CAR LOAN UNTOLD SECRETS. 5 Golden Rules before taking Car Finance

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  • Опубликовано: 10 июл 2020
  • Before you plan to buy your Next Car, and if intend to take Car Finance for it, know Top 5 Golden rules as tips to ensure best interest rate, discount negotiations, gimmicks and ways to get best deal on Car Loan Online
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Комментарии • 786

  • @mycarhelpline
    @mycarhelpline  4 года назад +49

    For Loan Amort Schedule - www.mycarhelpline.com/index.php?option=com_forms&view=pages&layout=calculator&Itemid=72

    • @jitendraagarwal1195
      @jitendraagarwal1195 4 года назад +3

      advance emi clear kro

    • @akshaykumare8081
      @akshaykumare8081 4 года назад +4

      Sir self rto registration pa ek detail video please banaya.......

    • @draju51
      @draju51 4 года назад

      As always Very informative videos. Pl keep shareing such videos.👍👍👍

    • @randomdays3198
      @randomdays3198 4 года назад

      Ple make a video on used car loan

    • @bhushanauti5893
      @bhushanauti5893 3 года назад

      0pp

  • @SantoshKumarsp57
    @SantoshKumarsp57 4 года назад +427

    First second, I thought you are Geekyranjit....😁

  • @naveennaidu3441
    @naveennaidu3441 4 года назад +25

    Every penny is important... Every penny has value.... excellent sir...jaago graahak jaago...

  • @abhishekdubey6800
    @abhishekdubey6800 4 года назад +34

    Gagan ur a champion material, a guy taking on the automobile dealerships nexus head on and empowering people with knowledge n truth , more power to you, keep up the good work

  • @DrShivaTarle8579
    @DrShivaTarle8579 4 года назад +35

    Somebody who is helping how to n wat to buy, wat to avoid, considering all finance,cibil report, loan tenure n wat not...
    Its really helpful.
    I mean it.
    Der r lot of channels,speaks abt pros n cons, but nobody tell abt all this nicknacks.
    Amazing.
    Keep it up sir. Ur doing great work.

  • @RaghuramP13
    @RaghuramP13 4 года назад +118

    Sr i don't even know ur name..bt the information u r providing is worth appreciable..need more genuine people like u in youtube..👍👍

  • @WashburnD10
    @WashburnD10 4 года назад +7

    Excellent information. Some of the things I had no clue about despite taking car loans for years.

  • @lakshaybatra0906
    @lakshaybatra0906 4 года назад +3

    Jo merse glti Hui thi uske bare me saari knowledge deti apne..
    Thanks sir..👍👍

  • @pradeepkumar010
    @pradeepkumar010 3 года назад +2

    Aap jaise log kitna gyaan dekar public ko strong n full of confidence banaa rahe h. Thank u sir

  • @ghazikhan4944
    @ghazikhan4944 4 года назад +16

    This channel and this man is a real gem.
    Thank you for educating us sir!!

  • @desisaheb8300
    @desisaheb8300 4 года назад +2

    This topic needs more information with a suitable example so that everyone can understand it. I think no one talks about car loan in such detail as he has done. Kudos!

  • @vamsimohan1342
    @vamsimohan1342 4 года назад +21

    Hi Sir.... you are a real life saver to all car buyers who are very desperate to own a car...great info

  • @chetan19891
    @chetan19891 4 года назад

    Golden video for non financial people for taking car loans.. Thanks a ton Sahab!! :-)

  • @Manish-28
    @Manish-28 4 года назад +19

    The most needed video for me. Thank you soo much sahabbbbb🤝🤝 very informative vlog.

  • @abhishekvishnu3907
    @abhishekvishnu3907 4 года назад +2

    Thanks a ton for this informative video. Eye opener. Have been following your posts for a really long time but today I subscribed after watching this. I am regretting my past purchases of cars like honda city, scorpio, all on bank loans and i have been duped by the dealers as you have mentioned in your video. Thanks again and keep up the good work.

  • @elvispink4792
    @elvispink4792 4 года назад +13

    Thanks Gagan for ur unbiased videos benefiting viewers at large that too ur doing this for free. GOD Bless all ur Work

  • @bobmiller4106
    @bobmiller4106 4 года назад +19

    I have been watching a lot of indian car reviewer channels but your videos are whistle blowing and eye opening, and have never dissapointed.
    Maze ki baat to ye hai ki baaki ye faltu indian car channel youtubers b ab apko copy krte hue kuch informatic amd consumer centric info. videos bnane lage hai eg. “Ask CarGuru” ko he he dekh lo. 😂😂💯👍

  • @2PistonRolling
    @2PistonRolling 4 года назад +4

    Thank you for sharing valuable information. No one knows this thing in depth. Helped me negotiate buying car. Keep up good job and sharing valuable information.

