Sir I'm 19 years old , And I want to buy term insurance for myself and currently I'm not working anywhere so do I need to provide income proof ? For 1 cr cover amount
Highlights from Video: 1. Check for all common illnesses for critical illness riders. i. Talk to the policy bazar agent about it. 2. Accidental disability rider 3. Check for partial disability or total disability. 4. Check if the rider is getting subtracted from the whole amount or if it's over and above. 5. Physical Test before taking term insurance. 6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn't lie while taking insurance and you got the disease after taking term insurance. 7. Let your family know about your insurance, insurance documents etc, how to claim etc. 8. Monthly payout is not good when your family receives the issuance money.
It's not coincidence, google, youtube algorithm, youtube ad, your phone, your search history, social media, some time also your microphone work behind all these confidences. I also started searching for some insurance before days, now getting videos, shots, adv😊😊😊
I don't know, how is such valuable & unbiased knowledge LLA team is giving for free, just in order to make "India Financially Educated". Kudos. I hope this guides, will ensure our families don't face issues during settlements if we follow proper guidelines.
Why we are not taught such things during our college days?? LLA team please take a bow, you have taught us something that many professors in the college have failed to teach us. More Power to You and your team.
22:30 was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video.
This is exactly what crossed my mind when I was about to buy insurance, simply invest the additional amount and get a suitable term insurance. This video reassured me that I took a correct decision. Thanku LLA, best content creators on youtube. ❤
Buddy Im 20 and I’ve seen so much of your videos and I’ve learnt about investment and insurance and my rights in the world of corporate ❤ Thanks to LLA and the Team. I’m working and Ill always be learning with you guys ❤
Thanks to the team LLA. I learned many important things. The most important are:- 1. Insurance is not investment 2. Insurance must be for security and not for creating wealth 3. For wealth creation, do invest 4. For a long time period , do think about the time value of money
Brother... I am following your work since couple of months may be an year.. I belong from the financial industry.. and I must say.. the work you are doing is incredible and thanks for making such videos to make people understand on these matters... Thanks again..keep up good work
I told my mother today that I am buying a term insurance and explained her all things. She told me not to buy kyuki return me kuch Nahi denge agar Jindal rahe toh saara paise waste ho jayega....aur inhi sab paise lene ki wajah se log Marwa dete h...ki 1cr mil jayega......unko kaise samjhaun Mai....ek toh marne ka naam sun kar hi bolti h...koi mar jayega toh hum paise ka kya karenge
One youtube channel Of which I am proud is Made by Indians. You guz rock. This video also must be shown in all offices and even schools for class 11 and 12. Great job guys.
Guys, firstly lots of respect and love for you’ll. I was rescued from falling into a big ditch after watching you and after that I always make sure to watch you guys even a 100 times before planning on something. Thank you for educating people like us and encouraging to pass on this knowledge to those who require this. ❤
This is absolutely brilliant... It's hard for me to explain the whole concept of why one should not mix investment and term insurance ... Sharing this video with all my close once ... Thank you soo much mandeep and lla team ... You guys are doing brilliant work I subscribed this channel in 2020 and since then i have seen you guys grow and i have grown personally with respect to knowledge... Amazing channel it covers very basic and required topics in such simplicity
Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, I was always eager to know many things, but remained mostly unaware. Being a subscriber of LLA for about more than a year now, I now single handedly manage all my finances and also it feels really good when other people also now come for advice on such things. I then after giving them all the gyaan ( thoda itraakar), at the end add.... follow LLA na... 😜
This video is a game-changer! 💯🔥 The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. 👏💼 #TermInsurance #StayInformed #ProtectYourFamily #LLA
Sir till date I have watched so many channels. But I have never seen such a channel which has given complete information. Sir love you. You have made my heart happy sir. I pray to God that you keep giving us information like this.❤❤❤❤❤❤
Team LLA, thankyou for sharing your knowledge on public platform, personal finance is a underrated topic amongst youth. Keep up the good work. Jai Hind!
I am 26 years old and don't have a job or money but still, this is the best guide video for term insurance policy. Thank you Mandeep for giving such a knowledgeable video
Love the passion of Mandeep to tell the TRUTH about Insuranance Companies , Insurance Agents, “ BUSINESS “ ka defenition . to all our Indian Citizen Family
Much awaited video. Thanks a lot Mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance. I am 23 and will buy the term life insurance this year only before becoming 24. Huge Respect !!!
Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!! This is one of the few channels that I regularly watch. Huge applause for all the efforts behind this jagruk janta movement. Keep up the great work 💯💪❤
Since you promoted PB, let me call out that the details w.r.t certain riders in specific policies described on PB differs from that on the actual company websites. I went through a hurdle with PNB Metlife term insurance which I purchased from PB couple of years ago and ended up not continuing with it anymore. Its a long story for some other time. This month I decided again to buy a new policy but took it slow by comparing the HDFC Life Protect Plus 2 and Max Life Smart Secure Plus on PB with that on the company websites. The riders and respective calculations are very different. I reached out to the individual companies and was informed by HDFC and MAX both that I shouldn't be trusting the details on PB but their own. Since I follow you on YT, I request you to validate a few details of sponsors before promoting them on your videos. Thanks!
Such a detailed, well thought and educating video! Giving all the minute details of the term insurance.❤ May be, you can also add points related to death in case of adventure sports, or death outside the country on a tour, etc.
This is a very knowledgeable video for such an age like 20, but now I know my do's and don'ts. Thank you for this initiative to make everyone JAGRUK Will never leave the channel 👍
It was the best video I watched on youtube since the time I joined an insurance company. I have by the grace of destiny started to learn slowly but steadily about insurance and finances and this was a very major elevation imbibed with confidence that I took. I hope to follow you more from now on. Thanks!
Another point to clarify about zero cost term insurance is that they might be offering these plans at no extra cost than regular term insurance but they do come with a specific time period or year within which u must terminate your insurance to get back the amount. Which in case of many companies is around 51-57 years of age, after which u won't be protected under the plan. So check out for this and only then proceed with zero cost plans only and only if u can afford to terminate as per the companies terms and conditions to get back the amount and lose cover thereafter.
@@TOTALNEWL In zero cost u have to terminate at a certain specified year to get your money back or u can continue with plan for cover till 60-65-70 years whichever u have opted but then u won't get your money back. If u think your family would not be dependent on you at your age of say 51-57 years then u can opt out of that cover and get your money back(premiums minus GST)
Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye opening. Thanks a ton to the team for making complex choice simpler.
Wow..This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard the future of the Youths..Huge Kudos to the LLA team.. Highly appreciated 🎉❤👏 Also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these Term insurance instead !!
I recently purchased a 2CR term insurance policy that covers me until the age of 70, and I can't stress enough how satisfied and protected I feel. Your videos have provided me with invaluable knowledge and detailed advice that even some paid services fail to deliver. Your dedication to sharing such insightful content is truly appreciated. I am grateful for the awareness and peace of mind that this insurance policy has brought into my life. Thank you LLA, for your exceptional work!
I have huge respect for Mandeep and the LLA team. I do prefer watching LLA videos before making any financial decisions because of the honest information and guidance provided in their videos.
THE ULTIMATE GUIDE in its truest sense. ✨️ Ultimate content Ultimate energy Ultimate script HAVE SEEN 100's even 1000's of EXPLAINER Videos from numerous knowledge creators, BUT this Video is FIRST TO GET MY LIKE & SHARE in my 10 yrs of youtube usage history. Extremely Engaging EXPLAINER video, Passionately presented with minute details with lucidity by own MoneyMindedMandeep #JagrukJantaJindabad Hoping to get such an elaborate & detailed video on Health Insurance too. One day I hope to make content with such passion on my own ❤
Very good informative video. I can't even imagine how much efforts and research and preparation your team has put into this. Thanks for educating us in all aspects.
I don't need to watch any other video to buy Term insurance now. I am 22 years old and want to buy term and health insurance for my family. This video helped me a lot.
Overall a top notch video covering all aspects. Just one pointer regarding the riders. I feel a case should be discuused for taking seperate critical illness and accident policy instead of riders
Thanks LLA for finance advises. your last video actually helped me plan my term plan properly and I agree that we should be taking regular pay option coz its is less in number and can invest other remaining amount else where and i too opted for same. Although later (after 2 yrs) i realized that this "regular pay" looks ok today. but having a burden to pay for a premium after 45-50+ age, no matter how much less it is but is a liability which if we miss can cause end of benefits of plan. Totally agree on Return of premium as its a trap but i feel limited pay like 10-12yr for 30+ age person is a good option. Coz we cant guarantee our own finances after say 15-20 yrs with this increase expenses. no matter how good we plan ...what you say?
