10 SIP Mistakes that you must AVOID | STOP Making These Mutual Fund Mistakes
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- Опубликовано: 21 июл 2024
- You can download Dezerv app using the link below: wealthcheckup.onelink.me/aenA...
Summary:
Common mistakes made by mutual fund investors and insights into the performance of mutual funds over the years :
1. Chasing Best Funds: Trying to invest in the top-performing mutual funds each year doesn't necessarily lead to better returns, as historical performance doesn't guarantee future success.
2. Fund-First Approach: Selecting mutual funds solely based on past returns without considering risk appetite, goals, and diversification can be a mistake. Asset allocation should be tailored to individual needs.
3. Not Rebalancing: Failing to periodically adjust and rebalance a portfolio can lead to overexposure to certain assets, potentially increasing risk.
4. Timing the Market: Attempting to time the market by investing only during market highs or lows can lead to suboptimal returns. Consistency in investing is key.
5. Lack of Patience: Investors who stop investing in mutual funds during market highs or lows may miss out on long-term growth opportunities.
6. Desire for the Next New Thing: Constantly seeking new investments rather than sticking to a well-structured portfolio can lead to inefficiencies.
7. Zero Research: Investing based solely on past performance and without understanding fund categories, constituents, and fund manager history can result in poor portfolio choices.
8. Ignoring Taxes & Charges: Not considering taxes and charges, such as expense ratios and exit loads, can impact overall returns. Tax implications vary between debt and equity mutual funds.
9. Other Noob Mistakes: Additional mistakes include choosing IDCW over Growth funds, chasing New Fund Offers (NFOs) without a track record, and overemphasizing NAV and expense ratios over actual returns.
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Mutual fund Mistakes that are Stopping you From Creating Wealth
Chapters
0:00 Intro
0:29 Chasing Top Performers
3:46 Fund First Approach
4:38 Portfolio rebalancing
5:00 Timing the market
5:52 Lack Of Patience
6:57 The Next New Thing
7:29 Zero Research
8:56 Taxes & Charges
11:08 IDCW
11:28 NFO
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Useful Information Boosan, Personal Finance Tamil, Productivity, Self improvment
Boosan
Bro, soon you will get 1 million. Very underrated RUclipsr
True words❤
True bro soon you will reach 💯
Well ❤️🩹 said bro....❤❤
Excellent analysis. Thanks for this. Instead of MF I would like to go for ETF as I can easily buy / sell whenever i want depends on the market conditions. I request you to put a video on Indian ETFs tracking NASDAQ 100, comparison and choose a best ETF among them. So far I found only Motilal Oswal Nasdaq 100 ETF.
Seriously bruh your underrated!
Very useful video ; you have shared all the key points
Underrated channel, i got bery much inspired by your health insurance video…what a clarity!!!! All the best..soon you will reach 1 million
Hi Bro great video. I got a question. How tax is calculated for Sip for long-term capital gain in nifty 50. My interest added from start of first installment. Will the LTCG considered when I start the MF?
Bro, could you please explain any long term strategy and whether do we need to always consider debt funds in our portfolio for all 25years?
Very crystal clear explanations.. beginners can understand your concepts easily😊
Thanks for this financial knowledge content bruh ☺️
Hi sir please tell about compounding in mutual fund sip
Yeaaah, you got your first sponsor 🎉
Bro how taxation works for navi nasdaq 100 fof direct growth. It will be based on long term capital gains tax or we need to pay tax based on our income tax? I read somewhere ltcg benefits Indian investment only. Can you please explain it. I don’t want to pay tax on my income tax.
Nre category la like Dubai la work panravanga Inga (Dubai) irunthu invest panrathu best ah illa India la irunthu invest panrathu best ah pls reply therinjavanga nanri
neenga sonna ela mistake um na paniruken
learnt from your videos
Consistency should be important
SIP can be started anytime, but consistent is important
Do not wait for market down to start SIP
Dont be greed to invest on the current year high return MFs
Thanks brother, keep it up!!!
Bro na nifty 50 la idcw ah choose pannitten...any problem itha change panna ethachum chance irukka
Hi brother. Need a video on mutual fund rebalancing. Detailed video pls
Hi Bro🎈🎈🎈🎈Naan oru small cap mutual fund la sip pannikittae varen..after 10 years athula some companies delisted aairuchuna ..ennoda mutual fund la athoda effect eppadi irukkum
Thank you Nanba
Bro, tell about UTI innovation fund . I want to invest long term minimum 5yrs. Should I invest. Ur opinion please
Then how to start investing if I don’t have the knowledge or time to research
Thank you for the video. I have idea of starting my Mutual fund investments, and ur video helped me understanding mutual fund. I haved started in Nifty50. Keep posting n share ur knowledge.
Ur say that platform safe ?
under the sebi registera bro ?
our portfolio nd some important basic data shares are safe
Sir, how to know XIRR value before starting to invest in SIP.?
Bro can you suggest me like I want to invest in large cap & mid cap & small cap how should I do it...
