Achieve ₹14.25 Crore with SIPs! | Money Matters Ep. 14 | Ankur Warikoo Hindi

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  • Опубликовано: 23 ноя 2024

Комментарии • 2 тыс.

  • @warikoo
    @warikoo  5 месяцев назад +316

    If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
    Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
    It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
    Everything that I say in these videos is purely through my own experiences.
    - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
    - I am not selling any product or service through these videos.
    - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
    This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
    I am not perfect, nor claiming to be either and would love to learn and grow.
    The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
    If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
    My Money Apps:
    Indian Stock Investing (Zerodha): bit.ly/3iYKROh
    Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
    US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
    Portfolio Investing (Smallcase): bit.ly/3u0is0I
    Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
    How to pick the right insurance (Ditto): bit.ly/3xFh7OU
    The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
    My bestselling books:
    'Make EPIC Money' here: amzn.to/3WHJ43F
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    My gear for shooting this video:
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    The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

    • @AltamashSayyad-l9u
      @AltamashSayyad-l9u 5 месяцев назад +2

      GST ke upar video banao sir

    • @dhavalzhansiwala4539
      @dhavalzhansiwala4539 5 месяцев назад +2

      Ankur muje b money matter pe discuss karo. 2 ,3 bar form fill Kiya hai. please yar jaldi karo. waiting for ur reply. Name. Dhaval zhansiwala

    • @Hurt2hurt
      @Hurt2hurt 5 месяцев назад

      Bhia government sector walo ko b kuch suggest kr do

    • @IshwarMakwana
      @IshwarMakwana 5 месяцев назад

      ❤😊❤

    • @MrAniks222
      @MrAniks222 5 месяцев назад +1

      split of large, mid and small cap mutual funds. I know returns are indicative and there is volatility involved, why not only large cap for less volatility and small cap to generate the higher long term returns, any reason to diversify into small mid and large ?

  • @Shiv-eb7vi
    @Shiv-eb7vi 5 месяцев назад +609

    this guy is a fighter. at just 28 he is mature and understands his responsibilities. he is taking care of his family and dependents of his brother. its not easy

    • @8684rajsoni
      @8684rajsoni 5 месяцев назад +7

      Absolutely True Bro !!

    • @tomarsahab2177
      @tomarsahab2177 4 месяца назад +8

      Bhai mai 19 saal se job suru kar chuka tha mujhe to kisi ne advice nahi kiya yar govt job ke shat

    • @Shiv-eb7vi
      @Shiv-eb7vi 4 месяца назад

      @@tomarsahab2177 pehle itni awareness nahi thi. maine bhi late shuru kiya hai . aap abhi se Mutual fund me thoda thoda nivesh kariye .

    • @SAROJBHUJEL
      @SAROJBHUJEL 4 месяца назад +9

      Bro 28 sal ka hai 18 ka nahi 😳

    • @pravinpatil2896
      @pravinpatil2896 4 месяца назад +7

      @@SAROJBHUJEL ha bro kuch log 28 mein bhi serious nahi hote

  • @nitinshah8168
    @nitinshah8168 5 месяцев назад +480

    Another advise , u can also make a plan that after 60 y and with a corpus of Rs 14 cr , and once u can retire , u can set up a SWP (systamatic withdrawl plan ) for your house hold and travel etc related exp for life , because corpus of Rs 14.25 cr will give u a return of nothing less than 1.5 cr annual or 13 Lac per month , so u can withdraw by SWP , your monthly exp, and travel exo, and rest of the corpus will still grow . Hope this suggestion will further help-

    • @Sushantkr95
      @Sushantkr95 5 месяцев назад +19

      @nitinshah8168 definitely sir , thanks for such great advice 😊🙏

    • @samirghosh6915
      @samirghosh6915 5 месяцев назад +4

      0:03 😊😂😂

    • @crd164
      @crd164 5 месяцев назад +15

      Good session but not discussed about tax & inflammation

    • @Bolo_Bolo_Tell_Tell
      @Bolo_Bolo_Tell_Tell 5 месяцев назад +11

      o chicha another 60 years😂😂🤣🤣kal ka kya bharosa chicha aaj mauj loot lo

    • @10daysAgo
      @10daysAgo 5 месяцев назад +20

      ​@@Bolo_Bolo_Tell_Tell are another 60 years nhi re pagle 😂 , after retirement bol rahe hain wo . Padhna Sikh

  • @mohammadidreesbhat1109
    @mohammadidreesbhat1109 4 месяца назад +124

    Ankur Wariko Sir being a rich person still has heart for common people. He feels.. That is a great thing

  • @PinkiKumari__34
    @PinkiKumari__34 4 месяца назад +98

    From the age of 18 I am taking care of my parents journey from a tution teacher to a software engineer 😌 . Now thinking to start sip 😢

    • @shindusa7765
      @shindusa7765 2 месяца назад

      Very good 😊

    • @RajendraLPM
      @RajendraLPM 2 месяца назад

      Kaas sab tumhare jese hoskte

    • @debashridutta5592
      @debashridutta5592 Месяц назад +2

      Kudos…❤I too have been doing the same since I was 18

    • @ritticdaas175
      @ritticdaas175 Месяц назад

      Bohot acha hai continue rakhna...

