If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@warikoo sir i m just waiting for my episode ❤❤❤ main bohot kush hu ajj.. firse apse baat karne ka moka aap mujhe de in future to mujhe bohot accha lagega.. thak u sir
Sir, After watching your videos, I`m targeting to invest 1 lac per month in SBI flexi CAP as I see we have stable Govt atleast for next 5 years so we`ll not see much slump in the market, please let me know your valuable inputs/thoughts.
This man deserve a salute. How calmly he is talking and the way he planned everything with this limit amount of money. Young generation must learn something from him.
Every man deserves a salute who prioritise family matters over himself .be it an employee, businessman or a farmer . The eyes of this person speaks volumes of the responsibility a middle class man has to bear.
Instead of 500Rs NPS… he can do SSY (Sukanya Samridhi Yojana) for his daughter also. As it has more interest and totally tax free. Kudos to this guy. Huge motivation for everyone ❤
No, as I understand as per latest guidelines of GoI interest will be paid at normal Savings bank rate till the kanya is not 18 years old, correct me if I am wrong
@@ShlokMalkauns i only suggested SSY because in NPS you have to buy annuity after the normal lock in period and it is taxable.. (i think upto 60% is tax free) whereas SSY totally tax free.. whereas in NPS you have option to select exposure to equity which will boost you return percentage by 2-3%
if you start ssy. its owner is your child not you. amount get only after 21 years. its your childs decision whethere money give to you, you cant force.
@@warikooNamste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
Just wanted to stand up and salute Arindam.. I am sure you will reach bigger heights than the calculator showed . Your father’s asheerwad will also be there with you..More power to you @warikoo
Wonderful to see how Mr Arindam is managing his lifestyle, taking care of his family's wellbeing in just 30k. And thanks to Ankur sir for giving Arindam huge confidence boost with his suggestion. Nice 👏
But this is also due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
@@preenitabanerjee7283 maybe true for some jobs, but not for all. The lab technician mostly not😐, coz they earn similar or 10-20% more which is not enough to invest like he does 😀 Education for kids u forget completely in metros !
@@preenitabanerjee7283 unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃 Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕 And staying in a bigger setting automatically attracts travelling and other expenses 🙂
@@technofeteI was in pune from 2014 to 2018. My last in hand salary was 33657. The last rent that I paid was 3400 per month. I managed to save 10-12 thousand rupees per month. It hasn't been much time but a few things have become quite expensive in the last six years like rent.
Namste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
Generally we don't have to worry in case father being in service from before, so it should be common only. I understand people with business like shop may not have, but their earning could easily be more than 40000
Yes his mother pension here is the game changer..Those whose father had retired from pvt job dont have pension have not that luxury.. So his mother's pension shud also be considered here
That's the point he ignored wonderfully that's what I'm saying there are 2 earning members not 1 that's why it's easy for him to save money for his house loan
Indeed, Arindum serves as an exemplary savings model for lower middle class salaried individuals. Ankur's initiative is commendable and worth watching.
In metro the rent and food prices will increase for sure, but in smaller towns anywhere in India the cost of goods is similar or lower, West Bengal has the highest inflation rate since past few years. Although this was true 15 years ago.
Best part of this podcast is the way Ankur ji motivate him 1) Family ko care kar rahe ho 2) Self insure ho chuke ho 3) home plan kar rahe ho 4) Slef and family ko insured kar rakha hai 5) regularly investing kar rahe ho to be hones kisi bhi insan ko chahe vo kitna bhi earn karta ho but this type of MOTIVATION give new wings in life Thanks @warikoo
Ankur sir is also a crorepati..but look at him..he is so down to earth person...The way he speak,the way he treat other people...i just love him...and i learnt a lot from him. GOD BLESS YOU SIR❤
Sir Jo bol rehe hain wo toh fraud nhi. Ye toh aapko v pata hona chahiye...hum inhha aayein hai sikhne keliye Jo sikha rehe hain wo.sehi hona zaruri hai...aapka baat man liya wo fraud hain ..jo bol rahe hain wo toh sehi hai ki nhi...dimagh hai apke pass ...?????
