 hours to 2 hours only. For any more queries, you can connect with us on WhatsApp/Call at 9650706699 Thank you
Hi Mam, i have a question related to organ expense or similar expense. When you say organ donor expense is covered upto sum assured, will it also include boosters(like 5x)? Can we avail booster sum also in this expense?
The daily hospital cash benefit offers a fixed amount for each day that you are hospitalized. The amount paid is fixed at the time of taking the policy and would remain fixed. This benefit cover can be taken as a rider to your regular health insurance policy or also as a standalone cover.
We can't comment on any 3rd party intermediary but can only assure on the service we provide as insurance agents. It's the service that matters at the time of claims. Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you in choosing a suitable plan according to your requirements. Thank you 😊
For 10Lac Titanium plan, after 10 years SI will become 1.1cr, now if claim is of 30 Lac, the SI will reduce to 80 Lac. Now will booster+ again keep on increasing SI by 10 Lac in 3 years to make SI again 1.1 Cr ?
Excellent explanation Mam! Keep this up👍👏👏👏😊
Thank you Sir :)
Mam please conform
EECP (Enhanced External Counter Pulsation) Treatment cover in any health insurance policy yes or not
I sold a family floater policy of this product just because of this review. I sent link of this review to customer ,he watched carefully , ask some questions and after satisfaction today he purchased this product. Thanks mam
You didn't talk about drawbacks of this policy. You only discussed positive points.
Pls aap bata do kya drawbacks hai waise? Itne features ke baad sirf ek hi problem ho sakti hai that is claim settlement duration... Seriously agar aapko pata hai toh bata do
@@fahaddesai3466 problem is of only 1 lakh cover of robotic surgeries and other modern surgeries. mostly surgeries in future will be robotic
@@ramgopal4840 jab aisa hoga tab tak aur bhi new insurance plans aa jayenge aur riders bhi available ho jayenge situation ke hisab se. So no need to worry about that
@@FinanceWala365 I agree dear. but future me riders ka wait karna and insurance plan shift karna to other plan with growing age kaha tak sahi hai? acko health premium plan kaisa laga aapko?
गुरलीन जी आपने रोबोटिक सर्जरी में 100000 की लिमिट की बात की लेकिन उन रोबोटिक प्रोसीजर्स की बात नहीं की जिनके लिए अप टू सम एश्योर्ड हम क्लेम कर पाएंगे। it's very very significant.
Mam thank you so much aap bahut accha samjhate ho or aap bahut accha bolte ho..god always bless you mam...thanks a lot 😊😊❤
Thanks a lot jee, keep watching !
Ma'am you skipped one information in lock the clock, what happens to subsequent premiums after you claim for the first time. Please clarify.
Zonal 2 wise what will affect in the time of claim on this reassure 2.O product? Will there be any co- payment? Or complete cashless all over India?
Kon se category achhi hai bronze gold
What above Reassure Bronze, Gold and Bronze +
Mujhe pre deases CKD H kya mujhe insurance mil skta hai aur kon sa plan
Pls help me mam
This new policy plan was released yesterday the day when I ported my wife's Niva bupa reassure to Care supreme and we dont regret this switch because ÇS is providing a limited offer on pregnancy without waiting period of amount 25K upto 2 deliveries. More over the modern treatment is SI and above all, claim ratio and hospitals are more than what NB is offering and premium is also less. The only new feature that is good in NB is lock the clock. Moreover my suggestion is not to pay for multiple years because every year insurers comes up with better plan and we should make use of port and move to it.
If u port ..ur policy ..without knowing rules of portablility ..then will end up as a non disclouser without even knowing
You will know the true face of CARE once you go to them for some service. I'm having supreme policy and while purchasing they gave annual health checkup ad on instead of NCB super. It was a mistake from their side and it's almost 2 months still they didn't correct the issue. I have already sent more than 10 emails.
इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।
@@jaiprakash-hp3xw इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa।
@@jareeshkjames6788 इसीलिए मैक्स से niva यानी कि ट्रू नॉर्थ ने खरीदी अब फिर से बिक रही है। इन्ही niva की पूरी टीम मिलकर अपोलो मुनीच को बेच कर एचडीएफसी में आए हैं आज उनके सारे नियम चेंज हो गए हैं एचडीएफसी की प्रीमियम आप लोग भी पता कर सकते हैं आज 50 से 60% बढ़ा डाले हैं। फिर से एक तगड़ा पोर्टफोलियो खड़ा कर के बेचने की फिराक में है ये niva Bupa। इसकी क्या गारंटी है जब कोई दूसरी कंपनी टेक ओवर कर लेगी तो उसके क्या रूल्स होंगे कितना प्रेशराइज्ड किया जाएगा इस वक्त ग्राहक को जैसे एचडीएफसी ने प्रीमियम बढ़ा के किया लोग अपने आप भाग गए किसी दूसरी कंपनी में। और एक बात ये बात कहीं ओपन नहीं किया की क्लेम आने पर कितना प्रीमियम बड़ेगा इसका कोई curricular नहीं बताया गया।
Mam compared with hdfc ergo with niva bhupia reassure 2.O which best both in it pl reply
Hi, we already have a comparison video available on our channel. Please check : ruclips.net/video/B7Bi8qjNcLY/видео.html
For any queries, you can connect with us on WhatsApp/Call at 9650706699
Our team can assist you 😊
Mam what about OPD ? Limit in OPD ? Does it include pharmacy and diagnostics?
OPD is add-on, 25k cover for 6300 rps 1 year
Excellent video, first detailed video on Niva Bupa 2.0 on RUclips.
You are doing great work Mam. Hats off
Thank you so much , keep watching . We have finally compared it with HDFC ERGO Optima Secure as well now. LINK : ruclips.net/video/B7Bi8qjNcLY/видео.html
Mam iss policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mukhe bo thyroid bhi hai
mam can i upgrade from my existing 4th year continuous Reassure Policy to Reassure 2.0 OR i have to start again from beginning by buying New Reassure 2.0 Policy
Good see ur video nd thank u
Wanted ur advice
Need to buy any of above
M37,F32,F9,F5,M2
Which one is most suitable for us.
Thank u mam
Please reach out to us for specific plan suggestion as per your requirement:-
⇨ WhatsApp : wa.me/message/VJCYEKX3EWHOE1
⇨ Call : 9650706699
⇨ Mail us at: info@hareepatti.com
⇨ Contact us : hareepatti.com/contact-us/
Ma'am, only 1 question. If I buy this policy (Base Sum Assured 10 L - Titanium variant) and there is no claim for 11 years, on the 11th year the total coverage would be 1.10 crores. Now, in the 12th year, I take a claim of 10 Lacs, Lock the Clock wont be applicable from 13th year onwards. My question is on 13th year, while paying the premium, what would be base sum assured on which i would pay the premium (I understood the age bracket it would be - Current Age + 13 years)? Would it still be 10 lacs, 1 Crore or 1.10 Crore? Kindly respond.
Ma'am i have Niva bupa ReAssure platinum insurance but now I want to add maternity benefits.is possible to port in Niva bupa Health premia
What is deductable opted in Policy
Mam isme cataract surgery covered hai kya
yes
Chemotherapy and dialysis is not co ered in this plan. Only oral chemotherapy covered. Is that correct?
Can we migrate from existing reassure plan to this 2.0 plan?
What is the premium amounts for senior citizens?
No clock lock is available for senior citizens too?
Migration is currently not possible
Lock the clock facility is available for everyone.
Following Mam for a while, it would be better if you could also do it in english as there is a language understanding problem. I respect all languages. From Tamil Nadu :)
Yes, we are trying to bring english videos as well. We have added all the main pointers in ENGLISH in the video in tabular from.
If you have any queries regarding the plan, feel free to connect with us on WhatsApp/Call at 9650706699.
OR you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/
Thank you & keep watching !
Agar koi patient dialasys per aa jata hai to kya dialasys cover hoga , kyun ki policy wordings me peritoneal dialasys cover nahi hai aisa dikh raha tha ..
is it better to purchase a policy for 2 years? In this case, booster will work? can explain in details
For any queries or assistance in buying the plan , connect with us on WhatsApp/Call at 9650706699.
Our team can assist you 😊
Isme agar disease Management option liya to day 1 se Thyroid ka coverage milega?
Under Disease managemnet rider, Only BP and diabetes PED are covered from Day 1
Out patient consultation hai ki nahi
Hi Team, Thanks for the video, can you explain one of the benefit of Safegaurd+ feature namely Sum Insured increases with Inflation(5 or 6%) For eg if 10 Lakh Sum Insured(SI) , Titanium plus Reassure 2.0 plan, will the Sum Insured compound year on year with Inflation, i.e 10lakh's 6% on 2nd year, which is Rs1,060,000 /- and 3rd uska 6% and so on? Also Booster+ laga ke, this number can grow big! Is that the case?
does restassured 2.0 require pre medical tests for all ages or is it similar to icici lombard which doesnt require pre-checkup if one is under 45 years age? please share.
what is waiting period for this policy if i switch from health companion niva bupa plan ???
