I asked CYBERTRUCK Owners Their Monthly PAYMENT (and income)
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Payment, financing, rate, investing, income, interest,
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ASKING MORE CYBERTRUCK OWNERS : ruclips.net/video/eSexX8KUKfQ/видео.html
Part 1 ruclips.net/video/xcU5e0vtTk0/видео.html
Part 2 ruclips.net/video/51PLS00vuTs/видео.html
My boi, once again…you GOTTA ask a follow up question asking what they pay monthly for insurance AND who their Insurance company is.
Good QUESTION!@@Av-vd3wk
@DennisCW not really most of middle America lives this way
Cybertruck Owners pt 2 ruclips.net/video/eSexX8KUKfQ/видео.html
That's about the urgliest so call truck in the whole world. It looks like the begining of my wood car back in high school in woodshop. It so urgly it should not even be call an automobile. Dame Urgly!!!!!!!!!! Google the word "URGLY" and you see the picture of this thing. Only urgly people would love an urgly truck!
Everyone who hesitates when asked how much down is totally lying. You don’t just forget how much you put down 😂
Probably not. I don't 100% remember how much I put down on it. I'd say around $30k but ended up getting tired of monthly payments and just payed it off 1-2 months later so kind of cash I guess. It is something that can be kind of forgotten 6 years later if you got a lot of stuff going on in your life.
Lmao. Ain’t none of these chumps put large amount down
Or when they have to think about how much the monthly payment is.
@@S1RLANC3
@@S1RLANC3the cybertruck just came out lol quit making excuses for him
"I rely on Autopilot, so I bought a truck with no autopilot, yeah that sums up Tesla owners quite well"
"It's a rediculous looking car" is the most unintentionally honest thing I've heard an owner say.
The dude that paid cash is doing it right. The dude that has a 1600 payment is a nut.
oh?
Making 120k and buying a 100k truck? That’s crazy!
@@bernie236most people that finance their cars can’t afford them. I drive a very old car to work and all my coworkers have new cars like teslas and I just know they are all living paycheck to paycheck
Why do people always think that their choices are superior to another? Why do people buy Ferraris, or bigger homes than they need, or a big truck, or spend their money traveling too much, how bout live and let live. The America dream is not longer buy a house and live it until you die. Overpriced homes to begin with. People can do whatever they want with their money.
@@ItsSacredGyou know that they are living paycheck to paycheck how exactly? I have a Tesla, I’m not living paycheck to paycheck, mind your business.
I'm convinced that everyone says it's worth it, just trying to convince themselves when they know deep down it's not.
It's like when people go white water rafting, have a miserable time, but agree to tell everyone it was great to not look stupid.
The outside appearance of that thing is enough for me not to get one.
Buyers remorse for buying a $100,000 commuter. Trendy toys are expensive and lessons are hard.
@@Deflow91yess I’m w u the only thing I would do is rent one for a weekend n boom I own one for a weekend 😂
Whatever makes you feel good about yourself lol
The second guy says he doesn't like getting attention but he took on massive debt to buy a Cybertruck and shows it off at car shows lmao. Yeah you must be hating that attention.
I don’t know but Turo it cost $400 a day to rent one
Taxpayers cowners, subsidized $7500 tax credit, Scotty Kilmer.
RUclips tube video of , Here's why tesla's cyber truck is the deadliest vehicle ever made.
Bad investment for taxpayers.
There’s attention and then there’s cybertruck attention. Imagine saying you want to be in a movie and then you wake up the next morning and people start treating you like Ben Affleck lol that would suck
😂 fr…
GoDucks btw
Only reason anyone would pay that much for that ugly ass dumpster is purely for attention-seeking. Irony is it wont get them the kind of attention they were seeking.
I’m a nurse practitioner and needed a truck 😂😂🤡 $1600 a month is insane
Tesla owners arent bright they think they are but have no idea th3y are hurting the world ..those batteries arent safe
You’re clowning a nurse- someone who went to school- put the hard work and dedication into a reliable career. Why clown this person or anyone who works for something they want?? 1600 a month isn’t insane if you can afford it- especially if you’re able to snap 🫰🏼 work for additional income!
