BEST American Express Credit Cards 2024 - Reviews & Rankings 💳 Amex Gold + Platinum + Blue Cash +...
HTML-код
- Опубликовано: 3 окт 2024
- Support our channel by choosing your next credit card using one of the card links at:
BEST AMEX CARDS: www.proudmoney...
BEST OVERALL: www.proudmoney...
CASH BACK: www.proudmoney...
TRAVEL: www.proudmoney...
BONUS: www.proudmoney...
BALANCE TRANSFER: www.proudmoney...
GAS: www.proudmoney...
BEST CITI CARDS: www.proudmoney...
BEST CHASE CARDS: www.proudmoney...
BEST CAP ONE CARDS: www.proudmoney...
BUSINESS: www.proudmoney...
FAIR CREDIT: www.proudmoney...
BAD CREDIT: www.proudmoney...
(We'll get compensated if you're approved, and we thank you kindly.)
Other ways to support this channel:
Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/i...
.
NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
.
Our site: www.ProudMoney...
Contact: Adam Jusko adam@proudmoney.com
(for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail --- but I do read them and try to incorporate answers to common questions into future videos!)
#creditcards #americanexpress #amex 
Хобби
Support our channel by choosing your next credit card using one of the card links at:
- BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/
- BEST OVERALL: www.proudmoney.com/best-credit-cards-on-the-market/
- CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/
- TRAVEL: www.proudmoney.com/best-travel-credit-cards/
- BONUS: www.proudmoney.com/best-credit-card-bonus-offers/
- BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/
- GAS: www.proudmoney.com/best-gas-credit-cards/
- BEST CITI CARDS: www.proudmoney.com/best-citi-credit-cards/
- BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/
- BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/
- BUSINESS: www.proudmoney.com/best-business-credit-cards/
- FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/
- BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/
(We'll get compensated if you're approved, and we thank you kindly.)
Other ways to support this channel:
- Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937
- Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
.
NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
Millennials/Gen Z love the BCE. 3% groceries, online shopping, and gas for no annual fee? That’s a steal.
I love the BCE myself as a Gen Z'er myself
And let’s throw in $7 off monthly for the Disney bundle!
I love my BCE ❤❤❤
Not necessarily, I’m within this bracket and I love the BCP better. My Amex love is Gold, Platinum and BCP 🤷🏼♀️
I have BCP and need to figure out if the online shopping category will make BCE worthwhile for me when I'm ready to leave the garden and apply for a card again. Otherwise I need to look at either a flat 2% card or a rotating category card.
As a loyal Amex customer, I love these types of videos.
I have the blue everyday card and it’s awesome. I use it like I would a debit card and essentially get a 3% discount on gas and groceries. It’s a no brainer and I recommend it to anyone. It’s simple and financially smart if you use it responsibly.
I have Blue Cash Everyday… Definitely a great card!
The Gold is the most useful, with its combination of 4x dining/groceries and 3x on flights. If you only get one Amex (and use the credits to offset the annual fee), this is the one.
If I only plan to fly 1x a year is this the one? Or bcp?
The “best” is very individualized. I had Gold, then Platinum- crunched the numbers when time to renew and the Platinum won out by a large amount. I went in assuming a similar viewpoint as you mention, but the numbers didn’t crunch out that way…. Spending habits, “value” from the metal coupon book varies from person to person.
The gold card is the best right now. Food is super expensive. Easy points.
One feature of the Amex line I’d like to see you cover is something I use almost daily. The split/ send feature with Venmo or PayPal. The ability to split a charge and have the others persons money go back directly to the card is HUGE. No more “extra” cash in my checking that gets spent elsewhere. This really keeps my balance at bay for dinners with friends etc.
I personally like the BCE I got approved for it last week to fill in the gaps of my spending any other card I get is Gravy at this point. I'm glad I achieved my goal of 2023 which was to get approved for that card.
Congratulations!
Just got approved for the Blue and they were generous on the limit! Thanks for the great informative videos Adam!
Damn i only got 1k but apparently they raise you easily
I wish Amex would add a restaurant category to BCP or BCE. Their customer service is top-notch. And they are very generous with their CL's. But if we're only comparing rewards and benefits, that Savor One card is looking very attractive!
