Get my new book ‘GET EPIC SHIT DONE’ here: ankurwarikoo.com/getepicshitdone Order my first book ‘Do Epic Shit’: ankurwarikoo.com/doepicshit Download this excel sheet in which I show you how to budget your finances. If you earn 6Lpa and invest as per this sheet for 10 years, then at 15% returns you will have a cool 2.5Cr in 20 years Wow! Download link for the excel sheet: bit.ly/BudgetCalculatorWarikoo Get insurance advice from Ditto: bit.ly/3xFh7OU
Sir for a beginner jiski abhi abhi govt job lgi hai 35k ki wo kaha kaha kismein invest kre ye kaise sochenge. Because bhut saare sources hai aajkl investment ke toh utni hi confusion bhi hai.
@@nitiishpandey it will depend on how much risk appetite you have..... Aap kitna risk le sakte hain aur apke financial goals kya hain.......phir uske according mai aapko bata paunga ki aapko kaha invest karna chahiye...... Ap mere channel me jake investment vala video jiska thumbnail hai paise se paisa kaise kamaye vo dekh sakte hain😇👍
whatever you are telling is not practical sir, with due respect pls start underestimating the salaries and overestimate the expenses from next time as the world works around you.
ppl in their 20s should thank this man. when i was in 20s we had no guidance .. for a middle class ppl it was only FD n banks .. i started investing in MFs thru SIP when i was 23.. consistently investing is really important.. in real life that is what makes a difference 🤞🏼
@@THEkarankaira i am 33 now and with my SiP investments i was able to self fund 50% of my own house cost(not investment). i had liquidated only savings which were required and took home loan for tax savings purpose. now my EMI is much lesser than my monthly sip investment.
@@THEkarankaira u shud first analyse ur monthly expenses , tie ur goals to ur Sip.. like i wanted to save 10 lacs for house in 5 years etc .. according u can save .. congratulations and best wishes on ur first job 👍
@@shivayvinaik7794 buddy just invest in mutual funds I don't care if you ask or stole money from your parents just do it You should invest at least 500 p.m all the best for future buddy
Poor kaise bhai. 20s me 2.40 ka package btaya. 30s ke according 6L ka package bhi to btaya. Tum yeh socho 30 me start kr rhi ho. Salary bhi jada hai. Koi b late ya jaldi nhi hota sab apne according sahi tym pr life jee rhe hote hain.
Mad respect for the efforts you put in sir to educate us youngsters about personal finance and how not to get stuck with the perspective of living on a just a single source of income
First things first no one give you 10% increment your increment is around 3-3.5% second thing is investment so their is no chance you can always get 10% return sometimes you are in loss sometime you are in profit so assume return nearabout 4-7 percent
I love how in all of his videos he’s stressing so hard on the point that he doesn’t want us to make the same mistakes he did, like he is talking to his 20 years old self♥️♥️
Thank you so much for this informative video it has helped me greatly. Most time people don't know where to start when it comes to investment. But great investors can provide proper guidance...
I appreciate the honest sentiment. I realized that I had to change something about my trades, and how I chose my strikes, after a loss. I went back and learned from each mistake properly always understanding how the loss occurred & how I could have avoided the bite
I just can't believe how amazing you are. It's been just a week since I happened to see a video of yours and I watch at least 4 in a day. Thanks a ton.
Believe me I just switched on my laptop to download the Excel and calculate as per my salary. U have become my inspiration and a mentor. Thank you. Much love and respect.
This is just great, wish I had seen this like 10-15 years back! Also as Income Tax gets deducted from our corporate salary, wish it was also included as part of budgeting calculations..
No irritating ads in any videos and the energy with which you explain forces me to watch your every video with full of interest and there is so much to learn.
My uncle told me about this same things couple years back when I started my job. I didn't understood that much but started doing this. Now when I see, I realised how important these things are. Very less people teach such things. Huge respect sir 🙏
Can relate to your experience mate, There are always those outliers in the family and they do go ahead and give you great advice but at that time it looks silly and then the same piece of information we come across later on through a different medium and we go gaga over it. Anyways, good information is good information and its never too late to start.
@@ankitmaurya3591 as it is said start whenever possible. I am regretting because I think I would have made more profit if started a few years earlier. Now I have started and making mistakes and learning from them
Being a Final Year Computer Engineering student who's about to enter the corporate world this July, the timing of this video couldn't have been any better.
5 years ago, I started my job and saved an incredibly huge amount. 3 months ago, I got married and I spent all of my savings in wedding ceremony I am back to zero now and started my savings journey again😅😆😅
Absolutely possible. Hence I follow the principles of event based investment in life rather goal based. Unless we plan for various life events our initial investment can be wiped off easily and then we again start from scratch loosing thr power of compounding.
I am a total newcomer in the investing field, this video was the first of its kind that I watched and I understood it pretty well. Thank you sir for easy to understand video.
man i suggest u when u turn 18 make a pan card coz its obvious ! it is needed everywhere! and also a personal bank acc! with that u can collect resource and start investing!
I'm currently 19, going to turn 20 this year, I'm happy that i have a general idea of the budgeting process. But i do agree that inflation rate and taxes need to be included in this budgeting system.
Hii Ankoor Sir, I have never seen such an informative video. Its just not informative its life changing. We thing "itna paesa bharne se itna ho jayega" but when we do it in excel sheet everythings is cleared. No need to justify. Really hands up and a big thanks to you sir❤️.