    • @AB-nl3td
      @AB-nl3td 15 дней назад

      God bless you

  • @amritsingh-e3h
    @amritsingh-e3h 2 месяца назад +10

    such a wonderful way of helping the common man..The Anchor is coming from his heart... thank You for being their...

  • @rishiraj1616
    @rishiraj1616 5 месяцев назад +57

    Ankur Warikoo is genuinely interested in people. He does not seem to be doing it for anything else other than helping people genuinely.

  • @8684rajsoni
    @8684rajsoni 5 месяцев назад +50

    Ankur Ji Very Nice !! Aapki ye video har ek Lower middle class,middle class yuvak ko dekhna chahiye... Really appreciated!🙏

  • @ssmathsglory8066
    @ssmathsglory8066 5 месяцев назад +22

    माननीय अंकुर सर. आपकी किताब मेक एपिक मनी को पूरी तरह से पढ़ने के बाद, मेरा पैसे को देखने का दृष्टिकोण को पूरी तरह से बदल दिया है। आपने अत्यंत सरल और सुंदर भाषा में धन नियोजन के बारे में बताया है।
    सर आपका बहुत-बहुत धन्यवाद। मैं अब से आपका ऋणी रहना चाहता हूं। Make Epic Money
    Is My Life Changing book and one of the Best Book in my life
    बहुत-बहुत धन्यवाद सर
    संतोष सपकाळे ( महाराष्ट्र)

  • @prakashrokade8990
    @prakashrokade8990 3 месяца назад +10

    Sahi kaha aap ne sir.. Parents ko waqt dena chahiye... paise to hum aaj nahi to kal bana sakte hain.... its touching part sir.

  • @shubhamsonar1528
    @shubhamsonar1528 2 месяца назад +4

    First ever seen genuine financial advice on youtube without any own hidden interests. You are an awesome being Ankur sir.!

  • @chiki1303
    @chiki1303 5 месяцев назад +30

    What you said is true. So our ancestors would always invest in gold gold & gold. This was always a compounding asset.
    Even today we can rely on gold for compounding growth.

  • @abhishekkajla5481
    @abhishekkajla5481 5 месяцев назад +30

    Wow! honestly, worth 40 mins of my Sunday morning. Salute, amazingly consulted, the way you empathised, asked, listened, jotted down in excel, and at the end you solved his path to the future, everything was just awesome. Immediately filled out the form, will be very fortunate if I get a chance to discuss my time and money situations(problems) with you.

    • @BeAT-ct7bj
      @BeAT-ct7bj 5 месяцев назад

      Yeah, it was really worth it

  • @ankurvm3609
    @ankurvm3609 5 месяцев назад +41

    Sir all people are with IT or computer background. Please call someone with different branch like civil or mechanical or someone who has just started his small business...

  • @luckygarg9315
    @luckygarg9315 4 месяца назад +23

    There is one thing i want to know, when we are planning for the future we should keep in mind what will be the rate of land, house, car after 20 - 30 years.
    In 2014 you can buy in activa in around 50k but now you've to spend over a lakh rupees.
    so after 30 years it's evident that anything we wanna buy will be around of 8x from now, abhi chhota da ghar in big cities m 1cr ka aata ha it will be of 8 cr.
    and I don't think so ki kisi bhi flat ka price jo aapne abhi kharida ha keeping construction in mind after 30 years of 8 cr ka hoga.

    • @gurjar7628
      @gurjar7628 3 месяца назад +6

      Yes, i was also thinking the same... 14cr will be like 1-2 cr.
      Also the worse thing that can happen is that if i wanna invest my money other than SIP's like real estate or marriage expenses, from where will i get the money, all im spending on SIP's.

    • @mdsahzadansari1668
      @mdsahzadansari1668 3 месяца назад +3

      You just add 7-8% every year as inflation,after 20 year 160% .it means 1lakh now, 2 lakh 60 thousand that time

    • @narangkumar638
      @narangkumar638 2 месяца назад

      @@mdsahzadansari1668 If 12lakh is your current expense per year , consider 8.1% inflation after 20 year , that would be almost 57lpa , which will be 4.75lakh per month .

  • @mertie-l2f
    @mertie-l2f 4 месяца назад +148

    We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @shizue-w7n
      @shizue-w7n 4 месяца назад +2

      Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

    • @thuylamson-z7t
      @thuylamson-z7t 4 месяца назад

      Could you possibly recommend a CFA you've consulted with?

    • @thuylamson-z7t
      @thuylamson-z7t 4 месяца назад

      Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

    • @yhdcfjgsg
      @yhdcfjgsg 4 месяца назад +5

      Wow what an advertisement. 😂😂😂😂

    • @tastenaroma7063
      @tastenaroma7063 11 дней назад

      Great sir

  • @TGX-y6y
    @TGX-y6y 5 месяцев назад +340

    You definitely have my sub. This content is next level. For me Unimantic was the turning point. Please keep doing what you do and keep being you, love it.