Yeah, they need to get rid of that streaming services at 6% and switch that to restaurants 6% for the preferred and 6% on travel
I make The MX preferred card and no foreign transaction fee card
IMO capital one sucks. And I currently have two cards with them. One of them for over 20 years and still can't get beyond beyond 2,900 hundred dollars credit limit. My discover, bank of America, American express, two citi cards all give me generous credit limits. Capital one was my first credit card, back when I had bad credit. I'd kick them to the curb if it wouldn't hurt my credit score.
@texasgirl6000 I agree! Theyve done the same thing to me too.
Oddly enough - AMEX Platinum is the easiest CC for our family to get value from. It's not my daily use CC but it is my favorite AMEX CC. Thanks for the info + video!
I have an Amex Evereyday Preferred. To get to the 30 in a billing cycle I just split the transaction. So if I am at the store and I buy 10 items. I will split it into 4 transactions. Between groceries and gas, I get to 30 transactions in 10 to 15 days into the billing cycle then I switch groceries onto the gold card. That way I get an average of 4.2 points per dollar. I think that is pretty good.
Smart!
The cashiers must love you.
I have both the Amex personal and business trifectas, and can say that the combination of customer service, perks (business & pers), point multipliers, and luxury travel benefits are really the best in the business. Though I will admit, their target market is not the avg Joe (pun intended). Great vid👍🏾
I think the Gold card and Hilton Aspire are the 2 best AMEX cards!
No way! Anuual fees will be the downfall of humanity.
Amex Everyday card is the only no-annual fee card that can save MR points. If you wanna close your Amex MR cards that have annual fees (Platinum, Gold, Green) but don't wanna lose your MR points so you can use your MR points in future, this is a good card to keep.
I was going to cancel it because I have the Blue Business Plus, but the no fee EveryDay would help in the MR points camp to keep my personal credit in good standing with more available credit in case of an emergency and to lower utilization, but I have to remember to use it every now and then to put a small charge on it to keep that line open and its no annual fee to have it open.
The Blue Cash preferred card adding that streaming service cash back was game changing, especially since there’s no limit. Who nowadays doesn’t have at least 1 streaming service that they are paying for?
The Everyday card is good to have because you get and keep the MR points. If you have a Plat card etc that has some MR points on it and you cancel you lose those points unless you have a card that offers MR points.
The Everyday card fits that purpose.
They also used to use that card as the card to give people a certain amount of 0 interest on balance transfers, instead of any signup bonus.
Before I knew the CC game I got this card for the balance transfer offer. I never spent any money on it and missed out on a 10,000 point bonus.
I keep it for the very reason you mentioned, it’s my points mule. I did use it for 5x points at Amazon for some Christmas gifts.
The sad thing is that’s the only reason it’s good for. That card is in need of a facelift.
8:35 I love it! I always max out the $200 airline credit, I easily max out the $240 digital entertainment credit, I always max out the $200 Uber credit, I also use the Walmart+ members ship which gets me $.10 off per gallon at Exxon gas stations (but I use my citi custom cash to get 5x back) which theirs one close to my house and their gas is cheaper than other stations near me, I don’t always max out the hotel credit but I will this year so that alone pays for the annual fee and that’s not even mentioning that I travel at the least every three months and what I consume at airport lounges alone probably covers the AF but a lot of people wouldn’t get nearly that same value so as you said it’s not for everyone.
Glad you are enjoying it. It definitely makes some people very happy. I struggle a little to feel like it is worth the cost but an airport lounge trip usually keeps me paying 😃
There's a good couple of American Express cards that could use a refresh
Amex everyday definitely needs one
@Shawn I'd be happy with 5x on flights and hotels. It's a travel card that only earns 1x on hotels
The Blue Cash Preferred is a no brainer for us for the 6% back on groceries and streaming, and 3% back on commuter transit. We don’t use it for anything else. However, I mainly say that because of the $7/month credit for the Disney Bundle, which on top of the 6% back for Disney Bundle charges ends up completely covering the annual fee. If we ever lose that deal, the card would become a lot worse.
