Health Insurance Claims - REFORMED!

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  • Опубликовано: 18 окт 2024

Комментарии • 698

  • @warikoo
    @warikoo  3 года назад +49

    Get comprehensive health through the Navi Health App - for you and your family in 2 minutes! Download it here: bit.ly/NaviWarikoo
    ✅ Pay monthly. Premium starts ₹241/month
    ✅ Avail Cashless Claims in 20 mins
    ✅ Personalised Claim Relationship Manager
    ✅ Unlimited Online Doctor Consultations
    ✅ 10,000+ Network Hospitals
    ✅ 12 Lakh+ Happy Customers

    • @Arijit23
      @Arijit23 3 года назад +12

      Please make a tutorial video of how to buy health insurance in navi..

    • @opensky36
      @opensky36 3 года назад

      Thank you sir

    • @pravin3593
      @pravin3593 3 года назад +2

      Hi sir , make a video on taxation on sip returns what we finally get in Hands 👍👍

    • @06me16vicky
      @06me16vicky 3 года назад

      Right sir I am face This trouble passed this trouble. Best of best cashless company trouble us.

    • @shanth974
      @shanth974 3 года назад

      Please suggest good term insurance scheme, it will be helpful for me.

  • @barshar.1287
    @barshar.1287 3 года назад +11

    Besides everything.... My heart goes to your father. Watching all your videos. I myself is a Pancreatitis pateint. Suffered a lot from childhood, teenage , school time... Life became struggle with frequent pancreatic attack.
    A long painful story... not easy to share what I have gone through.
    Thank U so much for such precious information.
    God bless your family with health n happiness.

    • @1better520
      @1better520 2 года назад +1

      Yes, I have chronic pancreatitis. It ruined my teenage years, still suffering. I learning to live with it. God bless you 🍀

  • @krishnaagrwal
    @krishnaagrwal 3 года назад +76

    Masterful story telling combined with articulate, quality content. Thank you Ankur for teaching us these life changing finance concepts in a heartfelt way 🙂

    • @1000PRITAM
      @1000PRITAM 3 года назад +3

      @шarikoo Fake account 😂😂😂

  • @pulkitmidha5710
    @pulkitmidha5710 3 года назад +88

    Love the way you switched your sponsors from policybazaar to navi within single playlist of insurances.

    • @talldarkshark8012
      @talldarkshark8012 3 года назад +13

      Because it is all about the $$$$.

    • @aniketlodh4305
      @aniketlodh4305 2 года назад +20

      Seriously bro..same thought. I do admire him a lot but these things are really disheartening. Moreover in that playlist, he said he took health insurance when he was 25. In this one, he told he took it when he was 23.🙂

    • @ajaymane826
      @ajaymane826 2 года назад +2

      youtubing is his main business. he can make video on any topic. बस sponsors मिलना चाहिए.

  • @vinaykumarvyas8837
    @vinaykumarvyas8837 Год назад +1

    अंकुर भय्या आपका खूब आभार ….मै विनय व्यास जोधपुर से हूँ ओर आपके क़रीबन सारे विडीयो देखता हूँ मज़ा आ जाता है ..कृपया navi के बारे में बताए इसका ऑफ़िस जोधपुर राजस्थान में नहीं है

  • @azaruddinshaik3186
    @azaruddinshaik3186 3 года назад +62

    Great Eye Opener! But the things are changing with the time, I have insurance with a well known Indian company which has cashless process... and it hardly took 30 minutes. I hope NAVI has better offerings and claim management.
    The worst thing I see in the comments is, People are blindly following you... Which I feel you wouldn't recommend too...
    Eg: People have downloaded the NAVI app and asking you to suggest the best plan... That's crazy!
    @People - Its okay to follow a RUclipsr to understand any new concept, But its not Okay to blindly follow them and expect the mass spoon feeding.

    • @Manish-nk6sp
      @Manish-nk6sp 3 года назад

      From which company have you taken the health insurance ?

    • @arunoday_
      @arunoday_ 3 года назад

      Which company is your health insurance from?

    • @arkakundu225
      @arkakundu225 3 года назад

      Please name the insurance company which settled ur claim on 30 mins?

