How to Invest in BONDS? Things to see before investing in Bonds | What Platform Do I use?
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- Опубликовано: 6 фев 2025
- Bond investing in India is a significant and growing segment of the country's financial market. India offers a diverse range of bond instruments issued by various entities, including the government, corporations, financial institutions, and municipalities.
Types of Bonds:
Government Bonds: These are issued by the Government of India and are considered some of the safest investments in the country. Government bonds, such as Treasury Bills and Government Securities, are highly liquid and offer a fixed interest rate.
Corporate Bonds: Corporations in India issue bonds to raise capital for their business operations. These bonds vary in terms of credit quality, with higher-rated corporate bonds generally considered safer investments. Corporate bonds can provide higher yields compared to government bonds but come with higher credit risk.
Municipal Bonds: Municipalities and local government bodies also issue bonds for financing local projects. These bonds may offer tax benefits and have their own unique risks.
RBI Bonds: The Reserve Bank of India (RBI) issues various bonds, such as Savings Bonds, which are attractive to retail investors due to their safety and fixed returns.
Public Sector Undertaking (PSU) Bonds: Government-owned corporations and institutions issue bonds known as PSU bonds. These bonds vary in terms of credit quality and can offer competitive yields.
Credit Rating: Credit rating agencies, like CRISIL, ICRA, and CARE, assess the creditworthiness of bonds and assign ratings. Investors should pay attention to these ratings as they provide insights into the issuer's ability to meet its financial obligations.
Yield and Coupon Rate: The yield on Indian bonds is influenced by factors like market interest rates, inflation, and credit risk. The coupon rate represents the fixed interest rate that the bond pays, and the yield may vary if the bond is traded in the secondary market.
Tenure and Maturity: Bonds in India come with various maturities, ranging from short-term to long-term. Investors can choose bonds with tenures that align with their financial goals and risk tolerance.
Interest Rate Risk: As with bonds worldwide, bond prices in India are affected by changes in interest rates. When interest rates rise, bond prices tend to fall, and vice versa. Therefore, investors should be aware of interest rate risk and its potential impact on their bond portfolio.
Tax Benefits: Certain bonds, like tax-free bonds issued by government entities and municipalities, offer tax benefits to investors. The interest income from these bonds is exempt from income tax, making them attractive to those in higher tax brackets.
Liquidity: Liquidity in the Indian bond market has improved over the years, with the introduction of electronic trading platforms. Government bonds are usually more liquid than corporate bonds, but investors should still assess liquidity when building their portfolios.
Regulatory Framework: The Indian bond market is regulated by the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI). These regulatory bodies ensure transparency and fairness in bond trading and issuance.
Diversification: Diversification is a key strategy for managing risk in bond investing. Investors in India can diversify their bond holdings by investing in various types of bonds, issuers, and maturities.
Professional Management: Indian investors can access the bond market through mutual funds and exchange-traded funds (ETFs). These investment vehicles offer professional management and diversification, making them accessible to a wide range of investors.
Bond investing in India offers opportunities for income generation and capital preservation, making it an important part of many investors' portfolios. However, it's crucial to conduct thorough research, understand the specific characteristics of Indian bonds, and consider your financial goals and risk tolerance before making investment decisions. Additionally, consulting with a financial advisor with expertise in the Indian bond market can provide valuable guidance.
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Bro, Every experts ask to invest in Bonds. But you are the one gave a very detailed explanation. Thank you
தெளிவான அருமையான விளக்கம் பூசன், புரிதல் 💯
Liked the order - why, what , how, should we really need.
I was expecting a video in this topic in all financ channels.. I have finally found it.
Bro ! vera level explanation bro ! fundamental , digital real time analysis show pandringa crystal super clear ! innum neraya venum !
Bro... clear and practical ah pesuringa bro..thanks..❤❤
Anand srinivasan kiita appointment vaangi kaasa koduthu kekkura vishayathai oru video vil solliteenga bro (Anand srinivasan kiita Bond pathi kettaale mail le podu nnu solluvaaru, anna entha video vil Bond pathi thella theliva solla maataaple). Aana kadaisila sonneenga oru idea, idhukku FD ye better nnu. really i like that idea.. this kind of things/ ideas/ suggestions only retail investors are expecting it. very good and keep it up bro.
Really true.
Anand never reveals the core in free of cost.
Same blood 😂
Every one does for money but Anand is very curious,.no proper details
That guy is charging too much commission in bonds.. Majorly he sells Muthoot Fincorp, Spandana, Indostar, Anapoorna..
@@NagaRamvr ok, how much is he charging for bonds... y cant we invest in bonds directly??
@@ganeshram653 no idea Naga can tell that
An excellent video even though it is an year old one. Learning the basics from you a lot. Recently watched an IPO video and learnt a lot. Thank you for all your videos as they are from a layman's perspective.
Thankyou boosan....ethirpaartha details ellaam therinjikitean. thelivaa... Thankyou very much
Really ungala madhiri theliva sola yarume kidayadhu sir.. Thank you
Most underrated Channel ever seen ❤
Hello Boosan, I'm a recent follower, the clarity of content is vera level. now steadily watching your all video and implementing the tactics. Great work..
Anna.....Clear Explanation Anna.....Everyone can easily understand about bonds....Thanks for Knowledge sharing anna
Detailed explanation on investing in bonds.. Awesome Boosan
I have zero knowledge about bonds bro . Thanks for ur video & to educate us
I am watching ur videos without fail. Clear information ❤
Well said, Mr.Boosan. Strongly hope that everyone would have been understood about the bonds. The explanation of pros & cons have been clearly said.
