12:05 if you have been working in a company for more than three to five years and your base policy amount is 5 lakh, you don't need to take an additional policy. Instead, you can opt for a top-up of 10 lakh, which can also cover pre-existing diseases. This way, you won't have to wait another three to five years
Health Insurance is to costly at Higher Age . People who are continuing policy from 15-20 year's but at the age 65 and more the premium is to much costly & most of the policy discontinued because of Higher premium.
Sir , mere paas group insurance hai pnb bank ke through care health ka last 5 years , Kiya mein direct care health company se insurance le sakta hun with my all no claim and 5 years timming benifits
All people in good faith of insurance companies not with customer, policys should be very simple and remove this stupid conditions because policy buyer will not explained health condition at time of hospitalization family explain and they might deviate from policy disclosure. corporate policies are good where all conditions coverd form day 1
Mam kon sa health insurance achha hoga ? Mera niva Bupa main hain reassure main to main upgrade karna chahta hu best plain main OPD plain hoga critical care include hain, islia konsa plain Lena hoga , aur IVF TREATMENT including hoga ? Islia kita premium hoga . Mera Reassure main hain family floter 10 lakh sum assured. 3 years ho gia. Mera dob 02/03/87 and wife dob. 11/04/89 .
In india we pay taxes for everything it's indan government responsibility to provide complete health care facilities to everyone poor or rich free check out country
After discharge the patient from hospital, if they advised to take injection at home for 4 days, is it covered these injection induced charge in health insurance
मेरी पहली पॉलिसी चालू है मेरा एजेंट बोल रहा है की जैसे की मेरी स्टार हील की पॉलिसी 5 साल से चल रही है लेकिन वह बोल रहा है की केयर इंश्योरेंस कंपनी में अपनी पॉलिसी लेलो पहले पॉलिसी जैसा बेनिफिट मिलेगा क्या?
Brand aisa lo jo country aur country k log k liye sochti ho, Jisme name ata h TATA & Birla group. Baki ye sari companies apne pocket full fill kr rhi h
Niva bupa is not best for me , they given waiting in policy in reimbursement claim take minimum 30 to 45 days, wether other company settle claim in 15 to 20 days..
Bro aapne premium pay kia hai kabhi koi plot ,gaadi ke liye? Quality comes at premium price only. HDFC ergo ka maine acha hi suna hai sabse,jinhone use ki hai
Every second year hdfc are increasing premium. I took policy at 19000, they increased it to 24000, now they are demanding 28000. 2 times increased in 4 years. Janta chutiya nhi h.. I am porting my policy now.
After lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured or they discontinue the policy. Second option is Tata but again claim complaints are there for it. Totally lost
If your existing policy is for Rs. 10 Lacs & you are buying a policy for Rs. 15 Lacs then there will be no waiting period till Rs 10 Lacs but for above 5 Lacs there will be a waiting period as per the terms & conditions of the policy.
Ye lagta h ki kisi tarah se fraud prove karke claims dene se bach jae. Har chij koi test karwai hoti h. Thoda bahut to vase bhi dard hote rahte h sabhi ko😢
Mam has disclosed two best health Insurance as per her good long experience in her job, but refused to refer to the two worst Health insurance. But we will fill up the gap by going through everybody's experience i.e. ICICI HEALTH INSURANCE is THE WORST. As I have seen and experienced this health Insurance, cheat many innocents and I am one amongst them.
It is a very well structured video in terms of flow of interaction. Just doesn't seem to be lengthy at all. Thanks for this effort. ❤ Thanks to @GurleenKaurTikku for bringing Mohali as an example. 😊 For Maternity benefits, is husband the only male member who can buy? The number of matrimonial separations are on the rise. How is this managed for spouses by the Insurance co.? (Proposer and insured are 2 different entities, who may not continue the relationship) What happens to policies that couldn't be renewed due to unavoidable reasons? Can the policy be resumed after the lapse etc.?
Is Icici lombard health shield 360 (for bank customers) reliable? They told that it can be renewed after 60. The premium and coverages are very tempting. Pls advise. Thanks.