This is the best video i saw ever, made me start thinking of investing ASAP. Sadly i am 30 and have not started my investment yet, i hope you do not make the same mistake guys..
Are vo baar baar keh raha hu you have to be disciplined for this for 10 years. Aur needs badha raha h vo har saal. Toh ye ek rough idea h sach toh kismat ke hisaab se hoga
@@mayurbn230 I know but these factors were not considered in the video, and that resulted into unrealistic future gains. As the channel is for laymen investors, these factors should've been included in the spreadsheet!
@@mayurbn230 5 percent for inflation but what about taxation, include that and the data would seem more convoluted. It's not a comprehensive spreadsheet, I would not suggest someone to plan there goals as per this data. From a financial advisor of some sorts, I expected more! Just saying!
U r that kind of teacher where students don't care about the subject . They don't like the subject but u have full attendance in class cause they love you.. ❤️ Very nicely explained.
I'm extremely pleased that I found such a great mentor in my life that too in my early 20s. This is the right time when I can start off with budgeting and do the needful for a better future. Not just for me but for my family as well. Thank you so much @warikoo. You have great knowledge. Keep sharing these stuffs. Looking forward for many more investment videos.! 💯👌
Thumbnail should be 10 saal m paisa double 😂😂, an Informative and life changing video ,ankur sir really hats off to you for the hard work you are doing for us. Thank you so so much.👍
Thanks for the excel sheet. I have been investing since 2 yrs but didn't have a clear idea. Now it's so easy to track and allocate my wants, needs and investments.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly😊
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi
I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?
The adviser I'm in touch with is *CAROLINA MELINA PHERSON* she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.
Wow.. You are genius and eye opener. Just now I took a home loan and had dilemma how to manage my emi, expense and investment. Your calculator really helped me to get clear picture on how to plan my budget. Thank you so much
Why not let the kid be independent enough to make his fortune? This the reason Indian kids are not as independent as other countries, Kyuki paisa to papa rakh jayenge. Hume kuch karne ki zarurat nahi
Frankly speaking, nobody tells this in Indian family. If they are preaching you each and everything, about how to live and stay secured in the society then this is also an important knowledge to pass on.
Let me tell you this would be your most popular video. I love the way you simply say Signing off after sharing such a big treasure of know. We love you sir❤️. May God Bless you!
Hello Mr Ankur, every time I watch your videos its so so captivating. Your body language, presentation skills and the humor you add to your presentation, just takes it to a different level. I literally learn a lot from your videos. Kudos to you !!
13 : 12 Where he explained the reason for 30% not changing throughout these 10 years. Seriously, I am in love with his thoughts. "Zindagii jeene ka naam hai" Thanks a lot for this Warikoo Sir.
Your videos are like "2 Birds in one shot" for me. 1. Increasing my knowledge in personal finance. 2. Improving my Hindi vocabulary. Kudos for the subtitle. Love from Kerala. 🔥🚀♥️.
Excellent content. Very good tool for the young for disciplined saving. I feel, the inflation factor also should be taken into consideration to visualise the corpus after 50 years.
not only that increment of 10% per year is somewhat inconsistent not to forget about tax.. due to recent tax slab changes for >2.5 lk you will be taxed so need to consider that as will
Loved the presentation, Ankur. Imagine chunk of the yearly bonus is also invested (lets say 50-55%), the savings at the end of initial10 years would x several times.
I have a question, where does compounding come into play in stocks? Is it just dividend you are talking about? I understand how it works in FDs for example. Appreciate that you make these amazing videos!
Its basically like this. Look at the growth in percentages. Lets say I buy ITC today at 300 per stock. And today it Increases 10%. EOD price will be 330 per stock. Next Day it increases again by 10%. Now the base price is 330 and added 10% gain will bring the EOD price to 363. Hence it renders an effect similar to FD compounding wherein your interest becomes part of your capital and is then reinvested.
ওহ্ স্যার! আমি আপনার ভিডিওগুলো যতই দেখি ততই নিজেকে সমৃদ্ধ ও চিন্তাশীল অনুভব করি। আসলে আপনাকে শুধু ধন্যবাদ দিয়ে কৃতজ্ঞতা প্রকাশ সম্ভব নয়। আমি আপনার সর্বাঙ্গীণ মঙ্গল কামনা করছি।
Brother use App finacular in and save your time this is Free website for Plan Financial Independence age , goal , Track and Manage all Investment this help you alot 👍🏻
He is a GEM in our society. I am glad that I have subscribed to your channel. I am going to share this video with all my friends and family members. Especially to the people who believe in FD :P With Love, Bhupesh
Ankur, I wish you were born 10 years earlier, so that you could have made this videos 10 yrs earlier, and I would have watched them in my 20s. Too late, I'm turning 30 in a few days.
The excel sheets were wrong. At 19:57 , if the amount was approx 30 lakhs in 10 years, in 20 years at 10% compounding tge amount would be far more than 45 lakhs.
Haha, the same question popped up in my mind, but anyways, its better late than never! If I assume that we already have 4-5 years experience in our career then we should start by investing 50% now itself, hence we will end up gaining more!
When you say only 10 years or only 20 years, it still sounds like a lot of time. However, Theoretically I enjoyed the explanation and will download the excel sheet for practical implementation.
