NPS कैलक्यूलेटर tier 1, 2 के बारे में आपने बेहतरीन जानकारी दी है। हमको 10 साल हो गए थे इसमें खाता खुलवाए लेकिन कुछ जानकारी नही था। आपका बहुत बहुत धन्यवाद, बहुत धन्यवाद
Sir ,you well explained the ABC of NPS I just have two queries- 1. How much amount nominee will get in case of account holder death ? 2. If someone stop investing amount in NPS account after few years and want to take out the money, what they have to do ? Is it possible or not OR is there any deduction in the deposited amount ?
Thanks for the detailed information. I've one query , what if applicant expires before the age of 60, what is going to be the further due course, how nominee can claim that amount and when they are application to get that amount.
Hi Mukul. Thanks for series of videos on NPS. Please make a video on when a subscriber of NPS dies before the age of 60, how his/her nominee can claim the amount invested till date.
The Nominee/Claimant is required to submit a duly filled-up Death Withdrawal Form along with supporting documents such as [Death Certificate deceased Subscriber, KYC Documents (Identity & Address Proof), Bank Account Proof, and other required documents]. The list of documents required is given in Death Withdrawal Form. Visit the NSDL website-Home-All Citizens of India-Withdrawal forms.
Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been working with one for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I have been making over $19k every month since the lockdown, that made it clear there's more to the market that we average joes don't know
Creating an NPS account is good but people downplay a planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like CHRIS RYAN STEWART
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently
Aapke dwara nps ke bare di gai suchna bahoot hi faydemand hai .Main 31.03.2022 ko retire ho chuka hun .mere nps account mein 2017 se ab tak kuch rashi jma hai .krpya batayen kya main complete jma rashi ki pension le sakta hun aur uske baad main nps account ko continue kar sakta hun ? Mujhe kounsi plan mein fayada hai . 1. 100%Jama rashi par pension Or 50% jma rashi par pension Thanks
Very Informative videos on NPS. But actually , while investing in NPS we should consider factor that investment in NPS is increased with increase in salary for government employees. How to calculate NPS for such customised cases? can you please guide it through excel sheet?
Sir, of all fin literacy channels, your videos have maximum content in minimum time & that too very lucid & explained in lay man's language. Grateful for your help.
Assuming 7% inflation, the value of Rs 60,000/month pension after 30 years will be less than 10,000. So will this be sufficient pension? Old pension scheme was far far better than this NPS especially for Govt employees.
No DA also. After further 10 years it will become less than 5k. Old pension scheme holder salary is double than NPS holder if calculate with pension future value.
You elaborates the topic nicely and we understand the topic very easily. But my question is ... I think we should also think about the value of 2 crores after 30 years, because inflation eats our wealth. Am I right ??
parliamentrians pe ye lagu nehi hota hain kyunki unko kisi exam pass karke job nehi karna padta hain.. wo log sirf 5 saal ke liye chori karne aate hain , chori karenge pension lenge chale jayenge
Sir one time invest kar ke.. Every month expense kaise withdraw kar sakte hai. For example mere Paas 25 lakh after selling the property .. After investing next month se kitna rs per month withdraw sakte hai and where to invest?
@@AssetYogi Plz somebody help....I resigned from govt. service in 2014.. In, 2020, now my nps balance is 5.13 lakh....If I don't withdraw/exit from NPS and the accout lies idle for the next 20 years, i.e my retirement age, Will my NPS amout be sized by the govt in the between this period and it refunded to the govt account ?.
Nice, But sir NPS account open karte samay cancel cheque anivarya hai to join account ka cancel cheque chalega ky aur joint account net banking chalegi ky? Please reply
Sir, there is also alternative investments in which amount is invested by the pension fund managers. You haven't discussed about that. Anyways thanks for sharing valuable information on NPS. I always watch your videos.
Please elaborate again on the Tier 2 account and also explain when is the amount starts like from when which age we will start getting the monthly pension upto which age ?
