The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To download the notes for this video, please click - bit.ly/3shxSv1 To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20 To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
Sir, I guess you should also aware people about top-up insurance plan That means let's suppose "X" can bare the expenses of hospitalisation up to "RS 180000" but if the bill is more from this he wants a health insurance so he can go for a top-up health-insurance that means if his insurance is for upto "RS 2000000" so the insurance will look after him for the expenses "1.8L to 20L" this will make the cost of health insurance premium go down to almost nothing.Bcz health insurance companies charge on the low amount settlements.
Hey Ankur, you know, you give me all these tips and knowledge and I go tell them to my father but somehow he knows it all. I'm waiting for the day when you teach something new to my father. 😋
@@VikramSingh-ds3ij Yea dude. He teaches us so much. I just made a comment that I wish one day I get to learn something so new which even my dad gets to learn from his experiences.
Thankyou Ankur for educating every one on the important topics. My family is one of them who lost all savings and investments due to unplanned extended hospitalization. It is also important to keep in mind certain things which helps while claiming the benefits. Example knowing the policy window is very important as some times one may need extended hospitalization or more amount is required than actual cover. If the hospitalization spans to policies year windows, both years sum assured can be claimed in the single hospitalization with cashless in that case. AND Also if any one has more than one policy , they can see which policy window is ending soon will be renewed so that claim that first. Choosing higher room rent than allowed amount might increase the over all bill on pro ratio not just the room rent.
Thanks ankur sir for such information. You have saved many people by made us understand about cashless claims information. One agent asked me to go with XYZ company and as I was aware that first I should check that is that company covers me with cashless claims then I found that, that company has only limited hospitals list. So I rejected that offer and told that agent to not recommend such company where a customer might face issues in future. Thanks for making us so knowledgeable sir. I truly respect your efforts 👌
Thanks so much, I just bought Health insurance for my parents today with the help of policy bazaar agent, the experience was so smooth and the agent who helped us was so professional and nice to talk to. You encouraged me to think about buying an insurance for my parents which I may not have thought of otherwise, at least for some time. Cheers and you continue doing this amazing work!
Hi. I think the cover of about 5 lakh u are suggesting is too less for a person. Insurance needs to kick in when a person lands up in Icu and a week's stay in ICU would definitely cost you 10 lakh atleast. Being a doctor I would always want to have cover when u really need it. I have seen people go mad and fighting with doctors once their cover finishes and there is possibility of longer stay. So I would really suggest atleast a cover of 10-15 lakh for a middle income group if you really wanna feel secure or else keep emergency fund ready if the cost increases.
Exactly. Upto 5 lakhs people maybe manage by their own by asking to their friends and families. The main importance of health insurance is when someone gets big diseases like Cancer, Covid, Heart issues, transplant.
Hi Ankur, You are truly a mentor to me..thanks for amazing videos on all the important topics ..your videos are so clear n precise and it has made me more aware on personal finance. Also you are so humble. Thanks for sharing .😇😇😇 I m constantly learning from you and hope that I too spread more knowledge n positivity like you do.😁
As u mentioned I have realized only when my father was hospitalized for surgery. I have paid a whopping amount as hospital bills. It's never late though, I have immediately brought health care insurance for the whole family. In India, we don't have education/discussions on these issues.
Hi Ankur, Great work. Just one correction Now Corporate plan can be converted into an Individual plan at the time of leaving the company with the same benefits which are provided by the Corporate plan.
What an amazing detailing regarding the subject. Thank you so much Ankur. I get the answers for all my questions through your video. 😊. All the very best.
Thank you very very much sir You always give a hope to regain my interest and confidence in studies and life I am 28 but i have lost interest in studies, forgotten all knowledge, don't know what to do, no job, fear or losing everything, distracted, failed so many time in CA final exam(attempting finals since 2016), no confidence. I was a very good student before my finals, focused What should i do to get back my confidence and interest?
Really good inputs on health insurance. You should also talk about group health insurance policies (e.g. HDFC Bank Customers) where premiums are much lesser than retail plans.