Unlikely your actually getting 6% because you can’t shop at walmart or target sams costco, makes you spend more
@@Tylxh True, but there really isn't a convenient Walmart near us. We do probably 95% of our grocery shopping at traditional supermarkets purely for the convenience, so may as well get 6% back on something I will be doing anyway.
Wal mart is not that much cheaper anymore
I think it's a good card to have for the first year when there's no annual fee. However, I personally don't really trust most cash back cards with annual fees. The math just didn't add up for me to justify getting the Blue Cash Preferred, so I instead upgraded my Cash Magnet to the Blue Cash Everyday because it has no annual fee at all, and it's totally worth it since I needed a card specifically for gas and online shopping.
Personal Gold is well worth it for me. Paired with a Delta Credit Card (15% discount on points), I am earning minimum of 5.2% on restaurants and groceries.
The green card was wonderful when I took a Commuter train and subway everyday to my Downtown Chicago office and went out to eat for lunch. It is definitely not as beneficial as home owner in the suburbs.
Great video. Great breakdowns with clear graphics and thorough explanations. Thank you!
Imagine if blue cash was a rewards card 😱 I’d run it with the green card that would be a great set up with low annual fee
Great rundown on the Amex cards! Now I know with absolute certainty, without any doubt that none of these cards would provide any practical rewards benefits to my current credit card lineup.
The platinum has gotten a lot better over the years. When I was first looking at Amex cards 8 or so years the platinum was flat 1 point per dollar on everything. Where the gold card was similar to what it is now but it was 3x not 4. Of their cards right now I would say the best on is cash preferred as it is essentially what the gold card used to be. Yes it has annual fee but you can easily cover the fee with the rewards.
Only Travel once a year, but if I travel more, I would get me the platinum credit card and take advantage of every type of benefit it offers
Thanks Adam!!! Great content as always….Amex is leading the way!
Great content as always, thanks Adam!!!
Waiting for “which chase card is best in 2023” video next! 😁
Did that a couple months ago 🙂 covering all the bases 😃
I have the everyday, but I think there’s several great cards depending on how your spending is focused
Amex Personal Gold and Blue Business Plus are my regular Amex go to cards. I also have Delta Gold.
The green card is a good card if you don't have a high premium card such as venture x or amex platinum that give you plaza Premium lounge network.
I travel travel to cancun and west palm beach, Fl once a year. Those 2 airports only have Plaza Premium lounge, not priority pass. Thats when my green card come handy, they have plaza Premium on loungebuddy.
Plus now full $189 Clear. Thats for 2 people if u are a united or delta frequent flyer. $119 for you + $60 for your spouce or anyone.
*The green card with hilton surpass(10 priority pass)if you don't want a high premium card and don't travel much ❤❤
That loungebuddy credit is maybe something i have been undervaluing.
The Everyday Preferred is a silent killer that doesn’t get talked about enough.
I’ve got the BCE and Platinum from Amex. They’ve been very nice since they were my first care and I’ve never had any issues. I might get the Gold next, but I’m also looking at the CSP/CSR as an alternative
Amex, green and Gold👍🏽👍🏽
How come walmart and target are not part of the "U.S. supermarkets category " ?
They are considered "super stores" as they sell T.V.s, Clothes, and so on. They are not "grocery stores" as their stores are not limited to groceries only.
However, "Neighborhood Walmarts" do code as supermarkets so I get my groceries at a local Neighborhood Walmart with my AmEx Blue Cash Everyday.
@marlonarancibia3247 ive noticed neighborhood walmarts are a bit more expensive but I would definitely try them out. And I read the same thing for gas; gas stations as clubs or superstores don't count either. Although, I read that they're code differently depending upon where you pay, at the pump or inside. I used my current amex and paid at the Walmart gas pump and it was coded as fuel. They usually have the cheapest and it's been good to my vehicle so maybe I'll be able to continue doing so.
🙏🙏
It's all about the money
i’m in texas does anyone knows or maybe a fellow texan known if h-e-b counts there other affiliates ?