-10k down, 1.6k/month payment for 100k car is great in today’s economy!
-1.6k/ month payment is insane for these 🤡 that can’t work to afford 😢 something they want in life ✅
@@bn9461 I’ll clown anyone that lives beyond their means just to have some materialistic BS
The average nurses pay in the US is just shy of $80K with experienced ones up to around $120K neither is a enough to warrant that kind of payment, unless you’d prefer that over owning property in your lifetime or working until your dead. But you are right it’s their choice, just wild to me, that someone would spend their hard earned money on something that does nothing but loose value.
Yeah a nurse practitioner is not the same as a registered nurse. NP’s make a lot more than a RN. Stop acting like you know what he does in his free time and if he actually needs a truck or can afford it. Shit is cringe af
I pay $1600 a month for my Model X Plaid. Ya only live once 🤷🏽♂️ can’t take my money with me!
“I needed a truck and I needed something with autopilot”. Ahahaha
And happens to be a nurse practitioner... Could've sworn he had a landscaping business with his "need" for a truck haha
ahahahah - we got scammed
ouch...
Auto pilot does not even work yet on that truck
You can tell he needs autopilot he couldn't park and made everyone else have to park crappy.
I'm a truck guy !! I used to be a truck guy now I'm a fridge guy 😅
I have a 2024 Ford Maverick hybrid 🤷🏽♂️…. Put 20 K down currently owe $5000 on it….. and my payment is $200 bucks a month😂
thats a nice payment!
It's only worth 5k. It's a ford focus truck. Worthless
When
@@kW_789 actually, I could resell my truck right now for about 5K more than I paid for it and I’m currently getting 46 miles a gallon….. You talk about it as if Teslas are so great or rare I see 1000 of them a day and constantly see videos about their fitment issues squeaking panels not lining up 😂 so yeah, I might have a $200 payment on my piece of junk but you have a $800 payment on your piece of junk
@@kW_789*Ford Escape, the focus doesn't exist anymore
Tesla owners are wild. $20k over for "future add ons" then goes on to say he will likely get rid of it in a year. Also, "I needed co-pilot" when it doesn't have co pilot lol.
I will be able to purchase a cybertruck in 6 month or so, I currently have about 40% saved up, my credit is ok I can get approved with a 8-9%apr at about $850 a month, I am a shift lead at Wendy’s making about $37k a year 😂
Must be nice living with your parents
@@Neji1984 it is. im buying my first car and its going to be a tesla. living with my parents has helped a lot acutally! IVe been able to move out with a goooood sized emergency fund
thats a good amount saved!
Great job on the savings. Keep it up you'll be in your truck in no time
😂
One thing I notice in people who follow the masses or have to obtain the newest and greatest item is the need to justify the purchase. 🤯
I burned lots of Money on Cars, but as I get older I get wiser... No reason to pay $20K over and the interesting thing is the manufacturer doing it... always say is your money you can do what you want to do... I will never pay over for any car and no Financing
I think it depends on your finances. If someone has $2,000,000 in savings they could buy one cash. If someone has $70,000 in savings it wouldn’t be wise to finance a cyber truck.
I feel the same,no car payment is sweet!😙
I agree anything over msrp is unnaceptable. no matter the car. If people worked together the way dealers do, there would be no car sales over MSRP
Should have gotten the Lexus 😂
“Doesn’t like the attention of the cybertruck” and yet you are at a car meet… lmao
Its a car meet. Thats like comparing a celebrity eating out with their family(and not having privacy) vs them going to a entertainment expo.
Yeah I don't think people realize what their activities say about them regardless of what comes out of their mouth.
120k, ahaha after interests and insurance, is more like 300k in 7 years
oufff
in 7 years he can sell it for $30,000
Keep telling yourself that lol
Math must’ve been hard for you in 3rd grade huh? 😢
I didn't know Jason Momoa had a Cyber truck
frfr
How stupid are you?
Cybertruck driver: Yes!
😳🥴🥴😆😆🤣🤣🤣🥴🥴😂😂😂😂😂
You can't afford one
@@SDub5050 You're absolutely right, even if I were a millionaire. I wouldn't have the heart to afford something like that.
