Sir I'm 19 years old , And I want to buy term insurance for myself and currently I'm not working anywhere so do I need to provide income proof ? For 1 cr cover amount
Highlights from Video: 1. Check for all common illnesses for critical illness riders. i. Talk to the policy bazar agent about it. 2. Accidental disability rider 3. Check for partial disability or total disability. 4. Check if the rider is getting subtracted from the whole amount or if it's over and above. 5. Physical Test before taking term insurance. 6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn't lie while taking insurance and you got the disease after taking term insurance. 7. Let your family know about your insurance, insurance documents etc, how to claim etc. 8. Monthly payout is not good when your family receives the issuance money.
It's not coincidence, google, youtube algorithm, youtube ad, your phone, your search history, social media, some time also your microphone work behind all these confidences. I also started searching for some insurance before days, now getting videos, shots, adv😊😊😊
I don't know, how is such valuable & unbiased knowledge LLA team is giving for free, just in order to make "India Financially Educated". Kudos. I hope this guides, will ensure our families don't face issues during settlements if we follow proper guidelines.
This is exactly what crossed my mind when I was about to buy insurance, simply invest the additional amount and get a suitable term insurance. This video reassured me that I took a correct decision. Thanku LLA, best content creators on youtube. ❤
Thanks to the team LLA. I learned many important things. The most important are:- 1. Insurance is not investment 2. Insurance must be for security and not for creating wealth 3. For wealth creation, do invest 4. For a long time period , do think about the time value of money
The PASSION with which you've talked in this video is immaculate! Loved every second of it and thanks for making it clear for me. You're teaching what the Indian education system failed to teach us.
Buddy Im 20 and I’ve seen so much of your videos and I’ve learnt about investment and insurance and my rights in the world of corporate ❤ Thanks to LLA and the Team. I’m working and Ill always be learning with you guys ❤
Why we are not taught such things during our college days?? LLA team please take a bow, you have taught us something that many professors in the college have failed to teach us. More Power to You and your team.
I have huge respect for Mandeep and the LLA team. I do prefer watching LLA videos before making any financial decisions because of the honest information and guidance provided in their videos.
Guys, firstly lots of respect and love for you’ll. I was rescued from falling into a big ditch after watching you and after that I always make sure to watch you guys even a 100 times before planning on something. Thank you for educating people like us and encouraging to pass on this knowledge to those who require this. ❤
This video is a game-changer! 💯🔥 The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. 👏💼 #TermInsurance #StayInformed #ProtectYourFamily #LLA
What a purity in your video. Seriously it will very help full for me... Ek request hai aap bhi dusre logo ki taraf course bechne ka Kam mat start karta... Ese free RUclips se bahot knowledge milta hai... Proud of you @lla & your team. Salute
Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye opening. Thanks a ton to the team for making complex choice simpler.
22:30 was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video.
Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!! This is one of the few channels that I regularly watch. Huge applause for all the efforts behind this jagruk janta movement. Keep up the great work 💯💪❤
yaar agr aap logo ke jaise achhe log na ho to, ek aam admi jo ki 9 to 6 job me busy rehata hai usko ye pata hi nahi lag payega ki chijo ko sahi tarike se karte kaise hai, aur wo hamesha bewkuf banta rahega. Mai aaj hi term insurance kharidne ja rhaa tha, aur achha hua ye video dekh liya. Thanks Mandeep 🙏
Brother... I am following your work since couple of months may be an year.. I belong from the financial industry.. and I must say.. the work you are doing is incredible and thanks for making such videos to make people understand on these matters... Thanks again..keep up good work
I don't need to watch any other video to buy Term insurance now. I am 22 years old and want to buy term and health insurance for my family. This video helped me a lot.
Sir till date I have watched so many channels. But I have never seen such a channel which has given complete information. Sir love you. You have made my heart happy sir. I pray to God that you keep giving us information like this.❤❤❤❤❤❤
I am 26 years old and don't have a job or money but still, this is the best guide video for term insurance policy. Thank you Mandeep for giving such a knowledgeable video
Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, I was always eager to know many things, but remained mostly unaware. Being a subscriber of LLA for about more than a year now, I now single handedly manage all my finances and also it feels really good when other people also now come for advice on such things. I then after giving them all the gyaan ( thoda itraakar), at the end add.... follow LLA na... 😜
One youtube channel Of which I am proud is Made by Indians. You guz rock. This video also must be shown in all offices and even schools for class 11 and 12. Great job guys.
