Term Insurance में एजेंट/कंपनी कैसे बेवकूफ बना रहे हैं 😡 |2024

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  • Опубликовано: 25 ноя 2024

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  • @LabourLawAdvisor
    @LabourLawAdvisor  11 месяцев назад +25

    Compare & Buy the best term insurance: term.lla.in
    Compare & buy the best health insurance : health.lla.in/
    Reasons for Claim Rejection : www.policybazaar.com/life-insurance/general-info/articles/resaon-forlife-insurance-claim-rejection/
    PolicyBazaar Term Insurance Claim : termclaim.policybazaar.com or Call 1800-258-5881
    Jagruk Journal 2024 : jj.lla.in (Use Code MANDEEP)

    • @zarina.choudhury2573
      @zarina.choudhury2573 11 месяцев назад +1

      Mandeep Bhai, plz make one video on retirement plan

    • @SanjayRaman
      @SanjayRaman 11 месяцев назад

      Sirji Insured person aur nominee dono hi nikal liye to claim family wale le sakte hain.???

    • @shivammaurya5092
      @shivammaurya5092 11 месяцев назад +1

      Question at 20:50, let's say I don't have any active income source and I'm above of age 18. Which means I have zero salary or income. Now can I apply for the term insurance. I know family is not dependent on me but still question remains the same can I get the term insurance.(question arised due to capping of 20X on cover)

    • @sandipghosh209
      @sandipghosh209 11 месяцев назад

      Aj pata chala jine se mrne ka jada faida

    • @riteshchanda4520
      @riteshchanda4520 11 месяцев назад

      Sir, Income ke 25 times sum assured deta he, according to age, I have already taken 25 times of my CTC from policy bazar recently.
      Please confirm me can I take 25 times of my CTC ??

  • @adityaagrawal5136
    @adityaagrawal5136 11 месяцев назад +42

    LLA team is my hero.... they might not be as financially successful like other influencers but they will get the dividend of integrity in near future. LLA keep the good work going.

  • @parthibanr5326
    @parthibanr5326 11 месяцев назад +225

    Health insurance also put in this type of video please

    • @debabrataroy9
      @debabrataroy9 11 месяцев назад +3

      Agree

    • @rupamdebnath4001
      @rupamdebnath4001 11 месяцев назад +3

      I also agree, please also make such videos on health insurance important qna and guide accordingly 🙏

    • @arghambiswas
      @arghambiswas 11 месяцев назад +1

      Yes

    • @AnujNeogi-ih2db
      @AnujNeogi-ih2db 11 месяцев назад +1

      Ek vdo hey ek mahine ageh dala tha

    • @arghambiswas
      @arghambiswas 11 месяцев назад

      @@AnujNeogi-ih2db link please

  • @thar4x4
    @thar4x4 11 месяцев назад +13

    Aisa Content kisi bhi aur RUclips Channel pe nahi milega . Subscribing to LLA is one of the best decisions of my Life ❤️. Every second spent on LLA video is worth it.

  • @dgurav6799
    @dgurav6799 11 месяцев назад +8

    This is the best format Q/A video. Actually aisehi hone hachiye Q/A.
    I would vary glad if I work with you....
    I sent you my resume a long time ago

  • @sideshbhatkar6327
    @sideshbhatkar6327 11 месяцев назад +27

    This was really helpful. I was planning to increase my cover but no one told me about the section 45. Now I will buy another policy instead to hedge against the odds. Thanks Mandeep. ❤

  • @deeeksha_thakur
    @deeeksha_thakur 11 месяцев назад +7

    Thanks for putting so much effort in educating us. How about a women centric health insurance policy? Should they get term insurance? I don't think so. What should they consider while buying a policy for themselves? Hope you will educate us on the same!

  • @nitish915
    @nitish915 11 месяцев назад +7

    31:22 Very true. There is only company that has least exclusion is LIC.
    Go with LIC

    • @Shivadi30
      @Shivadi30 10 месяцев назад

      Matlab

    • @Shivadi30
      @Shivadi30 10 месяцев назад

      Kya lic se policy Lena hectic nh h?

    • @Patienc1persistent
      @Patienc1persistent 7 месяцев назад

      No it has highest settlement ratio.​@@Shivadi30

    • @arjunyadav542
      @arjunyadav542 13 дней назад

      Sbi life also. No exclusion

  • @Gyani1Panda
    @Gyani1Panda 11 месяцев назад +4

    Wow this is called information, although i did research before buying term insurance and bought HDFC Life from policy bazaar but then i didn't know this much.

