I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit). So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
You mentioned a very vital point, there must be no capping in room rent. My personal Health Policy is Star Health Assure for 10,00,000/-there's no room rent capping. Thank you.
I am naive about health insurance..... But after getting you video on RUclips....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Itne complicated term to aasani se samjhane ke liye thank you so much Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
Comparison pic is not clear...I am unable to read the Pic...plz post it again. Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
This is the best video on Health Insurance Policy.🙏🏻 Sir , (*) 55 Years old ke liye kon sa policy best rahega . (*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻. (*) Top-up ke baare me bhi samjha dijiye please.
The New India Assurance is no. 1 insurer in India. It has 99.9 % settlement ratio. Largest cashless network with hospitals across India. Handsdown one should go with New India. My family is covered from last 7 years, claims lodged twice, cashless approved with 20 minutes after reaching hospital, with zero hassle and no hidden clauses.
Bhai mane bhut sare video dekhe policy buy krne se phele but jo aisi aisi bate jo kisi video m nhi dekhi or jisko log bhut easy faltu sa samj kr avoid kr dete h .....bo bhi kitni problem deti h bad m ye bhi pta chal gaya bhut deeply video bnaya h kafi jyada mehnat ki bhai video k liye .... 🎉🎉🎉😊
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
आपने बहुत मेहनत की हैं sir और बड़ी ही ईमानदारी से सब कुछ बताया है। धन्यवाद।
I started this video with zero knowledge, ended up with a transparent and clear understanding and sure enough that I can opt an appropriate policy for my family! You really worked hard and delivered a good clarity😊
Hello Sir, I don't really comment on videos, but yes i really really appreciate that there are still some good people who are providing very important information, because in our country if a middle class or lower class will break that is only because of the debt of medical bills, middle class person do their hard work their whole life save some money but when it comes to hospitals it all just fades away like air. In today time if a person can be saved from this debt is only with health ins. 🙏. Thank you!
Hum log lower middle class ke hain, husband 61 aur mai 57 ki hoon, health policy samajh nahi aati thi ki kaun si lein, lekin aapne bohot achhe se comparison karke bataaya, ab hum log decide kar payenge
Best health insurance is care health insurance
@@gopalawasthi1111bhai tu adviser h kya care health ka
@@gulshansingh9989feature wise to vhi acha he video open isi liye kiya tha .. ki is youtuber se confirm ho jaye pr usne to mention hi nhi kiya uska nam
CARE HEALTH ki apni enemy hai?
Ma’am You should be try with NIVA BUPA . It is the best health insurance company .
बहुत अच्छा समझा दिया पॉलिसी की बाते मैं बहुत अच्छी तरह से समझ गई मुझे मै गाव मे रहती हुं. सब बाते समझ में आ गये. थँक्यू
Very good information
Phle baar health insurance ke video dekhi bhut he achi jankari dee bhai apne🙏
आपका समझाने का तरीका बहुत ही शानदार है अब मुझे इंश्योरेंस लेने में ये वीडियो बहुत ही मददकार हैं 😊
You missed an important point in Room Rent Cap @8:30 - Insurance companies link all expenses with room rent, so if company is paying 50% of the room rent (because of limits) then company will only pay 50% of the total bill amount (Including procedure costs, doctor costs, meds etc irrespective of any limit).
So, if one takes 10k room where 5k is limit, and total bill comes to 5 lakhs, most of us will have no issue paying those extra 5k for 3-4 days (~20k) from own pocket, but insurance company will now approve only 2.5 lakhs as all reimbursements are linked to room rent percentage and we have to shell 2.5 lakhs instead of 20k just because we surpassed the room rent criteria. That's why no room rent capping is necessary.
Thanx for this commnet
Very informative video. Lot of thanks 🎉
U mean any category room wall?
You mentioned a very vital point, there must be no capping in room rent. My personal Health Policy is Star Health Assure for 10,00,000/-there's no room rent capping. Thank you.
Main life m pahli baar youTube k kisi video par comment drop kar raha hu...
Great explation sir...
Salute.....
🙌🏻🙌🏻👏🏻👏🏻👏🏻
Care suprime ke Bane special video banao sir ji iske bare me jankari de
Sar aapane bahut hi acchi tarike se samjhaya aur aaj hi mein policy le raha hun HDFC ki
I think Lombard is good policy according to mee
Thank you mr @kartikbisht7042
Thanks ®ards
Neetu
ICICI lombard
I am naive about health insurance.....
But after getting you video on RUclips....i am much more clear in all aspect of health insurance .... Thank you 🙏🏻
Dear Sir, OPD charges kya hota hai...and most of companies not included OPD charges
Mat lena aged individuals max 50. Yrs Tak deta he....khud k Liye Lena he toh le sakte ho.....
Itne complicated term to aasani se samjhane ke liye thank you so much
Koi agar ekdum new banda bhi aaye samajhne to I don't think use koi bhi doubt hoga ❤️
Sir Care supreme vs Hdfc Ergo optima secure vs Niva bupa me koun sa middle class ke liye thik hoga please.