I told you guys Mandeep has a very good financial knowledge so Learn from his every single word said.... Keep supporting this type of good knowledge spreaders ❤
This is one of the rarest 30 plus minute video which I saw without skiping a second in recent time Hats off to you sir for delivering this kind of knowledge to common people like us
This was the most informative video on Term Insurance I have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to millions like me who want to take the best informed decision and choose the most ideal plan 🙏🏻
Bhai first time i am making a comment on RUclips video Bhai sach main maza agaya aisa laga jaise koi apna bhai hume betha kar humare bhale k baare main bata raha h Hats off to u bro
This is absolutely brilliant... It's hard for me to explain the whole concept of why one should not mix investment and term insurance ... Sharing this video with all my close once ... Thank you soo much mandeep and lla team ... You guys are doing brilliant work I subscribed this channel in 2020 and since then i have seen you guys grow and i have grown personally with respect to knowledge... Amazing channel it covers very basic and required topics in such simplicity
Love the passion of Mandeep to tell the TRUTH about Insuranance Companies , Insurance Agents, “ BUSINESS “ ka defenition . to all our Indian Citizen Family
Team LLA, thankyou for sharing your knowledge on public platform, personal finance is a underrated topic amongst youth. Keep up the good work. Jai Hind!
@@LabourLawAdvisor brother mein abhi 18 sal Ka hun abhi mein cigaret alcohol Nahin leta lekin bad mein teacher Mai re Mai yah sab Nahin logon se lag jaaye yah koi bimari ho jaaye tum ji kya karna chahie
@@ritikmishra3801 arey kehna kya chahte ho…thoda explain krde bhai Anyways, 18 yr pr lena hai lele…future me koi nyi bimari ho aur death hue to bhi claim milega…wo sab covered hai…but abhi jhuth nhi bolne ka… Also 1st year me suicides covered nhi hote. Health ho ya term insurance ya bike insurance hi ho…jhuth nhi bolne ka … future ke liye new issue,,,bimari based on type of insurance covered rehta hai…documentation ache se krne ka… Aur swal ho to puchne ka!!!
Another point to clarify about zero cost term insurance is that they might be offering these plans at no extra cost than regular term insurance but they do come with a specific time period or year within which u must terminate your insurance to get back the amount. Which in case of many companies is around 51-57 years of age, after which u won't be protected under the plan. So check out for this and only then proceed with zero cost plans only and only if u can afford to terminate as per the companies terms and conditions to get back the amount and lose cover thereafter.
@@TOTALNEWL In zero cost u have to terminate at a certain specified year to get your money back or u can continue with plan for cover till 60-65-70 years whichever u have opted but then u won't get your money back. If u think your family would not be dependent on you at your age of say 51-57 years then u can opt out of that cover and get your money back(premiums minus GST)
Thanks mere bhai, aapki videos dekh ke bhut knowledge milti hai aur itni simple language me har point ko batate ho ki bde aaram se samjh me aa jata hai.
I recently purchased a 2CR term insurance policy that covers me until the age of 70, and I can't stress enough how satisfied and protected I feel. Your videos have provided me with invaluable knowledge and detailed advice that even some paid services fail to deliver. Your dedication to sharing such insightful content is truly appreciated. I am grateful for the awareness and peace of mind that this insurance policy has brought into my life. Thank you LLA, for your exceptional work!
Note to everyone: Make sure you disclose your past avocation activities, like scuba diving, trekking etc with care. If you have done it just once/twice, and don't plan to do it again, better not to disclose it. Your premiums you get exorbitantly high unnecessarily
This is a very knowledgeable video for such an age like 20, but now I know my do's and don'ts. Thank you for this initiative to make everyone JAGRUK Will never leave the channel 👍
It was long but didn't feel like it. Many people do not understand the "Time value of money". Greatly explained in the video. Hope you make more videos like this for janta. Also great tips for for successful claim process.