@@AKumar528Ya, but I didn't realize earlier that this saving/ budgeting is a "side" thing and that to, for the far future. We have to rely on something else for actually making money and spending it and making more. Entrepreneurship n all...
@@AKumar528 Ya but even for a common salaried person, this budgeting isn't like making money that he can spend. It just secures the future (which is fair enough, Yes). My point is that It's always a "side" thing. If the person doesn't want to wait and save for one year to purchase a bike, wait and save for 3 years to purchase a car, wait and save for months to purchase appliances for home, wait and save for many more years for thinking of buying a house, there has to be another "main" source of good income.
Hello sir, I want you to address a question. If you take into account the inflation, for say after 20 years if you add up the inflation then the amount which you get After 20 years at 10% /12% /15% rate of return , then the earnings will look small. I appreciate your concept of 50:30:20 rule will definitely apply this.
Thanks for this video and also thanks to those who recommended Rosie for her good works. Y'all have to know that making money digitally is the main key to survival now, as the government is hesitant on helping poor masses. I also recommend Rosie to people who wishes to earn huge proflt.
That’s why you need a professional broker that we make trade and much profit for you, I recommend Rosie she has been trading for me for some years now and I’m very much comfortable with her.
Wow, I have learnt so much about personal finance watching your videos in a week than in my entire life. I am grateful for you and your videos. Now, I will go invest :)
*I will forever be in-depted to you* *Emilia you've changed my life, I'll *continue to preach about your for* *the world to hear, you've saved me* *from a huge financial debt with just *little investment, Thanks Ms Emilia* Russell* 🇺🇸🇺🇸
Trading crypto amateur might seem quite tasking due to the fact that it requires a lot of education of the share market and experience to take advantage of the rise and fall of the market to make profits, that's why it's has been advised to trade with a professional
I have traded with a lot of female but I have never come across anyone as good as Mrs Emilia Russell, just by applying her strategies I now trade independently. she is the best I'd advise any novice to invest with.
Crypto trading is one of the lucrative business, but to be honest its not entirely easy i lost so much while doing it by myself until I stumbled across Emilia Russell
I'm surprised you said this, I almost lost everything trading myself until I was referred to Emilia who helped me recoverd all I have lost in less than a month
I have incurred so much losses trading on my own..I trade well on demo. But I think the real market is manipulated. Can anyone help me out or at least tell me what I'm doing wrong
I have had no luck investing in cryptocurrency,I actually invest on my own but my profit aren't always as I expect, sometimes I just keep loosing money
I'm surprised to see this post here, I saw her success story on a news blog but didn't give it much attention, she must be extremely good for people to talk good about her services
yes i know her i'm also investing with her, I must say it’s been successful so far, my first Investment gave me a profit of over $40K. it’s been 3yrs working with her
I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on RUclips and I give it a shot. I don't believe in Bitcoin before
I lost about $4000 to scammers before I was referred to Mr Nicholas Barron trading service believe me he help me recover the $4000 I lost by the scammer and made me an extra profit of $13000 in the space of one week and three days after trading with our broker
Those scammers they promised to make up to $30,000 profit within the space of 7 days with just $1000 and end up not even reflect your capital but he's a man of integrity. With $1000 he will tell you that he can only make profit within the range of $7,000 to $10,000 and he actually deliver,,, he's great
My Financial Tip: Shaadi mat karo. Akele kamao, akele parents ki care karo, akele udaao. I guarantee aapki jitni bhi income hogi hamesha jyada lagegi. Aur zaroori cheez aapko kabhi bhi future ki tension hi nhi rahegi.
Sir jii.. Inflation ki calculation kha gyi ???? I am amazed by numbers but please help us understand with inflation adjustment? Woh 2.5 crores aaj badi amount lag rhi h... But in 2040 what's the value of 2.5 crores at that time period???
Yes. This videos makes the audience feel good for sometimes but are not that valuable in reality. But never the less investing the money is the only thing we should take from such videos. Nothing more.
I never thought of money this way. 😯 This is my first year of working so this is very very useful for me. When you made 2.4L to 6L, and ran the numbers I was blown away. 🤯 Coz this was now my salary on the sheet. And the end of the video- AW - Ankur Warikoo... signing off... Me - "Maa ch*d diye bhaiya ji aap toh" 😂😂
Great thought process and calculation methods. But here, I think the tax should also play a part. We can definitely factor in the money which we give towards the tax.
Get my new book ‘GET EPIC SHIT DONE’ here: ankurwarikoo.com/getepicshitdone
Order my first book ‘Do Epic Shit’: ankurwarikoo.com/doepicshit
Download this excel sheet in which I show you how to budget your finances.
If you earn 6Lpa and invest as per this sheet for 10 years, then at 15% returns you will have a cool 2.5Cr in 20 years
Wow!
Download link for the excel sheet: bit.ly/BudgetCalculatorWarikoo
Get insurance advice from Ditto: bit.ly/3xFh7OU
waiting for your personal finance video 😍😍
Sir for a beginner jiski abhi abhi govt job lgi hai 35k ki wo kaha kaha kismein invest kre ye kaise sochenge. Because bhut saare sources hai aajkl investment ke toh utni hi confusion bhi hai.
@@nitiishpandey it will depend on how much risk appetite you have..... Aap kitna risk le sakte hain aur apke financial goals kya hain.......phir uske according mai aapko bata paunga ki aapko kaha invest karna chahiye...... Ap mere channel me jake investment vala video jiska thumbnail hai paise se paisa kaise kamaye vo dekh sakte hain😇👍
whatever you are telling is not practical sir, with due respect pls start underestimating the salaries and overestimate the expenses from next time as the world works around you.
