FINANCIAL ASPECT IN BUYING CAR. MAXIMUM PRICE, LOAN EMI
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- Опубликовано: 2 фев 2021
- Its important to consider this Financial Aspect before Buying New Car. Know Maximum Value, Loan EMI including Luxury Feature Aspect in buying New Car in India
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"If you can't control your emotions, you cannot control your money."
~ Warren Buffett
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Absolutely bought a second hand dzire diesel at age of 34 yrs rather than emis
Baachan bhi nahi hai
इस लाईन को हि कईयोने सिरीयस लिया,....और घर, बिगा के साथ खुद बिक गये......!!😃
Stuck between " paisa bchana hai & you only live once!"
If you buy Audi but stuck in traffic then you will not have peace of mind in your dream car too. It is not our car which make us feel happy.
Compare the heartbreak of damaging your new creta vs some used car. You can keep it as a toy and swap it when you are bored with it.
@@girishmahajan3646 bhai.. using a 2nd hand car.. and it's like new issue with it every friday.. you must have heard "mehnga roye ek bar sasta roye bar bar" this thing fits on me perfectly, just saying.
True bro
Do a World Tour Instead... Materialistic Things don’t make you happy on a longer time
I started liking my car more after i cleared its emi.
If u purchase things u don't need, soon u will need to sell the things u actually need!
- Warren Buffet
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Cannot find a better statement 👍🏻
An eye opening video for lot of young car enthusiasts who gets dazzled by cars & its features irrespective of their pocket size! Man, you earned my respect... Pls accept my Salute🙌
We buy things we don't need, with money we don't have, to impress people we don't like !
- Fight Club
Soo underrated
👍
Awesome line
Tyler approves this
Yeah people thinks if the person driving an luxury cars then they think then as rich but a wise person chose product according to their needs Like someone driving polo and has crore in his Account as compare to the people who are driving luxury cars in emi And they are In in debts in reality.
इतनी किमती सलाह जो आप ने दि है... उसके लिए एक बडा सा सलाम, नमस्कार, थँक्स देते है हम ! 👍👌👍👌👍👌💐💐💐💐
Thank you Sunil Shetty Sir for this amazing video. ❤️
No. He is Anu Malik😂
as we indians are more into show offs, this is the best n much needed content required in today's world 👍🏼👍🏼
Showing off is more in north india.. Not want to hurt sentiments, but this is what I've observed especially Delhi.
@gaurav gandi bro did i said anything about north south west east indian?? We are indians as a whole..u don't have to apply filters while talking generally
@@nikhiljayant6102 It applies to all.. but its a bit more in north than south. Like if u go to south india weddings and functions, in general there is very little showoff. All thier money is spend in gold. But north indians in gener spend more in things like big car, big house etc
@@gauravgandi1398 I agree bro..have seen too and my delhi friends also says same thing
@@gauravgandi1398 Literacy rate in South 😌
Car is depreciating asset, to show off to relatives, friends. But average speed in Indian cities demands only 25% of car potential performance
Whatever your parents didn't teach you or your teachers didn't teach you in the school....learn from this guy. A valuable lesson. 👍
This is the quintessential video on buying guidance. 🔥❤️. 04:15 you're absolutely right sir. The hype of buying a new feature rich car hardly stays for a month, after that it's mere a commuting machine that consumes fuel. We start watching new car review videos on RUclips again. 😎😀
Me and my wife earn good enough, we went to Tata showroom and loved Nexon, almost finalised the XM variant, but since a couple of days I am not feeling good about spending 9.5L on a car, considering Tiago now, will save 3 lakhs which will be invested :) Money is important people, don’t unnecessarily spend it when it’s not required!
really appreciate your decision 👍
I love your thrifyiness but tiago is not a good choice... I don't know you or your needs but if you are looking for a hatchback with good after sales and good engine... Tiago is not the car for you... Besides it has the biggest depreciation of cars in tata lineup right now after tigor
What is the good choice according to you.?? I've booked magnite in December and waiting for delivery. But confused on my needs whether to buy a small hatchback like Kwid.