Care supreme
Niva bupa bahut accha rahega
Care supreme best policy
Niva bupa you can buy
do not buy Niva Bhupa . Bad customer support furing emergency this is my yesterdays experience
Can you advise amongst new india health insurance vs hdfc ergo vs Tata AIG health insurance. Which one is best
New india
@@atulkoti7350 thank you sir
All three but claim passing ratio and cashless is better with Hdfc Ergo no1. Than TaTa no.2
Newindia 10 to 15 percent bill deduct hoga.
Bahut achi tarah samjhaya.This is most clear and unbiased health insurance policy i have seen ❤❤❤
Port karana se koi problem hai. Maine star se care mai port kia hu. Care kaisa rahega
Sir apne bahot mehnat ki hai aur bahot ache se samjhaya hai allah apko khush rakhe aur dil se thank u sir ......❤❤❤
Why CARE is not in your bucket??
@@sanjaykumarsethi6455 they didn't paid any Money 🤑 for this chiler RUclipsr
Care health insurance is best health insurance
Screen size limitation
We could have ignored others but Care has all the features required. I was about to finalize. Are there any serious issues with that ?
Care Company sub se ghatiya Insurance hai Chutya Banati hai
Very informative, fair and comprehensive video. Thanks
Bhaiya aap ne care insurance company insurance information add ku na kya bhaiya app bolo message
No क्लेम from care in मोस्ट केसेस
Care health insurance best health insurance of India .
Sir bahut sari videos dekhi , but jis simple language meine aapne ne samjhaya hai woh sabse shandaar hai 😊
2020 se aapka Video dekh raha hun isiliye abhi tak Kahin loan apply nahin kiya maine
Intezar kar raha tha bank loan offer Dene Ka tq sar
2 3 din se achi video dhund raha tha sir .. finally aapki video ban gai... bahut ache se samjhaya aapne sir... Radhey Radhey 🙏
This guy has fully satisfied me by describing all the topics on health insurance very well. Love the video!😊
Apke.samjhane.ki.skill.achhi.h.sir
First time i learned all the aspects of Insurance policy... Best video on RUclips.
Aapne health insurance Ko bahaut hi achhe se samjhaya.thanku sir
Yes The Knowlege Was Really Good Bhaiya
One of the best Videos I have ever seen. You ha ve saved our lives with this video. Thankyou so much♥️
This is the best vedeo for health insurance thank you so much sir for delivering this knowledge ❤
I m 27, and for the last 2 years, I was so confused by all the options in the market that I kept avoiding health insurance. after watching this video and your previous podcast with Gurleen kaur, im confident to make a decision. chart/ comparison you showed were especially helpful. can’t thank you enough-really appreciate your efforts!
बहुत बेस्ट जानकारी दी सर आपको बहुत बहुत धन्यवाद ऐसे टॉप जानकारी देने के लिए बहुत बहुत धन्यवाद❤
Bahoot accha bataya sir aap ne mujhe sab kuch samjh aa gya ....... thankyou sir😊😊
Well done; one more important thing is to see what is the percentage of claims the insurance companies accepted in the last 3 years.
Which one has highest claim acceptance
Best ever health insurance video I have ever seen even health policy contact person unable to clear , thank you so much sir 🙏🙏
Detailed Video For me because I am Insurance Agent and New to this field and it'll help me alot to present my customers the best health policy 🙏🙏
सभी प्लान के बारे में आपने अच्छा से बताया सर इसके लिए बहुत बहुत धन्यवाद आगे से और अभी अच्छे से डिटेल में बताएंगे तो बहुत अच्छा रहेगा सर धन्यवाद
This is so far the best in depth video on health insurance.
Comparison pic is not clear...I am unable to read the Pic...plz post it again.
Otherwise the vedio fulfilled it's purpose..really educative, informative and full of knowledge...👍🙏
Dear sir this was 45 min long video but i wanted it to go on and on, it was really nice Thank you for making such a nice informative video i really appreicate this.
हेल्थ insurance के बारे मे बहोत अच्छेसे information आप ने दि है 😊
good exalent super informetion thank you god bless you and your familly
Now I'm going to take Health Insurance for myself and My Father.
❤❤❤❤ Thank you very very much Sir
bhot achi trah se samjaya apne sir ek ek point clear kr diya very very thanks...❤
Bahut sare ese points the oro nahi bataye. Thank you so much sir. Sir, aap log to show karte ho ki settlement ratio full h , but comments me to bahut negative bolte h unke experiences ke bare me about settlements.
Very hard efforts to make clear . Best social service i saw full vdo i am a retd doctor. Though health policy is a great bussiness of selling modern nd advanced treatment but now became essential for uncertaain uninvited expence. So very helpful vdo thanks
Most policies are being owned by these big corp hosp,where treatment is verycostly butthrow tpa it is managable .
