FreeFincal : youtube.com/@pattufreefincal This episode is also available on Spotifty : bit.ly/3zcP0tn Essentials : Do this Before Investing ruclips.net/p/PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1 Chapters 0:00 Intro 1:00 Early Days & First Investment 12:19 Mutual Fund Mistakes 14:33 Negative Returns & Reaction 18:13 Why Equity? 21:29 Asset Choice & Allocation 24:24 Real Estate as an Investment 27:19 Gold as an Investment 28:26 What if Indian Equity Fails? 31:14 Rebalancing Problem 32:47 Tax is a Big Problem? 36:42 Do this from scratch. 41:09 Tax Saving Blunder 42:43 Home Loan vs Investment 46:34 Pattu's Stock Selection 50:01 Individual Stock Picking 53:43 How many Mutual funds is ideal? 54:57 MF selection Mistake 55:41 Beating the Market 59:54 Everything about Essentials 1:06:09 Financial Goal Planning 1:09:25 Family Finances 1:13:59 Pattu's Financial Mistakes 1:16:31 Timing the Market 1:19:40 Online Platforms and Safety 1:23:04 Market Crash : How to handle it? 1:25:11 When to exit from bad choices? 1:27:27 Idhaan pa Personal Finance 1:29:56 Best Distraction
Super interview taken by Mr Boosan sir and very politely answered by Mr Pattu sir... In total it's great interview and well knowledgeable to all investors.. thank you once again Boosan sir
Nice to see comment from Vijay mohan sir. People like you, pattu, boosan are doing good job in creating financial awareness in Tamil . I follow all 3 of you
This interview is worth watching even though lengthy 👍. Key takeaways: 1. choose nifty index funds(min risk) and invest 50% of investment amount in index funds for safety. 2. dont buy too much ELSS funds. 3. choose fixed income and equity asset class funds 4. dont worry about taxes and dont buy low cost stocks like 100 or 200rs 5. Decide investment amount based on 10% returns(min) expectation 6. Extra private health insurance needed for corporate insurance holding employees for safety. 7. Buy atleast 2 or 3cr term insurance not 1cr to beat inflation. 8. Don't choose fund based on last 1 yr returns alone. Check performance for all yrs..
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@@santhoshkumar-vd7qh AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
Boosan asked healthy and valid questions to Pattu Sir, also allowed him to complete his answers without interrupting(unlike WintWealth podcast). Worth listening 1hr30mins @ (1.5x😅)
I didn't know about Pattu sir until now. Very knowledgeable and thank you Boosan for taking the efforts to bring in such quality people and content. Way to go, Boosan!!
Very insightful video. Take aways are 1. Approaching based on risk but not on returns. 2. Stay invested. Even at bad times. 3. On a low risk, you tend to invest more which is lot better than being in risky high returns fund, where you hesitate to invest. 4. Learn to earn more tax money instead of worrying about paying tax.
AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
BUT POLITICALLY BIASED..... LOT OF STORIES.... AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
I never watched a video with this duration in my lifetime except movies., that much information and the way the conversation was handled. And I felt like cleared so many questions and confusions at the age of 33
There is saying in tamil, "kili pillaiku solra mathiri" solli kodukkuthu intha episode. Itha vida easy ya personal finance 1 hr 30 mins la solla mudiyma nu theriyala. Excellent Boosan...Keep going!!! Thanks to Pattu sir
Appreciating your patience to allow him to speak without interference...few people may interrupt and not allow the expert to speak much... Great content and inspiring journey
Every household should have a brother or father like these guys who have a comprehensive knowledge of personal finance. They break stereotypes around home loans, auto loans, and more. I listen to a lot of podcasts, but this one covers everything a person who has just started earning needs to know. Kudos! 🎉 Additionally, their insights on budgeting, investing, and saving for the future are incredibly valuable. This podcast is a must-listen for anyone looking to gain financial literacy. Glad the RUclips algorithm suggested this to me!
