Комментарии •

  • @CARachanaRanade
    @CARachanaRanade 2 месяца назад +1

    ✔️ Invest in Knowledge: link.rachanaranade.com/CourseStore

  • @TheBullInvestment
    @TheBullInvestment Год назад +398

    Thumb rule for buying an Insurance - Don't ask what's covered in the policy. Always ask what's not covered in the policy.

    • @ajayjain1456
      @ajayjain1456 Год назад +16

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

    • @anupamthakur3002
      @anupamthakur3002 Год назад

      @@ajayjain1456 thanks for letting us know

    • @ajayjain1456
      @ajayjain1456 Год назад

      @@anupamthakur3002 thanks

    • @sunil1229
      @sunil1229 Год назад

      ​@@ajayjain1456claim reject ka reason kya bole star wale

    • @ajayjain1456
      @ajayjain1456 Год назад +1

      @@sunil1229 कोई कारण नही था बीमारी पुरानी बता दी जबकि पालिसी लिए 4 साल हो गई थी। मैंने इस साल पालिसी दूसरी कंपनी में शिफ्ट कर दी है।और पूरा बेनिफिट दूसरी कंपन्त ने दे दिया है

  • @rajeshsridhar1527
    @rajeshsridhar1527 Год назад +42

    Notes: Co-pay clause; zonal clause; permanent exclusion; waiting period; room rent restrictions; cashless claim - planned treatment; emergency treatment; claim rejection.

  • @harishmathivanan2362
    @harishmathivanan2362 Год назад +2

    Wow! Clear and concise explanation. The video I was looking for. Thank you

  • @arumillirajesh3038
    @arumillirajesh3038 Год назад +3

    You are such a great financial advisor i have ever seen. I appreciate your hard work. Hope to see more videos in this channel. Please make a video on how to protect demat account from hackers

  • @viralshukla3590
    @viralshukla3590 Год назад +1

    Thanks for adding subtitles otherwise person like me having listening problem in both ears can't understand ur learning. Again thank you so much. And pls keep adding subtitles in all ur videos.🙏

  • @karthiksubramani708
    @karthiksubramani708 Год назад +4

    Thank You Rachana 🥰 I'm planning to take a health insurance for my parents, this was very informative 🤝🏻 I've learnt alot of things.

  • @shading_and_art
    @shading_and_art Год назад +6

    Love u mam! You explain complex things in such simple words🙃

  • @ansariextc1
    @ansariextc1 Год назад

    Thanks a lot, it was very good & made awareness about the insurance. Thanks once again.

  • @ketanddd
    @ketanddd Год назад +9

    Thank you very much for the video, through this I came to know if your claim gets rejected or anything else to whom we should approach. Just now sent a mail to IRDAI regarding my issue and the next moment I have received reply from Health Insurance company.
    Thank you very much. You are doing very great job, Keep it up......👍

  • @noblesjw1702
    @noblesjw1702 Год назад +1

    Hi Madam, thanks for your valuable and simplified video.

  • @svnrm2004
    @svnrm2004 Год назад

    So useful. ✨✨🙏 Will refer to Ditto.
    Liked the background music .. गोलमाल है भाई सब गोलमाल है.. I often say this line in different instances.🙂

  • @soumyadeepdas1536
    @soumyadeepdas1536 Год назад

    thanks a lot madam for such a comprehensive and detailed explanation!!

  • @seemaseema4456
    @seemaseema4456 Год назад

    Thank you for valuable information which is really unaware by ourself ....Thank you

  • @viveksiddarthkalyanasundar4701
    @viveksiddarthkalyanasundar4701 Год назад +8

    Thanks for an eye opener video. It would have been an additional info if you could have spoke about choosing "Family Floater" or "Individual" type of health insurance... Even a shorts will be nice if you make it. Thanks🙏

    • @hemantsethia7273
      @hemantsethia7273 Год назад

      If u have a family to look upon then Family Floater is the best

  • @oompranik
    @oompranik 6 месяцев назад

    Thank you . This was an independent view and helpful

  • @vaibhavdada1989
    @vaibhavdada1989 Год назад

    Superb duperb information with excellent explanation....Nice. Thnks a lot for making such video.

