वास्तव में CAR की EMI/किश्त नहीं देने पर क्या होगा ? Facing Recovery Agents
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- Опубликовано: 18 май 2018
- Namaste Doston, iss video mein apko bataunga ki agar aap car ki emi nahi dete hain to apke sath kya ho sakta hai. recovery agent gaadi ko kin parishitiyon me utha lete hain.
CIBIL SCORE :- CIBIL Transunion Score is a 3 digit number which represents your credit history. This score is calculated on the basis of your credit report which contains your credit history. The CIBIL score ranges between 300 and 900. High score implies a good credit history. So, closer the score to 900 better it is. If you have score closer to 300, there are high chances that your credit card application will be rejected.
Your Rights against Recovery Agents
1-Identity: You can ask the recover agents to show their identity cards issued by the bank or under the authority of the bank.
2-Privacy: You have a right to privacy. The recovery agent cannot discuss the debt to another person. So don’t panic if he threatens to tell neighbours or co-workers about your debt. If he does so, you can file a complaint against him with the bank.
3-Time: The recovery agent should contact you between 7am and 7pm. However, if your working hours or work shift does not permit this, you may be contacted beyond this time limit.
4-Calls: You can choose the place and time for receiving recovery calls. You can also request them to not call you at a particular place or time. For instance, if you don’t want to receive calls at work, specify the same to the agent or the bank. Keep in mind, they will respect your request only till they feel you are not avoiding them.
5-Decency: The recovery agent has to talk to you in a decent and civilized manner. No abusive language should be used. Also, the written communication sent by the banks should be easy to understand.
6-Investigation: If you file a complaint against a recovery agent, the bank needs to investigate the matter. This makes recovery agents accountable for their collection practice.
7-Inappropriate occasions: If there is a death in your family or any such event, you can tell the agent not to call you or make visits for a few days.
8-Records: Banks document the content of conversations between customers and agents along with the time and number of calls. Banks also need to keep all copies of communications sent to customers.
9-Disputes: If you face any dispute or differences regarding dues, seek assistance of the lender.
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#CarLoanTips #LoanRepayment #LoanRecoveryAgents 
Авто/Мото
This is applicable for general public. What about Nirav Modi or Vijay Malliya.... Ha ha ha ha ha ha ha
🤣🤣😂😂😆
kuch din baad is list mai narandra modi aru ambani ka naam aayaga..
Most of the modi's very poor coz they dont have money thats why they harassed Indian Public
DESI DRIVING SCHOOL khado me jane pe steering vibrate hota he or bade khado me to puri steering shaft me jhatka or thurr type sound ata he stearing ke or pura suspension ka movement steering me mehsos hota he to kya ye normal he plz answer car celerio 1260km chali he 1 year ho gya he pehle bahut smooth chalti thi abhi problem aa rahi he or thoda rear suspension me or ride quality bahut khrab ho gyi he...90% driving khrab roads pe he...
@Avijit Paul I agree with u
You understand middle class of Indians that's why you're very successful... Hope it will continue.
kisi channel pe aisa video nahi h.thanks for this video very useful knowledge .thanks Ravi ji
Sir aapke bolne ka andaz bohot hi simple hai tabhi log aapko itna pasand karte hain. Keep up the good work ji 👍🙏😇
Tik kaha sir Islam se doinobad
This was really useful information to me... I will never gonna take any loan from finance company
Pehli bar is topic pe koi video dekhi h kafi informative thi. Thank u Ravi sir
Sir, Its my first comment to your video.
Sir yesterday when i was searching about car facts, i saw your channel and i saw your first video and i love that video then i start watching your videos and yesterday i saw your 5 vlogs and your 34 videos in a day and all are awesome.
I liked all your videos and also subscribed your channel.
You are freeing time to give us more and more information about cars...
Thanku sir..
& keep it up.
Very detailed explanation....thanks for your valuable service.
पहली बात तो कभी लोन ले ही ना और अगर लेना भी पड़े तो बैंक से ले प्राइवेट फाइनेंसर से कभी भी लोन ना ले बहुत बड़ा चूना लगाकर लूटते हैं
Wow.!!! Vijay Mallya got 7000 crores loan as he had a very good CIBIL score....
Nice video, one request from your regular fan, please make a car towing video, how to drive while towing using another car. Thanks in advance.
ab tak ki sabse important video.......thank you sir......
Very good information. Not many share this. Thank you.