Bro, Selecting funds based on AUM..is that right way to invest????
How many nifty 50 index funds should I have?
Please share motilal nastaq 100fof or motilal etf nastaq 100 which is best...
Your analysis is excellent bro. Thanks for clarifying the investment plans all-time.
You are saying only problems to sell the product deserv.the simple sugestion is any average mutual if you can hold 15 years any midcap and smallcap or large cap will get good returns👍👍👍
Thank you bro 🙏🙏
Bro, Can you put some videos on ULIP and it's related fund performance
Great Analaysis and much required information.. Thank you Brother ....
Bro recently in a shorts I saw that our mutual fund returns will reduced while withdrawing them as they charge 1 or 2 percent per year.....I don't understand that bro can anyone explain this please.
Axis long term fund enkita iruku..loss la iruku..sip continue panalama
Sir, i understand that investing in mutual funds in any category is definitely giving decent return. Fund houses wil not simply working. my suggestion is we need to be patient for atleast 5 years which we will give atlast decent returns definitey.
i can not understand the language, but visually i get the point
Broo upstox la mutual fund sip uh modify panna mudiyadhaa. Adhavadhu na amount uh increase or decrease panna mudiyuma mudiyadha
Excellent 👍
Instead of dizerve platform, can we get suggestions from you?
Excellent bro 🎉
To the point!!
Bro I am studying clg how can I start sip in index fund
Bro, mutual fund switch within same fund house panradhu good or bad? Pros and cons . Pls make a video abt it.
Bro you're literally making such a useful video for the tamil audience in that why can you start a series of best performing small,mid cap, flexi cap, Large cap like category videos really our tamil audience will like it for sure ❤💖
Bro indha month UTI NIFTY 50 INDEX la SIP start pannurathu best or not?
Started investing after Watching ur videos. Thanks for all the valuable information you have shared.
All the best with your investments brother 🎉
You made us addicted to your videos boosan.. keep going your videos are simple and explained in layman term. Best wishes 🙏 and thanks for your contribution in making the community knowledgeable . Thank you
Bro risk, tax la thandi Inflation nu onnu irukula bro...atha epdi bro tackle pandrathu???
Bro I have doubt lump sum amount investment in Mutual fund, example : now I invested in 25K in Nippon small cap fund, after 1 year if anything 10% dip can I invest additionally more amount in same account in same fund..pls reply..
NiftyBees lam market high la vangama wait panni, market down la vangarudhu dhan best option right ?
Super bro🎉
Bro current situation ku chemical, tv nd sugar sector la etha mutual fund iruntha sollunga.. Athan swing low la iruka mari irukku...
Excellent video..!
Sir,tata nifty 50 indexfund regular growth intha mutual fund la start pandrathu safa
bro dezerv la thaan dmat acc veikanuma
I think it is important to mention that Axis fund managers were caught in a front running scam and hence the down fall, not the style of investing.
Just a suggestion that you could’ve picked a betterment example.
Yow vera level Ya Nee 😮 Nee sonna ella mistakes um naan pandren 😂
Edelweiss multicap fund ur opinion
Nothing is free here... What is the use for that company giving our PAN details to them?
Hdfc nifty 50 index good or bad ?
i have 4 sip in my bank acc. total amount of 25k . i have booked for 10 yrs
At which point tax is deducted in my sip.
Nice video❤
Bro I want to invest in mutual fund and I want to how to do in zerodha
Brother Angel one close panurathu Eradi nu oru video podunga plss
For a starter neenga pesurathu high level ah iruku. But taking some info.
Hi bro. I am interested sip start. Long time. First 10 years i invest 10000 after 10 years 5000 ah pannalama appadi panna broblem. Aguma? Please reply
Hi brother next 3 years ku mattum nifty 50 index fund la investment pannalama brother short term goal ku please reply brother
1. HDFC Index Nifty 50 Plan
2.Nippon india index fund nifty 50 plan
Minimum Amount evalovu Investment panna nalla return Varum bro
Tata digital India mutual fund pathe solluka
9:50 only 1 time thanna bro?
As per the current tax rules:
Even though ICICI Pru NASDAQ 100 Index Fund is of equity type, it will be taxed as per individual slab rates only. (just like debt funds). All funds that invest in non Indian equity are cosidered as debt fund only. So investing in a nasdaq 100 fof or icici has no difference apart from the total expense ratio and tracking error.
Navi NASDAQ 100 okay ?
I had the same doubt. you just cleared it
Nala kozhapi vitinga 😂 good video sumave payanthu payanthu than invest panuvom, ethume panama suma than erupom😂
Very good video. Lot of valuable information. Mr.Bushan(Vishal)! 😊 requesting you to make videos on index funds, I mean not only Nifty 50 or NIFTY next 50, even in small cap we have small cap 250 and small cap first 50 index fund and in midcap we have midcap 150 and mid cap first 50, mid cap 50 performance index fund, mid cap value 50 index fund etc..