Please keep posting. Regards. 👍🏻👏🏻😊
Boosan, nalla theliva solreenga bro.. please make videos on bonds like how RBi interest rates affect bonds, how to buy and sell bonds in secondary market, how is taxation done for bonds yields, etc. Thanks for sharing your knowledge.
Very much informative video which is lack in all other youtube channels.
Hats of to you for your opened minded sir.
Very clear explanation well done🎉🎉
Excellent video. Thank you Sir for sharing your knowledge and experiences.
Spr explanation bro ennoda studies ku romba useful ah iruku 🎉
Crisp & crystal clear information bro. Thank you so much .
Bro, pinneteenga ponga, valthukkal for all your videos and content
Good information ℹ️
Audio is crystal clear.
Wonderful explanation. Kudos
This video is very nicely compiled and was very quick. Was able to get a complete picture of debt funds and bonds. kudos 🎉 Good job.
Very Informative video. Keep continuing
Bro, yield vs returns explain panni oru kutty video podunga bro.
Romba nalla explain panringa pa thank you.... But school college la paducha maths ae easy ah erukum Pola...
❤❤❤ useful information ❤❤❤
SUPERB tamizhan Boosan
6:56 Bond flatform❤
Wanted topics... Good going
Bro super 🎉. Nice and detailed explanation. I got clarity ✨️. Thanks for the valuable information. Vaazhga neeveer pallaandu. Ellaam valla eraiyarul endrum ungalukku thunai puriyattum. Sathamaanam bhavathi.
Thanks for such a detailed explanation. 💐
Most informatic video... Thank you
வீடியோ சூப்பர்
How to sell the bond in secondary market என்பதற்கு ஒரு வீடியோ போடுங்கள்...
Summary was good.. Thanks
Nice explain about different types of bonds and it's pros & cons. Keep up the good work!!
Love this video Mr.Boosan. master class on personal finance and especially bonds. You are awesome on breaking complex concepts into simple ones. Kudos to you. 🎉
Nice and Informative video. In Tamil Language we have very less videos showing how to buy Bonds Online.
Very informative ❤
Very detailed. Audio is super clear😊
Thank you for the video bro... I have no idea what bond is and how to invest, but today i have learned some basics from your video... All the best for your future videos... Take Care...
Nice information bro , clear and crisp
Super explanation I personally gained more knowledge about finance and all investment plans thanks for giving more informations broo
Nice explanation. Thank you for considering the comments🎉
Superb.
Super..keept it bro
Fantastic BOOSAN, Nice explanation . Like the way you detailed🎉
Vera level detailed explanation thanks bro
@Useful.Information.Boosan End point of the video is exactly great. sometimes I feel why not to diversify my portfolio in bonds. Then I think even some of the banks will give 7.5% for 10 year which is safer and the investment amount is depend on our capacity( not like in bonds min. investment and usually people prefer in short maturity) but if i invest same amount in fd at 7-7.5% after 10 years of compounding still its great value with not much risk and we dont even worry about fd. upto 5 lakh its still secured. For senior citizen even some banks offer them 7.5% until next 10 years. I personally prefer if bonds give you 7.8-8.05 interest i would rather prefer Fixed deposit of 7.5%
Nice & Clear explanation 🙏👍🏻
14:31 Ivlo kuraivana returns ku bonds la dhan invest pannanuma... 😂 Good one bro...
Excellent explanation
Very useful information with good explanation especially understand able to non tamil people
Boosan should be a professor.❤
Vera level explanation bro 🎉
Well explained 👌👏
Awesome video. Thank you for giving a great explanation ... For someone who has zero knowledge about bonds, this was very informative.
very nice super explanation
Bro I really love your content brother super ra pandrigaaa
Good info
Nice bro excellent explanation about bonds
Crystal and clear about bond
Very clean Detailed explanation ..Keep rocking ...
Thanks bro 👍 nicely explained keep doing good work 🙏
கடைசியாக சொன்ன பாயிண்ட் பிக்சட் டெபாசிட் அதுதான் கரெக்ட்🎯
Clear explanation 😊
Superb Explanation
Very detailed and useful info. Thanks a lot.
Your explanation is so clear. Keep going🤝
Useful video bro
Enna sitapu enga poni ga invalo nala😂
😂
Thanks. Very informative 👍
Crisp and clear video. ❤
Neatly explained!
bro share market la traders yenna yenna relatred news haa follow pannanum nu next video la sollunga bro
Hi Boosan.. Thank you for explaining in detail...
Very nice explanation 👍🏻
Nice
Bro. Great explanation. Thanks ❤lot...
Boosn bro , best youtube channel ever
clear explanation 👌 👏 bro
Informative Thanks!
Nice explanation... great work
Super explanation ❤
very nice & clear explanation
Bro your videos are very useful..kindly make a video on investment in certificate of deposits
Clear explanation. Thanks
Very useful
Gold bond எப்படி வாங்குவது என்பது பற்றி விரிவான தெளிவான ஒரு வீடியோவை உங்களிடம் எதிர்பார்க்கிறோம்..!!
Excellent explanation ❤
Very useful. Kudos bro!
Watching after a year n video is gold
Conservative hybrid mutual fund vs bonds... Comparison pls... Also, what is taxation for bond returns
Good knowledge bro 😎
Good explanation bro