Auto Insurance - WHY, HOW and WHEN? | Ankur Warikoo | Buying or Renewing Vehicle Insurance in India

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  • Опубликовано: 27 дек 2024

Комментарии • 531

  • @warikoo
    @warikoo  3 года назад +56

    The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
    To browse through car insurance plans on PolicyBazaar, click here: bit.ly/3zclUp6
    To browse through bike/two wheeler insurance plans on PolicyBazaar, click here: bit.ly/3gLvsR1

    • @LifeOfVishwas
      @LifeOfVishwas 3 года назад +1

      Sir, Now many are talking a lot about Ditto Insurance. Heard there service is extremely good to. Have you tried it? Any feedback on there products?

    • @d4devotion
      @d4devotion 3 года назад +1

      No one literally no one except Ankur Warikoo can explain the things so so simple. You always brought a smile on my face when you do mistake in verbal communication like two wheeler, vehicle ,four wheeler, sath so pachas , sath so paas :) . I enjoyed your all videos.

    • @anubhavsharma6488
      @anubhavsharma6488 3 года назад +3

      Thanks!
      Exceptional timing of this video, my insurance is about get expired. Informative, please keep doing it.

    • @Trupalrc7
      @Trupalrc7 3 года назад

      Happy birthday🎉🎂

    • @albertishu9066
      @albertishu9066 3 года назад +1

      Thank you very much ankur....that was the most needed video of all time ..as no video is present on the whole net that gives comprehensive info on vehicle insurance....i was amazed to see that...but I am happy you covered this also.... you're spreading important knowledge that every citizen should know ...if anything is left about this vehicle insurance pls cover it in your next part....thank you for your efforts...❤️

  • @xijinping3267
    @xijinping3267 3 года назад +549

    app ko dhek ke, "Berlin" ke Yaad aate hai 😫😭😭😭money heist wala

  • @MayurPatil-oz1lz
    @MayurPatil-oz1lz 3 года назад +9

    Thank you for this video! But in any case of accidents or damage one has to go to the company showroom and if we have bought the insurance online, it gets bit difficult to complete the process whereas if we have renewed from the car company, it’s a hassle free process.
    One more important portion of insurance is ‘Return to Invoice value’. This increases the premium but is important to consider.

  • @rajhawaldar
    @rajhawaldar 3 года назад +36

    You are educating the youth with the topics which they will need in their future. Thanks for your efforts!

  • @harishpatidarArdentRailFan
    @harishpatidarArdentRailFan 3 года назад +5

    अंकुर भाई 2 दिन से आपके चैनल पे आया हूं और जितना देखता हूं उतना ज्यादा सिख रहा हूं , बहुत ही मीठा बोलते है आप . सबसे उत्तम यूट्यूब चैनल 👌👌

  • @akashvishwakarma5073
    @akashvishwakarma5073 17 дней назад

    Apka vedio dekh k clear hua ki hota kya h 2_3 month se vedios dekh rha but kuch bhi clear nhi ho pa rha tha tq ❤

  • @mayankmangla8037
    @mayankmangla8037 3 года назад +4

    Basic and begginers content but I love the fact that I see every video to ensure I am not missing on any fundamental things when I think about these topics 😄

  • @1383rhlgupta
    @1383rhlgupta 3 года назад +26

    Thanks Ankur sir for sharing this knowledge.
    My personal opinion is the content can be further improved (Based on past videos where your analysis is more detailed). Return to invoice option is not covered which can be used to cover total loss/theft and keeping the IDV low hence bringing the premium down. The downside, however, needs to be further looked upon.

  • @preetikhurana1337
    @preetikhurana1337 3 года назад +6

    Recently discovered your channel through '20 books' video ..thank you for providing such valuable content to us !!

  • @neenabansal8059
    @neenabansal8059 3 года назад +16

    Absolutely amazed at the way you cover every sphere of requirements of common people 👏👏👏👏

  • @Baloon_edits
    @Baloon_edits 2 года назад

    aap ka pronunciation kaafi behtreen hai..urdu -hindi-english words ka selection behtareen hai

  • @thepilgrim6496
    @thepilgrim6496 9 месяцев назад

    Apse maine pehli dafa seekha loan prepayment benefit.
    And today i applied it and saved almost 1 lakh rs.
    Thanks

  • @PankajKumar-qi4jg
    @PankajKumar-qi4jg 3 года назад

    Thank you warikoo sir mein bhot confuse tha in teeno mein pr apne bhot ache se btaya or baki youtuber confuse kr de rhe the thanks for guiding keep growing

  • @10nagraj
    @10nagraj 3 года назад +9

    Thanks for covering the details. Comparing the quotes from insurance agents with Policy Bazaar prices I felt Policy Bazaar prices are high for the same add-ons and zero dep covers.

