CAR LOAN FRAUDS. EXPLAINED BY EX-BANKER REGIONAL HEAD CAR LOAN !!

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  • Опубликовано: 23 июн 2021
  • Here are 5 Hidden Terms of Car Loan Finance Explained. If you follow it will save in thousands on Car Loan Finance on buying your dream car.
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Комментарии • 228

  • @jitendra497
    @jitendra497 3 года назад +81

    Haan ji sahab.welcome to my car helpline kaise h aap👍

    • @grrg474
      @grrg474 2 года назад +3

      Kessssssse hain ?????? Arey bataiye to sahi ..... Kessssssse hain ????

    • @jitendra497
      @jitendra497 2 года назад +2

      @@grrg474 😀😀😀thik hu brother😂😂😂

    • @zahidjunach8522
      @zahidjunach8522 2 года назад +1

      Sun ke sukun milta hai

  • @manideep_nulu
    @manideep_nulu 3 года назад +58

    Sir, yours is one of the most underrated channel of all motor websites. Your knowledge on car buying & selling process is amazing. Thanks for the treat 🙏

  • @kiranmr7804
    @kiranmr7804 3 года назад +66

    Your are wealth saver of middle class people,such a great you are❤️💛

  • @adityagauba630
    @adityagauba630 3 года назад +27

    He is the reason Im not broke by now.. especially amid COVID related financial issues. there is literally no one else who guides us in so streighforward and honest way...

  • @havefun8669
    @havefun8669 3 года назад +3

    Sabse badhiya....gaadi cash mai lo.....i am a normal working person ...and purchased 2 cars by age of 36 yrs...one is Chevrolet beat petrol top model..in 2011 and second is Nexon diesel in 2019 and both purchased on cash, rather then giving money to banker or dealer on interest .....yes have to take help of rs 2 lacks from my brother...and returned him as per commitment.....it's always better to be transparent in money transaction with family members...and we all can save lot more on interest part

  • @jeetkhakhar8635
    @jeetkhakhar8635 3 года назад +20

    Same thing happened with me. They tried selling me insurance to cover loan. My simple answer was you are charging interest rate for the risk you are taking to lend me money, show where on the loan document it is written that this compulsory. They had no answer as expected

  • @hemantdixit9196
    @hemantdixit9196 3 года назад +10

    Extensive & informative. Beautifully described financial aspects of car loan. You possess better financial knowledge and ability than any banker.
    I wish you success and fame.👍

  • @ravindragaikwad7930
    @ravindragaikwad7930 3 года назад +9

    First of all thank you very much sir.
    I always watch your videos as I am getting very good information from your videos.

  • @vikram_singh247
    @vikram_singh247 3 года назад +6

    As always, very comprehensive information shared. Thanks a lot!

  • @sandeepbodra
    @sandeepbodra 3 года назад +4

    Excellent information explained in very simplified way. Thanks a lot Sir. 😊🙏

  • @samshahbaz
    @samshahbaz 2 года назад +1

    Bro where was i even searching on youtube for car related stuffs.... you are doing a great job. Hats off man.

  • @Ravi62261
    @Ravi62261 3 года назад +5

    Good one Gagan, as always!

  • @shwetagarwal8768
    @shwetagarwal8768 2 года назад +2

    This guy is great.. Very passionate about his work, very thorough.

  • @ganeshdoiphode5639
    @ganeshdoiphode5639 3 года назад +7

    First like from me sir ❤️🥳
    Love u sir❤️

  • @prabhaxseth8848
    @prabhaxseth8848 3 года назад +3

    Salute u dear, u r one of the most valuable and informative person

  • @manish1609
    @manish1609 3 года назад +7

    Amazing insights .. thanks for your efforts 👍

  • @AbdulRajakShaik
    @AbdulRajakShaik 3 года назад +2

    Thank you for the nice Knowledge Transfer. I appreciate your efforts.

  • @anuragsharma9574
    @anuragsharma9574 3 года назад +2

    God bless you.keep doing good job.thanks for valuable information.