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I have seen many other videos where people earn in lakhs yet do not have proper financial planning and live lavish lifestyle by using credit cards and end up spending major chunk of their earnings by paying credit card bills. This video is a classic example of how you can properly manage your finances with limited salary range and have enough corpus built by investing. Salute to this brother and a big thumps up for having a great financial discipline.
Such a geniune and well behaved person. Arindam babu , kakimar name akta senior citizen account khulte paren SBI te hoy. 8.5 percent interest. Govt scheme, 5 year locking period. Liquid fund er theke better hote pare.
ha baba- ma r name SCSS acc korai chilo bt ai muhurte ota withdrawal kore nite hyeche flat r jonno down payment r jonno . kichu taka FD kore diyechi stable money theke 9.1% rate te
Heartful respect to you sir Ankur ---- From the beginning of this video "You respect a person with Rs.30,000 salary, you respect others family "---- Thanks for your guidance.. With respect -- From a small state of North East India Meghalaya..
Arindham is a very smart invester... Totally aware of his priorities n savings. In 30k per month he is so disciplined. No frills of mandatory domestic or International travels each year, maxing out credit cards, taking personal loans n party with frenz like youngsters these days... in which they eat up most of their salaries. So proud of him!!
Wow. Thanks for the video.. when internet is full of "how I made my first crore".. you have been making videos which actually helps Indian middle class. This is what really worth watching for many of us ..
This episode is soo close to the heart for every middle class family man. I wish everyone of us can excel in life with small small steps powered by positivity , simplicity and discipline.
I was thinking that i cant do SIP in low salary but after watching this guy..Got motivation yes i can also do this..Hats off you brother..Lots of personal dreams you sacrificed..👏👏👏👏👏
21:29 @warikoo Thanks for the Money matters series, I have learnt a lot from this series! But FYI, you have shown SGB returns for 27 years, but SGB matures after 8 years.
That was really great, after earning lakhs of rupees many of us like me, was not able to plan in such a better way, really good, got huge amount of confidence after watching this video, Tq so much to both of you.
You tied him up..what will he do next 10-20 years, nothing for him. He need to earn and pay. If he breaks something in between, what would be the state? Appreciate your answer.
This savings is due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
@Beratamo unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃 Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕 And staying in a bigger setting automatically attracts travelling and other expenses 🙂
This person is truly inspirational. He is so disciplined and sorted in terms of personal finance although his job is not stable. Its something that people should learn from him.
I am from kolkata. I also follow warikoo sir... i invest according to what ankur sir says. But now i am an AMFI registered mutual fund distributor... mutual fund is great
Thank you Thank you Thank you @Ankur ji. This man, Arindam Banerjee is the face of 2.5lakh contractual employee of Bengal. I, myself is 1 of them, but sad part is that after serving 14yrs as a Cnt. High Schl teacher, we get 15k only. So making plans like him with out any parental support is just brutally tough for Us. Doing 2/3 different business simultaneously apart from schooling, I earn like Him. Ihv very very less savings and able to have very small insurance for My family without EPF.. Still Sir, you took 1of Us, and again remotivate Us,, Thats your greatness.. Thank You Ankur ji. ❤❤
Sir ek practical video bhi bna dijiye like how to choose mutual fund and which mutual fund is best, bcz aapki video dekh ke invest krne ka man bna liya but m confuse hu kese invest kru aor kisme…. Plzzz make a one video on this topi.
IN INDIA ( A Family of 4-5 Members) = 30K in (Village With Home) = 40K in (Village Without Home) = 45K in ( Small City with home) = 60K in ( Small City No home) = 65K in ( Medium City W Home) = 80K in ( Medium City No Home) = 90K in ( Megacity CA W Home) = 1L in ( Megacity CA No Home) = 1.2L in ( Megacity W Home) = 1.5L in ( Megacity No Home) = 10-50L in ( Megacity :Top areas) CA = Cheap Areas
Your videos have been truly impressive! As one of your regular viewers, I've been following your content closely for a while now. I'm very interested in making an investment, but I’m still having trouble identifying the right opportunity to fully commit to. I would greatly appreciate any guidance or suggestions you might have in this area.