I agree managing finances can be difficult at the age of 45-50 but looking at inflation rate, premium won’t matter much at that age if you’re 25-28 now coz premium amount will always remain same. And investing extra amount somewhere else can be drawn back too if situation is too tough to pay off premium
This is the best video about term insurance! It explains everything clearly and provides accurate information. Whenever I need to learn about investments, or tax planning, I always turn to this channel. The knowledge shared here is incredibly insightful and valuable. Thank you for consistently providing such amazing content.
Great content LLA has made me better and responsible 😊 I have learned a lot and most importantly I am implementing the learnings while making decisions. Thanks to the LLA team for making such great content ❤
After seeing this much true knowledge and experience, i believe LLA is going to become someday a very big honest platform and organization who is serving their country's people of all the true knowledge and information that every people needs in every phase of life. Thanks a lot for Cristal clear information. You guys are truly doing great.🙏👏❤️
Itne acche aur useful video bna kar aur aam janta me finanace aur life insurance ki jagrukta badhana bhot punya ka kaam h... lots of love and kudos to you and your team brother.
Best Video on Term Insurance till date. Covers each and every little thing to be known. Kudos to the efforts of the LLA Team. Please keep doing the good work and educating people like this. ❤️ Also, it would be really great if you can make a similar video for Health Insurance as well.
I truly thank you Sir, I have never gained such knowledge before from anyone, if I were to be more financially stable I would surely contribute a part to you and your team. May you achieve all success.
Perfect video for me!! Meine YT pe pehli baar dekha hain apke channel ko nhi to mein Instagram pe follow to kar hi rha tha!!! Really helpful hain video
Awesome video, can you also make an updated video on health insurance as well. Also can you please advise on what things to take care of while purchasing health insurance, like pre-existing diseases and ex-smoker declaration?
I truly admire the work of LLA team. You guys are doing amazing work. Your content is truly appreciate because you’re video are educating the people and creating awareness. Lots and lots of success to all the team of LLA. I hope you’ll continue this kind of work in future too❤️
Note to everyone: Make sure you disclose your past avocation activities, like scuba diving, trekking etc with care. If you have done it just once/twice, and don't plan to do it again, better not to disclose it. Your premiums you get exorbitantly high unnecessarily
Hi Mandeep, can you pls help understand LIC policies, there are not much good videos explaining them on youtube. I am specifically concerned about Jeevan Lakshya (833)and New Jeevan anand(815)
A big shoutout to Mandeep from my side, the attitude u carry in ur life is a great example of jagruk citizen. We all have slept or been in slumber for too long. Mandeep bro, learned a lot bout insurance and other financial related world from u. Please keep up the good work brother. U've our full support
yaar agr aap logo ke jaise achhe log na ho to, ek aam admi jo ki 9 to 6 job me busy rehata hai usko ye pata hi nahi lag payega ki chijo ko sahi tarike se karte kaise hai, aur wo hamesha bewkuf banta rahega. Mai aaj hi term insurance kharidne ja rhaa tha, aur achha hua ye video dekh liya. Thanks Mandeep 🙏
I saw this video an year ago when it released, and now I am here with mandeep when I am buying one. Really thanks. Also brought the health insurance a week ago. You guys are the best.
Mr. Mandeep's video on term insurance, and I couldn't resist sharing my thoughts. As a motor insurance advisor, I wasn't too familiar with term insurance before, but this video really opened my eyes. Mr. Mandeep did a fantastic job covering every aspect of term insurance in an unbiased manner. The depth of his analysis is something every term insurance buyer should consider. Hats off to Mr. Mandeep for his hard work and dedication. Keep those informative and inspiring videos coming, Mr. Mandeep! Your content teaches us so much and keeps us updated for market.
I told you guys Mandeep has a very good financial knowledge so Learn from his every single word said.... Keep supporting this type of good knowledge spreaders ❤
Thank you so much Mandeep! This is really one of the most useful channel out there for Indian audience. Up until now, I thought term insurance is a scam as they don't pay back the money after the tenure ends. But now I realize that it is actually good and meant to be that way. Thanks again!