Hatsoff to you money minded mandeep......and TEAM.. Thanks a lotttt..... for this amazing video.. Lots of love and blessings to you and your team.. keep doing great work and keep educating us thank you🙏🙏🙏🙏🙏🙏🙇♀️
What a simple way to explain! Amazing!!😊 Nice point is that you have always ask same question of audience like me. you gave solution same. I appricate your effort Mandeep!! 🔥🔥🔥
Much awaited video. Thanks a lot Mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance. I am 23 and will buy the term life insurance this year only before becoming 24. Huge Respect !!!
Hi Mandeep, I watched this video twice first before purchasing and second after purchasing insurance Just to ensure I didn't miss on anything taught by you Thanks a lot!
Mr. Mandeep's video on term insurance, and I couldn't resist sharing my thoughts. As a motor insurance advisor, I wasn't too familiar with term insurance before, but this video really opened my eyes. Mr. Mandeep did a fantastic job covering every aspect of term insurance in an unbiased manner. The depth of his analysis is something every term insurance buyer should consider. Hats off to Mr. Mandeep for his hard work and dedication. Keep those informative and inspiring videos coming, Mr. Mandeep! Your content teaches us so much and keeps us updated for market.
Great content LLA has made me better and responsible 😊 I have learned a lot and most importantly I am implementing the learnings while making decisions. Thanks to the LLA team for making such great content ❤
Term and health insurance vali company itna bada game khelti he . Magr easily apne break kar dia h unke game ko. or hum jaise normal people ab unki bato me ate ni he apke video dekhkar..God job Labour law advisor
Wow..This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard the future of the Youths..Huge Kudos to the LLA team.. Highly appreciated 🎉❤👏 Also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these Term insurance instead !!
Such a detailed, well thought and educating video! Giving all the minute details of the term insurance.❤ May be, you can also add points related to death in case of adventure sports, or death outside the country on a tour, etc.
Since you promoted PB, let me call out that the details w.r.t certain riders in specific policies described on PB differs from that on the actual company websites. I went through a hurdle with PNB Metlife term insurance which I purchased from PB couple of years ago and ended up not continuing with it anymore. Its a long story for some other time. This month I decided again to buy a new policy but took it slow by comparing the HDFC Life Protect Plus 2 and Max Life Smart Secure Plus on PB with that on the company websites. The riders and respective calculations are very different. I reached out to the individual companies and was informed by HDFC and MAX both that I shouldn't be trusting the details on PB but their own. Since I follow you on YT, I request you to validate a few details of sponsors before promoting them on your videos. Thanks!
Thanks LLA for finance advises. your last video actually helped me plan my term plan properly and I agree that we should be taking regular pay option coz its is less in number and can invest other remaining amount else where and i too opted for same. Although later (after 2 yrs) i realized that this "regular pay" looks ok today. but having a burden to pay for a premium after 45-50+ age, no matter how much less it is but is a liability which if we miss can cause end of benefits of plan. Totally agree on Return of premium as its a trap but i feel limited pay like 10-12yr for 30+ age person is a good option. Coz we cant guarantee our own finances after say 15-20 yrs with this increase expenses. no matter how good we plan ...what you say?
I agree managing finances can be difficult at the age of 45-50 but looking at inflation rate, premium won’t matter much at that age if you’re 25-28 now coz premium amount will always remain same. And investing extra amount somewhere else can be drawn back too if situation is too tough to pay off premium
Best video I have seen till date …Crystal clear information and proper guidance with genuine motive to give benefit to common man … 👏thanks alott team!!!
THE ULTIMATE GUIDE in its truest sense. ✨️ Ultimate content Ultimate energy Ultimate script HAVE SEEN 100's even 1000's of EXPLAINER Videos from numerous knowledge creators, BUT this Video is FIRST TO GET MY LIKE & SHARE in my 10 yrs of youtube usage history. Extremely Engaging EXPLAINER video, Passionately presented with minute details with lucidity by own MoneyMindedMandeep #JagrukJantaJindabad Hoping to get such an elaborate & detailed video on Health Insurance too. One day I hope to make content with such passion on my own ❤
Overall a top notch video covering all aspects. Just one pointer regarding the riders. I feel a case should be discuused for taking seperate critical illness and accident policy instead of riders
![Lp. Последняя Реальность #92 ЖИВОЙ РОБОТ [Поиск Осознанных] • Майнкрафт](http://i.ytimg.com/vi/t8BXdkpqs7Y/mqdefault.jpg)
Buy Term Insurance from Policy Bazaar 👇
term.lla.in/
BHAI AAP KA 0.44 MAI JO PICTURE HAI WO OFFLINE MEADIA HAI.
