5 Secrets to Become a Smart Shopper
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- Опубликовано: 17 апр 2013
- Episode #23:Click here for the additional list of "20 secrets for your spending habits". tinyurl.com/pwgl963 In this third installment for Financial Literacy Month, listen to Pat as he explains five subtle yet powerful secrets that can keep more of your hard earned money in your pockets for when you need it most. If you like shopping but would like to save more money, this weeks episode is for you.
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1. Skip the movies, wait for the DVD.
2. Rent that you will only use a few times
3. Flights are cheaper when booking 21 days advanced and on Tuesdays & Wednesdays typically.
4. Write down what you see in the mall and check it online - eBay, Craigslist etc.
5. See it 10 times before you buy it.
6. Say no to ATM fees.
7. Don't always dine out.
8. Check your savings and checking accounts to be sure you're not paying fees.
9. Compare your credit card interest rate to others to ensure you aren't overpaying.
10. Look for lower premiums on your auto insurance policy.
11. Avoid extended warranties offered by stores - manufacturers usually enough.
12. Cancel the movie and sports channels you rarely watch.
13. Warm clothes instead of heater.
14. Avoid paying insurance on rental cars. Most auto insurance plans already cover it.
15. Stay away from the playing the lotto.
16. Have a piggy bank for spare chance then trade it for cash at bank.
17. Don't become attached to physical things e.g. iPhone.
18. No need for multiple memberships at gyms, clubs etc.
19. Shop at warehouse retailers and compare prices.
20. Avoid going to the cleaners.
thank you
Episode #21 - I have never heard of that ten times seeing strategy before. It sounds fascinating and I will definitely try it out and also I read the other 15 tips as well. Very great and useful tips!
I'm gonna watch all of these, they are so good. Clicking the link now.
I like the 10 times tip. I'm definitely gonna check out the others!
great video - thank you Pat
I find seeing something 10x before making a purchase very interesting. I may start doing it!
$80 for movie ticket where is that at?
Your advices worth of priceless! I'd subscribed in Gonetwon
Thank you Sir
Woah, did all of those mistakes myself many times. Thanks VT, got to check the link.
10/21/2018 I used to purchase books online but now I go to the library near my house. Thank you Patrick.
Well thats true, i bought a bike on ebay for £200 where at store it was for £300-£800
Look at a big ticket item 10 times before buying! Yes, no impulse buys. Thanks for the tips.
number 13 : "stay away from playing lotto " i will definitly share this advise to some friends haha !!
5 secrets to become a smart shopper
1.Wait for movie to come on DVD and don't go to cinema hall
2. Rent things you only use for very less time or only using a handful times
3. Tuesdays and Wednesdays r days when their is a heavy discounts on flight tickets
Or book flight tickets 21 days before.
4. We're living on internet society
Where ppl watch clothes in stores and mall and book online
5. See 10 times the thing that you want which might make you spend money impulsively
I would add thew tings :)
Cancel subscriptions for things you don't use, e.g. Netflix.
Learn to cook a few very easy, delicious meals. This is also good for your health instead of eating too many ready meals. It's much better to freeze your own food.
Stop buying things that you don't need. For example, if you already have 10 pairs of shoes and another one won't make you any happier.
Dang I'm just going to unplug the tv and buy a flip phone... no commercials, no temptation
Tip #5 is genius - the secret to curing "impulse buying syndrome"
I always do the movie one! But I have not tried the seeing something 10 times.
The 5 secrets: skip the movie theater,wait for the movie to come on DVD's; rent things you only use a few times; flights are cheaper when you book them 21 days in advance, however the cheapest days for a flight are Tuesdays and Wednedays; online stores are cheaper than real stores; see a desired object ten times, if you still like it at that point buy it.
Lesson: Be smart with your spending. Think about purchases, and look for ways to get things cheaper. Don't waste money on things you don't need.
Lesson 21 | 20 secrets on becoming a smart shopper (taken from website!)
1. Say “NO” to ATM fees. Some ATMs charge you $3 to pull out money, and on top of that your bank charges you another $3 for transferring the money. You just lost your favorite Starbucks drink-or, if you want to be smart, that’s $6 you could start saving!
2. Don’t always dine out. Instead, take the time to eat a home-cooked meal. Not only are you saving on the cost of the actual meal, but you’re also saving on tip and gas money. Plus it’s (usually) healthier!
3. Check your savings and checking accounts to be sure you are not paying fees. There are many different banks and types of accounts that are free of charge. If you are paying fees, talk to a banker about your options.
4. Compare your current credit card interest rate to other offers to ensure you aren’t overpaying.
5. Look for lower premiums on your auto insurance policy.
6. Rent things that you only use once in awhile, like jet skis, bicycles, camping gear, snowboards, etc.
7. Skip the movie theater. Wait for the DVD.
8. Always book your flight at least twenty-one days in advance for the cheapest fare. (Hint: Flights are almost always cheapest on Tuesdays and Wednesdays!)
9. Avoid extended warranties offered by stores. The manufacturer’s warranty is usually enough.
10. Cancel the movie and sport channels you rarely watch.
11. Instead of turning on the heater every time the weather drops a few degrees (especially for those of you in warm climates like Los Angeles!), put some warmer clothes on and bundle up.
12. Avoid paying for insurance on rental cars. Most auto insurance plans already cover you.
13. Stay away from playing the Lotto.
14. Have a piggy bank for your spare change and trade it in for cash at a bank. (Avoid Coinstar-the bank does it for free!)
15. After you find an item you like at a store or in a mall, write down the name brand, item number, model, and other info, then look for it on Craigslist and eBay.
16. For other items such as electronics or other things you may not want to buy used or for things that are not available on secondary websites, show some restraint. Keep yourself from buying something until you see it five times. This way you’ll know you want it and won’t impulse buy.
17. Don’t become emotionally attached to physical things. For example, many people are emotionally attached to the newest iPhone, so the day the iPhone 5 comes out, they pay a pretty penny even though they have a perfectly good iPhone 4S sitting at home.
18. No need to have multiple memberships at clubs or gyms.
19. Shop at warehouse retailers like Costco and Walmart for everyday household items as well as many big ticket items like appliances and electronics. But always compare prices across multiple stores for pricier items-there are always new sales!
20. Cut down on going to the cleaners. Don’t take suits and dress clothes to the cleaners every time you wear them and always look at care tags when purchasing new clothes. Stay away from tags that say “DRY CLEAN ONLY.”
Hey pat this link for spending habit spreadsheet is dead
I’m watching all your “younger” videos on purpose 😃
#20
reviewlog: 1/1/18 1241
dont be stupid with money
before u buy something expensive look at it 10 times if u still like it buy it
Regardless of what things cost, it all adds up. Because soon our pennies will turn into dollars.
21 videos watched. What you said at the beginning of the video is an issue that so many people don't realize.. income is not the answer. You can live paycheck to paycheck on 20000 per year and you can live paycheck to paycheck on 200k per year. Spend what you have wisely and avoid wasting money you could invest.
Rent, instead of own. Wait. Be patient. Maybe you'll see your emotions are in the wrong place.
Who's spending $80 at the movies