▶ Watch the original Highlight that caused Dave's reaction: Sell My Daughter’s Taylor Swift Tickets To Pay Off Her Debt? - ruclips.net/video/i9QV_Y_Ee3s/видео.html
it should be a dave rips out someones heart and makes them cry. your broke, you should sell them, she should be eating beans and rice, because your broke. maybe even selling 1 kidney because your that broke.
Yep I agree with Dave on this. Had the daughter called, it would’ve changed the story. But selling the tickets is the right way to go. Eliminating half that debt is will make her life easier in the future.
Are you a parent? with kids this age…. Tough call. I have sons in their 20s. I would suggest it, but I’m letting the kids decide and I’ll hold it over their heads until the loan is paid. Lol😂
Originally, I would’ve simply bought the tickets and kept them for myself until a week before the concert. Then I’d decide who would go with me or if I’m going to sell the tickets. I’d gift someone an invite to a concert, but never concert tickets themselves And in this scenario, I would’ve sold the tickets. If a concert is deemed so much of a once in a lifetime event that you treat it as more important than paying down or paying off debt, maybe you need to reconsider your priorities. And that goes for everyone. There is no concert in the world worth $200+ per ticket, let alone $4,000+ And in my personal opinion, Taylor Swift is not good enough to charge those prices. Others will disagree, and that’s how supply and demand works. More power to them
I probably would go, especially if I paid retail for something so hot that it's incredibly hard to get them at a normal value. But it also depends on your income and other factors too. If I made 40k with 20k in student loans, yes I'd sell the tickets. 80k income, probably not
@nicholasselke5214 why not HACK THE SCHEME. next concert buy tickets then sell them once the prices spike. is $600 a lot of money? thats literally an xbox play station or a phone if you're the pay in full type. its not a small chunk of change but its definitely not super big. its literally a leisure or maintainence bill. so yeah buy low, hold then sell high. i just hope uncle sam doesn't wanna tax the hack.
Its a concert. I've seen Black Sabbath, original Pantera, Metallica, Iron Maiden, Aerosmith, all my "bucket list" bands. You better believe I'd sell the tickets and use the profits to buy tickets next time. It's not a farewell tour
definitely not forever. I barely remember anything about any concert or sports game I ever went to. They are fun in the moment but for most people they are not lifelong cherished memories.
Did anybody say anything about her being an idol? If you think the experience of watching it on TV is the same as being in a stadium with 80,000 people are the same that's strange. Another example would be, why eat at the Michelin Star restaurant when you can just got to Red Lobster.
@@brianparrett114 I said that not them. Loosing the opportunity of paying a large portion of debt for a few hours of fun to see a person is why they are making that person an idol. And I would eat at home if I had debt. If someone gave me a gift card to that fancy restaurant and I could sell it for many times more I would do that. They will be much happier when they are older and can do all the things they want to because they have no debt. A little sacrifice when you are young goes a long way
I'm loving Dave reacts as a segment! I definitely think that the other Personalities give opposing opinions to what Dave would give sometimes. Dave needs to whoop these personalities into shape! Thanks for bringing the wisdom, Dave!
He said the control issues are hard, when it's your company. He'll always have a toe in. I don't think he could find things to do all day or Sharon having him underfoot. ; )
Im not gonna dogpile on taylor swift and say her music is bad or anything. Idk if it is, my taste in music is garbage i have no right to judge. But 12,000usd to go to this concert seems like such a blunder when you are in so much debt
i wouldn't just blindly call it debt... theres MILESTONES OF LIFE. and being 22 is literally the milestone called graduation, so yeah another milestone debt is a mortgage, another milestone debt is a car. some debts need not be incurred but they kinda serve a greater purpose in life. 1) education helps set you up for better paying jobs 2) a home is shelter 3) a car is transportation the key thing is to NOT blinding rack up higher values on these debts. save up for a car, get scholarships for education, so in the grand scheme of life... live a little but dont run yourself into debt. like being debt free is "peaceful" but enjoying certain things of life is blissful. college debt is kinda part of the package called life, as is acquiring mortgage debt. $600 was wasted, i mean buy T swift tickets again next year and SELL those as a hack. (buy low and sell high) am i right?
@@crystalsnow1138 I mean swifties are pretty insane and this was Taylor's first tour since like 2018 so I can see people spending that kind of money to see her.
The daughter isn't spending anything. The mom spent $600. They are estimating they could get $10K if they could resell all 3. So the daughter isn't spending anything, unless there are travel expenses, food, drinks, etc associated with the actual concert.
Another fallacy in this discussion is the idea that this is a once in a lifetime event. I have a feeling that Taylor Swift will be on tour many, many more times in the future.
Tomorrow is never a guarantee. But in some ways yes it is a once in a lifetime concert. Taylor literally performs for almost 4 hours covering songs from every album she's ever done, it's not just a regular Taylor Swift concert. The odds of her doing another concert like this is kind of low.
Get what you are saying but the daughter graduated college and isn't a 12 year old so if she was dreaming of this chance...Is a once in a lifetime experience that may never present itself again. Don't know what tomorrow holds, life circumstances change, responsibilities creep up, Taylor could get sick and cancel tour stop, management could change their direction or whatever and cut your stops, etc. I am not an experience or travel person at all (most of the time I think it is a waste of money) and I never chose to listen to a TS song, but I can even see the value of being young only once.
Doing something years later is never the same as doing something when it's at it's peak. There's a reason we pay significantly more money to see a new movie, buy a new video game, or see a singer in their prime. The hype and community around it add to the experience.