Bro don’t hate on something u don’t like and others do
cope
$120K a year salary and $1600 a month payments. Something is not right.
How can you not know how much you put down on the vehicle? The other numbers pop right out of their mouths, but they all become forgetful how much they put down on a $100K purchase.
Real Pickup owners don't purchased the vehicle on how fast it can go 0-60.
The Tesla people will never admit anything is wrong with the vehicle. It is a human nature to not want to admit you spent all of that money and there are issues. You want to justify your purchase.
The nurse practitioner said he works in surgery. He said it varies. He probably being cautious of the statement. He is making at least 180k not including bonus. This I know for sure.
Waaaaa
Normal US consumer who bought things for the attention value, but really can't afford it. Go back a few years and interview them and see how they feel about the resale value and debt payments.
Some can afford it. Also, some probably aren't planning on selling it and might never look at resale value.
I drove a Nissan Leaf for 5 years which allowed me to save enough money to pay cash for a slightly used model 3. I'm self-employed average between 80-120k.
NICE!
Amazing, self employed, what do you do for living?
I'm a mechanical engineer by trade and sell my own products online with Etsy, Ebay and Amazon.
Smart man, you have a high IQ. I dont like teslas but the Model 3 is actually quite a good deal in todays sedan market. its the only tesla I would consider. I really dont understand why people pay double or triple the price for model x and model y instead of a model 3. atleast the model S actually looks good for the price.
Ew
This is crazy people are paying cars for 72 months?? By the time you pay it off you'll need a new battery.
Two of them.
Love the KitchenAid tag.😂😂😂
thats the best!
Charbroil would be a good one too.
@@corychamplin I'd put a Sub Zero emblem on it.
The first guy said he had a problem with his ram with acceleration and the Tesla doesn’t have a problem with acceleration. That may be true, but the accelerator pedal itself is a huge problem on the cyber truck lol
Buddy with the black truck did not like talking about his salary or what he put down on the truck. Something tells me he put nothing down and he’s broke 😂
ouf
It takes a brokie to know a brokie
@@kW_789 lol I’m just a body language guy. I’m good at picking up shit like that. I’m a salesman
eating costco hot dogs and cup of noodles for the next 8 years
You forgot to ask about the other half of the payment!! The insurance
Insurance, registration and interest 😂. None of these buyers sounded like they could afford it. They are doomed
This is a great point.
good point!
@@linger4605everyones grave will be the same size! Stop worrying about another man’s pocket 😂
@@linger4605I think you would be very surprised about the amount of wealth in CA.
“I believe that the extra 20k is legitimate; stuff that you’re going to get later” is SUCH a truly insane thing for a person to say after buying a car.
And that was promised when the first car was delivered in Nov 2023, now over half a year later, there is no replacement wheel covers, no lightbar, no Autopilot/FSD, still no extra battery available, by the time its there, the car is not even worth 50% of what they paid :D
7:10 . Gotta love the model Less
lolol
Great interview!
I was actually really considering a cyber truck, but then my job offered me a 2024 model 3 for a company car.. so I went and bought a RAM TRX 😂, which is a little more than a CT. I LOVE IT!!
Thanks for sharing!
I like the way one of these owners obeys the law and displays a front plate
Not every state requires a front plate !
@@smackfred this is filmed in California,,its the law here you must have a front plate..99% of Teslas here dont have one
What is this meet and how you hear about it?
$1000-$2000 / month is pretty normal for $100k+ vehicles. Even Benz GLE’s payment is around $800~$900 and Porsche Taycan, Land Rover Range Rover Sport’ payments are around $2000. Lastly, Tesla model X & S payments are easily go for $1000~$1500. I assume that most people here can not afford Cybertruck’s payment.
I don't own a Tesla, but this video came across my feed and piqued my interest. Great topic and video. Subbed.
Awesome, thank you!
lol enjoying waiting in line to charge that pos
just charge it at home lmao , haters just can’t afford to spend that much money on something so simple
Cope harder
These monthly payments are insane.
All these folks drinking GOOFY JUICE!!