    • @Iamniyas17
      @Iamniyas17 4 месяца назад +1

      It’s hard to do achieve this in reality. Ankur warikoo is known for being halusinistic he exaggerates things 😂😂😂

  • @ramanjaneyareddy9026
    @ramanjaneyareddy9026 5 месяцев назад +285

    Look at his face when Warikoo says about the returns !!! Bro was too happy !!

    • @Bolo_Bolo_Tell_Tell
      @Bolo_Bolo_Tell_Tell 5 месяцев назад +16

      paisa hi paisa hoga😂😂🤣🤣

    • @Manukumarpraj
      @Manukumarpraj 5 месяцев назад +13

      Shadi bhi hogi, usse pehle girlfriend ke kharch

    • @saurabhchavda4820
      @saurabhchavda4820 5 месяцев назад +6

      Yes that smile was worth more then Million $.

    • @raptor00ful
      @raptor00ful 4 месяца назад +4

      after 30 year 3 crore value will be not that much..........i think so

    • @phantom1665
      @phantom1665 4 месяца назад

      But it's better than having nothing ​@@raptor00ful

  • @pankajkoley165
    @pankajkoley165 5 месяцев назад +18

    Being an PF officer, only one thing I would like to mention here... Interest is only given on EPF fund.....And in EPF fund only (12.5 + 3.33)% is deposited for maximum people,until or unless they are ineligible for EPS membership.
    Here this person told his total deduction ,read contribution, is 56K. That means in 56k employer amount is also included....If he is a EPS member he cannot get interests on 8.25% of employer contribution

    • @atulkhakha2901
      @atulkhakha2901 4 месяца назад +1

      Yes I work in EPFO, he is right.

    • @debabratadas2957
      @debabratadas2957 3 месяца назад

      He is partially right . 12 percent +(12 percent - 1250)

    • @inamuddin4157
      @inamuddin4157 3 месяца назад

      Sir aapka phone no. De dijiye kabhi kuch puchna raha PF ke bare mai to aasani rahegi puchne mai

    • @filmyHOOKIES
      @filmyHOOKIES 2 месяца назад

      Likh lo 108 😂​@@inamuddin4157

  • @VIVAANEARTHMOVERS
    @VIVAANEARTHMOVERS 3 месяца назад +6

    एलआईसी 3 साल भरने के बाद पैसा 0 नही होता पॉलिसी कैंसल हो जाती है, प्रीमियम नही भरने पर , और 5 साल के बाद फंड वैल्यू रिटर्न हो जाती है। IRDA गाइडलाइन है।

  • @gurjar7628
    @gurjar7628 3 месяца назад +15

    Just a small suggestion- My father bought a land piece before covid, so it's just 3-4 years, and it got 11x-12x from its original cost.
    Probably it will grow further, and we have asset that we can sell whenever we want..
    But in SIP's, it's just future money and also inflation will hit hard on SIP.
    In my opinion, go for short term investment

    • @AT-di7ku
      @AT-di7ku 2 месяца назад +2

      True bro..... Experienced this thing....... Bought a land at 12Lakh nd sold it at 18Lakh within 1.5-2 years

    • @nirajkr9954
      @nirajkr9954 Месяц назад +2

      Bhai jiske thore paise ho wo kaise land le uske liye sip very good

    • @vamshimalekar
      @vamshimalekar Месяц назад

      ​@@nirajkr9954monthly 5k se Kyada land Atha bhai woh bhi risky hai land kabja bhi how sakti Hai so sip and real estate are different things

  • @TheGsinghg
    @TheGsinghg 5 месяцев назад +48

    This is second of this series that I viewed. I am surprised Ankur focuses only on portraying big numbers in future through toy excel calculations and not 1 bit on the person upskilling thereby improving their earnings. Improving earnings has more immediate effect on lifestyle, does not negatively impact the toy calculations and sets up the flywheel that encourages the candidate here to continually focus on improving his active income, while letting the passive one flow in backend.
    Ankur probably has more experience in this domain than finance, but surprisingly just sticks to finance, that too toy calculators showing shiny pictures. He can "listen" to his good friend Neeraj Arora sir, who once said on a podcast that "Active income is under-rated and passive income is over-rated".

    • @santuroy6765
      @santuroy6765 5 месяцев назад +13

      If you finally have this view, then please correct yourself with the topic. The topic here is not about upskilling, but money matters. And btw upskilling alone doesn't guarantee an increase in earning.

    • @chethankumar5082
      @chethankumar5082 5 месяцев назад +6

      This series mostly focuses on improving the usage and efficacy of disposable income with existing financial situation where excel calculations are sufficient.
      If people show interest, like yourself, for content on active and passive income then i am sure this will be created and made available

    • @RishabhSharma-e3u
      @RishabhSharma-e3u 4 месяца назад

      @@santuroy6765 30 years old here, you're the first person in my life i've heard against upskilling. It'll definitely not increase your earnings if you'll think like that.