Dave broke it down how they should have originally. If they can really get $10k for those tickets, the daughter is effectively taking out a $10k loan to go to a Taylor Swift concert: "If you didn't have Taylor Swift tickets, but had $10k cash, would you spend that money on the tickets or paying off your student loan?" Kind of the same way when people always ask: "should I pay off my house or invest?" "If your house was paid off, would you take out a mortgage on it to invest?". The fact that the tickets are in her possession and only cost $600 changes the mindset quite a bit.
I agree with your point. However, I can see how others would consider a $10k windfall differently than $10k that they already had. As in, they wouldn’t blow $10k they had to earn but would blow $10k that just fell into their lap.
Plus this has to due with parent kid relationship at that age….. I have sons in their 20s. I may plant the seed to sell, but ultimately I would let them decide…. Resentment could set it in. If we go to the concert, I’ll hold that over their heads to get that loan paid off….😊
Dave coming in here with logic. It would be best to sell the tickets and get rid of half that debt, but it’s up to the daughter and she probably won’t sell. There will be other swift concerts. In fact, I wish I bought Taylor swift tickets a year or 2 ago now. Missed opportunity!
But the odds of Taylor doing another concert like this is low. This is literally an Eras concert that is almost 4 hours long where she covers songs from every album of hers. Some of the songs she plays during this concert most likely won't be performed ever again.
@@crystalsnow1138 I’m no fan of hers so I have no idea. All her songs sound the same and she dances like a kid who had too much sugar with no rhythm. Outside of that, I know nothing about the woman.
You say that but life happens. People die sooner than expected and then they’d always regret not going as a family. I say go the concert - coming from someone who can’t stand TS.
@@booya6437 you’re barely acknowledging your family at a concert. How do you even bond? You’re most likely staring at a stage with your phone in your hand taking videos. I wouldn’t call that family time.
I love what Taylor has built to. She teaches us all a valuable lesson, with the right vocal coach and rich parents, you can be anything you want in life.
It was a gift TO THE DAUGHTER, I am amazed she invited her mom personally. But, they belong to the daughter, she decides what to do with them!! Leave it alone mom.
Good to see Dave has gotten better about responding to his cohosts in the last 8 months 😂 I totally agree with everything he said. When my dad died he left me tons of collectibles worth quite a lot. At first I didn't want to sell them, but I would never put that kind of money into them myself. So I've turned selling them into a side hustle, something he used to do himself. Sharing the experience with him, and getting a big chunk of money for it, that's worth way more than binders full of expensive trading cards (which, I'm keeping most of them anyway, just nothing worth anything).
Did people expect covid to happen where concerts literally didn't happen for a couple years? Are any of us guaranteed a tomorrow or good health. This isn't just a regular Taylor Swift concert it's literally an Eras concert which she more than likely never do again.
Why do people act like life experiences have no value? The daughter will never be 22 seeing her idol again. At 20 I worked in factory and acquired front row tickets to the Rolling Stones. My job wouldn't let me leave early the day of the concert so I quit. I remember that show like it was yesterday, but I can't remember the name of that company.
These people will use any excuse to justify going to Taylor Swift. Her fans are a cult. Dave had the best take. In general he would say to sell them in a heartbeat but since it was a gift, that changes the argument.
What I've always admired about Dave is that he preaches the value of balancing your saving money and giving money. If you're all about savings and not sharing, you will never be truly happy.
VERY similar situation happened for us. I purchased 2 Taylor Swift tickets for my daughter and myself for under $200 each. Where our situation was easier is that my daughter had a college event come up that she really felt she shouldn't miss on the same night as the concert. I told her it was entirely up to her, that the tickets were hers and so were any potential proceeds. She ended up selling both for about $3K and used part of that money to buy an iPad ($600) she had wanted for a couple of years. A year later she's gotten so much daily use out of the iPad and has no regrets whatsoever.
I saw Taylor in 2016 for her 1989 tour. She's PHENOMENAL in concert but with that said, I would sell those so damn fast and watch the special on Disney and RUclips videos. You can't see all that great at concerts unless you are right up front anyway. Selllllllll
The truth is, you can always go out and earn more money. But, this is kind of like Charlie finding the Golden Ticket in his Chocolate bar. Charlie's Family really needed the money, they were literally destitute. But, Charlie went to the Chocolate Factory. Think of how the story would go of Charlie got the Golden Ticket, and just sold it to buy a new house without having the proper emergency fund in place. Charlie would have to call into Ramsey Solutions and they would tell Charlie to Sell the house, since they would be house poor. [Not to mention selling tickets above their face value is illegal in some jurisdictions.]
I'm so glad you guys did the Dave reaction on this one. First time I saw the original video, that's exactly where my brain went. What did Papa Dave say?!😂
This video encapsulates why a family is lucky to keep wealth for even three generations… This sadly shows you can spend your whole life’s work teaching/leading horses to ‘water’ and, at best, they’ll just stop ‘drinking’ as soon as you turn your back. The quiet tragedy of watching a whole lives work unravel through the lense of one ‘light hearted’ video.
OK, the way Dave put it totally makes sense. I was leaning towards selling the tickets until he put it that way. Now I completely understand and it’s up to the daughter.
I'm glad that they addressed this. The comment section was nuts. I hope they make this a common thing. Maybe once a week find the one or two calls that had the most comments / arguments and have Dave address them. Even better he should have the two personalities that took the call in the studio with him
It's not a once in a lifetime opportunity. Swift will have other world tours as she is still relatively young. It's not even like it's an event that is rare in occurrence.