  • @wordofgod69
    @wordofgod69 2 года назад +1

    Ankur is like a big brother I never had, thank you brother for everything

  • @monovlog9518
    @monovlog9518 2 года назад +2

    Nice marketing of policybazar and worst explanation of motor insurance. Please don't spread wrong information on social media. You're a good person ❤

  • @doshanriches1
    @doshanriches1 3 года назад +9

    Adulting isn't easy.....Thank you so much Ankur, for detailing these much needed life hacks (:

  • @curiouspreetam
    @curiouspreetam 3 года назад +11

    Learning new things is the best thing a human can do to improve their life but practical knowledge is most valuable because implementation of that information will always benefit you
    Thank you Ankur sir
    Hope I also provide value in my videos like you do in your videos

  • @Tony-fh3ur
    @Tony-fh3ur 3 года назад

    Man i really need a guy like u by my side at all times

  • @moumitadas7096
    @moumitadas7096 2 года назад

    Your video was really really helpful for me. Before going through this I was not at all sure about how to renew my car insurance. Thanks a lot.

  • @prasadtakarwankar7463
    @prasadtakarwankar7463 2 года назад

    I've watched many videos, but my doubts always only be covered here.Thank you...

  • @chhavikantsingh
    @chhavikantsingh 3 года назад +2

    I think and believe that every video you make helps a lot of people . Keep doing it we all love your videos

  • @eggjineer
    @eggjineer 3 года назад +46

    04:17 Small correction: IDV is Insured's Declared Value

    • @amansonkar2797
      @amansonkar2797 2 месяца назад

      exactly

    • @amansonkar2797
      @amansonkar2797 2 месяца назад

      @ankurwariko Kindly correct these as insured has right to declare his value of vehicle within the showroom price post 5 year of vehicle

  • @Icedtea322
    @Icedtea322 3 года назад +2

    Absolutely loveyou sir, you are teaching me adulting in the easiest way possible. Thankyousomuch!

  • @edudeeksha2901
    @edudeeksha2901 3 года назад

    Only the video I found on RUclips to get off confusion in my mind...thanks a lot...

  • @haritdasgupta
    @haritdasgupta 3 года назад +1

    Nice informative video. Cost of consumables and cost of key protection not covered. In case of 0 dep. cost Consumables like engine oil coolant break oil etc not covered until unless you buy additional packages for cost of consumables...

  • @36sudip
    @36sudip 3 года назад

    ईश्वर न करे or God forbid is better than saying
    ख़ुदा न ख़्वास्ता every time.
    Information 👍

  • @sachinchaudhary6370
    @sachinchaudhary6370 2 года назад

    Very amazing explanation
    I only want to know
    How to choose which company policy should i buy
    Secondly how to check garages linked to that policy

  • @sohammondal578
    @sohammondal578 3 года назад

    Thanks!

  • @AllFunandLessStudy
    @AllFunandLessStudy 3 года назад +1

    Terrific Ankur was about to renew my car insurance and knowledge you gave in this video is gold, policy bazaar really made things easy, this is the first time I am going to use this platform, thanks again for departing this wisdom.

  • @tonykitnya6983
    @tonykitnya6983 Год назад

    Wow sir. Bahoot2 aatcha lagai aapka video dekh k.... First time dekh ri pura clear kar diyai. ❤

  • @pradipshendge9228
    @pradipshendge9228 2 года назад

    This is the perfect video that I saw on you tube for bike and car insurance. Thank you 😊

  • @rajeshrana706
    @rajeshrana706 3 года назад +2

    Sir, just wanted to add one more driver which is equally important and that is "Return to Invoice".

  • @chiragrana2323
    @chiragrana2323 2 года назад +1

    Real solid video made for us Indians, Appreciate the work put in, Thanks a Ton.

  • @sourabhmane9034
    @sourabhmane9034 3 года назад +1

    Car insurance showroom se Lena chahiye ya khud online le this topic par video Banaiye sir...

  • @rajanikantasingha8110
    @rajanikantasingha8110 2 года назад +1

    Thank you, Sir! your video shows me how to deal with all these things....

  • @baijayantasenchowdhury9806
    @baijayantasenchowdhury9806 7 месяцев назад

    Thank you for this informative video, I'm going to book my car insurance renewal over the internet now and not go via agents. Directly through the policy bazar, I'll get the best price.