@@Sahas4456 no magnite is a great choice and honestly a little better than hatchback... There is good safety, decent seats, not so bad interior, a bit vibrating but not as bad as tiago I believe, but you shouldn't have booked it in my opinion... The tiger will be announced soon and I would have waited for that because magnite is great car and all but Renault maybe can do it better... Besides Renault have better sales and service here and seems like going to bring more and more cars in India... But this all would only be in consideration on what variant you booked... If its a base or low variant then don't worry because its more likely that kiger would be a premium version of magnite... If you booked a middle or high variant then wait because maybe kiger can be better choice in that
@@abhijiths7637 What do you suggest? Right now there is no specific requirement as such, I would just like to have basic features like central locking, music system. Even I am worried about the depreciation, but honestly, I won't be keeping the car for a long time, max 4-5 years then I would upgrade, maybe even before that. The thing is others are costing like 7-8L, would like to hear your suggestion on other options :)
Excellent video! This is a correct guidance to all car buyers. People shouldn't waste their hard earned money .
What will you do saving ,enjoy life we have only one life
@@goviking3334 most of the features people pay for, end up under using them.
Better to use the money in other kinds of lifetime experiences.
That was surely an information. Thanks
Bhai you'll only live once, how long will you live by saving every single day from almost a decade, without giving any gift to yourself. At some point, you should stop and give some gratitude to yourself.
best vedio for car buyers
Very true, nowadays people base thier next car purchase on buying a better vehicle to show thier relatives, friends and colleagues and not placing thier own budget and personal/family needs.
Sir, i can't help without saying "Hats off to you" every time I watch your new videos . I must appreciate your in depth knowledge of the subject and the way of your presentation. Really greaaaaat. Please keep us enlightened on various aspects of the automobile world.
You just kicked out all the confusions which a 30k salaried employee concerned about buying his first car. Reality is a power word🔥 which changed the way of thinking.
30k mein kaha hota bhai car lena? Chai paani ku bhi bas nahi hota!
This is what we need in life.
honest advice. No bullshit. Thank you.
बिल्कूल वास्तविक हिसाब दिखा दिया आपने और सोचने पर मजबूर कर दिया बॉस....
ऐसे ही vdo बनाया करो जो खुद नहीं सोच सकते अपने इनकम और खर्चे के बारें मे उन्हे आपके यह vdo मार्गदर्शक बन रहे है ।
Apka sabse best video Modi bhai, this video shows that you care about your viewers financial well being and you're not just like other typical vehicle youtuber.
Never Thought a Motor Enthusiast will show this side of Financial Aspect of buying a Car. Other Channels keeps showing Features, Reviews of car to get views.
It’s because he was a banker before this profession 👍🏻
Very nice topic Sir!
सही कहा आपने-
पैर उतना ही फैलाइये जितनी लम्बी चादर हो।
Car के purchase price के साथ maintenance cost भी consider करना चाहिए।
A real eye opener to keep me grounded to reality! The best car buying advice ever! Surely made an impact on my thought process! 🙌🏼
Thats a down to hard reality video. I appreciate your honest views and ultra honest verbal expression. Market players and sales persons keep insisting upon us always and sometimes we even can't feel the pressure actually we have had. Thank you so much dear G.
अलग ही पहचान है आपकी बॉस!
बेह्तरीन प्रस्तुति
सटीक सलाह
मेरा पसंदीदा चैनल
शुभकामनाएं
फोर्ड aspire T+ फाइनल कर रहा हूं आपकी सलाह videos देखने के बाद
good choice
Most honest & sane advice! No sugar coating & fact of life, unfortunately many attach importance to social status without evaluating their financial capabilities or planning for any contingency
You are probably the only motor RUclipsr who is concerned for others financial health . Thank you sir
بہت کار آمد مشورے۔ دیئے آپ نے۔ شکریہ۔ from pakistan
Sir, this was an eye opener. I am planning on buying a car this year and this thumb rule really helps. Thank you for the insightful information
Just go for safety and mileage not for features . Believe me after some time you will not even like to use car stereo also it is practically wright 🙏
If you have more than 5 family members who have to commute in that car then go for suv or compact suv . If less than 5 members just go for hatchback other wise it will be the waste of money 🙏🙏
@@Pawankumar-kg9yg thank you sir, I will surely consider this as a factor while purchasing
@@TheLazyMonkey78 welcome
Sir
Do not buy a car unless required.