You definitely have my sub. This content is next level. For me Unimantic was the turning point. Please keep doing what you do and keep being you, love it
Automating my finances to invest in mutual funds has been one of the biggest keys in helping me not only stay out of debt but invest money without even thinking about it. This video is super valuable... great work Dave! I have been able to grow my portfolio from a measly fee of $20k to $100k in 12 months.
Although financial advice is arbitrary and what works for one person may not work for another, planning is always preferable. I consider myself fortunate to have been introduced to personal finance at a young age. I started working at the age of 19, purchased my first house at the age of 28, was laid off at the age of 36 during the COVID-19 pandemic, and immediately sought advice from an advisor to manage the expansion of my finances. After further investments, as of right now, I'm only 25% short of my $1 million target.
This intrigues me. I've looked up financial advisors online, but finding one to connect with is a bit difficult. Do you mind if I ask for your recommendation?
Well, I chose Kristin Amber Landis as my advisor after her interview on CNBC In 2020. She is SEC regulated with offices in the US and quite frankly a genius with portfolio diversification. You should look her up
I agree. You regret so much more the things that you didn't do in life than the things you did. She's young and there's plenty of time to take care of the debt.
Exactly!! So many comments in here are from older people that this girl is saying sell. Yeah, they’ve lived life and done fun things. If they were young they sure wouldn’t be saying to skip. I don’t buy things in hopes it will grow in value. I buy things for the present purpose of them.
Even though doing something seems very logical it isn't always the right thing to do...and a gift is a gift. Mom doesn't get to sell the tickets. She could mention (ONCE) to daughter her idea, but then shut up :-)
I agree. If anything the mom should sell her ticket if she wants to help with her daughter's debt. The daughter is old enough where she doesn't need her mom to go to the concert with her.
@@evanhamilton7969it becomes morally and ethically wrong when a scalper buys like 100 tickets to sell at a jacked up price, never intending to use any of those tickets for themselves, depriving people a opportunity to get the tickets at market price. This situation of changing your mind of going and selling the tickets afterwards is perfectly fine in my mind
@tduck828 how is selling something that people don’t need at a price they’re willing to pay morally and ethically wrong? If you don’t like the price, then don’t buy. It’s that simple
You can make memories at home for free, but these tickets are already a defining moment. They already carry emotion because they were bought for a special mother daughter experience. There is a reason the resell is so high. I'm not a Swifty, but these ladies are. This is a special time they will always remember and if she sells them, they will always remember the time they almost went to a legendary concert and she still had 1/2 her debt to pay back. Both the mom and daughter will live with regret and the sister will live with resentment.
It’s cringey how much people idolize Taylor Swift. Don't Christian’s have a thing against idolizing other humans? If the daughter was mature she’d spend the money on her debt but she’s not, she probably even lives at home.
It won't be much fun reminiscing in the future, sitting in your old fashioned upholstered armchairs and saying " Do you remember the time we nearly went to a Taylor Swift concert?"
The memories of a concert aren't forever and the stress of debt will be much more memorable. I used to be a huge HUGE music fan. Looking back on the music that I loved 15 years ago before I became a mother and a serious Christian, it doesn't resonate with me at all and I'm actually ashamed that I liked it. Thanks for doing this video...I can understand all sides.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Pelham04 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
The $200 per ticket is probably a once in a life time experience. And I liked Kens point that this mom wouldn’t put $10,000 on the loan. Mom just got a bit greedy with the GIFT she gave her daughter.
who are you talking about? this is not Aretha Franklin or Elvis coming from the dead to have one more concert. She will tour next year, and for the next 15 years probably
A lot of people in business who work for a parent call them by first name to both not rub in the fact that they're related and also to provide a separation in emotions at work to keep things more professional. I work for a family business and they do things the same way.
Why are they saying it's once in a lifetime? Taylor is 34 years old. She will be touring for the next 15 years and then get a vegas residency. You will be able to see Taylor for decades
It's literally an Eras concert though. She performs for nearly 4 hours songs from every album she's ever done, the odds of her having a tour like this again is low. Plus none of us are guaranteed tomorrow.
Her last tour before this one was in 2018... so about 5 years between them... ticket prices will continue to go up over time. Also every tour is different, so the next one in 2029 will be a different show. It's kinda like saying, why see Phantom of the Opera when you can Cats, after all they are both by Andrew Lloyd Weber.
I agree that the mother cannot insist on selling the tickets. I feel sorry for her though, because she knows that her daughter is being fiscally foolish.
Nah the decision is fine. Barely any cost associated with an experience that wont likely be replicated. The debt can and likely will be taken care of in due course.
Let's keep stacking!!! You can never go wrong with gold or crypto. From $28k to $36K that's the minimum range of profit return every week I think it's not a bad one for me, now I have enough to pay bills and take care of my loved ones.
Peace of mind is also a gift. When I can reduce my student loan as a result of an unexpected windfall, I would gladly sell the tickets. My peace of mind is more important than a concert. There is permanent pleasure versus a temporary enjoyment.
Daughter absolutely conned mom into paying for those tickets by having her buy MORE and 'taking her along'... YEA RIGHT! Like every teenager wants to take their parents along on holiday so they can PAY FOR EVERYTHING! Those tickers don't belong to the daughter because she didn't PAY for them. So sell them! It will be a valuable lesson for her life, more valuable than doing to a concert.
Taylor promotes whichcraft!!! Disney supports LGBT!!! People, get some discernment, look into it and protect your kids!!! Aren't these guys christian? And have no clue? Wow! That's sad! 😢
@@joeriveracomedy maybe you should turn off the rage farming right wing media that has convinced you of all the bullshit to make you hate your fellow Americans because they aren't like you. Or perhaps just go live in a monestary and become a monk if freedom offends you so much. Or maybe you'll be happier living the Amish life of a simple man.