Madam husband 48, wife 50, son 23 , daughter 20 hai madam reassure 2.0 ka monthly and yearly premium Kya bnega g
Ma'am why did you not disclose about the inflation related hike in the policy premium. I have confirmed with Niva Bupa that if the company increases the base premiums of the plans because of the inflation rise, then lock the clock doesn't work there. We would need to pay the increased premium.
Lock the clock only benefits us from the premium increased by the age slabs and not this inflation related rise in the premium.
Also it was not very clear will the any lock in period after 3 years renewal if any claim happen in middle.
Firstly Mam ap na bhaut bhaut pretty ho 😍 and how deeply you analyse the product to make us understand the core of everything in a simple language. Thank you so much. God bless, keep smiling and shining 🌟
Thank you so much, keep watching !
Clock ko to Lock Ker Denge but when jab Lock khulega tab kitna premium badega aur aage ki age mein premium badne ke kya clauses hai? Any Upper Limit on Premium Increase?
The premium will be charged as per age slab in the year in which you claim
mam ham zone 2 me rahate hain.. ham zone 1 par koi hospital mein treatment korne ja sakte hain kya without charge? koi co payment dena hoga kya?
No co payment
I m confused between care supreme and niva buma reasdure 2.O plus मुझे कौन सी लेना चाहिए??
Please connect with us on WhatsApp/Call at 9650706699 .
Our team may assist you 😊
Is there a raider for BP & diabetes...for 63yrs person to cover immediately?
Yes, you can add disease management rider. For more details, feel free to connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with any queries or in buying the plan.
Thank you 😊
Annual health checkup up claim lene se lock the clock nahi rahega kya?
no , annual health check up is complimentary
Zone me baata gaya hai two parts me। Kya poore india ke hospital me ilaz ho sakta hai na? Zone wise hospital me ilaz nahi na hona hai?
Jee, PAN India kahin bhi treatment le sakte hain
Hi gurleen ji i have doubt that Moder treatment and my mother is suffering with knee pain and I'm going take the plan titanium+ please suggest me good one she age is 49 and no other disease expect BLOOD PRESSURE
Hello jee, Currently there is sub limit of 1 lac on robotic surgeries except few specified surgeries in Niva Bupa Reassure 2.0
Can you compare reaasure 2.0 and tata aig. Tata aig have lots of othet benefits. Also wiuld love to compare with respect to robotic surgeries,overseas cover and maximum sum assired thsy can reach. Restore and bonus comparison as well.Thanks
NOTED ✅
Will try to put a video soon 😊 keep watching !
I bought a Niva Bupa policy last year with premium 19.5k, now on renewal they are asking 26k whereas on new policy premium is 22k. So once u buy Niva Bupa , they take u for granted
More details please- policy name, add ons taken, age last year and this year on renewal, etc. Did you share your concern with the company? What did they say?
Have you checked age slab.
Mam kch cashbag vagera b hai vo b smjha do
Mam does this reassure 2.0 comes with any disadvantage as compared to previous reassure
We will be bringing a comparison with the old Niva Bupa ReAssure today.
That will definitely give you more clarity.
If you have any queries regarding the plan , connect with us on WhatsApp/Call at 9650706699.
Our team can assist you.
Thank you 😊
COMPARISON VIDEO : Niva Bupa ReAssure 2.0 VS ReAssure : ruclips.net/video/L5d-L7_oF0w/видео.html
Please check !
Reassure 2.0taken for my parents 19 days back.
Now father got chest pain
Emergency angioplasty done.
Can I go for claim?
There is an initial waiting period of 30 days.
@@GurleenKaurTikku THANKS!
EVEN AFTER TAKING DISEASE MANAGEMENT RIDER ALSO?
Hi I want to know if the cost of gall bladder /cataract operation are covered from Day 31.
You can check the policy wordings available on the website.
All the limits are mentioned specifically
Thank you !
bronze + bhi cover kiya hota maam
In this plan policy amount gets carried forward but reassure amount gets deducted after each claim. Nothing remains in that. This is as per their illustrations given. Kindly check
Yes. She got this point completely wrong. Her examples were projecting completely wrong facts. Completely misleading! She should at least put edits/corrections in description box.
Can I upgrade my existing reassure policy to new reassure 2.0
Is there any option at renewal?
Migration is currently not possible , you can check with the company at the time of renewal
I want to know is there any capping of sum insured while porting to this policy. I mean if i have 5 lacs policy is it mandatory to port to 10 lacs SI in Niva Bupa Reassure 2.0
Hi, Please connect with us on WhatsApp/Call at 9650706699
Our team can assist you !