As a beginner investor, having a mentor to hold you accountable is crucial. Personally, I’m guided by Gregory Leo Cattel, a well-known consultant. While I can't share much about him, I recommend searching his name online to find the details you need to schedule an appointment.
I started working with Coach Gregory Leo Cattel back in August, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.
Gregory Leo Cattel success can be attributed to his unwavering dedication to setting realistic goals, expertly navigating clients through complex financial landscapes while avoiding the pitfalls of unrealistic expectations.>
Making touch with financial advisors like GREGORY LEO CATTEL who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
1 think to add EPF 1800 Bataya to to aapne Employee+Employer share ka 3600 le liya which is okay, but isme around 1250 rs pension fund me jayega jisme interest nahi milta. Sirf 2350 rs ka @7.5% calculate karna chahiye tha.
Sir i was saving money without any suitable guidance.And i found you as a great mentor. Thanks for the support & Your last line was epic seriously i felt like learning from elder brother.Thanks bhaiya.
Haven't seen any so called ctc 20-30lacs guys (jo RUclipsrs bhonkte rehete hai 4lac to 20lac ctc journey) here.. It tells the reality that those are only bubbles wich dissapoint you and make you feel like you Are nothing ..
My dear sir, I am your very big fan and yes I always watch your videos online and you always teach the people's how to invest start and make an financial strong I would like to say you may god bless you and protect you and your family too!
I`m new to the crypto market. Every crypto that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good coins to buy and losing all the good opportunities.>>
I usually go with registered representative; Zachery M Demers, He provides a more grounded approach, looking at factors like market demand, regulatory changes, and adoption trends. This approach enable to make informed decisions rather than solely relying on emotional market dynamics
Hallelujah 🙌🏻!!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻. I was owing a loan of $49,000 to the bank for my son's brain surgery, Now I'm no longer in debt after I invested $11,000 and got my payout of $290,500 every month…God bless Mrs Susan Jane Christy ❤️
I've always wanted to be involved for a long time but the volatility in the price has been very confusing to me. Although I have watched a lot of RUclips videos about it but I still find it hard to understand
His mother is getting pension, minimum 20k if we assume.. adding with his salary ... Its 50k, Now his calculation and investments make sense.. He gave 2 lakhs downpayment, have saved around 8-9 lakhs, Its impossible for someone earning 30k a month, Definitely His parents saved him some money
Hi! Sir. I really appreciate your efforts, you r really doing a commendable work. You are helping so many people with their financial matters. In this way they are gaining financial knowledge as well.
This is an excellent initiative for making common man financially educated. I am requesting Mr. @warikoo to make a video for PhD Scholar in India who is getting 37k to 42k for 5 yrs. Though they will become professors at premier Institute like IITs and NITs after their degree but many are unable to save properly. This initiative will benefit the research community and scientists in the country.
dont know why this video made me emotional. we cry and weep about our problems in urban jungles but there are millions of genuine families living in small towns and fulfilling simple dreams!!
Sir I'm a big fan of you, aapke video's ke niche joh subtitles hote hai English main, it's very useful for us, main niche dekh ke woh read karte reheta hu, thank you so much. I hope aap mera comments padhenge😅.
Sir, This is great, you are reaching common people and helping to understand how money works or how to plan, when many more on social media is behind stock market and behind fast earning rather than smart saving and growing. Salute to you 🙏 Apperciated anirudha s planning and vision. It is eye opener to many. Best wishes to anirudha 👍
1- Sir 1000 par month hdfc cilick to welth for 35 year retaierment 2-sir 2500 par month beiti ki Shaadi k liye for 20 year hdfc cilick 3-sir 2000 par month ssy post office 4-sir 1000 Nippon India midcap 1000 hdfc multi cap fund Sir kya ye Sahi hai ya Kuch change karu Please sir reply dijiyega 00 Nippon India midcap
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo2nUTnhn9vjpG7
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Sirji same story, Sir ji mediclaim and team plan ka premium add nahi kiya aap ne 🙇 to sir muje batao kaise ho jayega 🙂 thankyou sir
@warikoo sir i m just waiting for my episode ❤❤❤ main bohot kush hu ajj.. firse apse baat karne ka moka aap mujhe de in future to mujhe bohot accha lagega.. thak u sir
Sir, After watching your videos, I`m targeting to invest 1 lac per month in SBI flexi CAP as I see we have stable Govt atleast for next 5 years so we`ll not see much slump in the market, please let me know your valuable inputs/thoughts.
