How to invest in T-Bills & Government Bonds? All you need to know about G-Secs | RBI Retail Direct
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- Опубликовано: 9 июл 2024
- Government Securities (G-Secs) refer to debt instruments issued by the government to raise funds. These are fixed-income securities that are backed by the credit and taxing power of the government. In India, G-Secs are issued by the Reserve Bank of India (RBI) on behalf of the Government of India.
Here are some key points about Government Securities (G-Secs) in India:
1. Types of G-Secs:
G-Secs in India come in various forms, including Treasury Bills (T-Bills) and Dated Government Securities (G-Secs or Gilts). T-Bills have short-term maturities (up to one year), while Dated Securities have longer maturities, ranging from a few years to several decades.
2. Issuance Process:
The issuance of G-Secs involves an auction process conducted by the RBI. Investors, including banks, financial institutions, and individuals, participate in these auctions. The government raises funds by selling these securities to investors, who, in turn, earn interest on their investments.
3. Risk-Free Nature:
G-Secs are considered virtually risk-free because they are backed by the government's credit, and the probability of default is extremely low. However, they are subject to interest rate risk and market fluctuations.
4. Interest Payments:
The government pays periodic interest on G-Secs to the holders. The interest may be paid semi-annually or annually, depending on the terms of the security. The principal amount is repaid at the time of maturity.
5. Market Trading:
G-Secs are actively traded in the secondary market, where investors can buy or sell these securities. The market for G-Secs plays a crucial role in determining interest rates in the broader economy.
6. Role in Monetary Policy:
The RBI uses G-Secs as a tool for implementing monetary policy. By buying or selling these securities, the central bank can influence the money supply and interest rates in the economy.
7. Investor Base:
G-Secs attract a diverse set of investors, including banks, financial institutions, mutual funds, insurance companies, and individual investors. They are considered a safe investment option, especially for those looking for a stable income stream.
8. Dematerialization:
G-Secs are issued in both physical and dematerialized (electronic) forms. The dematerialization process has streamlined trading and settlement, making it more efficient.
Overall, Government Securities are an integral part of the Indian financial market, providing a secure investment avenue for various market participants while serving as a key instrument for government borrowing.
"RBI Retail Direct" is a new initiative by the Reserve Bank of India (RBI) aimed at providing retail investors with direct access to government securities. This platform allows individual investors to buy and sell government securities directly from the RBI, eliminating the need for intermediaries. RBI Retail Direct is designed to make government securities more accessible to small investors, encouraging their participation in the government securities market. Through this initiative, retail investors can register on the platform, open a gilt securities account, and start investing in a range of government bonds and treasury bills. It aligns with the broader effort to deepen the retail participation in the government securities market and broaden the investor base.
0:00 Intro
0:54 T-Bills & Gov. Bonds
3:44 How to Invest?
5:36 Advantages
6:36 Risks
8:26 Alternatives
10:36 Should you invest?
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Boosan always special in providing new information in investments. Great job brother. Continue the good work
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Hi anna , how to select diversifying mutual funds and update the new video for investment suggestions for 2024
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Useful and clear as usual. Kudos!!!
Semma Eye Opening bro.. Nandri..
wowww what a clear cut explanation... great bro
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ur videos shows ur hardwork. u have done a great work
Informative. Thanks
Thank you for all the information. You are amazing. Eye opener to so many finance options.
Bro please make a video on Systematic Withdrawal Plan in Long Term Investment...I started investing in 2023 only.. If I want the money after 10 years how should I get the whole invested amount and the decent return of it without any loss... Make a video with some example bro... For eg,after 10 years - maturity amount 4 crores means,the amount will be credited after Tax deduction and how to claim it? LTCG tax 10% ..so the best way to save tax is by tax harvesting before every financial year ends ?
Appreciate your videos sir , you are a best finance analyser then srinivasan
Very detailed and useful video
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Thanks bro for this info...😊
Thanks for the video bro
Bro plz explain best SIP for US stock index fund motilal or Vanguard which one is best to inverse SIP bro what different between plz explain
Best in class video
Good sir🎉 Thank you
Very useful content bro💥
Anna DMart acount la gold eppadi vangurathunu sollunga anna plese
Super information
Good information
Thanks for the info
Give suggestions to which mid cap funds are good..
Nandri thala 💯👌
Whether Gilt Fund can be used as collateral for trading?
Nov mass na Nee... Super explanation ella content yum
How to buy SGB in secondary market? Please put up an informative video like this. Will be helpful. If there's one already, kindly share the link
Please advise on best small case , quantum computing shares/ mutual fund
Nice
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U r talent pers
GILT fund investor for a year now :) Started on Jan 2023
Goldenpi vs wint wealth which is best brother...
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Bro enakuh oru doubt naan tata technology ipo vaangunan aaanah enakuh amount automatic ah return aagiduchu appppoh enakuh kidaikatha share uh
Ethu best gilt funds nu sollunga bro
Crux:
Tbills na 1 year kulla mature aaganum, adhuku mela na it is called govt bonds
Bro how to do us stocks tax filing?