    • @ayushitiwari8970
      @ayushitiwari8970 3 месяца назад

      Updkilling se agar income badhegi toh uske expense bhi badhne wale hai uske ...jab vo apni family start karega ..
      But in numbers se niche vo kabhi nhi ja skta ...toh ye uska safe side rahegahumesha

    • @clever8138
      @clever8138 3 месяца назад +1

      Bro, firstly upskilling oneself is our own job, yes we may require guidance but how can ankur help him in upskilling? Agar koi software engineer h, to vo sikhke apne apko upskill krega, mentors se sikhega, self learning krega. In this video usko financial problems thi, so he is showing how to take care of that. Come on dude.

  • @achuthanjb
    @achuthanjb 5 месяцев назад +13

    Money Matters is the best series you have put out here. The value you brought into this guy's and many viewers' financial lives is commendable.

  • @amitrathod564
    @amitrathod564 2 месяца назад +5

    smile on his face when he realised he can be a corepati after 30 years even after providing for his family

  • @rajsafar
    @rajsafar 3 месяца назад +1

    Sir ji apki ye video dekh kar n jane kitne logon ka career yahan se badal gaya hoga.
    Main bahut jyada apki video se inspired hua. Aur apne lagbhag sare doubt clear ho gaye. Aur main aaj se apka ek Subscriber and regular viewer ban gaya sir. THANK YOU SO MUCH SIR

  • @JackWhigham-do2zz
    @JackWhigham-do2zz 5 месяцев назад +8

    I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes..

  • @perveezm8535
    @perveezm8535 4 месяца назад +6

    A suggestion,if three years of insurance paid on policies ,then leave it as it is till maturity.
    Keep policy documents safely and claim on maturity.

  • @letsgorave6153
    @letsgorave6153 3 месяца назад +4

    One of the motivational finance related video I have ever seen . The best part is , not everyone but most of the Indian boys can relate themselves with Sushanth. May be there are more ways to invest money after 30 years but here whatever Ankur has suggested is the easiest way to get it done without knowing the market and stocks.

  • @AnandMishra-24into7
    @AnandMishra-24into7 16 дней назад +1

    Lic me 3 year investment ho jane, aur uske baad hold ho jane per paisa nhi dubta guru ji ❤❤❤❤❤

  • @afzaalahmedkhan1
    @afzaalahmedkhan1 3 месяца назад +1

    Ankur , I have a word for you - You are GEM of our India.

  • @kranthikiranakarammatam
    @kranthikiranakarammatam 5 месяцев назад +13

    Ankur Warikoo, I appreciate it. It provided me with a new perspective on a few things.
    All the best, Sushant. I'm sure you and your family will continue to thrive.

  • @syedfaraz3919
    @syedfaraz3919 5 месяцев назад +25

    Hi Ankur, great work on the Money Matters series! As an NRI working in the Gulf, I'm surprised there isn't a video specifically addressing financial planning for NRIs like myself. I'd love to see a video on this topic! I'd be more than happy to share my own experiences and insights on NRI expenses and savings to help make it a valuable resource for the community. Let's connect and make it happen!

    • @rowanlenin6814
      @rowanlenin6814 5 месяцев назад +1

      agreed!

    • @FlyingExplorer2022
      @FlyingExplorer2022 5 месяцев назад

      I'm an NRI soon to be a person of Indian origin (PIO). I'd like to know more about investing too. And I totally agree with you here

    • @vrushaligore762
      @vrushaligore762 4 месяца назад

      ​@@FlyingExplorer2022there are many great opportunity for NRI such as AIF and PMs

  • @Disturbed007
    @Disturbed007 5 месяцев назад +30

    If I could go back in time, I would have told my younger self to start SIP. Would have been a Millionaire by now

    • @infokites3994
      @infokites3994 5 месяцев назад +1

      I am 40 now still young, if I have started sip at 25 I could have retire now , now I feel like I am starting everything at the age of 40 🥲

    • @ankitjoshi7
      @ankitjoshi7 5 месяцев назад

      Same.. i started my 1st investment as sip at 30, that too when my daughter was born. I should have started it from 23 itself

    • @mrityunjoymedhi9319
      @mrityunjoymedhi9319 4 месяца назад +2

      If you go back in time better u bought 100 bit coins in 1000 rupees and sell in binance today in 65cr inr after paying tax maybe or transferring some in us dollars still get 45 crore Inr

  • @nasarkv7000
    @nasarkv7000 4 месяца назад +2

    This is very informative , I have paid 2 lakh for insurance two years befor then I realised the mistake and stopped then started SIP 😊

  • @nikhileshkulkarni9481
    @nikhileshkulkarni9481 2 месяца назад

    Now it is my habit to invest in SIP because of you...Big thank you Ankur 🙏... Watching your videos since 4 to 5 years ...now current portfolio is growing by 100% .... Key mantra is - you should have patience for this compounding .. Thank you again for educating our youth for sIP

  • @sitapurohit8865
    @sitapurohit8865 4 месяца назад +3

    Sir आज मेरा दिमाग़ खुल गया thank you so much

  • @rajdewke
    @rajdewke 16 дней назад +12

    जिस दिन वैश्विक मंदी आएगी उस दिन जिसके पास सोना और fd होगी वो मुस्कुरा रहे होंगे,, म्यूचुअल फंड, sip, stock में इनवेस्टमेंट करने वाले उस दिन रो रहे होंगे..।।