Thank you so much sir for all the information. Need one clarification if NPS holder died before age of 60 or 65(before age of retirement). Any benefits for spouse and dependent or how much amount returns back to the family? Please put some light on this.
according to NPS website - Upon Death - The entire accumulated pension wealth (100%) would be paid to the nominee/legal heir of the Subscriber and there would not be any purchase of annuity/monthly pension
Good morning Mukulji. Great work. So lucidly deliberated these points, thanks. Keep posted these type of videos. One request : plz suggest about the new income tax regime, the details about it.
Sir, your videos are easy to understand and you provide info in great detail. You are doing a remarkable work. I always wait for your new uploads. Please don't stop this channel. Wishing you all the success for your channel!
@@AssetYogi , Plz somebody help ----I resigned from central govt .service 2014..Currently my nps balance is 513455....But last few days ,I am noticing that everyday the amount is increasing by 1-2k(aporox.) ..Now my queation is whether it would be right call to withdraw the amout now or I should wait for further so that tje amount increases as it is increasing now. My second question is how do I know my basic corpus amout & whether it is a fixed amout which is taken into condideration if I opt to withdraw right now or later....
Sir ASSET ALLOCATION pr EK VIDEO aur banaiye. Asset allocation AAP apna kis HISAAB se krte agr aap NPS account holder hote. Ek GOVT SECTOR EMPLOYEE JO group C me h.. (jiska nps abhi 4088 deduct ho rha pr month...usey kis hisaab se asset allocate krna hoga?
सर जी सेंट्रल आर्म्ड फोर्स के बहुत सारे कर्मचारी 20 साल बाद 20 साल बाद स्वैच्छिक सेवानिवृत्ति लेते हैं तो उनको एनपीएस द्वारा उस समय कितना पेंशन मिलेगा सर इस पर एक वीडियो आप जरूर बनाइए
I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.
Sir, I (30 yrs)have joined recently in central govt. and it seems the possible retirement age might be 55 yrs. In that case the NPS plan will be calculated regarding to that?
Is the amount of corpus invested in annuity plan of Rs 1 cr shown at No 1 for pension around Rs 72000 pm is not returnable? And if not whether we should invest in plan which return our money with with less pension or to get higher pension wothout taking our money back.
what is the valve of 50000 in 2050 after taking inflation. As per the reference to The business school every 20 years the money lost its value to 10X. It means you are getting Rs 2500 today right Now is equal to Rs 50000 In 2050.. Is NPS a foolish plan.. my father retired in 2020 and he is getting 70000 pension what I will get Plz answer
Can you please elaborate what kind of benefits, like what percentage of the deposited money will they get or what amount of pension, or any link with details of my queries please
thank you sir for your valuable information. I m a state govt employee from assam aged about 34 . pleaae make a video on comparison between old pension and nps , in assam a movement called "we want old pension" is initiated. so please clarify me which is better and why. thanks in advance.
Great share. One question. What if depositor dies before retirement age. Is there any nominee to whom the money be credited? If yes, how, when, and how much?
For Govt. Employees, NPS means "No Pension Scheme". Govt. Employees must always remember that you don't have pension. Compare your expected pension under NPS with expected pension under OPS you will come to know the reality of NPS
Thik e he nahi chaiye pension vai... GDP me se jitna Paisa department ko allotment hota he uska 50% to pension pe hi chala jata, is se bahtar ye he vai... National development hote rahna chaiye 200× ki speed me
@@श्रीकृष्णकेभक्तkyu koi jindagi bhar mehnat kr ke kamay aur budhape mein jb lachar ho to usko bojh bta ke fek de kha ki sahi baat hai kya jwani bhr kam kr ke teri gdp mein contribute na kiya usne Tu hi apni kidney bech de aur badha contribution gdp mein 200x speed mein.
@@श्रीकृष्णकेभक्तhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai
@@श्रीकृष्णकेभक्तhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai
One question: If let's say we have an active choice (75 equity, 15,10), and invest 100 rupees into Tier 1. After 1 year, assuming 40% growth in equity, and 10 % in the other two asset classes, the total value of trh fund would b 75x 1.4 + 25 x 1.1 = 132.5. Will this total sum be readusted to be 75, 15, 10 again, or will they grow parallely?