Loving the new WWDD segments! Good point, it was a gift. All the mother can do is really suggest it, and it is up to the daughter. If it were me, I'd be selling them. Also agreed, very disappointing that Ken is a closet Swifty.
▶ Watch the original Highlight that caused Dave's reaction: Sell My Daughter’s Taylor Swift Tickets To Pay Off Her Debt? - ruclips.net/video/i9QV_Y_Ee3s/видео.html
God Bless You Mr Ramsey I'm Grateful and Thankful to the Lord I Found You Years Ago
Tbh I’m just happy that this show acknowledges the comments.
Same! They’ve done several bits like this recently and it’s a great way to engage with the community
It’s amazing tbh. A lot of people ignore their audience which makes 0 sense because we’re the ones watching 😅
it should be a dave rips out someones heart and makes them cry. your broke, you should sell them, she should be eating beans and rice, because your broke. maybe even selling 1 kidney because your that broke.
Having grown up with virtually no relationship with my father, I get a kick out of Rachel and Dave doing the show together. I find it heartwarming ...
It’s literally my favorite pairing.
dave reacts should be its own segment 😅
Yep, WWDD - What Would Dave Do?
I agree. I love these videos of what he would have said.
I miss his Stupid Tax rants, too. ❤
THIS!!!
I'd watch that LOL
A gift is only a gift with no strings attached.
Yep I agree with Dave on this. Had the daughter called, it would’ve changed the story. But selling the tickets is the right way to go. Eliminating half that debt is will make her life easier in the future.
Are you a parent? with kids this age…. Tough call. I have sons in their 20s. I would suggest it, but I’m letting the kids decide and I’ll hold it over their heads until the loan is paid. Lol😂
@@theshow1269 I have kids yes. And yes I’d do the same thing.
Originally, I would’ve simply bought the tickets and kept them for myself until a week before the concert. Then I’d decide who would go with me or if I’m going to sell the tickets. I’d gift someone an invite to a concert, but never concert tickets themselves
And in this scenario, I would’ve sold the tickets. If a concert is deemed so much of a once in a lifetime event that you treat it as more important than paying down or paying off debt, maybe you need to reconsider your priorities. And that goes for everyone. There is no concert in the world worth $200+ per ticket, let alone $4,000+
And in my personal opinion, Taylor Swift is not good enough to charge those prices. Others will disagree, and that’s how supply and demand works. More power to them
I probably would go, especially if I paid retail for something so hot that it's incredibly hard to get them at a normal value. But it also depends on your income and other factors too. If I made 40k with 20k in student loans, yes I'd sell the tickets. 80k income, probably not
@nicholasselke5214
why not HACK THE SCHEME.
next concert buy tickets then sell them once the prices spike.
is $600 a lot of money? thats literally an xbox play station or a phone if you're the pay in full type.
its not a small chunk of change but its definitely not super big. its literally a leisure or maintainence bill.
so yeah buy low, hold then sell high. i just hope uncle sam doesn't wanna tax the hack.
"The memories are forever"
"No, they're not" 😂😂😂
Its a concert. I've seen Black Sabbath, original Pantera, Metallica, Iron Maiden, Aerosmith, all my "bucket list" bands. You better believe I'd sell the tickets and use the profits to buy tickets next time. It's not a farewell tour
well its not wrong. just ask someone who has a parent with alzhiemers.
@@kahrhoshe I already did. They told me to ask someone with Alzheimer's.
I dont remember most of the concerts I went to!
"Thats for other reasons..."
I died
definitely not forever. I barely remember anything about any concert or sports game I ever went to. They are fun in the moment but for most people they are not lifelong cherished memories.
I love that they are paying attention to some of the comments ❤
When Dave said “she could cut that [student loan debt] in half” not only did I immediately know what his response was going to be, but so did Rachel 😂
Dave didn't even mention the capital gains tax you'd have to pay on the sell of those tickets.
Never should you let someone or something be an idol. Sell the tickets. Get ahead in life and watch the concert on the TV.
Did anybody say anything about her being an idol? If you think the experience of watching it on TV is the same as being in a stadium with 80,000 people are the same that's strange. Another example would be, why eat at the Michelin Star restaurant when you can just got to Red Lobster.
@@brianparrett114 I said that not them. Loosing the opportunity of paying a large portion of debt for a few hours of fun to see a person is why they are making that person an idol. And I would eat at home if I had debt. If someone gave me a gift card to that fancy restaurant and I could sell it for many times more I would do that. They will be much happier when they are older and can do all the things they want to because they have no debt. A little sacrifice when you are young goes a long way
Watching it on tv is A impossible and B not the same
I love these ‘Dave Responds’ clips. There’s no replacement for Dave.
I'm loving Dave reacts as a segment! I definitely think that the other Personalities give opposing opinions to what Dave would give sometimes.
Dave needs to whoop these personalities into shape!
Thanks for bringing the wisdom, Dave!
New favorite series- Dave responding to the other personalities’ advice 👏🏻👏🏻👏🏻
The absolute best combo at Ramsey, bar none, is Dave and Rachel. They should be on together every day.
If Dave’s gonna give his advice for past calls, he may as well be there every day 😂
He's talking about retiring. I can't wait to hear him call in after some "bad advice" and give the team the third degree. 😂😂😂😂😂😂
If you heard the original call, Rachel kept saying “I wonder what Dave would say?”, so she just wanted to know!
They are capitalizing on the most viral videos that they have posted it’s not like every video they post is getting Dave reviewed
It is a hand off/ teaching aid. Also personality branding. He will go eventually and they have to be consistent.
