स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
@@sunil1229 कोई कारण नही था बीमारी पुरानी बता दी जबकि पालिसी लिए 4 साल हो गई थी। मैंने इस साल पालिसी दूसरी कंपनी में शिफ्ट कर दी है।और पूरा बेनिफिट दूसरी कंपन्त ने दे दिया है
You are such a great financial advisor i have ever seen. I appreciate your hard work. Hope to see more videos in this channel. Please make a video on how to protect demat account from hackers
Thanks for adding subtitles otherwise person like me having listening problem in both ears can't understand ur learning. Again thank you so much. And pls keep adding subtitles in all ur videos.🙏
Thank you very much for the video, through this I came to know if your claim gets rejected or anything else to whom we should approach. Just now sent a mail to IRDAI regarding my issue and the next moment I have received reply from Health Insurance company. Thank you very much. You are doing very great job, Keep it up......👍
Thanks for an eye opener video. It would have been an additional info if you could have spoke about choosing "Family Floater" or "Individual" type of health insurance... Even a shorts will be nice if you make it. Thanks🙏
How come you always present all the aspects & that too a very simple manner, so as a layman also can easily understand. Really, u r a great teacher & a trainer too. Blessings.
The most insightful video I've watched by now, I've watched a lot of videos on Health Insurance but none mentioned the Zonal Copay along with what to do if your claim gets rejected, Some cool info by ma'am thank you
It was a wonderful informative video. However I would like to add one more point. There is a ceiling limit for certain procedures. Like for example for cataract you get max 30 k per eye per year. Additionally there are some things called gipsa agreement or something similar between insurer and hospital where only a portion would be claimed. Again it varies between hospitals. There is a personal experience in this regard. A private hospital would claim only 50 k as per GIPSA agreement for C-Section although the total expected cost was around 1 lakh for cashless. The remaining amount would need to be born by individual.
Not surprised you mentioned Carol Ann Mcelroy she is just so good and her professional strategies are really mind blowing. this is over a year i have been benefiting from her trading services.
@Rachana Please make one video on this comments people are believing on it. I am one of it I go with telegram number I thought I’ll get advice from you I mentioned all things then he said it’s will advise cost 5000 INR Evan I am going to to pay but only I did not pay because he send me QR code instead of Proper account details.
What about insurance coverage for medical treatment arising out of pre existing medical conditions like diabetes, blood pressure etc? Especially if the condition is declared and cooling off period is over?
What a coincidence... I'm 24 nd I'm planning to buy a family health insurance...bcoz of which I'm going through a lot of vdo's...2days back i watched ur health insurance vdo...n today u come up with this vdo..donno why bt felt connect with you n ur vdo's..feels like elder sister is explaining something 😍... Thank you so much Rachna Tai🥰... it really helped me to select my plan
Madam namskar mi kishor tumche videos baghat asto khup motivation speech aani anokhi mahiti deta khup kahi shikayla milte Ek question aahe maz v mazya family la health insurance kadhaychi aahe Pan pre existing disease aahe Tar konti mediclam policy deil ka amhala policy
Rachana maam , Recently a news outlet named THE MORNING CONTEXT has published an article about unethical practices of 'ADANI GROUP' in context of Auditing of its financial Statements. Please make a video on this topic that how the pressure of resession along with probable threats arising from this news can bring a LEHMANN CRISIS like situation in India
Awesome! your potential seems timeless. Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made. The good news is - it’s not too late...
@@YusufEymen248 Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financiaI growth, I'll advise you to seek the help of a professionaI...
sincerely I have been wanting to invest in stock and crypto but I'm so skeptical on whether to continue or not but seeing how good people are doing in it, I developed alot of interest. Please if you can tell me what to do I have savings set aside..
@@YusufEymen248 there is nothing hectic in lnvesting, all you need to do is to get an lnvestment advisor who will guide you through and build intelligent investments ideas to meet your financial goals.....