Policy achi hai…lekin ek company se dusri company me shift nhi ki ja skti..aj premiums kam hai..lekin future me definitely company badhaegi…tb aap port nhi kr paoge..ye kami hai bs uski
Can you make a video about OD Home Loan vs Normal Home Loan with proper calculations n which is better pros n cons From what I hear if the rate of interest is same then OD is always better. please explain.
Amazing ❤
She is such a humble and knowledgeable person. 😊
Thank you 😊
Sir mam se agar personal insurance ke liye advise leni ho to kaise contact kre
All questions are very tru and solid as well as answers.
Tikku mam hats off
Thank you jee 😊
Tere choor bajaar wale coat se hi pata chal raha hai agent hai tu !
Best video ever on RUclips for helth insurance ❤
Mam ko bahut good Knowledge hai
Thank you !
Lots of knowledge information about healthcare . Thank you.🙏
Best health insurance 38:12....
thanks for saving our time brother
Thanks bhai
Thanks bhai
Thanks bhai
thank 😂
12:05 if you have been working in a company for more than three to five years and your base policy amount is 5 lakh, you don't need to take an additional policy. Instead, you can opt for a top-up of 10 lakh, which can also cover pre-existing diseases. This way, you won't have to wait another three to five years
Informative podcast on health insurance,,,really nice questions and its revert,,,helpful video
In salo n policy m itni cheeje thhok daali ki kisi ko kuchh samjh nahi aati
Jaise:-pataa nahi
Thank you so much for this valuable video and perfect questions asked and best reply given to us.
Health Insurance is to costly at Higher Age .
People who are continuing policy from 15-20 year's but at the age 65 and more the premium is to much costly & most of the policy discontinued because of Higher premium.
Gurlin kour is best Advisor 👌
Killer program dude ..
Love the way the questions and mam answers are absolutely a gem ..
Keep doing good work bro
Thanks a lot 😊
@@GurleenKaurTikkumam health insurance koi bhi le sakta hai ya jo itr file kia hai wo hi le sakta hai plz reply jarur dijiega mam
Sir , mere paas group insurance hai pnb bank ke through care health ka last 5 years , Kiya mein direct care health company se insurance le sakta hun with my all no claim and 5 years timming benifits
Zero to hero video on health insurance 🎉🎉❤❤
Please make an video on " Term Insurance " With Expert in this relevant field Bhai...🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Is Navi health is good health insurance??
All people in good faith of insurance companies not with customer, policys should be very simple and remove this stupid conditions because policy buyer will not explained health condition at time of hospitalization family explain and they might deviate from policy disclosure.
corporate policies are good where all conditions coverd form day 1
बहुत ही शानदार... ❤❤❤
Settlement ratio of New India Assurance company is best. Premium is also not costly.
I get claim settlement smoothly from HDFC ergo and also from Care Health Insurance.
Thanku! Very well presented!
Great session 👏🏻 informative 👍 @gurleen ji
Thank you !
Very Informative podcast thank you Sir
Meri wife ka health insurance karna hai aur mujhe epilepsy hai toh kya insurance ho sakta hai
New India assurance is best company. It is govt company. Claim settlement is also good.
Very needful details
Straight forward 20:18 , no bakwas.
Innsurance online लेना चाहिए की किसी agent ke madhyam se
Best information video thanks both of you. 🙏🙏🙏
Mam kon sa health insurance achha hoga ? Mera niva Bupa main hain reassure main to main upgrade karna chahta hu best plain main OPD plain hoga critical care include hain, islia konsa plain Lena hoga , aur IVF TREATMENT including hoga ? Islia kita premium hoga . Mera Reassure main hain family floter 10 lakh sum assured. 3 years ho gia. Mera dob 02/03/87 and wife dob. 11/04/89 .
Hum Star health insurance se ha u can talk with me
How can I talk with you??@@aditisaha9057
Very informative video.
In india we pay taxes for everything it's indan government responsibility to provide complete health care facilities to everyone poor or rich free check out country
After discharge the patient from hospital, if they advised to take injection at home for 4 days, is it covered these injection induced charge in health insurance
Best knowledgeable video it's helps for buy insurance
Thank you 😊
Excellent coverage
बहुत अच्छा पॉडकास्ट हे गुरुलीन मॅम के साथ बहुत अच्छा
Sir premium banking accounts pr 1 video bna do aap sbse acha smjhate ho jaise axis burgundy,hdfc imperia and many more please sir
Usefull podcast..