I hv one not used since last 8 months
Using a Ola ,Uber is better
No one tells this. You are not only a influencer but also a true friend and caretaker of car buyers and users. Thanks modi sahab!
Yeh bhi modi ji hai....aur ek modi ji wo bhi hai....
सर, आपने बहुत अच्छी तरह से समझाया, में भी यही गलती करने जा रहा था, आपने समय पर सरल भाषा में समझा दिया 🙏
This video is awesome ; it saved my hard earned money, I’m going for used car😂😂😂😂
Yeah good information
buying second hand car is wise and intelligent decision....
@@Anshulkatta because it's Depreciating asset.
@@Anshulkatta ...getting a good used car is pure luck , else majority of used are in dealers are waste who no one wanna buy , even the sellers friends circle have rejected it.
This is great advice for first time car buyers.
Car price and car ownership cost are two different things..
The best advice ever being given on a social media about purchasing a car
बहुत ही अच्छी वीडियो है बिल्कुल सही बात कही है अपने बजट में रहे संतुष्ट रहे आर्थिक रूप से स्वतंत्र रहे
This is the best video of all. Thank you for the limits to which one should spend on loan fir a car. I know all this, but feel a lot better on getting reminded. Very beautifully explained. You must be a nice and practical person in life as well.
Thanks .
Saved me from day dreaming. As i was totally going in the direction which you asked to stop.
And wo 30k wala example totally mujh pr fit hota h.😅 bas car model change h.
Finally a highly sensible video on automobiles, thank you sir!! Have actually seen people suffering because of huge car loans on their heads just because of mere show-off features which are practically of no use.
जीवन में गुरु कब कहाँ मिल जायें पता नहीं रहता। बहुत बहुत धन्यवाद। Creta नहीं1ले रहा हूँ अब। लेकिन S Cross और i20 में अब भी दुविधा में हूँ
This is a real good video! A lot of people in middle class families buy car only for status. They don't even need it.
Thank you so much sir for this most valuable information. Because 99 percentage of buyers are unaware of this.
I am glad that I'm a subscriber of this channel.
Seriously no one speaks these truths to viewers. Everybody is busy in entertaining people with cars features than the reality.
Your video is really an eye opener for many of us.
Thanks Gagan!! Your advice helped me plan for my new vehicle without getting into unnecessary financial exposure. I wanted a performance suv and was planning to buy a Harrier but yesterday I booked Ecosports and I am proud of my decision.
Sir why did not you buy Nexon? I am planning to buy Nexon and I also want performance SUV
@@rahulsatija6001 buy xuv700 now
I am thinking to buy creta base model or xuv 700 though my salary is 42k net but family combined income is 1.4L including expenses
But in dilemma as I don't like hatchbacks or other mpv other than above mentioned cars
@@paddy232323 bhai ...emi mei salary nikal jayegi...friendly advice hai....please avoide this debt trap....cars are a depreciating asset
Bhai ford band hogayi...
Sir First time aapka video dekh raha hu, by mistake finger lagke aapka video Play ho gaya aur Gyan ka Khazana mil gaya🙏🙏🙏🙏🙏
I asked my ford dealer for customised ecosport sports pack. In that I didn't want sunroof. By listing this he was shocked and said "sir your the first person who asked to remove sunroof from top end model". Really in india there is no need of sunroof.
Yes, true.. 👍 Sun roof should be optional only.
@shivam pandey is customization possible? because iam planning to buy ford freestyle in that i want projector headlights
@@sujitdayal8874 no there is no such options
Ford ecosport stopped titanium AT variant (without sunroof ) and forcing customers to upgrade to sunroof for pre-booked customers !!!
@@SHIVAMPANDEY-vo3yd then what kinds of customization available?
a person who willing to buy a car he must have look this video which is so informative and important video thank you very much
Thanks bhai... Ye video dekh k merko kaafi cheezein samajh aayi... Agar na dekhta to galat decision le leta and 2,4 saal baad pachtawa hota... Very helpful content
Double like thank god u have spoken about financial awareness 👍👍
Am following this cannel from the last 6months and is the only channel that gives a very practical perspective of all aspects of car purchase and maintenance.Great going brother👍👍
Usually I don’t comment on any videos but I would like to appreciate you for this courage. It’s really worth watching this as it matches my opinion. Keep rolling genuine and realistic opinions.