@@lailacraig1545 Thank you so much I really appreciate. It’s always difficult to connect with a good professionaI and I really need a good lnvestment pIan right now, how can I get in touch with a professionaI ?..
yeah I personally agree with you. they actually make lot of changes on a portfolio generally. A financial advisor gives you peace, I've had numerous firsthand experience and understanding of how the markets really works coupled with a portfolio growth of $670k in 2years, I'll say they are quite important...
Very informative keep up your good work.They have rejected claim hospital tariff for all rooms not in tabular format again I submitted but keeps dragging.
Hi mam, I had pancreas surgery last year. I'm planning to buy health policy but companies are rejecting my proposal. What should I do? Please give your suggestion. Thanks
Mam please give a detailed review of acko health insurance as it claims to provide no waiting period even for pre-existing diseases. Also it's plans are cheap.
Mam, Thank you for your time and efforts making such videos. I have a doubt. Before buying Health insurance what kind of health check-ups we need to take ? Pls guide me on this.
स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
Hi ma'am. Can you please guide us on whether we should be going for online insurance or only through an agent? I have heard that the claim rejection ratio is higher for online policies.
One more thing I would like to add in this that I got my Mediclaim rejected by saying that I went under the BAMS doctor not MBBS doctor. So, before you purchase any health insurance, please ask them the hidden terms and conditions.
स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
Very informative ,educative information about the Health Insurance Policy.Please share me let to know the Top Realible,Trustworthy Health Insurance Companies Because, I am interested to purchase the Health Insurance Policy.All the Best & Thanks Madam.,
As per your opening clip most sign the documents at the designated places marked by the agent. This Video is eye opener Co-Payment clause, Exclusion clause, Zonal Payment, waiting period ......- Need to look at all these clauses. Thanks for the Gyaan. During my Coaching of Career Development, i talk about PPF- Potential Pitfalls, I will take this clue and adapt it in the courses. Once again Thanks for the effort put in. Cheers
Most beginners make the error of trading alone without the necessary knowledge to enable them to profit from the market. I used to be that way, but everything changed because of expert Logan. Well, I'm glad I started investing in Mr. Logan's fantastic platform since I have never looked back.
Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!
Kindly suggest. Is it wise to renew a 6 year old NivaBupa Reassure plan or go ahead and buy a NivaBupa Reassure 2.0 plan entirely as a new customer keeping the 2.0’s benefits in mind. NivaBupa doesn’t allow porting of Plan from Reassure to Reassure 2.0 during renewal for old customers. Only option is to buy the 2.0 plan afresh and wait till all the waiting periods are over ! For reference, my age is 34 Years.
✔️ Invest in Knowledge: link.rachanaranade.com/CourseStore
Thumb rule for buying an Insurance - Don't ask what's covered in the policy. Always ask what's not covered in the policy.
स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
@@ajayjain1456 thanks for letting us know
@@anupamthakur3002 thanks
@@ajayjain1456claim reject ka reason kya bole star wale
@@sunil1229 कोई कारण नही था बीमारी पुरानी बता दी जबकि पालिसी लिए 4 साल हो गई थी। मैंने इस साल पालिसी दूसरी कंपनी में शिफ्ट कर दी है।और पूरा बेनिफिट दूसरी कंपन्त ने दे दिया है
Notes: Co-pay clause; zonal clause; permanent exclusion; waiting period; room rent restrictions; cashless claim - planned treatment; emergency treatment; claim rejection.
Thanks
Wow! Clear and concise explanation. The video I was looking for. Thank you
You are such a great financial advisor i have ever seen. I appreciate your hard work. Hope to see more videos in this channel. Please make a video on how to protect demat account from hackers
Thanks for adding subtitles otherwise person like me having listening problem in both ears can't understand ur learning. Again thank you so much. And pls keep adding subtitles in all ur videos.🙏
Thank You Rachana 🥰 I'm planning to take a health insurance for my parents, this was very informative 🤝🏻 I've learnt alot of things.
Love u mam! You explain complex things in such simple words🙃
Thanks a lot, it was very good & made awareness about the insurance. Thanks once again.
Thank you very much for the video, through this I came to know if your claim gets rejected or anything else to whom we should approach. Just now sent a mail to IRDAI regarding my issue and the next moment I have received reply from Health Insurance company.