That's how to play with numbers 😀
ppl in their 20s should thank this man. when i was in 20s we had no guidance .. for a middle class ppl it was only FD n banks .. i started investing in MFs thru SIP when i was 23.. consistently investing is really important.. in real life that is what makes a difference 🤞🏼
so how is your portfolio like now?
What about just 15?
@@priyanshuagarwal3363 u r ahead of ur peers then 👍
@@THEkarankaira i am 33 now and with my SiP investments i was able to self fund 50% of my own house cost(not investment). i had liquidated only savings which were required and took home loan for tax savings purpose. now my EMI is much lesser than my monthly sip investment.
@@THEkarankaira u shud first analyse ur monthly expenses , tie ur goals to ur Sip.. like i wanted to save 10 lacs for house in 5 years etc .. according u can save .. congratulations and best wishes on ur first job 👍
Leaving this commet as a proof that if I become something big in future
This man would have a share in that
Always a mentor to me
Ankur Warikoo🙇🏻🙌🏻
@Warikoo sir KE naam pe fake account Bana raha hai
@@vyavasthafoundation7007 this is orginal account
Just gonna leave my here too🥺✨
@@TheViraj2001 Nope fake account
@@knightknight9219 exactly
This man has given me a different perspective on how to steer through your 20's cause I'm gonna turn 21 in August, thanks a lot sir ♥️♥️
Same bro :)
Me too
@@varunarora230 same here guys
I am 17. Any early bud tips on where to start investing and from where to generate capital?
@@shivayvinaik7794 buddy just invest in mutual funds I don't care if you ask or stole money from your parents just do it
You should invest at least 500 p.m all the best for future buddy
I'm in my 30s and it really hurts when you talk about people in your 20s. Please include the 30s group too. Some of us have made poor life choices
Poor person
same here ,,😁😁
Poor kaise bhai. 20s me 2.40 ka package btaya. 30s ke according 6L ka package bhi to btaya. Tum yeh socho 30 me start kr rhi ho. Salary bhi jada hai. Koi b late ya jaldi nhi hota sab apne according sahi tym pr life jee rhe hote hain.
Right 🙄
Ohhh nooo🥰💖💖
Mad respect for the efforts you put in sir to educate us youngsters about personal finance and how not to get stuck with the perspective of living on a just a single source of income
my thoughts exactly, mate.
Wish I could have known this 15 years back when I started my career. Thank you Ankur for your generosity and care for other people!!!
@Warikoo o
First things first no one give you 10% increment your increment is around 3-3.5% second thing is investment so their is no chance you can always get 10% return sometimes you are in loss sometime you are in profit so assume return nearabout 4-7 percent
@Warikoo hi
I love how in all of his videos he’s stressing so hard on the point that he doesn’t want us to make the same mistakes he did, like he is talking to his 20 years old self♥️♥️
You can communicate Mrs Aurora Hazel through teIegram using her username
@investwithAurora1
Thank you so much for this informative video it has helped me greatly. Most time people don't know where to start when it comes to investment. But great investors can provide proper guidance...
Exactly! You're on point👌
After watching several RUclips tutorial videos about trading, I still making losses. Please I will appreciate any tips or pointer
Successful trading requires basic knowledge most time and good experience to carry out the right investment plan
I appreciate the honest sentiment. I realized that I had to change something about my trades, and how I chose my strikes, after a loss. I went back and learned from each mistake properly always understanding how the loss occurred & how I could have avoided the bite
Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!
The work this person is doing educating us all about this stuff is phenomenal.
Amazing as always.
Are you getting paid to write this :p
This man is changing my life and perspective . As a resident of a small village I am privileged to have access to such insights. Thank you again .
In the age of internet, what does it matter where you live?
He put Netflix in the Needs category. Superb.. he really understands his target audience
Am I the only one who decided that Netflix is too expensive and instead put that money as sip in direct equity?
@@Manu-tf9cu i dont buy ott platforms, instead prefer youtube as entertainment and knowledge
ever heard torrents XD
@@visionviper8185 ha ott ke price me pura saal ka internet aa jayega
@@Manu-tf9cu They have reduced the prices recently. Hope you will be able to get a subscription.
I just can't believe how amazing you are. It's been just a week since I happened to see a video of yours and I watch at least 4 in a day. Thanks a ton.
This man has a very powerful convincing power i must tell u.even his face is so convincing.
well said Arpit
haan par thoda over reacting bhi hai..... need to cut it a little.
Been following u since last year lockdown your growth has been immense in terms of numbers good luck
That amount gave me goosebumps! I'm exactly in my 20s and now I believe that I'm gonna be a crorepati in future thanks to you ❤️
🤣🤣🤣
Crorepati
@@antoniosmith1763 Marry a crore patni and you will be a crore pati
@@sanju9743 Lol
Bro look correctly after 10 year there should be 2030 according to his 2030 will be in 2020...
Believe me I just switched on my laptop to download the Excel and calculate as per my salary.
U have become my inspiration and a mentor.
Thank you. Much love and respect.
Wow! Never thought I'd be able to wrap my head around budgeting, until this. Many thanks Ankur!
Like the fact that you mentioned it would be ideal to watch it at 1.5x.