Hi bro,
Please put zerodha COIN app detailed video
AMC / mandate / automatic all in detail please
🙏🙏🙏
Very much clear and simple explanation.. Thanks for it..
How Dezerv providing these advice for free.?
Those are regular funds bro. They will get cash from our investment.
Bro advance in depths discuss pannunga
Hi Boosan, IDCW Reinvestment & Growth plan is different or same. Please share your comment...
Regular monthly INCOME from Mutual funds | Dividends | IDCW Mutual Funds
ruclips.net/video/qd3m0FcPuC4/видео.html
Link work agala sir
is groww app good for sip
Good
Boosan bro USA index fund like s&p 500 epudi invest pannanum Enna platform use pannalam .pls advice .
Don’t invest there
20% tax u need to pay
Simpler route is to go with Nasdaq 100 mutual funds listed in India, which can be bought in any trading platform like Zerodha, Groww, Upstox
@@finance.boosan thank you bro.
Are you sure icici nasdaq is taxed like equity? Many websites state that itvis taxed as debt.
While I'm not entirely certain, the last time I checked on Tickertape, its taxation appeared to be treated similarly to equity categories. Nevertheless, I recommend checking the scheme document for confirmation and updated information.
Hi Boosan, Thanks for explaining clearly. Can you please make a video on how you converted your MF and shares to NRI account while being abroad and how to convert it back after settling in India. With zerodha it is offline process and with Kuvera they used to say to close all existing and start new NRI account where we will loose old Investments. Will this conversion works in same way for new OCI card holders also as they will renounce Indian citizenship? Thank you for your other explanations too.
Sir, UTI innovation fund NPO apply pannalama?? Please share your opinion... It's ok or not ok
What motivates your decision to consider investing in this New Fund Offering (NFO)? If you can't find compelling reasons for it, in most cases, investing in NFOs may not be a wise choice.
Refer : 11:28
You can learn more about this perspective here: [ruclips.net/user/shortsyPzTMWCK2SM].
ELSS pathi oru detailed video podu bro...Long wait
Save On Taxes - | ELSS - Section 80C | தமிழ் ruclips.net/video/qkBk2V92Ru0/видео.html
Tax saving & Index investing together | ELSS | Index Funds
ruclips.net/video/B1TQ6Z0M1ac/видео.html
@@finance.boosan bro...ru from chennai?
But deserv invests in regular plan ..Kindly clarify
Yes, don't use this app
nice real insight info on MF switching
Just curious! How a stock share is always available to buy?
Stock shares are available to buy due to continuous trading on stock exchanges, with someone typically selling and buying shares every trading minute. However, this may not always hold true because there can be instances with no sellers, making it impossible to buy. This is referred to as an "Upper Circuit."
Understanding Upper/Lower Circuit in Stock Trading [தமிழ்]: ruclips.net/video/l4AnNajpxqo/видео.html
Thanks for the reply!
Watched all your videos, Such keen & clear. Keep growing 🎉
U are saying everything, but I am beginning i can't understand
Don't only stop with key points explain more so that common man can also understand
R u brother of square off?
Which reputed fund house's fund failed in history.... Failed means less than 10 % returns
Best muticap for SIP FOR 1 YEAR
Bro, how to invest in nifty fifty index, also in bonds?
Investing in Top 50 Companies in India | NIFTY 50 Index Investing in 50 sec
ruclips.net/user/shortsk4KarW4N3YQ?feature=share
Investing in Bonds | Risks, Rewards & Everything you need to know | A Beginner's Guide
ruclips.net/video/rISzQMoE9nw/видео.html
South Indian Bank pathi video podunga bro.. consider panlama venamanu🙏
Unfortunately I haven't been tracking this company, However, I recently came across a video on the "Grey Answers" Channel discussing South Indian Bank. You may want to check it out to see if it provides the information you're looking for.
@@finance.boosan 🙏..
Bro 1L investment panna ore Stock vagalama illa eppadi buy pannalam enna buy pannalam solluga bro
If 1 lakh is all of the money, then pls invest in installment basis. Invest 50k now in 3-4 stocks and keep adding them. That way, your investment will be a bit diversified and you will have some money to.invest incase the stocks come down or even any other high performing but low value stock. This is my view bro, incase the channel owner answers you, you may want to go with it
Anna I planned to invest 6k in mutual funds. Should I invest the entire amount in a single fund or diversify across or two three funds?
For 6k, you can go with 1 fund.
Bro how to start nifty 50 mutual fund in zerodha. Can you post a step by step video so that it is easy to start MF
For initial investor like me it is confusing
Investing in Top 50 Companies in India | NIFTY 50 Index Investing in 50 sec
ruclips.net/user/shortsk4KarW4N3YQ?feature=share
You will get better reach if you choose English which will be more accessible for more people . I have no issues understanding because i am from Kerala .
How to buy govt bond
Athe pathi video podunga bro
Golden pi website go
Axis mutual fund one of the worst