Thank you very much. You are doing very great job, Keep it up......👍
Hi Madam, thanks for your valuable and simplified video.
So useful. ✨✨🙏 Will refer to Ditto.
Liked the background music .. गोलमाल है भाई सब गोलमाल है.. I often say this line in different instances.🙂
thanks a lot madam for such a comprehensive and detailed explanation!!
Thank you for valuable information which is really unaware by ourself ....Thank you
Thanks for an eye opener video. It would have been an additional info if you could have spoke about choosing "Family Floater" or "Individual" type of health insurance... Even a shorts will be nice if you make it. Thanks🙏
If u have a family to look upon then Family Floater is the best
Thank you . This was an independent view and helpful
Superb duperb information with excellent explanation....Nice. Thnks a lot for making such video.
Well explained, in a simple language
This is the most informative video i found today!
Thank you 😊
How come you always present all the aspects & that too a very simple manner, so as a layman also can easily understand. Really, u r a great teacher & a trainer too. Blessings.
Ok mam. Thanku. I will tell my son.
Thank you so much.
Again amazing &complete explanation.
Thank you very much for such an informative video!!!
Very well explained. Thank you.
Wow so well explained. Keep up the good quality work
Thank you 😊
You are a great teacher for all financial matters.
Thank you 😊
The most insightful video I've watched by now, I've watched a lot of videos on Health Insurance but none mentioned the Zonal Copay along with what to do if your claim gets rejected, Some cool info by ma'am thank you
Now according to you wich is the best insurance company?
Excellent Video Rachna Madam as always !!
Excellent job for making us knowledgeble. Thank you so much
It was a wonderful informative video. However I would like to add one more point. There is a ceiling limit for certain procedures. Like for example for cataract you get max 30 k per eye per year.
Additionally there are some things called gipsa agreement or something similar between insurer and hospital where only a portion would be claimed. Again it varies between hospitals.
There is a personal experience in this regard. A private hospital would claim only 50 k as per GIPSA agreement for C-Section although the total expected cost was around 1 lakh for cashless. The remaining amount would need to be born by individual.
Sir for cataract sx its max 50 k in government owned policy and 1 lac fir private policy provided all the criteria are fulfilled
There are many more clauses in various policies and it is not possible to cover all clauses in a short video.
@@CARachanaRanade which one is the original account of yours... above comment seems to b fraud.
Thank you Rachna mam, I have learnt so much from your videos, good work as always 👍
Thank you 😊
@@CARachanaRanadewhich health insurance do you have
This is very much important and need of the hour, thank you ma'am
Glad it was helpful!
Informative video Mam. Thank you 🙏.
very usefull information for a common man and also for every one
Thank you 😊
It was comprohensive.
Thank You.
Please elaborate on Travel Abroad Health Insurance policy.
Will try.
Thanks for the update and keep doing what you do.
Not surprised you mentioned Carol Ann Mcelroy she is just so good and her professional strategies are really mind blowing. this is over a year i have been benefiting from her trading services.
Professional Carol Ann Mcelroy has been my coach, broker for a long time now and I'm happy with her services I get my weekly profits consistently
Her strategies is the best i started with a thousand dollars i never thought of making such profits shes really reliable and trustworthy
@@joanshulz3938
Wow, l'm so much perplexed seeing her name mentioned here also. Didn't know she has been so good to so many other people as well.
This is not the first time I am coming across Carol Ann Mcelroy and her trading exploits but I have no idea how I can reach her so that i can invest.
You are great...all the best
Rachana Ma'am, Thank You So So So So Much For Such Detailed Info. God Bless You 😇❤️🙏🏽
Wonderful Video. I have no words to thank you.
@Rachana Please make one video on this comments people are believing on it.
I am one of it I go with telegram number I thought I’ll get advice from you I mentioned all things then he said it’s will advise cost 5000 INR Evan I am going to to pay but only I did not pay because he send me QR code instead of Proper account details.
Thank you 😊
thanks for the vedio, it was much informative.
Very good and usefull information mam.
Mam May I know what about term insurance as you have explained in the previous video's.