This is just great, wish I had seen this like 10-15 years back!
Also as Income Tax gets deducted from our corporate salary, wish it was also included as part of budgeting calculations..
Your in-hand salary would do. :)
@@warikoo.7738 fake account fraud
No irritating ads in any videos and the energy with which you explain forces me to watch your every video with full of interest and there is so much to learn.
My uncle told me about this same things couple years back when I started my job. I didn't understood that much but started doing this. Now when I see, I realised how important these things are. Very less people teach such things. Huge respect sir 🙏
Can relate to your experience mate, There are always those outliers in the family and they do go ahead and give you great advice but at that time it looks silly and then the same piece of information we come across later on through a different medium and we go gaga over it. Anyways, good information is good information and its never too late to start.
Same story bro. Now when I look at the fund prices last year vs now I regret not investing earlier.
@@VineetTiwariRUclips you should have started early. Better to learn than feeling regret
@@ankitmaurya3591 as it is said start whenever possible. I am regretting because I think I would have made more profit if started a few years earlier. Now I have started and making mistakes and learning from them
Being a Final Year Computer Engineering student who's about to enter the corporate world this July, the timing of this video couldn't have been any better.
Bruh same..
start early bro .. helps a ton , ull be waaaay ahead of the curve by the time you hit 30 .
where did u get placed
And here i am
Going to start my college life
But still watching these videos for a better understanding
Bro genuine advice save min 50% of in hand salary till you turn 30
5 years ago, I started my job and saved an incredibly huge amount.
3 months ago, I got married and I spent all of my savings in wedding ceremony
I am back to zero now and started my savings journey again😅😆😅
Actually now few of my know people are going for very small marriage or court marriage to save that money
Waste of money
Yes, I agree.. But I have no regrets.
We get married only once. So wanted to have everything good
Absolutely possible. Hence I follow the principles of event based investment in life rather goal based. Unless we plan for various life events our initial investment can be wiped off easily and then we again start from scratch loosing thr power of compounding.
Marriage is an expense.
I am a total newcomer in the investing field, this video was the first of its kind that I watched and I understood it pretty well. Thank you sir for easy to understand video.
I am 17 years old and Ankur sir has convinced me start investing the moment I turn 18
You should start now instead.
man i suggest u when u turn 18 make a pan card coz its obvious ! it is needed everywhere! and also a personal bank acc! with that u can collect resource and start investing!
I am 15 and I have started investing on my father's demate account .
@@XD-qm6sp thats great more students should be like u ! they should also start investing rather than wasting tike on reels !
I want to invest with my parents account but they don't allowed and said that u will lost my entire life income because of fears of hacking
Last "SIGNING OFF" is amazing!!!!!😀😀😀
Sounds like, "that's my secret Roger, I'm always angry."
I'm currently 19, going to turn 20 this year, I'm happy that i have a general idea of the budgeting process. But i do agree that inflation rate and taxes need to be included in this budgeting system.
@palak mehta Inflation has been factored in the excel sheet.
Hii Ankoor Sir, I have never seen such an informative video. Its just not informative its life changing. We thing "itna paesa bharne se itna ho jayega" but when we do it in excel sheet everythings is cleared. No need to justify. Really hands up and a big thanks to you sir❤️.
This is really nice Ankur. I've started following you last year around Sep 2020. This video is the most impactful and helpful for all millennials.
That's why I love this man. The way he makes bigger things looks smalll or achievable is amazing. God bless you Sir 🥀
What about inflation...?
Absolutely agree!
Whatever the factors of inflation, return etc are, this video sets the perspective right. Idea is to pick the basics from here & do your own maths.
This is the best video i saw ever, made me start thinking of investing ASAP.
Sadly i am 30 and have not started my investment yet, i hope you do not make the same mistake guys..
Needs sirf inflation rate se badhti hain. Monthly expense 10,000. Ek saal baad 5% inflation ke hisaab se 10,500 hua monthly expense
Not always true. Needs situation ke hisaab se badhti/badalti hain.
Sir, bhul gaye inflation chart me ghusane ke lia😂
@@vaiibhavkmr kamai badhti hai toh insaan comfort ke liye mehenge samaan leta hai. Gaadi toh WagonR bhi hai lekin bikti Creta bhi bohot hai
@@Clarityinlife335 exactly, a smart investor avoids the self inflicted inflation from living standards.
Are vo baar baar keh raha hu you have to be disciplined for this for 10 years. Aur needs badha raha h vo har saal. Toh ye ek rough idea h sach toh kismat ke hisaab se hoga
Taxes and inflation: Ruko zara sabar karo! 😂
Keep increasing investments as the inflation increases and everything will be balanced out :)
@@mayurbn230 I know but these factors were not considered in the video, and that resulted into unrealistic future gains. As the channel is for laymen investors, these factors should've been included in the spreadsheet!
@@atulpushap2208it's realistic but not exact figures maybe u need to decrease the end result by 5% and u get almost exact results in real life
@@mayurbn230 5 percent for inflation but what about taxation, include that and the data would seem more convoluted. It's not a comprehensive spreadsheet, I would not suggest someone to plan there goals as per this data. From a financial advisor of some sorts, I expected more! Just saying!
@@atulpushap2208 tax is another 10% and u won't be paying it until u sell ur equities.
This one video is more meaningful than my entire 15 years of education.