Make some video on Rajasthan government health schemes
Sir I'm 19 years old , And I want to buy term insurance for myself and currently I'm not working anywhere so do I need to provide income proof ? For 1 cr cover amount
Hi Mandeep, I never comment on any video generally bt ur content is truly worth time bro, khub tarakki karo🎉❤
Please make a video on SBI wealth builder policy..
Highlights from Video:
1. Check for all common illnesses for critical illness riders.
i. Talk to the policy bazar agent about it.
2. Accidental disability rider
3. Check for partial disability or total disability.
4. Check if the rider is getting subtracted from the whole amount or if it's over and above.
5. Physical Test before taking term insurance.
6. Whenever you go to the hospital after purchasing term insurance maintain a proper file of medical history so that it can be shown as proof by your family in case the claim is rejected. It will prove that you didn't lie while taking insurance and you got the disease after taking term insurance.
7. Let your family know about your insurance, insurance documents etc, how to claim etc.
8. Monthly payout is not good when your family receives the issuance money.
Thanks sir😊
Which AI do you use?
2 lakh to kamate v nhi h sall ka invest kaha se karege
Physical test kaise krvate hai?
what pure coincidence. I was searching for this same topic for the past 2 days. Thanks Mandeep ❤❤
😂😂 .. Thats Google working
@@Dushyantgiri yeah 😄
May be you can say thanks to Google ads
@@Mysangeeet absolutely
It's not coincidence, google, youtube algorithm, youtube ad, your phone, your search history, social media, some time also your microphone work behind all these confidences.
I also started searching for some insurance before days, now getting videos, shots, adv😊😊😊
The passion this entire team has for "financial knowledge for general public" and the way they explain both are remarkable.
Kudos to entire team !!
I agree with you completely ❤ Kudos to LLA Teams
I don't know, how is such valuable & unbiased knowledge LLA team is giving for free, just in order to make "India Financially Educated". Kudos.
I hope this guides, will ensure our families don't face issues during settlements if we follow proper guidelines.
Just loved it ...I'm 19yr old single parent child and I just loved your way of teaching to this young generation of us❤
I don't have words to describe how much respect i have for you guys. Love you so much for your work ❤. Please keep going
😊.
This is exactly what crossed my mind when I was about to buy insurance, simply invest the additional amount and get a suitable term insurance.
This video reassured me that I took a correct decision.
Thanku LLA, best content creators on youtube. ❤
Thanks to the team LLA.
I learned many important things. The most important are:-
1. Insurance is not investment
2. Insurance must be for security and not for creating wealth
3. For wealth creation, do invest
4. For a long time period , do think about the time value of money
This is the BEST term insurance video on RUclips. PERIOD!
Hats off to your reserach & providing clarity on the matter.
The PASSION with which you've talked in this video is immaculate! Loved every second of it and thanks for making it clear for me. You're teaching what the Indian education system failed to teach us.
What a video, should be broadcasted on national TV. True social work without any greed of any big gain. Respect from heart
Buddy Im 20 and I’ve seen so much of your videos and I’ve learnt about investment and insurance and my rights in the world of corporate ❤
Thanks to LLA and the Team.
I’m working and Ill always be learning with you guys ❤
Sir what kind ,types of investment you learnt??
Can you please tell?
I also want to learn investment but dont know where to learn
Why we are not taught such things during our college days?? LLA team please take a bow, you have taught us something that many professors in the college have failed to teach us. More Power to You and your team.
Maine aaj tak itna clear video pure life me nhi dekha ise mai 2 3 bar dekh k acche se decision le sakta hu.
BEST OF THE BEST 30 minutes you can spend understanding life insurance !! Hats Off
I have huge respect for Mandeep and the LLA team. I do prefer watching LLA videos before making any financial decisions because of the honest information and guidance provided in their videos.