  • @sekhafrid3459
    @sekhafrid3459 3 года назад

    So so informative video.I am going for a renewal of insurance after some days and this is much needed one

  • @vishwajeetjha56
    @vishwajeetjha56 3 года назад +10

    ❤️“A room without books is like a body without a soul.”❤️

  • @Subhas4u
    @Subhas4u Год назад +2

    @14:32 policy baazar se kharidna to easy hai, but claim me badi dikkat karte hai 😢👎

  • @ANKITKUMAR-uh8dy
    @ANKITKUMAR-uh8dy 2 года назад +1

    You are so good in explaining things 😃

  • @alinaally6048
    @alinaally6048 3 года назад +29

    I belong to the class of those watching RUclips videos every single time and yet without positive result. I heard people make alot of money out of binary,stock and forex trading,and I used to imagine how?

    • @kucheranraina9201
      @kucheranraina9201 3 года назад

      Understanding the market is very difficult when you have limited knowledge,after I saw the profit a friend made with Elizabeth Wilder Richardson trading services, I gave it a trial with $50,000 and I was on a whopping $80,000 just in a week.

    • @mooreleigh8928
      @mooreleigh8928 3 года назад

      @@kucheranraina9201

    • @kucheranraina9201
      @kucheranraina9201 3 года назад

      @@mooreleigh8928 search her name out on-line, you will find her info!

    • @AyaanFarax223
      @AyaanFarax223 3 года назад

      “”The stock market is one of the most potential places to invest your money,investing in stock is often risky which draws attention to the huge gains and losses of investors,if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money”

  • @Tiger07m
    @Tiger07m 2 месяца назад +1

    Sir hdfc agro bike insurance kesa hai ? Renew karne main kya dyan rakhna bike jada use nhi hoti

  • @hemanth9009
    @hemanth9009 2 года назад

    You forgot to give details of return to invoice. I’m watching this because my insurance is due sep. Thought you would be the right person to checkout.

  • @KaustubhJoshi
    @KaustubhJoshi 3 года назад +2

    Thank You! Kindly make a video series on home buying processes.

  • @UPWALE-qf2vb
    @UPWALE-qf2vb 2 года назад +1

    Kya thrid party insurance ko comprehensive insurance main update kar sakte hai?🤔🤔

  • @JayShankarpure
    @JayShankarpure 3 года назад +1

    Sir plz make a video on Which newsletters and blogs do you follow?

  • @babankumar3271
    @babankumar3271 Год назад +1

    Sir, having an incident about a claim of my car.
    A claim was raised with xxxx insurance company for my car damage due to theft attempt. But the problem I faced that due to non tie up of my xxxx insurance company with service centre, the whole procedure was settled too late(03 months) to deliver my vehicle after repair. So my suggestion- do insurance with the service centre where we regularly visits, best for claim settlement.

  • @Bhavesh-d8b
    @Bhavesh-d8b 3 года назад +1

    Happy Birthday to you warikoo sir🎂🎂🎂🎉🎉🎉🎉

  • @GurgaonKeBande
    @GurgaonKeBande 3 года назад

    The way you explain things na... PERFECT

  • @jaikumarsivalingam
    @jaikumarsivalingam 3 года назад

    Thank you, Ankur!

  • @JineshBagadia16
    @JineshBagadia16 3 года назад +19

    Also, parents often end up renewing the insurance from the car dealership without realising that year on year, the trusted dealership is just ripping them apart. About 50% of the premium goes to the dealership which is ridiculous 😭

    • @warikoo
      @warikoo  3 года назад +6

      Oh yes. That’s such a norm and is a terrible practice.

    • @AnilPrajapati-fz5ti
      @AnilPrajapati-fz5ti 3 года назад +4

      50% itna margin nahi hota mere bhai insurance me hardly 10 to 20% milta hai

    • @Webbedcontroller
      @Webbedcontroller Год назад

      Is it compulsory to renew the comprehensive plan after 1 year of car purchase the showroom is contacting and forcing me again and again to buy the comprehensive plan my THIRD party is valid till 2025

    • @atpidus77
      @atpidus77 Год назад

      পলিসি বাজার ইনকাম করুক, ঠিক আছে। অক্ষয় কুমার ইনকাম করবে ,ঠিক আছে। Mr Warikoo ইনকাম করবে , সেটাও ঠিক আছে। ব্রোকার ১০-২০% ইনকাম,করবে ??সেটা ঠিক নয়।

  • @topgearbiker7478
    @topgearbiker7478 3 года назад +4

    Hi Ankur sir, just a small feedback on your video regarding IDV as i have worked for Insurance company in the past ... IDV is Insured Declared Value and not Depreciated Value ..thanks :)