😂 then you are very educated
@@warikoo.7738 You are not warikoo you are fake-oo
@@thevedantdiwan 🤣🤣🤣🤣
@@thevedantdiwan haha lol 😂😂
dude just use any sip calculator online available
its not rocket science
U r that kind of teacher where students don't care about the subject . They don't like the subject but u have full attendance in class cause they love you.. ❤️
Very nicely explained.
I'm extremely pleased that I found such a great mentor in my life that too in my early 20s. This is the right time when I can start off with budgeting and do the needful for a better future. Not just for me but for my family as well. Thank you so much @warikoo. You have great knowledge. Keep sharing these stuffs. Looking forward for many more investment videos.! 💯👌
Thumbnail should be 10 saal m paisa double 😂😂, an Informative and life changing video ,ankur sir really hats off to you for the hard work you are doing for us. Thank you so so much.👍
*Despite the economic crisis, this is Still a good time to invest in stock and Crypto.,*
The rich spend less and invest more.,
Investing in these economic crisis will be one of the best thing to do,
You're right I think stock and Crypto are the best to invest right now,☺️
As stock's are good but crypto is better,
I wanted to trade crypto but got confused by the fluctuation in price
Thanks for the excel sheet. I have been investing since 2 yrs but didn't have a clear idea. Now it's so easy to track and allocate my wants, needs and investments.
I am glad to have found your channel!!! One random day I came across your “Book Recommendations” video & have followed your channel since then
Thank you so much sir... the most valuable lesson ever watch
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly😊
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi
I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?
The adviser I'm in touch with is *CAROLINA MELINA PHERSON* she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Wow.. You are genius and eye opener. Just now I took a home loan and had dilemma how to manage my emi, expense and investment. Your calculator really helped me to get clear picture on how to plan my budget. Thank you so much
Me after seeing the thumbnail - As soon as a kid comes in the world, if the parents do this thing the kid will thank them forever
Why not let the kid be independent enough to make his fortune? This the reason Indian kids are not as independent as other countries, Kyuki paisa to papa rakh jayenge. Hume kuch karne ki zarurat nahi
Frankly speaking, nobody tells this in Indian family. If they are preaching you each and everything, about how to live and stay secured in the society then this is also an important knowledge to pass on.
Let me tell you this would be your most popular video. I love the way you simply say Signing off after sharing such a big treasure of know. We love you sir❤️. May God Bless you!
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Hello Mr Ankur, every time I watch your videos its so so captivating. Your body language, presentation skills and the humor you add to your presentation, just takes it to a different level. I literally learn a lot from your videos. Kudos to you !!
I am in my mid thirties,and I have become your fan man!Thanks for excel sheet.
I'm a simple person, I see ankoor wariko ... I hit the like 🙌🔥
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I'm a simple person and I saw a simple man comment... I hit the like 🙌🔥
13 : 12
Where he explained the reason for 30% not changing throughout these 10 years.
Seriously, I am in love with his thoughts.
"Zindagii jeene ka naam hai"
Thanks a lot for this Warikoo Sir.
Very motivating indeed....it just gets to show how being disciplined can do wonders!
You are the best ! Trust me I have been working towards , even though it’s a bit hard to follow 50:30:20 but it somewhat works
Your videos are like "2 Birds in one shot" for me.
1. Increasing my knowledge in personal finance.
2. Improving my Hindi vocabulary.
Kudos for the subtitle. Love from Kerala.
🔥🚀♥️.
Same bro
Machane numma poliyalle...
Excellent content. Very good tool for the young for disciplined saving. I feel, the inflation factor also should be taken into consideration to visualise the corpus after 50 years.
Due to inflation, needs cost also increases sir... This year consumer inflation was more than 10%
not only that increment of 10% per year is somewhat inconsistent not to forget about tax.. due to recent tax slab changes for >2.5 lk you will be taxed so need to consider that as will
Your communication is super.
Aap ki baat direct point pe karte hai , jo jada tar log ghuma ghuma kar baatate hai.
You need to consider yearly inflation and taxes on salary as and when it goes to the next slab..also the value of money after 50 years..
Loved the presentation, Ankur. Imagine chunk of the yearly bonus is also invested (lets say 50-55%), the savings at the end of initial10 years would x several times.
Glad that you mentioned this. I am investing the bonus and other incentives.👍
@@robinchalia that's awesome. Way to go 👍
Aur aapki hindi... Subhanallah 😍
@Black Shadow only circumcised people have the right to say subhanallah? and only bhagwa wearing people can say Jai Shree Ram?
@@ihaveagoal4665 chal chal chal Gyan mat de
Ye suitcase me milegi
Use nii urdu bolte hai
@@ihaveagoal4665 true
Thanks you so much for such informative and knowledgeable video. I am 19 years old and happy to see your videos for 20's.
I have a question, where does compounding come into play in stocks? Is it just dividend you are talking about? I understand how it works in FDs for example. Appreciate that you make these amazing videos!
Its basically like this. Look at the growth in percentages.
Lets say I buy ITC today at 300 per stock. And today it Increases 10%. EOD price will be 330 per stock.
Next Day it increases again by 10%. Now the base price is 330 and added 10% gain will bring the EOD price to 363.
Hence it renders an effect similar to FD compounding wherein your interest becomes part of your capital and is then reinvested.