Excellent, I'm a MBA student and I'm trying to figure out how to allocate my salaries when I'll get my job😅You guys did an excellent job you make way bit easy,❤ 14:09
This is such a good video. Loved it. I started as a banker and I personally know how much lie are told and asked to tell to sell whatever is the target product of the day. Biggest scam is to sell LI as investment and all of these people walk in the bank thinking they will get help and instead gets scammed
This was the most informative video on Term Insurance I have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to millions like me who want to take the best informed decision and choose the most ideal plan 🙏🏻
Thanks mere bhai, aapki videos dekh ke bhut knowledge milti hai aur itni simple language me har point ko batate ho ki bde aaram se samjh me aa jata hai.
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
Buy Term Insurance from Policy Bazaar 👇
term.lla.in/
BHAI AAP KA 0.44 MAI JO PICTURE HAI WO OFFLINE MEADIA HAI.
Make some video on Rajasthan government health schemes
Sir I'm 19 years old , And I want to buy term insurance for myself and currently I'm not working anywhere so do I need to provide income proof ? For 1 cr cover amount
Hi Mandeep, I never comment on any video generally bt ur content is truly worth time bro, khub tarakki karo🎉❤
Please make a video on SBI wealth builder policy..
Highlights from Video:
1. Check for all common illnesses for critical illness riders.
i. Talk to the policy bazar agent about it.
2. Accidental disability rider
3. Check for partial disability or total disability.
4. Check if the rider is getting subtracted from the whole amount or if it's over and above.
5. Physical Test before taking term insurance.
6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn't lie while taking insurance and you got the disease after taking term insurance.
7. Let your family know about your insurance, insurance documents etc, how to claim etc.
8. Monthly payout is not good when your family receives the issuance money.
Thanks sir😊
Which AI do you use?
2 lakh to kamate v nhi h sall ka invest kaha se karege
Physical test kaise krvate hai?
Just loved it ...I'm 19yr old single parent child and I just loved your way of teaching to this young generation of us❤
The passion this entire team has for "financial knowledge for general public" and the way they explain both are remarkable.
Kudos to entire team !!
I agree with you completely ❤ Kudos to LLA Teams
What a video, should be broadcasted on national TV. True social work without any greed of any big gain. Respect from heart
This is the BEST term insurance video on RUclips. PERIOD!
Hats off to your reserach & providing clarity on the matter.
what pure coincidence. I was searching for this same topic for the past 2 days. Thanks Mandeep ❤❤
😂😂 .. Thats Google working
@@Dushyantgiri yeah 😄
May be you can say thanks to Google ads
@@Mysangeeet absolutely
It's not coincidence, google, youtube algorithm, youtube ad, your phone, your search history, social media, some time also your microphone work behind all these confidences.
I also started searching for some insurance before days, now getting videos, shots, adv😊😊😊
Maine aaj tak itna clear video pure life me nhi dekha ise mai 2 3 bar dekh k acche se decision le sakta hu.
I don't know, how is such valuable & unbiased knowledge LLA team is giving for free, just in order to make "India Financially Educated". Kudos.
I hope this guides, will ensure our families don't face issues during settlements if we follow proper guidelines.
I don't have words to describe how much respect i have for you guys. Love you so much for your work ❤. Please keep going
😊.
Why we are not taught such things during our college days?? LLA team please take a bow, you have taught us something that many professors in the college have failed to teach us. More Power to You and your team.
22:30 was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video.
This is exactly what crossed my mind when I was about to buy insurance, simply invest the additional amount and get a suitable term insurance.
This video reassured me that I took a correct decision.
Thanku LLA, best content creators on youtube. ❤
Buddy Im 20 and I’ve seen so much of your videos and I’ve learnt about investment and insurance and my rights in the world of corporate ❤
Thanks to LLA and the Team.
I’m working and Ill always be learning with you guys ❤
Thanks to the team LLA.
I learned many important things. The most important are:-
1. Insurance is not investment
2. Insurance must be for security and not for creating wealth
3. For wealth creation, do invest
4. For a long time period , do think about the time value of money
Brother... I am following your work since couple of months may be an year.. I belong from the financial industry.. and I must say.. the work you are doing is incredible and thanks for making such videos to make people understand on these matters... Thanks again..keep up good work
I told my mother today that I am buying a term insurance and explained her all things. She told me not to buy kyuki return me kuch Nahi denge agar Jindal rahe toh saara paise waste ho jayega....aur inhi sab paise lene ki wajah se log Marwa dete h...ki 1cr mil jayega......unko kaise samjhaun Mai....ek toh marne ka naam sun kar hi bolti h...koi mar jayega toh hum paise ka kya karenge
Same my mother opinion
Same here 😂
Same here bro aur mere case mei meri mom government employee hai, only earner hai 😢
Same here
Maa to fir maa hi hoti hai n she loves her children's ❤
A very commendable job by LLA team. Hats off to you guys.