Guys, firstly lots of respect and love for you’ll. I was rescued from falling into a big ditch after watching you and after that I always make sure to watch you guys even a 100 times before planning on something. Thank you for educating people like us and encouraging to pass on this knowledge to those who require this. ❤
OOO👍
P and looking 👍 on my 🏫🏫
This video is a game-changer! 💯🔥 The Ultimate Guide on Term Insurance by LLA is an absolute must-watch for everyone. It's so important to be aware of scams and make informed decisions when it comes to protecting our loved ones. Thank you, LLA, for shedding light on this crucial topic and equipping us with the knowledge we need. 👏💼 #TermInsurance #StayInformed #ProtectYourFamily #LLA
What a purity in your video. Seriously it will very help full for me... Ek request hai aap bhi dusre logo ki taraf course bechne ka Kam mat start karta... Ese free RUclips se bahot knowledge milta hai... Proud of you @lla & your team. Salute
Although i understood these concepts earlier but to get such intricate details and learn about each terms and conditions in such a beautiful way is eye opening.
Thanks a ton to the team for making complex choice simpler.
22:30 was exactly what I was looking for! There are two options for me, where one is returning entire premium and other is not but cheaper payout. Thanks Mandeep for this amazing and detailed video.
Exercise ka Answer - ₹95,96,196.
4.5 Lakh at the age of 38 till 65 @ 12%
Well done bro 😊
Kudos to you and the team for such enthusiasm and zeal. Keep doing the great work!!
This is one of the few channels that I regularly watch. Huge applause for all the efforts behind this jagruk janta movement.
Keep up the great work 💯💪❤
yaar agr aap logo ke jaise achhe log na ho to, ek aam admi jo ki 9 to 6 job me busy rehata hai usko ye pata hi nahi lag payega ki chijo ko sahi tarike se karte kaise hai, aur wo hamesha bewkuf banta rahega. Mai aaj hi term insurance kharidne ja rhaa tha, aur achha hua ye video dekh liya. Thanks Mandeep 🙏
Brother... I am following your work since couple of months may be an year.. I belong from the financial industry.. and I must say.. the work you are doing is incredible and thanks for making such videos to make people understand on these matters... Thanks again..keep up good work
A very commendable job by LLA team. Hats off to you guys.
You guys just don't stop impressing me. Keep up the good work.
I don't need to watch any other video to buy Term insurance now. I am 22 years old and want to buy term and health insurance for my family. This video helped me a lot.
Sir till date I have watched so many channels. But I have never seen such a channel which has given complete information. Sir love you. You have made my heart happy sir. I pray to God that you keep giving us information like this.❤❤❤❤❤❤
I am 26 years old and don't have a job or money but still, this is the best guide video for term insurance policy. Thank you Mandeep for giving such a knowledgeable video
Awesome video. Being a girl, no one in your family or friends circle talks about money and finance with you much. So, I was always eager to know many things, but remained mostly unaware. Being a subscriber of LLA for about more than a year now, I now single handedly manage all my finances and also it feels really good when other people also now come for advice on such things. I then after giving them all the gyaan ( thoda itraakar), at the end add.... follow LLA na... 😜
Hey, I am looking for term life insurance, what term life did you buy?
Bhai bhai... bahot pyaar aa rha tuz pe. Kitna sahi se bata rhe ho. Aur dil se baat karte ho toh finance bhi samajh aata hai.
Actually A honest person first time seen in Social media Great job 👍
One youtube channel
Of which I am proud is Made by Indians.
You guz rock.
This video also must be shown in all offices and even schools for class 11 and 12.
Great job guys.
It is so wholesome to see that there are people in this world who actually want to help others. I love you guys.
😊
@@JmunaSaket-uj5dq0p
I told you guys Mandeep has a very good financial knowledge so Learn from his every single word said....
Keep supporting this type of good knowledge spreaders ❤
Yrrr itni achi video hai like itna sikhna ko milla jitna maina apni Puri life ma kabhi nhi sikhaaa thanku so much 1 din ma aap logo se jarur miluga
Huge respect to LLA Team for bringing this type of valuable content for the Jagruk Janta to make them more Jagruk. Lots of love❤. Keep it up.