This is a fantastic conversation! I am an ardent follower of AIFW and have seen Pattu sirs messages and now hearing him speak makes me feel like he has experienced life in its raw glory and is sharing his wealth of experience for all of us!
Excellent, it's worth of time in life. Thanks Boosan for such a wonderful discussion and dlighted to listen Mr. Pattabiraman, very humble and practical midset, he just given his 15 years experience in 90 minutes..
Enakkum ithe anubavan than 2018 - 2021 varaikum ennoda portfolio full negative than irundhichi. Konjam wait pannanum min 5 years I'm following the same Ppf, epf, nps, health insurance and equity stocks
Sir, I got chance to see your interaction with Dr. Pattabiram very informative, I started many SIP from 2011 to 2015 with my own research now my funds growth is 1.6 CR I will continue another 20 years It will cross 40 CR, My funds withstand any shock from market
please add english subtitle specifically just for this video humble request from a tamil guy who find this useful and to reach and help many people around India by breaking language barrier
@@oswaldrajesh arei yar bro boosan hadn't add the subtitles when the video released kk that's why he replied stating he is working on it. So pls try to use brain to understand
Chance eh ille, very insightful!! The amount of efforts you take for an interview and the urge to educate people is clearly shown!! Thankyou for letting us know these information which we wouldn't have known otherwise!!! To get these info by ourselves would have taken years of mistakes😊😊😊😊
Vazhkaiku thevaiyana urupadiyana video.. I have seen ..every family man and woman should watch it.. thank you so much both of you for your valuable information 😊
I am now at the age of 22, Started investing 7000 per month in Mutual funds by managing the expenses and tracking it to increase the investments. My aim is to get atleast 50 L in 10 years to buy a house.
I normally won't listen this much lengthy video but Pattu is an open book...very detailed explanation...need to thank Boosan not to interfere intermediate while Pattu sir is talking❤
Love this open minded discussion Boosan bro. Hats off to Pattu sir - GOAT of personal finance planning, life goal based investments. RUclips allows only one like though
Such an amazing video... No one will ever teach u these. Everyone should really watch and get the ideas and perspectives to apply them to their personal finance❤
Pattu sir is an ocean of financial prudence. He gives simple solutions to financial planning. The questions raised are equally good thsy covered most of the problems. Great insights. One stop shop for addressing all the financial planning one comes through in his or her life.
At last a genuine, impressive, simple and practical finance management knowledge..all free of cost. can't thank you enough. Keep up the good work sir..
Wow greatful, very valuable discussion. Both also talking very informative and stated from basic to ultimate touch. Really thankful to you both Pattu sir and Boosan.
Boosan thank you for inviting Mr Pattu and interview was awesome and keep me scrutinizing whether am I go in the right path or not? Thank you so much for both of you❤❤
Interesting to see he has similar timeline as mine! I did it in western world! I started stock investing directly and failed and wasted 4 years! But started around 2012 on funds and went all in equity. Harvesting dividends enough to retire in India! Start investing in dividend growth funds today! Right now! Stop reading comments and invest..
I have been following Pattu sir for so many years. He has been generating amazing content for ages. Like the host mentioned, any starters who digs the internet for advise on asset allocation, goal-based investing, choosing the right mutual funds, would have inevitably stumbled upon pattu sir's blog. And this single video sumps up all major questions / deliberations any type of investor would have in their mind. Save this video, share it to max people in your circle. Get financially better.
Bro, regarding buying house. I took my first home loan when I was 25, that loan made me discipline with money and build a character, it's more important in 20s. loan push me every year for better salary, I repaid that loan in 5 yrs. I don't get much return from it, but it helps me to be what I am today... I am happy today...
I am wondering about the interviewer , first time watching but such a clarity in speech, intellectual questions, Not hurry to get the answers as they wanted, Maturity in speech starting from the introduction. Keep going.