Madam, please video on investment in share selection at current market situation
What about insurance coverage for medical treatment arising out of pre existing medical conditions like diabetes, blood pressure etc? Especially if the condition is declared and cooling off period is over?
Ma’am please make a video on maternity insurance.. whether to buy or not and if yes then which one
Thanks Madam for uploading such interesting & informative video 📹
Thank you 😊
Informative video, thank you
Most welcome 😊
Very useful information!👍
I swear your videos are so fun n informative. I love the way you teach with an essence of humor. Amazing !
Glad you like them!
Star also froud
Madam please make video on Peak Margin Penalty and how to avoid it.
Very informative video
Nice information Ma’am 🙏pls also cover its better to top up policy or buy higher amount insurance
Consider a Decent Health Policy alongwith Topup
Hello madam,
Please make a vedio on cancer insurance specially for women because it differs from normal health insurance
Thanks for the information
Thanks for the valuable information.
What a coincidence... I'm 24 nd I'm planning to buy a family health insurance...bcoz of which I'm going through a lot of vdo's...2days back i watched ur health insurance vdo...n today u come up with this vdo..donno why bt felt connect with you n ur vdo's..feels like elder sister is explaining something 😍... Thank you so much Rachna Tai🥰... it really helped me to select my plan
Glad you liked it.
The intention is everything, You think of it, Universe gives you.
Cheers
@@srinivastrcareercoach 💯
Madam namskar mi kishor tumche videos baghat asto khup motivation speech aani anokhi mahiti deta khup kahi shikayla milte
Ek question aahe maz v mazya family la health insurance kadhaychi aahe
Pan pre existing disease aahe
Tar konti mediclam policy deil ka amhala policy
Rachana maam ,
Recently a news outlet named THE MORNING CONTEXT has published an article about unethical practices of 'ADANI GROUP' in context of Auditing of its financial Statements. Please make a video on this topic that how the pressure of resession along with probable threats arising from this news can bring a LEHMANN CRISIS like situation in India
Awesome! your potential seems timeless. Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made. The good news is - it’s not too late...
@@YusufEymen248 Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financiaI growth, I'll advise you to seek the help of a professionaI...
sincerely I have been wanting to invest in stock and crypto but I'm so skeptical on whether to continue or not but seeing how good people are doing in it, I developed alot of interest. Please if you can tell me what to do I have savings set aside..
@@YusufEymen248 there is nothing hectic in lnvesting, all you need to do is to get an lnvestment advisor who will guide you through and build intelligent investments ideas to meet your financial goals.....
@@lailacraig1545 Thank you so much I really appreciate. It’s always difficult to connect with a good professionaI and I really need a good lnvestment pIan right now, how can I get in touch with a professionaI ?..
yeah I personally agree with you. they actually make lot of changes on a portfolio generally. A financial advisor gives you peace, I've had numerous firsthand experience and understanding of how the markets really works coupled with a portfolio growth of $670k in 2years, I'll say they are quite important...
Ma'am your videos are really very helpful.
Ma'am can you please suggest best health insurance
Why no RUclipsr tells which insurance plan they personally have for their family?
Very informative keep up your good work.They have rejected claim hospital tariff for all rooms not in tabular format again I submitted but keeps dragging.
Racha ranade is the GOAT of finance RUclipsrs 👌👏
Rightly said
Excellent information sharing. Only point is why only Ditto? Are you promoting Ditto?
Thanks a lot Rachna madam. Can you make a video on term insurance clauses to be checked while taking a policy.
Will try.
Thanks for the helpful video 🙏🙏🙏 Mam
What could be the possible reasons for rejection? My question is pertaining to your last bit in this video. Thanks in anticipation!
Not intimating and claiming within timelines, no following terms in the policy etc.
I'm from Risod , I thought nobody knows this Taluka but surprisingly you know abt it
I am also from Risod.
I have a team member who is from Risod!
Hello ma'am
If you could make a video on lic
And how people confuse insurance and investment in lic policy..
Will try.