  • @emraldgreen8534
    @emraldgreen8534 11 месяцев назад +8

    Thanks Mandeep for this highly informative video... We truly appreciate your efforts, which is helping so many of us!!
    I have a couple of questions if you can answer them, I'd be very grateful and I'm sure it will be helpful to all of us:
    1. If someone has multiple term insurances (say 3, from 3 different companies) and he/she dies in an accident - how to submit original documents to 3 separate companies? or in general how to proceed with claims for multiple term insurances?
    2. There are lots of investment plans / instruments these days which give you 10 times life cover of the premium amount. If a person is holding say 2-3 of such investment plans and he/she dies, will the nominee 100% get the covered amount or there are chances of rejection in this situation too like Term Insurance?

  • @raviraaz1571
    @raviraaz1571 11 месяцев назад +3

    We need a video like this, on buying property and land ......

  • @gymnasium8670
    @gymnasium8670 11 месяцев назад +4

    Term insurance lene ke liyee apki video dekhi maine bhut helpful thi thank you so muchh.❤

  • @sajjadpasha6748
    @sajjadpasha6748 11 месяцев назад +24

    Mandeep thanks for great content 👍
    1) Is Marraige certificate mandatory for spouse to prove relationship at the time of claim ?
    2) Incase of natural death post mortem report mandatory?

  • @chaitanyakumarpg
    @chaitanyakumarpg 11 месяцев назад +4

    Wah kya video banadi bhai! Maan gaye! Mandeep bhai you rock!

  • @haridasbadade9321
    @haridasbadade9321 11 месяцев назад +2

    खूप खूप धन्यवाद सर... महाराष्ट्र राज्य.खूपच माहितीपूर्ण, video.

  • @MrSandeep11
    @MrSandeep11 11 месяцев назад +3

    Wow best video ever ....Plz post for health insurance bro ... We need this very much now ....

  • @sangrammaharana5997
    @sangrammaharana5997 11 месяцев назад +1

    Very Glad to see my RUclips comment chosen by you became one of the questions by many people. Term insurance pe itne saare videos shayad hi kisi RUclips channel pe hua hoga..Hats off Bhai 🙏

  • @anmolverma14295
    @anmolverma14295 11 месяцев назад +3

    Mandeep you are the best , I bought a term insurance 3 months back after watching your EPIC video over how to buy term insurance now i am looking for health insurance please a videos like that which you have made for term insurance thanks 🙏

    • @balwindersingh7810
      @balwindersingh7810 8 месяцев назад

      Which one did u took bro ?

    • @anmolverma14295
      @anmolverma14295 7 месяцев назад

      Tata AIA

    • @iamnoob7593
      @iamnoob7593 6 месяцев назад

      @@anmolverma14295 is there any use of term insurance?

    • @yashtatwavedi2509
      @yashtatwavedi2509 2 месяца назад

      @@anmolverma14295 Is Tata AIA a good company??, and can you please tell whether you have taken the policy in online or offline mode because an offline agent told me that in online mode you will have problem is raising a claim.

    • @anmolverma14295
      @anmolverma14295 2 месяца назад

      As per my requirements TATA AIA fulfilled all these hence I purchased TATA AIA policy and agents will not get any commission that’s why they create doubt in your mind , whenever you will die you are not there for claim. Your family will face this situation it will be easy or hectic who knows 😊

  • @kaiyumkbm
    @kaiyumkbm 11 месяцев назад +2

    please make a video of how to plan for all kinds of investment and insurance for a newly joined employee for a safer future

  • @ankursingh4932
    @ankursingh4932 11 месяцев назад +3

    Honestly, I would like to say, that the information I got from your all videos (on Term Insurance), hasn't been from any finance expert on RUclips. So detailed and in a simple form. Anyone can understand. Gives me so much confidence while talking with Policy Executives or agents. One thing that I need to add, due to the global slowdown lots of people lost their jobs in 2022-23, if you don't have a job then you won't be able to get insurance from Policy Bazaar as they don't provide insurance irrespective of whatever you were earning earlier (if career gap is less than 2 months also). Thank you once again Mandeep bhai, I wish Personal Finance would be taught in Schools/Colleges and it should be taught in the way you provide info. :) Thankyou!