  • @nileshmahant892
    @nileshmahant892 Год назад +1

    Well explained, in a simple language

  • @anujacodkar9408
    @anujacodkar9408 Год назад +3

    This is the most informative video i found today!

  • @dilipd1415
    @dilipd1415 Год назад +1

    How come you always present all the aspects & that too a very simple manner, so as a layman also can easily understand. Really, u r a great teacher & a trainer too. Blessings.

  • @ruchir7in
    @ruchir7in Год назад

    Again amazing &complete explanation.

  • @yogeshjoshi2003
    @yogeshjoshi2003 Год назад

    Thank you very much for such an informative video!!!

  • @vaibhavchaudhary5423
    @vaibhavchaudhary5423 Год назад

    Very well explained. Thank you.

  • @utpaldatta1967
    @utpaldatta1967 Год назад +2

    Wow so well explained. Keep up the good quality work

  • @nitinvishwakarma5653
    @nitinvishwakarma5653 Год назад +8

    You are a great teacher for all financial matters.

  • @aayushkalyat9560
    @aayushkalyat9560 10 месяцев назад +1

    The most insightful video I've watched by now, I've watched a lot of videos on Health Insurance but none mentioned the Zonal Copay along with what to do if your claim gets rejected, Some cool info by ma'am thank you

    • @your_Sayan
      @your_Sayan 10 месяцев назад

      Now according to you wich is the best insurance company?

  • @ravilandge8695
    @ravilandge8695 Год назад

    Excellent Video Rachna Madam as always !!

  • @krishnachandrasharma1321
    @krishnachandrasharma1321 Год назад +1

    Excellent job for making us knowledgeble. Thank you so much

  • @r013080005
    @r013080005 Год назад +12

    It was a wonderful informative video. However I would like to add one more point. There is a ceiling limit for certain procedures. Like for example for cataract you get max 30 k per eye per year.
    Additionally there are some things called gipsa agreement or something similar between insurer and hospital where only a portion would be claimed. Again it varies between hospitals.
    There is a personal experience in this regard. A private hospital would claim only 50 k as per GIPSA agreement for C-Section although the total expected cost was around 1 lakh for cashless. The remaining amount would need to be born by individual.

    • @vng61
      @vng61 Год назад

      Sir for cataract sx its max 50 k in government owned policy and 1 lac fir private policy provided all the criteria are fulfilled

    • @CARachanaRanade
      @CARachanaRanade Год назад +1

      There are many more clauses in various policies and it is not possible to cover all clauses in a short video.

    • @DrNeerajArora
      @DrNeerajArora Год назад

      @@CARachanaRanade which one is the original account of yours... above comment seems to b fraud.

  • @steffy007
    @steffy007 Год назад +7

    Thank you Rachna mam, I have learnt so much from your videos, good work as always 👍

  • @bmnihaal
    @bmnihaal Год назад +1

    This is very much important and need of the hour, thank you ma'am

  • @kumodranjan3440
    @kumodranjan3440 Год назад

    Informative video Mam. Thank you 🙏.

  • @sureshnair2986
    @sureshnair2986 Год назад +1

    very usefull information for a common man and also for every one

  • @lakshmeesharma
    @lakshmeesharma Год назад +3

    It was comprohensive.
    Thank You.
    Please elaborate on Travel Abroad Health Insurance policy.

  • @investingwithdrda9446
    @investingwithdrda9446 Год назад +246

    Thanks for the update and keep doing what you do.