@@arindambanerjee284 khub bhalo laglo episode ta sune... Keep investing.. Be happy 👍👍
Sir, I need Your Guidance.. I fill Your Form also... Please selection kar dijiye.. I want to talk with You Sir.. Please🙏🙏🙏
This are the real people you need to bring in this show.. Majority of us are low middle class families.
Mera income 25k hai.
Lakin Mera 2.5 crore ka asset hai
Exactly bro. We should watch what we can afford to invest otherwise it just becomes unnecessary burden.
This man deserve a salute. How calmly he is talking and the way he planned everything with this limit amount of money. Young generation must learn something from him.
Every man deserves a salute who prioritise family matters over himself .be it an employee, businessman or a farmer .
The eyes of this person speaks volumes of the responsibility a middle class man has to bear.
This man deserves an high paying job looking at his smartness and money management skill, Best of luck.
He'll figure it out all he needs is luck nothing else tbh
Instead of 500Rs NPS… he can do SSY (Sukanya Samridhi Yojana) for his daughter also. As it has more interest and totally tax free. Kudos to this guy. Huge motivation for everyone ❤
No, as I understand as per latest guidelines of GoI interest will be paid at normal Savings bank rate till the kanya is not 18 years old, correct me if I am wrong
@@ShlokMalkauns i only suggested SSY because in NPS you have to buy annuity after the normal lock in period and it is taxable.. (i think upto 60% is tax free) whereas SSY totally tax free.. whereas in NPS you have option to select exposure to equity which will boost you return percentage by 2-3%
if you start ssy. its owner is your child not you. amount get only after 21 years. its your childs decision whethere money give to you, you cant force.
Nps not good at all
@@vineeshpv3I have that to me
My dad Made that
But I don't know anything about it
Can you elaborate what it is?
one thing I liked about you is that you don't bring Crorepatis on this Financial planning platform as it just demotivates us.
❤️❤️
He himself is a crorepati so why bring more crorepatis in the video. Achi variety ho jati hai with diff people
So true...that's why I love Ankur sir❤
@@warikooNamste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
@@warikooSir apki wajese me ajj 100 rupess se 2000 monthly sip karahuhau mera salary 20000 hai ❤thank u for motovating
Just wanted to stand up and salute Arindam.. I am sure you will reach bigger heights than the calculator showed . Your father’s asheerwad will also be there with you..More power to you @warikoo
Wonderful to see how Mr Arindam is managing his lifestyle, taking care of his family's wellbeing in just 30k. And thanks to Ankur sir for giving Arindam huge confidence boost with his suggestion. Nice 👏
But this is also due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
The same job in Bengaluru or Mumbai or Hyderabad would fetch a much bigger salary! So the cost of living would be compensated
@@preenitabanerjee7283 maybe true for some jobs, but not for all. The lab technician mostly not😐, coz they earn similar or 10-20% more which is not enough to invest like he does 😀
Education for kids u forget completely in metros !
@@preenitabanerjee7283 unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃
Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕
And staying in a bigger setting automatically attracts travelling and other expenses 🙂
@@technofeteI was in pune from 2014 to 2018. My last in hand salary was 33657. The last rent that I paid was 3400 per month. I managed to save 10-12 thousand rupees per month. It hasn't been much time but a few things have become quite expensive in the last six years like rent.
Humbled to see him and his approach and aspiration 😅
Namste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
Pension to his mother is a big thing ..that's what helping him to manage everything even at that salary. .
Generally we don't have to worry in case father being in service from before, so it should be common only. I understand people with business like shop may not have, but their earning could easily be more than 40000
Yes his mother pension here is the game changer..Those whose father had retired from pvt job dont have pension have not that luxury.. So his mother's pension shud also be considered here
EMI approx 10 to 11 k is not considered, if mother passes in 3-5 years- scene will change
@@VipinSharma-yk1poexactly
That's the point he ignored wonderfully that's what I'm saying there are 2 earning members not 1 that's why it's easy for him to save money for his house loan
Ankur sir is penetrating financial awareness down to lower middle class. He is a Gem and a powerful personality. Hope more of this comes!