You guys just don't stop impressing me. Keep up the good work.
One youtube channel
Of which I am proud is Made by Indians.
You guz rock.
This video also must be shown in all offices and even schools for class 11 and 12.
Great job guys.
Guys, firstly lots of respect and love for you’ll. I was rescued from falling into a big ditch after watching you and after that I always make sure to watch you guys even a 100 times before planning on something. Thank you for educating people like us and encouraging to pass on this knowledge to those who require this. ❤
OOO👍
P and looking 👍 on my 🏫🏫
I feel so overwhelmed when I see people like you giving away so much of pure knowledge with honesty. That too for free. Dil se dua nikalti hai bhai 🥺
This is absolutely brilliant... It's hard for me to explain the whole concept of why one should not mix investment and term insurance ... Sharing this video with all my close once ... Thank you soo much mandeep and lla team ... You guys are doing brilliant work I subscribed this channel in 2020 and since then i have seen you guys grow and i have grown personally with respect to knowledge... Amazing channel it covers very basic and required topics in such simplicity
Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, I was always eager to know many things, but remained mostly unaware. Being a subscriber of LLA for about more than a year now, I now single handedly manage all my finances and also it feels really good when other people also now come for advice on such things. I then after giving them all the gyaan ( thoda itraakar), at the end add.... follow LLA na... 😜
Hey, I am looking for term life insurance, what term life did you buy?
In all my life ive never heard a girl talking about investments, insurance etc. Probably you seems the first one😂
This video is a game-changer! 💯🔥 The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. 👏💼 #TermInsurance #StayInformed #ProtectYourFamily #LLA
Sir till date I have watched so many channels. But I have never seen such a channel which has given complete information. Sir love you. You have made my heart happy sir. I pray to God that you keep giving us information like this.❤❤❤❤❤❤
Team LLA, thankyou for sharing your knowledge on public platform, personal finance is a underrated topic amongst youth. Keep up the good work. Jai Hind!
I am 26 years old and don't have a job or money but still, this is the best guide video for term insurance policy. Thank you Mandeep for giving such a knowledgeable video
Love the passion of Mandeep to tell the TRUTH about Insuranance Companies , Insurance Agents, “ BUSINESS “ ka defenition . to all our Indian Citizen Family
8jih78😅😅😊😊😊😅😊. Ttffrc hum u
* 😅😊
I laughed too hard at 14:15 s! 🤣 Thanks for making such damn good video LLA! 😇 Will share it with friends and families for sure!
The;6only saw
L😅 14:15 14:15 14:15 14:15
Much awaited video. Thanks a lot Mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance.
I am 23 and will buy the term life insurance this year only before becoming 24. Huge Respect !!!
Hands down the best video on life insurance I've seen till now, that too when I am about to buy insurance next month.... Can't be explained better 🙏🏻
You are the Big brother every one deserves but never got. I love you man. Good works.❤
You, your team is the educator we need. With better and accessible internet, we need these types of content to make ourselves educated
Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!!
This is one of the few channels that I regularly watch. Huge applause for all the efforts behind this jagruk janta movement.
Keep up the great work 💯💪❤
At 31:30 you raised a point which is extremely genius. Tons of respect for your knowledge and spirit man.🙏
Since you promoted PB, let me call out that the details w.r.t certain riders in specific policies described on PB differs from that on the actual company websites. I went through a hurdle with PNB Metlife term insurance which I purchased from PB couple of years ago and ended up not continuing with it anymore. Its a long story for some other time.
This month I decided again to buy a new policy but took it slow by comparing the HDFC Life Protect Plus 2 and Max Life Smart Secure Plus on PB with that on the company websites. The riders and respective calculations are very different. I reached out to the individual companies and was informed by HDFC and MAX both that I shouldn't be trusting the details on PB but their own. Since I follow you on YT, I request you to validate a few details of sponsors before promoting them on your videos. Thanks!