  • @GeekyLawyer
    @GeekyLawyer 4 года назад +5

    You are the best sir. The best channel for auto sector.
    Keep going sir.

  • @junglee-bee
    @junglee-bee Год назад +3

    Solid points 🙌
    Thanks. I especially liked the explanation for keeping shorter loan term for early foreclosure benefits and not applying for multiple car loans as that will negatively affect CIBIL rating.
    And ofcourse, don't give blank signed agreement.
    💯

  • @HighwaysTravel
    @HighwaysTravel 4 года назад +1

    That's really informative... Most of the common people don't know all these aur broker ki meethi meethi baato me aa jate hai...

  • @highhimalayas6831
    @highhimalayas6831 4 года назад +2

    Good one again boss!! PSUs don't have foreclosure charges but private banks won't leave it.. Hehe.

  • @chetankumard
    @chetankumard 3 года назад

    Absolutely right. I took loan from outside not from dealer. There was a huge difference in interest

  • @TLOIAcademy
    @TLOIAcademy 3 года назад +1

    Brilliant video. Thank you for the knowledge

  • @torque110
    @torque110 4 года назад

    Its a divine deed to make customers aware of corporate tricks cheats and frauds these days. Customer thinks he’s smart but corporate men are smarter. You’re a divine youtuber!

  • @Puffdamgcdragon
    @Puffdamgcdragon 3 года назад +1

    Thank you. Informative and well presented. Highly appreciated 👍

  • @arjung1a
    @arjung1a 4 года назад +4

    Really appreciate your informative videos. Keep up the good work!

  • @sagarlokhande6688
    @sagarlokhande6688 4 года назад +124

    Dealer walo ne dislike ki he video 😆😆😆

  • @uraichur
    @uraichur 4 года назад +3

    Timely and comprehensive info as always. Besides, Sir, you look much younger of late :-) Keep it up!

  • @disastermaster1992
    @disastermaster1992 4 года назад +2

    Like always, a must watch if u wish to buy a new car👍🏻👍🏻👍🏻

  • @upsupendran
    @upsupendran 3 года назад +1

    The Cibil info and the tips on documentation at the end of the video are excellent advices. Thanks 🙏

  • @Anurag_Jain_
    @Anurag_Jain_ 4 года назад +1

    Thanks sabh...
    Much needed the last point... Was not aware that CIBIL will be affected by asking different banks

  • @souvikgigbayte
    @souvikgigbayte 4 года назад +5

    Just a awesome job...keep going with this honest attitude...

  • @sushilkumarmishra8139
    @sushilkumarmishra8139 4 года назад +2

    Very informative Sir thank you Soo much. I always recommend your channel to all my colleagues

  • @ShubhamSingh-bk4wn
    @ShubhamSingh-bk4wn 4 года назад

    hello sir
    please suggest seltos HTK+ or creta s model which one is better and why

  • @Jattitude03
    @Jattitude03 4 года назад +8

    Just like always..big brother is back to guide subs aka bros

  • @abhinavfotidar1463
    @abhinavfotidar1463 3 года назад

    What do you suggest about ceramic coating

  • @rasamganesh2554
    @rasamganesh2554 4 года назад +2

    Thank you so much sir,
    Salute your job,
    Me ekbar galti kar chuka hu,
    Ekske bad me nahi,
    Again thank you so much

  • @TheMonkTales
    @TheMonkTales 4 года назад

    Sir, please suggest... Tata tigor top end manual or dzire vxi..

  • @krishnachettri3067
    @krishnachettri3067 4 года назад +4

    Your guidance is always inspire me to move ❤️.

  • @Anthony9592
    @Anthony9592 4 года назад +15

    Probably one of the best automative channels. I admire and appreciate your knowledge and enthusiasm to empower the amateurs and the ignorant. God bless you Sir!!

  • @shounakdatta8997
    @shounakdatta8997 3 года назад

    This is one of the most important videos regarding cars in the net...thanks a ton

  • @copassengerindia
    @copassengerindia 4 года назад

    May agr apka video phle dekha hota to mera bike ka interest or kam ho jatey.. Great..

  • @praveenkumarsinha3550
    @praveenkumarsinha3550 3 года назад +4

    Though I am Panel Lawyer of 09 Nationalised Banks in Hon'ble Patna High Court but I was not knowing the hidden locha.
    Thanks ☺️ dear.