In TIER 2 - do I have an option to choose / select mutual find schemes or it gets selected by fund manager. Pressntly I do direct investments in mutual funds. So can TIER 2 replace platform of direct mutual fund investments ?
Maximum 75% investment in mutual fund 25 % in bond or government sector, its depend on investor (you). Or 50% mutual 25 % bound 25% govt sector its all our choice.
Very informative video sir......... love to watch ur videos... a very minute fault i want to aware you... if you dont mind... its National Pension System not scheme sir..... will wait for your next video thanks
Aap ye btao sir tier 1 me equity ka me jyada paise kaise daale yaani equity ka percentage kaise change kar sakte hai....eske upar jarur ek video banaye
Oh really... Firstly I bought a unit linked life insurance and in five years my investment reduced 45%...means I paid 400k and its today worth is just 225k only rather increase its decreased and I have NPS from last 3 years and its worth reduced by 25% of my actual paid money... 😁
If the present fund value is less than the total invested amount in NPS-Tier 1 account and we change the scheme % allocation, then do we have to book losses?
Both are good options But physical gold is not safe to be kept at home... If you go to bank locker you have to pay charges. Gold bonds are also a good way as returns are guaranteed like FD but not for the long term
Sir kisan tiar-1 account khulwa sakta hai n.p.s. me aur without online account kahan khulega. Means koun sa bank bestest rahega. Sir please reply soon.
I invested ₹55000 in UTI debt fund (100% G). But XIRR is (-)10.0%. I never saw my money is growing. It is always negative even in Debt fund. How can you assure people of 10-12% return from NPS?
Hi Asset Yogi: Is it possible to replace the existing NPS fund from let's say Birla Sun Life Pension Scheme to LIC Pension fund? As I am not sure I am getting the expected growth.
@@mukeshsawleshwarkar3461 aise nhi mil jati Ops ab privatisation ho rha hai sarkaar jitna pasia bacha sakti bacha rhi hai... It is not posiible to bring OPS kyuki NPS me govt ko bahut benefit hai
Tire 1 में जब contribution करने गया तो 18%GST और 0.67% कोई और TAX क्यों काटा जा रहा है ? और इसका नुकशान /फायदा क्या है सर? सर महेरबानी करके इसके बारे में बताने की कृपा करें
I appreciate your efforts and your videos is knowledgeable.please compare the performance of service provider and fund manager so that we will choose the plan as per their performance.
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NPS कैलक्यूलेटर tier 1, 2 के बारे में आपने बेहतरीन जानकारी दी है। हमको 10 साल हो गए थे इसमें खाता खुलवाए लेकिन कुछ जानकारी नही था। आपका बहुत बहुत धन्यवाद, बहुत धन्यवाद
Sir ,you well explained the ABC of NPS
I just have two queries-
1. How much amount nominee will get in case of account holder death ?
2. If someone stop investing amount in NPS account after few years and want to take out the money, what they have to do ? Is it possible or not OR is there any deduction in the deposited amount ?
The best video so far with detailed information. I have finally opened my NPS account with Tier 1 option with the help of this video. Thanks a lot.
Love you sir.. your teaching methods is very very easy and helpful.. keep it up and God bless you..
Thanks for good information... NPS mai 2 option h tax benefit ke Ek Mai 2lac tk aur dusre Mai 50k tk uske bare Mai Ek video banao
Thanks for the detailed information.
I've one query , what if applicant expires before the age of 60, what is going to be the further due course, how nominee can claim that amount and when they are application to get that amount.
Go to you tube channel.. NPS ki pathshala
Hi Mukul. Thanks for series of videos on NPS. Please make a video on when a subscriber of NPS dies before the age of 60, how his/her nominee can claim the amount invested till date.
The Nominee/Claimant is required to submit a duly filled-up Death Withdrawal Form along with supporting documents such as [Death Certificate deceased Subscriber, KYC Documents (Identity & Address Proof), Bank Account Proof, and other required documents].
The list of documents required is given in Death Withdrawal Form.
Visit the NSDL website-Home-All Citizens of India-Withdrawal forms.
Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been working with one for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I have been making over $19k every month since the lockdown, that made it clear there's more to the market that we average joes don't know
Creating an NPS account is good but people downplay a planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like CHRIS RYAN STEWART
I wasn’t sure with investing money for a new car, but I’ve made over $58k since 2022 from learning from Chris and still bought my dream car. Thanks😭
Is it possible to get in contact with a person like that?
I wonder where he gets his analysis from. I’m very impressed with his resume
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently
Aapke dwara nps ke bare di gai suchna bahoot hi faydemand hai .Main 31.03.2022 ko retire ho chuka hun .mere nps account mein 2017 se ab tak kuch rashi jma hai .krpya batayen kya main complete jma rashi ki pension le sakta hun aur uske baad main nps account ko continue kar sakta
hun ? Mujhe kounsi plan mein fayada hai .
1. 100%Jama rashi par pension
Or 50% jma rashi par pension
Thanks
Very Informative videos on NPS.
But actually , while investing in NPS we should consider factor that investment in NPS is increased with increase in salary for government employees. How to calculate NPS for such customised cases? can you please guide it through excel sheet?
Sir, of all fin literacy channels, your videos have maximum content in minimum time & that too very lucid & explained in lay man's language. Grateful for your help.
Assuming 7% inflation, the value of Rs 60,000/month pension after 30 years will be less than 10,000. So will this be sufficient pension? Old pension scheme was far far better than this NPS especially for Govt employees.
No DA also. After further 10 years it will become less than 5k. Old pension scheme holder salary is double than NPS holder if calculate with pension future value.
Ya.. That's true.. After 30 years value of 70k would depreciate to around just 2k or 3k...nps is a scam..
Old pension scheme is not good for country
Mukul sir, your channel is very very knowledgeable, I watch each and every episode
Sir please make a video for state gov employee, 10% basic pay +14% gov contribution.
You elaborates the topic nicely and we understand the topic very easily. But my question is ... I think we should also think about the value of 2 crores after 30 years, because inflation eats our wealth. Am I right ??
NPS Tier 1 vs LIC Jeevan Umang (Table No. 845)...... which is better & why ? I want a video on this matter
Lic jeevan umang is better option than nps
Lic jeevan umang gives gutanted return
Tier 1 maximum investment
Very useful information..! One ques - if the person dies before 60 yrs. What will happen to invested amount
NPS उनके लिए सही है जिसकी SERVICE कम से कम 30 साल की है कम समय या ज्यादा उम्र में नौकरी लगने वालों के लिए बस मजाक हैं😂😂😂
Nps good h to MLA, MP ke liye bhi ye lagu ho ,,,,mla,mp old pension kyo lete h
It's not good at all for govt . employee .
parliamentrians pe ye lagu nehi hota hain kyunki unko kisi exam pass karke job nehi karna padta hain.. wo log sirf 5 saal ke liye chori karne aate hain , chori karenge pension lenge chale jayenge
सही बात
Nps per loan mil sakta h kya
well said
Sir, I appreciate you tech topic in very simple way with example ☺️
Glad to hear that
Sir one time invest kar ke.. Every month expense kaise withdraw kar sakte hai. For example mere Paas 25 lakh after selling the property .. After investing next month se kitna rs per month withdraw sakte hai and where to invest?
Superb explanation👍
Thanks asset yogi for clarifying my all doubts🙏🙏😊
Hope it's helpful:)
Not a single doubt regarding NPS left in my mind. Awesoooome video!
Your videos related to financial schemes are very good whatever I watched. Appreciated. Keep it up . All the best 👍👍👍👍👌
Thanks for appreciation Lokesh :)
@@AssetYogi Plz somebody help....I resigned from govt. service in 2014.. In, 2020, now my nps balance is 5.13 lakh....If I don't withdraw/exit from NPS and the accout lies idle for the next 20 years, i.e my retirement age, Will my NPS amout be sized by the govt in the between this period and it refunded to the govt account ?.