    • @AAJKHANEMEKIYAH7743
      @AAJKHANEMEKIYAH7743 7 дней назад +3

      Bhai asi mandi me fd 5.8%=0

    • @earnwithgaming
      @earnwithgaming 6 дней назад +2

      Reality. Koyi gold sell nhi kar pata. Gold generation by generation chalta rhta h. Kitni bhi problem aaye. Aur mutual fund ya sip se apko paise nikalne aana chahiye. That can be huge if you really good with investment knowledge. So 1st try to understand about investment strategy and how can take ROI and then profit from investment. Start learning from. That will take some time but one day you will understand power of investment

  • @satishtailor8144
    @satishtailor8144 3 месяца назад +3

    The best advice in last 2-3 minutes 👍

  • @chaitanyabhat6879
    @chaitanyabhat6879 3 месяца назад

    If there’s any financial educator in India at the same time who understands the situation as a family is one and only Ankur warikoo

  • @mentiaier9708
    @mentiaier9708 2 месяца назад

    I am on a learning roller coaster , I’m like a sponge rn, this has got to be the best series anyone has come up with. You have no idea how many lives you are helping and changing! Bless you man!

  • @deepakmore8842
    @deepakmore8842 5 месяцев назад +37

    This is very good series. Thanks for this learning experience.

    • @warikoo
      @warikoo  5 месяцев назад +6

      My pleasure!

    • @suneelkumaejatt8940
      @suneelkumaejatt8940 5 месяцев назад +1

      Woh sir it's good serius

    • @Savidhan1952
      @Savidhan1952 4 месяца назад

      ​@@warikoo dear how sip works ?? Pls make video

    • @V.K.GAUTAM-ei9md
      @V.K.GAUTAM-ei9md 3 месяца назад

      ​@@warikoowoow giving reply
      ❤❤❤😊😊😊

  • @hundredmya1.0
    @hundredmya1.0 5 месяцев назад +34

    Glad to see, Shushant went from hopeless to hopeful

  • @Sushantkr95
    @Sushantkr95 5 месяцев назад +26

    Hi Sir,
    Thank you for giving me the opportunity to have a chat with you. You bring such a huge positivity.
    As per your suggestion, i had already started all the investment apart from that Lic premium which i had kept as per my parents suggestions.
    Thank you once again, keep motivating and keep guiding us . Lots pf love and respect 🙏

    • @warikoo
      @warikoo  5 месяцев назад +8

      Excited for you Sushant :)))

    • @surendravishnoi7603
      @surendravishnoi7603 5 месяцев назад +2

      Hello brother
      Plz don't mind
      How your brother died
      I m also from merchant navy
      I did my btech (marine engg) from kochi (CUSAT)

    • @Bolo_Bolo_Tell_Tell
      @Bolo_Bolo_Tell_Tell 5 месяцев назад +3

      @@warikoo 8000rs for 30 years will give u 5 cr, its peanuts when u compare the inflation and other cost of living, mutual funds is a game which requires time so i dont know why ru playing with these people's emotion's, tell them the reality and let them figure it out unless ur waiting to pitch in ur brands later so that these people will purchase it.......simple and honest thought

    • @ParasharAkshat
      @ParasharAkshat 5 месяцев назад

      ⁠@@Bolo_Bolo_Tell_Tellwho told you this bro? If you spend 5 lakhs a year now, in around 35 years you’ll spend 32-35 lakhs a year to maintain that lifestyle and obviously as you grow older, at 60 or 65, your expenses reduce because you don’t have to pay for your children’s school/college fees. You don’t go out with your wife on dates as regularly and spend as much on them so think how much your grandparents spend now and calculate as per that. 5cr won’t be peanuts. They’ll be your budget for more than 15 years even if you take them out immediately after reaching 60. Also, you won’t withdraw all of the money immediately after reaching 60 years of age so you will do an SWP (Systematic Withdrawal Plan) so most of the 5cr will keep growing at a rate faster than inflation so you will not run out of money unless something extremely unexpected happens.

    • @Aaravbinka
      @Aaravbinka 3 месяца назад

      With due respect , there you gave one wrong advice , if you stop LIC policy after 3 years time , it is converted into paid up and you get the maturity amount in proportion to amount you had deposited.
      So his LIC money will not be waste if he invest for 3 years .
      And you should stop LIC and go for term insurances , I have also done the same thing.
      Rest fully appreciate your efforts.

  • @niralitiles7988
    @niralitiles7988 10 дней назад +1

    If I lost Everything,
    I still have ME,
    That’s enough to Rebuild everything,
    Just the way it was

  • @GURDEEPKAUR-vz6im
    @GURDEEPKAUR-vz6im 3 месяца назад +2

    I started sip of 2000 every month from last 4 years at the age of 24 it will be a long investment of up to 30 years and I will get 1.5cr at the age of 54 🎉

  • @DharmikShah-zz6po
    @DharmikShah-zz6po 5 месяцев назад +6

    thanks for the advice sir i am 19 year old boy ....
    now i know how to start the journey
    and not repeat the same mistake ...........