Bro. MF la growth plan pathi detailed ah explain panna mudium ah....elorum returns re-inverse agum nu soluranga ....yavlo nal ku once enoda return ah eduthu re investment pannuvanga, vanguna units mattu tha iruku 3 month's la units ethum increse agala..re investment na enna mean pannuringa... plsssss explain.....
tq bro
Bro SGB Bonds oda advantage n disadvantage and usefulness pathi oru video podunga!!!!
Corporate FDs la RBI assure pannra 5 lakh irukka?? Eg. Shriram FD
Sir where do you get all the information?
Gilt fund explained video podugaa broo❤️
So whats the difference between GSEC and Bharat Bond?
As usual you did a great analysis … content is so clear and easy understandable thanks for your effort..
What about corporate bond debt fund?
Bro tbill Kum tax poguma maturity period varaikum hold pannalum
Boosan bro,
If I buy tbill from zerodha and consider I placed a bid, will money will be debited from demat account or from bank account directly,
Thanks 😊
Super bro
Bro Icici Prudential Small Cap fund Vs Kotak Small Cap fund Which one best Suggestion One
Nice bro
today i invest in mutual fund , when allerted unit my portpolio
Bro stocks ah buy Panna same day profit la sale Panna mutiuma bro
How to reclaim shares from IEPF
bro now t-bill 10000 la buy panra athu 7 % yield la iruku once maturity aanathuku aprm 17k varum aa or buy panum bothae 93000 la buy agumaa???
Bro can we transfer mutual fund from one broker to another broker
Ireda long term hold panlama bro?
NICE INFO BRO..
Income from T- Bills also taken as STCG??
Govt staff bonds vanga mudiyuma
Groww app la government bonds buy panalama
Bro please put a video on NPS vs Index fund
Hi bro,
Can i buy and sell gilt fund at any time or will that have any charges
By any chance will gilt fund give negative returns
Whether tax is deducted in interest return??
War vantha enna agum bro
Any small finance bank fds are safe bro??
Bro i am a student .i want to learn about finance ..enaku personal basic la irunthu guide panringala
If u buy sgb in secondary market u give more money for buy but u get low interest based up on issue price or face value
T bill and sdl can’t be used for collateral
How to invest while market bleeding
Ok , LTGLITBEES VS GLIT FUNDS WHICH ONE BE BEST
How to grow app?
Bro please share a video about stable money
Bond series potunga
Hi Boosan , long time G Bond is better than pension products of HDFC etc.. ? Or which is better?
Depends on the product, usually these pension products have yield less than or on par with traditional FDs or GBonds
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Anna marinetrans ipo review solluga anna
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5 paisa la investment panlama bro
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How to apply
After taxation, is it still better to consider t- bills and govt bonds than FD ?
RBI savings bond FD a vida interest jasthi, Sovereign gold bond 2.5% interest and unga amount equivalent gold a bond issue panniduvaanga. 8 years kaZhichu gold rate enna irukko antha amount credit panniduvaanga.
Bro sgb eppo open agum
Monthly return vara mara nalla 4 bonds potunga ❤
Hi brother, Zerodha la account panniten, but username la father's name prefix la varuthu.
Enna reason. Can i change this.
Same bro enakum apdi than iruku
Speak about IPO Broo
Govt FD upto 40000 no interest. Is it correct
Mutual funds select panrathu epdi, Asset allocation patri oru video podunga anna
How to choose a good mutual fund?
ruclips.net/video/lnZJYbmgyfk/видео.html
Personal Asset Allocation Plan : ruclips.net/video/zjYr7iqE0L8/видео.html
Can you talk about Arbitrage Fund
Nowadays FD interest is around 7.5% which is more or less equal to any returns through stocks,mutual funds or bonds
Which FD ur referring ?
@@krishnamoorthys4522 many Banks, for eg: kvb 444 days 7.5%
Hai bro... Is there any website to find the tracking error of all large, mid and small cap index funds.. If yes please let me know... I have seen this info in your video.. But don't know which video it is.. So I'm asking in comment section that someone will help me...
If I recall correctly, Tickertape used to show the tracking error of Index funds, but it seems they no longer provide this information.
Nevertheless, you can explore the AMFI India website, where you should be able to locate the tracking error for all funds.
Gsecs corona time la lockdown la interest pay pannucha .. war time la pay pannuma .. t bills every Tuesday during pandemic la kuda issue pannangala..appo enkita tbills gsecs accumulate pannala bro .. share your point of view .
Yes, there was no impact on T-Bills during the pandemic
@@finance.boosan what about g secs interest every 6 months during pandemic... was it affected bro or the govt paid correctly ..
They were not affected.
How many gold Bound buy panalam bro
Up to 4000 units per investor per issue
Any one tata tech alarntment my funds return in my account 😢😢
Tata technologies issue IPO not allot my money reply is day