    • @connorkenny9028
      @connorkenny9028 Год назад +4

      Not surprised you mentioned Carol Ann Mcelroy she is just so good and her professional strategies are really mind blowing. this is over a year i have been benefiting from her trading services.

    • @joanshulz3938
      @joanshulz3938 Год назад +3

      Professional Carol Ann Mcelroy has been my coach, broker for a long time now and I'm happy with her services I get my weekly profits consistently

    • @Julie-xf3iy
      @Julie-xf3iy Год назад +3

      Her strategies is the best i started with a thousand dollars i never thought of making such profits shes really reliable and trustworthy

    • @erikasalachti5952
      @erikasalachti5952 Год назад +4

      @@joanshulz3938
      Wow, l'm so much perplexed seeing her name mentioned here also. Didn't know she has been so good to so many other people as well.

    • @jebbb3623
      @jebbb3623 Год назад +4

      This is not the first time I am coming across Carol Ann Mcelroy and her trading exploits but I have no idea how I can reach her so that i can invest.

  • @jitendrajoshi75
    @jitendrajoshi75 Год назад

    You are great...all the best

  • @Vibes4Lyf
    @Vibes4Lyf 9 месяцев назад

    Rachana Ma'am, Thank You So So So So Much For Such Detailed Info. God Bless You 😇❤️🙏🏽

  • @prakashgadekar4847
    @prakashgadekar4847 Год назад +2

    Wonderful Video. I have no words to thank you.

    • @samarjitgharge1088
      @samarjitgharge1088 Год назад

      @Rachana Please make one video on this comments people are believing on it.
      I am one of it I go with telegram number I thought I’ll get advice from you I mentioned all things then he said it’s will advise cost 5000 INR Evan I am going to to pay but only I did not pay because he send me QR code instead of Proper account details.

    • @CARachanaRanade
      @CARachanaRanade Год назад +1

      Thank you 😊

  • @vseshadri6226
    @vseshadri6226 8 месяцев назад

    thanks for the vedio, it was much informative.

  • @MaharashtraCulture
    @MaharashtraCulture Год назад

    Very good and usefull information mam.

  • @richardkhyriem9632
    @richardkhyriem9632 Год назад +1

    Mam May I know what about term insurance as you have explained in the previous video's.

  • @shwetapatil4956
    @shwetapatil4956 Год назад

    Madam, please video on investment in share selection at current market situation

  • @shejwalkarhemant3110
    @shejwalkarhemant3110 Год назад

    What about insurance coverage for medical treatment arising out of pre existing medical conditions like diabetes, blood pressure etc? Especially if the condition is declared and cooling off period is over?

  • @user-um8vi8mz6w
    @user-um8vi8mz6w Год назад

    Ma’am please make a video on maternity insurance.. whether to buy or not and if yes then which one

  • @praduryyapratimdas5781
    @praduryyapratimdas5781 Год назад +4

    Thanks Madam for uploading such interesting & informative video 📹

  • @amlanjyoti2
    @amlanjyoti2 Год назад +2

    Informative video, thank you

  • @dhanashreedhavale2916
    @dhanashreedhavale2916 6 месяцев назад

    Very useful information!👍

  • @olashoyeb6638
    @olashoyeb6638 Год назад +6

    I swear your videos are so fun n informative. I love the way you teach with an essence of humor. Amazing !

  • @emdorshadap3971
    @emdorshadap3971 Год назад

    Madam please make video on Peak Margin Penalty and how to avoid it.

  • @G.K.Pawar009
    @G.K.Pawar009 Год назад

    Very informative video

  • @mandarnaik9865
    @mandarnaik9865 Год назад +2

    Nice information Ma’am 🙏pls also cover its better to top up policy or buy higher amount insurance

  • @nehajoshi7428
    @nehajoshi7428 Год назад

    Hello madam,
    Please make a vedio on cancer insurance specially for women because it differs from normal health insurance

  • @prabhakargs8727
    @prabhakargs8727 Год назад

    Thanks for the information

  • @pritnanda7203
    @pritnanda7203 2 месяца назад

    Thanks for the valuable information.