    • @pritammehta7770
      @pritammehta7770 2 года назад

      Kingfisher company thi inki 😂😂

    • @ipsitaaparimita1873
      @ipsitaaparimita1873 2 года назад

      Froma which company you have taken the insurance?

  • @nived.solanki
    @nived.solanki 3 года назад +7

    Downloaded Navi. I hope it gives a fruitful experience! Would love to see you make a video on the types of insurance we can buy from Navi..

  • @TiMon-Experience
    @TiMon-Experience 3 года назад +15

    That's really eye-opening situation. Many won't think of this & insurance can be both a problematic & helpful for financial situation at least to some extent...

  • @chatterjeeeankan
    @chatterjeeeankan 2 года назад +3

    They still do not have options to declare and cover Pre-existing health conditions, a major reason under which many claims gets rejected.

  • @srishtibhatia8396
    @srishtibhatia8396 3 года назад +2

    I agree, my father is fighting a case opposite a renowned insurance company since 11 years. And it is very painful.

  • @dr.mukeshdesai1847
    @dr.mukeshdesai1847 2 года назад

    Thank You . I have NAVI HEALTH Insurance POLICY. Port from Other recently To NAVI HEALTH INSURANCE.
    But main Thing is Make In House claim Settlement, NAVI has TPA and this Not Good.
    And add Ayush Treatment. Thats All.
    Rest of All , this NAVI is Best Health insurance NAVI. Thank You For Your information.

  • @pragz94
    @pragz94 2 года назад +1

    This was absolutely touching and useful, can’t tell you how much I believe you about the insurance cover. Haven’t gone through it but I just know ppl will have to go through it at some point and it’s prep for that. Thanks so much for sharing your anecdote and how to deal with it.

  • @tanumitaroy9327
    @tanumitaroy9327 3 года назад

    Installed the app and at start they asks whom do you want to cover.
    And then a pop up comes like more than 2people can't be in included in a policy and this immediately forced me to uninstall the app immediately.
    As an individual if i opt for an insurance i would like my spouse and parents to be insured. A family is not about 2people ONLY.
    Commenting here so that the team working behind can take this as a feedback
    Thank you Sir for your videos. Its informative and helps us a lot in decision making

  • @japan001122
    @japan001122 3 года назад +24

    I guess, while there are so many new plans are evolving, people get stuck with existing ones, to avoid hassles of one more medical test, loss of no claim bonus, cooling off period in new policy for pre existing diseases etc. These are huge exit barriers. Insurance portability framework needs to evolve hugely to offer customers a choice.

  • @sameersrivastava9531
    @sameersrivastava9531 3 года назад +16

    Hey Ankur, I've gone through with it recently and honestly it's being improved a bit now though I still like it to be enhanced and act like a CC.

    • @warikoo
      @warikoo  3 года назад +3

      I do agree

  • @AnuragSingal
    @AnuragSingal 3 года назад

    It is important to figure out nitty gritties like how much is the room rent cap, any disease wise capping, deductibles, any scope for any medical checkup reimbursement , coverage of pre-exisiting diseases - these must be sorted out before you take the plunge

  • @CobraAnkit
    @CobraAnkit 3 года назад +10

    With a pause I can say that this video will on NAVI HEALH INSURANCE which is the new venture of Sachin bansal.

  • @rudrakshkhatyian591
    @rudrakshkhatyian591 3 года назад

    You are right, My father recovered from covid in may 2021 and we haven't got the reimbursement till now (September today) from so called HDFC ERGO health insurance. To shake of the topic we are told that some faults were found in paper work (Literally Every time ). I really liked that you guided others in a correct direction. Thanks

  • @vishwasbs8809
    @vishwasbs8809 3 года назад +4

    Product sold! I got my health insurance in less than length of video. NAVI had always created a sense of curiosity in my mind but never knew the brain behind it.

    • @rounakw
      @rounakw 3 года назад

      kaha se mujhe to apple store p app nhi mili

  • @ushar5265
    @ushar5265 2 года назад

    Thank you so much. I have experienced it myself. Is NAVI good for Sr. citizens?

  • @gayatripordwal6721
    @gayatripordwal6721 3 года назад +2

    So much connected to this story as my dad was in the hospital for two weeks after a bike accident , and sadly I was on probation was just 20 years old no idea at all . Had faced this .