  • @nkrishnamys
    @nkrishnamys 3 года назад +2

    Good great, ji please do continue this public awareness programs. Thank you

  • @tacit_
    @tacit_ Год назад +1

    Bro you are debunking all secrets of bank and dealers nexus ...you are doing such a great job....what a knowledge you have bro 👌

  • @arunbhardwaj3365
    @arunbhardwaj3365 2 года назад +1

    u r tremendous sir, u r the reason why i got so much knowledge about car related stuff.

  • @VK-no5kj
    @VK-no5kj 2 года назад +2

    True. this is the reason I avoid going to bank in person. They politely keep pestering to take some insurance product and I have to keep refusing.

  • @bijendramahapatra6907
    @bijendramahapatra6907 3 года назад +3

    Baki sab thik hai Sirji. Yeh “khuda na khasta “ ki jagah “Bhagwan na Kare” bol lo. Kuch nahi bigdey ga

  • @marksharma4745
    @marksharma4745 3 года назад

    Fantastic information. Really helpful for car buyers. 👍🏼

  • @deepakarora1261
    @deepakarora1261 3 года назад +1

    Brilliant work and content!!

  • @kuljitsingh4012
    @kuljitsingh4012 2 года назад +2

    Dear beta you and your style is beautiful. May God bless you. From (haryana)

  • @pattabhiram9549
    @pattabhiram9549 3 года назад +1

    Many middle claass people like me are alive today because of good people like you sir ..thank you so much

  • @Mandeep_Singh_71
    @Mandeep_Singh_71 3 года назад +19

    Great info shared as always and this is the reason I look forward to watching such videos from you. Brilliant stuff!!

    • @lovejitsingh552
      @lovejitsingh552 3 года назад

      Kiwe a tarn taran waleya

    • @Mandeep_Singh_71
      @Mandeep_Singh_71 3 года назад

      @@lovejitsingh552 not Taran Taran walaya .. Chandigarh walaya sounds better!!

  • @kmarif6436
    @kmarif6436 3 года назад

    Sir your briefing highly appreciated. Trusted

  • @amritanshupadhyay7157
    @amritanshupadhyay7157 2 года назад

    Thank you so much. Gagan bhai ji for the useful information.

  • @mystery4952
    @mystery4952 3 года назад

    You always make informative videos... Thank you.

  • @yakshk4735
    @yakshk4735 2 года назад

    So great info... Superb Guidance
    One and only one channel

  • @Abhishekgupta-zl7qx
    @Abhishekgupta-zl7qx 3 года назад +2

    So valuable content..❤️

  • @rameshkiran1597
    @rameshkiran1597 3 года назад

    Very useful video... especially 3rd point

  • @CAVIMALKUMARVERMA
    @CAVIMALKUMARVERMA 3 года назад

    Hello brother again hats off to ur knowledge

  • @sanjaysaxena511
    @sanjaysaxena511 2 года назад

    Superb ..very helpful tips and knowledge Sharing. Great work.

  • @KavibharathiMuralidharan
    @KavibharathiMuralidharan 3 года назад +5

    Very useful content. Can you make the same content in English as well please?

  • @vasanthgreddyify
    @vasanthgreddyify 3 года назад +1

    Hatsoff so genuine sir ji

  • @d03answer
    @d03answer 3 года назад

    Excellent Sir. Thanks

  • @devKumar-uf2ok
    @devKumar-uf2ok Год назад

    Your videos really knowledgeable and whatever you are giving information it’s 100% true even being a customer I would like to choose sbi for a car loan because private bank has log of hidden charges like pre-closure and foreclosure axis and icici both have 5% pre-closure and foreclosure,but in sbi no hidden charges 🎉sbi always great but it’s takes little time for getting a car loan

  • @manjunathmmanjunathm3690
    @manjunathmmanjunathm3690 3 года назад

    Value information thank you.

  • @JaskaranSingh-ok7lo
    @JaskaranSingh-ok7lo 3 года назад

    Gr8 information sir. Banks 🏦 are more clever than us .

