Are maternity benefits covered with normal policy or we have to buy any additional cover for that? I have recently bought Optima Secure but HDFC Customer Supoort told that Maternity benefits is not available in any HDFC policies and the same is written in the policy wording document as well.
HDFC ERGO health insurance for maternity includes the following coverage: Delivery expenses, including caesarean deliveries. Lawful medical termination of pregnancy. Pre-natal and post-natal expenses.
Hi! HDFC ERGO Health Insurance for maternity provides coverage for hospitalization expenses incurred during pregnancy, including delivery charges. It not only covers the mother but also the newborn baby’s treatment and vaccination. However, policyholders can avail maternity coverage after serving a minimum waiting period of 4 years.
HI Sir, You can choose amongst these as per your needs and requirements, but if you want a suggestion secure has more coverage and options than restore one.
Hi Team, thanks for the informative video. I'm already a policy holder of my health suraksha plan for my parents which is discontinued. Now I'm being migrated to optima restore. And with the comparison chart I'm inclined towards Secure plan but the only visible concern is the premium getting revised every year in secure plan, whereas Restore plan's premium is slab based. Started this policy 3years back and in the second year itself the premium shot up more than 1.5 times (reason as stated: becoming senior citizen). And now the policy being migrated to a different one again I have to pay the increased premium. Is there any way out? Or anything that I may negotiate with the company? Thanking you in advance for the support.
@@sing_me_to_sleepp restore is way better., considering you add protector rider. Then you cover increases cumulatively due to inflation benefits. Later, you can decrease the base cover , but inflated benefits will carry on. No such benefits in secure.
Are maternity benefits covered with normal policy or we have to buy any additional cover for that? I have recently bought Optima Secure but HDFC Customer Supoort told that Maternity benefits is not available in any HDFC policies and the same is written in the policy wording document as well.
HDFC ERGO health insurance for maternity includes the following coverage: Delivery expenses, including caesarean deliveries. Lawful medical termination of pregnancy. Pre-natal and post-natal expenses.
Maternity admit ke liye kya karna padega ? isme include kaise karna hai ?
Hi! HDFC ERGO Health Insurance for maternity provides coverage for hospitalization expenses incurred during pregnancy, including delivery charges. It not only covers the mother but also the newborn baby’s treatment and vaccination. However, policyholders can avail maternity coverage after serving a minimum waiting period of 4 years.
Apne dono ka difference to bata diya lekin finally dono mese choose konsa kare ye bataiye
Matlan konsa best hai secure ya restore
HI Sir, You can choose amongst these as per your needs and requirements, but if you want a suggestion secure has more coverage and options than restore one.
Hi Team, thanks for the informative video.
I'm already a policy holder of my health suraksha plan for my parents which is discontinued. Now I'm being migrated to optima restore. And with the comparison chart I'm inclined towards Secure plan but the only visible concern is the premium getting revised every year in secure plan, whereas Restore plan's premium is slab based.
Started this policy 3years back and in the second year itself the premium shot up more than 1.5 times (reason as stated: becoming senior citizen). And now the policy being migrated to a different one again I have to pay the increased premium.
Is there any way out? Or anything that I may negotiate with the company?
Thanking you in advance for the support.
@@sing_me_to_sleeppAll the companies after porting will increase the premium. So, I suggest you to be in HDFC Ergo with a Optima Restore plan.
@@sing_me_to_sleepp restore is way better., considering you add protector rider. Then you cover increases cumulatively due to inflation benefits. Later, you can decrease the base cover , but inflated benefits will carry on. No such benefits in secure.