  • @C02754
    @C02754 3 года назад

    Useful information
    Good advertisement of policybazar
    Thanx

  • @drshahid92
    @drshahid92 3 года назад

    One request Ankoorji
    If possible subtitle optional rakhiye
    Its actually distracting for better visuals
    Thanks

  • @harshachowdary9557
    @harshachowdary9557 3 года назад

    Wish you would have done this video just a day earlier.. Today itself I renewed my policy

  • @anupamsarma3895
    @anupamsarma3895 3 месяца назад

    champ admi ho aap sir 🎉

  • @Techievsk
    @Techievsk 3 года назад +1

    Sir ek mera swal h ki aakhir q police vehicle insurance mangti h , mai insurance krwau ya na krwau us se unko kya mtlb , kuchh v damage hoga mai khud kr skta hu to kya dikkt hai

  • @hnl4871
    @hnl4871 11 месяцев назад

    Ankur sir...Big Thanks by heart for this wonderful video. 😀😊👍

  • @ashaygatade4842
    @ashaygatade4842 7 месяцев назад

    Sir pls asd Chapters to your video. It is trackable, but now it is painful to go back to and find where you have described a specific topic?
    This is a suggestion 😊

  • @Subhas4u
    @Subhas4u Год назад

    @4:35 you missed the invoice return value add on. Ye laga kar actually cost milti hai chori ya total loss ke cases me.😊

  • @amittibrewal8764
    @amittibrewal8764 3 года назад

    Hi Ankur, request you to kindly make one video on Home 🏡 Insurance complete guide

  • @sumitamitra1369
    @sumitamitra1369 3 года назад

    Wish you many many happy returns of the day, Happy birthday Ankur sir

  • @iliyasmohammed6192
    @iliyasmohammed6192 3 года назад +1

    Thanks for making this video. Explained it very clear. Keep doing and share your knowledge

  • @vivekgowala4848
    @vivekgowala4848 Год назад

    Thank u sir very simple sorted explanation❤

  • @sumanthachark
    @sumanthachark 2 года назад

    Real real informative video 🤌🏻🫡🫡

  • @Devdebashis
    @Devdebashis 3 года назад +1

    Please make a small case sip investment setp by step video please !!!

  • @rahulbathwal4658
    @rahulbathwal4658 2 года назад +3

    Hi Sir, Since all the add ons cost also depends on IDV , can we select lowest IDV and add RTI (Return to Invoice) add onn. Is this beneficial? Or selecting low IDV is bad for future.

  • @muzammilshaikh8852
    @muzammilshaikh8852 Год назад

    I really Like the way you explain things..

  • @sparshyadav4922
    @sparshyadav4922 2 года назад

    Thank you sir
    Knowledge to the point, no time wastage.

  • @amnhere
    @amnhere 6 месяцев назад

    Just like the life/health insurance, should CSR be considered before opting for a vehicle insurance?

  • @Rejish2583
    @Rejish2583 2 года назад

    Ankur, Thanks for this session.. Appreciate your home work on the content... this was very helpful to me.. Keep up the great content.

  • @pareshwadhwa930
    @pareshwadhwa930 3 года назад +1

    only select yes in NCB detail agar koi claim nahi kiya h pure saal mai, agar koi claim kiya h toh insurance company ko declare Kare ki yes made claim in the period, warna misrepresentation hoti hai if selected/shared wrong detail in the policy

    • @open4profit178
      @open4profit178 3 года назад

      Thanks for the comments. Much appreciated.
      Feel free to message on Whats/App / Text
      For questions, Investment guide and tips.
      ✙13868984884..

  • @meerwajeedali8861
    @meerwajeedali8861 3 месяца назад

    Today I found this meaningful video

  • @suyashsingh1867
    @suyashsingh1867 2 года назад

    Please make a video how to rent a car and what are different company options available in the market

  • @PawanDeshmane
    @PawanDeshmane 3 года назад +1

    Superb video again.
    One question- Till what age of the vehicle should we buy the insurance for?
    For eg - A Royal Enfield bike can be used for 20 yrs almost but the IDV will be few cents that time. So should we still buy an insurance in the 20th year

    • @ishantgupta1
      @ishantgupta1 3 года назад

      Having a vehicle insurance is mandatory in India

    • @shehzadkhanmunshi1021
      @shehzadkhanmunshi1021 3 года назад

      No authority can deny anyone the third party insurance till you have the vehicle registered with the transport authority.
      Insurance is mandatory for each and every vehicle plying on road.

  • @sudiptokundu2692
    @sudiptokundu2692 3 года назад

    Please make a detailed video on consequential loss of motor insurance.

  • @00004abhi
    @00004abhi 2 года назад

    Excellent presentation Sir! Love the way always how you present, that too irrespective of the length & breath of subjects!! This one channel which is always worth spending time on!!