  • @rhastu
    @rhastu 3 года назад +6

    I was impressed with the settlement part as I have also gone through the hassle of namesake cashless claim. Tried NAVI health app, got quick response as is now the industry practice. But was surprised that there is no provision of Port in, which otherwise is the IRDA guideline. Hope to get some clarification on this issue.

    • @maheshshetty8393
      @maheshshetty8393 2 года назад +5

      Buying it is a waste don't go for these paid influencers they will talk big because company pays them handsomely

  • @KarthikHegde77
    @KarthikHegde77 3 года назад +41

    I feel many insurances now have improved in cashless. I remember spending only about 20 mins for the whole insurance claim process about a year ago.

    • @jishnudesarkar
      @jishnudesarkar 3 года назад +2

      What company was it?

    • @KarthikHegde77
      @KarthikHegde77 3 года назад +3

      @@jishnudesarkar Tata AIG

    • @rashmirashmi4019
      @rashmirashmi4019 3 года назад

      Navii is best

    • @arjunnayakwadi2927
      @arjunnayakwadi2927 3 года назад +3

      Yes there are few companies who settle claims in 30 mins..... This is just promotional video so navi is highlighted

  • @a2kashyap
    @a2kashyap 9 месяцев назад

    Hey Ankur, I had purchased Navi Health Insurance after watching this video. Any plans to make another video around the same with updated information? Its very difficult to get trusted numbers around health insurance policies online and I am getting extreme feedbacks from people about Navi (Best to Worst 😅)

  • @rajnishriram6872
    @rajnishriram6872 2 года назад

    Hi, Ankur, that was a very insightful talk. I have a strange question, which is : Is mental health also covered?

  • @ivinitmittal
    @ivinitmittal 3 года назад +13

    The founders felt our pain!! It's humiliating applying for reimbursement!!😶🤕

  • @shardulsawant1991
    @shardulsawant1991 2 года назад

    Mene sahi time pe Abhishek Kar and aapka ye video dekha he. Thanks for the guidance 🙏❤️🙌

  • @DeepakKumar-pe1zi
    @DeepakKumar-pe1zi 3 года назад

    Yes sir I m also facing the problem with care health insurance

  • @dibyajyotighosh9472
    @dibyajyotighosh9472 Год назад

    Thank you very much Mr. Warikoo for the video, and for sharing your experience. I am presently looking for a health insurance for my family. So, kindly clarify whether it is a Navi sponsored video?

  • @DramaSarcastic
    @DramaSarcastic 3 года назад +1

    I am lucky to have it very effective policy that has always helped me in managing my family health claims. Thanks to New India Health Assurance.

  • @bhingardivebrahma5609
    @bhingardivebrahma5609 3 года назад

    No more questions sir...
    You have make it crystal clear fou us...

  • @AbhishekSinghSambyal
    @AbhishekSinghSambyal 2 года назад

    Medical insurance purchase from policy bazar vs direct? Which is better? I am going to have the purchase at the earliest. Your suggestion will be valuable. Thanks.

  • @vinays6171
    @vinays6171 3 года назад +1

    20 mins of painful bitter problems.explained. it also 20 mins of ad for Navi...

  • @alakesh.baruah
    @alakesh.baruah 3 года назад +2

    From two weeks , I have been getting this app's AD on RUclips.
    So my biggest question- *How can you convince us to drive to this Network, How safe is our premium?*

  • @thesamirdas
    @thesamirdas 3 года назад +1

    Sir plz check whether NAVI is providing super top up policy for senior citizens. And I would like to request you to make a video on Top up health insurance with all details as how it actually works and can help the policy holders. Its my earnest request to do consider.

  • @pratikagarwala2919
    @pratikagarwala2919 3 года назад +1

    How fast the Cashless Network of Navi is growing and by the end of 2022 what is expected no.s of cashless hospital we can expect?

  • @ddash200
    @ddash200 2 года назад +2

    Hi Ankur,
    I took two policies recently and they made it clear that the auto-restoration feature only applies after your total sum insured is exhausted. In your example if 1L is remaining, it would not be restored until you have used it.
    Another thing about Navi, siblings can not be in a single policy. I took 2 policies hence, one for me and the other for my sister.
    P.S- Just some clarification not at all intention to point out cons
    Cheers!