Very informative video bro thanks 👍
Mam se puchyie sir..ki policy bajar se le. Ya direct comp se
Direct company se lena jada sahi hai
मेरी पहली पॉलिसी चालू है मेरा एजेंट बोल रहा है की जैसे की मेरी स्टार हील की पॉलिसी 5 साल से चल रही है लेकिन वह बोल रहा है की केयर इंश्योरेंस कंपनी में अपनी पॉलिसी लेलो पहले पॉलिसी जैसा बेनिफिट मिलेगा क्या?
नहीं।। स्टार में रहिए।। ज्यादा लाभ मिलेगा
Star health is waste
Brand aisa lo jo country aur country k log k liye sochti ho, Jisme name ata h TATA & Birla group.
Baki ye sari companies apne pocket full fill kr rhi h
Ek health insurance kharidne ka online demo k upr video baneye sir...
Amazing video, very valuable. Thanks for the info.
एक बीमा कंपनियों से क्लेम लेना तो इतना कठिन है जैसे कि आईएसपीएस की तैयारी करना।
Niva bupa is not best for me , they given waiting in policy in reimbursement claim take minimum 30 to 45 days, wether other company settle claim in 15 to 20 days..
Very important information, thankyou
I have reliance Health gain policy for 2 years...is it good...??
Please sir group insurance ICICI Bank 360 se lena chahiye kyoki company v insurance dono ek hi hai
If i am living in city X and took insurance from there.. can i get admitted in another city
Best information mam
Thank you 😊
Niva Bupa Bad Experience Claim settlement is worst
Yes HDFC Ergo is Good
and Other one is ICICI Lombard
Very nice video....both of you are very good information wise
Gurleen my favourite
Lots of ❤❤
Ghar chale jao gurleen mam ke 😂
@@shareyazkhan4845 Soch badlo bhai 🤣😂🤣
HDFC Ergo will loose customer by increasing big premium every yearly
Bro aapne premium pay kia hai kabhi koi plot ,gaadi ke liye? Quality comes at premium price only. HDFC ergo ka maine acha hi suna hai sabse,jinhone use ki hai
Sbse best h
I switched from HDFC ergo premium increased drastically
Every second year hdfc are increasing premium. I took policy at 19000, they increased it to 24000, now they are demanding 28000. 2 times increased in 4 years. Janta chutiya nhi h.. I am porting my policy now.
@@GauravDahiyakaha se lia ta bhai?
Which is best policy??? Tata aig or hdfc or any other??
Hdfc
It depends on the coverage of the policy. You have to go through the policy wording
Hdfc & icici lombard
Mera Health insurance Niva Bupa Titanium aspire liya hu a kaisa hai mam
If one has x2 separate policies and gets disgnosed and hospitalized, so can he claim with both providers separately?
Awesome video
🎯🎯🎯🎯🎯Madam ji aapne a to z knowledge diya 🙏 Muze plz ye bataye ki Ek nayi Insurance Company open karne ke liye minimum kitna investment lagega? 🎯🎯🎯🎯🎯
Great question
After lot of search, I settled on new india but atlast found it has so much sub limits that one will be discouraged to buy it. Further, claim settlement behaviour of govt officials is doubtful. So none of the company is good. Ergo is good but atlast either they drastically increase the premium once they know one is captured or they discontinue the policy. Second option is Tata but again claim complaints are there for it. Totally lost
मेरा प्रश्न यह है अगर पेशेंट एडमिट होता है एक प्रॉब्लम के लिए कि अगर दूसरी प्रॉब्लम है तो उसका पैसा नहीं मिलेगा,????
Milegaa bhai
Nice information 👍👍👍
Term insurance koi bhi le sakta hai kya?
How about ICICI elevate? Is it better than Niva Bupa?
Nice interview
Kuch cases me individual lena better h as comparatively family floter
Very well explained sir
I found the content very useful 🎉
Thanks a lot !