  • @VGBGI
    @VGBGI 2 года назад

    The new product is zero depreciation insurance as in acko. Please comment on 1. Zero Dep insurance and 2. How safe is Acko insurance since it is a very attractive online insurance.

  • @VGBGI
    @VGBGI 2 года назад

    Immense thanks for a very clear exposition of car insurance. Especially for non-Hindi speaking this is very useful as you are giving the English translation. Pl indicate whether Acko insurance is the best?

  • @madankumarmothey
    @madankumarmothey 7 месяцев назад

    Thanks warikoo sir, I was not aware of vehicle IDV value so I renew insurance with other company but I came to know through you about IDV , my question to you is that can I have increased IDV if I renew my car's policy with other company?

  • @JineshBagadia16
    @JineshBagadia16 3 года назад +7

    Car insurances are the most hassled product there can be! It's such a pain to deal with these idiots!
    Also, with Zero-Dep there's always a massive deductible to be paid from your pocket defeating the purpose of 'absolutely' hassle free repair. I have absolutely no trust on this product and like all financial products the experience varies for everyone.

  • @realxrajat
    @realxrajat Год назад

    Thankyou so much for explaining this so beautifully!!

  • @dvaibhav1
    @dvaibhav1 2 года назад +1

    Good information...👌🏼

  • @pankajgill9432
    @pankajgill9432 2 года назад

    Thanx sharukh for the assist. Good video

  • @durgaprasad-dz4ru
    @durgaprasad-dz4ru 2 года назад

    U people posting video is very good..but some agents r depending on insurance sales and commission amount only for surviving his life along with his family...

  • @kiranasm9761
    @kiranasm9761 3 года назад +2

    Thank you sir :) I have a small doubt here about, if i take comprehensive insurance and also if had LIC, in this case can i clime from both the policy.

    • @kiranasm9761
      @kiranasm9761 2 года назад

      @Cliff Robertson hi tell me how to consult you.

  • @gsd926
    @gsd926 2 года назад

    Xlent .. very well explained Dear Brother....

  • @basubuddha
    @basubuddha 9 дней назад

    You forgot to mention that with policybazar at the time of any claim you have to do entire work yourself. If it is done through agent then it's taken care by them. Time is precious. 😊

  • @prashantrao5838
    @prashantrao5838 3 года назад

    Very valuable content .(btw i was going to renew my car insurance )

  • @coming_out_97
    @coming_out_97 3 года назад

    Amazing youtube channel , subscribed right away

  • @beingsensible4962
    @beingsensible4962 3 года назад

    Just a food for thought, direct Mutual Funds, Direct insurances and other directs. Isn’t it eating up jobs and I know that’s the future like automation, e-commerce, etc . How can you make yourself future proof to income which is not through jobs or businesses and all. I have seen people claiming go e-commerce but how would beat Amazons or flip carts, hope if you can make video or serious on those grounds.

  • @yogeshtanpure4717
    @yogeshtanpure4717 3 года назад +1

    Can we trust acko insurance? Is it IRDA approved?

  • @SMARTDESIGNS
    @SMARTDESIGNS Год назад +1

    Can we add on after purchasing a policy

  • @engineluvers1646
    @engineluvers1646 2 года назад +2

    The main thing is that if you renew insurance from an agent a part of profit can also be enjoyed by him, but if you do it directly with the company whole profit goes to them, pls renew insurance from agents to increase financial equality in india

  • @subhanii_07
    @subhanii_07 10 месяцев назад

    Very informative ❤

  • @nileshk3813
    @nileshk3813 2 года назад

    Thanks sir for your valuable information

  • @Webbedcontroller
    @Webbedcontroller Год назад +2

    Is it compulsory to renew the comprehensive plan after 1 year of car purchase the showroom is contacting and forcing me again and again to buy the comprehensive plan

    • @sushmita8824
      @sushmita8824 Год назад +1

      After 1 year you should renew your OD insurance. I.e. first party insurance. You already have third party insurance for 3years

  • @ameygokhale2303
    @ameygokhale2303 3 года назад +8

    First I was like, "ye kya bolta rehta hai,kuchbhi."
    Now I'm like,"Kya perfect Insan hai ye"😂
    Sorry sir your great

    • @warikoo
      @warikoo  3 года назад +1

      Hahaha. Thank you :)

    • @ameygokhale2303
      @ameygokhale2303 3 года назад

      @@warikoo ohh my god you saw my comment....& Replied too😳

  • @MrDevsimh
    @MrDevsimh 3 года назад +1

    Plz tell us about -pay per usage..