Using navi health insurance with additional critical illness , no room rent capping and cashless treatment and 97% claim settlement ratio . For just 4250 annually 🤩
One more point when switching company and if your partner is pregnant and not have other insurance check with other company insurance terms because most will not cover delivery in case of new joiners.
One video i had watches and these were the key takeaway and checklist in health insurance. Health Insurance:No room rent cap, if it's there than other charges should not be linked to that. pre & post hospitlization: Daycare Coverage Waiting Period: 1. Floter or individual 2. Private or Government 3. Base cover+ super topup 4. Room rent 5. Sub-limit 6. Copay 7. Zonal vs Pan India 8. Pre & Post Hospitalizarion 9. Daycare Coverage 10. Cosmetic treatment 11. Waiting Period 12. No Claim Bonus 13.Cashless Hospital 14. Ambulance Charges 15. Free Health Checkup
I have some questions. 1st:- if some have any medical illnesses in it's young age, then how they manage or buy a perfect health insurance for them. 2nd:- Right now if anyone is unmarried and after few years he/ she gets married, then how do they add their spouses? I mean what's the process to add them??
I feel the video theory was excellent. But could you make a video detailing what all to look for while browsing policy bazar. Essentially what you did in the last part(browsing through policy bazar) just in a more elaborate and structured manner. Excellent video as always.
I think you should make a playlist on RUclips about all sorts of Insurances and its surrounding myths! Please do it if you can ! Great content as usual🙌🙌🙌
After checking so many reviews I think I should just invest that money. Beacuse at least I can use that money instead of getting baseless rejections in critical times.
I disagree! The claim never gets rejected if you provide correct details while buying the policy. Also, read the policy brochure before buying a policy to reduce the chances of a rejection. If you think health insurance has an option in today's day and age, you are just being naive
Bajaj health is covering wellness benefits also it means we'll cover any little illness medical expenses if you fall it. You don't have to be hospitalized for it.
Two questions: 1) benefits and loss in buying separate and combined health insurance in form of risk cover and premium for me and my wife 2) what if policy is covering me from last 3 years and and after marriage within 1 year wife gets pregnent will it be covered in insurance and(she was added 1 year before pregnancy) And very thank you for your guidance
Suppose , we didn't need any hospital for 25 years continuously after taking health insurance and paying all the premiums. So , That means all that money that I paid to insurance company will it be treated as my investment or not . Like we even keep money in FD that gives us 6% and any other .
If you really wanna buy a highly deductable health insurance then I will strongly recommend to MAX Bupa, I recently purchased this insurance, no other company are giving these benefits. I'm 25 yrs old, My plan is 5L deductable and 1cr sum insured and premium is just ₹2339/- per annum. It is very cheap and worth it. No other company are giving same features on this premium... I strongly recommend....
Not necessarily once you leave company immediately your insurance policy terminates...my corporate extends the medical support until the immediate FY even if you leave the company.the reason is you pay the premium.
@Ankur Finally the wait is over.... Ankur I'm pwd person with cerebal palsy, can tell how I can take care my suitation all though this is not an active issue and more treatment is required for now. But how do I include my current suitation with any health insurance plan.
Hey Ankur, This is same kind of content, which you had already posted. Pls try to make contents on : ITR filings, Taxes/charges on stock market trading.
Thanks for this awesome video Ankur ❤ I bought Term Plan as part of my investment. Now I am planning to buy Health Insurance for myself, where I will add spouse, kids if I get married 😅 But I thought of taking 10L-20L cover. you told to consider 2.5 lakhs mota mota for an adult. So what will be wise decision how much should I take ? I am 29 years old.
Even if you buy any insurance policy from policybazzar, Commission is charged and that that is paid to policybazzar. Your vedios are great but this time it is miss leading and not good for indipendent agents who sell insurance products.
Wonderful information sir... acc to tym we all really need to know this. My question is like ese kon kon se criteria h jis basis par hamko health insurance benefit nai milta...??? We have insurance nd everything is fine but when it comes to claim kuch na kuch reason bolkar company claim nai dete... so kya points h jo always we should check.