  • @therock6134
    @therock6134 2 года назад +1

    Super sy bi bahut upper 💖

  • @dr.gadhavi5276
    @dr.gadhavi5276 3 года назад +1

    thanks sir for perfct Advs

  • @johnsondavid3867
    @johnsondavid3867 2 года назад

    Very useful and practical information

  • @ambedkarambedkarjaybhim1504
    @ambedkarambedkarjaybhim1504 3 года назад +1

    Very informative video

  • @naze515
    @naze515 2 года назад

    Great work More power to you brother 👍

  • @shashankmor2773
    @shashankmor2773 2 года назад

    You maade it Quick, Simple, Easy.

  • @jeevankadlak9413
    @jeevankadlak9413 2 года назад

    Sir,
    Superb explanation..
    Loan me sahi me aisehi chooo banate hai..

  • @jaggiswamey8932
    @jaggiswamey8932 2 года назад

    Sir.Thanks for Information.

  • @aminulhaque8087
    @aminulhaque8087 Год назад

    Nice session .you need yo discuss about insurance ...

  • @wheelergiants
    @wheelergiants 3 года назад +1

    Great information

  • @jaggiswamey8932
    @jaggiswamey8932 3 года назад

    SIR.Good Information.

  • @deepakkukkar6956
    @deepakkukkar6956 3 года назад

    goggle wale bhai saab...awesome video as always

  • @amitkumarsingh9538
    @amitkumarsingh9538 3 года назад

    Salute you sir...

  • @bharatmahajan21872
    @bharatmahajan21872 2 года назад

    Very worthy advise

  • @dheerajgowda1040
    @dheerajgowda1040 3 года назад +1

    Sir there are new variant introduced by Hyundai Venue and Wheel Design change also.. Can you please do an complete video for that..

  • @chetanmailary6900
    @chetanmailary6900 3 года назад +1

    Lovely sir

  • @pithwaaxay27
    @pithwaaxay27 2 года назад

    Sir apke videos bahot informative hai but technical terms and explanation agar aaap hindi me kare to easily mind me fit ho jata hai

  • @adityabiyani387
    @adityabiyani387 Год назад

    Thanks

  • @avnishpathak4813
    @avnishpathak4813 2 года назад

    Very informative

  • @cateringtaste7585
    @cateringtaste7585 3 года назад

    Sir service center me agar honda bike ke SERVICING karaye to kya compulsory he ki waha se engine oil kharide

  • @satishshankarappa4147
    @satishshankarappa4147 2 года назад

    Thank you

  • @vaibhavsonawane5783
    @vaibhavsonawane5783 2 года назад

    So what do you suggest. Should we not need to pay the loan amount in lumsum directly after certain period ?

  • @sachinpawar4417
    @sachinpawar4417 3 года назад +1

    Please review Datsun redigo amt

  • @FESoul
    @FESoul 2 года назад

    Good Information 👍

  • @beantsinghbhatia1611
    @beantsinghbhatia1611 3 года назад +2

    Amongst the first few Sir

  • @narasimhapathrudu8775
    @narasimhapathrudu8775 3 года назад

    Good information sir

  • @pratikbasu1146
    @pratikbasu1146 3 года назад

    Namaskar Modi ji ! Liked your videos so much. Please make people aware about the benefit of taking insurance on taking any loans. In fact it's a necessity now a days considering the pandemic situation.

  • @saby7416
    @saby7416 3 года назад

    very helpful

  • @bharathvansh5127
    @bharathvansh5127 3 года назад +1

    Dont go to showroom for loans, go to banks directly and from there go to showroom, If you purchase bank loan from car showroom, the rate of interest will go up, which will go as a commission to showrooms

  • @KiranKumar-qy8pt
    @KiranKumar-qy8pt 3 года назад

    Magnite cvt top end vs Kia sonet htx petrol, which one better?

  • @shaileshlamkhade6290
    @shaileshlamkhade6290 3 года назад

    Nice info 👍

  • @ajayverma-bb5vp
    @ajayverma-bb5vp 2 года назад

    Sir
    I am going to buy a new car patrol varient. I need your guidance like govt. Is going for the ethanol blending in future. So these engines will be compatible or companies will bring new tech. Pls guide what to do keeping this new in mind.