V hu
😊😢
@Ayyanar Balakrishnan ll
Lllll
Lll
This is one of the rarest 30 plus minute video which I saw without skiping a second in recent time
Hats off to you sir for delivering this kind of knowledge to common people like us
This was the most informative video on Term Insurance I have ever seen and it was an eye opener for me. Thank you so much, you are doing great help to millions like me who want to take the best informed decision and choose the most ideal plan 🙏🏻
I feel so overwhelmed when I see people like you giving away so much of pure knowledge with honesty. That too for free. Dil se dua nikalti hai bhai 🥺
Bhai first time i am making a comment on RUclips video
Bhai sach main maza agaya aisa laga jaise koi apna bhai hume betha kar humare bhale k baare main bata raha h
Hats off to u bro
This is absolutely brilliant... It's hard for me to explain the whole concept of why one should not mix investment and term insurance ... Sharing this video with all my close once ... Thank you soo much mandeep and lla team ... You guys are doing brilliant work I subscribed this channel in 2020 and since then i have seen you guys grow and i have grown personally with respect to knowledge... Amazing channel it covers very basic and required topics in such simplicity
I've been watching your shorts for the past 2 years and this is my very first full video to watch in your channel
What an amazing concept!
Thank you so so much for teaching it!
May God bless you and your team :)
Hands down the best video on life insurance I've seen till now, that too when I am about to buy insurance next month.... Can't be explained better 🙏🏻
Love the passion of Mandeep to tell the TRUTH about Insuranance Companies , Insurance Agents, “ BUSINESS “ ka defenition . to all our Indian Citizen Family
8jih78😅😅😊😊😊😅😊. Ttffrc hum u
* 😅😊
This video should be made compulsory in schools/college. This is perfect 👏.
This type of video is needed on health insurance too.
Great Work team LLA .
Team LLA, thankyou for sharing your knowledge on public platform, personal finance is a underrated topic amongst youth. Keep up the good work. Jai Hind!
Your sarcasm is what keeps it real … it’s better to get the zore ka jhatka , dheere se … keep doing the good work … it’s extremely helpful
I work in one of the biggest hedge funds and i have to say Mandeep has more financial knowledge than my team combined
Bhai Bhai 🥹
@@LabourLawAdvisor brother mein abhi 18 sal Ka hun abhi mein cigaret alcohol Nahin leta lekin bad mein teacher Mai re Mai yah sab Nahin logon se lag jaaye yah koi bimari ho jaaye tum ji kya karna chahie
@@ritikmishra3801 arey kehna kya chahte ho…thoda explain krde bhai
Anyways, 18 yr pr lena hai lele…future me koi nyi bimari ho aur death hue to bhi claim milega…wo sab covered hai…but abhi jhuth nhi bolne ka…
Also 1st year me suicides covered nhi hote.
Health ho ya term insurance ya bike insurance hi ho…jhuth nhi bolne ka … future ke liye new issue,,,bimari based on type of insurance covered rehta hai…documentation ache se krne ka…
Aur swal ho to puchne ka!!!
@@Mebrown_NoBot agar future m smoking shuru krdi to phir kya hoga? company ko inform krke premium amount badhega ya kuch aur tareeka h
Which hedge fund?
Another point to clarify about zero cost term insurance is that they might be offering these plans at no extra cost than regular term insurance but they do come with a specific time period or year within which u must terminate your insurance to get back the amount. Which in case of many companies is around 51-57 years of age, after which u won't be protected under the plan. So check out for this and only then proceed with zero cost plans only and only if u can afford to terminate as per the companies terms and conditions to get back the amount and lose cover thereafter.
I have this zero-cost term insurance from max life, but the premium was same for both the cases and this age limit was also there (exactly 51-57).
Then what the solution
I mean for the age above 57 but before 65.
@@TOTALNEWL In zero cost u have to terminate at a certain specified year to get your money back or u can continue with plan for cover till 60-65-70 years whichever u have opted but then u won't get your money back. If u think your family would not be dependent on you at your age of say 51-57 years then u can opt out of that cover and get your money back(premiums minus GST)
@@TOTALNEWL Research and chose an option that suits you
@@akashrathod5005 money back means? Which company offers this option?
Thanks mere bhai, aapki videos dekh ke bhut knowledge milti hai aur itni simple language me har point ko batate ho ki bde aaram se samjh me aa jata hai.
Sir,.. awesome Video banaya hai Apne..