  • @bijansikdar4924
    @bijansikdar4924 4 года назад +3

    Very helpful suggestions.Thank you Sir.

  • @hey_iam_deb
    @hey_iam_deb 3 года назад +1

    Awesome explanation.I was about to get a car loan.Now i know the risks involved

  • @akashgupta-qj1dm
    @akashgupta-qj1dm 4 года назад +2

    Great video Gagan ji. I request you keep making these videos. Kudos to your effort 👍👍👌👌👌

  • @allhelp-ns5973
    @allhelp-ns5973 4 года назад +1

    Dhanyawaadh sir...aaptho car lon lenese pahle jaagrth kardhiye dhanyawaadh

  • @sjanangmanda7189
    @sjanangmanda7189 4 года назад

    Sir can you suggest a better value car from xuv 300 and ecosport petrol variant. Thank you

  • @manojkumarsk
    @manojkumarsk 3 года назад +1

    Sir..... You are an eye opener for us. You are such a knowledgable.

  • @raviarya3343
    @raviarya3343 4 года назад +3

    Great work. Very useful &
    infomative video.

  • @philipngwa
    @philipngwa 4 года назад +1

    Very helpful and informative. Thanks

  • @bindassdarjeeling9122
    @bindassdarjeeling9122 4 года назад +3

    Vry informative .....sir kindly keep ur gud work on...Vry knowledgeable

  • @pramodkedar6679
    @pramodkedar6679 4 года назад +4

    Best RUclipsr I have ever seen....

  • @DJCaspermusic_official
    @DJCaspermusic_official 4 года назад +55

    Sir you are doing awesome study for us. Let's make this Chanel 1M sub everyone

  • @rukusutoangami7041
    @rukusutoangami7041 3 года назад

    Sir is the car loan interest rate calculation for EMI varies from bank to bank?

  • @laxmikantjadhav5476
    @laxmikantjadhav5476 4 года назад +1

    You are awesome sir I'm your real fan. 👍🏻
    You will be always awarded for your pure intensions by the nature. 💐

  • @f.c.2475
    @f.c.2475 4 года назад +9

    Had a question, coming from someone whose family never owned a car, but has started utilising the Ola & Uber, while metro has been a lifeline. Loans add an extra level of stress to people’s lives, and majority of the car buyers come from the middle class, and owning a car is not cheap and then a loan on top of that doesn’t really make one’s life less-stressful - so, why are so many people willing to buy cars, and willing to buy them through loans ? An answer would be helpful. Thank you !

  • @VirenParekh
    @VirenParekh 3 года назад +1

    Very well researched and practical information. Many thanks.

  • @hello...2082
    @hello...2082 4 года назад +1

    Grt Job. I am your regular viewer. Carry on. Need more Quality videos. 👍👍👍🙏

  • @travelhuntvlogs777
    @travelhuntvlogs777 3 года назад

    Hi
    What is the difference in part payment?
    Also want to make the emi amount low.
    Pls help

  • @vishalsanas7931
    @vishalsanas7931 4 года назад +3

    Jabardast knowledge for us thank you

  • @DeepakKumar-pb5dh
    @DeepakKumar-pb5dh 4 года назад

    Hi sir pls help me if I buy bank recovery car how I can transfer owners book.

  • @irshadkamil9947
    @irshadkamil9947 3 года назад

    Is there any advantage i can avail from showroom if i dont use bank and pay through cash?

  • @samratghosh54
    @samratghosh54 3 года назад +1

    Gold sir !!! Watching back to back videos 👌👌

  • @umangjain9
    @umangjain9 Год назад

    Sir the knowledge you give is uncomparable. Thanks alot

  • @Jaykar8055
    @Jaykar8055 3 года назад

    Can we buy direct from manufacturing plant?

  • @paragnandyroy1989
    @paragnandyroy1989 3 года назад

    Great to hear that sir. actually i have already booked my Hyundai grand i10 nios. can you please tell me if I there's an opportunity for me to save some money

  • @razahasnain9326
    @razahasnain9326 4 года назад

    Khan saab bohat acche video bnaate hain aap bhgwan ka avtaar hain aap new car buyers ke liyein 👍👍👍

  • @tumharabaapshahenshah6513
    @tumharabaapshahenshah6513 4 года назад +4

    Best voice on youtube heard

  • @ChrishRoshan
    @ChrishRoshan 4 года назад +1

    Very informative, keep up this impressive work !!