Nice,
But sir NPS account open karte samay cancel cheque anivarya hai to join account ka cancel cheque chalega ky aur joint account net banking chalegi ky? Please reply
Sir, there is also alternative investments in which amount is invested by the pension fund managers. You haven't discussed about that. Anyways thanks for sharing valuable information on NPS. I always watch your videos.
behatreen knowledge sir itna to hame pata hi nahi tha
Dhanywaad Rohit :)
Tell us the difference between OPS and NPS
Best explanation of NPS. seriously
Thanks Ankit :)
Please elaborate again on the Tier 2 account and also explain when is the amount starts like from when which age we will start getting the monthly pension upto which age ?
From the age of 60..
@@VikramSingh-dj5hh Until death
Awesome explanation sir... thanks for the information.
Most welcome Shrikanta.
Very informative and concise video. Liked it
Thanks for appreciation Rahul :)
Nice video sir,but how much amt investment in monthly?
Thank you so much sir for all the information. Need one clarification if NPS holder died before age of 60 or 65(before age of retirement). Any benefits for spouse and dependent or how much amount returns back to the family? Please put some light on this.
according to NPS website - Upon Death - The entire accumulated pension wealth (100%) would be paid to the nominee/legal heir of the Subscriber and there would not be any purchase of annuity/monthly pension
You are genius Sir and Great teacher explains everything very slowly n Simplifiedly easy to understand n learn
Thanks Sir
Perfect explanation ❤️
Glad you think so!
Good morning Mukulji. Great work. So lucidly deliberated these points, thanks. Keep posted these type of videos. One request : plz suggest about the new income tax regime, the details about it.
Thanks
thank you for making it so simplified
Glad it was helpful!
Sip me invest karna jyada better hai
Sir, request you to share the link for comparison of NPS with other investment options.
Here is the video Abhishek, You can watch. ( ruclips.net/video/yK0iKkh_kXs/видео.html)
This video was really informative as other videos of this channel.
NPS is a good option for long term retirement planning ❤
Indeed
A to dekho ki pension fixed hai. Retirement pe pension agar 50k hoga to same amount 10 years badh v hoga. No DA like OPS. Kaise chalega
धन्यवाद श्रीमान मुकुल जी🥰🙏
Sir, your videos are easy to understand and you provide info in great detail. You are doing a remarkable work. I always wait for your new uploads. Please don't stop this channel. Wishing you all the success for your channel!
Thank you for appreciation 😊
@@AssetYogi , Plz somebody help ----I resigned from central govt .service 2014..Currently my nps balance is 513455....But last few days ,I am noticing that everyday the amount is increasing by 1-2k(aporox.) ..Now my queation is whether it would be right call to withdraw the amout now or I should wait for further so that tje amount increases as it is increasing now. My second question is how do I know my basic corpus amout & whether it is a fixed amout which is taken into condideration if I opt to withdraw right now or later....
Sir ASSET ALLOCATION pr EK VIDEO aur banaiye. Asset allocation AAP apna kis HISAAB se krte agr aap NPS account holder hote. Ek GOVT SECTOR EMPLOYEE JO group C me h.. (jiska nps abhi 4088 deduct ho rha pr month...usey kis hisaab se asset allocate krna hoga?
Noted. Will try to cover in a future video Rajesh :)
@@AssetYogi shukriya sir
Sir as per sec 80 CCD (1B) of IT act deduction of Rs 50000 can be availed
72000 or 53000 seems big, but need to consider the present value as well, i think
Thank you for this, it's really worthy.
Wow!! Such an amazing video. Thank you sir
Thanks Kunal
Gave a very good information elder brother. Thank you so much.
Thanks for appreciation Abhik :)
You are great.. thanks for giving valuable information on investment plans
It's my pleasure
Sir only central government employee k lia NPS video banaye...
10% of Basic pay+ 14 govt contribution
Noted the topic suggestion.
सर जी सेंट्रल आर्म्ड फोर्स के बहुत सारे कर्मचारी 20 साल बाद 20 साल बाद स्वैच्छिक सेवानिवृत्ति लेते हैं तो उनको एनपीएस द्वारा उस समय कितना पेंशन मिलेगा सर इस पर एक वीडियो आप जरूर बनाइए
Totan Saha
cntrl govt ka ma ka chuyyt
Again outstanding explanation sir👍
Thanks Tanay
How you have make this video bro, men ur full picture video with ppt typing plz send me or make a video
Excellentlt described. No confusion.