  • @karan.maurya21
    @karan.maurya21 3 года назад

    I think it's the Best video for my Health and also for the Well Being of my Family too 😷

  • @enzio333
    @enzio333 3 года назад

    I guess they don't have app for iPhone, Loved the concept, Does it cover dental and dermatologic disease and cancer cover. I am thinking of buying a cancer cover policy from LIC, but I would like to know about NAVIs cover and a list of hospitals they have tied up in Mumbai.

  • @ashishsingh7971
    @ashishsingh7971 3 года назад

    Thanks for giving every information in just like elders thanks...
    vasa ab kafi samjdaar ho gya hu m ☺️

  • @SahilSingh-ne7eb
    @SahilSingh-ne7eb 3 года назад

    I don't know your saying just like skiprts
    But your explanation and way you say it's fell very good

  • @skulkarni2951
    @skulkarni2951 3 года назад

    You're a blessing in manys ways to investors in 20-40 years age group.!

  • @Freezeenfry
    @Freezeenfry 2 года назад

    I never Buy any insurance product till date , and now looking for one health insurance for family
    Hope being sponsored Navi, NAVI actually work in real platform

  • @SanJanJayadevan
    @SanJanJayadevan 3 года назад

    I Bought One Today From Navi. Thanks To You.

  • @guptachronic
    @guptachronic 3 года назад +7

    Your storytelling is commendable 👍

  • @loveself4948
    @loveself4948 3 года назад +2

    It's the same as what u said. You got the pulse. Navi sounds promising, let's wait and see how it progresses.

  • @sahotahappy
    @sahotahappy 3 года назад

    If what you explained is true and this is not solely sponsored by navi... Then Thanks Navi for understanding the need.

  • @ankitbhagat1194
    @ankitbhagat1194 3 года назад +1

    Hi Sir, recently I went through the process a week back. Completely resonates the pain our family went through for 10 hours.

  • @akashkumarumrao
    @akashkumarumrao 2 года назад

    Wow Ankur sir. This is very very very informative video.

  • @subhamkr.agrawal3404
    @subhamkr.agrawal3404 3 года назад +1

    Sir kindly make a video for how to write an effective mail....since you r so friendly with mails i personally request you for this..
    Guys hit a like if agree👍

  • @praveshsingh9461
    @praveshsingh9461 3 года назад

    My health insurance is currently from HDFC Ergo, expiring on 16 October, as per your suggestion I am going with NAVI

  • @goutamkumarjena4297
    @goutamkumarjena4297 3 года назад

    Dear Ankur Sir I want to know more about Navi. What's it? How it work? What services do it provide? etc.......

  • @rahulagarwal2992
    @rahulagarwal2992 3 года назад

    I went through this entire process not more than two months ago and the same disease... And the same cashless process... Twice..... Its a pain... i just connected to this video because it was during that time when i started watching your videos...you have certainly influenced me just at a different level... specially awareness....Just thought to share... I would surely consider Navi... .Glad if this disruption makes even existing bigger companies think more...it would benefit the consumer... Thank you for sharing.

  • @GauravKumar-yq8br
    @GauravKumar-yq8br 3 года назад +1

    This is his Only worth watching video till now..Navi👍.

  • @abhinavgautam7821
    @abhinavgautam7821 3 года назад +3

    Just recovered from Dengue and now I understand what's the importance of health insurance, and now I realised, I made big mistake by not taking that.

  • @bdbrightdiamond
    @bdbrightdiamond 3 года назад

    When will the video start ? I saw advertisement for 20 mins

  • @natraj6120
    @natraj6120 3 года назад +1

    Nowadays in RUclips Everyone lectures abt health insurance but no one is giving info on which company to choose

  • @HanumanBhagat1904
    @HanumanBhagat1904 3 года назад

    Yes sir....
    Recently My mother had a cataract surgery in Delhi best hospital which cost around ₹45k but when we submitted the paper to claim reimbursement we recvd only ₹25k.....

  • @topflightabc
    @topflightabc 3 года назад

    All good Ankur .But Navi does not port in old health policies with the benefits of no claim bonus

  • @rajdeepsinha8831
    @rajdeepsinha8831 9 дней назад

    Navi is new in this segment so navi have limited coustomer so it's easy for navi right now...whenever they will gathered with lots of claim...then they will take time also...