He is getting money from the Policybazar. So, He will not listen to you.
@@akshaybaser5494 Thanks for the tip! Well they will care if they really care :)
So Which policy you opted after that?
Such a detailed, well thought and educating video! Giving all the minute details of the term insurance.❤ May be, you can also add points related to death in case of adventure sports, or death outside the country on a tour, etc.
This is a very knowledgeable video for such an age like 20, but now I know my do's and don'ts. Thank you for this initiative to make everyone JAGRUK
Will never leave the channel 👍
It was the best video I watched on youtube since the time I joined an insurance company. I have by the grace of destiny started to learn slowly but steadily about insurance and finances and this was a very major elevation imbibed with confidence that I took. I hope to follow you more from now on. Thanks!
*Thanks for the lovely session.. appreciate your time and efforts you've put in for making such an informative video. God bless you.*
Sometimes I feel like how you guys can be this true
I see a lot of youtuber manipulate us in some way.
Thanks for existing ❤
Another point to clarify about zero cost term insurance is that they might be offering these plans at no extra cost than regular term insurance but they do come with a specific time period or year within which u must terminate your insurance to get back the amount. Which in case of many companies is around 51-57 years of age, after which u won't be protected under the plan. So check out for this and only then proceed with zero cost plans only and only if u can afford to terminate as per the companies terms and conditions to get back the amount and lose cover thereafter.
I have this zero-cost term insurance from max life, but the premium was same for both the cases and this age limit was also there (exactly 51-57).
Then what the solution
I mean for the age above 57 but before 65.
@@TOTALNEWL In zero cost u have to terminate at a certain specified year to get your money back or u can continue with plan for cover till 60-65-70 years whichever u have opted but then u won't get your money back. If u think your family would not be dependent on you at your age of say 51-57 years then u can opt out of that cover and get your money back(premiums minus GST)
@@TOTALNEWL Research and chose an option that suits you
@@akashrathod5005 money back means? Which company offers this option?
This video should be made compulsory in schools/college. This is perfect 👏.
Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye opening.
Thanks a ton to the team for making complex choice simpler.
Wow..This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard the future of the Youths..Huge Kudos to the LLA team.. Highly appreciated 🎉❤👏
Also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these Term insurance instead !!
I recently purchased a 2CR term insurance policy that covers me until the age of 70, and I can't stress enough how satisfied and protected I feel. Your videos have provided me with invaluable knowledge and detailed advice that even some paid services fail to deliver. Your dedication to sharing such insightful content is truly appreciated. I am grateful for the awareness and peace of mind that this insurance policy has brought into my life. Thank you LLA, for your exceptional work!
Which company did you go for?
@@rsh24 Max Life and ICICI PRUDENTIAL
Why 2 Companies?
In worst case - 1 company rejects my file or delays it. There will be one more company that will provide the funds.
Bro ....if anything happen to you...n both companies don't reject your claim...then you will get 1cr from both companies right??
I have huge respect for Mandeep and the LLA team. I do prefer watching LLA videos before making any financial decisions because of the honest information and guidance provided in their videos.
What an excellent and informative video. You guys are doing a great service for common people. Huge respect ❤
THE ULTIMATE GUIDE in its truest sense. ✨️
Ultimate content
Ultimate energy
Ultimate script
HAVE SEEN 100's even 1000's of EXPLAINER Videos from numerous knowledge creators, BUT this Video is FIRST TO GET MY LIKE & SHARE in my 10 yrs of youtube usage history.
Extremely Engaging EXPLAINER video, Passionately presented with minute details with lucidity by own MoneyMindedMandeep
#JagrukJantaJindabad
Hoping to get such an elaborate & detailed video on Health Insurance too.
One day I hope to make content with such passion on my own ❤
Very good informative video. I can't even imagine how much efforts and research and preparation your team has put into this. Thanks for educating us in all aspects.
Mi y
@@kamaldas8438😊😊
I don't need to watch any other video to buy Term insurance now. I am 22 years old and want to buy term and health insurance for my family. This video helped me a lot.