Life is good with warikoo❤️
You are 1st
When I started watching in 1.5x he himself tells to watch in 1.5x and I switched to 1.75x😂. Jokes apart thanks for the financial education.❤️
ওহ্ স্যার! আমি আপনার ভিডিওগুলো যতই দেখি ততই নিজেকে সমৃদ্ধ ও চিন্তাশীল অনুভব করি। আসলে আপনাকে শুধু ধন্যবাদ দিয়ে কৃতজ্ঞতা প্রকাশ সম্ভব নয়। আমি আপনার সর্বাঙ্গীণ মঙ্গল কামনা করছি।
How lucky am I to have stumbled upon this page in my early 20's.
Brother use App finacular in and save your time this is Free website for Plan Financial Independence age , goal , Track and Manage all Investment this help you alot 👍🏻
He is a GEM in our society.
I am glad that I have subscribed to your channel.
I am going to share this video with all my friends and family members.
Especially to the people who believe in FD :P
With Love,
Bhupesh
🤣😂 FD DEFINITION :
TO MAKE BANKS RICH....!!
Ankur, I wish you were born 10 years earlier, so that you could have made this videos 10 yrs earlier, and I would have watched them in my 20s. Too late, I'm turning 30 in a few days.
Be fit and healthy, you will live more than 10 years. Any time is better than before,think for future.
its okay. start investing now
Thats alright bro , i just entered my 30s too..Though i wished this was taught to me in my 20s.I will gladly take this teaching and implement even now
I seriously started investing at 26 , which according to me was quite late. Will be turning 30 next year. Anyways, better late than never.
Jab jaago tab savera ... This line has changed my life.. thik about it.. better late then never
I wish you there 10 years back. However "जब जागो टैब सवेरा"।। Huge respect for you.
The excel sheets were wrong. At 19:57 , if the amount was approx 30 lakhs in 10 years, in 20 years at 10% compounding tge amount would be far more than 45 lakhs.
yeah, it comes out to be around 77.8 lacs
Why haven't you opened your channel 5 years ago. I am 26 currently, it would be more than awesome if i have started it in early 20s now.
Haha, the same question popped up in my mind, but anyways, its better late than never! If I assume that we already have 4-5 years experience in our career then we should start by investing 50% now itself, hence we will end up gaining more!
@@imadfazil5678 bacche hai na bhai unhe batao bs
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Matlab ye bhi unki hi kami hai 😂
that’s an excuse : good thing is that u hv realised.. start now .. any day lost after realising is going to cost u more
Kaha the aap guru ji pehle. I wish I would have met you when I was 21.
Anyways, I'm at 28 now, but everything that you say works like a wonder for me.
@Warikoo sale chor, fake account
Seriously.... The best Video of Budgeting..
Damn I always budget, but this video just thrilled me ❤️ Thanks Mr. Warikoo
When you say only 10 years or only 20 years, it still sounds like a lot of time.
However, Theoretically I enjoyed the explanation and will download the excel sheet for practical implementation.
But that's the whole point. Wealth isn't built in a day. Unless you have started Google or Paytm and even those took a lot of time
@@AKumar528Ya, but I didn't realize earlier that this saving/ budgeting is a "side" thing and that to, for the far future.
We have to rely on something else for actually making money and spending it and making more. Entrepreneurship n all...
@@essambaig964 you need money to make money. He talked about how to do it for a common salaried person. Not everyone can have big businesses
@@AKumar528 Ya but even for a common salaried person, this budgeting isn't like making money that he can spend.
It just secures the future (which is fair enough, Yes). My point is that It's always a "side" thing.
If the person doesn't want to wait and save for one year to purchase a bike, wait and save for 3 years to purchase a car, wait and save for months to purchase appliances for home, wait and save for many more years for thinking of buying a house, there has to be another "main" source of good income.
@@essambaig964 of course there needs to be a side business. Specially since inflation is a guarantee but returns are never
Thanks MR BERLIN
For this info☺️🤝
Conceptual planning is all over the internet .
But Statistical planning , Ankur is a master .
*This is the real knowledge of compounding where we lack in education system*
Chl be
Compound interest पढ़ाते है class 8 मे
@@piyushmajgawali1611 atom ka radius nikalne bhi pdhate h😂😂to
Hello sir, I want you to address a question.
If you take into account the inflation, for say after 20 years if you add up the inflation then the amount which you get After 20 years at 10% /12% /15% rate of return , then the earnings will look small.
I appreciate your concept of 50:30:20 rule will definitely apply this.
Also, taxes
The best part of this video is you're addressing the third person as female. Very impressive and progressive!!
is he gay
@@Beyondust why get personal ???
@@Beyondust why do you care?
Thank god ..I'm not even in my 20's and still I got this knowledge about investing ..
I am an engineer myself age 30 never did any job , joined my family farming i am saving around 15 lac per annum . And life is good .
Very pleased to know that..🙂🖤
I'm going to be 20 after 10 days and starting this from the first day of my 20's.
Thanks for this video and also thanks to those who recommended Rosie for her good works. Y'all have to know that making money digitally is the main key to survival now, as the government is hesitant on helping poor masses. I also recommend Rosie to people who wishes to earn huge proflt.
Wow 🤩 I’m happy with her strategies I really love her methods
Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade.
That’s why you need a professional broker that we make trade and much profit for you, I recommend Rosie she has been trading for me for some years now and I’m very much comfortable with her.