He said the control issues are hard, when it's your company. He'll always have a toe in. I don't think he could find things to do all day or Sharon having him underfoot. ; )
Please continue doing these segments. They are great!
Im not gonna dogpile on taylor swift and say her music is bad or anything.
Idk if it is, my taste in music is garbage i have no right to judge.
But 12,000usd to go to this concert seems like such a blunder when you are in so much debt
That's just an estimation though, there is no guarantee she would actually get that much for the tickets.
i wouldn't just blindly call it debt...
theres MILESTONES OF LIFE.
and being 22 is literally the milestone called graduation, so yeah another milestone debt is a mortgage, another milestone debt is a car.
some debts need not be incurred but they kinda serve a greater purpose in life.
1) education helps set you up for better paying jobs
2) a home is shelter
3) a car is transportation
the key thing is to NOT blinding rack up higher values on these debts.
save up for a car, get scholarships for education,
so in the grand scheme of life...
live a little but dont run yourself into debt.
like being debt free is "peaceful" but enjoying certain things of life is blissful.
college debt is kinda part of the package called life, as is acquiring mortgage debt.
$600 was wasted, i mean buy T swift tickets again next year and SELL those as a hack. (buy low and sell high) am i right?
@@crystalsnow1138 I mean swifties are pretty insane and this was Taylor's first tour since like 2018 so I can see people spending that kind of money to see her.
The daughter isn't spending anything. The mom spent $600. They are estimating they could get $10K if they could resell all 3. So the daughter isn't spending anything, unless there are travel expenses, food, drinks, etc associated with the actual concert.
Another fallacy in this discussion is the idea that this is a once in a lifetime event. I have a feeling that Taylor Swift will be on tour many, many more times in the future.
Tomorrow is never a guarantee. But in some ways yes it is a once in a lifetime concert. Taylor literally performs for almost 4 hours covering songs from every album she's ever done, it's not just a regular Taylor Swift concert. The odds of her doing another concert like this is kind of low.
Getting Taylor Swift tickets at retail are a once in a lifetime event. Take advantage and enjoy yourself.
Not for $200 tickets tho
Get what you are saying but the daughter graduated college and isn't a 12 year old so if she was dreaming of this chance...Is a once in a lifetime experience that may never present itself again. Don't know what tomorrow holds, life circumstances change, responsibilities creep up, Taylor could get sick and cancel tour stop, management could change their direction or whatever and cut your stops, etc. I am not an experience or travel person at all (most of the time I think it is a waste of money) and I never chose to listen to a TS song, but I can even see the value of being young only once.
Doing something years later is never the same as doing something when it's at it's peak.
There's a reason we pay significantly more money to see a new movie, buy a new video game, or see a singer in their prime. The hype and community around it add to the experience.
A reaction video we actually needed. Thank you, Ramsey Show, for giving the people what they wanted!
Dave broke it down how they should have originally. If they can really get $10k for those tickets, the daughter is effectively taking out a $10k loan to go to a Taylor Swift concert: "If you didn't have Taylor Swift tickets, but had $10k cash, would you spend that money on the tickets or paying off your student loan?"
Kind of the same way when people always ask: "should I pay off my house or invest?" "If your house was paid off, would you take out a mortgage on it to invest?".
The fact that the tickets are in her possession and only cost $600 changes the mindset quite a bit.
No she is not. It is not the same thing.
I agree with your point. However, I can see how others would consider a $10k windfall differently than $10k that they already had. As in, they wouldn’t blow $10k they had to earn but would blow $10k that just fell into their lap.
"If your house wasn't paid off, would you liquidate your investment portfolio to pay off your house?"
Plus this has to due with parent kid relationship at that age….. I have sons in their 20s. I may plant the seed to sell, but ultimately I would let them decide…. Resentment could set it in. If we go to the concert, I’ll hold that over their heads to get that loan paid off….😊
"Whoopty doopty" I love Dave man 😂😂😂😂
Dave coming in here with logic. It would be best to sell the tickets and get rid of half that debt, but it’s up to the daughter and she probably won’t sell. There will be other swift concerts. In fact, I wish I bought Taylor swift tickets a year or 2 ago now. Missed opportunity!
But the odds of Taylor doing another concert like this is low. This is literally an Eras concert that is almost 4 hours long where she covers songs from every album of hers. Some of the songs she plays during this concert most likely won't be performed ever again.
@@crystalsnow1138 I’m no fan of hers so I have no idea. All her songs sound the same and she dances like a kid who had too much sugar with no rhythm. Outside of that, I know nothing about the woman.
You say that but life happens. People die sooner than expected and then they’d always regret not going as a family. I say go the concert - coming from someone who can’t stand TS.
@@booya6437 you’re barely acknowledging your family at a concert. How do you even bond? You’re most likely staring at a stage with your phone in your hand taking videos. I wouldn’t call that family time.
It's not logic. It's a strawman.
100% - A gift is a gift. She takes it away to put on the loans, that's asking for some serious relationship issues.
Great idea looking back at previous advice/videos, this is cool.
I love what Taylor has built to. She teaches us all a valuable lesson, with the right vocal coach and rich parents, you can be anything you want in life.
And what are you doing today that ads to your success?
Jealous much? She is a once in a generation talent. Incredibly smart, talented and a great business woman. Also kind and supportive of other singers.
@@lunallena5594adds not ads
Envy is a gross characteristic
She released her eras tour on tv me and wife watched a few hours then she got online and bought five finger death punch tickets lol
I’m still a George fan. It doesn’t matter if you’re 86 or 96, you get your a’’ out there and work lol
i spit my drink out lol
Problem is no one wants to hire you at those ages.