  • @cherry87164
    @cherry87164 5 месяцев назад +20

    The Money Matters series is a game changer. It gives us an insight into the real world. Thank you for making this an eye opener for us all, including all your other videos. Great financial advice. Keep up your good work, Ankur and more success to you🙂

  • @paragkamat6853
    @paragkamat6853 5 месяцев назад +12

    This is a really good series sir, definitely, it will help retail investors to become financially independent rather than fall pray to such agents who sale their products for their benefits.
    Definitely, billionaires will be more in the near future and indirectly it will help our country.

  • @akashrawat6359
    @akashrawat6359 2 месяца назад

    After watching this vedio i don't think he have fake smile fake propaganda like other ytbrs.
    His advice seem realistic like a well educate and experience guardian. whatever he said is seriously true same mistake also done by most of us 90s group youths.
    But its never not too late start a new journey.
    thanks big b to making this video.

  • @adityasaha1873
    @adityasaha1873 2 месяца назад +2

    Everything is great sir. But one wrong information- after 3year if u cancel lic policy u can get that money back . Note my word u can get that money

  • @nithinjp1
    @nithinjp1 4 месяца назад +3

    I really appreciate making this video because this is so much relatable to my financial services and I am of similar age. I was confused and didn't have any financial knowledge. This video really showed me how I can be financially stable. Thank you sir and please do make more videos like this.

  • @chetan4066
    @chetan4066 4 месяца назад +6

    I started 2000 SIP in Nippon in 2019. I invested 1.1L and gained a 1.19L.

  • @chandupalaparthi3520
    @chandupalaparthi3520 5 месяцев назад +45

    I don't know about remaining insurers but IN LIC if you pay atleast 3 years premium you can surrender the policy at least you will get some amount 30-50%

    • @Riz1world
      @Riz1world 5 месяцев назад

      Yes i recently surrender policy, cut 37%

    • @yashthosani8396
      @yashthosani8396 5 месяцев назад +2

      Get a paid up policy instead rather then surrendering it

    • @devrajdash5503
      @devrajdash5503 5 месяцев назад

      ​@@yashthosani8396 can u elaborate more in detail about this

    • @All_is_well..
      @All_is_well.. 5 месяцев назад +1

      If You surrendered your policy after 5 years then you refund your amount after some deduction..

    • @amittabhadatta1183
      @amittabhadatta1183 2 месяца назад +1

      Quite right . Stop paying premium and surrender at maturity.

  • @dynamicfitness7063
    @dynamicfitness7063 4 месяца назад +2

    Expense ratio, exit load & tax
    Expense ratio: 0.62%
    Inclusive of GST
    Exit load
    Exit load of 1% if redeemed within 1 year.
    Stamp duty on investment 0.005% (from July 1st, 2020)
    Tax implications
    Returns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year.
    Sir you are guide about to do sip but please calculate with the exit load and other taxes of that particular indux fund

  • @bhuvi241990
    @bhuvi241990 3 месяца назад +2

    Apart from the financial advice, the way you felt bad for him and for his family is much appreciated..you are a such gem of a person..❤❤ Love to you all the way from Chennai

  • @indrilabanerjee1804
    @indrilabanerjee1804 5 месяцев назад +9

    I feel your situation Sushant. I wish the very best for you.
    Also, it is such an informative video. Thanks Ankur.

  • @NeelChourasia
    @NeelChourasia 5 месяцев назад +10

    Great 👍 👌 Alag alag situations ko financially handle krne k best tarike koi Sach me apse seekhe wow 👌

  • @sameerbhatia4196
    @sameerbhatia4196 5 месяцев назад +7

    Beautifully presented. Hats off to u for providing genuine advice...Respect

  • @shiv9655
    @shiv9655 3 месяца назад

    The advice is worth following. Just use a SIP calculator that adjusts for inflation. And, use a more realistic annual return of 12%.

  • @vikramsaini2927
    @vikramsaini2927 Месяц назад +2

    aapane iski Puri income ko SIP mein lagva Diya isko 5 sal ke bad mein koi gadi leni ho ya acchi bike leni Ho, or abhi isko khud ki shaadi karni hai uska kharcha or 20 sal bad mein usko bacchon ki shaadi karni hai uska kharcha wo Kahan se lekar aaega . 30 sal bad mein aapane Bata Diya iske pass 15 ya 20 karod honge lekin bich mein jo paise chahie wo kahan se aaenge...
    my suggestion is that ki teen char SIP aisi karo jinko bich mein kabhi bhi Tod sake jab bhi jarurat pade, SIP is hisab se plan karo ki usko kb todna h(na ki sari ki sari SIP aapko 30 sal bad mein todni hai, kuchh sip aapko shaadi per todni hai, gadi lene pr todni hai ,bacchon ki shaadi per todni hai, )
    my 1st comment on RUclips video

    • @ravisachan4750
      @ravisachan4750 Месяц назад +1

      Sip kab tk chalani h ye apke upar h. Jis din chaho us di. Pure paise nikal sakte ho yar. Sip koi time bounded nhi hoti. Ki kb tk hmko chalani h.