Sum insured should be based on Income of person & Moderan treatment cost example Accident hospitalization can be 5-8 lakh per person. often family travels together one car/ train so recommended insurance should be 10 lakh. or as per income of a person. A 30 years boy was diagnosed with cancer and he had 25 lakh insurance but Total Cancer treatment cost 75 lakh , now all family has bought One crore SA policy. approx 10 % annual income to pay for insurance
Hi Ankur. No one is Talking about the Dental Insurance. I feel There is huge requirement of tapping into that area. Kindly Make video around it and educate us
In a health insurance, you could also consider super top-up policy a.k.a. high deductible policy.........in case you have any doubts you could watch a video made by Sandeep Maheshwari "Before you invest......watch this video", truly worth watching it. By the way how many of you know Sandeep Maheshwari!
Sorry but I think you should cover perpetual health insurance also like ICICI Health saver which have fixed premiums till 75 yrs of age and certain portion of your premium goes towards investment. There is one LIC plan also with the same features..
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
To download the notes for this video, please click - bit.ly/3shxSv1
To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20
To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH
Sir kya health insurance 60yrs ka baad bhi rahta ha ki terminate ho jata ha
Not convinced with your point about ki parents ka issuance alag hona chahie 'cause premium me only 8k difference
Can I start at 19 and then add people whenever necessary
Sir, I guess you should also aware people about top-up insurance plan
That means let's suppose "X" can bare the expenses of hospitalisation up to "RS 180000" but if the bill is more from this he wants a health insurance so he can go for a top-up health-insurance that means if his insurance is for upto "RS 2000000" so the insurance will look after him for the expenses "1.8L to 20L" this will make the cost of health insurance premium go down to almost nothing.Bcz health insurance companies charge on the low amount settlements.
@@Kunj1710Bhai premium me 8000 ka difference mtlb (8000*12months=RS 108000)
I first press the like button and then continue watching, because I know that ankur Sir's Videos are always amazing
Thank god, i got this done in 2008 and it is helping me immensely…. New India Life Assurance company is a good choice as per me.
i am yet to check, but do they cover existing illness? (for parents)
Hey Ankur, you know, you give me all these tips and knowledge and I go tell them to my father but somehow he knows it all. I'm waiting for the day when you teach something new to my father. 😋
Baap baap hota hai😎😉
@@ashwintantri hahaha true that
@ROBUST sadly no!
Baap ko seekhao achi baat h bt pehle khud to seekha
@@VikramSingh-ds3ij Yea dude. He teaches us so much. I just made a comment that I wish one day I get to learn something so new which even my dad gets to learn from his experiences.
Thankyou Ankur for educating every one on the important topics. My family is one of them who lost all savings and investments due to unplanned extended hospitalization. It is also important to keep in mind certain things which helps while claiming the benefits. Example knowing the policy window is very important as some times one may need extended hospitalization or more amount is required than actual cover. If the hospitalization spans to policies year windows, both years sum assured can be claimed in the single hospitalization with cashless in that case. AND Also if any one has more than one policy , they can see which policy window is ending soon will be renewed so that claim that first. Choosing higher room rent than allowed amount might increase the over all bill on pro ratio not just the room rent.
Sir aap world ke best teacher ho..
Aap Bahot hee achhe tarike se sab cheeze explain karte ho...
Thanks ankur sir for such information. You have saved many people by made us understand about cashless claims information. One agent asked me to go with XYZ company and as I was aware that first I should check that is that company covers me with cashless claims then I found that, that company has only limited hospitals list. So I rejected that offer and told that agent to not recommend such company where a customer might face issues in future. Thanks for making us so knowledgeable sir. I truly respect your efforts 👌
what does cashless claim means?
is that like we don't have to pay anything, the bill will go directly to insurance company?
Ankur is teaching and sharing knowledge on important things that I wish were a part of the education curriculum in institutions. Great information 👍🏻
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
Thanks so much, I just bought Health insurance for my parents today with the help of policy bazaar agent, the experience was so smooth and the agent who helped us was so professional and nice to talk to.
You encouraged me to think about buying an insurance for my parents which I may not have thought of otherwise, at least for some time.
Cheers and you continue doing this amazing work!