Overall a top notch video covering all aspects. Just one pointer regarding the riders. I feel a case should be discuused for taking seperate critical illness and accident policy instead of riders
Thanks LLA for finance advises. your last video actually helped me plan my term plan properly and I agree that we should be taking regular pay option coz its is less in number and can invest other remaining amount else where and i too opted for same. Although later (after 2 yrs) i realized that this "regular pay" looks ok today. but having a burden to pay for a premium after 45-50+ age, no matter how much less it is but is a liability which if we miss can cause end of benefits of plan. Totally agree on Return of premium as its a trap but i feel limited pay like 10-12yr for 30+ age person is a good option. Coz we cant guarantee our own finances after say 15-20 yrs with this increase expenses. no matter how good we plan ...what you say?
I agree managing finances can be difficult at the age of 45-50 but looking at inflation rate, premium won’t matter much at that age if you’re 25-28 now coz premium amount will always remain same. And investing extra amount somewhere else can be drawn back too if situation is too tough to pay off premium
Really needed this video.....hats off Mandip♥️ and to the full LLA team ...Please also make one for HEALTH INSURANCE needed highly.
Already bana hua hai bro. Check kar lo.
This is the best video about term insurance! It explains everything clearly and provides accurate information. Whenever I need to learn about investments, or tax planning, I always turn to this channel. The knowledge shared here is incredibly insightful and valuable. Thank you for consistently providing such amazing content.
Exercise ka Answer - ₹95,96,196.
4.5 Lakh at the age of 38 till 65 @ 12%
Well done bro 😊
Great content
LLA has made me better and responsible 😊
I have learned a lot and most importantly I am implementing the learnings while making decisions.
Thanks to the LLA team for making such great content ❤
ppll
After seeing this much true knowledge and experience, i believe LLA is going to become someday a very big honest platform and organization who is serving their country's people of all the true knowledge and information that every people needs in every phase of life.
Thanks a lot for Cristal clear information. You guys are truly doing great.🙏👏❤️
0111q
Itne acche aur useful video bna kar aur aam janta me finanace aur life insurance ki jagrukta badhana bhot punya ka kaam h... lots of love and kudos to you and your team brother.
Best Video on Term Insurance till date.
Covers each and every little thing to be known. Kudos to the efforts of the LLA Team. Please keep doing the good work and educating people like this. ❤️
Also, it would be really great if you can make a similar video for Health Insurance as well.
I truly thank you Sir, I have never gained such knowledge before from anyone, if I were to be more financially stable I would surely contribute a part to you and your team. May you achieve all success.
❤❤
Awesome and informative video, sir. Kudos to the LLA team. I'm happy and somewhat serious about personal finance now. 😅🎉
Perfect video for me!! Meine YT pe pehli baar dekha hain apke channel ko nhi to mein Instagram pe follow to kar hi rha tha!!! Really helpful hain video
आप बहुत अच्छी तरह बताते हो ऐसी कोई नहीं बताता ऐसी वीडियो बनाकर काम से कम दिल छू जाता है
SO SO SO... PROUD OF YOU AND YOUR TEAM. YOU GUYS ARE SPREADING SUCH A ESSENTIAL INFO. FOR FREE ❤️👍.
Awesome video, can you also make an updated video on health insurance as well. Also can you please advise on what things to take care of while purchasing health insurance, like pre-existing diseases and ex-smoker declaration?
I truly admire the work of LLA team. You guys are doing amazing work. Your content is truly appreciate because you’re video are educating the people and creating awareness. Lots and lots of success to all the team of LLA. I hope you’ll continue this kind of work in future too❤️
Note to everyone: Make sure you disclose your past avocation activities, like scuba diving, trekking etc with care. If you have done it just once/twice, and don't plan to do it again, better not to disclose it. Your premiums you get exorbitantly high unnecessarily
Even if I am planning to do those in future, not disclosing it will make any problem?
Pls make a video on " Stuff to do after you are 18+ "
Hi Mandeep, can you pls help understand LIC policies, there are not much good videos explaining them on youtube. I am specifically concerned about Jeevan Lakshya (833)and New Jeevan anand(815)
Bhai, bhut maza aata h apki videos se. Very useful and knowledgeable.
Term plan sabko nahi milta hai... minimum income 2.5Lakhs per annum hona chahiye....to jinsa income kam hai usko term insurance kaise milega?
Choose ulip plans
Post office me h 2500 ka
10 lakh ka
A big shoutout to Mandeep from my side, the attitude u carry in ur life is a great example of jagruk citizen. We all have slept or been in slumber for too long. Mandeep bro, learned a lot bout insurance and other financial related world from u. Please keep up the good work brother. U've our full support
Why removed at first?