You both explained very well, it was bit long video, but worthy ❤
Thanks a lot !
If I want to port from one insurance company after 5 years to another . Is there any waiting period?
If your existing policy is for Rs. 10 Lacs & you are buying a policy for Rs. 15 Lacs then there will be no waiting period till Rs 10 Lacs but for above 5 Lacs there will be a waiting period as per the terms & conditions of the policy.
Acko health insurance kesa hai
28:55 for newly married ❤
If you are admitted to hospital for some illness and die within seven hours.. will company pay the bill or denied that 24 hours hospital not done
Wow sir aaj aap bhut khush dikh rhe ho😂
PNB ALL CURRENT ACCOUNT Par Video Banayie sir
how to find the average volume of complaints in irdai or other website? If any body knows the answer plz suggest me...
Mem real acchi hai means good gaidence de rahi hai mai to mem ka fan hu
Madam apne kaunsi liya hai??
Ye lagta h ki kisi tarah se fraud prove karke claims dene se bach jae. Har chij koi test karwai hoti h. Thoda bahut to vase bhi dard hote rahte h sabhi ko😢
She is legend in the insurance industry
Thank you 😊
Mam has disclosed two best health Insurance as per her good long experience in her job, but refused to refer to the two worst Health insurance. But we will fill up the gap by going through everybody's experience i.e. ICICI HEALTH INSURANCE is THE WORST. As I have seen and experienced this health Insurance, cheat many innocents and I am one amongst them.
What happened please share your experience In detail
It is a very well structured video in terms of flow of interaction. Just doesn't seem to be lengthy at all.
Thanks for this effort. ❤
Thanks to @GurleenKaurTikku for bringing Mohali as an example. 😊
For Maternity benefits, is husband the only male member who can buy?
The number of matrimonial separations are on the rise. How is this managed for spouses by the Insurance co.? (Proposer and insured are 2 different entities, who may not continue the relationship)
What happens to policies that couldn't be renewed due to unavoidable reasons? Can the policy be resumed after the lapse etc.?
Sir banking aap se mutual funds me kaise nivesh kr skte h plz ek video is topic pr dijiye
Agar main policy Lene se pahle daru pita tha bad mein chhod Diya to Mera claim reject ho jaega
Please make a video on personal accident insurance and unemployment insurance .
Thanks for information
Manipal cigna - one of the best insurance covering each and every things at such affordable price. For couple age 18-35 50L cover @20k only.
Can an existing Heart patient buy a new health insurance. Is there any insurance for CAD/ACS patients?
Yes but the premium will be on the higher side
@@pankajpanchwagh4062 what about hepatitis B i have this disease since 2014 taking medicine till today
Family floater me medical history main policy holder ki deni hogi ya everyone should give
Everyone
Each & every member of the policy
Bhai insurance jaruri hai but.... Income.... Ke according
Kya govt employees ko b lena chahiye health insurance kyuk medical facility to milti hi h unhe
Kis kis ko insurance ka ad aaya 😂😂❤❤❤
Premium 😅 at 79.
😂
Premium hai na
@@3F7662 hmmm
Premium 😅
50L ka 1 le ya 25 L & 25 L KE 2 LE po;icy
Is Icici lombard health shield 360 (for bank customers) reliable? They told that it can be renewed after 60. The premium and coverages are very tempting. Pls advise. Thanks.
Policy achi hai…lekin ek company se dusri company me shift nhi ki ja skti..aj premiums kam hai..lekin future me definitely company badhaegi…tb aap port nhi kr paoge..ye kami hai bs uski
@@XYAxisEducation thank you ji 🙏
Kya health insurance ke liye policzz bazar sahi platform h
Sir j home loan pre approved ke bare m ek video bnae 💯💯
34:56
Can you make a video about OD Home Loan vs Normal Home Loan with proper calculations n which is better pros n cons
From what I hear if the rate of interest is same then OD is always better. please explain.
मैंने sbi से आरोग्य पोलोसी 8साल से ले रखी है पर अक्टूबर 24से कंपनी इसे बंद कर रही है यह फिक्स प्रीयम पालिसी है हम क्या करें