@diegocenteno8835 I've used it at HEB and it counts as a grocery store, at least for now.
The Amex Everyday card is a pretty crappy card as far as points earnings go but it's in the membership rewards points ecosystem. It has no annual fee. You can view it as a sort of "downgrade path" from the higher annual fee cards where if you already have this card, you can cancel your platinum or whatever and not lose your points assuming all you had was the platinum and this card.
Thank's for the breakdown in this video. I'm not familiar with how the American Express Cards work as compared to other credit cards such as the Apple Card, Chase, etc...I got pre-approved for various Amex cards, but they don't show the spending limit amount in the pre-approval. That makes me hesitant to follow thru applying for the card.
The 6% on streaming is what seals the deal for me on BCP vs BCE if I was to choose one or the other. That being said I may look into the BCE down the line for the online 3% category.
@Shawn Did you pick up the no AF card or the $95 AF Surpass?
I did the apply with confidence last year, and it didn't give me approval. I submitted an application anyway because my credit score was a 740, and it approved me for the Platinum card.
That's interesting--and brave of you 🙂
Of course they approved you, they want the annual fee!@@ProudMoney
I would rather get a hotel or Delta card than any of the last 3.
The US doesn’t have this card but Canada has the Amex Cobalt Card which offers the best MR points up here. I use this along side my Platinum card for maximized value.
I wish we had to Cobalt card here in the states and plus, the Green card in Canada is no annual fee, but in the USA its $150 annual fee. I should know. I have it here in the USA and its $150 a year annual fee.
@@Th33Vultur3 also, the Gold/Cobalt/Green cards are ran through as credit cards in Canada. The Platinum is ran as a charge card.
The BCP was my first Amex card and will probably be the last one I close. I do which it had a 4% on gas to match Citi Costco card. But whatever. Still covers the bulk of my spending.
All of the AMEX Blue cards are really great value. BCP in particular, the 6% back on streaming services is very broad and includes anything billed through Google Play etc, or PPV stuff like UFC fights through ESPN+
BBP is also excellent and probably has the highest ceiling value of any flat rate 2x card. Those MR points can be worth a whole lot if you are flying to Asia or whatever.
Gold and Platinum could be super valuable to the right person, but not for me.
Looking to get my first American Express card,not sure what to get.
You can't go wrong with the blue cash every day
Im only 19, and have been under review for the platinum since December 27th. (I messed up the 4506-c form a couple times) I kept doing the pre approved offers, and they added the blue cash everyday, I applied and was approved for 1,000. My first approved Amex. Still waiting for the platinum decision. Thought I’d share this story.
Bad decisions too early in your life.
I agree.
You didn't talk about the black card🙈.
Sorry. You should get it, it's really good. 🙂
Lol 😂. No thanks. I don't qualify for it. 😂🤣
is the green card also gonna rack reward points for dine in like the gold one or just take out ? debating between the two, i can see why some people will hate on the green and prefer the gold
This is what I’m thinking too, the Green might make more sense for me.
Why do you hate the green card. It’s the perfect travel card for most who want the platinum but can’t justify it in the moment
I don't hate it. just don't love the return on the $150 annual fee. Though the Loungebuddy credit is kind of cool.
It’s a great card if you live in or near nyc with all the transit options
If you already use CLEAR, it’s an obvious choice. Otherwise, no you can get much better bang for your buck with a Chase Sapphire Preferred.
I haven't found an Amex card in this video that interests me or gives me more value than the cards I have now or have on my list to get. A business card maybe, but they are not in the video, so I'm not counting it. All of the cards in the video are overrated, and in need of a refresh to try and get me to apply. I do like the feature of telling me yea or nay on approvals.