  • @renuprashanth2217
    @renuprashanth2217 11 месяцев назад +6

    You guys are awesome for sharing valuable knowledge that's hard to find elsewhere. After watching your video, I started asking my insurance company about their plans. They tried pushing a package where I either get all my money back at the end or pay a high premium for just 5 years. I used the 5 questions from your video, and when I mentioned it, the agent immediately asked if I watched the LAA Term Insurance video. I said yes, and it felt great. Can you please make a video about different ways to invest money with detailed information so we can plan our investments better? Thanks!

  • @rohitkumarsaw127
    @rohitkumarsaw127 11 месяцев назад +4

    Infomative video.
    All doubts related to term insurance get cleared.
    Thanks

  • @chunilalchoudhary1811
    @chunilalchoudhary1811 9 месяцев назад

    धन्यवाद आपका, Term plan insurance के बारे में Reject होने के काफी सारे कारण बताये जिसे जानने के बाद खून पसीने से कमाया पैसा सुरक्षित रह गया।।

  • @SolarReaserchCenter
    @SolarReaserchCenter 11 месяцев назад +3

    भाई लोग आपने मेरा जीवन बदल दिए हो,,💥
    शब्द नही है मेरे पास आपके लिए❤

  • @anandchintuDr
    @anandchintuDr 11 месяцев назад +1

    Mandeep saying from personal experience
    it's important while talking policy should try to buy optional add-on to take half yearly or yearly payment with shortest time to secure total coverage rather than monthly payment basis as sometimes life turns in unexpected ways that he fails to pay monthly installment and coverage is all gone this happened to many people during COVID lockdown we never know such things so better secure at earliest

    • @anandchintuDr
      @anandchintuDr 11 месяцев назад

      And don't consider inflation wala explanation, yes you're paying your savings to pay installment but that's much better than lapse of total policy

  • @the-abhishek-yadav
    @the-abhishek-yadav 11 месяцев назад +8

    Thanks for these information & useful videos 🔥❤
    (Please also make one QnA video on Health Insurance also)

  • @cia-compareitall4499
    @cia-compareitall4499 11 месяцев назад +2

    Sir, thanks for such a video. Its really very helpful. App hur chees itne simple way may samjate ho. 🙏🙏🙏🙏

  • @Abhikkumarray
    @Abhikkumarray 11 месяцев назад +7

    My first experience was too bad for policybazaar. Better to first understand all the terms and conditions or write it down what is your query then clear your query with experts, always buy from the proper channel don't blindly follow policybazaar advisor. If any expert refuses to share knowledge with you then immediately reject them. If you are buying anything from policybazaar please use a screen recorder during the meeting. Always record the phone call and screen record from your side. Please share these thoughts with everyone 🙏 your hard earned money will be saved only by yourself not by anyone. Policybazaar is an insurance broker. Try to explore all platforms and their staff behaviour then you decide. Either they will disturb you again and again.

  • @junnupatni
    @junnupatni 11 месяцев назад

    Hello I hope Aap Sab Theek Hoge Sir mera Question ye hai ki kaise Sikhen Stock Market ko Dekhiye main Kisi Ko Galat nhi keh raha hoon Sab Apni Jagah Best Hai lekin Jo aap Samjhate hai Wo Proof ke saath Aur dono cheez batate hai Jaise Positive or negative dono Batate hai isiliye. Main Chahunga Agr aap Ke pass Kuch waqt hoto stock market kaha se sikhey aur kaise sikhey starting se wo zarur uspar Video banaiyega I hope aap mere Comment par zarur kaam karenge aur agr nhi bhi hua to koi msla nhi We always lov uh sir 😊

  • @mayurnahata
    @mayurnahata 11 месяцев назад +9

    Nice Informative video. I have a question - Recently when i purchased a term plan i have insisted for my physical medical check up but the insurance company inform me that the policy got issued on the basis of tele-medical and hence physical medical was not required due to which your physical medical was not conducted. Now in such scenario what should i do? Should i do my physical medical check up from outside or should i insist the insurance company to get it done.

    • @vijaytagad643
      @vijaytagad643 11 месяцев назад

      I am also interested in physical medical verification but they are asking me for tele verification.
      It's almost 1 month they have not scheduled physical test.
      Should I cancel the policy or not ?
      It's bad experience after paying money

    • @trailsbykeshav
      @trailsbykeshav Месяц назад

      Ummm not sure which company gives term plan without proper physical tests..
      Go for good company plans like HDFC/Max/Tata etc...
      Choti companies mai settlement ratio kam hota hai

  • @mukeshkumarpandey9194
    @mukeshkumarpandey9194 11 месяцев назад +2

    What comes under "income after section 10"? Pls suggest from below:-
    1) Basic salary
    2) HRA
    3) Education allowance
    4) Bonus
    5) Other allowance
    6) PF
    7) Gratuity
    8) Variable pay
    Pls suggest which items I can include in Income after section 10.