  • @clumsy9840
    @clumsy9840 Год назад +3

    What a coincidence... I'm 24 nd I'm planning to buy a family health insurance...bcoz of which I'm going through a lot of vdo's...2days back i watched ur health insurance vdo...n today u come up with this vdo..donno why bt felt connect with you n ur vdo's..feels like elder sister is explaining something 😍... Thank you so much Rachna Tai🥰... it really helped me to select my plan

  • @girijamohite4326
    @girijamohite4326 Год назад

    Madam namskar mi kishor tumche videos baghat asto khup motivation speech aani anokhi mahiti deta khup kahi shikayla milte
    Ek question aahe maz v mazya family la health insurance kadhaychi aahe
    Pan pre existing disease aahe
    Tar konti mediclam policy deil ka amhala policy

  • @ganeshsaha4136
    @ganeshsaha4136 Год назад

    Rachana maam ,
    Recently a news outlet named THE MORNING CONTEXT has published an article about unethical practices of 'ADANI GROUP' in context of Auditing of its financial Statements. Please make a video on this topic that how the pressure of resession along with probable threats arising from this news can bring a LEHMANN CRISIS like situation in India

  • @lailacraig1545
    @lailacraig1545 Год назад +25

    Awesome! your potential seems timeless. Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made. The good news is - it’s not too late...

    • @lailacraig1545
      @lailacraig1545 Год назад

      @@YusufEymen248 Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financiaI growth, I'll advise you to seek the help of a professionaI...

    • @YusufEymen248
      @YusufEymen248 Год назад

      sincerely I have been wanting to invest in stock and crypto but I'm so skeptical on whether to continue or not but seeing how good people are doing in it, I developed alot of interest. Please if you can tell me what to do I have savings set aside..

    • @lailacraig1545
      @lailacraig1545 Год назад

      @@YusufEymen248 there is nothing hectic in lnvesting, all you need to do is to get an lnvestment advisor who will guide you through and build intelligent investments ideas to meet your financial goals.....

    • @YusufEymen248
      @YusufEymen248 Год назад

      @@lailacraig1545 Thank you so much I really appreciate. It’s always difficult to connect with a good professionaI and I really need a good lnvestment pIan right now, how can I get in touch with a professionaI ?..

    • @Zubarevich12
      @Zubarevich12 Год назад

      yeah I personally agree with you. they actually make lot of changes on a portfolio generally. A financial advisor gives you peace, I've had numerous firsthand experience and understanding of how the markets really works coupled with a portfolio growth of $670k in 2years, I'll say they are quite important...

  • @mohib024
    @mohib024 Год назад

    Ma'am your videos are really very helpful.
    Ma'am can you please suggest best health insurance

  • @karanborana8540
    @karanborana8540 Год назад +7

    Why no RUclipsr tells which insurance plan they personally have for their family?

  • @bharathwajvenkat8476
    @bharathwajvenkat8476 2 месяца назад

    Very informative keep up your good work.They have rejected claim hospital tariff for all rooms not in tabular format again I submitted but keeps dragging.

  • @vinumahalingam
    @vinumahalingam Год назад +5

    Racha ranade is the GOAT of finance RUclipsrs 👌👏

  • @nitingorivale7223
    @nitingorivale7223 Год назад

    Excellent information sharing. Only point is why only Ditto? Are you promoting Ditto?

  • @manashray
    @manashray Год назад +2

    Thanks a lot Rachna madam. Can you make a video on term insurance clauses to be checked while taking a policy.

  • @princemjprasanth8954
    @princemjprasanth8954 10 месяцев назад

    Thanks for the helpful video 🙏🙏🙏 Mam

  • @sarfarazahmedshaikh9379
    @sarfarazahmedshaikh9379 Год назад +1

    What could be the possible reasons for rejection? My question is pertaining to your last bit in this video. Thanks in anticipation!