Well made! I just want to know if I can port my Heartbeat Niva Bupa Family Floater Plan to Reassure 2.0
mam in standard exclusions u have mentioned Investigation and evaluation..can u please explain it. Bcz if a patient is hospitalised he would have to undergo some investigations etc
small doubt madam ,, 1) if had any claim then premium will increase next renewal time right ?? if premium will increase how much amount will add as per previous premium ??
--- please reply madam in your free time
It will be charged as per your age slab in which you are following subsequent to the claim year
Nameste madam ji
Madam agar Niva Bupa ka 3 Sal ka premium ek sath pe karte hai to total payment me 15 percent less milega g
7.5% discount on 2nd year premium and 15% discount on 3rd year premium
Mam meh alredy old wala policy meh liye . New scheme ka benefits kaise leh.
Migration is currently not possible , you can check with the company at the time of renewal
You can compare both the plans with our latest video. Hope that helps. VIDEO LINK : ruclips.net/video/L5d-L7_oF0w/видео.html
Thank you
Please make a detailed video on Modern and Robotic sublimits considering this is it suggested to take this product?
Hi mam, is it better to take safeguard plus or higher sum assured for niva bupa reassure 2.0?
The objective of both are different , so it should be higher sum assured and safeguard+ both
Hi ma'am , if i do the yearly medical test, does it consider as a claim ?
no , medical tests are complimentary !
I purchased Reassure in 2022 . Will the age be locked to my age that was last year or would it be locked on renewal to Reassure 2.0 & on renewal will I get 2.0 or for old customers it will be the old policy?
No, these are 2 separate policies for now.
@@GurleenKaurTikku thank you for the revert!
Dibatac and hipertension coverd from day one is it continue or changed
It's continued in this product as well. Smart Health Rider is available 😊
Reassure+ applicable for both same person same illness and different illness?
For any queries related to this plan , connect with us on WhatsApp at 9650706699. Our team can assist you 😊
my age is 47, if I purchase titanium + policy, can i eligible for10X sum insured?
Hello jee, For any queries on Health Insurance please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you .
Yes you can
Lock the clock
Aj k date mein 10lakh ka insurance lete hai .... premium mann lete hain 25000 hai....next year 15 lakh sum assured kar lete hain..... premium mann lete hain 30000 hai...toh kya iss bar lock the clock 30000 thousand rahe ga toh ?
Detailed video on Lock the clock
ruclips.net/video/KoPAI5sbR98/видео.html
OPD bhi cover h kyaa? Iss plan me??
As a rider le sakte hain
Mera purana insurance.।। Niva bupa reasuure 2.0 mein update kr sakte h kya
reassure to reassure 2.0 is not available.
Mam Mujhe reassure 2.0 policy purchase karni hai main first time health insurance lena chahta hun mujhe guide kijie ki main kaese purchase karun ki kal ko claim reject na ho??
Hello jee, we would be happy to assist you. Please connect with us on WhatsApp/Call at 9650706699. Our team can help you in the buying process & at the time of claim as well.
We are licensed insurance agents with 17+ years of experience.
Thank you 😊
Can we add maternity booster in reassure 2.0 plan?
NO , NOT AVAILABLE
Is there any copay
I jus opeted for floaters of 5 lac me and my husband,unlimited restoration,5times increase in no claims bonus,lock in premium till u claim,carryover the amount left of sum assured(if u have 5 lac policy and u opted fr 2 lac then your 3 lac and restoration of 5 lac will be carried forward nxt yr)..and many more option too,hope i don’t need to claim but if so it should be smooth 🙏
Reg the "Home Care / Domiciliary Treatment"
What if I need "Nurse to take care at home will the expenses cover on Domiciliary Treatment" On daily bases I need to take care by putting some IV and injection on time, before and after food for this I need Nurse to take care. Will the hospital provide support on sending the person to our home on daily bases, or will I need to spend from my pocket for that expense to get hired by a third party service and get the claim refunded . Pls describe in more detail on this part.
No, This will not be covered in domiciliary / Home care treatment
I had bought this policy 8 months ago . In policy document my and family member's height and weight wrongly mentioned.
It could be affected on policy when I will claim in future?
I too want to buy this plan, wt is age n premium, which plan?
Lower zone wala agar higher zone mein treatment le tou kya affect hoga ? Apne btaya nhin ise
There is no effect. You may take treatment anywhere.
Mam. Agar kisi ne 30 ki age pe policy li. 5 saal claim nahi liya. Aur 6th year me usne apna sun insured increase karna chaha tab kya uska premium 30 ki age pe hi calculate hoga ya 36 age calculate hoga.?