  • @GROWWITHRANJAN
    @GROWWITHRANJAN 11 месяцев назад +3

    Thank you so much for clear the my doubt and any other doubt.

  • @jaykaith1985
    @jaykaith1985 11 месяцев назад +2

    Love the video, but just want to ask about 16:27 … If policy lapses due to non-payment and it is revived without submitting new docs, then does the the 3 year period restart? IRDAI FAQ says
    Q 10: if a policy is revived/ reinstated by collecting arrears of premium with interest and without obtaining a Declaration of Good Health/Medical, can it be repudiated (rejection) within 3 years?
    Answer: No. Since the policy is revived without taking any document/ statement from the policyholder, there is no scope for repudiation within 3 years of such revival.

  • @adarsh2071
    @adarsh2071 11 месяцев назад +4

    Policy bazaar wale kuch help nhi karte ditto zaada Sahi hai
    Balki ye false info bhi provide karte hai just to sell the policy …….
    I have a very bad experience with the call recording also ……….
    2 wheeler or 4 wheeler ka experience bhi Mera bahut kharab raha hai policy bazaar ka

  • @saurabhjaipuriya
    @saurabhjaipuriya 9 месяцев назад +1

    मैने पॉलिसी बाजार से टर्म इंश्योरेन्स लिया। उसके बाद मुझे एक एजेंट का कॉल आया पेमेंट प्लान चेंज करने के लिए (early payment)। और साथ ही यह बोला कि अगर आप लेटर age मे एक भी पेमेंट delay होगा तो कम्पनी फिर से मेडिकल कराएगा और तब पॉलिसी रिवाइव होगी। साथ ही यदि medical test 60 की age के बाद होगा तो चांसेज है कि कम्पनी पीमियम भाड़ा दे। Please थोड़ी क्लेरिटी दे।

  • @jyotiranjansahoo5503
    @jyotiranjansahoo5503 11 месяцев назад +75

    Policybazar is not giving help during time of need.They have blocked my number

    • @shivbhosale7543
      @shivbhosale7543 9 месяцев назад +19

      Goto linkdin add tag policy bazar in post. Keep posting till the issue is not getting resolved.

    • @mohitkumar2703
      @mohitkumar2703 4 месяца назад

      ​@@shivbhosale7543right

    • @chandansingh4770
      @chandansingh4770 4 месяца назад +3

      Kya aapke sath Aisa hua h

    • @mohitkumar2703
      @mohitkumar2703 4 месяца назад

      @@jyotiranjansahoo5503 kya hua detail me bataoge
      Kyuki me buy krne ki soch rha hu

    • @Rajan075
      @Rajan075 2 месяца назад +1

      Bajaj ki policy office me jke unke claim settlement 1din me hota

  • @ben-oh6gc
    @ben-oh6gc 11 месяцев назад +2

    Mandip sir, aapne Policy bazaar ki kuch jyada hi tarif kardi. mai apna experince batata hun.
    mai ek central govt. employee hun paramilitary force me. mene sabse pehle 2019 me policy bazaar k through life insurance policy lene ki try kiya tha. unhone sabse pehle mujhe 15000 rs something ka per year amount bataya tha. phir mujhe unhone ek hazardous occupation related form fill up karwaya. form fill up karne ke baad unhone amount badha kar kuch 27000 rs kar diya toh mene policy lene se mana kardiya aur jo paisa diya tha wo wapas le liya. again ek saal baad unke taraf se call aya aur mujhse pucha ki mene policy kyun nahi liya. mene unko sara matter aur job description bataya toh unhone mujhe kaha ki aap phir se apply kije hum aapka premium 15000 some thing hi rakhenge. But phir is baar unhone job description check karke premium badha diya. mene phir se policy nahi liya aur phir jo premium paid kiya tha wo wapas le liya. But phir last year 2022 me ye case phir se mere saath repeat hua, mai inse tang aa rakha hun kyunki jab bhi insurance lene ke liye website check karo toh inka call aana suru ho jata hai. Aap batao iska kya solution hai. By the way iske regarding mene LLA ko bhi email kiya tha but aapke taraf se bhi mujhe koi reply nahi mila.

  • @Love_above_hate
    @Love_above_hate 11 месяцев назад +3

    Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.