Indeed, Arindum serves as an exemplary savings model for lower middle class salaried individuals. Ankur's initiative is commendable and worth watching.
Earning 30k in any town in west bengal is equal to 60k in indian metros or any other states. 30k is good salary in West Bengal.
In metro the rent and food prices will increase for sure, but in smaller towns anywhere in India the cost of goods is similar or lower, West Bengal has the highest inflation rate since past few years. Although this was true 15 years ago.
Correct @@sumitmukherjee7131
There is no standard of good life in WB
It's very poor
Best part of this podcast is the way Ankur ji motivate him
1) Family ko care kar rahe ho
2) Self insure ho chuke ho
3) home plan kar rahe ho
4) Slef and family ko insured kar rakha hai
5) regularly investing kar rahe ho
to be hones kisi bhi insan ko chahe vo kitna bhi earn karta ho but this type of MOTIVATION give new wings in life Thanks @warikoo
Ankur sir is also a crorepati..but look at him..he is so down to earth person...The way he speak,the way he treat other people...i just love him...and i learnt a lot from him. GOD BLESS YOU SIR❤
Marry him he will give his 70% 😂
Fraud hai ye
Sir Jo bol rehe hain wo toh fraud nhi. Ye toh aapko v pata hona chahiye...hum inhha aayein hai sikhne keliye Jo sikha rehe hain wo.sehi hona zaruri hai...aapka baat man liya wo fraud hain
..jo bol rahe hain wo toh sehi hai ki nhi...dimagh hai apke pass ...?????
@@smileygyana342 sikh sikh tu phir 2 hafte me crore pati ban jaayegaaal😂😂din raat sun sir ko
@@Technologybhai1 tu toh crore pati hai pehle se ye sunne keliye kiun iss channel main kiun aaya tha..?
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Bots are getting creative nowadays😂
@@RaijinRyu😅😅 off course
অরিন্দম তোমার ভবিষ্যতের জন্য অনেক শুভেচ্ছা। খুব সুন্দর ভাবে পরিকল্পনা করেছো
He is my childhood friend from schooldays... Arindam Banerjee..❤❤
Wow
What job are u doing bro..??
@@savvykind-yt now I'm in Govt sector under Education Dept. Of WB..
Great❤
Tumi ekhon ki korcho
I have seen many other videos where people earn in lakhs yet do not have proper financial planning and live lavish lifestyle by using credit cards and end up spending major chunk of their earnings by paying credit card bills. This video is a classic example of how you can properly manage your finances with limited salary range and have enough corpus built by investing. Salute to this brother and a big thumps up for having a great financial discipline.
we adapt depending on how much we earn
Such a geniune and well behaved person.
Arindam babu , kakimar name akta senior citizen account khulte paren SBI te hoy. 8.5 percent interest. Govt scheme, 5 year locking period. Liquid fund er theke better hote pare.
ha baba- ma r name SCSS acc korai chilo bt ai muhurte ota withdrawal kore nite hyeche flat r jonno down payment r jonno . kichu taka FD kore diyechi stable money theke 9.1% rate te
@@arindambanerjee284small cap e kon fund e investment kora ache?
Heartful respect to you sir Ankur ---- From the beginning of this video "You respect a person with Rs.30,000 salary, you respect others family "---- Thanks for your guidance..
With respect -- From a small state of North East India Meghalaya..
Arindham is a very smart invester... Totally aware of his priorities n savings. In 30k per month he is so disciplined. No frills of mandatory domestic or International travels each year, maxing out credit cards, taking personal loans n party with frenz like youngsters these days... in which they eat up most of their salaries. So proud of him!!
Arindam you are wonderful planner and best thing about you is that you are showing your gratitude for warikoo sir….. best wishes for you Arindham
Wow. Thanks for the video.. when internet is full of "how I made my first crore".. you have been making videos which actually helps Indian middle class. This is what really worth watching for many of us ..
This episode is soo close to the heart for every middle class family man. I wish everyone of us can excel in life with small small steps powered by positivity , simplicity and discipline.