You can Reach her on *TELEGRAM .* with the name below
@Trader_Rosie
Wow, I have learnt so much about personal finance watching your videos in a week than in my entire life. I am grateful for you and your videos. Now, I will go invest :)
*I will forever be in-depted to you* *Emilia you've changed my life, I'll *continue to preach about your for* *the world to hear, you've saved me* *from a huge financial debt with just *little investment, Thanks Ms Emilia* Russell* 🇺🇸🇺🇸
Trading crypto amateur might seem quite tasking due to the fact that it requires a lot of education of the share market and experience to take advantage of the rise and fall of the market to make profits, that's why it's has been advised to trade with a professional
I have traded with a lot of female but I have never come across anyone as good as Mrs Emilia Russell, just by applying her strategies I now trade independently. she is the best I'd advise any novice to invest with.
Crypto trading is one of the lucrative business, but to be honest its not entirely easy i lost so much while doing it by myself until I stumbled across Emilia Russell
Emilia
Te,-li, gr,am handu
Worldtradewith_emilia russell
I'm surprised you said this, I almost lost everything trading myself until I was referred to Emilia who helped me recoverd all I have lost in less than a month
Today i came to know that netflix is my NEED 😂
He just meant don't be unhappy in life with these things. We all watch movies and love to. So Netflix is an essential
Cut this expense from your need, have Telegram or VPN and shift the saved amount to investment 😂😂
Haha
@@NaveenBanyal Everyone does that Lol
@@NaveenBanyal pdisk ke jhanjat mein nahi padna chahte
I have incurred so much losses trading on my own..I trade well on demo. But I think the real market is manipulated. Can anyone help me out or at least tell me what I'm doing wrong
I agree but finding a professional for guidance ain't as easy as it sounds. cause I've been searching for one
I have had no luck investing in cryptocurrency,I actually invest on my own but my profit aren't always as I expect, sometimes I just keep loosing money
@Murphy Christerbel I think heard that name before, I stumbled upon one of her clients testimonies in one of the RUclips channel some weeks ago
I'm surprised to see this post here, I saw her success story on a news blog but didn't give it much attention, she must be extremely good for people to talk good about her services
yes i know her i'm also investing with her, I must say it’s been successful so far, my first Investment gave me a profit of over $40K. it’s been 3yrs working with her
M addicted to this channel just in 3 hour use 🎉🎉🎉🎉🎉 wht way to explain thanku sir 💐💐
Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now
How can someone know a professional account manager at least trustworthy when legit ones are hard to find these days
I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on RUclips and I give it a shot. I don't believe in Bitcoin before
Please how do I reach this Mr Nicholas Barron I've already lost enough of money treating myself
I lost about $4000 to scammers before I was referred to Mr Nicholas Barron trading service believe me he help me recover the $4000 I lost by the scammer and made me an extra profit of $13000 in the space of one week and three days after trading with our broker
Those scammers they promised to make up to $30,000 profit within the space of 7 days with just $1000 and end up not even reflect your capital but he's a man of integrity. With $1000 he will tell you that he can only make profit within the range of $7,000 to $10,000 and he actually deliver,,, he's great
My Financial Tip:
Shaadi mat karo. Akele kamao, akele parents ki care karo, akele udaao. I guarantee aapki jitni bhi income hogi hamesha jyada lagegi. Aur zaroori cheez aapko kabhi bhi future ki tension hi nhi rahegi.
Shaadi kar sakte hain. Bachcha bilkul mat karo 👍
Sir jii.. Inflation ki calculation kha gyi ???? I am amazed by numbers but please help us understand with inflation adjustment? Woh 2.5 crores aaj badi amount lag rhi h... But in 2040 what's the value of 2.5 crores at that time period???
Yes. This videos makes the audience feel good for sometimes but are not that valuable in reality. But never the less investing the money is the only thing we should take from such videos. Nothing more.
but without investment,you may not be able to earn 2.5 cr from your job..but with investment yes.....
Ankur trust me this video is one of the best video that I watch in my life. You are such an inspiration
You definitely are doing some epic shit. 🙏 Honestly if I ever get an opportunity to work under your leadership, I'm not going to let it go.
translation of the first line
aap sanch me kuch puraini tatti kr rahe ho
I never thought of money this way. 😯
This is my first year of working so this is very very useful for me.
When you made 2.4L to 6L, and ran the numbers I was blown away. 🤯
Coz this was now my salary on the sheet.
And the end of the video-
AW - Ankur Warikoo... signing off...
Me - "Maa ch*d diye bhaiya ji aap toh" 😂😂
Crypto holds value as a form of good money that is superior to any previously discovered or developed form of money
Most interesting about crypto is that it represents a whole legion of adventures and entrepreneurs of risk takers, investors and problem solvers
It's is the frontier and amazingly transformative
It's the wild west of finance
It's one of the most viral concepts I've ever encountered that's why an expert is recommended for trading to benefit investors around the world
@@liambenjamin4882 I don't panic because I have Mrs Trisha Donald who manage my trading account
Best part was SAKTI hoon. Well done!!!!
Great thought process and calculation methods.
But here, I think the tax should also play a part. We can definitely factor in the money which we give towards the tax.
50: expenses and want
35: saving
15: investment
It's work for me
Me who doesn't earn a single penny: I'll start investing tomorrow.🤑😅
😅😅🤦🏼♂️ still watching
@Santosh sahu 14
@Santosh sahu 😂😂😂 nahi Chintu ki tarah app banao
@Santosh sahu wah 😂