  • @rohitpal-yo7hr
    @rohitpal-yo7hr 3 года назад

    I was admitted in a hospital dur to severe COVID.
    However my health insurance covered everything.
    Did not had to wait for clearance.
    Though I had to pay 10 k before the admission

  • @urbaninfotech1370
    @urbaninfotech1370 3 года назад

    I filed an reimbursement in 2020, it was quite simple and easy
    Can't say about that time

  • @sanathutube1
    @sanathutube1 3 года назад

    Thanks for the video. Wanted to discuss the policy with Navi team before the renewal (due in 10 days) . But no way to directly reach them over a website or support. Hv to use the app to do so.
    Already registered on the app.
    Let's hope the team reaches out as stated in the app.
    Thanks once again Ankur for the video.

  • @jaynainani4529
    @jaynainani4529 3 года назад +1

    Does NAVI Health Insurance can be availed by normal insurance agent? And do they provide cover for elders?

  • @sharanagato
    @sharanagato 3 года назад

    How do they handle Pre Existing disease (PED) of a policy holder?

  • @DeepakSharma1410
    @DeepakSharma1410 3 года назад

    True! I have gone through the same process many times when my parents were hospitalized.

  • @ashutoshsingh544
    @ashutoshsingh544 3 года назад +2

    I know you have mentioned that it is a paid promotion but would have liked if you had said that in the video too. Expect this from a responsible creator like you Ankur.
    Thanks for quality content !

  • @dipeshgandhi9374
    @dipeshgandhi9374 3 года назад

    Not Navi other insurance company too process in 1 hour. Main problem is hospital take longer time to reach document from floor to TPA desk of hospital .most delay is done by hospital

  • @nilanjan62
    @nilanjan62 Год назад

    will the policy cover cancer treatment fully? specially for smokers

  • @arjunrocky4911
    @arjunrocky4911 3 года назад

    If you could have mentioned these two companies names, it would be very helpful.

  • @aksharagarwal1456
    @aksharagarwal1456 3 года назад +2

    I think you stating the benifits of navi insurance will be enough for users to buy it.

  • @abdulkhankhan5286
    @abdulkhankhan5286 3 года назад +2

    @Wariko, Thanks for all such important information about cashless claiming process and the way to choose a health insurance.

  • @uttammazumder1619
    @uttammazumder1619 2 года назад

    Is it pay doctor consultancy charges and medicine charges?
    Is it permit body check up every year?

  • @shubhankarpradhan2325
    @shubhankarpradhan2325 3 года назад +1

    Hi Ankur/Navi's team, is there a policy for people with pre existing illnesses? Is yes, I'd surely love to use Navi as my second insurance policy !

  • @ManideepSegu
    @ManideepSegu 3 года назад

    1. Where is the iOS version of the App? I can't find it.
    2. Why is this "An app only insurance"? Being a iOS user, I want to atleast do it from website. The website looks crap.
    3. What is the claim to settlement history?
    Please answer these questions.

  • @arjunnayakwadi2927
    @arjunnayakwadi2927 3 года назад

    Max Bupa, Care health insurance, HDFC ergo also claiming that cashless claim will get settled in 30 mins........ I know this is promotional video but as being a part of this industry I can say claim settlement is very objective process and it calim settlement time would be different in each case, then weather it is navi health insurance or any other company

  • @nishantpratapsinghpundir1222
    @nishantpratapsinghpundir1222 3 года назад

    Restored SI cannot be utilized for the remaining period for the same illness (applicable on same person).

  • @prathameshpitre
    @prathameshpitre 2 года назад

    Navi health insurance is only available for android users? There is no web portal as well! that's surprising!!

  • @utkarshgupta3209
    @utkarshgupta3209 2 года назад

    How is the cashless facility of HDFC ergo and niva bupa, i am thinking of taking 1 of them

  • @constitoshan
    @constitoshan 3 года назад

    I had a health insurance, icici Lombard done by my university. Post covid treatment I got a very easy claim process from their system. I had to upload the documents online in the app and also sent the original docs to the HQ. Money was transferred within 10 days. Same with SBI Life insurance. After my dad passed away due to covid, on an easy documentation process, I received the death claim very easily in 20 odd days.