  • @vishwashbhardwaj4161
    @vishwashbhardwaj4161 4 месяца назад +3

    Puri video ek taraf aur last ka jo parents se related suggestions diya ❤❤❤❤ respect for you.

  • @DeepakKumar-cl8fq
    @DeepakKumar-cl8fq 5 месяцев назад +82

    Thx for the info. It's very useful. Last time, I also came across Unimantic, and financially, it has been very helpful for me. So thank you again!

  • @PikluDey1990
    @PikluDey1990 5 месяцев назад +5

    This was a very touching episode. Thank you.

  • @seemashah849
    @seemashah849 2 месяца назад

    I'm from Pakistan and this vlog is life changing for hundreds of people god bless ankur ji

  • @programmerguide.
    @programmerguide. 4 месяца назад +2

    Everything is fine but remember always keep cash in your bank account because if market crash than you can invest in short of time plus some medical emergency. Always keep cash and gold in your investment also.

  • @deepisjoy
    @deepisjoy 4 месяца назад +12

    I started SIP of 10k/month. Currently I'm in 2.2Lakhs profit.

  • @sharmisthapaul1064
    @sharmisthapaul1064 5 месяцев назад +5

    These contents are really really helpful and relatable 😊 would love to see more real life situations like this.. Thanks @ankur warikoo for being such a wonderful mentor👏🙏

  • @stockmarketbulls8604
    @stockmarketbulls8604 3 месяца назад +3

    best video and a genuine helping hand

  • @harvinderpattar
    @harvinderpattar 2 месяца назад +1

    Keep one thing in mind after 30 years 14 crore ki value aj ke 5 crore jitni hogi- inflation bhi toh hogi

  • @ShashiMaurya6
    @ShashiMaurya6 3 месяца назад +2

    @warikoo Golden words at 40:55 "maa baap ko paise nahi Wakt chaiye"

  • @jobenelson
    @jobenelson 5 месяцев назад +33

    39:53 got me little emotional

  • @anilbist2114
    @anilbist2114 5 месяцев назад +5

    I must say.tgat this is a very unique, very informative blog, thanks to Warikoo sir for sharing with us. Your blogs trains people of financial freedom with your first hand experience... 👍🏼 Thanks 🙏 once again

  • @rameshdabhi1872
    @rameshdabhi1872 5 месяцев назад +5

    I am also trapped in this ULIP. was was not taking courage to close it, today I got the reason and courage to change. initiated the process 😊

    • @Falconof96
      @Falconof96 4 месяца назад +2

      Go ahead brother

  • @rampandit3246
    @rampandit3246 4 месяца назад +1

    Very useful for middle class indian as many people dont know this and they invest in traditional methods

  • @mervin9342
    @mervin9342 Месяц назад

    Ankur Warikoo you are doing such a great job...By giving such life changing advices that improves people's future along with their financial life too. May god bless you and give you good health. Keep up this good work and please do continue doing this Money Matters Series and inspire many more people.❤❤❤

  • @investing_idea
    @investing_idea 4 месяца назад +5

    My sallery is 40k and i am 29 year old investing from 8 years 20000 per month sip... Now my value is 22 lakh

    • @subhradeepsonowal6241
      @subhradeepsonowal6241 4 месяца назад +1

      how did you invest 20000 from 2016?? what was your salary then??

    • @pavankuriseti7966
      @pavankuriseti7966 3 месяца назад

      Kudos.. bro.. these are the real time examples.. hats off admire you..

    • @pavankuriseti7966
      @pavankuriseti7966 3 месяца назад

      Can u pls share the names of Funds you are investing since 8 years

    • @MsRahulllk
      @MsRahulllk 15 дней назад

      Papa k Paisa invest karte honge aap...good

  • @SahilYadav-bz9yf
    @SahilYadav-bz9yf 5 месяцев назад +68

    Inflation left the chat.

    • @gauravmishra1992
      @gauravmishra1992 5 месяцев назад +10

      So what do you suggest we dont invest at all lol
      this is the best plan just start investing

    • @SahilYadav-bz9yf
      @SahilYadav-bz9yf 5 месяцев назад +4

      @@gauravmishra1992 no . I don't say don't Invest . I am saying only that this people saying you have 14 croreeeeee. But this guy don't know then 14 cr will be something 3.5 cr.

    • @subhransusekharbehera6686
      @subhransusekharbehera6686 5 месяцев назад

      ​@@SahilYadav-bz9yfabsolutely my friend but still better than the 1 crore which he will get after 30 years, with inflation adjusted should be some 17 - 18L.