  • @mr.chaubey
    @mr.chaubey 11 месяцев назад +1

    NSDL pr online account banta h.. e-insurance ka.. but I prefer CDSL account as that already contain my other insurances..

  • @AmitKumar-x2k4u
    @AmitKumar-x2k4u 11 месяцев назад +3

    Thank you Mandeep! This was super informative, I have a question. if a person buy a term plan then goes abroad for work on a PR but still have Indian citizenship. Is he still covered ?

  • @amrit0501
    @amrit0501 6 месяцев назад

    bhai ne jab bola to ate hain skip maro. First time youtube be koi bola hai 😮. Hats off to you Mandeep bhau ❤

  • @s4shibam
    @s4shibam 11 месяцев назад +3

    Hi Bhaiya,
    Apne bola ki annual income ki 20x hi cover ho skta hain kisika.. I am 21 and earning around 6LPA (Engineer) but I know I can scale my income 3 to 4+ times within 4-5 years. What should be my apporach for the insurance amount?
    Taaki bad mein ye regrets na ho..
    1. Mera income kafi badh gya par 1cr kahi insurance hain.
    2. 5 sal bad mujhe firse mehenge mein dusra insurance lena padha.

    • @vibhordube8240
      @vibhordube8240 11 месяцев назад +1

      Take the insurance as per today’s capacity and add another later.

  • @ashutoshnainwal1097
    @ashutoshnainwal1097 11 месяцев назад +1

    प्रिय LLA,
    मैंने आपकी jagruk journal 2024 मंगवाई थी, जो आज डिलीवर हुई।😞😞
    बहुत दुःखी व surprisingly jarguk journal ki डिब्बे में एक शॉल (परांदा) प्राप्त हुआ था 😞😞😞😡
    जिसकी उम्मीद तो बिल्कुल भी नही थी 😢,
    ओर इसी लिए मैने पार्सल retuen कर दिया।
    आप लोग जो सभी को scams के बारे मे alert karte हो, आपकी side से ऐसे scam की उम्मीद तो बिल्कुल भी नहीं थी 😞😞

    • @ashutoshnainwal1097
      @ashutoshnainwal1097 10 месяцев назад

      Thankyou lla for re providing me the jagruk journal 2024

  • @deepaklakra2167
    @deepaklakra2167 11 месяцев назад +3

    Thank you for this useful video. I have a question for you. I am a swing trader and my numbers of trades in a financial year is around 20-25. My earning from swing trades will taxable under which of these - STCG or Business Income Tax Slab?

  • @amit.kumar634
    @amit.kumar634 11 месяцев назад +1

    These videos mostly are made on positive tone. Do your own research. Although he has given fair explaination to most of ques. but policy bazaar or insurance company pe apni research kar ke bharosa karo

  • @subhendupanda1994
    @subhendupanda1994 Месяц назад +1

    I think one must buy insurance from 1st party rather than Policy bazaar or any 3rd party.

  • @originatedneworder
    @originatedneworder 11 месяцев назад +4

    Hey Mandeep can you explain for the below two case.
    1. What if I buy a policy with 30x of my annual salary as today premium will be less as compared to when I get my annual salary doubled. Will it works?
    2. What if I buy a policy with 15x of my current annual salary but after 2-5 year or maybe 10-15 year later my salary cut to half or even I will be jobless then will my policy still hold the value?

    • @ketanahuja8939
      @ketanahuja8939 11 месяцев назад

      Companies wont allow more than 20x
      Yes cover is valid

  • @vishalprajapati1441
    @vishalprajapati1441 11 месяцев назад

    Sir aap ki is video or information gain Hui h. Maine lastly aapka video dekhne k baad hi term lia tha. Sir this is a request please make a video on loan. Home Loan, Personal Loan, Gold Loan etc.