Good episode... Pattu sir is an ocean.. Letus take a mug of water and grow. He is giving such pragmatic and logical ideas about finace and investments. Boosan sir, in future this combined podcasts do better.. Congrats
To watch finance content that does not hover on fear mongering is such a relief. This podcast makes you feel that finance is not as hard as people think it is. Thank you for publishing this gem of a podcast.. I look forward to watching more videos like this :) Amazing, Boosan!
Excellent insights from Pattu sir. It's personally beneficial with new financial recommendations. I never spend time on podcasts due to its lengthy runtime, but I wasn't distracted at all and couldn't take off my focus. Thoroughly enjoyed this interview. I'd say watching this video fully itself is a wise investment.
Thank you Boosan for this great interview. Pattu sir you are spot on, your advice helps me to let go of my FOMO. Patience, Consistency, don't regret and keep it simple is my takeaway.
One more Wonderful content from Mr. Pattu. He is one of the humble person I ever seen, he is master in telling simple investing for common man. Lot of take aways to me… Even though it was a long video, I can’t stop in between… Thanks Boosan for nice interview…
Post Card: Insurance- Life, Health Index Funds 50-60% EPF/PPF/Debt Funds 40% Questions to Dr Pattabhiraman Sir 1. If one starts today when index is at high whether it is wise to invest now or to wait for 20% correction? 2.If my expectation is 10%, is it good park my funds in Invits which offer 11-12% now and to invest in equity later when it corrects 20%?
Very much useful and eye opening for long term investment ideas , changed my perception of return percentage and beating inflation idea. Thanks for sharing this beautiful experience
Woow its must watch before planing ur personal finance and investments As usual pattu sirs wisdom helps audiences Watch 1x those who are serious about personal finance & investigations So much to learn don’t binge watch
1.Helath Insurance 2.Term Insurance ku premium kattanum 3.Home loan ku EMI kattanum 4.Household things vaangi iruntha EMI kattanum 5.Credit card bill 6.Emergency fund build pannanum 7.Day to day expenses like provision,petrol Adhuku appuram dhan investment pathiye poganúm😊
If you see say or feel like this, it is very difficult to have saving, forgot about investments.i always keep my mindset by reducing my salary with 20% less from beginning . So with 80% salary i need to plan the above u said.. of course we need to sacrifice few things until we have some money saved in future. i dont have car and take rental when it is needed...i too have everything u said above.. one thing i started investments late by 35 age.. till then i was investing in land and gold only. Good luck for investments.
Thanks Boosan for this conversation in Tamil with Dr.Pattu sir, very humble and very insightful interview. Maturity of questions shows your hardwork for this episode and as expected Pattu sir's insight is unbeatable and has differentiated view and stands out from rest of que. thanks both
First I'm thanking both of them 🙏🙏 The wonderful episode!!! Eye opening video for me because I made many mistakes in the equity market past few years, My request beginners must to watch.. Once again thanks boosan....
Very precise and clear explanation. Kudos to Mr. Pattabiram and Mr. Boosan. It was insightful and useful for us.. like how to handle finance on a 360 degree basis😊
I watched the whole content, the questions uncovered most common things and the insights given by Pattu sir is to the point. Thanks for the wonderful content.
Excellent episode, Boosan! The takeaways for me were many. Like no need to invest in gold, health insurance is a must etc. 1:08:00 - 10K spending, and 15K savings. It is 40% and 60%, not 25-75.
First house investment is a good option by avalimg housing loan provided EMI is about 30 to 40 % of salary . Tax concession for repayment of principle and interest is a great help . Added with iever increasing house Rent .we need to pay tax. It is the duty of the govt to consider the tax rate linking with inflation instead of keeping the same tax rate for years together for the old scheme.