Hi. I think the cover of about 5 lakh u are suggesting is too less for a person. Insurance needs to kick in when a person lands up in Icu and a week's stay in ICU would definitely cost you 10 lakh atleast. Being a doctor I would always want to have cover when u really need it. I have seen people go mad and fighting with doctors once their cover finishes and there is possibility of longer stay. So I would really suggest atleast a cover of 10-15 lakh for a middle income group if you really wanna feel secure or else keep emergency fund ready if the cost increases.
Exactly. Upto 5 lakhs people maybe manage by their own by asking to their friends and families. The main importance of health insurance is when someone gets big diseases like Cancer, Covid, Heart issues, transplant.
One thing that is missing in this video is "No room rent limit". Make sure you click on that while checking policies.
Hi Ankur,
You are truly a mentor to me..thanks for amazing videos on all the important topics ..your videos are so clear n precise and it has made me more aware on personal finance.
Also you are so humble.
Thanks for sharing .😇😇😇
I m constantly learning from you and hope that I too spread more knowledge n positivity like you do.😁
If you're from tier-2 or tier-3 cities, checking their network hospitals is also an important consideration.
Thanks Ankur Ji for sharing valuable information
Just planning to buy a health insurance n ur video showed up 😄
As u mentioned I have realized only when my father was hospitalized for surgery. I have paid a whopping amount as hospital bills. It's never late though, I have immediately brought health care insurance for the whole family. In India, we don't have education/discussions on these issues.
Which one did you buy
@@varshavaghani9167 hdfc ergo
Hi Ankur, Great work. Just one correction Now Corporate plan can be converted into an Individual plan at the time of leaving the company with the same benefits which are provided by the Corporate plan.
Great piece of information.
Good friends, good books, and a sleepy conscience: this is the ideal life. 👍🏿👍🏿👍🏿
A big Thank you! For making my life so much easier ! ❤️
You have become my mentor :) Thanks for all the wonderful content
Sir One thing I disagree with u that Coverage must be on the basis of Future not present and it's must be 15 to 20 lakhs minimum for age upto 45 years
What an amazing detailing regarding the subject. Thank you so much Ankur. I get the answers for all my questions through your video. 😊.
All the very best.
Thank you very very much sir
You always give a hope to regain my interest and confidence in studies and life
I am 28 but i have lost interest in studies, forgotten all knowledge, don't know what to do, no job, fear or losing everything, distracted, failed so many time in CA final exam(attempting finals since 2016), no confidence.
I was a very good student before my finals, focused
What should i do to get back my confidence and interest?
Bro you can start a youtube channel on the base of your own knowledge.
Find out the reason of losing interest so that it will be easy to eradicate or tackle with
Thanks a bunch for this, I needed this as I was inquiring about the insurances. 🙏👍👍
Me 2 👍
That's a Great and Authentic Information U had given , Thank you sir for bringing this Awareness for before buying insurance.
Was waiting for this video like forever, told the same to Policybazar folks as well and they got offended :P :P
Really good inputs on health insurance. You should also talk about group health insurance policies (e.g. HDFC Bank Customers) where premiums are much lesser than retail plans.
Can you tell me how I can go for HDFC bank Customers.
Hey could you pls explain in detail about this?
Sar ji namaskar 🙏💐
Thank you for suggestion you.... sir ji
Nice information.
Outside of a dog, a book is man's best friend. Inside of a dog it's too dark to read. 👍🏿👍🏿👍🏿👍🏿
Thanks for this great video sir 😊
It really help a lot
Using navi health insurance with additional critical illness , no room rent capping and cashless treatment and 97% claim settlement ratio . For just 4250 annually 🤩
How much you will get insurance cover ?
Excellent guide video sir
Thank you so much really. ☺️
I TRULY appreciate this effort. I learnt so much from it.
Thank you for this comprehensive video ... this was very important for everyone ❤️
The love of money is the root of all evil."
The lack of money is the root of all evil.
Robert Kiyosaki 👍🏿👍🏿👍🏿
Your explanations are simple and genuine to take decisions......pl keep it up & continue such services in your videos.
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
One more point when switching company and if your partner is pregnant and not have other insurance check with other company insurance terms because most will not cover delivery in case of new joiners.