  • @sagarsen5626
    @sagarsen5626 11 месяцев назад +10

    Apne kon sa insurance liya h wahi bata do same le lunga jyada dimag hi nhi lagana 😂

    • @somadas3359
      @somadas3359 4 месяца назад +1

      Nehin batayega vai

    • @kuldeepverma1246
      @kuldeepverma1246 3 месяца назад +1

      Kya jarurat hai enki insurance you tube pr to chaap hi rhe hai

    • @sudamgorhe2734
      @sudamgorhe2734 2 месяца назад

      Agar wo bata dega to, tu video nhi dekhega naa Bhai

    • @kuldeepverma1246
      @kuldeepverma1246 2 месяца назад

      @@sudamgorhe2734 bss tu hi to akalmand na baki sb bevkuff hai

    • @BhaskarKumarYadav
      @BhaskarKumarYadav 2 месяца назад

      Kya pata tumhare bike 150 cc se jada ho😅

  • @surojitplays8324
    @surojitplays8324 11 месяцев назад +1

    Thank you for this kind of video. But please don't recommend policy bazar, they are very rude they don't know how to behave with a customer. Ekbar kuch janne chaha to thik he but each and everytime call kar karke dimag kharap kar deta he. Unke hisab se o jab bol Raha he tabhi unka policy kharidna padega otherwise they are saying that AAP bahar se le lijiye jarurat Nehi he idhar se lene ka.And one thing PURE TERM INSURANCE BOHOT KAM BHI HE UDHAR SAB SURVIVAL ME PAISA DEGA AND PREMIUM BHI JYADA

  • @callofgaming1
    @callofgaming1 Месяц назад

    I have no idea of health insuranse and term insurance.bitllut after this channel vedio i educated much more about findacial securtiy
    ..great job keep going...

  • @AdvicesAcademyNetwork
    @AdvicesAcademyNetwork 11 месяцев назад

    The big problem right now is that GDrive has 15 GB of storage and that includes Gmail, Google Photos, and Spreadsheet data. Now if 2FA is ON, at the time of death, many situations happen when you can't claim anything.

  • @mitesh289
    @mitesh289 11 месяцев назад +1

    Digi Locker is a blessing to us Indians

  • @callmer0han
    @callmer0han 11 месяцев назад +2

    Important Questions: What if a person dies in an accident and found overspending but he wasn't driving like going in a cab or driving person is friends and family member?

    • @kapilgupta1287
      @kapilgupta1287 2 месяца назад

      U will get ur claim....

    • @sizzi015
      @sizzi015 2 месяца назад

      ​@@kapilgupta1287 Bhai help chaiye kuch life insurance ke related, help krdo

  • @madanmohan2686
    @madanmohan2686 11 месяцев назад +1

    1. Agar helmet or seat belt nahi lagaya ho and accident se deth ho gaya to?
    2. Agar accident case me postmartam nhi karaya to?

  • @jaijangra3185
    @jaijangra3185 9 месяцев назад

    Useful content, aapki undone ment insurance waali vedio dekh kr mai e apni policy surrender kr di last year, thanks for useful information. Mandeep Bhai Sahab

  • @maheshchavan2222
    @maheshchavan2222 10 месяцев назад +2

    Scam : I have bought a boat earphone from Flipkart. The main reason I bought is because it was made in India. And after doing some research mainly major boat products are showing country of origin as India, but the same product's country of origin is china on sites as Amazon, cliq, boat official website. I confirm with boat with their email they don't have manufacturing in India. The Flipkart is scaming us. How can we raise the issue.

  • @saloni9ify
    @saloni9ify 2 месяца назад

    This is such a knowledgle video ,you have covered almost all essential points.Thankyou so much !

  • @Vishal_RDJ
    @Vishal_RDJ 9 месяцев назад

    24:15 agar bank apko zada pareshan kar Raha hai to aap bank ke possession ke pehle apna Ghar kisi or ko bech sakte ho usse Jo Paisa milega usse apna loan chuka sakte ho or koi or option(rented house) dekh sakte ho.

  • @tirumalbhavathankar8740
    @tirumalbhavathankar8740 11 месяцев назад +1

    Thankyou sir,
    Aaj Maine mere liye Term insurance liya hai ,
    Aapne bahot aache tarikese guide Kiya hai ,
    Jo aapne link Diya tha usi link se Jake policy liya sir.
    Thank You Sir.
    But sir yek question tha.
    Sir mera company ka group life insurance hai to ye bhi add hoga kya in case of misshaping.

  • @karanrjadhav1929
    @karanrjadhav1929 11 месяцев назад +2

    Nicely explained ❤ love lla team 😊

  • @rishiraj1616
    @rishiraj1616 2 месяца назад

    I heard a case of a guy in which he had an accident when he was in the car back seat. He lost his 2 limbs in that accident and company denied the claim saying that he was drunk. Yes, he was drunk but he was at the back seat and not driving the vehicle. He had to fight court case to get his money which eventually he did!