FreeFincal : youtube.com/@pattufreefincal
This episode is also available on Spotifty : bit.ly/3zcP0tn
Essentials : Do this Before Investing
ruclips.net/p/PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1
Chapters
0:00 Intro
1:00 Early Days & First Investment
12:19 Mutual Fund Mistakes
14:33 Negative Returns & Reaction
18:13 Why Equity?
21:29 Asset Choice & Allocation
24:24 Real Estate as an Investment
27:19 Gold as an Investment
28:26 What if Indian Equity Fails?
31:14 Rebalancing Problem
32:47 Tax is a Big Problem?
36:42 Do this from scratch.
41:09 Tax Saving Blunder
42:43 Home Loan vs Investment
46:34 Pattu's Stock Selection
50:01 Individual Stock Picking
53:43 How many Mutual funds is ideal?
54:57 MF selection Mistake
55:41 Beating the Market
59:54 Everything about Essentials
1:06:09 Financial Goal Planning
1:09:25 Family Finances
1:13:59 Pattu's Financial Mistakes
1:16:31 Timing the Market
1:19:40 Online Platforms and Safety
1:23:04 Market Crash : How to handle it?
1:25:11 When to exit from bad choices?
1:27:27 Idhaan pa Personal Finance
1:29:56 Best Distraction
Thank you so much boosan bro to let me know about pattu sir 💐💐💐
You should provide his calculator link. That is worth using instead of sharing all your video links.
Ok?
Very good information for me... I am in a confusion.. invested in share..MF& gold bees... Can I contact pattu sir for guidance...
Super interview taken by Mr Boosan sir and very politely answered by Mr Pattu sir... In total it's great interview and well knowledgeable to all investors.. thank you once again Boosan sir
பட்டு சார் பட்டைய கிளப்புறார்... அருமையான episode. 👏🏽
Nice to see comment from Vijay mohan sir. People like you, pattu, boosan are doing good job in creating financial awareness in Tamil . I follow all 3 of you
Me too❤
நீங்க இங்க எப்படியோ.. அதுபோல அவர் அங்கு அப்படி😅 பெரிய கை
Welcome Vijay Mohan sir.
Wow 3 legends meeting point here.
Pattu sir
Vijay Mohan
Boosan
Thank you all for your great service
@@logeshwarans5537exactly , happy to see ii in this chat. Best people
This interview is worth watching even though lengthy 👍. Key takeaways:
1. choose nifty index funds(min risk) and invest 50% of investment amount in index funds for safety.
2. dont buy too much ELSS funds.
3. choose fixed income and equity asset class funds
4. dont worry about taxes
and dont buy low cost stocks like 100 or 200rs
5. Decide investment amount based on 10% returns(min) expectation
6. Extra private health insurance needed for corporate insurance holding employees for safety.
7. Buy atleast 2 or 3cr term insurance not 1cr to beat inflation.
8. Don't choose fund based on last 1 yr returns alone. Check performance for all yrs..
Thank you
thanks G
Thanks🙏
Thank you bro ❤
What 5th points means
We need to invest in any stocks?
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
My CFA Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I'm a 22 years old watching this video..i'm just about to start my investing thanks for these lessons.
Way to go bro... I missed this age, 35 plus now... pls do study more and start investing bro😊
Good bro but try to only investment not trading 💐💐
Smart. Keep it up. I had no clue of these things at 22.
True. Even I'm 22 now and just now started to earn. And trying to invest 35% of my income in midcap emerging funds.
U r lucky bro..start slow..in for a long hold
Two of my mentors on a single screen. Will always be grateful for these gentlemen's contributions in my personal finance journey ❤️
Boosan is nowhere close to pattu.
@@santhoshkumar-vd7qhlet’s not compare both genuine fin influencers
No offence intended
@@santhoshkumar-vd7qh AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@@santhoshkumar-vd7qhno doubt about it, I'm nowhere close to him
Pattu is one of the best financial expert. His series on "Let's get rich with pattu" should not be missed by any Indian looking for financial freedom.