Great to hear!
Very informative and useful series of videos, thank you 🙏
Keep learning 😊
Sure Sir🙏
I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.
I want to open new account.
You didn't mention about lum sum withdrawal terms on NPS.
I heard only 40%/60% is tax free on lum sum and 20%/60% is taxable. Is it true?
With Lumsum only 60 % can be withdrawn and it is all tax free in Tier 1
Very valuable information.your explanation method is very unique
Thanks a lot
Sir, I (30 yrs)have joined recently in central govt. and it seems the possible retirement age might be 55 yrs. In that case the NPS plan will be calculated regarding to that?
very clearly given information..Thank u. i am got very clear idea.
Is the amount of corpus invested in annuity plan of Rs 1 cr shown at No 1 for pension around Rs 72000 pm is not returnable? And if not whether we should invest in plan which return our money with with less pension or to get higher pension wothout taking our money back.
बहुत अच्छी ढंग से अपने एन पी एस को क्लियर किया
Sir please make a video specifically on NPS for government employees
what is the valve of 50000 in 2050 after taking inflation. As per the reference to The business school every 20 years the money lost its value to 10X. It means you are getting Rs 2500 today right Now is equal to Rs 50000 In 2050.. Is NPS a foolish plan.. my father retired in 2020 and he is getting 70000 pension what I will get Plz answer
after hearing you. I will open account
Dont open
@@sahebsaha5873 kyu bhai
Videos with lots of information and great attitude. .
Thanks
Sir can you please advise, what happens when a nps subscriber dies prior retirement age or before 60yrs.
Nominee will get benefits
Can you please elaborate what kind of benefits, like what percentage of the deposited money will they get or what amount of pension, or any link with details of my queries please
So good explanation.. Mr. Mukul
Thanks 😊
thank you sir for your valuable information. I m a state govt employee from assam aged about 34 . pleaae make a video on comparison between old pension and nps , in assam a movement called "we want old pension" is initiated. so please clarify me which is better and why.
thanks in advance.
Great share. One question. What if depositor dies before retirement age. Is there any nominee to whom the money be credited? If yes, how, when, and how much?
For Govt. Employees, NPS means "No Pension Scheme". Govt. Employees must always remember that you don't have pension. Compare your expected pension under NPS with expected pension under OPS you will come to know the reality of NPS
Thik e he nahi chaiye pension vai...
GDP me se jitna Paisa department ko allotment hota he uska 50% to pension pe hi chala jata, is se bahtar ye he vai... National development hote rahna chaiye 200× ki speed me
@@श्रीकृष्णकेभक्तkyu koi jindagi bhar mehnat kr ke kamay aur budhape mein jb lachar ho to usko bojh bta ke fek de kha ki sahi baat hai kya jwani bhr kam kr ke teri gdp mein contribute na kiya usne Tu hi apni kidney bech de aur badha contribution gdp mein 200x speed mein.
@@श्रीकृष्णकेभक्तhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai
@@श्रीकृष्णकेभक्तhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai
Nice illustration and clarity on concepts
NPS itna hi sahi h to mp or MLA ke liye bhi lagu kyon nhi karte
Very nice information within a short time ..
Thanks for liking
Tier 1 account calculate if service person death before completing his service ?
The accumulated corpus will be apid out to nominee.
EXCELLENT MUKUL SIR, MANY THANKS.
Thanks Biswajit.
I am a CG employee.I guess my tier I amount will be rs 20 lakhs on my retirement.Than what will be my monthly pension on retirement
12000
One question: If let's say we have an active choice (75 equity, 15,10), and invest 100 rupees into Tier 1. After 1 year, assuming 40% growth in equity, and 10 % in the other two asset classes, the total value of trh fund would b 75x 1.4 + 25 x 1.1 = 132.5. Will this total sum be readusted to be 75, 15, 10 again, or will they grow parallely?