    • @CARachanaRanade
      @CARachanaRanade Год назад

      Not intimating and claiming within timelines, no following terms in the policy etc.

  • @Shivd2010
    @Shivd2010 Год назад +2

    I'm from Risod , I thought nobody knows this Taluka but surprisingly you know abt it

  • @nprateek
    @nprateek Год назад +3

    Hello ma'am
    If you could make a video on lic
    And how people confuse insurance and investment in lic policy..

  • @Jakariagaus
    @Jakariagaus Год назад

    Hi mam, I had pancreas surgery last year. I'm planning to buy health policy but companies are rejecting my proposal. What should I do? Please give your suggestion. Thanks

  • @ravishmarwaha
    @ravishmarwaha Год назад +1

    Great video Ma'am!

  • @geetaroka3447
    @geetaroka3447 11 месяцев назад

    Helpful information

  • @rajanpandey3402
    @rajanpandey3402 Год назад +4

    Hello mam ...
    Pls make a spcl video on term insurance if possible ..Thank you.

  • @theendbaadsha6882
    @theendbaadsha6882 Год назад +1

    Mam plz make video in hindi. it will be easy to know your concept deeply for who don't know english. 😊

  • @AdityaKumar-dh7rd
    @AdityaKumar-dh7rd Год назад

    Mam please give a detailed review of acko health insurance as it claims to provide no waiting period even for pre-existing diseases. Also it's plans are cheap.

  • @vasanthakumarpalanivel
    @vasanthakumarpalanivel Год назад

    Mam,
    Thank you for your time and efforts making such videos. I have a doubt. Before buying Health insurance what kind of health check-ups we need to take ? Pls guide me on this.

    • @ajayjain1456
      @ajayjain1456 Год назад

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

  • @vng61
    @vng61 Год назад

    Excellent as usual mam👍

  • @rameshbabu6327
    @rameshbabu6327 Год назад

    well explained

  • @paulpandir
    @paulpandir Год назад

    Please give the more awareness for this type of videos

  • @itsmeparul
    @itsmeparul Год назад +3

    Hi ma'am. Can you please guide us on whether we should be going for online insurance or only through an agent? I have heard that the claim rejection ratio is higher for online policies.

  • @soumyajain5241
    @soumyajain5241 Год назад

    ma'am can you just pls make a video on the fundamental analysis of the fedral bank
    plz ma'am can you do this faver

  • @fostercloud883
    @fostercloud883 Год назад

    which is the best health insurance company, any advises please .

  • @siddheshsawant1771
    @siddheshsawant1771 Год назад

    Star helath youngsters policy plan for family... Just taken this policy last month.. any expert review on it..

  • @shardulsawant1991
    @shardulsawant1991 Год назад

    Mam 60+ parents sathi kont policy buy karavi, jyanch income kami ahe ashani.

  • @purvakhandelwal6997
    @purvakhandelwal6997 Год назад

    Which insurance covers mental health treatment too?
    Not the one which requires hospitalization. General consulting and therapy

  • @deepalidongre6718
    @deepalidongre6718 Год назад

    Ma'am
    Manipal Signa chi health insurance policy ghetali hoti,
    Ti cancel kartaa yeil ka??
    With full refund of premium.
    Please guide ma'am.

  • @girijamohite4326
    @girijamohite4326 Год назад

    Pls sanga madam amhi khup problem madhe aahot kuthech mediclaim milat nahi misses la

  • @ketanddd
    @ketanddd Год назад +13

    One more thing I would like to add in this that I got my Mediclaim rejected by saying that I went under the BAMS doctor not MBBS doctor.
    So, before you purchase any health insurance, please ask them the hidden terms and conditions.

    • @ashwinsnmv
      @ashwinsnmv Год назад

      Which insurance is this?