Sir you explain from binging tò till last in detail that help us thanks for giding us in deatail
This video is actually an additional information to health insurance video by Mandeep (labour law advisor)
Thank you for uploading this video's 🙏
I'm so much berozgaar I comment in 2 minutes ❤️!😅
I was waiting for this 🤩🤩🤩
So knowledgeable, thank you!
Sir, i was also thinking abt to stop my health insurance, coz I also have corporate plan....thanks a lot for ur guidance.
Thanks for this amazing knowledge Ankur
One video i had watches and these were the key takeaway and checklist in health insurance.
Health Insurance:No room rent cap, if it's there than other charges should not be linked to that.
pre & post hospitlization:
Daycare Coverage
Waiting Period:
1. Floter or individual
2. Private or Government
3. Base cover+ super topup
4. Room rent
5. Sub-limit
6. Copay
7. Zonal vs Pan India
8. Pre & Post Hospitalizarion
9. Daycare Coverage
10. Cosmetic treatment
11. Waiting Period
12. No Claim Bonus
13.Cashless Hospital
14. Ambulance Charges
15. Free Health Checkup
I have some questions.
1st:- if some have any medical illnesses in it's young age, then how they manage or buy a perfect health insurance for them.
2nd:- Right now if anyone is unmarried and after few years he/ she gets married, then how do they add their spouses? I mean what's the process to add them??
I´ve been confused all the video due to the hinglish xd. But overall, nice information, very useful.
Great video again...
Many thanks for elaborating & sharing.
You are an asset
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
Great work ankur
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
I feel the video theory was excellent. But could you make a video detailing what all to look for while browsing policy bazar. Essentially what you did in the last part(browsing through policy bazar) just in a more elaborate and structured manner.
Excellent video as always.
Most informative and perfect guide to buy health insurance 👏🙏👍
I think you should make a playlist on RUclips about all sorts of Insurances and its surrounding myths!
Please do it if you can !
Great content as usual🙌🙌🙌
Very well explained. I have one query should we go for family floater or individual for each member.
you should buy for family floter plan if you under age 30 years
@@TheTomorrow1I am above 45 & spouse ear 40, still you recommend family floater
@@anuragvr7773 yes
After checking so many reviews I think I should just invest that money. Beacuse at least I can use that money instead of getting baseless rejections in critical times.
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
I disagree! The claim never gets rejected if you provide correct details while buying the policy. Also, read the policy brochure before buying a policy to reduce the chances of a rejection. If you think health insurance has an option in today's day and age, you are just being naive
Bajaj health is covering wellness benefits also it means we'll cover any little illness medical expenses if you fall it.
You don't have to be hospitalized for it.
Epic content sir ❤️
Two questions:
1) benefits and loss in buying separate and combined health insurance in form of risk cover and premium for me and my wife
2) what if policy is covering me from last 3 years and and after marriage within 1 year wife gets pregnent will it be covered in insurance and(she was added 1 year before pregnancy)
And very thank you for your guidance
If your plan covers pregnancy exp n waiting period for pregnancy is 12 months then u will get benifit of it.
Your video is very good..! If you can make it in English. It will be useful for everyone. Who doesn't know hindi.. :)
Hi Ankur, could you please make a different playlist separately for this series? First video has part 1, but I couldn't find the other parts.
Suppose , we didn't need any hospital for 25 years continuously after taking health insurance and paying all the premiums.
So , That means all that money that I paid to insurance company will it be treated as my investment or not . Like we even keep money in FD that gives us 6% and any other .
12:15 Yeah! Tbh you some what even look 27!!🤙🏻
Super deductable policy or highly deductable policy ke baare me btaye sir kha se buy Kiya ja sakta
Sandeep Maheshwari wala video dekha hai lagta hai :)
@@atulkhatri29 😀
🤣🤣🤣
If you really wanna buy a highly deductable health insurance then I will strongly recommend to MAX Bupa, I recently purchased this insurance, no other company are giving these benefits.
I'm 25 yrs old, My plan is 5L deductable and 1cr sum insured and premium is just ₹2339/- per annum. It is very cheap and worth it. No other company are giving same features on this premium...
I strongly recommend....
@@akshaymogha6194 what is highly deductable health insurance??
Ankur, could you please try creating a video on job change, salary negotiations, and what to look for in offer letters? just a thought.. :) Thanks.