No tax benefits. Employers contribution added to salary.
I😂
Useful video , thank you for giving awareness
Thanks
In TIER 2 - do I have an option to choose / select mutual find schemes or it gets selected by fund manager.
Pressntly I do direct investments in mutual funds. So can TIER 2 replace platform of direct mutual fund investments ?
Maximum 75% investment in mutual fund 25 % in bond or government sector, its depend on investor (you).
Or
50% mutual 25 % bound 25% govt sector its all our choice.
Very informative video sir......... love to watch ur videos... a very minute fault i want to aware you... if you dont mind... its National Pension System not scheme sir..... will wait for your next video thanks
Kya central govt employee 20 saal me 60"/, nekal sakte hai
Aap ye btao sir tier 1 me equity ka me jyada paise kaise daale yaani equity ka percentage kaise change kar sakte hai....eske upar jarur ek video banaye
Oh really... Firstly I bought a unit linked life insurance and in five years my investment reduced 45%...means I paid 400k and its today worth is just 225k only rather increase its decreased and I have NPS from last 3 years and its worth reduced by 25% of my actual paid money... 😁
If the present fund value is less than the total invested amount in NPS-Tier 1 account and we change the scheme % allocation, then do we have to book losses?
What is your equity allocation?
@@rnhotta18129 SBI fund manager.. 50% secured Govt.. Rest in others
Please make video on gold investment. Is sovereign gold bond is better ? How physical gold be better ? Both views
Both are good options
But physical gold is not safe to be kept at home... If you go to bank locker you have to pay charges.
Gold bonds are also a good way as returns are guaranteed like FD but not for the long term
Hi Mukul !
Can Armed Forces Personnel also apply for NPS (Tier 1 as well as Tier 2)?
Yes
Sir kisan tiar-1 account khulwa sakta hai n.p.s. me aur without online account kahan khulega. Means koun sa bank bestest rahega. Sir please reply soon.
I invested ₹55000 in UTI debt fund (100% G). But XIRR is (-)10.0%. I never saw my money is growing. It is always negative even in Debt fund. How can you assure people of 10-12% return from NPS?
I am a government employee and getting 10% XIRR since 2009.
In 2009, it started with ₹ 10 NAV and today it is ~ 28.8 . That's a 10% cagr over the 11 years.
@@rnhotta18129 now what ROR you are getting 1% or 3%???
@@omkarnath1385 10.5% CAGR
Beautiful explanation sir👌👌👌
Sir,
Tier-2 par bhi aisa hi mast video banaiye please.
Thanks Parwez :)
Hi Asset Yogi: Is it possible to replace the existing NPS fund from let's say Birla Sun Life Pension Scheme to LIC Pension fund? As I am not sure I am getting the expected growth.
Yes. Just comment here if you want to change your pension fund manager. And as data suggests, Birla Sun Life is the lowest return generator of all.
Please clear the doubt on national pension system (N) and national pension scheme (NPS) . What is correct for NPS
National pension scheme
Employer contribution ka kya scene hai sir for govt. Employees ?
Sarkar degi paisa matlab contribute karegi for govt. employee..
@@divyanshu5920 NPS DANGER OPS KI DEMAND KARO
@@mukeshsawleshwarkar3461 aise nhi mil jati Ops ab privatisation ho rha hai sarkaar jitna pasia bacha sakti bacha rhi hai... It is not posiible to bring OPS kyuki NPS me govt ko bahut benefit hai
Cleared many concept about NPS. thank you!
Tire 1 में जब contribution करने गया तो 18%GST और 0.67% कोई और TAX क्यों काटा जा रहा है ? और इसका नुकशान /फायदा क्या है सर? सर महेरबानी करके इसके बारे में बताने की कृपा करें
Sir plz bata dijiye ki NPS bhi PPF ki tarah online oprate kar sakte h?
I appreciate your efforts and your videos is knowledgeable.please compare the performance of service provider and fund manager so that we will choose the plan as per their performance.
Please share a video about the EPS 95 higher pension formula as per latest EPFO circular for the employee retirement after 2014 and before 2014.