  • @Sandhu.anki007
    @Sandhu.anki007 11 месяцев назад +1

    Dear Sir,
    Now a days, blackmarketing of rs.10 note is on peak.
    Market me 10rs. k note ki ek gaddi k liye 400 se 500 rupiye jyada le rhe h.
    Banks ki direct deal hoti h market m. or sare 10rs. k note back gate se blackmarketing k liye supply ho jate h.
    aam logo ko shadi byah me 10rs. k note ki jrurt pdti h or bank wale direct mna kr dete h to logo ko mjburi m bhr market se 400-500 rs. jyada de kr 10rs. k note lene pdte h. Please sir is pr video bnao.

    • @jhunjhun1
      @jhunjhun1 11 месяцев назад +1

      😂😂

  • @sanjib9751
    @sanjib9751 11 месяцев назад +2

    Thank you Mandeep!

  • @BillNelsonPaul
    @BillNelsonPaul 11 месяцев назад

    From 18 to 35 years you can take insurance with premium of25 times your annual income. From 36 to 40 you are eligible for 20 times and from 40 to 50 you are eligible for 10-15 times. 20:34

  • @subhamkumarpathak1102
    @subhamkumarpathak1102 11 месяцев назад +2

    mandeep bhai.. plz make a video on section 45 of insurance act ..2nd question is - can i take 2 term insurance.

    • @sougatapaul4532
      @sougatapaul4532 11 месяцев назад

      The 2nd one I know.. we can opt for multiple term insurance.

  • @thalasadagrouplcb9914
    @thalasadagrouplcb9914 11 месяцев назад +1

    *Love you sir kindly make a playlist term insurance*

  • @vaibhavsingh8122
    @vaibhavsingh8122 11 месяцев назад +1

    10:50 also a link of this video should be there in that folder

  • @rahuludesh3995
    @rahuludesh3995 3 месяца назад +1

    sir me aapka fen ho gaya hu aapka kam karne tarikha bahut acha aese hi karte raho good job

  • @cj.physics
    @cj.physics 9 месяцев назад

    Thanks team LLA for such useful video🙏🏽. I have another question.
    Can term insurance claim be rejected if insured person did not wear helmet at the time of accident? ( I understand that one should always wear helmet but sometimes we forget or skip if we go to a nearby place )
    Request viewers to like the comment , if they have this same question🙏🏽 . It might get answered in the next video if likes are enough.

  • @satya8308
    @satya8308 9 месяцев назад

    There is something called property loan, which can be done while purchasing a property, that way your family will be on safer side.

  • @harshalborade5225
    @harshalborade5225 11 месяцев назад

    Question:
    Before taking term insurance, humne kaisa health checkup karwa lena chahiye? Kya major test krna jaruri hai, jaise ki Cancer test, Heart test, etc...

  • @radhikanaik1548
    @radhikanaik1548 11 месяцев назад +2

    Very nicely explained❤

  • @maheshchoudhary4878
    @maheshchoudhary4878 11 месяцев назад +1

    My question-
    1- I am 28 , I have no job but i can pay premium , can I take term insurance of 1 Cr ?
    2- I am 28, I have no job but I am self employed ,full time trader and I make money from stock market can I take term insurance ?
    Pls sir reply

  • @saikatpal9868
    @saikatpal9868 11 месяцев назад

    Mandeep bhai toh har tarah ka insurance ka dhaga khol deteh hain😉

  • @sesharamya7781
    @sesharamya7781 11 месяцев назад +1

    Please make video on pf manual transfer in death cases. My husband is no more and in don't know how to proceed for PF and edli claims

  • @pompi6640
    @pompi6640 5 месяцев назад

    bhai gajab ki information dete ho superb... bgawan apko or apke channel ko or aage badye jai shree ram

  • @arjunkushwah7754
    @arjunkushwah7754 11 месяцев назад +1

    Par hum to pura vdo dekhengen sir 😊

  • @soniamalik4383
    @soniamalik4383 8 месяцев назад

    You are exactly explaining everything as I expect ❤

  • @ShivamSharma-uz3sw
    @ShivamSharma-uz3sw 11 месяцев назад +2

    20:01 still have doubts.... company toh khud se medical test karwati h...toh kya hume ushke alawa v khud se full body checkup karke report company ko submit karna chaiye...if yes toh kya kya test karwane chaiye.... please reply

  • @adarshmaurya3151
    @adarshmaurya3151 11 месяцев назад

    Pls make complete video on personal loan and it's advantage and disadvantage.