Start TRADING
How much satisfaction he got that is enough for him to run his future plan very confidently.thank u ankur for doing this
Maine 4 years seh apko Follow kar raha hu.. aur haar video Helpful hota hain. Main v Kolkata seh hu....
I'm clapping for what he has done and achieved.👏
Arvindam is a superhero for his family ❤ love to his whole family, Anku Warikoo has transferred a lot of Indians life, to more to you 🔥
I was thinking that i cant do SIP in low salary but after watching this guy..Got motivation yes i can also do this..Hats off you brother..Lots of personal dreams you sacrificed..👏👏👏👏👏
I love money matter episodes,sitting at one place we can try different shoes….
I m from chennai.i always watch ur channel.Every video is like motivation for financially struggling people.
" ANKUR " sir is not just a name .... he is an EMOTION for million of Indians...
21:29 @warikoo Thanks for the Money matters series, I have learnt a lot from this series! But FYI, you have shown SGB returns for 27 years, but SGB matures after 8 years.
phir kharido aur phir 8 saal kar ke badao sab samjhana padega kya😂😂😂
That was really great, after earning lakhs of rupees many of us like me, was not able to plan in such a better way, really good, got huge amount of confidence after watching this video, Tq so much to both of you.
amazing, thank u Ankur and congrats to Arindam for taking care of his family with love and care
This is the best session I hv seen in money matters... Really happy to see him it gives confidence to a lot of ppl out there
This is the beauty of living in your hometown; a small sallary can manage a lot of things.
You tied him up..what will he do next 10-20 years, nothing for him. He need to earn and pay. If he breaks something in between, what would be the state? Appreciate your answer.
This savings is due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
@Beratamo unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃
Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕
And staying in a bigger setting automatically attracts travelling and other expenses 🙂
😂😂😂
He stays in town so what you said is 100% correct
Finally found a comment of my similar thoughts 😂
I don't agree..this guy has a good saving habit..good financial planning..
I genuinely love this kind of episodes...Sir please keep doing the same so that everyone of us would achieved Financial freedom....Hats off to you❤❤❤
30 k in bengal is equivalent to 50k in delhi
This person is truly inspirational. He is so disciplined and sorted in terms of personal finance although his job is not stable. Its something that people should learn from him.
This video' is so special of this series
I am from kolkata. I also follow warikoo sir... i invest according to what ankur sir says. But now i am an AMFI registered mutual fund distributor... mutual fund is great
4796
Thanks a lot Ankur❤
Thank you Thank you Thank you @Ankur ji.
This man, Arindam Banerjee is the face of 2.5lakh contractual employee of Bengal.
I, myself is 1 of them, but sad part is that after serving 14yrs as a Cnt. High Schl teacher, we get 15k only.
So making plans like him with out any parental support is just brutally tough for Us. Doing 2/3 different business simultaneously apart from schooling, I earn like Him.
Ihv very very less savings and able to have very small insurance for My family without EPF..
Still Sir, you took 1of Us, and again remotivate Us,, Thats your greatness..
Thank You Ankur ji. ❤❤
Sir ek practical video bhi bna dijiye like how to choose mutual fund and which mutual fund is best, bcz aapki video dekh ke invest krne ka man bna liya but m confuse hu kese invest kru aor kisme…. Plzzz make a one video on this topi.
How beautifully he is carrying out his life...
IN INDIA ( A Family of 4-5 Members)
= 30K in (Village With Home)
= 40K in (Village Without Home)
= 45K in ( Small City with home)
= 60K in ( Small City No home)
= 65K in ( Medium City W Home)
= 80K in ( Medium City No Home)
= 90K in ( Megacity CA W Home)
= 1L in ( Megacity CA No Home)
= 1.2L in ( Megacity W Home)
= 1.5L in ( Megacity No Home)
= 10-50L in ( Megacity :Top areas)
CA = Cheap Areas
Those who living in village with a job is blessed in india
nothing matters sirf itna sochiye khudko financially free kaise kiya jaye kitni jaldi kiya jaye bs this is the best goal in my view
Your videos have been truly impressive! As one of your regular viewers, I've been following your content closely for a while now. I'm very interested in making an investment, but I’m still having trouble identifying the right opportunity to fully commit to. I would greatly appreciate any guidance or suggestions you might have in this area.