  • @gauravbhan
    @gauravbhan 3 года назад +4

    All the dislikes are from car dealerships 😁

  • @SKM-iy7kb
    @SKM-iy7kb 3 года назад +3

    Sab private bank me aisa hi hota he ... as a banker and they also hide the real interest rate just saying that reducing rate of interest ... rate remain same but amount will vary gradually

    • @rahuldey7408
      @rahuldey7408 3 года назад

      Even in government banks like SBI are doing it.... Koi bhi dudh ka dhula hua nahin hain

    • @chuddakad
      @chuddakad 3 года назад

      @@rahuldey7408 Govt. Banks doe not has any hidden term and conditions.

    • @amank1939
      @amank1939 3 года назад

      @@rahuldey7408 no... There is a difference. Govt banks have daily reducing rate and pvt banks have monthly reducing rate. And why i know this is bcoz i work in a bank

  • @AnkitKumar-pm3bh
    @AnkitKumar-pm3bh 3 года назад

    Sir insurance k bare me btaoo....konsa cover or addon lena chahiye, konsa nhi. 🙏

  • @anthonylalchhuanawma2076
    @anthonylalchhuanawma2076 3 года назад

    Sir, Creta EX diesel manual or S Manual, petrol? which one shall i buy?

  • @amarbrahma450
    @amarbrahma450 3 года назад

    Very good

  • @sunilmk5186
    @sunilmk5186 2 года назад

    good one

  • @manaspradhan4168
    @manaspradhan4168 2 года назад

    Nice sir 👏

  • @pravat143naik
    @pravat143naik 3 года назад

    Sir, kindy erriors emi ka bare thoda jankari dijiye.

  • @parthsm008
    @parthsm008 3 года назад +3

    IN series vehicle registration kab ayega sir???

  • @joshi517020
    @joshi517020 3 года назад

    Bhai tum dialogue dena start kero movies me ….weight in your voice …very nice

  • @sandeepsingh-rl7oy
    @sandeepsingh-rl7oy 3 года назад +5

    Sir my bank manger (PNB)charged me 15k for this he said that it is mandatory what action can i take regarding to this

  • @jeevankadlak9413
    @jeevankadlak9413 2 года назад

    Sir,
    Please make video on check list while taking delivery of new car..

  • @jithendrakumar3236
    @jithendrakumar3236 3 года назад

    Please make a video on car subscriptions

  • @abhishekpathak3712
    @abhishekpathak3712 3 года назад

    Sir used car loan ka process aur rate k upar ek video banaiye... Plz.

  • @programminglaboratory
    @programminglaboratory 2 года назад

    Good information

  • @mohdsameer5766
    @mohdsameer5766 3 года назад +1

    Sir jaise aapne bataya ki 7 years ka loan agar mai 3 years par close kar raha hu to mera nuksaan hai , magar jab reducing principal pe interest calculate kiya jaata hai, to initial years me interest ka component zyada kaise hua ???
    Please explain .

  • @Dajjal0002
    @Dajjal0002 2 года назад

    Commercial Ertiga loan interest rate jyada hai toh hum private Car loan lekar fir car ko commercial kar sakte hai kya? Is it beneficial.

  • @CHANDRU419
    @CHANDRU419 3 года назад

    Sir. Will you please put subtitles going forward.

  • @subhashmagar5627
    @subhashmagar5627 2 года назад +1

    Do you recommend hdfc car loan?

  • @vijaypratap1167
    @vijaypratap1167 2 года назад

    Like the saabh!!

  • @vishalvarma4010
    @vishalvarma4010 3 года назад

    Good

  • @ashutoshlngole4438
    @ashutoshlngole4438 2 года назад

    In personal loan, SBI also booked advance emi.I gone through it.

  • @anayshukla7283
    @anayshukla7283 3 года назад

    Haa ji saab...

  • @AamirKhan-xo4oi
    @AamirKhan-xo4oi 3 года назад

    Sir tell about buisenes about travel, used car leke start krna hoto.

  • @mindfulness6543
    @mindfulness6543 3 года назад

    Plz explain more about flat rate

  • @PawanSingh-dk2sy
    @PawanSingh-dk2sy 3 года назад +5

    Sir is harrier a good option ? Compare to creata and seltos?