    • @rahulromeo8454
      @rahulromeo8454 Год назад

      Please tell us name of your insurance

    • @ajayjain1456
      @ajayjain1456 Год назад +2

      स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें

    • @zonejvm
      @zonejvm Год назад

      ​@@ajayjain1456they are mega frauds

  • @niranjanmo8313
    @niranjanmo8313 8 месяцев назад

    Very informative ,educative information about the Health Insurance Policy.Please share me let to know the Top Realible,Trustworthy Health Insurance Companies Because, I am interested to purchase the Health Insurance Policy.All the Best & Thanks Madam.,

  • @rish8242
    @rish8242 Год назад

    How is Acko Platinum 1 cr policy for family? Is it good

  • @meghnap2487
    @meghnap2487 Год назад

    We have 2 seperate health insurance, after marriage should we merge the policy or keep it seperate?

  • @vighneshsawant4930
    @vighneshsawant4930 Год назад +1

    Thank you mam

  • @srinivastrcareercoach
    @srinivastrcareercoach Год назад +2

    As per your opening clip most sign the documents at the designated places marked by the agent.
    This Video is eye opener
    Co-Payment clause, Exclusion clause, Zonal Payment, waiting period ......- Need to look at all these clauses.
    Thanks for the Gyaan.
    During my Coaching of Career Development, i talk about PPF- Potential Pitfalls, I will take this clue and adapt it in the courses.
    Once again Thanks for the effort put in.
    Cheers

  • @Anshu_Official740
    @Anshu_Official740 Год назад

    Maam I bought Lic policy which premium is 4000 approx. I want to switch and buy other it would be better maam or not please guide.

  • @rajmalhotra3689
    @rajmalhotra3689 4 месяца назад

    Can you explain on deductible option that few insurance companies are giving now a days ?

  • @chandrakantsoni8967
    @chandrakantsoni8967 Год назад +23

    Most beginners make the error of trading alone without the necessary knowledge to enable them to profit from the market. I used to be that way, but everything changed because of expert Logan. Well, I'm glad I started investing in Mr. Logan's fantastic platform since I have never looked back.

    • @chandrakantsoni8967
      @chandrakantsoni8967 Год назад

      Loganfx6

    • @annikasalzberg4762
      @annikasalzberg4762 Год назад +3

      I remember having lots of losses incurred by my old manager but not no more now thanks Logan

    • @sharonrobinson4205
      @sharonrobinson4205 Год назад +2

      You're the reason why I'm a consistently profitable trader 🎉

    • @sarahcarsley7893
      @sarahcarsley7893 Год назад

      Trading with Mr Logan has changed my life because he has recovered all of my trading losses.

    • @sarahcarsley7893
      @sarahcarsley7893 Год назад +1

      Trading with Mr Logan has changed my life because he has recovered all of my trading losses.

  • @knb693
    @knb693 Год назад +2

    Madam please make vedio about term life insurance policy .

  • @manyabhavya
    @manyabhavya Год назад

    Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!

  • @prashpatil24
    @prashpatil24 Год назад +1

    Thanks for this info you can try in Hindi video can reach more persons

  • @asphyd12
    @asphyd12 Год назад

    Kindly suggest. Is it wise to renew a 6 year old NivaBupa Reassure plan or go ahead and buy a NivaBupa Reassure 2.0 plan entirely as a new customer keeping the 2.0’s benefits in mind. NivaBupa doesn’t allow porting of Plan from Reassure to Reassure 2.0 during renewal for old customers. Only option is to buy the 2.0 plan afresh and wait till all the waiting periods are over ! For reference, my age is 34 Years.

    • @kyawaahiyathaiye4685
      @kyawaahiyathaiye4685 Год назад

      I think what you can do is to port your old reassure to some other company like HdFc or Reliance for a year…and then port again to Reassure 2.0…

  • @sathya403
    @sathya403 Год назад

    Very nice content