Where we can attend or watch this series bro?
Search on youtube
நிறைகுடம் தளும்பாது என்பதுபோல உங்களது உரையாடல் இருந்தது, மிகவும் பயனுள்ள தகவல்கள் , நன்றி❤
Boosan asked healthy and valid questions to Pattu Sir, also allowed him to complete his answers without interrupting(unlike WintWealth podcast). Worth listening 1hr30mins @ (1.5x😅)
Rightly said
Allowing guest to speak is a skill.
Absolutely 👏
I didn't know about Pattu sir until now. Very knowledgeable and thank you Boosan for taking the efforts to bring in such quality people and content. Way to go, Boosan!!
Very insightful video.
Take aways are
1. Approaching based on risk but not on returns.
2. Stay invested. Even at bad times.
3. On a low risk, you tend to invest more which is lot better than being in risky high returns fund, where you hesitate to invest.
4. Learn to earn more tax money instead of worrying about paying tax.
AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@@prabhafancy4587May be he invested through the fall in 2008 Bubble crisis also.
1 more thing, he invested in a ELSS mutual fund. Not Nifty 50 Index
I am following pattu sir from 2018 , he is different from others. Very logical.
BUT POLITICALLY BIASED..... LOT OF STORIES.... AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
GOAT of personal finance Pattu sir!
True.. simple and powerful ideas
Yes,
He is a legend
Vijay fan ah
I never watched a video with this duration in my lifetime except movies., that much information and the way the conversation was handled. And I felt like cleared so many questions and confusions at the age of 33
Anna ❤ Ajay here. Please do this kind of videos 1 in 10 videos. Sharing financial experts life experience is invaluable 💯. Thanks 🙏
There is saying in tamil, "kili pillaiku solra mathiri" solli kodukkuthu intha episode. Itha vida easy ya personal finance 1 hr 30 mins la solla mudiyma nu theriyala. Excellent Boosan...Keep going!!! Thanks to Pattu sir
With your review comment only I am watching this video thank u bro❤
Thanks sir. I learnt many . My mistakes identified here. My age 43 i am starting investment now.
Super sir ❤
When are you planning to retire
@@CyberPsychGaming age 58 (as usual retirement)
Appreciating your patience to allow him to speak without interference...few people may interrupt and not allow the expert to speak much... Great content and inspiring journey
Every household should have a brother or father like these guys who have a comprehensive knowledge of personal finance. They break stereotypes around home loans, auto loans, and more. I listen to a lot of podcasts, but this one covers everything a person who has just started earning needs to know. Kudos! 🎉
Additionally, their insights on budgeting, investing, and saving for the future are incredibly valuable. This podcast is a must-listen for anyone looking to gain financial literacy. Glad the RUclips algorithm suggested this to me!
Host looks like tamil actor Mr. Vishal. It is a compliment ❤❤
He is actually Vishal. I wanted to comment this on his earlier videos.
Very nice interview... Interviewer allowing the guest to speak fully and letting his expression fully is appreciated
This is a fantastic conversation! I am an ardent follower of AIFW and have seen Pattu sirs messages and now hearing him speak makes me feel like he has experienced life in its raw glory and is sharing his wealth of experience for all of us!
Excellent, it's worth of time in life. Thanks Boosan for such a wonderful discussion and dlighted to listen Mr. Pattabiraman, very humble and practical midset, he just given his 15 years experience in 90 minutes..
Host is speaking in a very respectful tone. Keep rocking ❤❤
Welcome Pattu Sir.
Thanks for your great service
What a phenominal Podcast! One of the best experiences shared to users of all time in tamil channels! Kudos Finance Boosan! Way to go!
I watched Fincal with Pattu during 2021 june and followed Rolling returns while selecting Mutual Funds.