  • @sillysaint2390
    @sillysaint2390 2 года назад

    Bhai thanks a ton....iss area mei educate karne waale mil gaye ...bahut dhanyawad for the info given

  • @alhadsabadra5568
    @alhadsabadra5568 3 года назад

    Nice explaination , saved thousands of borrowers !

  • @deveshsurwadkar6659
    @deveshsurwadkar6659 4 года назад

    Sir i choose Aura s petrol instead of Maruti Dzire it is good choice or not

  • @VijethKulal
    @VijethKulal 4 года назад +1

    Thank you . Very well described on car loans .

  • @sagars1505
    @sagars1505 4 года назад +1

    Sir floating rate of interest vs fixed rate of interest , which is better

  • @anupshriramwar3007
    @anupshriramwar3007 4 года назад

    I m ur subscriber and u provide a very good information for new car buyers who where looted by car dealers

  • @srikanthk13346
    @srikanthk13346 4 года назад +47

    Sir, this is most important and creating highly awareness cross the new car buyers through finance. Thank you

  • @manikantsingh4017
    @manikantsingh4017 4 года назад

    Tell us also how to buy second hand car from financer, which are seized by them due to non payment of installments.

  • @navyanc7662
    @navyanc7662 3 года назад +1

    You are simply superb sir. It is Worth watching your videos. Thanks for the valuable information.

  • @lalitchandel41
    @lalitchandel41 4 года назад +4

    Osm as always... Highly informative....

  • @gobindalenka2995
    @gobindalenka2995 4 года назад +2

    Hi, could you take some pain to add a video on car subscriptions, like what exactly it is, up and down side of it etc,.? It's going popular in the market and it would be really a great opportunity to get information on this. Also, could you please cover the topics, like some vendors providing brand new cars on subscription basis, and one can own it by paying a pre-defined settlement fee. Thank you.

  • @jagadeeshsavan
    @jagadeeshsavan 4 года назад +1

    thank you very much ji , that was very helpful info

  • @sandeeptripathy1179
    @sandeeptripathy1179 4 года назад +1

    Very informative sir. Thank you so much.

  • @priyanshuchauhan550
    @priyanshuchauhan550 4 года назад +1

    You 're really doing a great work sir !

  • @user-lv8vy5nr9v
    @user-lv8vy5nr9v 3 года назад

    whick bank is good for car loan in march 2021

  • @r.schauhan5183
    @r.schauhan5183 4 года назад +1

    Very well explained sir. You opened our eyes...

  • @krishansangwan2356
    @krishansangwan2356 4 года назад

    Sir help kriye plz baleno delta ya tata altroz xm lu csd se plz reply

  • @ritjain13
    @ritjain13 4 года назад

    Rc renew karvane ka kitna chare hota hain approximately?

  • @amanrastogi6640
    @amanrastogi6640 4 года назад +1

    My friend is looking for an E 350 , in the extra charges they are asking for 35000 document charges. Is it applicable??

  • @thevishen1950
    @thevishen1950 2 года назад

    I had a question please help. I'm new so if its
    dumb dont mind.
    If i get a longer loan term (ex 84months) with
    lower monthly payments then when my loan
    starts i pay a sum of money(ex 7000$) to my
    remaining laon to the bank so will my term
    decreases?

  • @dineshboora6897
    @dineshboora6897 4 года назад +2

    Good job sahab...... Very very informative

  • @nishant21samaiya
    @nishant21samaiya 4 года назад +2

    Must mention apart from processing fees Customer need to pay Stamp duties & it varies from state to state like in Haryana its around 2000 & Delhi is around 200 Rs. only .

  • @nikitagamarein
    @nikitagamarein 3 года назад +1

    That's real saving of your money..
    🙏🙏..
    Also your voice Yaar ekdum zabardast and listening hai...
    you could be Radio Jockey..
    Best wishes..
    🙏🙏

  • @manish91294
    @manish91294 4 года назад

    Saving bank account se hi direct low interest pe loan mil raha hai to ? Direct disbursement dealer ko ho jaegi. Is that better?

  • @sourabh_mishra
    @sourabh_mishra 2 года назад

    Man your Website..
    jitni tarif ki jaaye km h 👌🏻

  • @memyself349
    @memyself349 4 года назад +1

    wo wo woooooooo bangon sir,every thing covered so effectively

  • @anshumantomar4097
    @anshumantomar4097 4 года назад +1

    Thank you so much sir for your valuable information.

  • @angaymg8535
    @angaymg8535 3 года назад

    Which is better for car loan finance dealer or bank?

  • @cj6838
    @cj6838 4 года назад +1

    what is the difference between loan amount and disbursement amount?