Not everywhere takes amex is the problem
It's not as bad as you think at least here in the States. Most major chains (both restaurants and stores) accept Amex. The one that I can think of that doesn't is In and Out. In most cases, the stores that won't accept Amex are smaller regional stores or family-owned businesses and that is because Amex charges more for payment processing than Visa or Mastercard. Plus if you are shopping in regional or family stores cash is still king.
so the blue card have no an fee or nun
Correct. Blue Cash Everyday (the light blue card) has no annual fee. The dark blue one is the Blue Cash Preferred which has a $95 fee after the first year
Can you compare which one is better if the blue cash preferred or Hilton Honors American Express Surpass has same anual fee
They are so different that it is tough to compare, but I do like both of them for what they are. The Hilton card obviously just limits the way you can use your reward so you have to decide if that is ok with you. And then there is the problem of what Hilton points are actually worth. i use 4/10 of a cent per point as my quick valuation, so 10,000 points equals $40ish in my estimation, for example.
So what you’re saying is the Centurion Card is the best card? Or the worst card? 🤔
Is the Gold card a charge card or a credit card ?
These days all Amex cards allow you to revolve a balance if you want to, so none of them are strictly charge cards.
@@ProudMoney the gold and green and platinum only alow small balances to carry over and for only a small time
Adam a few questions
American Express personal cards as of 02/08/23
Total personals is 4.... If I applied not through American Express website but use
A different site for a cobranded card do I still get denied being over 4 cards?
I just got hit with Capital One savor card annual fee. I know you're history with the card by the way.
How can I downgrade this card to the no annual fee I had for 3 years I tried to downgrade it many times after first year they always say no, they even went as far as to suggest getting another quick silver with annual fee total BS.
I don't want to cancel the card yet because it's gonna drop my credit score.
Also if I cancel this card had it since 02/2020 and apply again but for the no annual fee do I still get the bonus do you know?
I have the gold card and I can use both credits. Since I live in the city
Do you know if you can transfer your credit limit from the cash magnet over to the blue cash everyday? I really just got the cash magnet to raise my credit utilization but the blue cash I actually use often but I only have a $6k limit on it post 3x limit increase. The cash magnet I was approved for $10k and plan to raise it to $20k when I can do the 3x limit increase on that. But I don't know if the cash magnet and blue cash everyday are compatible to do a credit limit transfer?
Yes. You can transfer credit from personal to personal or business but not from business (Blue Business Cash) to personal.
I have a “Blue from American Express”. It’s an older card that earns membership rewards and has no annual fees. They don’t offer it anymore and honestly I don’t know what the earnings rates are. I am wondering if there is a better card for me. Do you have a suggestion?
Well, Blue Cash Everyday is great if you want Amex. Otherwise see our Best Credit Cards 2023 video for a bigger rundown of the market.
Dude, that card was only 1% on everything, and I think 2% if you book travel through their portal,why do you still have that 🤣,nostalgia, i guess
@@KingGreen78 I have the same card and have been using it exclusively for all my purchases for the past year. In my case, it is ignorance. I've had the card for a while and didnt use it for years, just kept it, but finally started using it to avoid managing different bank cards. I didnt know all these other options were available...
If it's super old, you want to keep it because old accounts boost the credit score. Also a win if you old accounts are no annual fee. Just sock drawer it. If you want to apply for amex cards with annual fees in membership rewards ecosystem and then cancel them at some later time because the annual fees don't make sense for your situation, that socked away card will act as a placeholder or reservoir for your membership rewards points so you don't lose them.
I got a Blue from American Express way back in '04. Sometime around 2018 it was converted to an Everyday card. I honestly don't remember if I requested it or they just changed me to it when the Blue expired. With almost 20 years of credit history on it, I'll never cancel it. I just put a $1 patreon sub on it every month to keep it active.
Would the Bcp/Bce or Amex gold be better for my situation? Spend about 4-600 a month on groceries and fast food each month. I could learn to utilize the credits of the gold. I don’t pay for any streaming services. Plan to travel 1x whether it be w/ points or cash back Which would be better ? Thanks!
You'd probably be better off with the Savor One card from Capital One.
@@antman674, 😂
I got approved for 25k which I felt was more than I needed. What determines the amount approved? just credit score?
And income
Also debt-to-income ratio, especially rent/mortgage you pay.
Not a credit card its a charge card big difference
Actually, they’re technically no longer charge cards, now that they have Pay Over Time and allow you to carry a balance. So not a big difference after all, except for the no preset spending limit.