Worth spending 1.30 hours. Worthy question and answers. Much appreciated.. keep going . Thank you both 🙏
Enakkum ithe anubavan than 2018 - 2021 varaikum ennoda portfolio full negative than irundhichi. Konjam wait pannanum min 5 years
I'm following the same
Ppf, epf, nps, health insurance and equity stocks
this one video is more enough for my whole future finances. very insightful.
Super Booshan.. My all question answer is this one video.. very useful for all.. continue your journey❤❤❤
மிக அருமையான தெளிவான விளக்கம் பாராட்ட வார்த்தைகளில்லை 🎉🎉🎉🎉🎉
1.30 hrs of worth spending of time to know personal finance. Beautifully done.
Very excited for this Collab. I heard about pattu sir from the investment insights channel.
Sir, I got chance to see your interaction with Dr. Pattabiram very informative, I started many SIP from 2011 to 2015 with my own research now my funds growth is 1.6 CR I will continue another 20 years It will cross 40 CR, My funds withstand any shock from market
Which sip give more return please explain
please add english subtitle specifically just for this video humble request from a tamil guy who find this useful and to reach and help many people around India by breaking language barrier
I'm working on it. Eng subtitles will be available in a day or two.
Enable CC
@@oswaldrajesh pls read the above comment
@@deen8173 read my comment again. you don't need subtitles as enabling CC on the video does the same job.
@@oswaldrajesh arei yar bro boosan hadn't add the subtitles when the video released kk that's why he replied stating he is working on it. So pls try to use brain to understand
Chance eh ille, very insightful!!
The amount of efforts you take for an interview and the urge to educate people is clearly shown!!
Thankyou for letting us know these information which we wouldn't have known otherwise!!!
To get these info by ourselves would have taken years of mistakes😊😊😊😊
Best financial advice I have heard. His advice is applicable regardless of where you live in the world. Really admire his honesty. Thsnk you.
Pattu sir ur great . I started investing by seeing you i was 25 when i started and now I'm 32 . .thanks for this great work
Vazhkaiku thevaiyana urupadiyana video.. I have seen ..every family man and woman should watch it.. thank you so much both of you for your valuable information 😊
Mr. Pattu is a genius and gentleman in the personal finance industry....
good job both of u...
thanks a lot.🙏
Well said on the self esteem point that we get when handling an emergency fund. I have realised that in my life with practical experience.
I am now at the age of 22, Started investing 7000 per month in Mutual funds by managing the expenses and tracking it to increase the investments. My aim is to get atleast 50 L in 10 years to buy a house.
How to invest mutual fund bro
What MF you are investing bro?
One of the fantastic interviews I have ever listened to. Interviewer needs equal applauds for making it so Simple but rich in content.❤❤❤
One of the best interviews in the area of personal finance .Thanks from kerala🤞
I normally won't listen this much lengthy video but Pattu is an open book...very detailed explanation...need to thank Boosan not to interfere intermediate while Pattu sir is talking❤
Love this open minded discussion Boosan bro. Hats off to Pattu sir - GOAT of personal finance planning, life goal based investments. RUclips allows only one like though
Such an amazing video... No one will ever teach u these. Everyone should really watch and get the ideas and perspectives to apply them to their personal finance❤
Boosan looks similar to actor vishal
Any body noted?
Good content... Lots of insights to apply in action.. Start reading finance daily.
Boosan oda first video paatha udaney naan pota comment. He looks like Vishal
Pattu sir is an ocean of financial prudence. He gives simple solutions to financial planning. The questions raised are equally good thsy covered most of the problems. Great insights. One stop shop for addressing all the financial planning one comes through in his or her life.
At last a genuine, impressive, simple and practical finance management knowledge..all free of cost. can't thank you enough. Keep up the good work sir..
Wow greatful, very valuable discussion. Both also talking very informative and stated from basic to ultimate touch.
Really thankful to you both Pattu sir and Boosan.
Boosan thank you for inviting Mr Pattu and interview was awesome and keep me scrutinizing whether am I go in the right path or not? Thank you so much for both of you❤❤
I cant believe i watched this podcast in one sitting, great work !