बहुत ही अच्छे तरीके से समझाया 🎉
Really Best Video on Health Policy Sir, appreciate your hard work. Going with Niva Bupa
Very Good explanation sir.
I'm very much confused about life insurance but now I'm clear which one is better for me.
Yaar maza aa gya... आसानी से समझ में आ गया सब
This is the best video on Health Insurance Policy.🙏🏻
Sir ,
(*) 55 Years old ke liye kon sa policy best rahega .
(*) Tax Benefits ko thora achhe se samjha Dete please 🙏🏻.
(*) Top-up ke baare me bhi samjha dijiye please.
Hello sir,
Aap ne Bahut ache se difference btaye apna insurance plan ke bare . Thank you sir
The New India Assurance is no. 1 insurer in India. It has 99.9 % settlement ratio. Largest cashless network with hospitals across India. Handsdown one should go with New India. My family is covered from last 7 years, claims lodged twice, cashless approved with 20 minutes after reaching hospital, with zero hassle and no hidden clauses.
But they have sublimits
Premiums are high
Bht he ache se brief Kiya...kafi kuch pata chala aap ke vedio se.thank you
Best video of insurance policy ever I watched... Thank you bhai
Best video to know about health insurance, appreciate all your efforts
Bhai mane bhut sare video dekhe policy buy krne se phele but jo aisi aisi bate jo kisi video m nhi dekhi or jisko log bhut easy faltu sa samj kr avoid kr dete h .....bo bhi kitni problem deti h bad m ye bhi pta chal gaya bhut deeply video bnaya h kafi jyada mehnat ki bhai video k liye .... 🎉🎉🎉😊
Best video, all details covered. Thank you so much
Sir detail bahut deeply informative thi…
Thank you so much
Aaj tk ka sbse clear video lga sir ❤❤❤
thank you sir ji , buut din se sochra tha but kuch bhi samaj n aara tha. aaj doubt clear ho gye hai .
🙏
I am really excited to know these important information and knowledge from your explination sir.....Thank you so much....Jai Hind....
Superb video excellent explanation this is what actually we need groung level features and benefits and how actually health insurance works other channel are just telling about their promotion but you clear all the doubts
Thanks for best detailed explanation on RUclips ❤
Very good video , i Have seen few , this has been most relevant
This is the best video & explanation for health insurance 👍
Sir bhut acha vdo tha, health insurance k bare me kafi kuch pta chla. Thankyou.
Actually you gave complete and correct information about health insurance, so thank you very much.
🙏🙏
This video was super insightful! I didn’t know much about health insurance before, and it really helped me understand the basics. Thanks for breaking down the different types of plans and explaining what to look for. Now I feel more prepared to make informed choices about my own health coverage!❤
Sir ek bat bahut sahi lagi ki family footer age ke hisab se divide kar lena chahiye
Best h ..... m jadaa nh jantaa thaa pr ek video se bhut kuchh smjh aa gyaa... thanku
Sir aap ne bahut ache se samjaya thanks
Really good video. Keeping this link for future reference and sharing with friends and family
Thanks for your advice
Very good input
I was nill about the insurance
After this i am aware about most of the points
Again thanks
Kudos to you man!! That's a great holistic review.
Great video. I was thinking about getting health insurance but didn't know how to choose. I didn't know the terms related to health plans so I was hesitant.
Thanks for providing necessary information before buying the health insurance
Best of explanation, if add switch over process then it will help for those want to switch policy
bahut accha kaam sir ek video term comparision me bhi plz
Well researched gentleman, appreciated... Thank you
Best
Aaj zero se bahut kuchh samjh aa gaya❤
I really don't comment on video but u made me to do it.
Amazing video
Well explained
Cleared most of the doubts.
Thanks.
Yess Indeed after a very long time got very detailed information about health Insurance in your vlog. Thank you very much 🙏
Sir you explain very good about all points of health insurance...& You also covered all details
Superb!!! Beautifully described... plz keep it up
Thank a ton
Sir badiya full dout clear bata diye thanks.. continue aisehi healful sadhi saral language me batate jaye thanks
Best video i have ever seen on insurance.
बहुत अच्छा। आसानी से समझ आया।
You did a very well comparison....will help people who are going to buy a new health policy,
Sir this best video and very useful video. All the best
You checked all boxes. Excellent explanation
One of the best video on health insurance policy. Thank you sir. ❤❤❤❤
Very good information about medical health insurance comparing the vedio. Many thanks for your support😅😅
This man is here to educate everyone for their good will 🙌👀
Sir bahut achcha laga
Bahut kuch seekhne ko mila
Thank you ☺️☺️☺️☺️
Bahut mahnet ki hai bhai❤
Sir apne bahut achchhe tarike se samjaya vvvvery nice sir ji
Watched almost 4-5 videos on health insuranceand this one is by far the most detailed video on this topic 👏👏👏
Thank You 😊