Thank you so much for this video, I was about to exceed my budget and book a car, very tempted, but after watching this video I am rethinking and I will certainly consider your advice and stick to my budget and your calculation
Apart from the authentic & valuable info that you provide through your videos, which I am sure has always been an eye opener for the viewers and helped them make the right decision, what I also like is the way you talk, that slight English accent in your hindi. Very signature tone and style.
Thanks brother and God bless you !!! You are doing an excellent job in helping people.
Amazed to know that I considered all these factors before buying my first car. He got really good points.
I bought Honda Amaze as it was affordable for me. I could have stretched to 10L but I sticked to 8L plan and I think I made the right choice.
You are one of the rare, honest, practical, intelligent vlogger.....please keep doing the great job that you are doing....
भगवान आपको यश और कीर्ति दें....🙏
Now this is called content !!! Excellent if not out-standing advise from our end. A must watch for everyone, who is in the market to buy a car .....
..amazing sir!! I watched this vdo at 2x still cudnt miss even a single word of urs, infact got impressed by ur style of communication and content!!
Thanks a ton !! 😊
Excellent video sir 👍it's the truth that no one talks about and people don't think of was actually thinking of buying a car and will now take all the facts into your consideration 🙏
I like the most today's topic. And you explained very very well. Eye opening.
One of the most valuable lessons in life... saw this video an year ago, seeing again now...
Your videos are like your suggestions.No drama, No frills, just real content.
30 हजार में 15 हजार emi भरने वालों के पास मम्मी पापा का कमाया माल होता है 😁😁
😂💸yes... Kharcha kuch hota nhi hai😌😌😌
Mummy papa ka maal apna hi he Bhai
😂😂I also give 15k emi in 30K payment but not for a car, I bought my 2BHK.
@@anshulshrivastava7685 that's a very wise decision
@@anshulshrivastava7685 in metropolitan city?
Such a eye-opener. Terrific video. Felt like everything is explained to me with my scenarios
Excellent advice. Very true & honeat. I have never seen any RUclips content like this. Only experienced person with more knowledge can deliver this. Hats off to you.
Very very sweet. Clear. And macho voice along with excellent knowledge and suggestion..... Fantastic and amazing video.. It's guide me... Too...
I don’t even know Hindi . You still made perfect sense .👍
Fir toh bhai angrej lagei sei tu
This video was really needed in today's times.
Could you make a video on car subscriptions too?
Very informative, no blunder. Every earning youngster should watch this video.
After so many videos ...
Finally aap mile jo mere jaisa sochta hai ... To the point reality based thinking ... No bull shit ... Jitna kaam taamjaam utne kam karche ... Seat belt dhang se pehente nehi aur logon ko features chahiyea ... 🙄
When I see a car, I look for. 1. Engine reliability 2. fuel efficiency 3. safety
After all, it's just for going safely from one place to another.
BTW I feel second-hand car are better and I look all above mentioned things in it
This is a fantastic video . This explains the difference between what we need and what we want.
Thanks a lot
Starting ka 1.20 mins hi boht h is video ko 10 million likes k liye. There are the ones who show off and then there are u do things with heart and mind.
Excellent video. This is probably the only place where I have heard some sound advice on financial planning for a car. Everyone else only talks about sunroofs & touchscreens & what not.
You sound like commanding officer in war
😂😂😂😂😂😂😂😂
Its a war between customer and dealer. He us guiding us 😀
@@Epitome2 epic comment
He sounds like Sunny Deol in between
Sunil Shetty
His mesmerizing voice has its own swag❤️
He sounds like Sunny Deol in between
Actually bhai, mai bhi yahi soch raha tha..
bollywood ishtyle
@@armish4197 sunil shetty
This is truly genuine guidance, thank you very much to telling about the value of money and it's need🙏👍keep it up brother
बहुत ही प्रैक्टिकल बातें आपने कही है, धन्यवाद।
One of the best sessions that I had till date. Changed my thinking process on these type of situations completely. Thank you for such a lovely informative discussion
What a video👍👍👍👌👌👌👌 Love Gagan Modi....Most useful and practical video
Sir you always bring Very unique and important topic... This is really a eye opener...
your style of speaking makes video very very interesting ...i like the way you say "हांजी साब "...