பட்டு - புஷன் அவர்களுக்கு பாராட்டுகள் மற்றும் வாழ்த்துக்கள். மிக உபயோகமான ஒரு அருமையான உரையாடல்.. நன்றி
Interesting to see he has similar timeline as mine!
I did it in western world!
I started stock investing directly and failed and wasted 4 years! But started around 2012 on funds and went all in equity. Harvesting dividends enough to retire in India!
Start investing in dividend growth funds today! Right now! Stop reading comments and invest..
I have been following Pattu sir for so many years. He has been generating amazing content for ages. Like the host mentioned, any starters who digs the internet for advise on asset allocation, goal-based investing, choosing the right mutual funds, would have inevitably stumbled upon pattu sir's blog. And this single video sumps up all major questions / deliberations any type of investor would have in their mind. Save this video, share it to max people in your circle. Get financially better.
Bro, regarding buying house. I took my first home loan when I was 25, that loan made me discipline with money and build a character, it's more important in 20s. loan push me every year for better salary, I repaid that loan in 5 yrs. I don't get much return from it, but it helps me to be what I am today... I am happy today...
Thanks for lot Am ,,28 yrs old just only I know how to calculate financial in life & know about investment
I am wondering about the interviewer , first time watching but such a clarity in speech, intellectual questions, Not hurry to get the answers as they wanted, Maturity in speech starting from the introduction. Keep going.
Good episode... Pattu sir is an ocean.. Letus take a mug of water and grow. He is giving such pragmatic and logical ideas about finace and investments. Boosan sir, in future this combined podcasts do better.. Congrats
Now my age 24 i learnt best idea from in this discussion thanks 🙏🏻
I'll start my investing
First time watching 1.30min financial session without boaring😊
இந்த வீடியோவை 5 பாகமா பிரிச்சு போட்டிருக்கலாமே நண்பா ❤❤❤❤
Nooo pls change ur mind
To watch finance content that does not hover on fear mongering is such a relief. This podcast makes you feel that finance is not as hard as people think it is. Thank you for publishing this gem of a podcast.. I look forward to watching more videos like this :) Amazing, Boosan!
Superb quality in tamil finance contents.pls keep doing interview it with more quality and reputed personalities.
Thank you for the fantastic Episode. What a wonderful person Pattu is. Thanks for bringing him
Fantastic episode Boosan. Great knowledge shared by Pattabiraman sir.
Excellent insights from Pattu sir. It's personally beneficial with new financial recommendations. I never spend time on podcasts due to its lengthy runtime, but I wasn't distracted at all and couldn't take off my focus. Thoroughly enjoyed this interview. I'd say watching this video fully itself is a wise investment.
Such a practical person, we need someone like him in our family as investment advisor ❤
Thank you Boosan for this great interview. Pattu sir you are spot on, your advice helps me to let go of my FOMO.
Patience, Consistency, don't regret and keep it simple is my takeaway.
Great conversation between boosan and pattu sir. Very insightful informations. Keep doing such a conversations with inspired individuals.
One more Wonderful content from Mr. Pattu. He is one of the humble person I ever seen, he is master in telling simple investing for common man. Lot of take aways to me… Even though it was a long video, I can’t stop in between… Thanks Boosan for nice interview…
So much of information in a single video.. You made me to start investing Boosan.. Thank you😊
Post Card:
Insurance- Life, Health
Index Funds 50-60%
EPF/PPF/Debt Funds 40%
Questions to Dr Pattabhiraman Sir
1. If one starts today when index is at high whether it is wise to invest now or to wait for 20% correction?
2.If my expectation is 10%, is it good park my funds in Invits which offer 11-12% now and to invest in equity later when it corrects 20%?