He gave her other options and she said no. Then he told her to get to work. 😂
😂
Respect your elders you whipper snapper!
It was a gift TO THE DAUGHTER, I am amazed she invited her mom personally. But, they belong to the daughter, she decides what to do with them!! Leave it alone mom.
Good to see Dave has gotten better about responding to his cohosts in the last 8 months 😂 I totally agree with everything he said. When my dad died he left me tons of collectibles worth quite a lot. At first I didn't want to sell them, but I would never put that kind of money into them myself. So I've turned selling them into a side hustle, something he used to do himself. Sharing the experience with him, and getting a big chunk of money for it, that's worth way more than binders full of expensive trading cards (which, I'm keeping most of them anyway, just nothing worth anything).
Why are people acting like there will never be another concert
Did people expect covid to happen where concerts literally didn't happen for a couple years? Are any of us guaranteed a tomorrow or good health. This isn't just a regular Taylor Swift concert it's literally an Eras concert which she more than likely never do again.
This may well be "peak Taylor". Height if her powers etc etc
Why do people act like life experiences have no value? The daughter will never be 22 seeing her idol again. At 20 I worked in factory and acquired front row tickets to the Rolling Stones. My job wouldn't let me leave early the day of the concert so I quit. I remember that show like it was yesterday, but I can't remember the name of that company.
These people will use any excuse to justify going to Taylor Swift. Her fans are a cult.
Dave had the best take. In general he would say to sell them in a heartbeat but since it was a gift, that changes the argument.
@@FooFan-b3kthis is a financial show, not a life experiences show.
I'm loving Rachel's haircut.
Same. Its so cute!
I'm loving Rachel... I'd marry her in a second.
She is pretty
She's a cutie😊
Yeah she’s very beautiful dude
We need to keep these segments....omg, I love these!
What I've always admired about Dave is that he preaches the value of balancing your saving money and giving money. If you're all about savings and not sharing, you will never be truly happy.
Hey daughter - sell those tickets woman!!😂
VERY similar situation happened for us. I purchased 2 Taylor Swift tickets for my daughter and myself for under $200 each. Where our situation was easier is that my daughter had a college event come up that she really felt she shouldn't miss on the same night as the concert. I told her it was entirely up to her, that the tickets were hers and so were any potential proceeds. She ended up selling both for about $3K and used part of that money to buy an iPad ($600) she had wanted for a couple of years. A year later she's gotten so much daily use out of the iPad and has no regrets whatsoever.
I saw Taylor in 2016 for her 1989 tour. She's PHENOMENAL in concert but with that said, I would sell those so damn fast and watch the special on Disney and RUclips videos. You can't see all that great at concerts unless you are right up front anyway. Selllllllll
I also won't tickets though so my view might be skewed!
I don't understand the "once in a lifetime" talk here most of all...like bruh, she's going to tour again next year and for the next 10 years probably
Or at the movies, didn't she show her concert at the movies?
@@no89lan3oh yep! Sure did
@@oliverbenton7464exactly. She's young... she will do A LOT more tours
The truth is, you can always go out and earn more money. But, this is kind of like Charlie finding the Golden Ticket in his Chocolate bar. Charlie's Family really needed the money, they were literally destitute. But, Charlie went to the Chocolate Factory. Think of how the story would go of Charlie got the Golden Ticket, and just sold it to buy a new house without having the proper emergency fund in place. Charlie would have to call into Ramsey Solutions and they would tell Charlie to Sell the house, since they would be house poor.
[Not to mention selling tickets above their face value is illegal in some jurisdictions.]
You'd have to pay me $12K to go! 😊
Would you have a different perspective if it was your favorite artist of all time?
I'm not even a fan and it was one of the best concerts I went to last year.
@@crystalsnow1138 Of course he would. Dude just wants to hate for no reason.
If it was my all time favorite I would still sell for 12,000..
I'm so glad you guys did the Dave reaction on this one. First time I saw the original video, that's exactly where my brain went. What did Papa Dave say?!😂
This is why I love Dave! ❤️
I love these father daughter moments between the two of them. They're so adorable and funny.
The “Dave should’ve been here for the call crowd” make me laugh. They going to lose their minds when he signs off for the final time.
I believe he’s said he’ll be on air until he does so…
@@IzzyMakesMusic
...so there'll be a final time, whatever day that is.
I honestly think Dave makes the show. When it dies, the show will begin its decline unless you find another Dave.
@@jjmonty8090 Truth!
@@jjmonty8090I think with more experience George can be a decent filler for Dave.
Thank you, Ramsey Team for reading the comments and recap on this. ❤
A gift is a gift, It is her Daughter choice
Love the father daughter banter. So healthy!
Dave is totally right
This video encapsulates why a family is lucky to keep wealth for even three generations…
This sadly shows you can spend your whole life’s work teaching/leading horses to ‘water’ and, at best, they’ll just stop ‘drinking’ as soon as you turn your back.
The quiet tragedy of watching a whole lives work unravel through the lense of one ‘light hearted’ video.
Please do more of these videos, there’s many videos I’d like to hear your take on.
Dave: Who’s Taylor Swift? 😂😂
I love everything about this video ❤😂 Especially when Rachel called out her dad for not remembering concerts for other reasons 😂
Some things are more important than money. That student loan will get paid off one way or another. Bonding and having great memories...priceless
OK, the way Dave put it totally makes sense. I was leaning towards selling the tickets until he put it that way. Now I completely understand and it’s up to the daughter.