Hi Ravi Sir,
So the day has finally arrived!!
I m on leave today to take delivery of our new Radiant Red Honda Amaze V CVT from Solitaire Honda in Borivli East Mumbai
HI RAVI SIR WHTSUP HOW YOU DOING HOPE GREAT SIR THANKS FOR THE INFORMATION VERY USEFUL VIDEO 👍 👍 👍
Very interesting video. Phichle mahine hi emi par maine bike liya. Useful video for me. Thanks sir
Thnx for ur effort may GOD BLESS you
Thank you so much for the information!!
Nice vedio headmaster ji
Very great and informative video can you also make a video that explains what one can do with his vacant car which he does not use or Drive and it is just standing in front of home thank you
Sir bahut achhi information di aapne......
Main janna chahta tha iss baare me aur apne bina kahe bta diya.
Very informative sir.
Thank you
hi bro thank you very much for your efforts. If possible please make the video about Driving the cars in other state.
my car is HR 51 registered. i want to drive this car in chennai. can you please suggest what all are the things i have to follow while driving the other state cars
Very nice bahut bahut Shukriya bhai aapane Bahut Pyar Se Jo Baat samjhe samajh mein I thank you
Great sharing 👍useful information for all borrowers.
Very informative sir thanks for giving information lot of love to desi driving school 😊😊😊❤❤❤❤❤
🤗😁🙄😂🤣
Very informative video...thank u Ravi Sir
Hello Ravi, pls Suggest how to settle a quarrel that happens during city driving, where someone scratches our car or we touch someone else....how to settle the compensation on spot to avoid any issues...... normally such scene is very embarassing but is unavoidable....
Like you attitude easy to understand ... 👍
NEXON OR AMAZE OR ASPIRE on SAFETY .. chassis, crumble zone, structure and other parameters point of view which one is to be choose. order wise . Based on your gut feel irrespective of NCAP.
Thank you SIR. Is information ke liye.
ye banaya sabse mast video Ravi bhai , Really awesome info
Atulya explanation.... 😊
Kya baat he bro, very good video.
very informative ......thanks
Sir aapka Samjhane Ka Tarika bahut Achcha hai aapko hi Dekh Kar Main Bhi Tata tigor kharidi Hai
You cleared up all my doubts. Thank you 🙂
Very nice and informative video as usual sir.....🤗
highly informative sir g..
sir what about the blank cheque with the bank once the car is auctioned and still some payment is due and in case it is not due then what next?
Do we get out blank cheque back?
Sir very good information , thank u sir
Very useful information Ravi bhai
Nicely described ...... and Bank will do anything possible to do settlement before going to court... they don't like going to court so it's better if both parties agrees on a settlement amount before going to court....
Hamen mudra loan ke bare mein jankari chahie aur Lena bhi hai chhota mota
Mere papa ki death ho gayi hai mai emi nahi bhar paa raha hu 1 saal ho Gaye gaadi ka emi bhare 1 saal aur baaaki hai gaadi papa ke name pe hai....gaadi mujhe chahiye kya karu kam amount Dena pade
Sir aapki video bahut jyada achche Hai aur aapko aaise hi aur important video banani chahiye. Maine video dekhi bahut achche video lagi. I like it too rooj ki taraha ek like too banta Hai. Aur Maine like kar Diya hai. Bharat Mata ki Jay.
Thanks for knowledge Sir 👍
great video sirji..
Thanks sir for this information ❤️
RBI ne NPA ka definition 90 days se change karke 180 days kar diya hain, isse kya iffect hoga? Please guide. Kya ab bhi 3 emi bounce hone k baad bike utha le ja sakte hain?
sir mein apne three wheelar ka re finence karwaya tha to uska paisa 28 nov 2018 ko mila liken wo 10 dec 2018 ko hi pehli EMI ka dimand kiya likin main 13-12-2018 ko paid kiya aur secend EMI 12-01-2019 ko hi kar diya likin feb-2019 ko unhone ECH activet kar diya hai likin mere account me balence nahi hone ke bajah se 270 rs fine bank ne kata aur 500 rs finence walo ne kya ye ligal hai ?
Nice video sir ji
Very useful video ... Thanks sir
Nice vdo... Valuable information
Good explained.you clear my doubt.thank u.
nice information sir👍🏼
Sir how to buy these car from bank if we want to buy second hand . How we will come to know about these cars that they are on sale. And do bank negotiate for these types of cars
Good. Informative video.Keep it up please.