Video was helpful
thank you soo much for this video sir
Tata AIA and hdfc life....both is good plan...
Not necessarily once you leave company immediately your insurance policy terminates...my corporate extends the medical support until the immediate FY even if you leave the company.the reason is you pay the premium.
Thankyou sir. I'm highly grateful to you for such amazing videos and for enlightening us free of cost😁 more power to you @warikoo
FEEDBACK APPRECIATED👆
kindly reach out to the what’sapp line above for consultation and investment purposes♥️
@Ankur
Finally the wait is over....
Ankur I'm pwd person with cerebal palsy, can tell how I can take care my suitation all though this is not an active issue and more treatment is required for now. But how do I include my current suitation with any health insurance plan.
What is the process of claim ?? If X happens.
What are your crypto holdings and how long will you hold them?
Good 👍
Hey Ankur,
This is same kind of content, which you had already posted. Pls try to make contents on : ITR filings, Taxes/charges on stock market trading.
Can you please guide regarding Super top up health plan and high deductible plan?
Thank you sir ❤️
Thanks for this awesome video Ankur ❤
I bought Term Plan as part of my investment. Now I am planning to buy Health Insurance for myself, where I will add spouse, kids if I get married 😅
But I thought of taking 10L-20L cover. you told to consider 2.5 lakhs mota mota for an adult. So what will be wise decision how much should I take ?
I am 29 years old.
dear brother atleat you have to buy min coverage of 10L due to medical expenses
@@TheTomorrow1 Okay.. thank you so much for your input.
Great Guidance
Let's assume mene ek health insurance ajj kharida
Aou kal(tomorrow) mujhe haspitalized hona pode
To mein insurance claim kar shaktahun ya nehin...?
No, 30 days waiting period is there,
On very first day , only accident is cover
thanks ankur warikoo sir
Amazing ❤️
Thanks for the video
Please make video on life term insurance also
Even if you buy any insurance policy from policybazzar, Commission is charged and that that is paid to policybazzar.
Your vedios are great but this time it is miss leading and not good for indipendent agents who sell insurance products.
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
Wonderful information sir... acc to tym we all really need to know this. My question is like ese kon kon se criteria h jis basis par hamko health insurance benefit nai milta...???
We have insurance nd everything is fine but when it comes to claim kuch na kuch reason bolkar company claim nai dete... so kya points h jo always we should check.
Sir please suggest which one to buy??Please recommend🤔🙏🏻
Should we go for online plan or through an agent? Does it make difference in premium for the same cover and same company?
Duh!
Sum insured should be based on Income of person & Moderan treatment cost example Accident hospitalization can be 5-8 lakh per person. often family travels together one car/ train so recommended insurance should be 10 lakh. or as per income of a person. A 30 years boy was diagnosed with cancer and he had 25 lakh insurance but Total Cancer treatment cost 75 lakh , now all family has bought One crore SA policy. approx 10 % annual income to pay for insurance
♥️FEEDBACK APPRECIATED
kindly reach out to the what’sapp line above for consultation and investment purposes
Deja wu video
One important point is portability of insurance. need some info on that
Amazing video but disagree wit first point, the premium solely depends on age and is independent of holding longer insurance from past.
Hi Ankur.
No one is Talking about the Dental Insurance.
I feel There is huge requirement of tapping into that area. Kindly Make video around it and educate us
Is cancer treatment or heart surgeries included in these health policies?
Yes
Sir, make the video on the how to buy an annuity from the insurance company ?
Good video. Any Life and Health insurance which would be applicable for NRI's also?
Hye Ankur ,1 video on super-top up (high deductible) policy also .It has a lot of grey areas.
In a health insurance, you could also consider super top-up policy a.k.a. high deductible policy.........in case you have any doubts you could watch a video made by Sandeep Maheshwari "Before you invest......watch this video", truly worth watching it. By the way how many of you know Sandeep Maheshwari!
Sorry but I think you should cover perpetual health insurance also like ICICI Health saver which have fixed premiums till 75 yrs of age and certain portion of your premium goes towards investment. There is one LIC plan also with the same features..
Super top up health insurance per full video 🙏🙏