U r so practical guru.... yeh saab batein kaun karta hai.... very prompt points Gagan ji
What an amazing video. Thank you for making this 👍🏼
आँखे खोल दी भाई जी आपने 👌👌
बहुत शानदार ,काम का वीडियो ...
I know many ppl who are buying cars although they don't have money to fill petrol and service it.. They are buying and keeping it parked unused outside their house.. This video is excellent.. Simply don't waste money on liability..
Outstanding information for those who are mad about their fake status, without considering their financial conditions 👏👍
Moral of the story - Buy second hand car after 3-4 years .😜 Dreams vi pura ho jayega in 40% cost 😊😊😊
But new car ki feel aapki 3 4 saal purani gaadi nhi degi...waaki jispe jaisa paisa waisa sok
40% less not 40% lol 😂
@@vimalyadav2739 if you base your decision on “new car feel”, that becomes an emotional decision not a clever financial decision.
A well maintained used car which is 4 years old is the best financial choice. Because it would have depreciated 40% already which was explained in the video.
नई वाला मज़ा पुरानी में नहीं होता।
@@vimalyadav2739 waisi baat nahi hai bhaai, mere paas 2017 creta 1.6 diesel top model hai. 50k chala chuka hun aaj tak, maine jis hisab se gaadi ko maintain karke rakha hai agar koi abhi use khareedega to bahut fayde mai hoga. Gaadi mai humesha synthetic oil daalta hun, saare tyres new hain, city mai fully loaded ac on ke saath 16-17kmpl ka mileage bhi milta hai. Aur toh nayi waali creta se jyada powerful bhi hai. Abhi agar mai isko bechun to max 8lacs tak hin jaega, aur khareedne wale ka kismat khil jaega.
Very realistic, I appreciate your thoughts.
Excellent Video Sir...Striaght to the point...I was planning to buy a car for me and got clear understanding which model should I select with all these wise calculations.. Thank you for this eye opener...🥰🥰
m impressed rahul ji...video dil se banaya aapne....salute
That’s a great advice ..... u saved my money 💰 so a thank u 🙏 banta hai dost ....
Loved the video. You just helped me rethink the reality 😄
You are an honest person and I am learning from your experience. Started watching your videos just in time when I was planning to sell my old car and buy a new one. I am reconsidering my options. Thanks for posting these videos.
Really good video. We need to spread awareness in our country. Every single one is buying expensive SUVs at the cost of their own career.
This is called maintaining balanced life style 👍🏻
My father's income is 12 lakhs per annum and he bought Altroz for 7.5lakhs onroad 😎
Very practical decision taken by me
Wasting money on fancy cars is totally stupid we can utilize that money in future
My income is also 12L. But bought used car for 4L.😂
@@raghavendrahm583bro Purchasing a used car is headache tbh good deals are very rare I hope you cracked a great deal.
I also wanted to buy a used Honda city for 4.75 lakhs but I changed my mind
@@yashjoshi1077 thats true.
When I bought car 6 months ago, diesel was Rs.66...
@@raghavendrahm583 it's like 94.24 Rs/L (Petrol) in Indore 😂
Love you bhai...
Shabd nahi h jisse ki aapka dhanywaad kr sku...
Koti koti naman aapko....itni anmol jaankari ke liye.
Suprb video... so much correct information. Thank you sir... It's help me to get my new car..
brilliantly said. this video made me subscribe to your channel.
Thank you. I've postponed my plan to buy a new car by 4 months.
Your advise is very apt. Sunroof is the a sham. Its ironical as most of the time we cover our windows from outside light due to heat and other factors. There is a very little possibility of using it. Uspar bhi cha.lan kat jaye to kya hi baat.
Thanks for making this Godly🙏 video...big respect for you Modi Ji. Also another key criteria is "Parking Space".. please also include it. It is easier to buy a big car but it's a lot difficult to buy a safe parking space to park it. Thus always buy car based on parking space available to you