Hi mam, I had pancreas surgery last year. I'm planning to buy health policy but companies are rejecting my proposal. What should I do? Please give your suggestion. Thanks
Great video Ma'am!
Thank you!
Helpful information
Hello mam ...
Pls make a spcl video on term insurance if possible ..Thank you.
Will try.
Mam plz make video in hindi. it will be easy to know your concept deeply for who don't know english. 😊
Mam please give a detailed review of acko health insurance as it claims to provide no waiting period even for pre-existing diseases. Also it's plans are cheap.
Mam,
Thank you for your time and efforts making such videos. I have a doubt. Before buying Health insurance what kind of health check-ups we need to take ? Pls guide me on this.
स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
Excellent as usual mam👍
Thank you 😊
well explained
Please give the more awareness for this type of videos
Hi ma'am. Can you please guide us on whether we should be going for online insurance or only through an agent? I have heard that the claim rejection ratio is higher for online policies.
Yes bec due to incomplete form filling by them
ma'am can you just pls make a video on the fundamental analysis of the fedral bank
plz ma'am can you do this faver
which is the best health insurance company, any advises please .
Star helath youngsters policy plan for family... Just taken this policy last month.. any expert review on it..
Mam 60+ parents sathi kont policy buy karavi, jyanch income kami ahe ashani.
Which insurance covers mental health treatment too?
Not the one which requires hospitalization. General consulting and therapy
Ma'am
Manipal Signa chi health insurance policy ghetali hoti,
Ti cancel kartaa yeil ka??
With full refund of premium.
Please guide ma'am.
Pls sanga madam amhi khup problem madhe aahot kuthech mediclaim milat nahi misses la
One more thing I would like to add in this that I got my Mediclaim rejected by saying that I went under the BAMS doctor not MBBS doctor.
So, before you purchase any health insurance, please ask them the hidden terms and conditions.
Which insurance is this?
Please tell us name of your insurance
स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें
@@ajayjain1456they are mega frauds
Very informative ,educative information about the Health Insurance Policy.Please share me let to know the Top Realible,Trustworthy Health Insurance Companies Because, I am interested to purchase the Health Insurance Policy.All the Best & Thanks Madam.,
How is Acko Platinum 1 cr policy for family? Is it good
We have 2 seperate health insurance, after marriage should we merge the policy or keep it seperate?
Thank you mam
As per your opening clip most sign the documents at the designated places marked by the agent.
This Video is eye opener
Co-Payment clause, Exclusion clause, Zonal Payment, waiting period ......- Need to look at all these clauses.
Thanks for the Gyaan.
During my Coaching of Career Development, i talk about PPF- Potential Pitfalls, I will take this clue and adapt it in the courses.
Once again Thanks for the effort put in.
Cheers
Maam I bought Lic policy which premium is 4000 approx. I want to switch and buy other it would be better maam or not please guide.
Can you explain on deductible option that few insurance companies are giving now a days ?
Most beginners make the error of trading alone without the necessary knowledge to enable them to profit from the market. I used to be that way, but everything changed because of expert Logan. Well, I'm glad I started investing in Mr. Logan's fantastic platform since I have never looked back.
Loganfx6
I remember having lots of losses incurred by my old manager but not no more now thanks Logan
You're the reason why I'm a consistently profitable trader 🎉
Trading with Mr Logan has changed my life because he has recovered all of my trading losses.
Trading with Mr Logan has changed my life because he has recovered all of my trading losses.
Madam please make vedio about term life insurance policy .
Will try.
Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!
Thanks for this info you can try in Hindi video can reach more persons
Kindly suggest. Is it wise to renew a 6 year old NivaBupa Reassure plan or go ahead and buy a NivaBupa Reassure 2.0 plan entirely as a new customer keeping the 2.0’s benefits in mind. NivaBupa doesn’t allow porting of Plan from Reassure to Reassure 2.0 during renewal for old customers. Only option is to buy the 2.0 plan afresh and wait till all the waiting periods are over ! For reference, my age is 34 Years.
I think what you can do is to port your old reassure to some other company like HdFc or Reliance for a year…and then port again to Reassure 2.0…
Very nice content