    • @np7001
      @np7001 4 месяца назад +6

      ​@@SahilYadav-bz9yfstill he will at least have something in hand 3.5cr is not a small amount

    • @SahilYadav-bz9yf
      @SahilYadav-bz9yf 4 месяца назад +2

      @@np7001 yes but also 3 crs and 14 cr not same

  • @LeeMinshih
    @LeeMinshih 5 месяцев назад +19

    I wanted to be the first to comment 😔but due to high rate of unemployment it seems like some people sleep here 🤨

  • @himanshuranjan9245
    @himanshuranjan9245 26 дней назад

    this is natural to found a responsible guy in bihar. family culture is sill here.

  • @anishsarkar-bk8wn
    @anishsarkar-bk8wn 3 месяца назад

    I just loved this man...the way he explains everything is simple & soft. & Also you are very sweet & cool sir...

  • @rajeevsharma7416
    @rajeevsharma7416 5 месяцев назад +4

    Good content sir!!❤

  • @TusharSharma-bx3eu
    @TusharSharma-bx3eu 4 дня назад

    Whole vedio is good but best advice by Ankur Wariko is at 39:54.

  • @ravigupta9719
    @ravigupta9719 3 месяца назад

    Excellent video sir, I am sharing to my family members and friends and also personally persuing with my near ones.
    I am going to retire in a year
    I joined my service at 22 years.
    At that time this much information was not available for that I regret.
    The work which you are doing is very much useful to the society.
    This is one of the social service.
    This my first video which viewed in the late night.
    I am going to view all your videos.
    Thank you very much for your excellent service sir
    🙏

  • @prashantdubey6824
    @prashantdubey6824 4 месяца назад

    Hi.. Warikoo sir.. this is Prashant.. you are doing good job and these sessions are really helping us . I have one suggestion please get some guests who has already achieved there target 🎯 through sip .. that will help us to know what would be hurdles while entire journey and what would solution for those problems in continuation of Sip and investment.
    Thankyou 😊

  • @chandankumar-zd2uj
    @chandankumar-zd2uj 4 месяца назад

    लास्ट का five मिनट जो पेरेंट्स पर दिये वो लाजवाब ।

  • @dineshyawale541
    @dineshyawale541 3 месяца назад

    One input - When we pay 3 years of premium for most insurance policies, we can stop paying the premiums, the policy will attain a paid up status. It will give you some returns at the maturity which will be less but you will get those.

  • @MrKammu
    @MrKammu 4 месяца назад +1

    One of the Best Investment Planning video, I ever seen. Thanks a lot Ankur Ji. This video is Really Helpful for the peoples who belongs to Middle Class and Lower Middle Class.

  • @ishantripathi768
    @ishantripathi768 7 дней назад

    Just love his while ankur telling about the sip returns ❤

  • @VAIBHAVGARUD29
    @VAIBHAVGARUD29 4 месяца назад

    Last 4 minutes was really very valuable words and proper guidance....

  • @ashishdesai4868
    @ashishdesai4868 2 месяца назад +1

    Sir Ye video me Rat ko 1 bage Dekh raha hu Pura video dekh liya Bahot hi maja aa gaya sir
    India me Sir Bahot hi kam log hai jo aise Information ℹ️ itni achi tarah se de
    Thank you So Much sir

  • @HarshitRanaVlogs
    @HarshitRanaVlogs 3 месяца назад

    Nifty 50 index fund
    Midcap fund
    Small cap fund
    Psu equity fund
    Which one is best ?

  • @_sharmaji_ka_ladka
    @_sharmaji_ka_ladka 3 месяца назад

    You are like the big brother I never had. Your financial and personal counselling hits deep.

  • @nagarajuaddagulla
    @nagarajuaddagulla 3 месяца назад

    All the Best Sushant and you will achieve and I believe in you. Lot of good wishes to Ankur as well for making people financial freedom

  • @19prinkletongbram19
    @19prinkletongbram19 3 месяца назад +1

    Hats off to this guy. I also want to have conversation with you Ankur. I wish I will meet you soon.

  • @laxmijain7834
    @laxmijain7834 2 месяца назад

    Sushant your story is very sad but you are very brave and strong brother go ahead God always with you 🙏

  • @arijitgolui
    @arijitgolui 4 месяца назад +1

    Iny opinion, the expenses will increase. In his marriage at least 15 lakhs will be needed, & after that for his own family he will need far more money.

  • @NghiemToNghe
    @NghiemToNghe 18 дней назад

    Following some tips from my brother turned into a decent win last month. Ever had a win that felt extra sweet because it came from a tip

  • @ajitasthaana
    @ajitasthaana Месяц назад

    Very knowledgeable for youth
    Thank you for your valuable guidences

  • @mahendermaurya2689
    @mahendermaurya2689 Месяц назад

    U r doing great job. First time I m writing a comment. Watched the full video, sir wanted to add that if he stops paying premium for traditional plan insurance policy be it LIC or any bank. It will b treated as paid up policy and the amount invested will be returned at maturity year. But it may differ little bit. I did the same thing with 2 policy. Just keep the paid up status till maturity. Thanks

  • @hp9741
    @hp9741 4 месяца назад

    Lic 3 saal ho chuka hai toh usse payment chod dijiye...Paisa return milega lekin less amount...but if u wait untill maturity date..u will get some benefits for sure...