Aisa video Maine Aaj Tak nahi dekha... Thanks a lot
I recently purchased a 2CR term insurance policy that covers me until the age of 70, and I can't stress enough how satisfied and protected I feel. Your videos have provided me with invaluable knowledge and detailed advice that even some paid services fail to deliver. Your dedication to sharing such insightful content is truly appreciated. I am grateful for the awareness and peace of mind that this insurance policy has brought into my life. Thank you LLA, for your exceptional work!
Which company did you go for?
@@rsh24 Max Life and ICICI PRUDENTIAL
Why 2 Companies?
In worst case - 1 company rejects my file or delays it. There will be one more company that will provide the funds.
Bro ....if anything happen to you...n both companies don't reject your claim...then you will get 1cr from both companies right??
Thank you sir for making me realise the real meaning of supporting family
You are the Big brother every one deserves but never got. I love you man. Good works.❤
probably best video on insurance guide i have ever seen in YT
LLA team is Antaryami 🤩... Always shares video on topics I searched for.. It's been really helpful.. Thank You for sharing such quality information
Note to everyone: Make sure you disclose your past avocation activities, like scuba diving, trekking etc with care. If you have done it just once/twice, and don't plan to do it again, better not to disclose it. Your premiums you get exorbitantly high unnecessarily
Even if I am planning to do those in future, not disclosing it will make any problem?
Words to appreciate your work, content and way of explaining things would be lesser.... Thanks and All the best for the whole LLA team👏🏽👏🏽👏🏽👏🏽
I didn't know about Term insurance, but after this video I think i know everything. Thanx Mandeep.❤
This is a very knowledgeable video for such an age like 20, but now I know my do's and don'ts. Thank you for this initiative to make everyone JAGRUK
Will never leave the channel 👍
It was long but didn't feel like it. Many people do not understand the "Time value of money". Greatly explained in the video. Hope you make more videos like this for janta.
Also great tips for for successful claim process.
Sare doubts clear. Ye baat to sahi hai ki ye video dekhne ke baad Term Plan ke liye dusre videos dekhne ki jarurat nhi pdegi. 👍
seen your last video also . but really we all evolved in last 2-3 years . thanks for this v2.0 🙂 . love you all .
Really a much needed video for spreading awareness on term insurance.
Thank you very much Mandeep and team lla. ❤
Hatsoff to you money minded mandeep......and TEAM..
Thanks a lotttt..... for this amazing video..
Lots of love and blessings to you and your team.. keep doing great work and keep educating us thank you🙏🙏🙏🙏🙏🙏🙇♀️
Thank you so much bro!!! Such a clarity. Now I can decide properly.
What a simple way to explain! Amazing!!😊 Nice point is that you have always ask same question of audience like me. you gave solution same. I appricate your effort Mandeep!! 🔥🔥🔥
I laughed too hard at 14:15 s! 🤣 Thanks for making such damn good video LLA! 😇 Will share it with friends and families for sure!
The;6only saw
L😅 14:15 14:15 14:15 14:15
Just simple wishes to you.
May God bless you.... thank you so much for the eye opening
Much awaited video. Thanks a lot Mandeep for giving such deep insights. I have been following channel for long and have learnt a lot on personal finance.
I am 23 and will buy the term life insurance this year only before becoming 24. Huge Respect !!!
You, your team is the educator we need. With better and accessible internet, we need these types of content to make ourselves educated
Hi Mandeep,
I watched this video twice first before purchasing and second after purchasing insurance
Just to ensure I didn't miss on anything taught by you
Thanks a lot!
Mr. Mandeep's video on term insurance, and I couldn't resist sharing my thoughts. As a motor insurance advisor, I wasn't too familiar with term insurance before, but this video really opened my eyes.
Mr. Mandeep did a fantastic job covering every aspect of term insurance in an unbiased manner. The depth of his analysis is something every term insurance buyer should consider.
Hats off to Mr. Mandeep for his hard work and dedication. Keep those informative and inspiring videos coming, Mr. Mandeep! Your content teaches us so much and keeps us updated for market.
Great content
LLA has made me better and responsible 😊
I have learned a lot and most importantly I am implementing the learnings while making decisions.