As a beginner investor, having a mentor to hold you accountable is crucial. Personally, I’m guided by Gregory Leo Cattel, a well-known consultant. While I can't share much about him, I recommend searching his name online to find the details you need to schedule an appointment.
I started working with Coach Gregory Leo Cattel back in August, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.
Gregory Leo Cattel success can be attributed to his unwavering dedication to setting realistic goals, expertly navigating clients through complex financial landscapes while avoiding the pitfalls of unrealistic expectations.>
Making touch with financial advisors like GREGORY LEO CATTEL who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
I just Googled his name and his website came up right away. It looks interesting so far. I sent him an email and i hope he responds soon.
1 think to add EPF 1800 Bataya to to aapne Employee+Employer share ka 3600 le liya which is okay, but isme around 1250 rs pension fund me jayega jisme interest nahi milta.
Sirf 2350 rs ka @7.5% calculate karna chahiye tha.
We can relate to common people and then learn from them ❤
Sir i was saving money without any suitable guidance.And i found you as a great mentor.
Thanks for the support
& Your last line was epic seriously i felt like learning from elder brother.Thanks bhaiya.
This is so amazing Arindam
I salute you ❤
Very wonderful video Ankur sir! God bless you
God bless this man, he's so honest and down to earth!
Proud of you Ankoorji.
You are doing a wonderful job.
God bless you n your family always.
First time i just clapped for this man really bro hates off to your spirit ❤ such a mature person really inspiring
Haven't seen any so called ctc 20-30lacs guys (jo RUclipsrs bhonkte rehete hai 4lac to 20lac ctc journey) here.. It tells the reality that those are only bubbles wich dissapoint you and make you feel like you Are nothing ..
He picks poor guys so that more people can relate
Salute to Arindan, great example. I should start my investing very soon.
You are doing a great work sir..... Thank you for making our life financially better.
Legend watching with 500 rs
125💀
Ultra legends watching with 0 rupee
Ultra legend pro max watching this with negetive balance
@@shubhamuniyal9047 😂
@@shubhamuniyal9047 avi 0 hai lakin Marne se pahle 1 milian dollar kam se kam hoga
I don’t know why I watch this much that yesterday I had a dream lf you and you were planning financials for me .
Omg where am I standing. He is so well organized with his finances.
Power of a Bengali❤
জয় বাঙালির জয়🎉
Power of Indian
@@abhilashraval395 no doubt♥️
Great calculation. I would like to see the tax computation as part of this calculation
Sir aap bahut achhi baat btate hai
आगाह अपनी मौत से कोई बशर नहीं. सामान सौ बरस का है पल की ख़बर नहीं...
Sir loved the series
My dear sir, I am your very big fan and yes I always watch your videos online and you always teach the people's how to invest start and make an financial strong I would like to say you may god bless you and protect you and your family too!
My salary 20000
RD 4000
Stock inv 3000
Home 5000
Bike emi 5000
Exp own 3000
Is it systematic sir?
Age batavo
Life me bhar khana,ghumna, Family health, accident money v hota h..
Life Excel se nhi chlata
Absolutely true but that doesn't mean you don't plan your finance 😊
@@shubhamoydas9615 plan kro..but itna v nhi hota
Thankyou for this series....just clicked randomly and saw the on of the best series in internet and so proud of this guy
I`m new to the crypto market. Every crypto that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good coins to buy and losing all the good opportunities.>>
I usually go with registered representative; Zachery M Demers, He provides a more grounded approach, looking at factors like market demand, regulatory changes, and adoption trends. This approach enable to make informed decisions rather than solely relying on emotional market dynamics
He's mostly on Telegrams, using the user name
Zachfinance
best signal provider in the market. Knowledgeable, level headed (no loss like some other traders who recently jumped on the bandwagon)
he deserves more accolades, just the same way I was going through comments and i saw this, I gave a try and I never regretted it.
Following you since few days... your advise is genuine... great .....keep it up
Thank you ankur❤
What a wonderful session it kind of sessions give motivation to all middle class people. Grt sir thank you...