  • @Drac0710
    @Drac0710 11 месяцев назад +2

    Suppose if my current income is 3 lakh.. By (20 x salary) insurance rule, I can have a insurance of 60lakhs. In future, my income hopefully will also increase. In that case, my life insurance limit of 20xsalary will also increase?

  • @sunilmk5186
    @sunilmk5186 11 месяцев назад

    You guys are awesome for sharing valuable knowledge that's hard to find elsewhere.

  • @barunkumarjha4190
    @barunkumarjha4190 11 месяцев назад +1

    Nice information sir , thank you

  • @ashokrajpurohit6473
    @ashokrajpurohit6473 10 месяцев назад

    Sir aapko Ek personal accident plan Mai TTD BENEFIT Ek full detail Mai cover karo I think ye kafi use full rahega janta k liye

  • @mr.nurdico1394
    @mr.nurdico1394 6 месяцев назад

    Bahut accha vedio banate ho bhai ....apki vedio dekhkar mujhe term plan ki sari information mil gyi ....
    Bhai aapne bataya ki apni salary ka 20-25 time more term insurance lena chahiye....
    Mai ek query puchna chahunga ki different RIDER mai apni salary ka kitna more times hona chahiye

  • @tayyabhussainqadri8881
    @tayyabhussainqadri8881 14 дней назад

    Excellent need some more filed info

  • @deepikasachdeva9159
    @deepikasachdeva9159 9 месяцев назад

    Excellent and interesting way of presentation 👌👌

  • @WanderlustDiariesofSRP
    @WanderlustDiariesofSRP 8 месяцев назад

    Many companies are not disclosing that accidental death benefit ( as a rider) is an additional benefit/payout, otherwise also you will get the whole sum assured in accident also. So sometimes the doubt also arises that if insured have not taken ADB(rider) and the insured died by accident weather the nominee will get the sum assured or not ?

  • @yogeshmewada94
    @yogeshmewada94 9 месяцев назад

    Hello sir Thank You so much for making these videos i prey for u and ur family apko apka insurance claim hi na krna pade life me apki beauty apki honesty loyalty hai jai Shree Ram 😊

  • @vinaykumar-fe6pp
    @vinaykumar-fe6pp 11 месяцев назад

    Jab tak maine video puri ki aapke 1k viewer badh gaye❤

  • @PharmaJobsinfo
    @PharmaJobsinfo 11 месяцев назад

    The way of story telling...is awesome...

  • @kumarnareshhhh
    @kumarnareshhhh 9 месяцев назад

    laborlawadvisor... Baaki to bahut badhiya h... Ek sawal fir bhi reh gya .. agar answer Karo to please tag ker Dena.... Ab doctors pollution or smoking me fark ka koi certificate to dete nhi h, to agar koi delhi waala policy me non-smoker likh de or uski death me lungs damage aa jaaye ... To ye to government ki galti hai... Or paisa to milna chahiye... To case to kiya ja sakta h company pe or court me accept bhi ho jaayega .. but aapka kya suggestion hai

  • @IntegratedHealth_
    @IntegratedHealth_ 18 дней назад

    Sir mene aaj hi term insurance liya hai policy bazar se (Tata AIA SRP) liya hai mene apna bhi or wife ka bhi dono ek sath sahi kiya or ye 99 lakh ka

  • @santoshghawali8608
    @santoshghawali8608 9 месяцев назад

    Sir aap labour advisor ho. Ek video epfo per banaye.kyo nki epfo walone.bahut pareshan kar rakha hai. Kyc.and other problems.

  • @shashipal8215
    @shashipal8215 10 месяцев назад +1

    Sponsored to nahi hai par link se jarur khariden taki mujhe commission mil jaye😂😂

  • @justforfunpagla
    @justforfunpagla 11 месяцев назад +1

    Home loan lene ke time loan ko insure kar lo taki death ho jaaye to loan ka ramaining part maaf ho jayega.

  • @ankitchowdhury640
    @ankitchowdhury640 11 месяцев назад +1

    lets assume the husband and wife both are in a good job that he or she can handle the needs of family by his or her sallery so in that case does they should buy term plan ?

  • @shubzjadhav
    @shubzjadhav 10 месяцев назад

    Mera ITR below 5 lakh hai to Policy bazaar wale bol rahe hai ki jinka income 5 lakh ke upar hai wo hi 1 cr ka insurance le sakte hai.....aur 5 lakh ke under ITR hai wo sirf 50 lakh tak hi le sakte hai

  • @irfanraza3418
    @irfanraza3418 11 месяцев назад

    Kindly make a video on Health insurance too