My first big concert was Elton John in 1975 and I still tell people about it. Tickets were no where near as much, but it's a memory of a lifetime.
I'm glad that they addressed this. The comment section was nuts. I hope they make this a common thing. Maybe once a week find the one or two calls that had the most comments / arguments and have Dave address them. Even better he should have the two personalities that took the call in the studio with him
Watching my fav musicians/comedians live is literally my fav thing to do for fun. So I’m with Rachel and Ken. I’M GOING!
Money doesn’t make u happy. But memories do last forever and brings more happiness. Same as giving money away and helping people out.
I was waiting for Papa Dave’s input 😂❤
I love this show. I'm almost onto step 3 so thanks Dave and Rachel y'all saved our butts. Step 1 started in 2020 so keep working it y'all.
It's not a once in a lifetime opportunity. Swift will have other world tours as she is still relatively young. It's not even like it's an event that is rare in occurrence.
No it's actually a 4-Hour concert that she will probably never do again
You definitely have my sub. This content is next level. For me Unimantic was the turning point. Please keep doing what you do and keep being you, love it
Why is no one talking about the other sister. You’d be telling her to forfeit Taylor Swift tickets to pay off her sister’s student loan. Not fair!
These reaction videos have become my new favorite thing. Please keep doing them!
Automating my finances to invest in mutual funds has been one of the biggest keys in helping me not only stay out of debt but invest money without even thinking about it. This video is super valuable... great work Dave! I have been able to grow my portfolio from a measly fee of $20k to $100k in 12 months.
Can you explain how you achieved these feet in 12 months? I wish I had started investing in the stock market earlier in life.
Although financial advice is arbitrary and what works for one person may not work for another, planning is always preferable. I consider myself fortunate to have been introduced to personal finance at a young age. I started working at the age of 19, purchased my first house at the age of 28, was laid off at the age of 36 during the COVID-19 pandemic, and immediately sought advice from an advisor to manage the expansion of my finances. After further investments, as of right now, I'm only 25% short of my $1 million target.
This intrigues me. I've looked up financial advisors online, but finding one to connect with is a bit difficult. Do you mind if I ask for your recommendation?
Well, I chose Kristin Amber Landis as my advisor after her interview on CNBC In 2020. She is SEC regulated with offices in the US and quite frankly a genius with portfolio diversification. You should look her up
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
I am with Dave in this situation.
Go to the concert. You will never regret going to see your favorite artist or band.
I agree. You regret so much more the things that you didn't do in life than the things you did.
She's young and there's plenty of time to take care of the debt.
I still remember seeing Genesis at RFK stadium. Awesome show.
@@semosancus5506 Love Genesis
@@Robsbrd99 Yeah my seats were maybe 15 rows back on the floor of RFK. They opened up with "Mama". The song still brings back all the memories.
Exactly!! So many comments in here are from older people that this girl is saying sell. Yeah, they’ve lived life and done fun things. If they were young they sure wouldn’t be saying to skip. I don’t buy things in hopes it will grow in value. I buy things for the present purpose of them.
My favorite segment you have ever done! Please keep doing these!!
Even though doing something seems very logical it isn't always the right thing to do...and a gift is a gift. Mom doesn't get to sell the tickets. She could mention (ONCE) to daughter her idea, but then shut up :-)
I agree. If anything the mom should sell her ticket if she wants to help with her daughter's debt. The daughter is old enough where she doesn't need her mom to go to the concert with her.
Outstanding analysis by Dave!
Dave! Love this 😂😂😂😂😂.
I absolutely LOVE Dave's response.
Scalping tickets is illegal.
Actually its not anymore. Morally and ethically its wrong.
@@evanhamilton7969it becomes morally and ethically wrong when a scalper buys like 100 tickets to sell at a jacked up price, never intending to use any of those tickets for themselves, depriving people a opportunity to get the tickets at market price.
This situation of changing your mind of going and selling the tickets afterwards is perfectly fine in my mind
It’s not scalping. Reselling tickets is completely legal
@tduck828 how is selling something that people don’t need at a price they’re willing to pay morally and ethically wrong? If you don’t like the price, then don’t buy. It’s that simple
In some places scalping is legal other places it’s not. In all places ethical questions arise. This point seems totally lost in this conversation.
You can make memories at home for free, but these tickets are already a defining moment. They already carry emotion because they were bought for a special mother daughter experience. There is a reason the resell is so high. I'm not a Swifty, but these ladies are. This is a special time they will always remember and if she sells them, they will always remember the time they almost went to a legendary concert and she still had 1/2 her debt to pay back. Both the mom and daughter will live with regret and the sister will live with resentment.
It’s cringey how much people idolize Taylor Swift. Don't Christian’s have a thing against idolizing other humans?
If the daughter was mature she’d spend the money on her debt but she’s not, she probably even lives at home.
I'm with you, how any person that calls themselves a Christian can support that wicked woman is beyond me!!!!
But humans who die are OK?
The way you make comments like an asshole I'm assuming you aren't a real christian and probably live a boring life without joyful memories.
@@siva47931no Christians worship a zombie😂
It won't be much fun reminiscing in the future, sitting in your old fashioned upholstered armchairs and saying " Do you remember the time we nearly went to a Taylor Swift concert?"
This is the best show on RUclips
The memories of a concert aren't forever and the stress of debt will be much more memorable. I used to be a huge HUGE music fan. Looking back on the music that I loved 15 years ago before I became a mother and a serious Christian, it doesn't resonate with me at all and I'm actually ashamed that I liked it. Thanks for doing this video...I can understand all sides.