Ankur smile after hearing mutual fund 😂
Big Thanks to Bring lower middle class families to this platform ❤❤
SIR ME NIFTY 50 ME MONTHS 5000/- DAL TA HU LOOS TO NAHI HOGA
Loos hoga, loss nhi hoga guarantee 😂
Mai 16 Saal ka Hu 25k Monthly Smallcap Ka ETF Me Dalta hu 😃
Short term mai ho skta hai but in long run nahi hoga
@@SunnyKushwaha315 how bro
@@SunnyKushwaha315 kha sai earn karte ho
Pata nhi sir .......pr aapko dekh kr ek alag hi level ka confidence aata hai
Hallelujah 🙌🏻!!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻. I was owing a loan of $49,000 to the bank for my son's brain surgery, Now I'm no longer in debt after I invested $11,000 and got my payout of $290,500 every month…God bless Mrs Susan Jane Christy ❤️
Hello!! how do you make such monthly, I’m a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God
Thanks to my co-worker (Carson ) who suggested Ms Susan Jane Christy
After I raised up to 525k trading with her I bought a new House and a car here in the states🇺🇸🇺🇸 also paid for my son's surgery….Glory to God, shalom.
Can I also do it??? My life is facing lots of challenges lately
I've always wanted to be involved for a long time but the volatility in the price has been very confusing to me. Although I have watched a lot of RUclips videos about it but I still find it hard to understand
His mother is getting pension, minimum 20k if we assume.. adding with his salary ... Its 50k, Now his calculation and investments make sense.. He gave 2 lakhs downpayment, have saved around 8-9 lakhs, Its impossible for someone earning 30k a month, Definitely His parents saved him some money
30k me crorepati 😂 bhai Ghar ka kharcha hi 30k hota hai
West Bengal me 30 k bohot hai ...jo log rehte hai wb me unko malum hai
I don't think ki 30k salary me 6000k investment+insurance, ghar khrch , khud k khrcha , than wife ko alg se do . , not possible
Hi! Sir. I really appreciate your efforts, you r really doing a commendable work. You are helping so many people with their financial matters. In this way they are gaining financial knowledge as well.
Smart planning by arindam...thoda Der se sahi but usne kiya with discipline ...
Very very motivational video
This video teaches it's not the amount that matters, it's the mindset
Great session with Arindam bhai...learn a lot from this session.
Thanku ankur sir for providing financial guidance to us..
To get real understanding of our saving and value of it….We may also have to add inflation as 5 cr after 20 years may not have same value as today.
This is an excellent initiative for making common man financially educated. I am requesting Mr. @warikoo to make a video for PhD Scholar in India who is getting 37k to 42k for 5 yrs. Though they will become professors at premier Institute like IITs and NITs after their degree but many are unable to save properly. This initiative will benefit the research community and scientists in the country.
dont know why this video made me emotional. we cry and weep about our problems in urban jungles but there are millions of genuine families living in small towns and fulfilling simple dreams!!
Sir I'm a big fan of you, aapke video's ke niche joh subtitles hote hai English main, it's very useful for us, main niche dekh ke woh read karte reheta hu, thank you so much. I hope aap mera comments padhenge😅.
Sir,
This is great, you are reaching common people and helping to understand how money works or how to plan, when many more on social media is behind stock market and behind fast earning rather than smart saving and growing.
Salute to you 🙏
Apperciated anirudha s planning and vision. It is eye opener to many.
Best wishes to anirudha 👍
1- Sir 1000 par month hdfc cilick to welth for 35 year retaierment
2-sir 2500 par month beiti ki Shaadi k liye for 20 year hdfc cilick
3-sir 2000 par month ssy post office
4-sir 1000 Nippon India midcap
1000 hdfc multi cap fund
Sir kya ye Sahi hai ya
Kuch change karu
Please sir reply dijiyega
00 Nippon India midcap
Amazing.. it's truly an example for all of us..😊
Dude's a real inspiration man managing everything with just 30k. Really amazing.
Uske Papa govt employee the yarr
No burden, no loan, just fresh start kiya hai usne
Very Inspiring, earning the same amount but don't have any penny as savings. Inspiring!!!