Sir it's a good knowledge.
Good guide sir so thankyou
Nice informative video...
Sir ecosport titanium+ petrol MT book karwayi thi but ford baar baar vehicle me changes kar raha hai pehle usne passengers side seat belt reminder and speed sensing door locks add kiye to ₹5300 rs increases kiye to wo to samajh ata hai but abb 14 may ko fhir se r17 ki jagah r16 alloys and tyre change kar diya aur tyre pressure monitoring system bhi nikal diya but price koi kam ni kiya... Sir kya apko lagta hai ford ne ye sahi kiya☹️
Please comment on this
Mujhe samajh ni aara ki abb me new model (after may) ka intazar karu ya koi (before may) model ki dimand karu
Kahi mujhe new may varient me nuksan to ni ho jayega???
Thankyou bhaiya for important information ❤️❤️
Thank you ravi.
Nice video sir
Bahoot badiya information bhai........ thanks
thank you bhai aap bahat badhia sugetition dia.
Hello sir car 24 ke bare me ek vido banaye yaha par sell aur buy kaise karte hain please sir
please make a video how to drive automatic car, if possible?
Keep it up ravi bhai
Thanks brother brilliant explanation
Very good topic sir.
Sir banks aisi cars ki auction kaha Karti hai.. please bataye
Very nice sir.. I have a query and i hope u make a video on this.. Aaj kal cars burn ki bhot news dekhne ko mil rahi hai.. Ye car burn kaise hota and how to prevent this specially in summers. And agar hamari car burn hojaati hai toh how much insurance we can get..
Bahut bdhiya good luck video
these rules are only for common people...not for Vijay Malia or Nirab Modi...
Sahi baat
Bhai unhe to 2-4 gaadi aur laake dete hai
aap kamyab bnke to dekhe.. aapke lie bhi apply choot rhegi...
Because he was in london
Good to know information. Thank you so much for sharing.👏
Hello Ravi sir, car AC bich-bich me hi on off hota hai.. ye kyo ho raha hai.. kya ac gas khatam hui hai ya koi connection problem hua hai? please reply
Great knowledge 🙏🙏
i have seen a lot of ur videos ,and liked them all ,nice work bro👌
Thanks
🚩
Haan Bhai Bharat Mata Ki Jai! YeH video dekhkr to bus ab sasti he gadi leni padegi... Aankhen khula gayi. :)
Haha, thanks...
I have RC with hypotication , should i go to RTO with vehicle or without vehicle for removing itl
Very nice Ravi buddy you are a gud guy
Very informative video 👌
+Mataktibum , थैंक्यू
Informative
.
Nice information from u sir aur jinhone 37 dislike kiya shayad un sabki gaadi bhi uthayi gayi hai
From where we can buy those cars which was recovered by bank? Please reply as I have seen that you dont reply much
Sir agar emi chal ri aur gadi bech de tab?
Valid points. ......and very useful toooo
Good conversation about loan thanks
Nice video sir....
Sir alto k10 cng 2020 discontinue ho gaya
sirji amaze ya nexon ya dzire? monthly running hai around 1200km... too model me suggest kariye ek
मेरा श्रीराम फायनान्स का बाइक का एक emi bounce है. एजेंट बोलता है कि कल बाइक जप्त करने आऊंगा. मेरी स्तिथि बहुत खराब चल रही है. क्या करू समझ में नहीं आता. 😮💨
sir mere sath hua hai ye
How we paid e. M. I online
Very good info!
Nice informative video👍
ISKE TOH IMPRESSIONS DEKH KR DARR LG RAHA...
Informative video but jo cheque diya hai wo account pehele se hi band ho tho?
Raghab Sahu check pahle hi stop krwa de to
Bhai help me. My 4 days old ford freestyle titanium petrol that has driven 230 km only,,, is showing up problems. The break plates of front wheels are rusted and the back wheels have started rusting. Front right tyre is punctured along with an unusual mark of tear in it which I suspect might be a manufacturing defect. Plz help me. Is it possible for break plate to rust within 3 days of car purchase??????
Sir mene aaj tak bahut sari emi bounce kiya hu lekin 1 month ke andar pay kar diya hu... To usse meta score kharab hua hai to usko recover kaise kiya jaa sakta hai?? Or settlement me approx. Kitna % bharna hoga principle ka?