36 ki age se
Issue is on Robotics surgery limitations
Konse policy meh
@@rahulyadav-lp2qs In ReAssure 2.0
The limitation on selective Robotics surgeries and that too on the cost of robotic technology used and not on the entire claim.
@@dhirajrana5695 : A limit of maximum Rs.1,00,000 per claim will apply to all robotic surgeries, except for total radical prostatectomy, cardiac surgeries, partial nephrectomy and surgeries for malignancies.... It is per claim
All policies have that
what is the difference between booster+ and reassure? if reassure is unlimited then what is the use of getting 10x addition of unutilized sum insured.. Hello Mam, can u pls explain this with example, i guess there is some catch..
Hi, For any queries related to this plan : feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you , keep watching !
My age 48 I am port my policy to niva bupa which plain is better total 4 person 2+ 2 boys. .........get plain 3 year...
Hello jee, please connect with us on WhatsApp/Call at 9650706699 .
Our team can assist you with a few suitable options depending on your requirements.
Sir if i opt 5 lac S.I reassure policy and later can i take top up to increase S.I at nominal rate...Is it possible
Mam my question is rifill benefits unlimited time but the same disease if any hospitalized can coverd
yes, covered
Is there any zone wise co - payment mam?
No
Mam port karwana hai old reassure se 2.0 me and hadc ergo se bhi port 2.0
Yes
Does organ donor is covered over & above SI
It is within the SI
Mam mere pass 8 years se star health insurance hai 2022 me 16472 premium tha ab 26000 aa raha hai pl abatay kya main niva bhupa me port kara lu
Yes, you can if it meets your requirements. Then you definitely should ✅
@@GurleenKaurTikku thanks mam
Is there any deductible option?
No deductible option is there
Can we take smart health+ rider along with it for diabetic patient?
Yes, you can . It's available
Please explain more on modern treatment Sub Limit? Wanted to check if this will be an issue if not taken?
It's still the same. If you have any further queries, connect with us on WhatsApp at 9650706699.
Mam does it include day care treatments as they are not mentioned in brochure
Yes, it is covered. And hospitalisation definition has been changed from 24 hours to 2 hours only.
For any more queries, you can connect with us on WhatsApp/Call at 9650706699
Thank you
Thanks
Is eye leaser treatment included in this policy?
Yes, if Expenses related to the treatment for correction of eye sight is due to refractive error more than 7.5 dioptres, otherwise it is not covered
Isme sal me kitni bar restoration kar sakte hai?
Unlimited number of times
Hi Mam, i have a question related to organ expense or similar expense.
When you say organ donor expense is covered upto sum assured, will it also include boosters(like 5x)? Can we avail booster sum also in this expense?
Yes, you can
Mam please conform
EECP (Enhanced External Counter Pulsation) Treatment cover in any health insurance policy yes or not
In lock the clock feature , What difference will it make to our premium if we take claim?
Premium will remain same as entry age slab till you claim . once you claim, then it will charged as per then age slab
Is this covering the Maternity Claims as well? Please explan.
No, not covered !
@@GurleenKaurTikku Is it not covered after 2 years ?
Is accident happens and the person get hospitalised, is this insurance can be clamed?
Yes, accidental hospitalisation is covered
Please explain with example for base sum insurance amount reduction in future...please
Okay , Thank you for the feedback. We will try to implement in our future videos.
Keep Watching 😊
reassure + benefit applicabe for same person same illness? what is the wait period for this?
For any queries, please connect with us on WhatsApp/Call at 9650706699
Our team can assist you.
Thank you!
Hospital cash benifit means
The daily hospital cash benefit offers a fixed amount for each day that you are hospitalized. The amount paid is fixed at the time of taking the policy and would remain fixed.
This benefit cover can be taken as a rider to your regular health insurance policy or also as a standalone cover.
Should we buy policy directly from insurance websites or 3rd party like policy bazaar? Please advise
We can't comment on any 3rd party intermediary but can only assure on the service we provide as insurance agents.
It's the service that matters at the time of claims.
Please connect with us on WhatsApp/Call at 9650706699.
Our team will be happy to assist you in choosing a suitable plan according to your requirements.
Thank you 😊
Mam zone2 policy zone-1 kam karega
Yes, you can claim anywhere in india
Madam Jin logon ne re assure le rakhi hai unka kya . Unko reassure 2.0 nahi mil sakti na
Migration is currently not allowed
For 10Lac Titanium plan, after 10 years SI will become 1.1cr, now if claim is of 30 Lac, the SI will reduce to 80 Lac. Now will booster+ again keep on increasing SI by 10 Lac in 3 years to make SI again 1.1 Cr ?
Yes