Very much useful and eye opening for long term investment ideas , changed my perception of return percentage and beating inflation idea. Thanks for sharing this beautiful experience
One of the best videos about investing which covers almost every basic stuff.
Woow its must watch before planing ur personal finance and investments
As usual pattu sirs wisdom helps audiences
Watch 1x those who are serious about personal finance & investigations
So much to learn don’t binge watch
நிறைய விஷயங்களை கற்றுக்கொண்டு அருமையான பயனுள்ள வீடியோ
1.Helath Insurance
2.Term Insurance ku premium kattanum
3.Home loan ku EMI kattanum
4.Household things vaangi iruntha EMI kattanum
5.Credit card bill
6.Emergency fund build pannanum
7.Day to day expenses like provision,petrol
Adhuku appuram dhan investment pathiye poganúm😊
If you see say or feel like this, it is very difficult to have saving, forgot about investments.i always keep my mindset by reducing my salary with 20% less from beginning . So with 80% salary i need to plan the above u said.. of course we need to sacrifice few things until we have some money saved in future. i dont have car and take rental when it is needed...i too have everything u said above.. one thing i started investments late by 35 age.. till then i was investing in land and gold only. Good luck for investments.
forgot to add one thing. at some point of time we need to take risk.. its better we take at earlier age rather post 50 years old.
Man, i got lot of insight about finance and as person at the age 22, ever individual must watch this video.
This is truly one gem of an interview on personal finance. Way to go.
EXCELLENT iNTERVIEW WITH PATTU SIR WITH MORE BASIC FINANCIAL CLARIFICATIONS .......
Thanks Boosan for this conversation in Tamil with Dr.Pattu sir, very humble and very insightful interview. Maturity of questions shows your hardwork for this episode and as expected Pattu sir's insight is unbeatable and has differentiated view and stands out from rest of que. thanks both
One of the best informative video, should be shared maximum, will help lot of people to understand the financial independence. Thanks a lot.
Hi bro,
1 hr 30 mins videos ku bathi.
30 mins ah 3 parts ah potu iruntha, it will reach many people.
Very good conversation. Please keep up more collaboration
Very insightful ❤ These are the words from more than 15years of experience. Very simple strategies !!!!!
First I'm thanking both of them 🙏🙏 The wonderful episode!!!
Eye opening video for me because I made many mistakes in the equity market past few years,
My request beginners must to watch..
Once again thanks boosan....
Very precise and clear explanation.
Kudos to Mr. Pattabiram and Mr. Boosan.
It was insightful and useful for us.. like how to handle finance on a 360 degree basis😊
Very Useful Content... I am slightly confused some of my financial life, This video cleared all my doubts Thank u Pattu sir & Boosan Sir...
I watched the whole content, the questions uncovered most common things and the insights given by Pattu sir is to the point. Thanks for the wonderful content.
❤🎉 இதை போல முதலீட்டு களம் ஷியாம் சேகருடன் ஓரு பேட்டி/கலந்து உரையாடலும் போடலாமே. நன்றி.
Excellent episode, Boosan! The takeaways for me were many. Like no need to invest in gold, health insurance is a must etc.
1:08:00 - 10K spending, and 15K savings. It is 40% and 60%, not 25-75.
நீ ஒருமையில் பேசுவது எனக்கு பிடிக்களை
Excellent. No Words. Worth for lifetime. Most Impressive from Pattu Sir. Also boosan questions were tremendous. Great Job.
host look like VISHAL...😃😃😃😃
First house investment is a good option by avalimg housing loan provided EMI is about 30 to 40 % of salary . Tax concession for repayment of principle and interest is a great help . Added with iever increasing house Rent .we need to pay tax. It is the duty of the govt to consider the tax rate linking with inflation instead of keeping the same tax rate for years together for the old scheme.
The knowledge pattu Sir has is highly matured and commendable. Thank you so much sir.
The best video I have ever seen in my life time
Tons of valuable information
Thank you for sharing your views experience and knowledge.