@@Noneofthedays - i was about to say the exact same thing. They are more hybrid cards now.
@@Noneofthedays No, its only Pay Over Time for purchases over $100. You can also turn Pay Over Time off. Puts it back as a charge card.
@@Th33Vultur3 As the person above me said, it’s a hybrid. It’s neither fully a charge card or a traditional credit card.
Amex Preferred!
Jomez Pro music?
I had the BCE and Everyday. I wasn't impressed with either compared to other cards in my wallet. The app and website are nice though.
I love my BCE, its my dedicated online shopping card that gets me a good 3% and fills in gas or groceries when I go over the thresholds on other cards of mine
I don't have volume, but other videos do
hmm, just tried it on 3 different devices and it seems fine.
Working fine now, but I swear I tried a few times before I posted.
I think the blue cash back everyday card is a perfect card on the American Express cards the others are bs
My question is if i upgrade to another card will i have to pay annual fee per card?
I wanna know too, i wanna upgrade my delta platinum to an amex plat but i literally just paid the $250 annual fee and i don’t wanna drop another $650. Unless they transfer my credit and give me the plat for $400
@@EarthWasHere they'll give you a prorated refund for your delta af and then you would pay the full annual fee for the reg platinum
Is it me or this video got no sounds(audio)
just tried on 3 devices and all worked. are u still having that problem?
@@ProudMoney thanks it works now for now
do you have to pay in full every month?
@@natesamadhi33That wasn’t the question. Do you have to pay it back in full every month ? I usually pay it all back, but in case do you have to pay it back in full
@@xmanc5687 ...what do you think "you should [pay in full]" means? Do you wanna owe extra interest to the bank???
@@natesamadhi33people are so clueless
Amex used to be charge only where you have to pay in full each month. Now people say it's a hybrid card where you can pay over time as well.
Do these cards have a credit limit cause I always thought otherwise
What do you mean? Every cc has a limit unless it’s a secured card
@@user-wj6pq9go1t amex charge cards (platinum, gold, green) don’t have limits in the traditional cc sense
19 and got 6 cards and just got my first Amex card and I still don’t have a good credit score but working on it
Your first mistake is getting that many credit cards. 3 is enough and 4 should be max… credit cards alone won’t build you credit. You need a loan on a car or house. A big payment that’ll strengthen your credit. Right now your credit is weak . Even someone with a credit score of 600 can have a better score than someone with a 700. Remember to have a good credit card you need at least 5 years worth of credit and big payment not just credit cards
@@creativelife2851car loans aren't a good way of getting good credit but they can sure ruin it if you're late on payments. His credit history is likely too short and has too many hard inquiries.
Being responsible with credit card is literally how most people get approved for their first mortgage.
Pretty bad choice at 19. See ya in default by 30!
@@creativelife2851 now got only 3 cards I'm doing pretty good had a rocky start
@@pineyforkpress ok asshole 😂 default isn't for me I now actually only have 3 and I'm planning on buying a house in a couple years doing Dave Ramsey ish
I have an American Express, and noticed it's not good for online purchases. It's great for in person purchases only. I use my capital one for that. American Express cards in my opinion are okay but not great
🎉
360p Crew!!
Hmmm, not sure if there is an upload problem. can u hear the audio?
@@ProudMoney yup! Audio was fine.
Hello I would like to sit here and cancel American Express credit card
Don’t recommend to cancel it will hurt you
yeah, don't cancel credit cards. If you pay an annual fee that you cant afford anymore then bite the bullet.
you can cancel one or more credit cards... You will loose some points, but in 3-6 months your credit score will go back to normal. so don't be afraid to cancel credit cards that are an issue to you.
@@jnjalldayThat is literally the wrong advice. Not just wrong but incredibly stupid lmao.
@@carryeveryday910 this was 5 months ago. Everyone moved on lmao!!!
American Express' customer service is terrible if you have an issue.
Not.
I WANT THE BLUE CASH EVERYDAY SO F BAD BUT I AM STILL NEW TO CREDIT
you'll get there. patience please.
You’ll get it, just stay patient it’s going to work out.