There's a lot of goofies with a check! -Kendrick Lamar
Idk the car looks nice. Drives smooth as hell
Looks nice? Bro get some glasses... I couldn't be paid to drive such an ugly vehicle. It's an embarrassment.
The amount of money people spend on to be the first one to get a cybertruck is crazy. But Thank you for being the guinea pig of finding all the hiccups. Second gen cybertruck will be a lot better.
wild
The negative jealous Debbie downers are out in full force on this video. Haters are a necessary part of the equation. There’s always going to be a hater in everything.
I actually saw that guy with the bright green wrap recently on the road - it's a sick color!
very!
Loving that silver double unicorn M3 😊
⚡️😮
My co-workers all make 100-150k and they all drive big pick up trucks that cost 1k a month 😂💀 they literally live for their truck 🛻
interesting insight
Well that’s only 12,000 of their 150k that’s not really living for the truck
@@tylerseabook9423 you forgot to subtract taxes =net income. Ha ha ha
@@roy07x so after taxes on 150 large a year equals 12 grand🤦♂️ even taxes on a 100 🤦♂️
I've seen this comment on other car videos. complete bot
Dennis, you keep proving you are one of the best tesla youtubers...keep it up
love this topic and very interesting as I am stretching my budget getting ready to buy a CT
thank you!
The guy in pink doesn’t make any sense. He said he needed a truck for work and then says he’s a nurse.
😂
😂
@@erinfrost1753 I know
bodies
For the dead bodies 😅
Vary nice video. Great people being interviewed. No BS.
Much appreciated!
Buying a pretty good car from auction and dropping a couple thousand to fix it up is the real sleeper decision. These car prices turned me off to wanting a brand new Cybertruck.
that first green cybertruck is both beautiful and ugly at the same time
Lolol
Like a chick with a pretty face and ugly body OR pretty body with an ugly face?
It was vile.
Makes it look like a toy.
lol most were definitely Impulse Buys.
yolo
Impulse?... All of them had 4+ years to prepare for it.
Great truck! I can't wait till the day I can rip the battery out to use it for my powerwall and eBike projects.
What is the towing capacity
People are out of their financial minds for this thing. There are gonna be a bunch of heavily depreciated CTs on the used car market in a couple years when these fools realize they can’t keep affording $1k+ car payments 🤡🤡🤡
Some people have it like that man. If you’re making 285k+ a $1,500 payment isn’t an issue
@@RT-qz5ci is that what these guys are making though? 🤣
If I had that salary I wouldn’t have a car payment.
I don't think i would call that a truck. Never seen 1 here in SE Texas & I've only seen 1 Tesla car & 2 charging stations apparently somewhere. I've never seen any charging stations. Gas & diesel will still rule in the future. Ford & Chevy have learned that battery powered vehicles just Don't Sell.
Not yet. They are coming tho. Both EVs and more charging stations
The future is high speed trains
@@daveassanowicz186 the future is moar coal
@@daveassanowicz186 trains to where ??
@@cardboardboxification The train station
My last comment got quiet a thread going but I really want people to know my 2019 model 3 can go 160 miles using 32 KWh which is equal to 1 gallon of gas or 160 miles per gallon!
Pay cash and don't pay interest. I just ordered mine. I can't wait!
Great video! Thank you.
We currently have a 18 model S we purchased January 1, 2024 for $29,000 it has 62,000 miles on it.
veru cool!
Needs new batteries already
29k on a 62k mile car?!?!? 🤣 y’all 🤡
@@justinsalazar9070$80k new with 12k per year mileage? That’s a steal
@@Houndzee "I currently have a Toyota built in 2005 I paid $6,000 for over a dacade ago " $23K new with 5,790 per year milage. Thats a steal.
If you can swing cash I can’t really complain about what you spend it on. Financing with a huge payment though is just dumb. Just throwing money away
Prices on vehicles are high precisely because foolish people will leverage themselves up to their eyeballs. My favourite is when these people say they own “own” one of these high end vehicles. No honey, you own a loan. The bank owns your cyber truck and you rent to own it from them.
Try driving those things in cold climate 😂😂
@2:59 that man bun, Starbucks in his hand and skinny jeans explains everything I need to know about that person.
I wonder what the insurance costs.