++++1
Exposed vivek bindra
I Support Vivek Bandra
Konsi video ki baat kar raha he?
500 cr kar kar liya bhai sirf 3 4 sal mai ab bhi is chore ko follow kar rahe ho kya@@Muhammad78661
Bhai chess player ko in sab me kyu ghaseet rhe ho. Usne kya bigada hai tumhara
Kon?
This is the best video explaining term /life insurance difference. Hats off to you and your team for bringing this to public in such simple terms
DO BACCHO KE BEECH ME 3 SAAL KA GAP 🤣🤣🤣🤣🤣🤣🤣
Your sarcasm is what keeps it real … it’s better to get the zore ka jhatka , dheere se … keep doing the good work … it’s extremely helpful
Bahut sahi .. Maja aa gai dekh kar .. Phli baar dekha aur sab samajh aa gya....
Yrrr itni achi video hai like itna sikhna ko milla jitna maina apni Puri life ma kabhi nhi sikhaaa thanku so much 1 din ma aap logo se jarur miluga
Cant believe I can understand this topic so easily. Comendable work and thank you.
yaar agr aap logo ke jaise achhe log na ho to, ek aam admi jo ki 9 to 6 job me busy rehata hai usko ye pata hi nahi lag payega ki chijo ko sahi tarike se karte kaise hai, aur wo hamesha bewkuf banta rahega. Mai aaj hi term insurance kharidne ja rhaa tha, aur achha hua ye video dekh liya. Thanks Mandeep 🙏
Best channel i ever seen on RUclips
I saw this video an year ago when it released, and now I am here with mandeep when I am buying one. Really thanks. Also brought the health insurance a week ago. You guys are the best.
Mr. Mandeep's video on term insurance, and I couldn't resist sharing my thoughts. As a motor insurance advisor, I wasn't too familiar with term insurance before, but this video really opened my eyes.
Mr. Mandeep did a fantastic job covering every aspect of term insurance in an unbiased manner. The depth of his analysis is something every term insurance buyer should consider.
Hats off to Mr. Mandeep for his hard work and dedication. Keep those informative and inspiring videos coming, Mr. Mandeep! Your content teaches us so much and keeps us updated for market.
I told you guys Mandeep has a very good financial knowledge so Learn from his every single word said....
Keep supporting this type of good knowledge spreaders ❤
Sare doubts clear. Ye baat to sahi hai ki ye video dekhne ke baad Term Plan ke liye dusre videos dekhne ki jarurat nhi pdegi. 👍
Mandeep bhai Ek hi dil hai kitni bar jitoge ❤❤
Thank you so much Mandeep! This is really one of the most useful channel out there for Indian audience. Up until now, I thought term insurance is a scam as they don't pay back the money after the tenure ends. But now I realize that it is actually good and meant to be that way. Thanks again!
Excellent, I'm a MBA student and I'm trying to figure out how to allocate my salaries when I'll get my job😅You guys did an excellent job you make way bit easy,❤ 14:09
This is such a good video. Loved it. I started as a banker and I personally know how much lie are told and asked to tell to sell whatever is the target product of the day. Biggest scam is to sell LI as investment and all of these people walk in the bank thinking they will get help and instead gets scammed
23:55 - Kya Mandeep ji. Kuch bhi? 🤦♂
Style badhiya he, mazaa aa gaya. 😇👍🙏
This was the most informative video on Term Insurance I have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to millions like me who want to take the best informed decision and choose the most ideal plan 🙏🏻
You guys are god for the low and middle class families sir!!
Thanks mere bhai, aapki videos dekh ke bhut knowledge milti hai aur itni simple language me har point ko batate ho ki bde aaram se samjh me aa jata hai.
Mandeep bhai, faad diya insurance walon ko. Ek Number video banaya.
I am stopping my LIC guaranteed return policy and moving to term insurance
Aise hi apna smjh ke bolte rahiye ,hame bhi apnapan lagta h❤,Achha lgta that you all as a team care about us...
Very very knowledgeable and I'm ab term life insurance pe aur koi video nhi dekhna padega , thanks a lot ❤
Very informative once again. The way you explain is fantastic. I watch all your videos. You are honest and trustworthy. Keep up the good work bro.
The video you had made 4 years ago was a gem 💎, though this is also very good thanks 🙏