Thanks to the LLA team for making such great content ❤
ppll
Thank you so much Mandeep, definitely not gonna need any other video to see. This video alone has all the necessary details and precious info. 😊
Term and health insurance vali company itna bada game khelti he . Magr easily apne break kar dia h unke game ko. or hum jaise normal people ab unki bato me ate ni he apke video dekhkar..God job Labour law advisor
Bhai gazab ka youtuber ho. One of the finest. Kudos.😊
*Thanks for the lovely session.. appreciate your time and efforts you've put in for making such an informative video. God bless you.*
Wow..This team deserves a huge applause for creating such incredible content to aware the masses. I can say this too is no less than a social work to safeguard the future of the Youths..Huge Kudos to the LLA team.. Highly appreciated 🎉❤👏
Also it will be great if you can enlighten us on how to stop getting scammed from purchasing an insurance while taking home loans and use these Term insurance instead !!
Dil se shukriya mandeep bhaiya ❤❤❤❤
This is the best video to understand insurance.. excellent!
Such a detailed, well thought and educating video! Giving all the minute details of the term insurance.❤ May be, you can also add points related to death in case of adventure sports, or death outside the country on a tour, etc.
Sometimes I feel like how you guys can be this true
I see a lot of youtuber manipulate us in some way.
Thanks for existing ❤
Wow man! Hats off the way you explained 👏
I was very confused which policy to take i am now 26. This video made a clear picture of insurance selection . Thank you so much
You guys are my inspiration thank you for knowledge...love youuuu❤❤❤❤❤😊😊😊😊😊😊😊😊😊
Since you promoted PB, let me call out that the details w.r.t certain riders in specific policies described on PB differs from that on the actual company websites. I went through a hurdle with PNB Metlife term insurance which I purchased from PB couple of years ago and ended up not continuing with it anymore. Its a long story for some other time.
This month I decided again to buy a new policy but took it slow by comparing the HDFC Life Protect Plus 2 and Max Life Smart Secure Plus on PB with that on the company websites. The riders and respective calculations are very different. I reached out to the individual companies and was informed by HDFC and MAX both that I shouldn't be trusting the details on PB but their own. Since I follow you on YT, I request you to validate a few details of sponsors before promoting them on your videos. Thanks!
He is getting money from the Policybazar. So, He will not listen to you.
@@akshaybaser5494 Thanks for the tip! Well they will care if they really care :)
So Which policy you opted after that?
I love this channel. Thanks to you two guys & the whole team. Best of luck!
Millions of Salute to the LLA Team ❤
Thanks LLA for finance advises. your last video actually helped me plan my term plan properly and I agree that we should be taking regular pay option coz its is less in number and can invest other remaining amount else where and i too opted for same. Although later (after 2 yrs) i realized that this "regular pay" looks ok today. but having a burden to pay for a premium after 45-50+ age, no matter how much less it is but is a liability which if we miss can cause end of benefits of plan. Totally agree on Return of premium as its a trap but i feel limited pay like 10-12yr for 30+ age person is a good option. Coz we cant guarantee our own finances after say 15-20 yrs with this increase expenses. no matter how good we plan ...what you say?
I agree managing finances can be difficult at the age of 45-50 but looking at inflation rate, premium won’t matter much at that age if you’re 25-28 now coz premium amount will always remain same. And investing extra amount somewhere else can be drawn back too if situation is too tough to pay off premium
Best video I have seen till date …Crystal clear information and proper guidance with genuine motive to give benefit to common man … 👏thanks alott team!!!
😊
The best and most necessary video made by LLA. And the most knowledgeable video i have seen.❤
THE ULTIMATE GUIDE in its truest sense. ✨️
Ultimate content
Ultimate energy
Ultimate script
HAVE SEEN 100's even 1000's of EXPLAINER Videos from numerous knowledge creators, BUT this Video is FIRST TO GET MY LIKE & SHARE in my 10 yrs of youtube usage history.
Extremely Engaging EXPLAINER video, Passionately presented with minute details with lucidity by own MoneyMindedMandeep
#JagrukJantaJindabad
Hoping to get such an elaborate & detailed video on Health Insurance too.
One day I hope to make content with such passion on my own ❤
Thank you Mandeep! The best video I've watched so far. 👌
Overall a top notch video covering all aspects. Just one pointer regarding the riders. I feel a case should be discuused for taking seperate critical illness and accident policy instead of riders
Really needed this video.....hats off Mandip♥️ and to the full LLA team ...Please also make one for HEALTH INSURANCE needed highly.
Already bana hua hai bro. Check kar lo.