Rip 🪦 😅
guy said he doesn't like the attention but he's at a car meet... showing his car off LOL
That’s Stevenson Ranch in Santa Clarita I recognized the parking lot
@ 01:23 What legitimate extra stuff does he expect to get with rhe truck eventually?
The title of this video should be "Talking to people who make bad financial decisions."
bad financial just depends on how your finances are. These guys have well paying jobs, so they buy stuff they like and enjoy life. If your can't afford it doesn't mean they can't LOL
ahahahaaha
Mind your own business on people’s financial decisions.
@@himeiloveme
No, not really. Bad financial decisions are bad desicions no matter how rich you are. Musk bought twitter and immediately lost $30 billion. That was the worst financial descision ever, yet he is loaded.
You sound broke
Yeah that $10,000 he put down didn’t do anything.
True
Exactly
It might have just covered the sales tax.
1st guy paid cash... respect
I have two trucks. My monthly payment is ZERO.
I did pay $50 this month to replace the passenger window motor.
Yup. I haven't had a car payment in over 10 years which bought me a new house in another country to vacation from.
Great Event and Great to meet you Dennis your a Great Human!💪
I appreciate that!
great to meet you as wel!
Am i cheap because Im looking at used 2022 Model 3s at $28k, and to me $10k as a down payment is not enough?
No. Not cheap. Smart. I would bet I make more money than that guy (I also work in healthcare), and I would never do what he did. He absolutely made a terrible decision buying that car; he can NOT afford it. What that guy did will ensure he lives paycheck to paycheck. Buying one of these low mileage model 3s now that the used prices have sunk would be the way to go. Especially so if you can manage to pay cash for it. If it makes you feel better I only drive a 2018 Civic SI.
Not cheap. I drive a 2005 Toyota with 110,000 mile on it LOL I get the cheap trophy.
How are they paying their negative equity to upgrade Tesla's is the question my 2023 model 3 performance is valued at 33,000 only at 18k miles I'd have to pay 20k to switch cars 🤮
tru
I used to sell cars in NYC for years, people rarely tell the truth about their actual "payment". Some people will sell you on the idea they got a "deal" when they really didn't in most cases.
It’s hard to beat fast, quiet, and comfortable.
Hmmmm, looking through your past videos did you ever disclose your monthly payments on your cyber truck?
its on my list! Ive made a "payment video" for each of my previous teslas !
I have Rivian r1s, and it’s $1550 payment..
good insight
Ouch
Ooof
Lol
Teslas autopark can't park between the lines. Haha
Your channel help new buyers ! Also understand Tesla 😊
Great to hear!
Canadian dollars:
I own a used Tundra ($40k) and pay $412 per month over 3 years and make $140k+40k(for side business the truck is required for). I'll never the cyber truck but do have the 3P.
I would like to know average cost of a wrap
$3k
$3k to wrap a CT, where? In the SF Bay Area here it is at least $6k to wrap a MS.
@@jml9550vinyl wraps are one of those things where the real world price is always at least double that which people quote online. It happens with almost anything that’s mostly labor cost
DIY only at that price
@@enoughofthis false. $2400 at my local shop. SoCal
I see that those are some good people owning a great product! I can't wait to get my Tesla. ❤
woot!
Why? Get something with character
Wrong those are stupid people doing monkey see monkey do b*******
What's the depreciation matrix on Tesla's?
Fast
Making $150k and buying a $90k vehicle is just not smart. And if you can’t afford in cash tripled its price you can’t afford it. My net worth is $3m, home and rentals all paid off, making $200k from my 9-5, just wrote a $52k on my wife’s Lexus hybrid and that’s as high as I will go on a car.
very nice
That’s amazing, however, you cannot take it with you and you’re grandchildren are more likely to spend it all.
Good for you Jack!
No car is justified, this is like woman buying purses or us Rolex, is something we always wanted not a investment
@@IvanHernandez-ii8oq hit is right in the head. I have a Seadweller, SS Daytona and a SS WG DJ, wear them everyday. I didn’t buy them as investments, just toys.
Anyone financing the CT is insane. With interest rates at 8%+, and current market returns, it’s either lease or cash.