Having always been financially minded, I now regret not seeing concerts of artists I loved, now past or unable to perform. 😢
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Pelham04 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@Donnafrank-k6e Oh please I’d love that. Thanks!.
@@Pelham04 Clementina Abate Russo is her name.
Lookup with her name on the webpage.
Dave is so right
The $200 per ticket is probably a once in a life time experience. And I liked Kens point that this mom wouldn’t put $10,000 on the loan. Mom just got a bit greedy with the GIFT she gave her daughter.
Greedy?? She is advising her daughter to use her windfall to pay off the daughter's loans. The mom isn't asking for a penny!
who are you talking about? this is not Aretha Franklin or Elvis coming from the dead to have one more concert. She will tour next year, and for the next 15 years probably
15 years is coincidentally when the daughter will finally have that sigh of relief after paying off her debt
Long live Dave and his wisdom !
Crazy that they’ve scared Dave about calling someone an Indian giver. That’s what she would be doing.
They?
What’s an “Indian giver” ?
It's racist. Always was.
@@EsiriE Racist term for someone who gives a gift and takes it back.
I mean it is kinda racist brother
I knew it was gonna be the T Swift clip!
Dave should address why Rachel calls him Dave in public and not father 😂
It's the work environment, not personal environment.
@@machutson5493 And?
@@bryandelcid4065 And nothing, just my opinion...... Guess you were joking?
A lot of people in business who work for a parent call them by first name to both not rub in the fact that they're related and also to provide a separation in emotions at work to keep things more professional. I work for a family business and they do things the same way.
When at work, I think it’d be odd if she called him dad.
I like Dave's reasoning about the gift.
Why are they saying it's once in a lifetime? Taylor is 34 years old. She will be touring for the next 15 years and then get a vegas residency. You will be able to see Taylor for decades
It's literally an Eras concert though. She performs for nearly 4 hours songs from every album she's ever done, the odds of her having a tour like this again is low. Plus none of us are guaranteed tomorrow.
Why see the Stones in 1970 when you could see them in 2020, am I right!?
Her last tour before this one was in 2018... so about 5 years between them... ticket prices will continue to go up over time. Also every tour is different, so the next one in 2029 will be a different show. It's kinda like saying, why see Phantom of the Opera when you can Cats, after all they are both by Andrew Lloyd Weber.
You never know
Go to the concert! You will love and cherish the memories.
It was one of the best concerts I saw last year.
Dave so bad wanting to say, “Don’t be an Indian giver“
She has to go to that concert. If it’s truly a bucket list item, it’s worth it. Gotta live life man.
I agree that the mother cannot insist on selling the tickets. I feel sorry for her though, because she knows that her daughter is being fiscally foolish.
Nah the decision is fine. Barely any cost associated with an experience that wont likely be replicated. The debt can and likely will be taken care of in due course.
They were $600 only. No 10k.
We should do more of Dave assessing the advice from the rest of his team when he’s not there.
Let's keep stacking!!! You can never go wrong with gold or crypto. From $28k to $36K that's the minimum range of profit return every week I think it's not a bad one for me, now I have enough to pay bills and take care of my loved ones.
I'm always skeptical when it comes to trading crypto and stocks
How do you earn that much weekly?
Big thanks to Renee Marie Harrison
She's a licensed broker here in the states 🇺🇸
Her top notch guidance and expertise on digital market changed the game for me
Love these follow ups.. Dave edition 🙌🏾
You can always make more money but you cannot make more time.
Peace of mind is also a gift. When I can reduce my student loan as a result of an unexpected windfall, I would gladly sell the tickets.
My peace of mind is more important than a concert. There is permanent pleasure versus a temporary enjoyment.
Daughter absolutely conned mom into paying for those tickets by having her buy MORE and 'taking her along'... YEA RIGHT! Like every teenager wants to take their parents along on holiday so they can PAY FOR EVERYTHING! Those tickers don't belong to the daughter because she didn't PAY for them. So sell them! It will be a valuable lesson for her life, more valuable than doing to a concert.
So you're saying if I give someone a gift I can take it back any time I want because I paid for it?
@@crystalsnow1138 that's exactly what Martin is saying. I feel bad for his children.
@@brianparrett114number one the daughter is not a teenager she's 22 years old and has a job
Would you sell family heirlooms to get out of debt? Both experiences and objects qualify for special consideration.
Not the same thing. Family heirloom is one of a kind
@ I don’t think you know how heirlooms work. It’s not uniqueness. It’s sentimental value.
We all know Disney is anti family but they clearly don't know the type of(\m/)junk Tyler does on stage😈
That's funny... I was at Disneyworld with my family in May and it was full of other families making memories together.
@@brianparrett114 get your head out of the sans you bot.
Taylor promotes whichcraft!!! Disney supports LGBT!!! People, get some discernment, look into it and protect your kids!!! Aren't these guys christian? And have no clue? Wow! That's sad! 😢
@@joeriveracomedy maybe you should turn off the rage farming right wing media that has convinced you of all the bullshit to make you hate your fellow Americans because they aren't like you. Or perhaps just go live in a monestary and become a monk if freedom offends you so much. Or maybe you'll be happier living the Amish life of a simple man.
AAAAAH Dave back with rice and beans, beans and rice! FINALLY!
I wouldn't pay that much $$ for a front row seat to the second coming of Jesus!
Loving the new WWDD segments!
Good point, it was a gift. All the mother can do is really suggest it, and it is up to the daughter. If it were me, I'd be selling them.
Also agreed, very disappointing that Ken is a closet Swifty.
This was great. I’d love a segment where Dave reacts to and comments on some of these RUclipsrs and ticktockers financial advice.