  • @sandeeppawar6459
    @sandeeppawar6459 3 года назад +2

    I trust you, If you trust on NAVI.
    So I am also.
    Thanks for making awesome video for health insurance.

  • @garimaverma4826
    @garimaverma4826 2 года назад

    Which is best health insurance for parent age above55 years?

  • @vipintomer6402
    @vipintomer6402 3 года назад +1

    One query still pending on your side..m in a transferable job...how should i go for area of operation or usage of insurance

  • @foreverpriyankashetty1056
    @foreverpriyankashetty1056 Год назад

    Thank you🙏. God bless you

  • @prashantshilamkar2376
    @prashantshilamkar2376 2 года назад

    Sir, I very much like your video. I'm 56 year old & I suffer 12 year ago by (ISD) Ischemic heart dieses. I have no staint till date .i had controlle it by medicine & exercise. Can you suggest me the heart care health insurance plan .

  • @129prashant
    @129prashant 3 года назад +1

    👍 recently went through medical reimbursement, could relate totally. if possible then please make video on life insurance claim process on the basis of experience of people who went through that.

  • @bhanavipanwar4435
    @bhanavipanwar4435 3 года назад

    Finding you on the internet is a blessing. May god bless you. Thankyou! 😊😊😊

  • @priyamdutta3624
    @priyamdutta3624 2 года назад

    No Ankur you are wrong, I am having a painfull process to get my preventive health checkup done which is included on the plan.
    The booking was cancelled twice citing non serviceable area,where I stay in bengaluru & Navi is also bengaluru based ,I could imagine what their tier 1 & tier 2 cx's are facing.

  • @bishalbrajadas9788
    @bishalbrajadas9788 3 года назад

    full hearted thankyou , and god bless you , guys like you mr ankur , and truly a classic Hindustani ,thankfull that india have you

  • @businessvikas6824
    @businessvikas6824 2 года назад

    Hello sir,
    I am Vikas Pradhan,
    Question🙋-
    sawal ye h ki restored ke case me mera jo per month premium hoga wo kitna jayada dena padega

  • @arifiqbal74
    @arifiqbal74 3 года назад

    i have seen some insurance company where they approve cashless and at last moment they reject.. u must thank god that u got approval after 5 hr

  • @abhijitdey6189
    @abhijitdey6189 2 года назад

    I am going to have Navi bcz of you and Mr.Sachin 👍

  • @abhishek0baliase
    @abhishek0baliase 2 года назад

    Should I be taking Cancer Insurance or normal health insurance. I am confused. There is no history in the family but not sure if that matters

  • @sagarchauhan2339
    @sagarchauhan2339 2 года назад

    Thanks for that wonderful video.... I am 30year and looking for the some health insurance and I think Navi will be the right choice.... Thank you one's agains 👍

  • @rahulpandey3454
    @rahulpandey3454 2 года назад

    Is every disease included in health insurance as you mentioned pancreactic problem . How would we know what is included or excluded

  • @rahulshaha7870
    @rahulshaha7870 3 года назад +3

    I just watched your videos because I thought it were unbiased....Now I doubt your previous suggestions were unbiased or was paid too😔

  • @Navneet_Pandey_
    @Navneet_Pandey_ 3 года назад

    Im thinking of buying health insurance for my Parents but still not convinced if Navi will be better option compared to HDFC LIFE, MAX LIFE and other Insurance providers as its a very new company in the insurance market.

  • @sahilpattekari335
    @sahilpattekari335 3 года назад

    Sir Plz make vedio on how lic is worst...

  • @sohamchhaya2633
    @sohamchhaya2633 3 года назад +8

    You are talking about 2000s but man I had the same experience in 2018 and that too with big hospital and insurance company......NAVI seems to have amazing mindset to change the way we deal with Insurance...I have bought a policy and thanks for the video

    • @aiyushbedi
      @aiyushbedi 3 года назад +1

      you fell in the trap of paid promotion. Did you check the CSR for NAVI?

  • @NarendraPratapSingh
    @NarendraPratapSingh 3 года назад +1

    I can relate to this situation. How tough was that time? Nobody can't Imagine it. Thanks for sharing this valuable Information