It depends on circumstances, one might be getting more that 8% invested elsewhere.
If you can’t afford it in cash tripled its price, you can’t afford it.
semi agree
6:00 guy did not seem like he could afford it at all. Yolo is definitely the right term for that
Thank you for this video 👍
My pleasure
I laugh that the guy was politely saying, "I could tell you but then I'd have to kill you..." 😂
It's crazy how many people pay more than my mortgage for a car. I was having a fit when I got my used Honda Pilot for $350 a month in December; and no, it was/is not beat up and high miler.
EVs are like smart phones right now... Throw away after a couple years. And completely impractical for the masses and the infrastructure.
The electric vehicles we have now are necessary, but the experience over all does not sound great. Charging is just not there yet, but we can't get there without this.
Manbun, Starbucks, nurse, and autopilot. My man, go drink a beer and cut firewood. You have potential.
You need to go to therapy.
lololl
He was missing a Ukraine pin
my 2001 tacoma with 635,000 miles blow's those away, still run's good and look's great
So does my 2005 Toyota Sienna with 110,000 and at least 200,000 more to go. And no car payments just bought me a new home in a beautiful country.
I have the invite but waiting for the better/cheaper version with the tax credit.
Most making payment at $1000k plus. Isn't interest rate is at 6% now? Can we see a problem here? Yikes.
Absolutely insane to finance a car with such high interest plus high loan amount.
very!
Can guarantee very few of these owners are making less than $150,000 per year. Some are business owners and these are write off’s. Also, I’m sure these owners tend to pay off the cars in full within a year. At least that’s what I do.
@@HoneyDooDoobullsh$t!
@@HoneyDooDoo Also have to factor in most of them had 4+ years to prepare for it... None of those were impulse buys.
That yolo guy misses being able to say yolo without getting cockeyed views
I love the cybertruck I rented one for 2 days. But I would never drop that amount of money to own it. I still drive my cash paid Yaris and own about million in real estate making 250k plus employed and real property cash flow
Nice but as a petrol head, for some reason I cant relate to the enthusiasm .. good people though and nice truck good for any sales business as its a talking point
😂 1600 dollar payment 😅oh my
Ohhhhh
How much did you pay for something that looks like a door stop?
good question
😂 👏🏻
I love the haters 😍 seething Lmaoo
makes me want mine even more. 🎉
@ramonorlando7124 great I'll drive by you in my I.C.E. truck when you can't charge your ev
@@ramonorlando7124ugly as Tesla LMFAO
I have a 2005 soccer mom car, paid $6,000 for it. My monthly payment is..., oh wait I never had a monthly paymet. My savings due to no monthly payments... getting fatter every month. When my battery pack fails in 5,000 miles I expect it will cost me..., oh thats right no failing battery packs in this car. Just turned 110,000 and should get another 190,000 with no payments. I love all the attention I get with my ride! Would I buy a cybertruck? No I don't carry a vienna sausage needing ego stroking to compensate.
Why is it called a truck if the back tail is covered? Where does the big load go ?
Your mom's house
Introverts can't buy this car lol
hahah why so?
Over 100 thousand for a truck that has a max 300 miles which in the end cost more to drive than a platinum f150 and the ford costs less ...average milage it 800 miles on a tank .smart guy ..lmfao..then when winter kicks in your range goes down to about 150 if you lucky ..😅😅😅😅😅
Tesla Guys are one of a kind. Anything for the Hivemind right. LMFAO!!!
I have a gas truck & mpg goes down in winter because of the blend and other factors
Paying so much for a truck is insane!!! That's almost what my house cost in 1999. 😮
You forgot to ask, How much does that windshield wiper cost to replace? Good thing there is only one you have to replace on it. That windshield alone is impressive.
Was that Aqua Man?
yes
I make great money and could never imagine a $1000-$1600 a month payment. I have never paid more than $300 a month for any vehicle and never will. EV’s are total junk.
lol you can’t even get a 99 civic for 300 a month these days
I work at Walmart as a cashier. I can’t wait to buy a brand new CyberTruck next year when Elon lowers the price to 40k.
Nice 👍
*"It had a lil' LAG." It's called a TUNE brother.*